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limit_bal
int64
10k
760k
sex
int64
1
2
education
int64
0
6
marriage
int64
0
3
age
int64
21
70
pay_0
int64
-2
8
pay_2
int64
-2
7
pay_3
int64
-2
7
pay_4
int64
-2
7
pay_5
int64
-2
7
pay_6
int64
-2
7
bill_amt1
int64
-10,680
622k
bill_amt2
int64
-24,702
606k
bill_amt3
int64
-24,698
632k
bill_amt4
int64
-34,500
569k
bill_amt5
int64
-36,156
531k
bill_amt6
int64
-57,041
515k
pay_amt1
int64
0
368k
pay_amt2
int64
0
415k
pay_amt3
int64
0
397k
pay_amt4
int64
0
332k
pay_amt5
int64
0
332k
pay_amt6
int64
0
377k
has_default
int64
0
1
173,190
1
1
2
36
0
0
0
0
0
0
28,259
18,840
78,691
146,369
46,099
41,942
4,930
1,445
7,773
804
5,774
2,774
0
143,860
2
2
2
61
-2
0
0
0
0
0
244,826
5,235
12,739
19,457
8,170
39,187
1,979
0
1,529
829
8,013
22,235
0
415,510
1
3
1
63
1
0
0
0
-1
0
267
369
82,725
248,471
-6,739
18,556
33,387
4,029
1,509
1,152
1,970
764
0
68,840
1
2
2
28
0
0
0
0
0
0
93,953
17,466
9,090
16,456
5,540
33,384
2,294
17,975
622
9,200
5,009
0
1
277,640
1
2
1
41
0
0
0
0
0
0
47,840
126,980
4,540
78,172
67,494
58,244
3,825
5,009
40,338
1,001
0
0
0
319,370
1
1
2
28
-1
-1
-1
-2
-1
-1
556
34,460
48,577
-30,111
-12
173
17,829
0
1,508
7,062
0
1,057
0
108,530
2
1
2
49
-2
0
7
-1
0
0
1,275
17,976
1,562
19,132
44,239
137,508
4,166
6,059
11,540
5,386
4,945
1,570
0
178,730
2
2
2
27
-2
0
0
0
0
0
47,125
14,259
-274
1,255
11,142
60,686
3,005
1,654
0
10,066
1,497
1,001
1
39,620
1
1
0
40
-1
-1
-1
-1
-1
-1
123,001
515
99
12,506
10,251
20,642
0
758
1,923
194
1,054
13,265
0
243,310
2
0
2
27
5
0
-1
-1
0
-1
67,269
60,852
70,341
2,921
-11
146,187
6,060
20,993
395
60
5,943
1,001
0
136,600
2
3
2
36
2
0
0
0
0
0
797
114,072
11,167
18,310
457
15,026
8,202
395
19,326
1,006
2,004
2,507
0
49,210
2
2
1
58
-1
-1
0
0
0
0
311
23,547
16,756
3,524
87,957
117,827
279
0
2,427
4,306
1,558
1,002
0
465,980
1
3
1
25
-1
-1
-2
-1
-1
-1
-7,733
71,159
2,346
28,597
74
48,119
123,886
0
1,002
2,280
177
0
1
544,530
2
1
2
57
-1
-1
-1
-1
-1
-1
314
221,625
18,933
60,469
8,233
13,951
856
7,872
936
661
0
4,513
1
366,140
1
1
1
62
0
0
0
0
0
0
57,276
46,927
53,265
21,945
25,543
405
6,106
11,529
1,005
2,055
3,018
5,849
0
347,030
1
0
1
55
-1
2
2
-1
0
-1
472,829
55
411
161
16,648
47,423
274,941
5,028
828
26,446
5,007
2,601
0
27,530
2
2
1
54
0
0
0
0
2
0
48,906
31,247
45,492
27,356
13,499
62,525
44,091
5,019
2,001
1,005
5,019
365
0
518,380
1
5
2
30
-2
2
2
2
2
-2
58,740
64,809
49,730
1,068
44,778
44,037
0
12,994
2,000
0
0
1,003
0
250,740
2
1
1
36
0
0
0
0
0
0
50,070
85,337
124,839
18,109
201,709
35,730
2,812
2,019
3,001
1,002
6,297
189
0
245,580
1
0
1
39
7
0
2
2
2
2
3,315
76,935
60,353
222,666
34,626
33,438
1,318
398
13,474
612
12
1,498
0
201,040
2
2
2
52
8
-1
0
0
2
-1
14,820
36,076
27,465
20,886
-20,817
8,408
4,444
5,016
1,704
625
330
8,249
1
178,210
2
2
1
23
-2
-2
0
0
0
0
6,493
122,488
140,130
25,907
41,036
21,629
8,054
1,505
2,366
5,012
517
2,002
1
625,160
2
6
2
32
7
2
3
4
0
2
43,708
1,234
122,074
2,507
31,091
37,451
3,511
4,227
1,634
4,332
3,007
1,002
0
139,330
1
4
1
42
1
-2
-2
-1
-1
-1
15
80,041
87,930
35
410
1,155
0
0
0
0
0
0
0
622,470
1
1
1
47
0
0
2
0
0
0
77,375
205,184
17,496
18,890
7,456
79,398
3,000
7,015
422
5,020
2,006
1,000
0
296,160
2
1
2
42
1
-2
-2
-2
-2
-1
71
90
49,588
44
91
19,739
0
0
0
0
0
0
0
120,870
1
1
2
27
-1
-1
2
0
-1
-1
16,080
20,277
132,602
52,289
426
27,189
720
4,959
4,248
40,566
2,002
4,411
0
480,700
2
4
1
42
-1
-1
-1
-1
-1
-1
18,339
4,986
8,373
662
2,023
7,742
1,103
44,087
2,241
2,514
1,151
589
0
477,970
2
2
2
42
-1
0
0
0
0
0
10,346
48,327
19,143
19,332
7,962
14,315
4,960
37,822
5,829
4,176
7,097
501
1
476,110
1
0
1
35
5
2
-1
-1
-1
-1
30,313
34,573
-255
110,267
25,499
88,958
3,647
19,644
1,617
285
4,770
240
1
458,350
1
2
1
51
1
2
0
0
0
0
23,189
48,816
45,808
49,234
3,017
47,414
2,002
5,023
9,940
11,127
2,003
4,016
0
378,920
1
3
1
70
1
-2
-1
2
-2
-2
235
34,454
93,294
281
71,645
26,153
2,020
4,073
4,099
3,003
2,730
857
0
361,700
2
2
1
26
3
2
0
0
0
0
3,404
149,427
2,102
5,443
18,141
29,940
2,980
1,797
91
548
1,517
0
0
177,500
2
4
2
22
-1
0
2
-1
-1
-1
10,144
16,713
151,109
24,319
25,078
61,387
1,988
2,155
1,590
1,003
166
0
0
204,550
1
1
1
66
2
-1
-1
0
0
0
105
7,455
338
262,164
11,562
20,373
4,194
3,561
5,195
0
2,004
3,534
0
298,970
2
1
2
40
-1
-1
-1
-1
-1
-1
7,868
673
65
150
30,606
25,633
5,003
1,507
5,546
527
790
0
0
609,490
2
0
1
30
0
0
0
0
0
0
18,560
240,550
172,814
23,210
346
20,128
1,504
0
0
689
1,000
2,003
1
279,040
2
3
2
57
-1
-1
-1
0
-1
-1
461,066
29,815
1,674
18,907
967
24,759
1,524
388
738
2,236
11,115
251
0
208,300
2
4
2
41
1
2
2
-2
2
0
832
2,357
224,898
137,367
14,008
10,250
0
1,229
2,374
0
1,298
0
0
41,450
2
2
1
35
7
-1
0
0
0
0
205
12,272
6,116
26,767
61,124
69,440
9,746
7,024
3,938
772
3,010
1,003
0
187,800
2
1
1
37
1
-1
0
0
0
0
41,055
140,683
9,051
21,869
3
27,156
3,003
51,612
2,332
1,005
66
2,559
0
10,000
2
2
0
46
7
0
0
0
0
0
85,780
29,442
1,411
3,737
16,492
22,541
3,616
1,624
1,306
311
4,934
1,098
0
264,610
1
1
2
25
0
0
0
0
-1
0
163,698
-31
159,746
9,117
17,893
20,072
2,003
363
2,736
10,056
17,427
0
0
45,300
2
2
2
42
0
2
-1
0
-1
0
8,357
18,832
310,884
396
81,550
49,032
3,448
20,377
5,000
3,004
4,823
3,016
0
454,360
1
1
1
39
-1
-2
-1
-1
-1
-1
25,581
26,795
1,772
171,604
13,827
1,117
313,569
0
544
5,011
11,749
0
0
10,000
1
1
0
54
0
0
-1
-1
0
0
116,645
109,121
11,639
48,768
86,282
24,503
2,927
1,440
3,146
1,003
70
2,000
0
180,570
2
3
2
42
-2
-1
0
0
0
2
153,741
2,971
6,135
46,386
20,466
1,041
1,479
1,059
3,023
0
5,028
1,512
0
83,300
1
1
2
62
1
2
-1
0
0
0
225
36
20,663
2,325
1,812
227,496
2,891
265
11,952
4,411
1,424
3,046
1
114,940
1
3
0
28
0
0
2
0
0
2
2,559
22,667
26,208
78,643
68,257
25,648
4,505
1,780
52,762
40,000
669
1,109
0
181,950
1
6
2
29
0
0
0
0
0
0
3,366
53,746
2,068
7,155
256
3,909
11,951
0
3,042
749
1,001
473
0
587,040
2
1
2
65
-1
-1
-1
-1
-1
-1
61,431
28,803
9,638
121,324
19,977
60,041
1,644
772
1,482
7,988
4,688
1,760
1
509,930
2
1
2
58
-1
0
0
0
0
0
236,208
2,634
27,114
118,640
719
58
2,757
1,289
5,794
16,798
2,007
3,769
1
52,070
2
6
1
23
0
-2
0
0
0
0
370
117,482
34,893
50,276
9,000
45,581
877
2,723
422
983
0
2,002
0
208,600
2
1
1
43
0
0
0
0
0
0
15,191
9,263
-3
36,797
40,488
-282
3,002
45,680
3,088
1,071
10,815
0
0
724,840
2
3
1
42
0
0
0
0
0
0
378
475
2,273
273,036
18,132
61,869
3,000
3,523
1,611
5,018
2,000
0
0
408,760
1
3
3
65
1
2
0
0
2
0
83,959
7,394
80,046
10,318
12,963
22,800
5,009
319,007
3,336
1,533
1,609
3,032
0
235,440
2
0
1
21
-1
0
0
0
0
0
74,777
39,499
7,610
48,663
13,676
963
19,285
1,706
7,006
4,763
5,291
2,902
0
10,000
2
3
2
37
1
0
0
0
0
0
251,440
-303
86,985
53,369
84,979
108,922
2,379
2,538
2,001
3,880
1,656
3,535
1
486,110
2
2
2
35
2
2
2
3
0
-1
115,417
2,431
73,137
37,875
524,325
36,172
2,002
1,003
1,195
3,528
1,116
4,104
0
312,570
2
1
0
48
1
5
-1
2
0
0
85,218
10,896
390
55,198
29,391
11,763
78
0
12,702
3,542
0
0
0
285,700
1
4
1
28
0
-2
0
0
0
0
11,545
433,355
97,122
16,894
29,089
19,013
3,503
3,002
4,591
34,126
0
2,527
0
76,330
1
2
1
28
0
6
5
0
0
0
1,111
49,309
125,207
49,588
133,879
159,504
9,767
9,876
3,094
3,000
906
21,389
1
238,650
1
2
1
43
1
-2
0
0
0
0
88,742
138,178
13,777
11,678
1,701
17,530
3,996
5,050
1,531
2,765
7,000
712
1
378,840
2
2
2
50
-1
2
0
0
5
0
186,936
102,252
69
14,700
14,255
144,682
4,082
2,884
2,757
16,265
773
48,214
0
172,590
2
6
2
60
0
0
-1
0
0
0
53,250
40,830
17,910
2,514
60,281
9,067
1,230
81
7,110
0
333
2,872
0
376,570
2
2
1
42
-2
-2
7
0
-2
0
174,649
192,570
68,371
54,009
82,108
10,382
3,385
7,931
6,289
1,000
1,947
0
0
337,730
2
1
2
29
0
-2
2
-1
-1
-1
1,400
2,179
56,210
272,675
19,791
1,793
2,272
2,109
1,633
1,004
300
2,691
0
616,930
1
6
1
35
-1
-1
-1
0
0
0
75,704
8,237
367
69,443
13,722
63,623
2,737
1,746
3,084
0
2,713
10,176
0
343,030
1
0
2
45
0
-1
0
0
0
0
1,020
780
79,156
228,663
393
-1
14,189
2,002
1,057
115,873
0
0
0
284,820
1
2
1
60
0
0
0
0
0
0
-13
26,431
16,579
14,028
15,896
59,420
3,763
4,013
4,391
386
1,499
3,039
0
292,410
1
1
2
21
-2
0
-1
0
0
0
6,036
34,614
127,908
51,078
28,853
91,180
0
1,541
1,983
1,065
9,667
2,005
1
108,650
1
2
2
31
-1
-2
0
0
0
0
174,449
8,088
165,577
-87
70,653
16,751
7,155
2,581
1,289
1
2,002
655
0
388,650
2
1
3
28
1
0
-1
-1
0
-1
160
150
9,325
952
112,000
8,567
882
3,004
259
0
2,119
2,632
0
252,210
1
2
2
42
0
0
0
0
0
0
22,297
2,686
39,143
1,171
40,334
-15
1,500
4,226
4,372
3,005
6,002
1,508
0
119,930
1
2
2
39
1
-2
-2
2
-2
0
137,084
49,414
10,371
256
9,208
24,182
1,901
1,323
1,510
0
235
22,944
0
378,630
1
5
2
65
-2
0
0
0
0
0
3,218
-144
7,641
23,304
174,063
292,828
4,978
2,003
2,420
6,531
5,154
0
0
427,920
2
2
2
25
0
0
0
0
2
0
202,665
3,439
78,408
7,574
16,086
938
4,038
3,660
5,100
2,004
720
372
0
292,150
2
1
1
53
1
-2
2
-2
2
-1
172,283
2,160
50,704
13,106
137,871
116,684
3,035
9,632
611
5,005
797
2,101
0
175,840
1
1
1
40
0
-1
0
-1
-1
-1
19,117
30,650
38,851
3,970
5,672
78
4,981
147
2,670
1,004
3,206
5,760
0
579,570
1
3
3
45
1
3
2
4
2
0
125,138
3,748
1,124
39,439
695
20,620
1,314
0
2,448
0
0
0
0
245,830
1
1
1
30
-2
2
0
0
0
0
54,551
176,252
60,800
13,924
1,832
9,299
3,565
17,758
1,602
1,006
4,975
10,878
0
278,070
2
1
3
45
0
0
0
0
0
0
18,216
16,790
66,677
43,281
99,126
4,057
1,747
10,008
3,007
3,002
15,705
1,215
0
624,210
2
4
3
22
8
2
3
5
-1
-1
24,723
22
3,019
1,196
38,055
985
2,004
1,295
0
5,045
37
4,510
1
359,450
1
3
1
42
1
-2
-2
-2
-2
-2
644
17,290
8,585
113
50,682
18,996
5,534
1,510
32,030
4,075
5,663
0
0
310,970
1
5
1
22
0
-2
-1
0
0
0
203,375
263,181
17,873
47,108
6,141
8,070
4,379
1,009
1,153
470
3,495
715
0
747,460
2
2
1
43
-1
-1
-2
-2
-1
-1
7,072
14,732
-194
84,283
2,697
10,414
757
68
3,022
2,590
1,521
1,204
0
292,310
1
1
2
31
1
2
5
0
0
0
3,357
36,876
-7,415
128,250
53,924
18,508
1,581
11,548
0
0
4,030
2,002
1
207,310
1
1
1
32
-1
-1
-1
-1
-1
-1
2,731
29,984
47,755
225
14,387
2,240
3,377
7,997
2,001
6,525
0
421
1
97,680
1
2
2
47
-1
0
0
0
0
0
290
46,516
-69
57,756
4,828
421,490
1,699
5,014
4,780
816
18,467
4,460
0
55,880
2
3
1
22
-2
-1
0
2
2
0
9,102
6,763
39,987
16,780
29,934
128,311
1,387
2,386
0
2,510
3,009
424
0
284,290
1
1
1
53
-1
-1
-1
-1
-1
-1
67
-6,812
27,138
29,843
353
59,826
63
1,962
3,042
723
3,019
1,415
0
481,780
1
2
2
43
-1
2
0
0
0
0
33,922
395
48,514
14,530
39,526
249
2,258
12,907
1,464
1,005
398
1,000
0
79,240
1
1
2
51
-1
-1
-1
-2
-1
-1
85,363
7,204
133,817
63,109
574
11,884
5,216
5,037
3,161
208
4,278
3,319
0
196,270
2
3
1
56
1
-1
0
-1
0
-1
19,743
25,122
2,517
39,598
58,662
66,351
1,769
5,312
1,270
20,905
7,318
6,000
0
157,040
2
2
2
35
2
0
0
0
0
0
58,695
48,375
9,270
25,994
57,965
264,078
3,002
1,296
7,099
3,726
11,001
3,414
0
192,770
1
2
1
41
2
-2
0
0
2
-1
57,564
211,345
3,068
137,906
50,262
5,323
11,130
1,514
0
1,248
954
11,176
0
51,580
2
1
2
34
-1
-1
-1
-1
-1
-1
101,307
-21,807
86,902
46,207
132
195,479
0
2,634
2,382
0
1,000
2,227
0
413,820
1
1
1
30
-2
0
0
0
0
0
36,809
6,495
50,752
69,653
10,637
22,537
1,700
7,926
1,005
399
5,810
449
0
716,440
2
4
1
66
0
0
0
0
0
0
11,091
108,760
1,334
677
5,541
14,339
2,006
2,009
2,841
5,025
2,004
2,470
0
301,360
1
2
2
53
0
0
0
0
0
0
68,171
275,272
60,980
705
159,905
19,777
2,566
1,354
2,687
3,006
10,044
2,286
1