It looks like you&#x27;re also mentioned in the article—I like that your approach seems to be more analytical and less &quot;cultish&quot; than Mustache&#x27;s.<p>Do you think Zurich offers any net advantages over NYC or the Bay when it comes to aggressive savings? It seems like salaries are about the same and living costs are higher (at least based on the few times I&#x27;ve visited).