I don&#x27;t know why an e-filing system couldn&#x27;t handle that, form wizards aren&#x27;t rocket surgery, you&#x27;d just have e.g. a page were you select types of loans outstanding, which would insert steps to fill in relevant information. And the system could even remember that year to year so next year they&#x27;ll be preselected and if you haven&#x27;t taken&#x2F;discharged anything you can just nextnextnext to whatever section comes after that.