Without knowing who this other group is the fact that they started the process in 2008 and still hasn't finished does not mean that Virgin would be unable to complete it in 6 months.<p>I got my figures from <a href="http://www.fool.co.uk/news/investing/2009/12/30/virgin-breaks-into-banking.aspx" rel="nofollow">http://www.fool.co.uk/news/investing/2009/12/30/virgin-break...</a>