I really doubt whether that would work.  The loans aren&#x27;t necessarily &quot;short term&quot;, as the term is pretty much not known, the shares are the lowest on the totem pole when it comes to payout and you have absolutely no control over the company.  That&#x27;s a lot of risk, and if the cost of exercising options is so high as to be difficult, the shares probably don&#x27;t have the upside that might be required to make it work.