It&#x27;s not easy to steal someone&#x27;s bitcoins.<p>In fact, it&#x27;s much easier to steal someone&#x27;s credit card details which get transferred around and stored all over the place and are embossed on a piece of plastic you carry with you in your wallet.<p>We just happen to have a grossly expensive and unfair insurance scheme on top of it that indemnifies consumers against their own stupidity and carelessness. In the future, such a scheme, if so desired, could certainly be added on top of Bitcoin or other blockchain technologies as well.