Re: (1): Unemployment typically pays less than half what your former job paid; taking a job that pays even less than that is rather more than "just a pay cut."<p>Re: (2): I don't feel a need to second-guess this woman's decision. The only real purposes in doing so would be to cultivate a sense of superiority or to make an argument-by-proxy against the existence/current structure of unemployment insurance. I'm still not sure which of the two you're aiming for.<p>Re: (4): Your argument was clear. In its subtext, you were calling on me to feel the same disdain toward this unemployed person as I would towards a poor black single mother.