I&#x27;ve heard that argument a lot. Then I calculate how much a mortgage costs for an apartment in a place I&#x27;d like to live in. And the mortgage payments are literally <i>more</i> than for rent.<p>Take SF for example. I&#x27;d need $1mil to buy an apartment. At 30 years, that gives me a mortgage payment of $4700.<p>Rent for a similar apartment is $3400. And I don&#x27;t have to pay for upkeep.<p>So if my rent stays the same, I will have saved almost $40,000 in the next 30 years.<p>I can do a lot with an extra $1300 per month.<p>Not to mention I can maintain my desired lifestyle of moving every 2 years or so.