In the US, sure. But there are lots and lots of various forms of payment to handle things like subscriptions. See Boletos[0] in Brazil for example. Many other countries around the world have ways of paying for things online without credit cards.<p>[0] <a href="https:&#x2F;&#x2F;en.m.wikipedia.org&#x2F;wiki&#x2F;Boleto" rel="nofollow">https:&#x2F;&#x2F;en.m.wikipedia.org&#x2F;wiki&#x2F;Boleto</a>