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limit_bal
int64
10k
760k
sex
int64
1
2
education
int64
0
6
marriage
int64
0
3
age
int64
21
70
pay_0
int64
-2
8
pay_2
int64
-2
7
pay_3
int64
-2
7
pay_4
int64
-2
7
pay_5
int64
-2
7
pay_6
int64
-2
7
bill_amt1
int64
-10,680
622k
bill_amt2
int64
-24,702
606k
bill_amt3
int64
-24,698
632k
bill_amt4
int64
-34,500
569k
bill_amt5
int64
-36,156
531k
bill_amt6
int64
-57,041
515k
pay_amt1
int64
0
368k
pay_amt2
int64
0
415k
pay_amt3
int64
0
397k
pay_amt4
int64
0
332k
pay_amt5
int64
0
332k
pay_amt6
int64
0
377k
has_default
int64
0
1
356,310
2
1
2
47
0
0
0
0
0
0
270,269
4,991
26,015
57,461
2,495
131,373
4,636
12
2,002
12,764
687
5,032
0
73,620
2
1
3
30
1
-2
6
-2
-2
-2
154,339
3,910
29,861
194
19,557
26,179
3,866
0
0
2,003
0
0
1
399,840
1
1
1
22
-1
4
0
0
0
0
19,267
91,466
7,640
4,762
55,407
61,026
3,005
1,037
875
7,196
5,022
1,088
1
299,200
2
1
1
22
-1
-1
4
0
0
0
509,719
218,753
27,904
99,882
21,510
1,434
2,220
0
1,320
5,235
2,730
0
0
253,520
2
1
1
62
-2
-1
-1
-2
0
0
2,382
22,875
10,002
51,810
138
164,799
1,251
15,229
2,879
2,018
1,000
20,031
1
464,780
2
2
2
41
-2
5
0
0
0
0
2,016
1,823
1,813
280
30,886
46,020
1,946
316,460
1,754
3,009
3,005
0
0
552,300
2
5
2
23
0
0
0
0
0
0
42,180
28,517
24,251
22,668
424
111,000
5,518
5,011
6,000
2,000
1,497
2,007
0
73,400
2
5
2
44
-1
-1
-1
-1
-1
-1
31,899
16,417
1,287
68,298
186
176,585
1,753
2,939
1,291
27
41,641
3,688
0
61,870
2
2
2
51
0
0
0
0
0
0
31,643
191,969
3,816
118,920
21,961
18,130
702
1,223
1,009
1,950
8,797
1,157
0
72,140
1
2
2
39
6
2
2
0
-1
0
110,638
10,239
25,996
14,727
141,886
239,810
355,214
3,001
6,104
1,526
909
171
0
51,790
2
1
2
46
1
-1
2
0
-2
0
4,145
3,656
56,459
2,487
29,962
115,814
3,001
7,025
0
10,083
5,010
0
0
560,910
2
2
2
47
0
0
0
0
0
0
136,322
15,671
18,560
50,106
29,375
14,262
1,422
2,743
0
7,116
4,785
1,563
0
11,410
2
1
1
61
2
7
0
2
-1
-2
18,468
45,867
57,610
7,351
264,634
53,654
7,990
912
0
1,003
0
0
1
296,480
1
2
2
24
0
0
0
0
0
0
31,630
181,585
88,301
96,141
1,803
4,243
1,064
2,002
324
12,182
2,007
3,207
0
431,930
2
1
2
56
0
0
2
0
0
0
111,495
5,828
117,798
65,719
16,328
151,776
2,755
3,003
7,594
412
1,033
7,971
0
462,880
2
1
0
24
4
0
0
0
0
0
1,377
73,203
63,548
22,820
25,910
3,080
3,112
2,035
2,088
2,001
1,327
5,291
0
239,090
2
1
2
51
2
0
0
0
0
0
71,180
498
13,332
18,662
7,408
58,898
8,116
443
15,628
2,514
2,005
2,003
0
76,160
2
2
1
60
0
0
0
0
0
0
33,124
45,803
19,120
2,947
6,177
90,207
14,828
131,465
182
2,000
2,006
999
0
524,640
2
2
0
66
-1
-1
-1
0
-1
-1
81
200
17,098
7,639
128,382
6,875
1,820
2,008
9,458
7,177
3,170
2,280
0
349,760
2
3
1
22
0
0
0
0
0
0
4,499
130,067
10,568
147,761
80,553
134,966
1,693
2,538
5,000
4,263
2,353
4,252
0
565,060
1
2
2
21
0
2
0
0
0
0
41,250
214,102
396
68,580
3,100
96,780
0
5,028
2,212
32,756
216
4,823
0
321,740
2
3
1
53
-1
-1
-1
-2
-1
-1
77,094
80,283
30,018
12,555
6,734
30,842
13,859
5,159
7,574
3,004
14,233
7,046
0
152,930
2
3
2
22
-1
-2
-1
-1
0
0
4,045
16,565
294
148,805
13,344
20,685
14,814
3,531
366
3,004
896
6,108
0
451,230
2
1
1
70
0
0
0
0
0
0
148,214
26,770
28,466
1,287
9,791
2,163
2
2,211
1,005
405
1,747
397
0
107,690
1
3
1
31
0
0
0
0
0
0
23,650
3,916
102,650
87,441
20,807
8,434
39,072
1,024
1,211
762
498
3,143
0
305,630
1
2
1
30
4
-1
0
0
0
0
197,130
4,581
364
56,491
10,273
152
2,889
4
1,814
2,547
597
1,111
0
627,500
2
3
3
50
-2
5
0
-1
0
0
50,289
207,395
81,647
68,630
23,596
111,521
7,118
2,516
1,177
6,000
1,002
129
0
385,560
2
1
2
36
1
2
5
2
0
0
96,459
17,769
960
46,753
2,852
218,685
0
2,755
231
1,000
3,033
4,001
0
368,670
1
1
1
51
0
0
0
0
0
0
28,493
10,630
15,284
726
71
1,366
3,359
2,007
9,199
2,540
14,896
12,352
0
311,880
2
5
2
28
0
0
0
0
0
0
36,864
18,582
22,810
51,501
10,260
17,974
14,502
3,000
5,330
1,004
8,372
699
0
207,200
2
2
2
21
0
0
0
0
0
0
40,956
38,555
38,296
88,076
18,956
30,491
1,768
1,021
5,016
3,003
1,378
3,107
0
263,540
1
2
1
62
-2
-1
-1
0
-1
-1
615
54,050
103,976
333,056
53,742
159,935
8,891
1,290
1,296
1,612
765
0
0
739,360
2
1
1
49
-2
-2
6
-2
-1
-1
36,671
81,131
405
-5,129
19,405
9,508
7,009
1,298
0
501
0
3,676
1
414,460
1
2
1
22
0
0
0
0
0
0
13,457
52,281
86,819
2,535
59,434
3,456
3,512
42,249
7,510
1,099
8,107
5,002
0
139,690
2
3
0
65
0
0
2
0
0
0
4,367
49,756
23,154
15,379
20,609
48,222
3,426
2,002
1,134
399
8,445
2,575
0
36,830
2
1
2
42
-1
3
-1
4
-1
-1
-5,036
32,733
7,554
1,749
13,827
314
424
1,995
0
355
6,060
4,101
0
195,630
1
3
1
23
-1
-1
-1
0
-1
-1
18,133
44,435
171,131
82
91,420
29
3,007
12,344
1,000
5,080
0
3,029
0
289,830
1
1
1
22
-1
4
-1
0
-1
-1
162,991
64
73,508
13,989
8,327
2,671
1,258
0
2,159
6,133
2,007
422
0
625,000
1
2
1
60
-2
-1
0
0
0
-1
13,821
46,450
134,762
3,608
102,717
13,664
1,698
573
5,002
1,706
390
5,120
0
310,490
2
5
2
40
0
2
0
0
0
0
86,771
31,190
271,033
77,183
50,468
295,468
13,436
7,935
1,564
7,598
6,741
4,001
0
416,950
2
0
1
26
-1
0
2
0
0
0
9,874
241
166,697
65,678
127,154
34,971
12,423
6,032
6,730
347
5,847
4,929
0
694,110
1
2
2
45
0
0
0
0
0
0
54,444
29,367
1,045
3,015
62,100
6,264
7,731
20,183
3,012
2,002
4,594
1,738
0
552,560
2
2
2
51
-1
7
-1
2
0
0
66,036
24,273
7,032
26,473
1,334
1,333
2,853
5,017
1,606
5,027
31,939
203
0
442,490
1
1
2
38
-1
0
0
2
2
-1
6,031
7,976
107,329
61,721
14,826
202,217
6,004
1,002
330
0
1,000
1,015
0
168,070
2
1
1
27
4
-1
6
5
-2
-2
1,534
58,123
235,792
16,630
8,029
118
3
0
5,019
0
0
0
0
53,370
1
2
2
34
0
2
0
0
0
0
90,990
315,321
87,874
170,507
14,300
48,692
11,967
683
11,612
670
328
5,814
0
227,100
2
0
1
37
2
-2
3
7
-1
-1
10,126
484
79,071
8,569
401
68,781
3,998
2,090
1,532
7,234
369
1,003
0
587,650
2
2
2
48
-1
0
0
0
-1
-1
214,628
205,250
14,374
3,159
29
60,696
6,035
1,379
8,427
66
1,153
1,596
0
474,850
2
1
2
54
-2
0
0
0
0
0
179,363
108,264
7,861
39,499
6,765
1,355
4,930
1,086
998
53,192
3,036
2,007
0
26,440
2
2
1
27
1
0
0
0
2
0
47,280
17,392
49,411
52,169
4,049
93,572
365,519
1,503
0
6,907
2,409
0
0
152,410
1
1
1
36
-1
2
-2
-2
0
0
78,183
15,939
239,670
47,550
269
-5,510
7,699
2,576
3,074
792
0
0
0
48,340
1
1
2
25
2
0
0
-1
0
0
4,141
2,456
281,652
54,744
56,893
29
2,003
2,092
655
3,077
76,096
10,046
0
353,180
1
1
1
23
-1
-2
2
0
0
-1
4,730
41,989
19,181
760
9,041
1,249
2,189
234
0
5,194
7,267
1,003
0
83,340
1
3
2
47
3
-1
0
0
0
0
83,104
77,001
35,537
37,477
8,473
34,394
13,398
2,892
128
728
578
5,371
1
191,140
1
1
2
69
-1
0
0
0
0
0
8,927
116,919
896
26,540
27,609
17,492
6,502
21,199
2,001
6,519
3,016
2,254
0
289,080
1
3
2
33
1
-1
6
-2
2
-1
19,054
44,655
10
41,745
58,947
21,186
0
0
977
0
222
1,000
0
650,710
1
1
2
56
-2
0
0
0
0
0
18,931
27,045
19,871
303
1,680
14,503
4,040
9,422
2,405
7,370
942
2,006
0
74,430
1
6
2
58
0
0
0
0
0
0
4,167
18,733
158,700
396
21,607
91,951
6,092
2,548
1,009
1,002
4,497
1,001
0
619,450
1
2
2
23
1
2
0
0
0
0
12,373
16,210
1,911
5,415
58,461
17,859
3,474
4,341
394
0
1,627
2,008
0
531,920
1
1
1
24
0
0
0
0
0
0
52,302
39,386
82,026
3,860
7,551
6,796
1,443
0
1,613
3,002
7,481
4,161
0
233,520
2
3
1
29
-1
-1
-1
-1
-1
-1
417
11,017
1,867
610
22
-289
1,577
2,390
0
1,240
8,687
0
0
10,000
1
2
1
53
1
2
0
2
0
2
10,684
102,480
22,372
79,380
14,651
235,344
2,538
3,009
1,456
4,031
1,001
0
0
29,880
2
6
1
62
0
0
0
0
2
0
116
57,105
6,943
42,938
27,442
29,604
3,561
2,007
3,953
321
2,004
10,059
0
243,150
2
2
2
60
0
0
0
0
0
0
5,446
130,582
1,550
160,565
41,348
2,674
2,851
4,864
7,162
680
1,541
1,686
0
268,840
2
2
2
26
4
2
4
0
0
2
2,566
-114
82,463
125
45,318
235,267
1,500
5,016
8,275
890
2,004
13,083
1
198,750
2
2
2
32
-2
0
2
0
0
0
42,830
16,907
30,041
14,346
-8,551
14,933
5,594
5,010
88,668
4,066
412
3,580
0
309,880
1
3
2
22
6
-1
-1
-1
-1
-1
33,812
1,264
1,057
1,681
1,209
103,160
45,207
1,717
13,788
2,243
0
997
0
608,640
2
1
1
33
1
-2
0
0
0
0
216,865
47,453
11,859
30,093
20,058
8,462
6,817
0
1,293
390
6,001
0
0
612,380
1
5
2
28
0
0
2
0
0
0
8,454
161,654
51,051
2,722
6,098
111,597
2,846
1,275
2,000
0
5,201
1,003
0
388,550
2
1
1
52
1
2
0
0
0
0
157,433
113,432
695
1,997
638
795
3,503
6,464
3,004
4,014
2,615
1,000
0
427,590
2
2
1
28
1
0
0
0
0
0
73,825
1,338
20,561
33,028
1,417
14,535
3,006
0
419
3,006
1,000
1,565
0
299,480
1
1
0
57
0
0
0
2
0
2
146,293
199,176
99,594
394
10,014
23,475
2,003
2
0
5,993
1,331
381
0
162,270
2
5
1
36
3
2
0
0
0
0
20,764
372
7,249
110,225
19,891
62,963
2,005
2,015
1,886
3,510
681
1,804
0
121,470
2
3
3
30
1
2
3
-2
2
2
17,039
186,309
52,048
-456
634
518
0
306
2,002
321
0
0
0
150,150
2
1
2
22
0
0
0
0
0
0
16,195
27,941
6,111
45,547
7,964
12,794
2,855
1,962
222,929
1,226
0
11,940
0
378,230
1
3
2
36
7
2
2
-1
2
-2
47,460
18,461
9,237
-41
1,244
758
6,304
960
6,071
0
3,019
2,942
1
10,000
1
2
2
29
0
0
0
0
0
0
31,173
23,571
7,238
331
107,740
111,411
2,006
4,092
23,146
843
2,350
2,738
0
248,030
1
4
1
29
2
0
0
2
2
0
-19
134,442
18,073
2,835
263
4,629
2,000
2,009
18,712
0
3,012
640
0
193,070
2
1
2
35
1
0
-1
2
0
0
461
50,836
28,177
13,767
70,186
8,546
3,448
3,547
1,709
501
5,955
2,037
0
617,710
2
4
2
51
0
0
0
0
0
0
19,416
320,419
79,583
2,120
20,961
539
345
837
6,418
1,003
2,555
1,529
0
25,910
2
1
2
62
-1
0
0
0
0
0
581
12,017
28,692
97,558
14,124
43,368
4,014
3,572
2,000
1,772
5,174
2,811
0
500,250
1
2
2
50
0
0
0
0
0
0
117,987
49,510
886
154,050
29,019
68,029
2,693
1,012
1,618
5,045
3,032
1,440
1
145,810
1
1
2
24
2
2
-1
-1
0
0
19,016
15,821
206,895
4,243
59,218
44,327
0
1,392
8,702
0
2,348
2,000
0
76,100
2
4
2
21
0
0
0
0
0
0
27,224
-10
71,929
10,928
20,761
117,637
4,055
17,734
9,184
1,280
892
3,212
0
434,040
1
2
2
62
3
0
0
0
0
0
39,517
229,314
70,586
5,921
163,870
426,121
2,006
5,813
0
4,239
4,991
1,317
0
176,710
2
2
2
42
0
0
0
0
0
0
4,591
84,629
37,092
50,526
8,800
19,282
2,243
1,524
2,002
1,680
2,001
21,342
1
457,210
2
4
2
30
1
-1
-1
-1
0
-1
1,841
8,918
20,974
28,312
27,417
1,105
0
3,109
4,621
0
3,775
0
0
628,530
2
1
2
25
-1
-1
2
-2
-1
-1
10,704
1,231
29,137
86
16,072
771
21,287
1,500
372
30
958
0
0
106,160
2
0
1
51
3
-2
2
-2
-1
-2
93,777
81
7,948
34,990
715
18,840
4,224
0
42,259
0
0
4,002
0
487,690
2
2
1
39
5
2
-1
2
-1
-1
941
29,276
7,287
9,647
20,216
23,683
0
394
0
876
0
40,652
0
459,600
1
2
1
37
-2
2
0
0
0
0
229,328
54,453
10,589
127,137
128
19,322
2,889
3,008
4,005
0
1,550
2,031
1
64,220
1
3
1
36
0
2
0
0
0
0
204,260
108,803
265
174,805
113,194
71,454
0
4,383
6,451
1,751
19,210
0
0
544,900
1
1
2
27
-1
-1
0
-1
-1
-1
171,684
6,031
8,464
24,509
46,554
136,848
4,223
5,083
10,924
0
1,532
1,008
0
309,770
1
2
0
25
0
0
2
0
-1
0
18,997
1,589
18,914
30,954
29,071
60,090
3,783
909
3,954
1,090
1,556
268
0
505,750
1
2
2
50
-1
-1
0
0
-1
-1
923
28,237
52,434
3,053
198
141,164
1,077
4,018
2,326
3,004
3,763
2,007
1
364,090
1
1
2
59
5
-1
2
-1
-1
-1
882
922
273,418
151,639
7,425
25,789
1,427
7,051
6,712
3,903
7,230
1,482
0
595,970
1
3
0
41
8
2
-1
0
2
0
80,980
14,041
6,068
8,911
4,459
25
258,185
3,346
7,512
5,035
3,006
6,245
0
299,680
2
2
2
24
1
0
0
0
-1
0
10,589
146,788
203,802
13,246
-337
273,157
13,075
4,227
1,221
13,441
0
0
0
276,970
2
3
2
39
-1
2
2
3
7
2
18,656
59,345
60,158
3,004
14,723
1,275
168
1,857
3,037
0
12,361
1,002
0
275,130
2
1
1
47
-1
-1
-1
-1
-1
-1
44,370
35,605
28,274
4,772
303
69
3,268
0
1,177
3,639
0
1,002
1