&#62;&#62; "get a new one directly from the bank once every year to avoid wearing down the keypad so the pin numbers stand out"<p>You could just get into the habit of:<p><pre><code>  * Put in card, type in PIN
  * Take out card, press every digit that isn't in your PIN. 
</code></pre>
If you have a repeated digit in your pin you might need to press them all twice etc.