Regular people overvalue houses, with the encouragement of the government. Banks cash in and some buy into the hype. Who to blame? I know, blame those geeks who crunched some numbers.<p>But whatever you do, don't blame the women who caused this problem in the first place:<p><a href="http://www.youtube.com/watch?v=Ubsd-tWYmZw" rel="nofollow">http://www.youtube.com/watch?v=Ubsd-tWYmZw</a>