There&#x27;s a whole body of poverty work devoted to these kinds of issues, called Institutionalism. My own experience in poverty reduction was working in Microfinance (in Kenya, Uganda and Philippines). I got disillusioned when I realized that even when our loans helped someone make some additional income there was always some group above them in the food chain who would find some way to leach the additional profit from them. The issue wasn&#x27;t access to loans, our entrepreneur&#x27;s work ethic, intelligence or creativity - the issue was systemic corruption. Fixing that though wasn&#x27;t something the free market or bottom up entrepreneurship can solve.