With regards to adult content, the perception is that chargebacks would be higher, but in reality this is mostly a relic of the late 90&#x27;s when credit cards were first accepted online. Porn pioneered the infinite continuity (&quot;recurring subscriptions until you die&quot;) that is incredibly widespread nowadays.<p>At the moment, there are few non-merchant account ways to legally accept payments for adult content. They include such companies with terrible APIs&#x2F;websites like: CCBill, Epoch and Verotel. They&#x27;ve successfully lobbied Visa &amp; MasterCard to give them exemptions to provide &quot;IPSP&quot; services for &quot;high-risk&quot; adult content. In reality, working with them is probably the biggest risk. They often enforce arbitrary 30&#x2F;60&#x2F;90 day payment holds, require 10-20% reserves, and shut down accounts with no warning and withhold the entire amount processed indefinitely.<p>I&#x27;d like to see Stripe continue to do innovative things in the payments space and work with their payment partners to allow adult-content, at the very least with per-account authorization. The status-quo has been set by Ron Cadwell &amp; CCBill: We will keep your money indefinitely, provide an awful API, and require &#x27;hosted payment forms&#x27; (with no custom CSS; terrible UX) because no one is allowed to compete with us.<p>Patrick, the ball is in your court.