Far from a &quot;weird assumption&quot;, that is exactly how most families operate. There&#x27;s a family computer with all the photos on it that&#x27;s always logged in, but maybe only dad or mom knows the iCloud password (&quot;hey mom what&#x27;s the password again?..&quot;) Or maybe they are split between family member iPhones, and they just show them to each other when they want to see them.<p>It would be a pretty big bummer for most families if when a family member passed away so did all those memories. That&#x27;s probably not what they would have wanted. Or even if they just forgot their password.. that when they reset it all their photos go poof.<p>You are I might understand the consequences, but for most people it should really be a clear opt-in to &quot;you can turn on totally unhackable encryption, but if you lose your pw you are totally screwed&quot;.