I explicitly named margin accounts so you wouldn&#x27;t go there. Most people don&#x27;t know about this. It&#x27;s all about land.<p>I&#x27;m not saying real-estate is the route to riches, I&#x27;m saying everyone is speculating on it (&quot;they only go up!&quot;). The system ensures that land prices run ahead of wealth creation which shifts all productivity gains to rentiers.