You can live a life of wealth and luxury, or you can enjoy the weather.<p>Note that given the cost difference between living in SV vs Ohio (although I don&#x27;t live in Ohio) I could spend 12.8 years with my wife at an all inclusive tropical resort.  We&#x27;d probably get a discount if we lived there full time, so maybe 15-20 years.  Not exactly your average retirement home.<p>Or cash on the barrel no discounts or financial aid at all I could pay list price to send SEVEN kids thru Harvard for four years with a reasonable allowance for expenses and still have money left over.  I don&#x27;t have seven kids, but I guess I could pay cash on the barrel to send a couple thru med school or law school instead, maybe finance a startup or small business for one of them.<p>Or I could cash buy six rental properties vaguely similar to the house I live in, and retire as a landlord (although from watching my great uncle do this, being a landlord is no retirement!).  The rent off six houses, minus realistic expenses, would be a little less than I get paid now, but its interesting to think about.