Most people don&#x27;t write wills. Their assets shouldn&#x27;t be lost forever as a result. That would be terrible.<p>It would be better to opt-in to auto-destruct-when-i-die, not opt-out. It&#x27;s more of a special case. E.g. create encrypted notes for super secret stuff you want to die with you, but let the default security for photos and documents be &quot;private but recoverable in the event of death or forgotten key.&quot;<p>Not to mention, writing that password down in a will would be pretty bad from a security standpoint while you&#x27;re alive.