Another thought... When someone steals account information using such methods, it is unlikely the ATM owner/operator who is responsible for losses.  After all, it would be really hard to prove conclusively that it was the fault of a particular ATM's lack of security that led to future thefts.  Perhaps strong correlation could be shown, but the legal costs associated with reimbursement likely outweigh the efforts, at least in the short term.<p>Do ATM owners have any incentive to prevent thefts?  I suppose those who process mostly the transactions of their own customers (BoA in SF, etc.) have the greatest incentive as the problem is their own.