That&#x27;s an interesting perspective, as Derek&#x27;s future is quite secure.  He had a large personal exit from his business CD Baby, and put all the money into a charitable trust[1] that will be given away when he dies, but in the meantime pays him a (very) good annual income out of the interest for the rest of his life.<p>&quot;Why I gave away my company to charity&quot;<p>[1] <a href="https:&#x2F;&#x2F;sivers.org&#x2F;trust" rel="nofollow">https:&#x2F;&#x2F;sivers.org&#x2F;trust</a>