SpoofCard.com is a patented technology <a href="http://www.google.com/patents?id=BJ-iAAAAEBAJ&#38;zoom=4&#38;pg=PA1#v=onepage&#38;q=&#38;f=false" rel="nofollow">http://www.google.com/patents?id=BJ-iAAAAEBAJ&#38;zoom=4&#38...</a>  but I believe they have licensing and white label reseller programs <a href="http://www.spoofcard.com/distribute" rel="nofollow">http://www.spoofcard.com/distribute</a>