This is an incredible resource, +1. I started using ledger heavily about a year ago and it&#x27;s been a game changer.<p>Personal accounting is about data capture; if you don&#x27;t gather good data, you end up with garbage in garbage out analysis. Having a simple, non-propretary file format enables so many things. The data capture side (OFX&#x2F;QIF&#x2F;CSV files, bank websites, etc. etc.) is still clunky and painful but that&#x27;s a hard problem to solve.