No, this article is about near cashless society that are not in Europe but in Africa.<p>I think you lack an understanding how cashless transactions work in Somalia. First off, no one is using a credit card in Somalia. They don&#x27;t work, no one has them. Two, the article made it very clear, carrying cash is a big problem in Somalia due to crime. How contactless payments work on phones in Somalia and M-Pesa is that you have to have a code to access the funds on the phone. If someone robbed you and they get your phone, they still don&#x27;t have access to your funds. You can simply go to the phone store (Or whatever they have in Somalia) and get a new SIM for your account and then have access to your funds.<p>I imagine that carrying cash in Somalia is extremely dangerous and well worth the &quot;Big Brother&quot; factor.