It&#x27;s a lot easier than Paypal to make an account and send money. Your friends and contacts are already loaded via whatever social network you OAuth[orized] the app through.<p>It is quite literally as easy as typing a friends name and having it auto completed. Typing in a number and hitting send.<p>Paypal might have an app that does something similar and it likely came after Venmo gained popularity. For most of us, who have been using Paypal since the 2000s, it might not seem logical, but Paypal UI experience does seem like an archaic UI experience by comparison even to me.