Which of these things did the Thirteen Colonies have at the start of the Revolutionary War?

 - their own national bank
 - their own national navy
 - none of the above
 - their own national government
At the start of the Revolutionary War, the colonies were still ruled by Great Britain. They were not a separate country. So, they did not have many of the things most countries have.
No national government: The Thirteen Colonies had no way to write laws together. They also had no way to collect taxes to support a war.
No national navy: The Thirteen Colonies did not have a navy. The colonists had never fought a war at sea.
No national bank: Wars are expensive. A national bank can help a country raise money by borrowing from its people or other countries. Without a national bank, the Thirteen Colonies had no easy way to pay for a war.