You know what, you&#x27;re absolutely right.  We don&#x27;t get to judge her her financial acumen. We don&#x27;t get to judge her on anything really that doesn&#x27;t impact other people in a negative fashion.<p>I&#x27;m just evaluating various externalizes of her situation and how she responded to them and considering how they may ostensibly contribute to that situation improving, or failing to improve accordingly.<p>So yeah you&#x27;re right, it&#x27;s not the story here...it&#x27;s just something ancillary.  I suppose it&#x27;s a good thing I was only answering tangentially hypothetical question.