Refusing to give it to them is different than saying you don&#x27;t have one. A lot of people will act hostile if you refuse them. But if you just lie about it and say you don&#x27;t have one, then they seem to be more understanding. That&#x27;s been my experience anyways.<p>It would be nice if the USG would fix this and force it to be optional. Companies might refuse you credit without a check, but not service.<p>And really, who wants credit? I signed up with Fido (cell) in Canada, and the rep was going on about how since I was new, I&#x27;d have only $300 credit, but they&#x27;d raise it later. I laughed and said I would like to lower it. He was genuinely confused why I wouldn&#x27;t want more credit. The fact that my service plan is only $60 a month so anything near $300 is fraud wasn&#x27;t understood. (Fido charges $6 per <i>kilobyte</i> for US data roaming.)