The problems that Prop 13 causes may be far larger than the problem that inspired Prop 13, but that doesn&#x27;t mean that this initial problem (that is, highly unstable property taxes) shouldn&#x27;t be addressed.<p>Personally, I think the work of Shiller, as outlined in his work &quot;Macro Markets&quot;, is the best solution: insurance policies that homeowners would buy to protect against price changes. A variant would be insurance against changes in property tax itself, offering as a good hedge to property owners.