The difference is that today, it&#x27;s normally the case that it clearly isn&#x27;t the car&#x27;s fault--whatever combination of humans, pedestrians, bicyclists, and just acts of God it is. If the car&#x27;s brakes don&#x27;t work properly even though they&#x27;ve been properly maintained or an ignition switch fails, the manufacturer gets sued. The wrinkle with the scenario in question is that it&#x27;s not normally the case that programmed instructions in a machine can play a role in an accident and that&#x27;s considered to not be a fault of the company programming the machine.<p>I assume there would still be insurance. But if my self-driving car causes an accident, I certainly shouldn&#x27;t be &quot;at fault&quot; from the perspective of my insurance premiums nor should I be able to be sued--as would be the case today.