<i>Has Goldman Sachs ever missed an interest payment or otherwise failed to met a financial obligation?</i><p>I'd give Goldman a pass. They really are the best at what they do.<p>But if we expand it further to the rest of the financial industry, what can we see?<p>Back in November, 33 companies skipped their TARP payments.<p>Just recently, Blackrock walked away from a Manhattan building as they couldn't refinance the debt.<p>And that's the problem-- banks and homeowners get into financial, not moral contracts. If the loss off default is smaller than the loss of staying in the contract, you stop paying. Companies do it all the time, and homeowners should view it as an out.