I think you and I probably see this much the same.   It's not like I've made any grq suggestions.  I'm just one of those annoyingly chatty people who likes to talk -- and it gets me in hot water all the time.  I have refrained from suggesting that this is a bad idea because a) sometimes a discussion is useful to someone, even if it doesn't accomplish the stated goal and b) long experience tells me that no one wants me to rain on their parade and say "Gee, that doesn't sound like a great thing to be asking".<p>In addition to your concerns, I will add that people seem to typically get rich pursuing a niche market which is a good fit for <i>them</i> as an individual.  Which means a potential billion dollar idea is only a billion dollar idea for some people and not just anyone....um, which comes back to "execution", I think. :)<p>Nice chatting with you.  I should probably shut up now and let people carry on with discussing what this individual might want to do with their money.