Most people don&#x27;t have $70k. This is the thing about land. You can <i>borrow</i> against it from the banks.<p>Go to your bank and ask for $70 to mess about on stocks because &quot;you think they will go up&quot;. Yes there are margin accounts but these are not in common use.<p>All roads lead to land speculation and the banks are waiting with a big hat to capture all the surplus.