I&#x27;m not terribly keen on providing my actual login to my bank. Ie, adding Betterment asks me for my user&#x2F;pass Betterment user login (they don&#x27;t offer 2 factor) - something anyone could then use to login and manage my money there.<p>I see you&#x27;re using plaid underneath to connect; so giving some assurance that plaid is handling the data flow and sway will not be storing usernames&#x2F;passwords would be nice (if that is true).