Great that they&#x27;re doing this! I especially like their philosophy here [1] about favoring index funds.  Way, way too many employers give you a poor selection, loaded with actively-managed ones -- my last major employer did.<p>(Even better would be for the law to not limit employee 401k choices to ones selected by the employer, based on some misguided belief that they benefit from having the same choices as the &quot;highly paid employees&quot;, as required by the 401 code, given that those very executives don&#x27;t actually rely on 401ks for retirement and thus have little incentive to get the choices right ... but hey, you gotta work with what you have.)<p>[1] <a href="https:&#x2F;&#x2F;captain401.com&#x2F;investments" rel="nofollow">https:&#x2F;&#x2F;captain401.com&#x2F;investments</a>