So what about real-life?  If I'm hanging out in public with some <i>shady characters</i> can a credit agency ding my report or 'worthiness' based on that activity?  It's in public just like my Twitter posts so what would be the difference?<p>This really should be illegal if it's true, and I'm not certain of even that based on this one article.  Would be nice to see some sources/corroborating evidence.