Go read The Millionaire Next Door: <a href="http://www.amazon.com/Millionaire-Next-Door-Thomas-Stanley/dp/0671015206" rel="nofollow">http://www.amazon.com/Millionaire-Next-Door-Thomas-Stanley/d...</a> , which ought to be mandatory reading for anyone.<p><i>What do I do with the money?</i><p>Invest it in stocks or bonds.<p><i>How do I invest it in making more money quickly?</i><p>You don't. That's the problem: there is no way to reliably do this. In fact, there's probably no way to _unreliably_ do this either. At the moment, bank savings accounts and CDs are paying next to nothing.<p>As The Millionaire Next Door shows, most people who we might think of as "rich" don't actually get that way by being sports stars, or inheriting money, or TV, or whatever: they get that way by spending less than they make and saving as much as they can, usually in the form of investing in index funds.