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Bing is one of the main sources for DuckDuckGo's (DDG) search results [1]. Section 4(k) of the Bing Search API clearly states[2]: When using the Services, you may not, nor may you permit third parties or your End Users to: [...]
Redistribute, resell, or sublicense access to any Microsoft service or Content;
If DDG takes results from Bing and presents them to me on their website, is this not redistribution? Is it not considered redistribution because the results are aggregated with results from other sources? Is Microsoft not terminating their relationship with DDG because they're afraid of a lawsuit?If I upload a movie, book, or song to the internet and give you a link, I'm violating US copyright law because I'm redistributing the media without permission. But if I take search results from an API, and display them on my webpage, that's not redistribution? If anyone has any good references for understanding this further, please share them in the comments. I'm working on a tool that would like to use these APIs in a way similar to DDG, but I can't understand what they're doing to avoid violating the Terms of Use.1: | 0 | 1 | 0 |
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How To Make A Will
# How to Make a Will
In this guide, you’ll learn how to make a will and find useful resources to help with the will writing process to ensure your estate plan is in order.
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Writer & Researcher
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Want to learn how to write a will? Luckily, the process is fairly straightforward. And taking the time to write this document now can save your family from a whole lot of unnecessary stress in the future.
Below, we’ll take a look at how to make a will, what to do with your will once it’s written, and some important resources that make writing a will a bit easier. We’ve also included some important tips and things to know from our conversation with Jim Revels, CPA, member of the American Institute of Certified Public Accountants’ Personal Financial Planning Executive Committee.
#### Table of Contents
## What Is a Will?
A will, also known as a last will and testament, is a legal document that details your final wishes about everything: from the guardians of your children to the bequeathment of family heirlooms. Creating a will is an important part of estate planning; if you don’t create a will, a judge or state officials will usually be in charge of your estate, which can lead to family conflict and prevent your final wishes from being carried out. A will is just one part of an estate plan, which can also include legal documents like trusts, powers of attorney, and a living will.
## How to Make a Will: A Step-by-Step Guide
!!
### 1. Choose what to include in your will
No two wills look the same. Consider your estate, savings, belongings, pets, and any end-of-life wishes. Collect any paperwork you have – digital or actual paper – that contains information about , including properties you own, life insurance policies, bank accounts, and .
Common items to list in a will include:
* Real estate holdings
* Stocks, bonds, mutual funds
* Cash savings accounts, checking accounts, money market accounts
* Business assets and ownership
* Vehicles or boats
* Family heirlooms
* Other possessions
Helpful Tip:
**Helpful Tip:** You may not think you own anything valuable enough to include in a will, but odds are, your loved ones would disagree. Try to think about which possessions your children, grandchildren, or other relatives would like to have. For example, if your daughter has always admired your wedding china, consider bequeathing it to her in your will.
### 2. Decide where your belongings go
Next, you need to figure out who gets your stuff, properties, assets, pets, etc. Do you want to leave your vacation home to your children? If you still have minor children, who should care for them should you pass away? Are you planning to donate a chunk of your estate to ?
How you divide everything up is entirely up to you. Many married people leave everything to their spouse. However, you should still choose alternate beneficiaries. That way, your will is still relevant even if your spouse passes away before you.
And, remember, the more specific you are, the less guessing your executor needs to do. Not to mention less bickering among family members!
### 3. Choose an executor
Executors – you guessed it! – *execute* your will. They make sure that what you want to happen with your assets and last wishes actually happens. Executors make sure your son Bobby gets the family train set he adores and that your sister receives your beloved pooch. An executor’s responsibilities may include offering the will for probate (the legal process of reviewing the will), administering the estate, and paying off the deceased person’s debt and taxes using the estate’s funds.
Did You Know?
**Did You Know?** Around 80 percent of people choose a family member as an executor of their will. Check out our for more interesting findings about estate planning.
Choose your executor wisely. It may be an adult child, a close friend, or an attorney. Whoever the person is, make sure they’re trustworthy, ethical, and willing to take on the responsibility. We spoke with Jim Revels, CPA, member of the American Institute of Certified Public Accountants' Personal Financial Planning Executive Committee, who says it’s best if the person lives nearby, can be assertive, and is financially responsible. If you choose an attorney, they’re typically paid using funds from your estate.
### 4. Choose guardians for your dependents
Do you still have minor children in your custody? If so, you’ll need to decide who will care for them in case you’re unable to. Be sure to talk to the person or couple before naming them in your will.
Food for Thought:
**Food for Thought:** Consider leaving financial support for the guardians of your children. While not required, it’s a thoughtful way to continue supporting your children and their caretakers after your passing.
### 5. Write the Will
Now, you need to create the will. There are a few ways to do this:
* **Hire a lawyer**: Attorneys can draft your will for you. This is the best choice if you want personalized legal advice and you have the spare cash to pay. Jim Revels recommends that you “don’t use just any attorney.” Instead, he advises, “Use an attorney that specializes in trusts and estates and is licensed in the senior’s resident state.” Attorneys typically charge anywhere from $300 to $1,000 or more for a will. You can also find online alternatives that are more affordable. Check out our for more details.
* **Make a DIY will**: If you have a simple estate, you can write your own will using online templates, software, or website services. We cover .
* **Fill out a statutory form**: Some states offer standardized statutory forms. Before going this route, make sure it truly reflects your wishes. Then, simply fill in the blanks with your information and follow the instructions for signing. , , , , and provide statutory will forms.
### 6. Sign the Will in Front of Witnesses
You must sign and date your will in front of at least two witnesses. The witnesses cannot be listed as beneficiaries in your will.
If you want your will to get through probate more easily, you’ll also want to include a self-proving affidavit with your document. This is a notarized document that you and your witnesses sign to show that you are the ones who signed and witnessed the original will.
Make a Will with LegalShield
Get essential estate planning documents, including a will and a living trust with .
4.5 of 5
Links to LegalShield
## What to Do After You’ve Written Your Will
### Where Should I Store My Will?
After you’ve written your will, you need to find a secure yet accessible spot to keep the original. Some good places to keep it include:
* **Filed with probate court**: Find out if your state lets you file your will with the probate court. If they do, this is the safest storage option. Your attorney or loved ones can easily retrieve it from the court.
* **Your attorney’s office**: If you use a lawyer to make a will, ask if they can store it for you in their safe. You can ask for it back at any time should you want to relocate it, rewrite it, or work with a new attorney.
* **Your home**: Store your will in a waterproof and fireproof file box, pouch, or folder. Make sure your attorney and/or your executor know where your will is kept. Store it with other important legacy documents like tax returns, estate plans, insurance policies, and passwords.
### Who Should Get Copies of My Will?
It really depends. And, there’s no right or wrong answer here. Some people choose to give everyone affected a copy of the will immediately after finalizing it. This gives beneficiaries a chance to ask questions and understand their roles. Others choose not to hand out copies to anyone.
Whichever approach you choose, it’s still a good idea to make copies of your will in case the original one gets misplaced or destroyed and you need to remake it.
### How Often Should I Revisit My Will?
Jim Revels recommends that you should revisit your will every three to five years or after a significant change in circumstances. These can include:
* Changes in the law
* New grandchild
* Financial setback
* Influx of wealth
* Change in your relationship status – marriage, divorce, or break-up
* Losing a spouse
* Losing a child
* Poor health
* Creation of a trust
* The sale of a business
**Helpful Tip:** Remember, your will is just that – yours! Don’t let anyone pressure you into making changes to your will that you’re not comfortable with.
## Do I Need a Lawyer to Make a Will?
You don’t have to use a lawyer to make a will. A will written without the help of a lawyer can still be legal. You just need to make sure that you’re following any relevant laws in your state. For example, most states require two witnesses to be present when you sign your will.
That being said, using a lawyer has its benefits. A lawyer will ensure your will complies with all state laws so that it holds up in court. Using a lawyer is a wise choice for seniors with large or complex estates with a lot of assets. It’s also a good idea if your will includes naming guardians for your minor children.
Of course, using a lawyer comes at a cost. It can cost anywhere from a few hundred to several thousand dollars to hire a lawyer for will preparation.2 may be better off writing a will themselves with the help of templates or online will-writing software.
## Services and Resources
If you choose a DIY will, you’re not totally on your own. Check out our that help seniors write their own wills online.
### Nolo’s Quicken Willmaker & Trust 2022
This downloadable software helps you create your last will and testament along with other estate planning documents. You can revise and update your will at any time, too. The price ranges from $99 for the Starter software to $209 for the All-Access software. Check out the to learn more.
### Fabric
Make a will online using . This service is great for who have basic estates and a simple family situation. You’ll answer a few questions, print out the will, and then sign it.
### LegalZoom
LegalZoom offers online tools and virtual attorney consultations to help you create a last will and testament in as little as 15 minutes. Creating a state-specific will using LegalZoom’s online step-by-step guide starts at $199. For $100 more, you can access LegalZoom’s network of attorneys and ask questions about your will for two weeks. Read our to learn more.
### Rocket Lawyer
guides you through the will-making process by having you answer questions about your wishes. It then generates a will that reflects your answers that you can purchase for $39.99. Before beginning the process, you choose which state you reside in. This helps ensure the will follows state laws.
### FreeWill
If you’re on the fence about hiring a lawyer, FreeWill is a good place to start. As you go through the free will-writing process, you may realize that your estate or family situation is more complicated than you thought. In that case, you can still fill out free forms on FreeWill’s site and then take them to your attorney. This can save you a lot of money if your lawyer charges by the hour.
### Gentreo
Gentreo offers fully customizable estate planning services right from your computer. The website walks you through creating a will, living trust, health care proxy, , and pet documents, and you can choose who has access to everything. Membership prices start at $100 for the first year and then drop to $50 for every following year.
## Other Frequently Asked Questions About Making a Will
* Is it legal to write your own will?
Yes, it’s legal to write your own will as long as you abide by state laws. Laws and requirements will vary by state, but generally, a will needs to be printed or typed and signed by the person who wrote the will and two witnesses.
* How much does it cost to make a will?
The cost to make a will ranges from no cost to thousands of dollars. The price will depend on the complexity of your estate and whether you choose to use a free online template, paid online service, or hire an attorney.
* Do my spouse and I need separate wills?
In most circumstances, yes. Some states do recognize joint wills, but separate wills are nearly always recommended by estate planners.3
* Where can I get help drafting a will for free?
Some will-making websites, non-profits, programs, and law firms help seniors write wills for free. Search online for free or pro bono will-writing in your area.
Citations
1. Gallup. (2021).
2. Nolo. (2022).
3. AARP. (2012). .
Written By:
Sarah Goldy-Brown
Sarah covers a range of senior lifestyle topics, from reviews of walk-in tubs and hearing aids to overviews of Medicare and Medicaid. Her close relationship with her grandparents gave her a firsthand look at the evolving life needs of older…
Reviewed By:
Jeff Hoyt
As Editor-in-Chief of the personal finance site MoneyTips.com, Jeff produced hundreds of articles on the subject of retirement, including preventing identity theft, minimizing taxes, investing successfully, preparing for retirement medical costs, protecting your credit score, and making your money last…
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Title:
4D reconstruction for low-dose cardiac gated SPECT.
Abstract:
Due to the combination of high-frequency use and relatively high diagnostic radiation dose (>9 mSv for one scan), there is a need to lower the radiation dose used in myocardial perfusion imaging (MPI) studies in cardiac gated single photon emission computed tomography (GSPECT) in order to reduce its population based cancer risk. The aim of this study is to assess quantitatively the potential utility of advanced 4D reconstruction for GSPECT for significantly lowered imaging dose.
For quantitative evaluation, Monte Carlo simulation with the 4D NURBS-based cardiac-torso (NCAT) phantom is used for GSPECT imaging at half and quarter count levels in the projections emulating lower injected activity (dose) levels. Both 4D and 3D reconstruction methods are applied at these lowered dose levels, and compared with standard clinical spatiotemporal reconstruction (ST121) at full dose using a number of metrics on the reconstructed images: (1) overall reconstruction accuracy of the myocardium, (2) regional bias-variance analysis of the left ventricle (LV) wall, (3) uniformity of the LV wall, (4) accuracy of the time activity curve (TAC) of the LV wall, and (5) detectability of perfusion defects using channelized Hotelling observer. As a preliminary demonstration, two sets of patient data acquired in list-mode are used to illustrate the conservation of both image quality and LV ejection fraction (LVEF) by 4D reconstruction where only a portion of the acquired counts at each projection angle are used to mimic low-dose acquisitions.
Compared to ST121 at standard dose, even at quarter dose 4D achieved better performance on overall reconstruction accuracy of the myocardium (28.7% improvement on relative root mean square error: standard vs 4D quarter p-value < 10(-30)), regional bias-variance analysis, and similar performance on accuracy of the TAC of the LV wall and detectability of perfusion defects. A slight degradation in uniformity of the LV wall was observed in 4D at quarter dose due to use of scatter correction which increases reconstruction variance. The reconstructed images from simulated and patient data show that 4D at quarter dose is visually comparable to ST121 at standard dose, if not better. Compared to ST121 and 3D, 4D images exhibit less noise artifacts and better definition of the LV wall. The 4D images are also observed to be more consistent between half dose and quarter dose. 4D also yields more consistent LVEF results at different count levels on the patient data.
With various quantitative metrics 4D reconstruction is demonstrated to achieve better or comparable performance at quarter dose (∼2.25 mSv, 75% dose reduction) compared to conventional clinical reconstruction at standard dose (∼9 mSv). Preliminary results from two patient datasets also show that 4D at an equivalent quarter dose can achieve better performance than clinical and 3D methods at higher dose levels. Such a significant dose reduction (75%) has not been demonstrated quantitatively in previous studies in GSPECT. These promising results warrant further investigations on the lower bound of dose reduction with different reconstruction strategies and more comprehensive clinical studies with greater patient variability. | 1 | 0 | 0 |
Hydrogen vs. Battery Electric Cars
battery EV would be much cleaner since they can harness their energy from a variety of sources(e.g Wind, solar, hydro, nuclear)
not to mention the efficiency/effort in transporting that energy source to its destination to be distributed
How are hydrogen being generated/extracted and how is it transported to the destination? | 1 | 0 | 0 |
I love the asymmetrical style of this dress - so unique. also the cotton blend is appreciated in a sea of polyester. the body of the dress hangs nicely and is flattering to the figure. but it didn't quite work for me due to the sleeves- they are narrow and not stretchy enough to be comfortable. sizing up may have helped, but because i am also short (5'1"), the sleeves were also too long for me. i wish it came in petite length. if so, i could probably just go up a size to make the sleeves more co | 0 | 0 | 1 |
The Aboriginal values and epistemologies of Indigenous peoples in the Cariboo and Chilcotin region of British Columbia are nested within one of the province's resource development hinterlands. These geographic locations are the birthplace of various cultures, legends, and stories of Indigenous groups. Resource developments at these locations continue to highlight the collision of values arising from urban-remote interactions. Using a hybrid approach of grounded theory and Indigenous research methodology, this dissertation uses two case studies to capture (1) the struggles and resistance of the Indigenous Tsilhqot'in communities as they defend their land against an incumbent mining company and (2) insights into Aboriginal community planning through documenting the Nazko First Nation's Comprehensive Community Planning process. Major themes addressed in this study are (1) Aboriginal values expressed during a Federal Panel Assessment of a proposed mine development in the Cariboo Chilcotin region (2) the contemporary culture of the Tsilhqot'in people including how some women continue to survive on the land and (3) geothermal energy as a potential primary resource. Outcomes of this research study highlight the critical Aboriginal values within the Cariboo Chilcotin region, and how these values are important considerations in resource development decisions. These outcomes provide new insights into how cultural values are embedded within traditional activities and landscapes. Furthermore, the findings show that despite contemporary challenges, community values continue to influence resource development considerations and choices made by the Aboriginal people. This research concludes with new theory propositions about Native Space and why the location and ecological footprint of resource development within the traditional territories of Aboriginal people are important in meeting the needs of their daily lives. --Leaf ii.The original print copy of this thesis may be available here: http://wizard.unbc.ca/record=b195332 | 1 | 0 | 0 |
Your husband is the only person that can resolve this and if he respects you/your marriage, he will. He needs to enforce your existence and authority daily. Remember all those movies/shows where the kid asks the father for something because they think he will say yes but SURPRISE- the father says, "go ask your mother." \*laugh track\*
Your stepson doesn't see his dad and you as a cohesive partnership. You're not his mother but his father and you are a unit in life now and he needs to witness that. He needs to SEE his father agree with you, run things by you, etc.
Until your husband shows his offspring what's up- you're S.O.L.
It's a red flag against your husband that he has such a bratty mcbratwad and he hasn't stepped up. Sometimes the roll of the dice plays against you and you end up with a fiesty little seedling, but that only means the parental unit has to step up and work that much harder at teaching them how to navigate reality/people/etc. | 0 | 0 | 1 |
I will start by saying I do not really understand the whole "class" rating system of these cards. This is described as class 10, which to my minor research, is pretty fast at uploading and downloading data. And it seems to me to work just fine. Didn't take very long to upload some HD movies I had on my computer that I wanted on my phone. My thought with buying this was simply this.... Why short change myself? Ill just buy the biggest(capacity) and the alleged 'fastest' and by happy. And I am. | 0 | 0 | 1 |
The aim of this thesis is to compile a glossary of technical terms relevant to stock exchange mergers and alliances. Since technical communication can only be described meaningfully in the context of technical information, technical knowledge, and terminology, judgmental analysis will be applied to the literature on stock exchange mergers and alliances to identify management theories that are able to explain stock exchange mergers and alliances. One aim is to find out which general theories on mergers and alliances have a high explanatory value for stock exchange cooperation. In the first part of the thesis, the stock exchange world is examined. First a general overview of the theory of corporate growth is given next the changes in the environment of stock exchanges are examined. In the analytical part, fourteen general management theories are applied to stock exchange cooperation. The criteria used to identify the explanatory value of the different theories are the critical success factors of stock exchanges identified in the first part of the thesis. A point system is introduced in order to make the results of the analysis of the different theories more comparable. The final part of the paper consists of an English-German glossary containing the relevant technical terms of stock exchange mergers and alliances. (author's abstract | 1 | 0 | 0 |
ISOPro Governance, Risk and Compliance Management Software is an online platform designed for organisations to manage their compliance requirements | 1 | 0 | 0 |
Love this tunic...and so do others! so many compliments already!! i've worn it with skinny jeans as well as flowy black pants. it needs a cami underneath since it's sheer. i also like to wear it with my long retailer necklaces! | 0 | 0 | 1 |
Precision Recruiting Solutions Group™ puts precision first in identifying and placing the right talent with accounting, finance and human resource | 1 | 0 | 0 |
I love the pure and good short sleeve tees. they feel beautiful, and wash beautifully! i just hang them to dry and they are perfect for the next time, i buy a size medium as i like them to flow nicely at the hips! | 0 | 0 | 1 |
Note 9 Commitments and Contingencies Operating Leases & Lease Incentive Obligation The Company relocated its headquarters within Castle Rock, Colorado, during the third quarter 2016 and entered into a new lease agreement for approximately 8,000 square feet of office space. This space is being leased from The Move, LLC in which our CEO and President, each a related party to the Company, have a 27% ownership interest. The lease agreement has an initial term of five years plus two renewal periods, which the Company is more likely than not to renew. In August 2017, the Company amended its lease agreement with The Move, LLC to provide for an additional 7,700 square feet of office space commencing on December 1, 2017. Total rental payments beginning December 1, 2017 increased from $18,000 to approximately $35,100 per month. The rental payments include common area charges and are subject to annual increases over the term of the lease. The Company recognizes rent expense on a straight-line basis over the non-cancelable lease term and option renewal periods. The resulting deferred rent is included in accrued expenses and other current liabilities on the consolidated balance sheet. Prior to 2018, the Company recorded leasehold improvements of approximately $425,000, which included approximately $163,000 in lease incentives. During the nine months ended September 30, 2018, the Company has recorded an additional $370,500 in leasehold improvements in connection with the August 2017 amended lease agreement, which included approximately $230,200 in lease incentives to build out the new additional square footage. Leasehold improvements are included in property and equipment on the consolidated balance sheets. Lease incentives have been included in other long-term liabilities and will reduce rent expense on a straight-line basis over 15 years. Lease incentives are excluded from minimum lease payments in the schedule below. In September 2017, the Company entered into a new lease agreement for our Urbandale, Iowa office space. The lease is for a period of two years and expires on August 31, 2019. Rental payments are approximately $2,900 per month, which includes common area charges, and are subject to annual increases over the term of the lease. The Company also owns approximately acre on which a 2,300-square foot building is located in Medina, North Dakota. Until January 12, 2018, the Company leased space in this building under a five-year lease with an expiration date of March 1, 2018. Under the lease, the Company was charged a monthly rental rate of approximately $150 plus all insurance, taxes and other costs based on actual expenses to maintain the building. On January 12, 2018, the Company purchased the 2,300-square foot building and terminated the lease. The purchase price of approximately $135,600 was funded by cash on hand. In connection with our acquisition of SureHarvest, we added two locations in California: Soquel and Modesto. Our office space in Soquel expires on November 30, 2018 and requires rental payments of approximately $2,700 per month. In addition to primary rent, this lease requires additional payments for operating costs and other common area maintenance costs. The monthly rental payments for our leased space in Modesto was approximately $600 and the lease agreement was month-to-month. We ceased using the Modesto location in July 2018. In connection with our acquisition of JVF, we added one additional location in Pleasanton, California. The lease expires November 30, 2018. Rental payments are approximately $2,200 per month. In addition to primary rent, this lease requires additional payments for operating costs and other common area maintenance costs. We are currently researching new rental spaces for the SureHarvest and JVF businesses to jointly occupy. As of September 30, 2018, future minimum lease payments for all operating leases are as follows: Years ended December 31st : Total 2018 (remaining three months) 125,957 2019 476,165 2020 465,187 2021 479,143 2022 493,517 Thereafter 4,891,163 Total lease commitments 6,931,132 Legal proceedings From time to time, we may become involved in various legal actions, administrative proceedings and claims in the ordinary course of business. We generally record losses for claims in excess of the limits of purchased insurance in earnings at the time and to the extent they are probable and estimable. We are not aware of any legal actions currently pending against us. Contingently redeemable non-controlling interest Contingently redeemable non-controlling interest on our consolidated balance sheet represents the non-controlling interest related to the SureHarvest acquisition, in which the non-controlling interest holder, at its election, can require the Company to purchase its 40% investment in SureHarvest. The table below reflects the activity of the contingently redeemable non-controlling interest at September 30, 2018: Balance, January 1, 2018 $ 1,574,765 Net loss attributable to non-controlling interest in SureHarvest for the year to date period ended September 30, 2018 (53,261 ) Balance, September 30, 2018 $ 1,521,504 The contingently redeemable non-controlling interest has been adjusted to the greater of the carrying value or redemption value as of each period end. | 0 | 1 | 0 |
FINANCE OPERATIONS/ SUPERVISOR MANAGER Professional Summary Looking for a position as Manager in a company that provides an open environment with many opportunities for continuous growth.I am highly motivated achiever who is recognized for combining program excellence, integrity, and innovation with best practices and disciplined attention to achieving immediate and long-term goals and objectives Core Qualifications Microsoft Office 2010 Window XP (Word, Power Point, Excel, Access), Vista, People Soft, Ensemble, Vantive/Newt, Agent Works, Web Client, TotalView/IEX, Internet Explorer, 1SourceCenter Connect,ICare , Call Support Tools. Amdocs, Exony &Cisco systems ,10-key by touch: Strong leadership skills Exceptional at resolving complex problems Excellent communication skills both verbal and written Good at presentations and conducting trainings for employees Energetic, creative, and great ability to motivate others Great interpersonal skills and the ability to resolve customer complaints and internal conflicts Time-management and multi-tasking skills Experience Company Name City , State Finance Operations/ Supervisor Manager 09/1999 to 02/2012 Company Name City , State Customer Relations Manager 03/2012 to Current Supervise and manage the daily operations of employees. Successfully led key projects which resulted in employee of the month.Monitor employee performance to ensure goals and objectives are met and/or exceed and that quality control techniques are utilized by each employee. Responsible for customer satisfaction and the implementation performance and service standards related to Sprint Nextel Direct Service. Prepare daily reports of key milestones as management tool to ensure that performance levels for each employee are properly documented for use during the mid-year and annual evaluations. Ensure new hires are familiar with the day to day administrative operations of the organization and have all the necessary tools to perform daily tasks efficiently and effectively. Field questions when necessary. Counsel employees on defining career and work related goals and objectives. Advise employees when necessary of opportunities and/or training that would enhance career opportunities at the company. Knowledge of principles and processes for providing good customer and personal service. Developed yearly and monthly team building actives for employees and upper management. Responsible for tracking customer claim information in system database and negotiating resolution of complaints that can be handled on the local level. Processed complaints resulted in 95% resolution to the satisfaction of both the customer and the company. Assist customers with routine requests, questions, and concerns regarding various store policies and their accounts. Research billing inquiries to ensure customers receive the best service possible. Work in conjunction with upper management/ director to identify performance gaps and develop departmental budget and controls in the operations. Provide written and verbal feedback regarding work results. Develop and implement processes and/or operational improvements to enhance efficiency and effectiveness of the operations. Ensure that productivity meets or exceed service and quality standards. Successfully developed and implemented several creative employee incentives for processing regional, government and corporate collections and establishing new accounts. Successfully refined and implemented new projects focused on aiding the Center in processing collections more efficiently and effectively closing gaps in process. Prepare daily reports of collection and customer care receipt transactions and disbursements. Reconcile daily accounts payable, accounts receivable and cash receipt transactions in general ledger. Ensure that all monetary transactions are properly documented. Review and monitor reports as required (i.e., daily time sheets, budgets, etc.). Interface with other business units to ensure timely completion of work. Outstanding interpersonal, motivational and presentation Driving business decisions. Can think strategically in order to create a vision and set company direction. Generating innovative ideas that are cost-effective ensuring profitability to the company. Implementing change in the work process to optimize productivity. Presenting the monthly performance in the monthly review meetings. Ensuring that the employees adhere to the company's rules and are in sync with the company's mission and value. Delegating tasks to the subordinates. Negotiate and manage agreements through business contract process. Managing client relationships to build a reputation for excellent service and generate repeat business Informed the customers about the advantages and ease of use of credit cards the company offers. Education Early CHildhood education/ computer Science.
1996 Certificate in Early Childhood Education : Early Childhood Education 1995 Community C COLLEGE OF DENVER , City , State , USA Certificate in Early Childhood Education : Early Childhood Education 1996 EMILY GRIFFITH OPPORTUNITY SCHOOL , City , State , USA Diploma : General Studies 1993 GEORGE WASHINGTON HIGH SCHOOL , City , State , USA GPA: Rewards and recognition 2004-2006 Circle of Excellence Recipient 2012 Crown Perks winner 2013 Crown Perks winner 2014 Pinnacle Perks winner Professional Affiliations Owner of Nonprofit organization Co Founder& Executive Director of Lug- N - Nuts Car Club Member of Colorado Low-rider Alliance Skills 10-key by touch, accounts payable, accounts receivable, administrative, billing, budgets, budget, Cisco, closing, interpersonal, credit, Client, customer satisfaction, customer care, database, direction, Driving, general ledger, government, Internet Explorer, team building, director, Managing, meetings, Access, Excel, Microsoft Office, Power Point, Window, Word, Works, negotiating, People Soft, policies, Presenting, processes, quality, quality control, Research, Vantive, vision, Vista, written | 0 | 1 | 0 |
NOTE 13 COMMITMENTS AND CONTINGENCIES Economic and Political Risks The majority of the Companys operations are conducted in the PRC. Accordingly, the Companys business, financial condition and results of operations may be influenced by the political, economic and legal environment in the PRC, and by the general state of the PRC economy. The Company's operations in the PRC are subject to special considerations and significant risks not typically associated with companies in North America and Western Europe. These include risks associated with, among others, the political, economic and legal environment and foreign currency exchange. The Company's results may be adversely affected by changes in the political and social conditions in the PRC, and by changes in governmental policies with respect to laws and regulations, anti-inflationary measures, currency conversion, remittances abroad, and rates and methods of taxation. Operating Lease Commitment The Company has entered into the operating lease agreement with Jiangsu Ever-Glory since the inception of the Company. The leased factory is located in Nanjing Shangfang Town. The lease term is one year and can be renewed once a year. On January 1, 2016, the Company renewed the lease which expires on December 31, 2016, at an annual rental of $50,000 (RMB 0.3 million). For the years ended December 31, 2015 and 2014, the Company recognized rental expense in the amounts of approximately $50,334 and $51,088, respectively. The Company has entered into the operating lease agreement with Chuzhou Huarui as La go gos logistics warehouse in 2015. The leased warehouse is located in Chuzhou City in Anhui Province. The lease term is two years and which expires on December 31, 2016, at an annual rental of $240,450 (RMB 1.5 million). For the years ended December 31, 2015 and 2014, the Company recognized rental expense in the amounts of approximately $240,450 and $0, respectively. The Company has entered the operating lease agreement with Kunshan Enjin as La GO GOs Logistics warehouse | 0 | 1 | 0 |
Gokshurvarunadi kwath is a very useful preparation for various urinary tract problems. Frequent urinary tract infections, inflammations of the urinary system's parts (such as the urethra, prostate, urinary bladder) and urinary calculi can be treated well with this herbal concoction. While all ingredients of this kwath are diuretic in nature, pashanbhed (Saxifraga lingulata) is well-known for its property of disintegrating urine stones. It is effective in treating complaints such as dysuria (painful and difficult urination), anuria (failure of the kidneys to produce urine) and other kidney diseases. | 0 | 0 | 1 |
Avian
Push your Facebook ads data to the new Google Looker Studio | 0 | 1 | 0 |
This place used to be quite good but I think they may have had an ownership change recently. Over the past 12 months or so we have seen the quality of the food and service level both drop to unacceptable levels.
The food is overall average - the fajitas down right poor and the drinks very inconsistent. They do get somewhat busy with a bar crowd but that too seems inconsistent so when they do get busy the service gets very bad.
When service deteriorates the Manager (or owner, I'm not sure) seems to hide from customers.
Overall, make the trip down to Shea Blvd and find much better at better prices. | 1 | 0 | 0 |
ADT subscription cancellation is being processed
I have had ADT security for a while even though I have lived in a security complex. Being a single woman, I felt it was important to have personalised security. However, I noticed time and time again that when I had my alarm go off, ADT response time was pathetic. Things have been difficult financially and I requested a cancellation of their services. They instead assured me they would lower my subscription 2 months ago. There is no direct line to communicate with agents, and they refuse to give you anything in writing. I have still been charged the higher rate. I was at my wits end and insisted an agent call me. An agent did and he asked me to send an email instructing him to cancel my subscription, which I did. It's been 9 days and I still have not had a response. I sent him another mail and also copied the mail to ***********. I just got an automated response and my subscription is still not canceled. I cannot afford this and I am afraid that ADT will just charge me again. It really should not be that easy for all these companies to just take our money. I definitely will never use ADT again. They are NEVER ALWAYS THERE! | 0 | 1 | 0 |
So, in 2016, I was commissioned to produce a photo essay about the water crisis in Flint, Michigan. And that's been going on since 2014. And I accepted the commission with the idea that I would photograph three generations of women dealing with the crisis on a daily basis. I was fortunate to meet two best friends, artists, activists and poets Amber Hasan and Shea Cobb, who took me around Flint. As a school bus driver, Shea Cobb became the central figure of the photo essay, along with her mother, Ms. Renée, and her eight-year-old daughter, Zion. I obsessively followed Shea's school bus routes. And when Shea wasn't driving the bus, she would be watching over Zion, making sure she was studying. I embedded myself in every intimate facet of Shea's life. When Shea took me to Zion's school, and I saw the water fountains covered with signs that said, "Contaminated. Do not drink," I couldn't pick up my camera to photograph it. It rocked me to the core to see that in America, we can go from fountains that say "Whites" or "Blacks only," to today seeing fountains that say, "Contaminated water. Do not drink." And somehow, that's acceptable? The residents in Flint have been forced to drink with, cook with and bathe with bottled water, while paying the highest water bills in the country for water that is infected with deadly legionella bacteria. It was natural for me to go to Flint, because industrial pollution, bacteria-contaminated water were all too familiar for me growing up in my hometown, Braddock, Pennsylvania, where my mother and I battled cancer and autoimmune disorders like lupus. Our 14-year collaboration, "The Notion of Family," was created out of our struggle to survive environmental racism, healthcare inequity and chemical emissions that were being deregulated and released from the United States Steel Corporation, making Braddock the town with the highest asthma and infant mortality rates in the country. From the Monongahela River to the Flint River, in the words of W.E.B. Du Bois, "The town, the whole valley, has turned its back upon the river. It has used it as a sewer, as a drain, as a place for throwing their waste." General Motors has been cited for dumping chemicals in the Flint River for decades. When my photo essay "Flint is Family" came out in August of 2016, it was released to remind America that although Flint was no longer headline news, the water crisis was far from over. And, of course, I knew it was going to take more than a series of photographs on my part to bring relief to the people in Vehicle City. Shea and I bonded over our mothers and grandmothers. Amber and I bonded over our battles with lupus. Together, we decided to remain in each other's life and continue our creative efforts. In 2017, Shea and Amber cofounded artist collective The Sister Tour, whose mission is to provide a safe space for Flint artists. One year later, I mounted my solo exhibition, "Flint is Family," here in New York City at Gavin Brown's Enterprise on West 127th Street. As the audience approaches the facade of the building, they see a 30-foot billboard. The 30-foot billboard is made of three large color negatives with the message "Water Is Life," spelled out in Nestle water bottles by The Sister Tour. Nestle, the largest water-bottling company in the world, pumps 400 gallons of water per minute out of aquifers in Lake Michigan, nearly free of charge. The company also extracts millions of liters of water from First Nation reservations, while they have no access to clean water at all. This is a fundraiser print that I used to raise money to send The Sister Tour to different venues to educate people on the ongoing crisis. I also continued to keep it in the public eye by producing countdown flags that were raised on institutions across the country. This past June, Amber emailed me with the news that Michigan's attorney general dropped all criminal charges in the Flint Water Crisis investigation, where eight state and city employees were facing charges as serious as manslaughter. I could no longer idly stand by and wait for the government to do its job. Justice has been delayed, and justice has been denied. It's been five years, and we're still waiting on justice for the men, women and children in Flint. I asked Amber, "What can I do?" She told me about a man named Moses West that she met in Puerto Rico, who invented a 26,000-pound atmospheric water generator. Amber took Moses to elected officials in the city of Flint. None of them seemed interested in bringing the machine for relief to Flint at all. Amber needed to get the machine from a military base in Texas all the way to Flint. Nobody in Flint had that kind of money lying around. And it was at that point that I decided to take the proceeds from my solo exhibition "Flint is Family," along with the generous match grant from the Robert Rauschenberg Foundation, and sent it to Moses West. This past July, Moses West and his atmospheric water generator arrived to Flint, Michigan, on North Saginaw between Marengo and Pulaski, and is actually still there right now, operating. This community that sits three miles from downtown has been stripped of its schools, access to healthy grocery stores and clean water. Socially, it's viewed as a violent, poor community. But I see something completely different. Moses, an officer, Ranger, veteran, was very clear about his water rescue mission: Bring relief of free, clean water to the people in Flint. Teach them how to use the machine, teach them how to take care of it, and most importantly, take ownership of the machine. Tell everybody across the city to bring all their containers and come and take as much water as they can stock up on, especially before the winter season hits; the machine doesn't extract moisture in freezing temperatures. This technology pulls air through a high-volume air filter. It mechanically creates condensation, which produces 2,000 gallons of water per day. Residents are free to walk up to the machine anywhere between 9am and 8pm daily and take as much as they want, alleviating them from standing in long lines for bottled water. I've been at the machine, interviewing people, asking them, "What does it mean to see Moses and his machine in [your] community?" And, "What has it been like living without access to clean water?" Alita told me, "It's a miracle that God gave Moses the knowledge and technology to provide us with pure drinking water." She also told me that prior to the machine coming, she had severe headaches, and the water made her so sick to her stomach, she couldn't eat. Tina told me that the lead-contaminated water made her hair fall out. Usually, she's weak and very light-headed. Since using the machine, she's had energy and strength. David, he was overwhelmed with joy that someone from Texas cared. When he tasted the water, he thought to himself, "Now, this is the way God intended water to be." He brings three seven-gallon containers to refill to use at his barbecue stand. Through creativity and solidarity, Amber Hasan, Shea Cobb, Tuklor Senegal, The Sister Tour, myself, the people of Flint, Dexter Moon, Moses West and his atmospheric water generator have been able to provide 120,000 gallons of free, clean water. (Applause) The people in Flint deserve access to clean water. Water is life. It is the spirit that binds us from sickness, death and destruction. Imagine how many millions of lives we could save if Moses's machine were in places like Newark, New Jersey, South Africa and India, with compassion instead of profit motives. I loaded my camera, I locked my focus, and I placed my finger over the shutter release, as Shea and Zion went to take their first sip of clean water. When the shutter released, I was overcome with a deep sense of joy and righteousness. When I sent Shea some of the photographs, she wrote, "Thank you again for the light that you bring to my city." I immediately replied, "The light was already there within you." It's been four years since I've been photographing in Flint, and finally, I've been able to render a poetic justice. No matter how dark a situation may be, a camera can extract the light and turn a negative into a positive. Thank you. (Applause) | 0 | 1 | 0 |
Business Acquisitions Vets First Choice On February 7, 2019, we acquired Vets First Choice. See Note 1 - Business Overview and Significant Accounting Policies . During the third quarter ended September 30, 2019, we recorded a measurement period adjustment, which was made to reflect the facts and circumstances in existence as of the acquisition date. This adjustment reflects a reduction to the purchase price of $30 million , offset by a corresponding decrease to goodwill. This measurement period adjustment related to the cancellation of 700,400 Covetrus shares issued to Vets First Choice shareholders that were held in escrow. During the fourth quarter ended December 31, 2019 , we recorded a final measurement period adjustment of $4 million which increased the deferred tax liability with a corresponding decrease to goodwill. The estimated consideration and fair value in the tables below have been updated to reflect this measurement period adjustment. The acquisition date fair value of the consideration transferred consisted of the following: Estimated Consideration Total Covetrus shares issued to Vets First Choice shareholders 39,041,689 Per share price (in actuals) (a) $ 43.05 Total fair value of shares issued to Vets First Choice shareholders $ 1,681 Fair value of Vets First Choice replacement stock option awards attributable to pre-acquisition service 62 Vets First Choice debt repaid at close 24 Vets First Choice expenses paid at close 18 Less: Vets First Choice cash used to fund transaction (9 ) Total consideration $ 1,776 (a) Closing price on February 7, 2019, Covetrus shares trading on a when-issued basis (Nasdaq: CVETV) The purchase price was allocated to the underlying assets acquired and liabilities assumed based upon their estimated fair values at the date of acquisition. The following table summarizes the allocation of the purchase price to the assets acquired and liabilities assumed: Estimated Fair Value Fair value of net assets acquired $ 14 Goodwill 1,324 Intangible assets 545 Deferred tax liabilities (107 ) Total acquisition cost $ 1,776 We determined the estimated fair value of the identifiable intangible assets after review and consideration of relevant information including discounted cash flow analysis, market data, and managements estimates. We engaged an independent valuation firm to assist in determining the fair value of the acquired intangible assets. The value attributed to the other identifiable intangible assets included $20 million in trademarks and trade names, $50 million in product formulas, $125 million in customer relationships, and $350 million in developed technologies. These intangible assets are being amortized over a weighted-average period of seven years . The goodwill from this transaction arose because of our expected ability to leverage existing and new marketing opportunities across a larger revenue base. The goodwill from this transaction is not deductible for tax purposes. The results of operations of Vets First Choice are included in our consolidated results of operations since February 7, 2019, during which period Vets First Choice contributed revenue of $246 million and net loss of $525 million . The following unaudited pro forma financial information presents the results of operations for the years ended December 31, 2019 and December 29, 2018 as if the Acquisition had occurred as of December 31, 2017. The unaudited pro forma results reflect certain adjustments for items that are not expected to have a continuing impact, such as adjustments for transaction costs incurred, management fees, and purchase accounting. The information presented below has been prepared for comparative purposes only and does not purport to be indicative of either future results of operations or the results of operations that would have occurred had the Acquisition been consummated on December 31, 2017: Years Ended December 31, 2019 December 29, 2018 Net sales $ 4,000 $ 3,981 Goodwill impairment $ 938 $ Net loss $ (1,032 ) $ (63 ) Net loss attributable to Covetrus $ (1,029 ) $ (63 ) Other We completed certain other acquisitions during the year ended December 31, 2019 which were not material to our consolidated financial statements individually or in the aggregate. | 0 | 1 | 0 |
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# Child-Centered Child Play Therapy
## Nurturing Emotional Growth Through Play
At Start My Wellness, we understand the unique ways children express themselves, especially children who cannot communicate their feelings or needs directly.
Child-centered play therapy is a powerful approach that allows children to explore emotions, build confidence, and develop healthy coping strategies–all while engaging in activities they enjoy.
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EXCELLENT Based on 88 reviews David Sims 2023-10-11 I received an affordable, thorough psychological assessment by Dr. Bloom. He was very helpful, knowledgeable and insightful. I very much appreciate the service he offers because full neuropsychological testing is expensive and nearly unobtainable for people with certain types of insurance. I paid out of pocket and it was worth every cent. Curtis Jemison 2023-08-19 It's not normal for me to write reviews. The service that I received from the staff at Start my wellness, was absolutely amazing! The response and help from Rayven at the front desk was extremely helpful. She was able to walk through the process without making me feel rushed or pressured. She was knowledgable of the everything I need to be seen in a timely and professional manner. The treatment team was caring and warm. I didn't feel like "Just another patient", or embarrassed about my conditions. Thank you all for helping me. Sabreen Nafsu 2023-07-30 I love talking with Laila. I feel really comfortable and she seems genuinely kind. I look forward to my appointments with my psychiatrist now thanks to her, which is something I never thought I would say. Chelsey Steele 2023-07-12 I love this place. I look forward to coming here! Everyone is helpful around the office and my particular person help me stay sane every week! Irene Roberts 2023-07-11 Wonderful practice. Provide primarily virtual sessions which is preferred for me. Dr. Marashi is very knowledgable and helped me finally for the first time in my adult life nail down a combination of medications to help manage my PMDD and ADHD struggles. I could not have achieved everything I have in the past year without her support and knowledge. I recommend to everyone that struggles with their mental health. Pearl Fonbuena 2023-07-11 They understand and listen. Couldn’t ask for a better place to go to! Sean Gossard 2023-07-11 Lauren Anderson is the best!
## Child-Centered Play Therapy Goals
### Improve Self-Esteem
### Learn New Coping Strategies
### Develop a More Positive Mindset
### Engage in Decision-Making
### Resolve Problematic Behaviors
### Assume More Responsibility
## Child-Centered Play Therapy at Start My Wellness
Child-Centered Play Therapy (CCPT) is a unique therapeutic approach designed for who struggle to express emotions or experiences verbally. Harnessing the natural language of play, CCPT allows children to explore their feelings in a safe, supportive, and fun environment. Guided by a trained therapist, children use toys, games, and expressive activities to communicate their thoughts, process difficult emotions, and work through challenges at their own pace.
One of the ways CCPT is so unique is that it’s non-directive, meaning the therapist guides sessions, empathizes with the child, and provides unconditional positive support. This child-centered process allows children to express themselves in natural and comfortable ways. Further, this freedom fosters a sense of autonomy, which can build confidence, help them academically, and allow children to become more self-accepting.
## How Child Therapy Can Help
CCPT is most effective for children who have difficulty expressing their emotions through words alone. However, it can benefit all children as it facilitates the natural language of play and allows children to explore their interests, feelings, and challenges in a comfortable and engaging setting. Research supports the efficacy of child-centered play therapy in managing the following issues:
N
#### Anxiety and Worry
#### Autism Spectrum Disorder
#### Depression
#### Behavioral Issues
#### Oppositional Defiant Disorder
#### Self-Esteem
#### Academic Performance
#### Early Trauma
#### Speech Difficulties
## Benefits of Child-Centered Play Therapy: Empowering Your Child Through Expression
### Promotes Emotional Expression
Play Therapy provides a natural way for children to express feelings they may not be able to communicate through words.
### Builds Problem-Solving Skills
Through facilitated play, children learn to make decisions, approach challenges constructively, and think independently.
### Enhances Self-Esteem
As children engage in play and constructively solve problems, they gain confidence in their abilities and improve their self-concept.
### Reduces Stress and Anxiety
As children work through challenges during play, they learn to better identify, understand, and express their feelings, allowing them to regulate their emotions and cope better with stress.
### Improves Academic Performance
CCPT indirectly improves academic performance by increasing confidence, social reciprocity at school, and problem-solving skills.
### Reduces Behavioral Issues
CCPT also indirectly reduces disruptive and externalizing behaviors at school and home by helping children learn to express their feelings constructively in these settings.
## Our Our Licensed Child Therapists
Anton Babushkin, PhD, LMSW
Therapist / CEO
### Specialties
#### Type of Therapy
Psychoanalytic / Psychodynamic Therapy
#### Patient Population
Adults, Families, Kids
#### Issue Focus
Academic / Career, Anxiety / Depression, Relationships
#### Insurance Accepted
Aetna, Blue Care Network, BCBS, Priority Health, Self Pay
#### Read Full Bio +
Karelyn Dippel, LLMSW
Therapist
Cognitive Behavioral Therapy (CBT), Motivational Interviewing, Family Therapy
Adults, Families, Kids, Teens
Academic / Career, Grief and Loss, LGBTQIA+, PTSD / Trauma, Relationships
Aetna, BCBS, Priority Health, Self Pay
Elizabeth Kjar, M.ed, LLMSW
Child-Centered Play Therapy (CCPT), Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), Psychoanalytic / Psychodynamic Therapy, Motivational Interviewing, Trauma-Related Empowerment Therapy
Academic / Career, ADHD, Anxiety / Depression, BIPOC, Grief and Loss, Life Transitions, Mood Disorders, Personal Empowerment, PTSD / Trauma, Relationships, Self-Esteem, Substance Abuse, Thought Disorders
Claudia Cacciato, LMSW, CAADC
Dialectical Behavior Therapy (DBT), Humanistic Therapy, Psychoanalytic / Psychodynamic Therapy, Strength-Based Therapy
Adults, Families, Teens
Academic / Career, Anxiety / Depression, Codependency, Chronic Illness, Grief and Loss, LGBTQIA+, Life Transitions, Personal Empowerment, PTSD / Trauma, Relationships, Self-Esteem, Thought Disorders
## Make an Appointment
To get started with Start My Wellness, or call 248-514-4955. During the scheduling process, we will ask questions to match you with the who will best meet your needs including service type, emotional symptoms and availability.
## Call (248) 514-4955
### -OR-
## Frequently Asked Questions About Child-Centered Play Therapy
##### HIDDEN - DO NOT DELETE
##### How Will Play Therapy Help My Child?
Play therapy benefits younger children, allowing them to express themselves non-verbally, build self-esteem, and develop problem-solving skills, all of which lead to better emotional expression, problem-solving skills, and confidence. Additionally, CCPT has been shown to improve academic performance and decrease behavioral issues in school settings.
##### What Happens in Child Play Therapy Sessions?
In CCPT, children work in a to express feelings, develop coping skills, and address behavioral and emotional challenges through play. Child-centered therapy is non-directive: the therapist facilitates and positively supports the child during the process, allowing them to constructively solve problems and reach conclusions independently. However, CCPT is not open-ended: within therapy, play is structured to achieve therapeutic goals, such as helping prevent social difficulties or achieve optimal emotional growth for their development.
##### What Are Some Types of Play that Children Engage with in Therapy?
Play is sometimes seen as a child’s work. Toys and activities are the vocabulary children use to express themselves. Play therapists use these tools to help children express thoughts and feelings they may otherwise have difficulty with. Guiding them through the process, play therapists encourage children to express conflicts and hurts in a safe and familiar way. In the process, children learn to master their worries which leads to a happier and more peaceful developmental progression.
Examples of play therapy activities are:
* Energetic play, gross motor play and physical activities
* Building, such as with legos or jigsaw puzzles
* Symbolic play with dolls or figurines to act out social scenarios
* Nurturing play with dolls or stuffed animals to act out caregiving
* Conflict-based play with toy soldiers or characters to express and learn to manage anger without judgment
* Role-playing through imaginative play, or dramatically acting out roles
* Mimetic play, or repeating certain sounds, words, or songs
* Play with rules, such as board games
##### What Are the 8 Principles of Child Therapy?
Child-Centered Play Therapy is influenced by the work of person-centered psychologist Carl Rogers, who believed that people have an innate tendency towards growth and self-actualization and that the therapist’s role is to facilitate this process. Virginia Axline used Rogers’ theory of person-centered approach to develop child-centered play therapy in 1947, which has the following principles:
1. Develop a friendly and empathetic alliance with the child.
2. Accept the child nonjudgmentally.
3. Create an environment where children can express themselves freely.
4. Recognize and reflect the child’s feelings to help them develop self-awareness.
5. Recognize and respect the child’s ability to solve their own problems.
6. Be non-directive, allow the child to guide therapy
7. Recognize that therapy is a gradual process
8. Set necessary limits and goals that are constructive and realistic.
##### Should I Be Directly Involved in Therapy Sessions as a Parent?
In some cases, , which is influenced primarily by the child’s developmental level and type of treatment. Younger children benefit from parents being involved directly in sessions, while older teenagers may prefer some level of autonomy in their sessions. Parents can play an equally important role by reinforcing therapeutic strategies at home.
##### As a Parent, How Can I Help My Child Outside of Therapy?
In some cases, therapists may suggest collateral sessions where parents discuss their child’s progress and the therapeutic strategies they have learned. Parents can offer the greatest support by reinforcing therapeutic lessons at home and continuously monitoring their children’s progress, as parents are their children’s biggest allies and the most aware of emotional or behavioral changes.
##### Can Family Be Involved in Child Therapy?
is commonly used with child therapy to reinforce education across the household, address family relationship issues that may contribute to a child’s challenges, and improve treatment effectiveness.
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## Contact Start My Wellness
The team is here to answer any questions you may have about starting or making the most of mental health services. Please reach out to us and we’ll respond within one business day.
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### Headquarters
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Ferndale, MI 48220
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2226 W South Airport Rd, Ste A
Traverse City, MI 49684
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Cass City, MI 48726
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Enhance the grace of your kitchen with this pastel coloured canister set. The set comes labelled with sugar, tea and coffee respectively that simplifies storage for you and manages the kitchen counter with much ease. The simple yet stylish looking design adds to the beauty of them. It is a great pick for any homemaker. | 0 | 0 | 1 |
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# Colorado No Money Down Mortgage Seminar – 2/3/25
* February 3, 2025
* Starts 5:30 pm
* Ends 6:00 pm
## Learn how to get a home with our No Money Down Mortgage Program!
Dreaming of owning a home but worried about the down payment? The is here to help! This innovative initiative allows creditworthy homebuyers with steady jobs and sufficient monthly income to secure 100% financing. How? By leveraging the support of fellow Blue members who invest in high-yield share certificates, which serve as collateral instead of a traditional down payment. Turn your homeownership dreams into reality with the No Money Down Mortgage Program!
**If you plan to attend one of our No Money Down Morgage seminars, please RSVP using the form below.**
### Colorado No Money Down Mortgage Seminars
If you plan to attend one of our No Money Down Morgage seminars, please RSVP using the form below.
#### Monday, February 3, 2025 5:30 PM - 6:00 PM
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## Colorado No Money Down Mortgage Seminar RSVP Form
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Monday, February 3, 2025 // 5:30 PM - 6:00 PM // Virtual
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# Cheyenne Prime Time Movie for February
* February 6, 2025
* Starts 8:30 am
* Ends 10:30 am
### An Exclusive Benefit for Prime Time Members
Prime Time members are invited to join us for a free movie at Capitol Cinema 16 in Cheyenne. Enjoy coffee, donuts, and a movie on Blue!
*RSVP is requested for attendance to this event.*
***This is an exclusive benefit for active Prime Time members only.****Please no children or grandchildren.***
**Movie Choices:**
* Brave the Dark (PG13)
* Flight Risk (R)
**Event Details:**
Thursday, February 6, 2024
***(formerly known as Capitol Theaters)*
### The RSVP form will be available once the movie choices are determined.
## Prime Time Movie RSVP Form
Phone(Required)Which movie would you like to attend?(Required)Brave the Dark (PG13)Flight Risk (R)Number Attending(Required)How many people are you RSVPing for?12345CommentsIf you are RSVPing for more than one person, please list their name(s) in the comment section.CAPTCHACommentsThis field is for validation purposes and should be left unchanged.
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# Cash-Out Refinance Webinar – 2/17/25
* February 17, 2025
## Refinancing Could Be Your Secret Weapon Against Inflation!
Inflation is rising at record speeds and causing the cost of living to skyrocket, making it extremely difficult to keep up with increasing expenses. While we cannot control inflation, there are ways we can help you manage these rising costs. Whether you’re looking for cash for college, home repairs, or paying off debt, one potential solution is refinancing!
**If you find yourself struggling to keep up with rising costs, join us for one of our Cash-Out Refinance Webinars!**
*If you plan to attend, please RSVP using the form at the bottom of the page.*
### Cash-Out Refinance Webinar
If you plan to attend one of our Cash-Out Refinance Webinars, please RSVP using the form below.
#### Monday, February 17, 2025 5:30 PM - 6:00 PM
## Cash-Out Refinance Webinar RSVP Form
Wednesday, January 8, 2025 // 5:30 PM - 6:00 PM // Virtual
Monday, February 17, 2025 // 5:30 PM - 6:00 PM // Virtual
Including yourself, how many people are you RSVPing for?(Required)12345CommentsIf you are RSVPing for more than one person, please list their name(s) and email address(es) in the section below.CAPTCHANameThis field is for validation purposes and should be left unchanged.
### RSVPs for this event are now closed. | 0 | 1 | 0 |
This top looks much nicer on the model than in-person. i tried it on, it didn't look flattering and was shorter than i like. in the picture i really like the top with the design and frills on the side, gives the model a waist. in-person the design doesn't stand out much and the frills look wrinkled.it is also sweatshirt material and a tad stiff. i am sending it back. it just didn't look as flattering. also, it seemed more fitted at the top than bottom. | 0 | 0 | 1 |
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# Your One Stop Creative Agency
## Serving Horizon West, Florida and beyond!
We love working with our amazing partners.
From California to Florida…
## We have over 20 years in the design and printing industry.
Located in Winter Garden, Florida, Horizon West Creative is your one stop creative source for graphic design, web design, printing, promotional products and video production. Our friendly, helpful service, and years of creative expertise
is sure to help create a long lasting relationship. View our portfolio to see how we have helped countless clients over the years.
!
### Graphic Design
From business cards to brochures, we love to help our clients take their branding to the next level.
### Web Design
Specializing in WordPress, we love to create interactive and dynamic websites that help elevate our clients.
### Printing
We provide professional, high quality printing from business cards and postcards to large format banners.
### Promotional Products
Promote your company or special event with branded products! From bottles to pens – we’ve got it!
### Video Production
From red carpets or special events to editing prerecorded footage – we specialize in a variety of videography services.
From development to reality…
## Bringing your creative visions to life.
From small businesses to large corporations, we work directly with all of our clients to increase the value of their brand. From developing a new business through logo design, or expanding a current brand’s exposure with new marketing and promotional products, we are always here to help.
## Our recent projects
We love bringing our clients’ visions to life through different creative mediums. View our portfolio to see just a few of our projects.
* !
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We are passionate about creativity
# We create amazing designs
!!!
,
During election season, candidates and teams promoting ballot initiatives seek to capture our attention. They have a short window to build awareness of themselves, their agendas, and their positions.
At its essence, printing is a manufacturing process. It requires a plan, raw materials, and processing to deliver a finished product to the intended recipient.
Think about the number of local, state, and national elections covering candidates for office and the diverse array of ballot initiatives that are part of the yearly cycle. The most effective way to get in front of the voting population is through the mailbox.
## Over 20 years of design and printing experience
Located in Winter Garden, Florida, Horizon West Creative is your one stop creative source for graphic design, web design, printing, promotional products and video production. Horizon West Creative (formerly Level 27 Media) serves clients throughout Central Florida and the United States.
© Copyright 2025 | Horizon West Creative, LLC. | Level 27 Media | All Rights Reserved
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5. Contingencies In June 2014, we received an inquiry from the California Department of Business Oversight ( DBO related to the sale of 15 franchises that occurred between March 2014 and May 2014. On November 7, 2014, the DBO issued a Stop Order and Citation ( Stop Order ), which prohibits us from selling franchises in the state of California until November 7, 2016. The DBO found that we engaged in offers and sales of franchises in California without registration with respect to the three franchise sales we made in August and September 2012, that the sale of 15 franchises that occurred outside the state of California between March 2014 and May 2014 were made pursuant to a franchise disclosure document that contained omissions of material facts by failing to disclose the DBO s prior stop order and the statement of charges and notice of intent to enter an order to cease and desist issued by the state of Washington, and that our prior management failed to exercise due diligence with regard to our registration and disclosure obligations and exposed prospective franchisees to unreasonable risk. The DBO also denied our registration application filed in California on October 3, 2013, imposed administrative penalties against us of $37,500, required us to pay attorneys fees of $18,200 and required us to again offer rescission and restitution to the 15 franchisees who purchased franchises between March 2014 and May 2014. Nine of the 15 franchisees accepted our offer of rescission and six either denied rescission or failed to respond, and therefore lost their right of rescission due to the elapsed time as stipulated by the DBO . The total rescission payments, aggregating $934,500, were completed by July 2015. As required by the Stop Order, we developed and implemented a compliance program and engaged an independent monitor for the duration of the Stop Order to review and report to the DBO our compliance activities, including compliance with the Stop Order. Periodically, we are contacted by other state franchise regulatory | 0 | 1 | 0 |
Carbide
Stop diagramming and start modelling | 0 | 0 | 1 |
Takes your money without permission and don't refund it.
VERY DISAPPOINTED WITH THIS COMPANY. Been a client for a couple of years now. Paid my premiums every month - when I cancelled my last package and stopped my subscription I asked them for a refund on the last debit order as I told them I did not want the package. Then they send me a voucher. I phoned them a couple of times to asked for my cash refund. Nobody comes back to me or if I get hold of someone they tell me a other consultant must phone me on feedback about the refund. This has been going on for a month now. They debit your account on something you did not order and then it takes ages just to get your money back. Or positive feedback. Still did not get my refund. | 0 | 1 | 0 |
Hydrogen vs. Battery Electric Cars
I love EVs but the battery tech is still way behind for it to really make an impact. It will be hard for other countries to effectively adopt EVs (even countries such as Australia, Canada, Scotland) will be limited to city movements.
Its crazy that 5L of petrol can still propel you till next town. | 1 | 0 | 0 |
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# Shred America Secure Document Shredding Services
***Shred America is a veteran-owned and operated shredding service provider. We specialize in secure document shredding, hard-drive destruction, and data security services for businesses and individuals across the US.***
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## *Who We Are at Shred America*
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**Safe. Confidential. Secure. Veteran Owned.**
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I had several years worth of documents that needed to be shredded and contacted multiple companies and Carolina Shred / Shred America is the only one that answered the phone, not only that, a human being answered the phone! I was expecting the appointment availability would be at least a couple of weeks since it was at the beginning of the year but no, they were able to arrive in a couple of days. Josh came out on time and made the whole experience easy for me and our business. He took care of everything and it took no time at all (another very pleasant surprise). I was able to actually see the shredding process on the computer screen attached to the truck which was important do to the sensitive information in the documents. I will definitely use them again and highly recommend.
#### Katie Schenck
“These Guys have an OUTSTANDING way of conducting business. Quick, Reliable, Friendly and most importantly, PROFESSIONAL. Everything you can expect from Veterans who have courageously served and continue striving to succeed and get the job done. Very pleased with Bobby and Dusty, I highly would recommend Shred America to anyone looking to shred bulk paperwork with utmost confidence.”
#### FZ1 Music Production
“D.Gladden and I conducted our business 100% over the phone. However, with that said......he's 100% a man of his word. I discussed certain aspects of items his competitors offered me. Those items didn't WOW me. However, everything D.Gladden committed to.....happened. We will do business for a long time. His Route Rep., was on-time and professional. We are VERY pleased and will recommend Carolina Shred to everyone we can.”
#### Dwayne H Jones
“I do not usually provide feed back, however, I had to for this Carolina Shred. Justin was the person who came to shred our documents and he was great. Very pleasant, helpful, and most import to me was on time. I like the fact that Carolina Shred is a Veteran owned company, and you could tell with the personnel they have. I would highly recommend this company for your shredding needs and as a matter of fact have already referred them to another company in our building for their shredding needs.”
#### Priscilla Nelson
Nick and Bruce were fantastic , friendly and must i say worked very fast.! These guys understood their job and got it done ! I would highly recommend to anyone who is looking for a smooth and fast shred. Thank you again guys! Awesome job !!!!
#### Tini Trussell
Spoke with Claude Collins- THIS MAN NEEDS A RAISE! He is the best customer service rep I have ever dealt with. I'm not exxagerating. He had a bright and happy personality. He was efficient and knowledgable when conveying this company's services. Overall, I would give him and this company a 10 /10 rating.
#### Brittany Davis
Kept appointment as scheduled. The driver was very professional and considerate about us having patients in the office during pick up, he even stopped what he was doing to move the truck for someone in the parking lot. The charge was as quoted. We will use this company again.
#### Cynthia Cowart
My first time needing a shredding company for my business needs! Calling to set up an appointment was so easy! They came out on a day that worked for me which was great also! Matthew came out and went through the whole process with me. He was very easy to talk to, professional, and had a smile on his face the whole time! It was such a friendly and easy experience that I will definitely be using them again for my business needs in the future and 10/10 recommend!
#### Dandi Pawz Grooming
Carolina Shred / Shred America was so easy to work with and super affordable! Tom, who booked my reservation, was super accommodating, answered all my questions and gave me his direct line to call the day before for a rough ETA. Then, day of, Matthew was phenomenal! He called 45 minutes in advance, showed up right on time and was done in just 20 minutes. He was so nice, super friendly and just understood that this was more than a shredding - it was kind of a catharsis to get rid of all the paper! Would highly recommend and definitely use again.
#### Amy Croom
Billy always comes to pick up the shred on time. He is very respectful of a chaotic work environment, comes in and does what he needs to and goes, but whenever we have an opportunity talk to him, he is always the sweetest person ever. Highly recommend, 10/10!!!!!
#### Leandro Oliver
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Operations by Segments and Geographic Areas Segment Information Operating segments are the components of our business for which separate financial information is available that is evaluated regularly by the chief operating decision maker in deciding how to allocate resources and in assessing performance. Our chief operating decision maker is our chief executive officer. Our operating segments are generally organized by the type of product or service offered and by geography. Similar operating segments have been aggregated into four reportable segments as follows: Cloud Solutions. Our Cloud Solutions segment provides customers with SaaS technology offerings that facilitate electronic payments, electronic invoicing, and spend management. Our payment platforms (Paymode-X, PTX and financial messaging) are included in this segment. These solutions are highly scalable, secure and cost effective and facilitate cash payment and transaction settlement between businesses, their vendors and banks. Our legal spend management solutions, which enable customers to create more efficient processes for managing invoices generated by outside law firms while offering insight into important legal spend factors such as expense monitoring and outside counsel performance, are also included within this segment. Revenue within this segment is generally recognized on a subscription or transaction basis. Banking Solutions. Our Banking Solutions segment provides solutions that are specifically designed for banking and financial institution customers. Our Banking Solutions products are sold predominantly on a hosted basis, with revenue recognized on a subscription or transaction basis. Payments and Documents. Our Payments and Documents segment supplies financial business process management software solutions, including making and collecting payments, sending and receiving invoices, and generating and storing business documents. This segment also provides a range of standard professional services and equipment and supplies that complement and enhance our core software products. When licensed for on-premise deployment, software license revenue is typically recorded upon delivery of the software and commencement of the license term. If the solution is hosted by us, we typically record revenue over time. Professional services revenue is normally recorded as we perform the work and software support and maintenance revenue is recorded ratably over the support period. Other . Our Other segment consists of our fraud solutions and our healthcare solutions. The Other segment loss reported below is attributable to the operating results of our fraud solutions, which reflects the revenue contribu tion from the legacy sales channel we acquired and the burden of certain other centralized costs; however our fraud solutions are sold as part of all of our operating segments. Our healthcare solutions focus on eliminating paper intensive processes and providing electronic signature and mobile document capabilities to allow healthcare organizations to improve efficiency and reduce costs. Software revenue for perpetual licenses of our fraud and healthcare products is typically recorded upon delivery of the software and commencement of the license term. Professional services revenue is recorded as we perform the work and software support and maintenance revenue is recorded ratably over the support period which is normally twelve months. Periodically a sales person in one operating segment will sell products and services that are typically sold within a different operating segment. In such cases, the transaction is generally recorded by the operating segment to which the sales person is assigned. Accordingly, segment results can include the results of transactions that have been allocated to a specific segment based on the contributing sales resources, rather than the nature of the product or service. Conversely, a transaction can be recorded by the operating segment primarily responsible for delivery to the customer, even if the sales person is assigned to a different operating segment. Our chief operating decision maker assesses segment performance based on a variety of factors that normally include segment revenue and a segment measure of profit or loss. Each segments measure of profit or loss is on a pre-tax basis and excludes certain items as presented in our reconciliation of the measure of total segment profit to GAAP income (loss) before income taxes that follows. There are no inter-segment sales; accordingly, the measure of segment revenue and profit or loss reflects only revenues from external customers. The costs of certain corporate level expenses, primarily general and administrative expenses, are allocated to our operating segments based on a percentage of the segments revenues. We do not track or assign our assets by operating segment. Segment information for the three months ended September 30, 2020 and 2019 according to the segment descriptions above, is as follows: Three Months Ended September 30, 2020 2019 (in thousands) Segment revenue: Cloud Solutions $ 64,956 $ 61,022 Banking Solutions 26,190 24,169 Payments and Documents 17,396 18,578 Other 3,823 4,407 Total segment revenue $ 112,365 $ 108,176 Segment measure of profit: Cloud Solutions $ 14,597 $ 13,799 Banking Solutions 2,956 535 Payments and Documents 4,100 5,009 Other (3,107) (1,866) Total measure of segment profit $ 18,546 $ 17,477 A reconciliation of the total measure of segment profit to GAAP income (loss) before income taxes is as follows: Three Months Ended September 30, 2020 2019 (in thousands) Total measure of segment profit $ 18,546 $ 17,477 Less: Amortization of acquisition-related intangible assets (5,029) (4,950) Stock-based compensation plan expense (9,973) (11,044) Acquisition and integration-related expenses (245) (1,697) Restructuring (expense) benefit (70) 25 Other non-core (expense) benefit (48) 14 Global ERP system implementation and other costs (224) Other expense, net of pension adjustments (1,026) (965) Income (loss) before income taxes $ 2,155 $ (1,364) The following depreciation and other amortization expense amounts are included in the measure of segment profit: Three Months Ended September 30, 2020 2019 (in thousands) Depreciation and other amortization expense: Cloud Solutions $ 4,401 $ 3,594 Banking Solutions 2,752 2,095 Payments and Documents 270 220 Other 276 183 Total depreciation and other amortization expense $ 7,699 $ 6,092 Disaggregation of Revenue The tables below present our subscriptions revenue and total revenue disaggregated by major product classification for the three months ended September 30, 2020 and 2019. (in thousands) Three Months Ended September 30, 2020 2019 Subscriptions Revenue Total Revenue Subscriptions Revenue Total Revenue Payment Platforms (1) $ 40,248 $ 44,406 $ 35,206 $ 40,448 Banking Solutions 22,985 26,190 18,373 24,169 Legal Spend Management (2) 20,550 20,550 20,574 20,574 All other (3) 6,601 21,219 5,913 22,985 Total revenues $ 90,384 $ 112,365 $ 80,066 $ 108,176 We derive the majority of our revenue from subscription arrangements. The substantial majority of our non-subscription revenue is derived from software support and maintenance fees and from professional services, with such revenue being recorded by all of our operating segments but with the largest concentration of this revenue being derived from our legacy business payments and documents products in our Payments and Documents segment. (1) Consists of our Paymode-X, PTX and financial messaging settlement network, all of which are components of our Cloud Solutions segment. (2) Component of our Cloud Solutions segment. (3) Consists of our legacy business payments and documents products (which are components of our Payments and Documents segment) and revenue from our Other segment. Geographic Information We have presented geographic information about our revenues below. This presentation allocates revenue based on the point of sale, not the location of the customer. Accordingly, we derive revenues from geographic locations based on the location of the customer that would vary from the geographic areas listed here. Three Months Ended September 30, 2020 2019 (in thousands) Revenues from unaffiliated customers: United States $ 68,981 $ 69,020 United Kingdom 27,694 24,967 Switzerland 10,867 9,760 Other 4,823 4,429 Total revenues from unaffiliated customers $ 112,365 $ 108,176 Long-lived assets based on geographical location, excluding deferred tax assets and intangible assets, were as follows: At September 30, At June 30, 2020 2020 (in thousands) Long-lived assets: United States $ 67,580 $ 64,858 United Kingdom 42,663 41,835 Other 17,738 16,977 Total long-lived assets $ 127,981 $ 123,670 | 0 | 1 | 0 |
I ordered this top in the white and cream color combo and love it so much. the buttons in the back add a sweet touch - easy top for fall, spring (easy to throw a cardigan over), and summer. i ordered a medium, but probably could have done a small. classic retailer! | 0 | 0 | 1 |
I wasn't planning on loving this dress when i tried it on. i loved the the color which is what prompted me to buy it. this dress fit perfectly. it hugs my body without feeling tight. the ruching is perfect. i didn't want to take it off! it's also very comfortable.
i'm 5'1" , 107lbs and the xs petite fit perfectly. the dress hits me at the same length that is pictured. i think it would be easy to hem if you wanted it to be shorter. i have a short torso and saw no issues with that as some reviewer | 0 | 0 | 1 |
Park Avenue Tranquil keeps you smelling good round the clock; give up all the fragrances that left you wanting more. For Beauty tips, tricks & more visit https://bigbasket.blog/ | 0 | 0 | 1 |
> Amber Pack’s attorney Ben Salango said this right does not apply in public settings.
Goddamn motherfucking YES. You have ZERO expectations of privacy when in, and working, for the public. Exact same bullshit cops try to use to avoid people gathering evidence of their crimes.
Get these pieces of shit away from children, permanently. | 0 | 0 | 1 |
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# Best Tax Preparer In New Jersey
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One of the standout qualities of Sudir Tax is their personalized approach. They take the time to understand our unique financial situation, offering tailored advice and strategies to optimize our tax position. This individualized attention sets them apart from other tax professionals, creating a sense of trust and confidence in their services.
Additionally, the communication from Sudir Tax has always been prompt and clear. Any questions or concerns we've had were addressed with patience and expertise, contributing to a smooth and stress-free tax-filing experience.
In a world where tax regulations are constantly evolving, having a reliable and knowledgeable tax accountant is crucial. Sudir Tax has consistently proven their reliability and proficiency year after year. I wholeheartedly recommend their services to anyone seeking a trustworthy partner for their personal and corporate tax needs.
Thank you, Sudir Tax, for over a decade of exceptional service. Here's to many more years of successful collaboration! st w 2023-11-24 Trustindex verifies that the original source of the review is Google. They explained every step of the filing process clearly and ensured that I understood all aspects of my tax return.
Although they take time in reviewing the file and ggetting back to us.This transparency builts trust and confidence in their services.
I have already referred 5 more clients to them.
Good luck 👍 Raquel Piña 2023-11-24 Trustindex verifies that the original source of the review is Google. Great service Shruti Patel 2023-11-24 Trustindex verifies that the original source of the review is Google. It was my first time filing my tax return with them. Everyone is really nice. Not just helped me with tax returns but also provided financial advices. Definitely going to file all my future tax returns thru them. Sukanya Dave 2023-11-24 Trustindex verifies that the original source of the review is Google. I have loved their service lately. Before a couple years I was a little displeased by their service but since then they have turned it around and have been awesome really. They take great care about filing your taxes. Make sure all your queries are answered satisfactorily. Explain everything. Help with great advice and guidance. anand kumar 2023-11-24 Trustindex verifies that the original source of the review is Google. I am using Sudhir tax for past 7 years and always had a positive experiences with the team
#### LET'S CLEAR ALL THE DOUBTS!
1. What is a tax preparer, and how can they help me with my taxes?
A tax preparer is a professional who helps individuals and businesses organize and file their taxes accurately. They ensure compliance with tax laws, maximize deductions and minimize liabilities, making the tax process smoother and more efficient.
2. How does hiring a CPA benefit my financial situation?
A Certified Public Accountant (CPA) brings expertise in accounting, taxation, and financial planning. They provide personalized advice, optimize tax strategies, and ensure financial compliance, contributing to sound financial management and long-term success.
3. What services do tax preparers typically offer?
Tax preparers offer a range of services, including income tax return preparation, tax planning, and assistance with tax-related issues. They guide clients in navigating tax regulations, maximizing deductions, and minimizing tax liabilities for optimal financial outcomes.
4. What is the importance of company formation, and how can it benefit my business?
Company formation is the process of establishing a legal entity for your business. It offers liability protection, tax advantages, and enhanced credibility. Proper formation ensures legal compliance, facilitates financial management, and sets a solid foundation for business growth.
5. How can a professional assist in the company formation process?
Engaging a professional in company formation ensures adherence to legal requirements and strategic decision-making. They guide you in selecting the right business structure, completing necessary paperwork, and navigating regulatory processes, setting the stage for a successful and compliant business venture.
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Sudhir Tax is a trusted provider of top-quality tax services in the USA. With our team of experienced tax professionals, we provide comprehensive and personalized tax solutions to meet all your diverse tax needs. Whether you need assistance with tax planning, preparation, filing or compliance, Sudhir Tax has the expertise to ensure that your tax obligations are met effectively and efficiently. At Sudhir Tax, we are committed to providing our clients with the highest level of service and attention to detail, ensuring accuracy, timeliness and compliance with all relevant tax laws and regulations. Choose Sudhir Tax for the best tax services in the USA, and let us help you achieve your financial goals and maximize your tax benefits.
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I've been a developer for the past 6 years. I've been tryinig to get into game development but I seem to only find contend aimed at beginners. Do you guy know of a book or series of tutorials that can help me?I'd like to know a bit about tradeoffs between game engines, graphical libraries and a few design patterns that could help me have a better view of the field. | 0 | 0 | 1 |
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How do you think we get society to care about more responsible agriculture if they don't even care about cute animals being tortured?
Why do you think vegans don't want responsible agriculture?
On top of that it takes more plants to feed animals to make them into food than it does to just eat plants, we need to eat something to survive. Its about doing the least harm while doing so | 0 | 0 | 1 |
Beyond Meat is actually pretty delicious, I order it at A&W all the time. Only issue is it's about 50% more expensive than a beef burger on the menu. Makes it hard for meat eaters to hop on the bandwagon. | 1 | 0 | 0 |
My best advice is to consider Junior/Community College (if it’s an option). It’s a real lifesaver for taking your general education courses at a fraction of a price of a 4 year university. Community College, in my personal experience, was one of the better moments of my life. Largely because I struggled at a 4 year university.
I got kicked out of my first school because my GPA was a 1.21 and I had to petition to the school as to why they should allow me to finish my coursework. I was unhappy overall with my life and wanted to transfer to Community College. I graduated with my Associates with a 3.2 GPA, and had no problems transitioning to a new university, where I am currently set to graduate with my Bachelor’s after 6 years in college.
I was able to get into schools that I had previously been rejected from due to grades, but I decided to play college athletics at a smaller school. | 0 | 0 | 1 |
Growth Lessons 🚀
Curated growth lessons from founders. | 1 | 0 | 0 |
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In a recent Twitter post, dated today, November 4th, 2021, Brooklyn Brough President Eric Adams shows support for Bitcoin and the Crytpo Currency industry – tweeting “In New York we always go big, so I’m going to take my first THREE paychecks in Bitcoin when I become mayor. NYC is going to be the center of the cryptocurrency industry and other fast-growing, innovative industries! Just wait!·“
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Studying art in college, and the evolution of Art, 2021 seems the time in history where art is taking a new meaning. I guess the crypto trend is not only penetrating currency, but almost everything we touch and see.
I guess it’s time to decentralize art and maybe even create a peer to peer social network where anyone can create their crypto art pieces and become the next Picasso… who determine what crypto art is I guess will be in the hands of crypto superstars. | 0 | 1 | 0 |
It was about two years after Hurricane Katrina that I first saw the Louisiana flood maps. These flood maps are used to show land loss in the past and land loss that is to come. On this particular day, at a community meeting, these maps were used to explain how a 30-foot tidal surge that accompanied Hurricane Katrina could flood communities like mine in south Louisiana and communities across the Mississippi and Alabama coast. It turns out that the land we were losing was our buffer from the sea. I volunteered to interact with the graphics on the wall, and in an instant my life changed for the second time in two years. The graphic showed massive land loss in south Louisiana and an encroaching sea, but more specifically, the graphic showed the disappearance of my community and many other communities before the end of the century. I wasn't alone at the front of the room. I was standing there with other members of south Louisiana's communities -- black, Native, poor. We thought we were just bound by temporary disaster recovery, but we found that we were now bound by the impossible task of ensuring that our communities would not be erased by sea level rise due to climate change. Friends, neighbors, family, my community: I just assumed it would always be there. Land, trees, marsh, bayous: I just assumed that it would be there as it had been for thousands of years. I was wrong. To understand what was happening to my community, I had to talk to other communities around the globe. I started in south Louisiana with the United Houma Nation. I talked to youth advocates in Shishmaref, Alaska. I talked to fisherwomen in coastal Vietnam, justice fighters in Fiji, new generations of leaders in the ancient cultures of the Torres Straits. Communities that had been here for thousands of years were suffering the same fate, and we were all contemplating how we would survive the next 50. By the end of the next century, it's predicted that more than 180 million people will be displaced due to climate change, and in south Louisiana, those who can afford to do so are already moving. They're moving because south Louisiana is losing land at one of the fastest rates on the planet. Disappearance is what my bayou community has in common with other coastal communities. Erasure is what communities around the globe are fighting as we get real about the impacts of climate change. I've spent the last 14 years advocating on behalf of communities that have been directly impacted by the climate crisis. These communities are fighting discrimination within climate disaster recovery, and they're also trying to balance mass displacement of people with an influx of others who see opportunity in starting anew. Since 2005, people have been called "refugees" when they leave when they're displaced by climate disaster, even when they don't cross international borders. These terms, these misused terms, that are meant to identify the other, the victim, the person who is not supposed to be here, these terms are barriers to economic recovery, to social integration and to the healing required from the climate crisis and climate trauma. Words matter. It also matters how we treat people who are crossing borders. We should care about how people who are crossing borders today to seek refuge and safety are being treated, if for no other reason than it might be you or someone you love who needs to exercise their human right to migrate in the nearby future. We must start preparing for global migration today. It's a reality now. Our cities and our communities are not prepared. In fact, our economic system and our social systems are only prepared to make profit off of people who migrate. This will cause rounds of climate gentrification, and it will also penalize the movement of people, usually through exploited labor and usually through criminalization. Climate gentrification that happens in anticipation of sea level rise is what we're seeing in places like Miami, where communities that were kept from the waterfront are now being priced out of the high ground where they were placed originally as people move away from the coast. These folks are being moved, forced to relocate away from the social and economic systems that they need to survive. Climate gentrification also happens in the aftermath of climate disaster. When massive amounts of people leave a location for an indefinite amount of time, we see others come in. We also see climate gentrification happen when damaged homes are now "green built," but now have a higher value, generally outside of the reach of black and brown and poor people who want to return home. The price difference in rents or the ownership of a house is the difference between being able to practice your right, your human right to return home as a community, or be forced to resettle somewhere else less climate resilient, less expensive and alone. The climate crisis is a much larger conversation than reducing CO2 emissions, and it is a much different conversation than just extreme weather. We're facing a shift in every aspect of our global reality. And climate migration is just one small part, but it's going to have ripple effects in both coastal cities and cities in the interior. So what do we do? I have a few ideas. (Laughter) First, we must reframe our understanding of the problem. Climate change is not the problem. Climate change is the most horrible symptom of an economic system that has been built for a few to extract every precious value out of this planet and its people, from our natural resources to the fruits of our human labor. This system has created this crisis. (Applause) We must have the courage to admit we've taken too much. We cannot close our eyes to the fact that the entire world is paying a price for the privilege and comfort of just a few people on the planet. It's time for us to make society-wide changes to a system that incentivizes consumption to the point of global imbalance. Our social, political and economic systems of extraction must be transformed into systems that regenerate the earth and advance human liberty globally. It is arrogance to think that technology will save us. It is ego to think that we can continue this unjust and extractive approach to living on this planet and survive. (Applause) To survive this next phase of our human existence, we will need to restructure our social and economic systems to develop our collective resilience. The social restructuring must be towards restoration and repair of the earth and the communities that have been extracted from, criminalized and targeted for generations. These are the frontlines. This is where we start. We must establish a new social attitude to see migration as a benefit, a necessity for our global survival, not as a threat to our individual privilege. Collective resilience means developing cities that can receive people and provide housing, food, water, health care and the freedom from overpolicing for everyone, no matter who they are, no matter where they're from. What would it mean if we started to plan for climate migration now? Sprawling cities or declining cities could see this as an opportunity to rebuild a social infrastructure rooted in justice and fairness. We could actually put money into public hospitals and help them prepare for what is to come through climate migration, including the trauma that comes with loss and relocation. We can invest more of our time in justice, but it cannot be for temporary gain, it cannot be to help budget shortfalls, it has to be for long-term change and it has to be to advance justice. It's already possible, y'all. After Hurricane Katrina, universities and high schools around the US took in students to help them finish their semester or their year without missing a beat. Those students are now productive assets in our community, and this is what our communities, our businesses and our institutions need to get ready for now. The time is now. So as we reframe the problem in a more truthful way and we restructure our social systems in a more just way, all that will be left is for us to reindigenize ourselves and to conjure a power of the most ancient kind. This necessarily means that we must learn to follow -- not tokenize, not exotify, not dismiss -- the leadership and the traditional knowledge of a particular local place. It means that we must commit to standards of ecological equity and climate justice and human rights as the basis, a base standard, a starting point, for where our new society is to go. All of this requires us to recognize a power greater than ourselves and a life longer than the ones we will live. It requires us to believe in the things that we are privileged enough not to have to see. We must honor the rights of nature. We must advance human rights for all. We must transform from a disposable, individual society into one that sees our collective, long-term humanity, or else we will not make it. We must see that even the best of us are entangled in an unjust system, and we must acknowledge that the only way you're going to survive is for us to figure out how to reach a shared liberation together. The good news is we come from powerful people. We come from those who have, in one way or another, survived so far to be us here today. This is reason enough to fight. And take it from your south Louisiana friend, those hardest fights are the ones to celebrate. Let's choose to make this next phase of our planetary existence beautiful, and while we're at it, let's make it just and fair for everyone. We can do this, y'all. We can do this, because we must. We must, or else we lose our planet and we lose ourselves. The work starts here. The work starts together. This is my offering. Thank you for receiving it. Merci. (Applause) | 0 | 1 | 0 |
Abjosh is generally a different colour from the natural green raisins. It is mostly used in cooking and toppings. They are extremely healthy and are sweet in taste. It is majorly used for garnishing desserts and dishes in India. Munakka contains high amounts of iron and vitamins. It helps in the normal functioning of the heart and keeping heart ailment at bay. | 0 | 0 | 1 |
I work for a company that has a few large accounts say 20 and each of these have settings that are kept in a db.These settings are only updated a few times a year or when we add a new account. We currently use a script to update the settings but feels like this is the wrong approach. I'd much prefer a declarative model. We use terraform to manage our infrastructure and something like that would be ideal but it looks like writing a custom provider is a fair amount of work, or at least more than I was hoping for.Anyone have any suggestions on a better approach? | 0 | 1 | 0 |
Business Combinations CoverMyMeds LLC (CMM) On April 3, 2017, we completed our acquisition of CMM, a privately-owned company headquartered in Columbus, Ohio. CMM provides electronic prior authorization solutions to pharmacies, providers, payers, and pharmaceutical manufacturers. The net purchase consideration of $1.3 billion was funded from cash on hand. The cash consideration was initially paid into an escrow account prior to our 2017 fiscal year end, and was included in Other Noncurrent Assets within our consolidated balance sheet at March 31, 2017. Pursuant to the agreement, McKesson may pay up to an additional $0.2 billion of contingent consideration based on CMMs financial performance for 2018 and 2019. We recorded a liability for this remaining contingent consideration at its estimated fair value of $113 million as of the acquisition date on our condensed consolidated balance sheet. The contingent consideration was estimated using a Monte Carlo simulation, which utilizes Level 3 inputs under the fair value measurement and disclosure guidance, including estimated financial forecasts. The contingent liability is re-measured at fair value at each reporting date until the liability is extinguished with changes in fair value being recorded to our statements of operations. There was no material change in the contingent liabilitys fair value during the first quarter of 2018. The initial fair value of this contingent consideration is a non-cash investing activity. The financial results of CMM are included in our North America pharmaceutical distribution and services business within our Distribution Solutions segment since the acquisition date. The provisional fair value of assets acquired and liabilities assumed as of the acquisition date, excluding goodwill and intangibles, were $54 million and $8 million . Approximately $854 million of the preliminary purchase price allocation has been assigned to goodwill, which reflects the expected future benefits of certain synergies and intangible assets that do not qu | 0 | 1 | 0 |
The Small and Medium Enterprises (SMEs) contribution to innovation and economic growth is part of the economic system, and in the light of this, SMEs policies are reviewed by countries throughout the world. In the Arab countries, which are in transition such as in particular, Egypt, Tunisia, Syria, Yemen and Libya, the SME policy rationale is strikingly consistent in its coherence and consideration of other social and economic issues. SMEs provide employment opportunities for the elderly, youth and women; the creation of new lifestyles and support the development of new forms of work organisation; new working arrangements, fostering innovation and entrepreneurship. Business incubation facilitates the development and growth of start-up companies by providing entrepreneurs with resources and services. Incubator management usually develops these services which are offered by its wide network of contacts. Therefore, the aim of this research to contribute to general knowledge about the economic growth and development impacts of business incubators, thereby assisting governments and policymakers in establishing environments that would facilitate entrepreneurship and national development | 1 | 0 | 0 |
Since there were so many colors to choose from and the 20% full priced items sale was going on, i went in person to retailer to check these great dresses out. glad i did! online i was torn between several prints, but in the dressing room, there was a clear winner for me (just for personal preference. the prints are still all great!). these dresses are so flattering and comfortable. great with a cardigan or jacket for work or sandals for the weekend. definitely tts. i am pretty much always a m in e | 0 | 0 | 1 |
This thesis explores structural changes to the institutions of urban life within the City of London during the fifteenth century. While the late medieval period posed many challenges, London fared well. Profound changes gripped its economic and social infrastructure: traditional medieval forms of social organisation and control changed into formalised structures and procedures, with implications for the social makeup of the City itself. Using an innovative combination of methodologies, including GIS mapping and Social Network Analysis, social topography and sociability are investigated to reconstruct changes in ‘civil society’. Focusing upon four neighbouring parishes, the thesis is particularly concerned with personal interaction and locations of residence and trade. Archival study of hundreds of wills and deeds has created a dataset detailing legal and personal relationships between 4,000 Londoners. Social transformations are revealed at a local level by reconstructing and mapping property boundaries, and chronologies of ownership, as well as social relationships expressed in wills. Early in the century the City was still segregated into relatively homogenous ‘trade quarters’, for both customary and pragmatic reasons. Bridge Street, for example, was a natural focus for Fishmongers. Prosopographical study of that Company has revealed a ‘quasi-federal’ structure, simultaneously reflecting neighbourhood identities and wider commercial interests. Yet, by the close of the century, a fundamental shift in the nature of Companies, from a ‘personal’, to a formal social basis, transformed the social topography of the City into a much more heterogeneous form. The erosion of localised Craft structures coincided with the diversification of social activities of parish churches, revealed in the volume and breadth of community participation. Furthermore, the strength of informal sociability within the neighbourhood remained constant in the face of these changes. The neighbourhood thus remained a fundamental element in the infrastructure of the late-medieval City, both defining, and reflecting, local sociability | 1 | 0 | 0 |
Serious crimes deserve serious representation! Protect your rights & your future with The Mattern Law Firm - Get a Free Consultation Today! | 0 | 0 | 1 |
I did see it, maybe it is. This reminds me of the series Bill Nye did, on current science topics on Netflix a couple years ago, and out of nowhere they had this wierd skit singing about masturbation, and dildos, (in a video supposedly about science) and then these cup cakes or something, trying to pressure another cup cake into group sex. This reminds me of that, just wierd, deviant behavior that is trying to be normalized. | 0 | 0 | 1 |
Stiil waiting bt want to deduct money
I gt a call.abt 2 mnths ago if im correct stating tht i will receive the gift in 14 days i did nt gt anything bt u guys wane deduct money frm my account oh no so pls do your job in a proper manner cs i did nt gt any items | 0 | 1 | 0 |
Revenue Recognition . The Companys operating revenue is earned from investment advisory and administrative services provided to clients. Each distinct service promised in the agreements is considered a performance obligation and is the basis for determining when revenue is recognized. The fees are allocated to each distinct performance obligation and revenue is recognized when, or as, promises are satisfied. The consideration for services is generally variable and included in net revenues when it is improbable that a significant reversal could occur in the future. The timing of when clients are billed and related payment received varies in accordance with agreed-upon contractual terms. For current agreements, billing occurs after the Company has recognized revenue which results in accounts receivable and accrued revenue. Investment Advisory Fees . The investment advisory agreements have a single performance obligation, since the promised services are not separately identifiable from other promises in the agreements and, therefore, are not distinct. Investment advisory fees are comprised of two components, a base fee and a performance fee, if applicable. Base investment advisory fees are recognized as the services are performed over time and are based upon agreed-upon percentages of average assets under management (AAUM), depending on contractual terms. These fees are received in cash after the end of each monthly period within 30 days. Investment advisory fees are affected by changes in assets under management, including market appreciation or depreciation, foreign exchange translation, and net inflows or outflows. Investment advisory fees are reported net of fee waivers. Performance Fees. USGI receives investment advisory performance fees from certain funds. Performance fees for the equity funds within USGIF are a fulcrum fee that is a 0.25 percent adjustment upwards or downwards of the base investment advisory fees when there is a 5 percent difference between a funds performance and that of its benchmark index over the prior rolling 12 months. Performance fees are recorded when it is determined that they are no longer probable of significant reversal. These fees are received in cash or paid in cash after the end of each monthly period within 30 days. Performance fees are affected by changes in fund performance, benchmark index performance, and assets under management. Investment Advisory Fees - Canada . Galileo investment advisory agreements have a single performance obligation, since the promised services are not separately identifiable from other promises in the agreements and, therefore, are not distinct. Galileo investment advisory fees are recognized as the services are performed over time and are based upon agreed-upon percentages of AAUM or assets under management, depending on contractual terms. These fees are received in cash after the end of each monthly period within 30 days. Galileo investment advisory fees are affected by changes in assets under management, including market appreciation or depreciation, foreign exchange translation, and net inflows or outflows. Performance Fees - Canada . Galileo receives investment advisory performance fees from certain funds. These performance fees are dependent upon exceeding contractual return thresholds, and include an annual measurement period. Performance fees are recognized when it is determined that they are no longer probable of significant reversal, typically on an annual basis. These fees are received in cash typically within 60 days after measurement date. Administrative Services Fees . The administrative services agreement has a single performance obligation, since the promised services are not separately identifiable from other promises in the agreement and, therefore, are not distinct. Administrative services fees are recognized as the services are performed over time and are based upon agreed-upon percentages of AAUM. These fees are received in cash after the end of each monthly period within 30 days. Administrative services fees are affected by changes in assets under management, including market appreciation or depreciation, foreign exchange translation, and net inflows or outflows. Administrative services fees are reported net of fee waivers. Fee Waivers . For certain clients, the Company has agreed to contractually limit the expenses or voluntarily waived or reduced its fees and/or agreed to pay expenses for the remaining USGIF funds. These fee waivers are deemed to be a reduction of the transaction price and are reported as a reduction of investment advisory fees and/or administrative services fees. These fees are paid in cash after the end of each monthly period within 30 days. | 0 | 1 | 0 |
Keller Logistics Group is an asset-based third party logistics provider (3PL) offering family owned trucking, warehousing and contract packaging solutions. | 0 | 1 | 0 |
Revenue Recognition Resident revenue is recognized at estimated net realizable amounts, based on historical experiences, due from residents in the period in which the rental and other services are provided. Additionally, substantially all community fees received from residents are non-refundable and are recorded initially by the Company as deferred revenue. The deferred amounts are amortized over the respective residents initial lease term which is consistent with the contractual obligation associated with the estimated stay of the resident. Revenues from the Medicaid program accounted for approximately 5.6% of the Companys revenue in fiscal 2017, 5.5% of the Companys revenue in fiscal 2016, and 4.6% of the Companys revenue in fiscal 2015. During fiscal 2017, 2016, and 2015, 41, 40, and 34, respectively, of the Companys communities were providers of services under the Medicaid program. Accordingly, these communities were entitled to reimbursement under the foregoing program at established rates that were lower than private pay rates. Patient service revenue for Medicaid patients was recorded at the reimbursement rates as the rates were set prospectively by the applicable state upon the filing of an annual cost report. None of the Companys communities were providers of services under the Medicare program during fiscal 2017, 2016, or 2015. Laws and regulations governing the Medicaid program are complex and subject to interpretation. The Company believes that it is in compliance with all applicable laws and regulations and is not aware of any pending or threatened investigations involving allegations of potential wrongdoing. While no such regulatory inquiries have been made, compliance with such laws and regulations can be subject to future government review and interpretation as well as significant regulatory action including fines, penalties, and exclusion from the Medicaid program. | 0 | 1 | 0 |
I have a rad idea for a low resolution one color pixel display. For example, 20x80 would be very challenging but probably totally worth it.The thing is I'm going to need to display stuff on it so I need character glyphs and little graphics and stuff like that. Are there any standard glyphs or libraries for resolutions that small? | 0 | 0 | 1 |
Bonoboz is India’s top Digital Marketing Company & SEO Services Company. We offer Web Design & Development, Social Media Marketing & other services in Ahmedabad, India. | 0 | 1 | 0 |
Education policy in Nigeria have undergone significant changes for a long time geared\ud
towards the effective administration, management and implementation of education at all\ud
tiers of government. In fact, it continues to be the central point of discourse owing to the role\ud
it has in the measurement of whether a country is developed or not. The objective of this\ud
paper is to identify the implementation challenges of National Policy on Education and\ud
proffer suggestions on the way out for the effective implementation of the policy. This paper\ud
adopts a qualitative method of data analysis, which was thematically done relying on\ud
secondary sources. The paper identifies corruption, lack of continuity in government policies\ud
by successive administration, inadequate human and material resources and others as the\ud
major implementation challenges of the policy. The paper suggests that there is need for the\ud
mobilizations of grassroots by the civil societies and all stake holders to support and enforce\ud
the implementation of the constitutional provision for education and tie it to their vote, there\ud
is also a need to enforce compliance of all sector of education from early childhood care to\ud
the development of special needs school and also ensure that there is continuous monitoring\ud
and evaluation of the policy so as to fill in the gaps that may occur during the process of\ud
implementation, among others as the way out for in dealing with the implementation\ud
challenges of National Policy on Education in Nigeri | 1 | 0 | 0 |
IcePanel
Living system docs for visual people | 0 | 0 | 1 |
Peering into the eyes of different animals, you’ll see some extraordinarily shaped pupils. But why? It turns out that pupil shape is a powerful indicator of what role an animal plays in its ecosystem. Pupils mark the hollow opening in the iris, the eye’s band of pigmented muscle. They’re the portholes through which light enters the eye, where it then strikes the retina and activates light-sensitive cells, setting the process of vision in motion. Pupils are black because most of the light that enters them is absorbed. Their size changes in response to brightness, as well as certain drugs and emotional and mental states— but their basic form varies greatly among species. House cats, for one, are twilight hunters with vertically elongated pupils. In the dark, these structures expand dramatically, taking in the available light. When it’s bright, they shrink into slits. In fact, cat pupils are so flexible that their maximum area is 135 times greater than their minimum area— whereas our pupils only shrink and expand 15-fold. And because of how the slit pupil takes in light, it creates sharp, vertical contours. When the cat’s brain processes the visuals from each eye, the small but sharp differences between them help the cat judge the precise distance of its target. In fact, many other ambush hunters also have vertically elongated pupils— but mainly those whose eyes are located closer to the ground. This may be because these pupils are especially useful in perceiving objects at the relative short distances these animals tend to hunt. The world looks very different from behind the horizontally elongated pupils of many grazing and browsing animals, like goats. These pupils, situated on either side of the head, let horizontal bands of light in that give the goat a near-360-degree view and provide it with sharp, horizontal images. This helps goats detect any disruption to the horizon— alerting them to potential predators— while still enabling them to see ahead and detect obstacles as they make their escape. In fact, goats always keep their pupils aligned with the horizon, rotating their eyeballs in their sockets as they move their heads up and down. Meanwhile, nocturnal geckos have pupils that shrink into slits studded with pinholes in higher light conditions. Each pinhole projects a separate, sharp image onto the geckos retina. Scientists think that comparing these different inputs might help the gecko judge distance without having to move. And while they might have fooled you, mantises and other insects and crustaceans have “pseudopupils.” These aren’t optical structures; they’re optical illusions experienced by the observer. Mantises have compound eyes composed of thousands of light-sensing units. When some are aimed at you, they appear black because they’re absorbing most wavelengths of incoming light— but there’s no actual opening. So, why do we have round pupils? Elongated pupils help sharpen certain dimensions of an animal's vision. But scientists think that, for animals like us with circular pupils, this is a lower priority. Instead of seeing some elements of a scene in extreme focus, we see a larger picture in relative detail, which enables more general skills of observation. This may be especially helpful for foragers looking for food, hunters eyeballing and chasing their prey, and social animals recognizing other faces. As we peer at different pupils, patterns emerge. And yet there are exceptions. For example, Pallas’s cats and mongooses are both small ambush predators, but the Pallas’s cat has round pupils and mongooses have goat-like pupils. And we’ve only explored a few pupil shapes. Other animals have crescent- or heart-shaped pupils. And the cuttlefish has perhaps some of the most bizarre: their pupils are circular in the dark, but W-shaped in the light. So, what’s going on here? Well, wouldn’t we all like to know? | 0 | 0 | 1 |
Title:
NICeSim: an open-source simulator based on machine learning techniques to support medical research on prenatal and perinatal care decision making.
Abstract:
This paper describes NICeSim, an open-source simulator that uses machine learning (ML) techniques to aid health professionals to better understand the treatment and prognosis of premature newborns.
The application was developed and tested using data collected in a Brazilian hospital. The available data were used to feed an ML pipeline that was designed to create a simulator capable of predicting the outcome (death probability) for newborns admitted to neonatal intensive care units. However, unlike previous scoring systems, our computational tool is not intended to be used at the patients bedside, although it is possible. Our primary goal is to deliver a computational system to aid medical research in understanding the correlation of key variables with the studied outcome so that new standards can be established for future clinical decisions. In the implemented simulation environment, the values of key attributes can be changed using a user-friendly interface, where the impact of each change on the outcome is immediately reported, allowing a quantitative analysis, in addition to a qualitative investigation, and delivering a totally interactive computational tool that facilitates hypothesis construction and testing.
Our statistical experiments showed that the resulting model for death prediction could achieve an accuracy of 86.7% and an area under the receiver operating characteristic curve of 0.84 for the positive class. Using this model, three physicians and a neonatal nutritionist performed simulations with key variables correlated with chance of death. The results indicated important tendencies for the effect of each variable and the combination of variables on prognosis. We could also observe values of gestational age and birth weight for which a low Apgar score and the occurrence of respiratory distress syndrome (RDS) could be less or more severe. For instance, we have noticed that for a newborn with 2000 g or more the occurrence of RDS is far less problematic than for neonates weighing less.
The significant accuracy demonstrated by our predictive model shows that NICeSim might be used for hypothesis testing to minimize in vivo experiments. We observed that the model delivers predictions that are in very good agreement with the literature, demonstrating that NICeSim might be an important tool for supporting decision making in medical practice. Other very important characteristics of NICeSim are its flexibility and dynamism. NICeSim is flexible because it allows the inclusion and deletion of variables according to the requirements of a particular study. It is also dynamic because it trains a just-in-time model. Therefore, the system is improved as data from new patients become available. Finally, NICeSim can be extended in a cooperative manner because it is an open-source system. | 1 | 0 | 0 |
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# McKinney Stucco Repair Services
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Do you live in a stucco home, or are you a business owner with exterior stucco siding? Do you notice any flaking or crumbling from your stucco siding? Then it may be time to pick up the phone and call the team at Mr. Handyman of Midwest Collin County for McKinney stucco repair!
Stucco is commonly used on the exterior surface of residential and commercial buildings, providing a decorative and protective finish. It’s popular among buildings in the area due to its beautiful finishes and versatility. It can be found in different styles and colors, allowing customization to match the architectural design and personal preferences.
Due to its variety and customization options and being in a harsh, humid climate like North Texas, your entire exterior home surface needs routine maintenance and probably stucco repairs. McKinney, TX homeowners can rely on their local to ensure their siding lasts for years, not just a season. Mr. Handyman has the solution if you’re stuck on stucco! Contact us today at 214-387-3474 or book online for a consultation!
## When You Should Call For Stucco Repair Services
Stucco is a durable, long-lasting exterior finish that can withstand the elements and protect the underlying structure. However, due to multiple factors, stucco can develop damage or defects over time and with various weather patterns.
Here are some common reasons why you may need McKinney stucco repair solutions.
### Weather Damage
Stucco surfaces are exposed to harsh weather conditions, such as rain, wind, and sunlight. Over time, these elements can cause the stucco to crack, chip, or discolor. Other elements homeowners don’t always think about are seasonal temperature changes, freeze-thaw cycles, pollutants and debris such as smoke, and UV rays. These also can impact the integrity of your exterior walls. Not only can they crack or chip, but they fade and deteriorate over time with prolonged exposure to these elements, making your home vulnerable to extensive damage.
### Moisture Damage
Traditional stucco is naturally porous and absorbent, taking in and retaining water without permanent damage. If stucco is not installed or maintained correctly with regular McKinney stucco repairs and maintenance, it can become susceptible to moisture damage. Water can get into places it shouldn’t. Or the material cannot let out the moisture it takes in, so the water retention becomes high due to excessive rain, flooding, or high humidity levels. Water infiltration can lead to mold growth, efflorescence (white powdery deposits), or deterioration of the underlying structure.
### Settlement & Movement
Buildings can settle or shift over time, which is normal, but if a building shifts or settles too much, it can cause cracked stucco or for it to separate from the underlying structure and foundation. If McKinney stucco repairs and installations are not appropriately done to accommodate the impending structural movement, the shifting will cause stress to the stucco surface and damage.
### Impact Damage
Direct impacts from loose debris, such as hail, flying objects, or other items, can damage surfaces. Anything heavy or sharp can damage your siding; even a rogue baseball can cause a gouge in your building material with enough force. These impacts can cause chipped surfaces or loose stucco patches, creating cracks or crumbling foundations.
### Poor Installation
If stucco is not installed properly, it can develop defects such as bulges, cracks, or delamination. Poor workmanship, such as improper mixing ratios, short curing times, or weak reinforcement, can result in a brittle material and faulty stucco application that can become loose and prone to damage. Installation takes care, patience, and time to be done right initially. Hiring a professional with credentials and excellent customer reviews is highly recommended so you don’t get stuck with a crumbling foundation.
These are all reasons why your siding may need McKinney stucco repair services. Sometimes it’s not anyone’s fault: it’s just due to the age and time of your building material. Regardless of the reason for the damage, cracks, flaking, stains, holes, and dents can significantly impact your stucco house’s integrity and longevity. Routine maintenance is your friend when living in one of these homes or for those who own one of these commercial properties. Regular inspections, cleaning, and repairs can save you stress and money but fixing and patching problems before they become major issues.
Regardless of the cause of the damage, it’s crucial to address exterior issues promptly to prevent future damage and maintain the structural integrity of the building, but also to hire professional services for McKinney stucco repairs. Experts in the industry will be familiar and experienced with these types of repairs and know special techniques and local building codes for the job. Regular inspections and maintenance by an expert can help identify potential problems and prevent the need for costly repairs.
## The Mr. Handyman Way To Stucco Repair: McKinney, TX
Mr. Handyman of Midwest Collin County has a team of stucco specialists who can handle any concrete or lime stucco siding problems.
This is how the pros do a stucco repair in McKinney, TX:
1. **Inspect**: The first step is to assess the extent of the exterior wall damage and identify any hidden or visible damage.
2. **Prep**: Preparing the damaged stucco walls to be fixed involves wiping them down, removing loose pieces of stucco, and ensuring a stable surface for the stucco repair.
3. **Patch & Fill**: Using all-purpose mixed stucco patch material to fill minor cracks in stucco surfaces, larger cracks, hairline cracks, and holes to create an even surface on the entire wall. This may involve applying more than one layer of fresh stucco to match the original stucco’s texture, color, and thickness.
4. **Blend**: Blending, mixing, and matching the new area with the original stucco is vital to achieve a uniform appearance. This usually involves special tools and techniques for texture and color matching to capture consistency.
5. **Finish**: The last step is to apply a finishing coat to protect the new area. This can include using a waterproof sealer or other enhancements.
## Hire Help For Your McKinney Stucco Repair With Mr. Handyman
Mr. Handyman of Midwest Collin County is your all-in-one handyman service company, backed by excellent filled with positive experiences. Our service professionals have years of combined experience in the home improvement services industry and offer affordable stucco repair costs in a timely manner. Our team is trained and licensed and put through a background check program to ensure we hire the very best in the industry! Our flexible scheduling system and upfront pricing make your McKinney stucco repair hassle-free while keeping project costs low. We believe the customer always comes first and treat your home as our own. Rely on Mr. Handyman of Midwest Collin County for your stucco repairs in McKinney, TX!
## Frequently Asked Questions About McKinney Stucco Repair
## What Is Stucco?
Stucco is a plaster and exterior wall finish commonly used on homes and business properties around North Texas and in the Dallas-Fort Worth area. It is a durable and versatile material made from a mixture of cement-based materials of cement, sand, and water, along with other additives like hydrated lime. Stucco has been used for centuries in various architectural styles and is known for its strength, longevity, and aesthetic appeal.
Traditional stucco is typically applied in multiple layers over a solid backing material, such as wood, masonry, or pieces of metal lath. The layers consist of a base coat, which provides the structural integrity, a second coat, called a brown coat regardless of its color; and a finish coat, which determines the final appearance of the stucco surface. The base coat of stucco is applied by hand or with the help of a plastering tool, and it’s worked onto the substrate to create a solid and even surface. The brown coat, or second coat, is applied with a long trowel and let to harden. The finish coat is then applied and can be textured or smooth, depending on the desired look. Various techniques can be used to achieve different textures, patterns, and finishes, making them unique to each property.
Stucco offers several benefits, including excellent durability, fire resistance, and resistance to pests and rot. It is also breathable, allowing moisture to escape from the building, which helps prevent issues like mold or extensive water damage.
### What Tools Are Needed for a Stucco Repair in Mckinney, TX?
Whether you attempt a DIY project for minor exterior repairs or need to hire service professionals for significant repairs on stucco exteriors, there are some equipment and materials you will need for a McKinney stucco repair. They are:
* Masonry tools: cold chisel, finishing trowel, notched trowel, masonry trowel, stucco patching compound, putty knife, a margin trowel
* Carpentry tools: hammer, utility knife, other chisels, wood lath with roofing nails
* Painting tools: paintbrush, exterior paint to match the stucco color, mixing tools and mixing guide
* Other tools: eye protection, work gloves, bucket, plastic sheet or tarp, spray bottle
These are the essential tools for a minor stucco patch, but a professional will use more extensive ways for McKinney stucco repairs. They will come with other tools, such as galvanized metal mesh, nails, and a ladder.
### What Other Handyman Services Do You Do?
McKinney residents always look for a reliable company to care for their property. Our handymen provide a wide variety of services, including , stucco painting projects, exterior painting services, interior painting services, door removal and installation, window installation, roof repair and cleaning, concrete slab lifting and patio repair, , insulation installation, restoration and renovation services, and more! Call us today for any questions about our handyman services, or go online to see what recent projects we’ve completed!
## Want Your Home Ready for Summer? Mr. Handyman Has Your McKinney Stucco Repair Solutions!
Residents of McKinney and the nearby service areas of , , or , is your home ready for summer? We understand how long the to-do list can become with the nice weather. Let us check off one of those items with our McKinney stucco repair services!
Don’t hire just any professional stucco contractor; hire a handyman who can care for more than just your exterior siding! Mr. Handyman of Midwest Collin County is the go-to expert for all home repairs in McKinney, Texas. Call us today at 214-387-3474, and one of our friendly staff members will help answer any questions and book an appointment.
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© 2025 Neighborly Company and its affiliates. All rights reserved. Neighborly is a registered trademark of Neighborly Assetco LLC. This site and all of its content is protected under applicable law, including laws of the U.S. and other countries. Each location is independently owned and operated. State, provincial, and local laws may impact the services this independently owned and operated franchise location may perform at this time. Please contact the franchise location for additional information. | 0 | 1 | 0 |
We carry out domestic & commercial electrical work including new build projects in Horsham & the South East. We have extensive experience working for housing developers, local authorities and private sector companies. We design, build, install, test and maintain a variety of electrical installations. | 1 | 0 | 0 |
Very Bad Service
I have tried OOBA Home loans, as they specialized in home loans and can get everything done fast according to the website. A couple of times I had called Ina van Schalkwyk at the Welkom branch and asked her for advice and what documentation we need. She was not very helpful, and I did make a list of documentation that I think will be needed. On Monday 27 January, I send her the documentation, then she sends us forms to complete, why could this not be sent to us earlier. On Wednesday 29 January, everything except the quote for renovations was with her. On Friday when I called again, she said that she can submit the application as is, just to get confirmation that we will or won’t get approved for the initial amount. On Monday she called and ask for our personal expenses. On Tuesday, 4 February she called again, because I have forgot to attach the IT34. This lady has waisted almost a week of our time with no submission. So on Tuesday I told her that we withdraw our authorisation to her via email and SMS and we do not want her to proceed with our home loan application as we will do it ourselves. However, our application was pending due to the application that she has done, which we did not know off. On Friday 7 February, she did let us know that the application was approved that she had done. I told her via email and SMS that she has no authorisation to do anything on our behalf and if she does do anything further on our behalf, I will take legal charges against her. Yet, she proceeded to cancel the approved application. I will definitely not recommend an OOBA agent, as they are not fully trained and does not do their best!! | 0 | 1 | 0 |
Hydrogen vs. Battery Electric Cars
Simple solution for the charging-4000-trucks-at-once problem: have backup swappable batteries. Charge the batteries with the surplus midday solar energy, and swap the batteries out when the truck gets back to base. That would also have the potential to beat the 5-minute refill time of hydrogen.
Quick 20-30 minute supercharge stops en route can keep trucks topped up for longer routes (drivers need breaks anyway, so longer charge times there aren't an issue). | 1 | 0 | 0 |
Why you can't just screenshot an NFT
I'm am of the opinion that it's not all the certificate. traditional fine art in the physical medium, has been created by someone and (most of the time) there is only one of that item, this item that you now possess has intrinsic value. even if the artist is not known. I think there is a great parallel between NTFs and industrial design, there are a lot of historic items that have been produced throughout the 20th century, some of which are very expensive, for a variety of reasons, and almost all of them have been made in a factory so there are a lot of copies of them. Nevertheless these are items that have intrinsic value, either by their function or purely by their form but and, you cannot simply copy and paste an Eames chair. | 1 | 0 | 0 |
Straddle
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Carol Brown works throughout British Columbia as a lawyer, mediator, coach and facilitator. She supports organizations and individuals by helping to resolve conflict and to learn how to communicate better in resolving their own conflicts. | 0 | 0 | 1 |
A unique blend of Ayurvedic herbs like Amla, Brahmi, Henna, Coconut helps to control hair fall and rejuvenates the scalp. Amla strengthens the hair roots to help maintain natural thickness. Lemon controls sebum flow and prevents dandruff. Brahmi is beneficial for overall hair health. Vatika Enriched Coconut Hair Oil is clinically proven to reduce 50% Hairfall in 4 weeks. | 1 | 0 | 0 |
Inside the World's Largest Science Experiment
Dianna, LOVE your *EXCELLENT* Science Communication videos aimed at interesting more young girls in STEM... AWESOME!!!! Many THANKS for your ambition, dedication, and obvious talents in explaining esoteric concepts simply, while sincerely displaying your obvious excitement! You help give me hope for the future.
Personally, my go-to topic when trying to get the uninitiated excited about particle physics is the double-slit experiment. When I get to the part where, when a detector is placed at one of the slits the particles revert back to non-quantum behavior (two bands instead of the spread interference pattern,) I like to say: "THE (PARTICLES) KNOW WE'RE LOOKING AT THEM!!!!" That's when I see the the jaw drop, as the person realizes the implication of what I just said. VERY enjoyable! | 0 | 0 | 1 |
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New and Used Vehicle We sell new vehicles at our franchised dealerships and used vehicles at our franchised dealerships and AutoNation USA stores. The transaction price for a vehicle sale is determined with the customer at the time of sale. Customers often trade in their own vehicle to apply toward the purchase of a retail new or used vehicle. The trade-in vehicle is a type of noncash consideration measured at fair value, based on external and internal market data for the specific vehicle, and applied as payment to the contract price for the purchased vehicle. When we sell a new or used vehicle, we typically transfer control at a point in time upon delivery of the vehicle to the customer, which is generally at time of sale, as the customer is able to direct the use of, and obtain substantially all of the benefits from, the vehicle at such time. We do not directly finance our customers vehicle purchases or leases. In many cases, we arrange third-party financing for the retail sale or lease of vehicles to our customers in exchange for a fee paid to us by the third-party financial institution. We receive payment directly from the customer at the time of sale or from the third-party financial institution (referred to as contracts-in-transit or vehicle receivables, which are part of our receivables from contracts with customers) within a short period of time following the sale. We establish provisions, which are not significant, for estimated returns and warranties on the basis of both historical information and current trends. We also offer auction services at our AutoNation-branded automotive auctions, revenue from which is included within Used Vehicle wholesale revenue. The transaction price for auction services is based on an established pricing schedule and determined with the customer at the time of sale, and payment is due upon completion of service. We satisfy our performance obligations related to auction services at the point in time that control transfers to the customer, which is when the service is completed. Parts and Service We sell parts and automotive services related to customer-paid repairs and maintenance, repairs and maintenance under manufacturer warranties and extended service contracts, and collision-related repairs. We also sell parts through our wholesale and retail counter channels. Each automotive repair and maintenance service is a single performance obligation that includes both the parts and labor associated with the service. Payment for automotive service work is typically due upon completion of the service, which is generally completed within a short period of time from contract inception. The transaction price for automotive repair and maintenance services is based on the parts used, the number of labor hours applied, and standardized hourly labor rates. We satisfy our performance obligations, transfer control, and recognize revenue over time for automotive repair and maintenance services because we are creating an asset with no alternative use and we have an enforceable right to payment for performance completed to date. We use an input method to recognize revenue and measure progress based on labor hours expended relative to the total labor hours expected to be expended to satisfy the performance obligation. We have determined labor hours expended to be the relevant measure of work performed to complete the automotive repair or maintenance service for the customer. As a practical expedient, since automotive repair and maintenance service contracts have an original duration of one year or less, we do not consider the time value of money, and we do not disclose estimated revenue expected to be recognized in the future for performance obligations that are unsatisfied (or partially unsatisfied) at the end of the reporting period or when we expect to recognize such revenue. The transaction price for wholesale and retail counter parts sales is determined at the time of sale based on the quantity and price of each product purchased. Payment is typically due at time of sale, or within a short period of time following the sale. We establish provisions, which are not significant, for estimated parts returns based on historical information and current trends. Delivery methods of wholesale and retail counter parts vary; however, we generally consider control of wholesale and retail counter parts to transfer when the products are shipped, which typically occurs the same day as or within a few days of the sale. We also offer customer loyalty points for parts and service for select franchises in a relative few of our stores and we satisfy our performance obligation and recognize revenue when the loyalty points are redeemed. Amounts deferred related to the customer loyalty programs are insignificant. Finance and Insurance We sell and receive a commission on the following types of finance and insurance products: extended service contracts, maintenance programs, guaranteed auto protection (known as GAP, this protection covers the shortfall between a customers loan balance and insurance payoff in the event of a casualty), tire and wheel protection, and theft protection products, among others. We offer products that are sold and administered by independent third parties, including the vehicle manufacturers captive finance subsidiaries. Pursuant to our arrangements with these third-party providers, we sell the products on a commission basis, and, in certain cases, we sell the product, recognize an upfront commission, and participate in future profit pursuant to retrospective commission arrangements with the issuers of those contracts through the life of the related contracts. For retrospective commission arrangements, we are paid annually based on the annual performance of the issuers product portfolio. For the majority of finance and insurance product sales, our performance obligation is to arrange for the provision of goods or services by another party. Our performance obligation is satisfied when this arrangement is made, which is when the finance and insurance product is delivered to the end-customer, generally at the time of the vehicle sale. As agent, we recognize revenue in the amount of any fee or commission to which we expect to be entitled, which is the net amount of consideration that we retain after paying the third-party provider the consideration received in exchange for the goods or services to be fulfilled by that party. The retrospective commission we earn on each product sold is a form of variable consideration that is subject to constraint due to it being highly susceptible to factors outside our influence and control. Our agreements with the third- party administrators generally provide for an annual retrospective commission payout based on the product portfolio performance for that year. We estimate variable consideration related to retrospective commissions and perform a constraint analysis using the expected value method based on the historical performance of the product portfolios and current trends to estimate the amount of retrospective commissions to which we expect we will be entitled. At each reporting period, we reassess our expectations about the amount of retrospective commission variable consideration to which we expect to be entitled and recognize revenue when we no longer believe a significant revenue reversal is probable. Additionally, we may be charged back for commissions related to finance and insurance products in the event of early termination, default, or prepayment of the contracts by end-customers (chargebacks). An estimated refund liability for chargebacks against the revenue recognized from sales of finance and insurance products is recorded in the period in which the related revenue is recognized and is based primarily on our historical chargeback experience. We update our measurement of the chargeback liability at each reporting date for changes in expectations about the amount of chargebacks. We also sell a vehicle maintenance program (the Vehicle Care Program or VCP) where we act as the principal in the sale since we have the primary responsibility to provide the specified services to the customer under the VCP contract. When a VCP product is sold in conjunction with the sale of a vehicle to the same customer, the stand-alone selling prices of each product are based on observable selling prices. Under a VCP contract, a customer purchases a specific number of maintenance services to be redeemed at an AutoNation location over a five-year term from the date of purchase. We satisfy our performance obligations and recognize revenue as maintenance services are rendered, since the customer benefits when we have completed the maintenance service. Although payment is due from the customer at the time of sale and services are rendered at points in time during a five-year contract term, these contracts do not contain a significant financing component. | 0 | 1 | 0 |
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I love this off the shoulder top. it is so flattering and the colors are gorgeous. i normally wear a small or medium in retailer tops, i am wearing an extra small in this one, and it fits great. i am only 5 1" tall so the length hits me perfectly. | 0 | 0 | 1 |
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## **Self-Starter Fashion Business Online Training Program | VALUE OF $7,200**
#### Your ultimate step-by-step guide to building a thriving fashion business that converts to sales from the ground up!
* Do you have an idea for a fashion product but are struggling to find the starting point?
* Do you dream of owning a fashion brand but don’t know where to begin?
* Have you started your fashion business but can’t seem to make those sales?
* Do you feel stuck in development or simply lost in the vast fashion landscape?
* Are you eager to kickstart your fashion career?
* Are you simply curious about the ins and outs of the fashion business?
* Are you in the fashion industry but want to launch your own fashion brand?
This program is designed for Fashion Entrepreneurs Who Want to Win and are eager to learn and achieve their goals through the proven YAY Method answering your query on how to start a Clothing Brand. Our program provides proven strategies, step-by-step guides from idea to launch, templates, and tools that drive real results while allowing you to work at your own pace. With a focus on ease of use, our approach empowers you to take action and win in your business without feeling overwhelmed or rushed.
Join us today and take the first step toward your entrepreneurial success.
### SAVE WITH UNLIMITED ACCESS
Save when you buy **UNLIMITED ACCESS** to the course for **$4,500** and get immediate access for life. Or **PAY AS YOU GO $600 / month** and get all the benefits of the course while you pay for it.
Subscription automatically renews month to month. Cancel anytime to stop future charges. You can cancel online by visiting your ****. Sign in with your account to view your ****
LIMITED OFFER to the first 100 sign-ups
Get Unlimited Access for only $499
USE PROMO CODE: FIRST100
## BONUS
Get unlimited access to templates and tools that are proven to drive results but take it easy with no immediate action.
!
FREE BONUS 1:
With the package you get subscription to the 2 day masterclass with YAY valued at $1700 free.
### **WHY OUR CLIENTS LOVE WORKING WITH YAY...**
!
**Honest Testimonial: Fashion Success Without Formal Ed - Self Starter Fashion BIZ**
!
**Transforming Art into Luxury brand: Testimonial from Renowned Artist on coaching by YAY**
**Transform Your Fashion Business: Real Testimonial Self Starter Online Program for Fashion Business**
!
**Ultimate Comfort for Women on the Go: Testimonial from BONKS Brand on Partnering with YAY**
**Fashion Success Story: How YAY's Coaching Transformed My Business in Just One Month!"**
**Honest Feedback: Fashion Design Student Reviews Self Starter Fashion Business Online Program**
!
**SVP Business Development**
"Yay is a dedicated and committed leader in her field. I've never known anyone to have such a drive to implement processes and procedures where she felt they were needed and in an effort to maximize efficiencies. She's 110% committed to her responsibilities and focused on creating successful business solutions." !
**Founder**
"YAY really propelled me to the next level in my fashion business. Her coaching style is very detailed but also leaves room for creativity to flourish. Her being a creative individual also allows for outside-the-box thinking and creative solutions to otherwise extremely difficult projects. Having worked with her was very insightful, creative, and thought-provoking. I will gladly recommend her for anything moving forward." !
**Chief Executive Officer**
"I worked closely with YAY for two years and would describe her as the kind of rare person you may be lucky to have as your coach with boundless energy, an absolutely relentless drive to get you to achieve the results you desire, great work ethic, and a genuine passion for simply doing fine work. Most of all, she helped us achieve our goals. I wouldn't hesitate to work with her again or recommend her to other entrepreneurs for future opportunities."
# Value
*The “Self-Starter Program” is an invaluable program for fashion entrepreneurs who are looking to start their fashion business but not sure where to begin. By providing access to the YAY Method online training program, editable templates, and tools that drive actual results, this program equips fashion entrepreneurs with the knowledge and resources they need to succeed.*
One of the most significant benefits of the “Self-Starter Program” is the ability to work at your own pace. As a fashion entrepreneur, your schedule is likely already packed with meetings, production schedules, and other crucial tasks. This program is designed to fit into your busy life, allowing you to learn and grow your business at your own pace.
## INCLUDES
### *If you love to go at your own pace with no coaching and strategy help needed, this option is for you.*
!
### STEP-BY-STEP ROADMAP FROM CONCEPT TO SUCCESSFUL LAUNCH FOR FASHION ENTREPRENEUR WHO WANTS TO WIN
### 15 ON-DEMAND HIGH-LEVEL TRAINING VIDEOS COVERING: IDEA, PLAN, SUPPLY CHAIN, PRODUCT, BRANDING, MARKETING, SOFT LAUNCH, FULFILLMENT, CUSTOMER SERVICE, AND LAUNCH PHASES OF THE END-TO-END ROADMAP TO LAUNCH THE FASHION BUSINESS.
### IN-DEPTH TRAINING VIDEOS, GUIDES, TEMPLATES, AND TOOLS FOR EACH STEP: We regularly update templates and tools to adapt to changes in the fashion industry environment.
set up a free discovery call ! +1-818-855-1540 [email protected]
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YAY was hired in a interim short-term contract role to manage private label brand product design and brand for 66 locations of women’s fashion and accessories, navigating concept and delivery to achieve a forecasted $1.6M in budget savings annually. She established the entire Design department and achieved double-digit sales increases in one quarter. Additionally, she helped us to develop cost and budget strategies to lower yearly expenses by 4%. **– Leading speciality retail company**
YAY fulfilled a critical role in driving revenue for our campus stores, with a focus on innovation and developing seasonal merchandising plans for private label apparel within Omni-Channel retail operations. YAY was retained as a valued contributor with innovative perspectives on apparel assortment, transforming traditional styles into new and exciting products that excite customers with an average sell-through rate of 68% YTD and 65% margin. **– Higher eduction’s Leading academic retailer**
Under a one-year contract, YAY led Merchandising team and assortment planning, while building a foundation to support growth. YAY helped us launch 12 private label apparel brands under 3 months that delivered 50% of the revenue goal under 5 months. During COVID year she contributed to the 300% e-com growth and delivered a gross margin of 1200 bps higher than the initial budged. **– Event and retail merchandise, marketing, and e-commerce company**
Thank you so much for your time today. I learned so much and cannot wait for our one-on-one meeting **– Joadens Charles**
I worked closely with YAY for two years and would describe her as the kind of rare person you may be lucky to have as your coach with boundless energy, an absolute relentless drive to get you to achieve the results you desire, great work ethic, and a genuine passion for simply doing fine work. Most of all, she helped us achieve our goals. I wouldn’t hesitate to work with her again or recommend her to other entrepreneurs for future opportunities. **– Chief Executive Officer**
YAY really propelled me to the next level in my fashion business. Her coaching style is very detailed but also leaves room for creativity to flourish. Her being a creative individual also allows for outside-the-box thinking and creative solutions to otherwise extremely difficult projects. Having worked with her was very insightful, creative, and thought-provoking. I will gladly recommend her for anything moving forward. **– Founder**
Yay is a dedicated and committed leader in the field. I’ve never known anyone to have such drive to implement processes and procedures where she felt they were needed and in an effort to maximise efficiencies. She’s 110% committed to her responsibilities and focused on creating successful business solutions. – **SVP Business Development & Partnership management**
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These curtains are really cute. My daughter's loved them. Great quality. Picture print looks really clear. They are nice & thick. You can't see thru them. I was really impressed. Totally recommend. | 0 | 0 | 1 |
Kickstart Your UI Design Career
Go from Zero to getting your first clients as a UI designer | 0 | 1 | 0 |
Title:
Prevalence of cognitive impairment in older adults with heart failure.
Abstract:
To determine the prevalence of cognitive impairment in older adults with heart failure (HF).
Cross-sectional analysis of the 2004 wave of the nationally representative Health and Retirement Study linked to 2002 to 2004 Medicare administrative claims.
United States, community.
Six thousand one hundred eighty-nine individuals aged 67 and older.
An algorithm was developed using a combination of self- and proxy report of a heart problem and the presence of one or more Medicare claims in administrative files using standard HF diagnostic codes. On the basis of the algorithm, three categories were created to characterize the likelihood of a HF diagnosis: high or moderate probability of HF, low probability of HF, and no HF. Cognitive function was assessed using a screening measure of cognitive function or according to proxy rating. Age-adjusted prevalence estimates of cognitive impairment were calculated for the three groups.
The prevalence of cognitive impairment consistent with dementia in older adults with HF was 15%, and the prevalence of mild cognitive impairment was 24%. The odds of dementia in those with HF were significantly higher, even after adjustment for age, education level, net worth, and prior stroke (odds ratio = 1.52, 95% confidence interval = 1.14-2.02).
Cognitive impairment is common in older adults with HF and is independently associated with risk of dementia. A cognitive assessment should be routinely incorporated into HF-focused models of care. | 1 | 0 | 0 |
I am going to take an online course that uses VS Code. I use OpenBSD. I do not want to have to install Linux on my local machine just in order to use this IDE. I have a VPS account with a cloud provider and can spin up a Linux VPS easily. I tried doing that and installing coder from git hub. Coder purports to allow you to serve VS Code from a remote machine with UI through the browser. I tried doing that. I get a log in prompt when viewing the site. When I type the correct log in I get a blank white screen in my browser. Nothing loads.Ideally what I am looking for is a prepackaged VS Code Linux image / iso that I can just install and be instantly up and running. I don't want to waste time on BS just to use a glorified editor. Digital Ocean apparently had one available a year or two ago but now the link is dead... | 0 | 0 | 1 |
I saw the shirt on the retailer website and new i had to have it. when it arrived, it was perfectly draped, light and airy, and incredibly soft and comfortable. it's perfect to throw on with yoga pants for errands or dress up a bit a casual night out with friends. would buy this again in several different colors if they were offered. 9/10. | 0 | 0 | 1 |
Open Door Creative is the design and advertising portfolio of Kevin
Forister in Dallas, TX. Branding to digital, the door is open to creative
solutions.#sep#Open Door Creative is the design and advertising portfolio of Kevin Forister in Dallas, TX. Branding to digital, the door is open to creative solutions. | 0 | 0 | 1 |
The increasing use of the Internet may lead to more efficient and profitable methods for health and fitness clubs to reach their clients. The main purpose of this research is to investigate the relationship between the use of social media websites and enhancement of customer loyalty based on a sample of five fitness clubs (including three types of for profit, non-for-profit and female only clubs) in Melbourne, Australia | 1 | 0 | 0 |
Revenue Recognition : Under the following revenue models product sales are invoiced upon shipment: · Physician Direct Sales Model (1% of product revenues for the three months ended March 31, 2013): Under this model, a physician purchases products from TMP but does not retain CCPI s services. TMP invoices the physician upon shipment under terms which allow a significant rapid pay discount off AWP for payment within discount terms in accordance with the product purchase agreement. The physicians dispense the product and perform their own claims processing and collections. TMP recognizes revenue under this model on the date of shipment at the gross invoice amount less the anticipated rapid pay discount offered in the product purchase agreement. In the event payment is not received within the term of the agreement, the amount payable for the purchased TMP products reverts to the AWP. In addition, if payment is not received within the agreed-upon term, a late payment fee of up to 20% may be applied to the outstanding balance. The physician is responsible for payment directly to TMP. · Distributor Direct Sales Model (28% of product revenues for the three months ended March 31, 2013): Under this model, a distributor purchases products from TMP and sells those products to a physician and the physician does not retain CCPI s services. TMP invoices distributors upon shipment under terms which include a significant discount off AWP. TMP recognizes revenue under this model on the date of shipment at the net invoice amount. In the event payment is not received within the term of the agreement, the amount payable for the purchased TMP products reverts to the AWP. In addition, if payment is not received within the agreed-upon term, a late payment fee of up to 20% may be applied to the outstanding balance. Due to substantial uncertainties as to the timing and collectability of revenues derived from our Physician Managed and Hybrid models described below, which can take in excess of five years to collect, we have determined that | 0 | 1 | 0 |
TreeCard
The wooden debit card that plants trees, powered by Ecosia. | 1 | 0 | 0 |
PolyPro
In-context language learning | 0 | 0 | 1 |
Why is the world warming up? Let's think of Earth for just a moment as a greenhouse. Every second, a huge amount of energy smashes into our greenhouse. Our atmosphere, the glass roof and walls, reflects some of that energy, but most of it passes right through and heats everything up. Much of that heat used to escape back into space, keeping us at a stable, warm temperature. But then something changed. Humans began to spew enough carbon dioxide to fill billions of greenhouses each day. What does all that greenhouse gas do? It makes the glass of our greenhouse thicker. Thicker glass means heat escapes into space much more slowly. And don't forget, energy from the sun is still streaming in just as quickly as before. The result is a planet with temperatures too hot for our liking and, eventually... living. [Countdown Take action on climate change at Countdown.ted.com] | 0 | 0 | 1 |
This report documents the results of the GIS Needs Assessment and serves as a reference source for the current status of GIS in the State and the specific program needs of key user organizations. The report also provides a foundation for preparation of the GIS Strategic Plan which will be undertaken after completion of the Needs Assessment. The needs assessment documented in this report will help establish a foundation for successful and rewarding deployment and coordination of GIS in the future | 1 | 0 | 0 |
Dear HNers,I have coded a tool that hopefully could help oncologists to design a peptide vaccine for personalized medicine. peptides are specific to cancers. A peptide vaccine is a way to train our body to eradicate the cells that harbor these peptides on their outer membrane.Peptide vaccines are notoriously ineffective but safe, so they could be a second line of defense against cancer after traditional drugs and therapies.A tumor develops many mutations, over time. So there is no standard medical answer. A peptide vaccine will therefore be composed of a set of peptides, which may vary over time. Because peptide vaccines can be designed very quickly, they can help respond as soon as drug resistance develops.Peptide vaccines could be a way for oncologists to distinguish themselves from their colleagues in practice, and allow them to express their know-how.This service uses its own MHC prediction service in PHP (derived from PSSMHCpan). So it is faster than NetMHCPan, but alas, it is currently hosted on a cheap VPS so it cannot take much load.I wonder if you could suggest some business model for this kind of tool?Thanks! | 0 | 1 | 0 |
Kuuote
Be motivated | 0 | 0 | 1 |
I wanted something for the hot summers here, and this fits the ticket. very lightweight and airy. it's somewhat of a strange design, short in the front, hitting an inch or two above the knee, but the back is unusually long. the lining is awkward, and kind of tight and difficult to get into. the material is very thin, and although i haven't noticed any strings or unraveling like other reviewers, it's not the highest quality. overall the dress is nice and lightweight, but not the greatest quality | 0 | 0 | 1 |
Your relationship isn't balanced, so it is up to you to demand (nicely, of course) that the relationship becomes balanced or you need to end it.
As far as she is concerned, things are balanced, she probably feels it is normal and fair for you to pay for everything. Perhaps she's old school, or perhaps she does things for you she doesn't quite enjoy but feels the fact you pay for everything makes it worth it.
You need to **talk to your girlfriend** about these things. Maybe she doesn't really want a job or doesn't want to work enough hours to have viable job options available.
But the main point is that you feel things aren't balanced and you either need to change how you date or leave her. | 0 | 0 | 1 |
CloudMoji™, a tool for Solutions Architects, now generally available:
Features:
- The latest icon packs from the big three cloud providers, weighing in at about 1,000 ~1KB objects.
- A virtual clipboard, allowing you to simultaneously copy multiple SVGs of interest into your SVG editor.
- Browsers have not yet implemented allowing SVGs to be put on the clipboard in response to user clicks, so you must triple-click on the virtual clipboard and press Ctrl+c, or highlight and press Ctrl+c.
- Zoom friendly, with Ctrl + mouse scroll wheel.
- You can embed these images in your website, hosted by CloudMoji.
- It stress-tests your web browser.
- Tested in Edge, Firefox, Chrome for Windows 10.
- A client-side search engine, allowing you to search for what you’re looking for.
- The search engine makes use of the jQuery UI autocomplete widget.
- All dynamic functionality is written in client-side Python, instead of Javascript.
- Technically speaking, this was not necessary, and delays the availability of the search functionality somewhat.
- CloudFront-distributed:
- Icons live in s3://cloudmoji/{aws,azure,gcp} in separate subdirectory.
- S3 Accelerate enabled.
- Separate CloudFront distribution for each of AWS, Azure, GCP icon pack, aliased to subdomains as {aws,azure,gcp}.cloudmoji.com, enabling the browser to spin up a separate work queue for each.
- Special availability on each major continent, including Antarctica.
- Capable of withstanding a DDoS attack, or going viral.
- YouTube video: | 0 | 1 | 0 |
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