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limit_bal
int64
10k
760k
sex
int64
1
2
education
int64
0
6
marriage
int64
0
3
age
int64
21
70
pay_0
int64
-2
8
pay_2
int64
-2
7
pay_3
int64
-2
7
pay_4
int64
-2
7
pay_5
int64
-2
7
pay_6
int64
-2
7
bill_amt1
int64
-10,680
622k
bill_amt2
int64
-24,702
606k
bill_amt3
int64
-24,698
632k
bill_amt4
int64
-34,500
569k
bill_amt5
int64
-36,156
531k
bill_amt6
int64
-57,041
515k
pay_amt1
int64
0
368k
pay_amt2
int64
0
415k
pay_amt3
int64
0
397k
pay_amt4
int64
0
332k
pay_amt5
int64
0
332k
pay_amt6
int64
0
377k
has_default
int64
0
1
247,150
1
5
2
59
2
2
0
0
0
0
67,372
62,573
51,670
116,843
25,939
838
397
2,004
2,478
5,710
48
849
0
172,730
2
4
1
51
7
3
-1
-1
0
-1
141,330
38,630
25,929
81,575
17,457
648
4,012
1,693
4,198
1,564
9,725
1,056
0
434,640
1
2
1
43
-1
-1
0
0
2
0
7,678
47,840
91,478
185,647
77,811
97,362
9,216
8,202
4,439
4,381
5,006
1,194
0
584,190
2
1
1
49
-1
2
-1
7
0
-1
112,881
38,864
10,705
21,278
5,559
58,675
2,515
0
3,039
1,193
5,552
0
0
108,430
2
2
1
51
-2
0
0
0
0
0
570
14,493
86,746
230,397
10,016
91,420
2,000
3,474
1,535
210
1,001
2,007
0
467,860
2
1
1
45
-1
2
4
2
0
0
156,518
26,023
412
1,976
23,428
46,451
2,003
1,029
3,042
2,470
1,000
4,480
0
446,310
1
1
2
24
-1
-1
-1
-1
0
-1
42,997
80,991
1,566
71,965
15,024
78,988
1,135
10,103
2,316
39,422
10,058
609
0
348,060
1
1
1
34
0
0
0
0
0
0
71,573
19,997
20,524
43,985
76,189
240
860
2,545
5,007
1,514
658
0
0
255,350
2
3
1
21
2
2
0
-1
0
0
169,486
14,820
49,900
1,563
10,603
62,829
0
3,655
3,596
695
5,015
1,000
0
63,430
1
2
1
31
0
2
0
0
0
0
2,063
223,077
520
88,851
12,756
29,915
1,786
4,570
8,699
3,674
5,034
4,000
0
267,200
1
4
1
38
2
2
2
0
0
0
100,789
60,221
7
537,461
138
66,245
395
10,325
0
10,006
1,002
0
1
261,070
2
0
1
46
-1
0
0
0
0
0
100,862
14,315
19,691
18,957
4,548
59,819
1,826
1,588
2,827
580
3,027
1,527
1
258,990
2
5
1
51
0
0
0
0
0
0
202,951
14,361
104,375
2,535
72,398
17,728
1,145
5,974
1,002
3,008
1,000
1,572
0
462,760
1
5
0
48
0
0
0
0
0
0
91,017
74,908
94,127
100,487
30,910
53,270
16,196
3,650
4,003
5,486
2,006
686
0
626,450
1
2
0
23
-1
6
-1
-2
0
0
37,561
5,526
23,278
34,222
7,640
56,100
18,075
5,993
11,035
706
0
3,758
0
476,180
1
2
1
43
-2
0
-1
0
2
0
16,172
10,089
16,416
22,186
183,650
92,283
5,540
1,005
0
604
4,164
736
0
42,490
2
2
2
59
1
7
0
0
0
2
58,787
-4
120,161
245,624
28,571
67,885
5,892
388,884
1,005
3,005
1,002
11,273
0
69,820
1
1
1
29
-2
0
0
0
0
0
4,524
35,793
760
37,779
38,175
42,711
2,013
1,805
1,740
10,094
3,003
276
0
471,500
1
1
1
44
1
-2
2
-2
0
-1
460
397
1,243
93,612
184,755
4,030
496
5,963
10,006
2,002
2,450
0
0
195,180
2
6
1
51
-1
-1
0
0
0
0
60,937
93,982
145,744
6,086
4,910
14,821
3,919
1,137
26,707
34,258
3,934
1,501
0
70,770
2
2
2
30
0
0
0
0
0
0
76,264
2,804
129,648
7,631
75,426
1,623
2,003
1,515
417
2,411
3,606
5,022
0
180,540
2
2
1
66
1
7
2
0
0
0
40,659
10,502
63,773
7,298
-255
50,522
3,036
25
4,068
3,608
757
501
0
629,580
2
1
1
47
-1
-1
2
0
4
7
287
1,696
5,012
19,720
27,028
-15
6,480
1,851
6,930
4,549
3,023
3,029
0
366,680
1
3
1
37
0
0
-1
0
0
0
10,744
772
150,056
7,032
2,904
3,221
1,499
3,007
2,126
1,542
188
51,948
0
99,710
2
1
2
41
-1
0
-2
-2
-1
-1
50,215
168,907
36,611
4,515
41,188
59,318
9,101
3,301
3,311
52,892
4,922
0
0
398,580
2
3
1
44
1
-1
-1
2
0
0
37,084
19,120
40,870
65,662
26
33,752
1,361
10,033
0
0
0
1,002
0
628,800
2
1
2
35
0
0
0
0
0
0
57,084
8,816
1,121
164,669
62,666
59,361
2,521
3,008
1,003
1,536
0
0
0
424,950
2
1
0
42
1
-2
-2
-1
-2
-2
5
174,156
134,147
41
46
4,393
0
0
0
0
1,001
0
0
353,550
2
1
3
34
-1
7
4
2
-1
-1
21,140
28,165
4,661
17,515
75
30,107
15,817
0
1,019
523
3,800
687
0
260,980
2
3
2
69
-2
3
2
0
0
0
15,108
121,601
3,457
285,193
82,041
82,989
2,044
2,997
2,458
20,687
3,367
77,817
0
489,970
1
3
2
49
-2
0
0
0
-1
0
8,224
16,319
17,367
41,681
607
39,015
1,501
49,539
37,041
998
1,562
513
0
410,210
2
1
3
59
-2
-2
-2
-1
-1
-2
59,838
113,547
10,656
32,026
28,669
19,112
4,165
0
47,250
0
0
3,051
0
80,150
2
6
2
37
0
0
2
2
0
0
7,652
125,613
139,282
171,593
24,342
49,970
1,031
1,387
1,500
2,004
0
0
1
370,310
2
2
1
32
0
0
0
0
0
0
176
121,509
80,593
3,345
28,944
18,952
2,008
18,440
390
726
10,043
2,008
0
100,670
2
6
3
30
0
0
0
0
0
0
2,498
8,144
5,576
10,176
26,690
30,024
6,109
3,006
2,366
1,515
572
1,000
0
24,580
2
6
2
47
-1
0
0
0
0
2
42
6,875
99
78,550
85,325
5,959
1,800
0
1,840
912
0
10,539
0
32,000
1
3
0
25
0
-1
0
0
0
0
19,790
41,170
576,181
19,006
6,157
199,932
396
1,210
0
3,000
792
1,001
1
203,280
2
2
0
42
-1
-2
-1
2
-1
-2
78,983
961
241
11,329
69,677
228
0
0
0
6,001
0
2,487
1
241,020
2
1
0
28
1
-1
-2
0
0
0
136,309
6,473
5,404
-14
132,399
29,474
1,553
2,004
2,463
0
3,511
3,397
0
403,060
1
3
1
46
0
0
2
4
0
0
31,342
29,498
13,547
50,154
8,642
39,358
10,016
340
3,491
1,278
0
59,571
0
448,670
2
1
2
32
0
0
0
0
0
0
265,939
15,565
78,742
8,570
3,876
4,052
15,225
1,512
1,003
398
2,006
396
0
13,680
2
6
2
46
-1
0
-1
0
0
0
55,304
49,340
37,880
213,411
52,347
121,895
15,657
46
36,267
2,074
0
6,583
0
283,200
1
2
1
64
-2
2
2
2
-1
-1
487
65,000
41,878
140,523
10,639
31,799
0
0
0
927
0
0
0
294,270
2
2
1
41
0
2
-1
0
0
0
-1
137,507
52,267
71,737
68,196
4,326
3,819
5,032
2,000
1,003
4,014
10,894
0
75,030
2
1
1
60
-2
2
0
0
0
0
117,084
134,472
3,510
60,698
97,511
1,056
9,857
1,458
3,028
6,627
1,002
2,004
0
397,870
1
5
2
40
-1
-1
-2
-2
-1
-1
180,006
9,746
5,780
63
47,194
79
1,345
1,554
1,002
3,523
0
21,336
0
230,070
2
0
1
69
1
-2
-2
-2
-2
-2
166,357
49
36
137
55,985
27
0
0
0
0
0
0
0
370,260
1
1
2
32
-1
-1
-1
-1
0
4
24,290
45,882
13,158
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21,661
1,323
2,921
1,311
291
502
0
2,320
0
62,640
2
1
1
23
-1
2
-1
0
2
-1
-5,735
14,713
13,076
123
26,970
34,048
0
0
1,420
1,003
16,944
2,005
1
363,360
2
6
2
31
0
0
0
0
0
0
43,731
13,381
266,388
4,785
184,397
152,093
9,534
338
2,002
1,515
4,871
3,599
0
171,870
2
2
1
32
0
0
0
0
0
0
2,251
751
91,877
17,571
8,536
5,125
2,003
986
1,002
2,483
1,002
3,749
0
258,480
2
1
3
40
-2
2
0
-2
0
0
383
29,678
92,807
64,356
159
123,350
3,007
0
686
12,452
0
3,909
1
31,080
2
2
2
50
0
0
0
0
0
0
1,475
20,680
24,106
10,635
51,129
18,484
0
10,110
3,284
3,008
629
1,000
0
69,940
1
2
1
32
-1
-2
-2
-2
-1
-1
2,561
-171
95,871
65,906
91
75
5,490
7,659
0
0
0
0
0
62,590
2
3
2
59
2
0
2
0
0
0
19,014
227,200
408
139,584
7,790
20,124
3,692
34,432
3,506
2,002
15,819
2,532
0
311,190
2
4
2
48
1
0
2
-1
2
-1
41,318
1,047
88,126
85
13,288
15,995
1,926
0
3,514
1,806
0
0
0
99,130
1
4
1
31
1
2
3
0
2
5
2,402
29,817
311
145,472
116,370
91,351
0
2,001
456
1,045
177
2,310
0
477,820
1
3
1
28
0
0
2
2
0
2
25,028
123,518
34,006
16,357
10,160
670
6,631
5,454
0
6,788
0
27,676
1
579,370
2
1
1
21
0
0
0
0
0
0
328,267
100,584
5,952
2,900
37,160
180,822
2,316
170,635
487
4,498
2,544
2,486
0
99,160
2
1
0
63
4
-2
-2
-2
-2
-2
468,948
44,544
13,203
125
35,902
374,758
1,266
108,589
0
0
1,020
1,513
1
505,920
2
3
1
58
5
0
2
0
0
-1
138,433
53,624
48,734
18,300
29,058
50,606
0
411
2,000
6,001
5,000
2,000
1
157,110
2
3
2
50
0
0
0
0
0
0
29,497
14,466
2,293
8,614
1,236
39,112
3,379
3,051
1,004
6,212
4,569
3,527
0
279,540
1
2
1
51
1
-2
0
0
0
0
4,227
25,691
27,662
158,783
8,843
19,540
0
1,231
7,974
864
4,110
8,432
1
135,560
1
2
1
42
-1
0
0
0
-1
-1
22,000
21,723
203,078
49,673
6,279
37,112
6,506
3,006
6,888
513
999
1,749
0
537,750
1
1
1
49
-1
-1
-1
-1
-1
-1
3,136
8,280
43,243
39,620
8,361
8,194
9,207
1,004
3,609
805
4,901
7,072
0
116,620
2
1
0
31
0
0
0
0
0
0
14,795
66,946
7,981
188,149
62,806
915
4,105
2,005
319
4,065
0
2,347
0
72,050
1
3
1
48
1
1
2
-1
-1
-1
36,280
32,554
19,321
15,425
36,401
664
0
2,748
15,996
2,554
6,379
2,379
0
82,710
1
4
1
26
8
2
0
-1
0
0
161,808
107,336
16,614
15,897
15,092
2,442
3,842
31,689
1,172
1,195
1,213
0
0
10,000
2
2
2
44
-1
-2
2
0
-1
-1
316,063
17,280
69,259
20,815
3,411
79,861
10,194
0
2,455
500
4,582
11,962
0
154,030
2
2
1
46
0
0
0
0
0
0
212,288
18,767
3,628
3,298
70,298
51,907
6,809
2,009
10,007
4,961
2,195
3,046
0
716,410
1
2
1
42
1
2
0
2
0
2
8,292
10,524
27,013
30,992
30,616
6,165
6,424
2,034
3,046
5,409
736
88,936
1
473,910
2
2
1
59
2
7
-1
0
0
-1
1
39,647
164,845
26,461
56,137
19,231
3,060
833
4,105
453
12,120
0
1
323,600
1
1
3
52
-1
-2
-2
-2
-1
-1
18,572
93
49
47
40,787
15
0
0
0
0
0
0
0
35,790
2
2
2
22
0
0
0
0
0
0
110,009
33,948
90,901
21,851
1,383
72,268
3,523
2,201
682
5,020
6,416
5,012
0
717,430
2
4
1
40
-1
-1
-1
-1
-1
-1
839
48,088
34,386
862
262,737
436
14,708
0
0
984
3,594
0
0
309,830
2
2
1
51
-1
0
0
0
0
-1
15,747
28,358
179,630
3,810
10,297
33,450
1,378
364
0
3,500
1,396
2,005
0
73,380
1
2
2
55
0
0
0
0
0
0
131,648
100,921
200,003
14,451
11,084
155,665
463
1,035
7,346
1,115
10,124
2,006
0
216,750
2
5
0
25
0
0
0
4
0
0
262,944
92,533
152,067
2,785
67,328
67,036
107,769
58,916
8,264
3,679
10,151
812
1
238,250
1
3
2
48
1
-1
0
0
0
0
4,119
24,959
129,771
61,531
22,580
67,215
1,700
1,191
12,178
5,034
909
1
0
751,770
1
2
2
28
2
-1
0
-1
-1
-1
7,005
4,074
5,085
8,878
719
47,400
0
0
1,705
5,027
0
5,536
0
188,210
2
4
1
40
0
0
0
0
0
0
113,340
4,099
30,563
2,240
36,691
186,885
1,039
872
734
32,395
1,549
0
1
162,490
2
3
2
62
1
-2
-2
-1
-2
-2
14,306
72
51,275
107
27,570
553
0
0
0
0
0
0
0
375,500
2
2
2
22
0
0
0
0
0
0
53,488
94,179
10,153
4,287
949
80,475
7,740
1,486
2,550
2,757
1,000
506
0
481,670
1
1
2
38
2
0
0
0
0
0
31,280
186,220
509,267
21,064
29,519
121,010
2,032
1,426
4,084
1,446
1,134
2,482
0
485,010
2
3
1
25
6
0
-1
-1
-1
-1
22,409
6,430
207,679
24,197
65
380,591
19,487
4,549
35,015
37,232
3,010
3,386
0
96,200
2
2
2
52
0
0
0
0
0
0
28,747
188,581
22,856
932
28,499
14,024
7,019
8,738
754
10,007
1,514
470
0
86,580
2
2
1
36
-1
2
2
7
-2
-1
1,293
88,739
144,933
21,944
195,004
46,472
0
7,991
0
0
34,553
767
0
419,230
2
1
1
29
1
-2
-2
-2
-2
-2
7,062
3
69
39
70
62
0
0
0
0
0
0
1
233,280
1
2
2
41
0
0
0
0
0
0
117,883
2,478
410
541
-265
92,413
6,145
1,004
1,392
361
130
251
1
54,550
1
2
1
41
0
2
0
0
0
0
30,104
77,704
8,932
694
1,332
40,069
6,528
0
328
4,027
5,005
1,000
0
84,540
2
2
1
53
0
-2
2
0
0
2
935
47,191
545,866
56,485
6,004
409
3,004
5,935
1,522
5,010
3,025
2,965
0
514,360
2
2
1
27
1
2
-2
2
2
-2
118,162
3,083
263
20,401
73,232
1,504
11,043
1,602
3,043
5,222
1,348
16,465
1
323,490
1
2
1
52
0
0
0
0
0
0
48,853
264
29,767
1,934
66,713
119,225
1,415
1,345
2,386
839
547
4,003
0
534,160
2
4
1
43
2
0
0
0
0
0
46,028
99,285
102,152
45,306
6,372
1,352
6,835
3,521
5,043
3,006
1,000
0
0
704,700
1
4
1
42
0
2
2
-2
0
0
251,185
152,953
67,590
8,231
9,426
26,975
10,240
19,994
13,458
397
2,007
0
1
97,570
2
6
2
30
-2
0
0
0
2
0
18,943
71,503
17,494
85,662
84
4,902
3,003
4,010
1,533
2,002
3,037
1,490
1
145,350
1
3
1
42
1
-1
0
-1
0
-2
27,206
5,216
62,665
596
84,242
473,634
0
5,070
1,002
1,005
611
948
0
10,000
1
3
1
36
-1
0
0
2
0
2
1,568
13,118
63,246
9,684
19,388
22,925
2,040
5,537
443
6,000
3,016
3,015
0
396,010
1
4
2
29
-2
2
2
-1
0
2
29,801
3,893
10,140
10,826
18,288
11,709
3,006
0
16,060
2,000
0
0
0
266,930
2
2
2
24
5
0
0
0
0
0
31,752
494,274
37,797
32,588
7,978
344
299
6,165
7,721
3,403
1,498
10,272
0