&#62;&#62; Try living on $20k/year and see how that works out for you.<p>Granted, I'm single and don't have kids, but even living on $20,000/yr right now isn't bad. I can't have a car, but other than that, I can make any small (&#60;$500) purchase I want without any real worry. Tell me I only get $14,000 and I'll start to worry.