&#62; <i>"you can't protect against stupidity."</i><p>Trusting that an app on the Android marketplace is who it says it is is <i>not</i> stupidity. Honestly, this sort of geek arrogance ("but surely you must've known to discombobulate the zorgotron before you bazzed the foobar!") is what turns people off to geek-friendly platforms.<p>&#62; <i>"if something like that were to happen to the iphone?"</i><p>Apple at least vets who you say you are supposed to be before publishing your app. It's questionable if they will take responsibility if something makes it through, but the idea is that they're doing due diligence up front, Android is apparently not.<p>&#62; <i>"Besides, I already said I'm fine with malware scans"</i><p>This isn't malware that a malware scan will pick up. It doesn't try to take root, it doesn't nuke your files, and in fact it <i>doesn't do anything a banking app is not expected to do</i>. No amount of port blocking will save you, since everything this app does (according to the OS) is fully expected.<p>&#62; <i>"If you install an app that was not vetted you're on your own."</i><p>Yet... One side vets the app for you, the other one carries itself like an authoritative safe haven, but in fact isn't. Any wonder why people flock to the iPhone App Store?