Excuse me? I certainly DO have a chip and pin, thank you very much!!! The scolding was from fellow patrons. &quot;Why are you waving around that card? That isn&#x27;t welcome around here. That&#x27;s not how we do things around here.&quot; They didn&#x27;t have card readers in sight either so..... I was expecting to pay cash anyways, I figured I&#x27;d just try card first... I just felt very embarrassed trying to pay card in a cash establishment. It was very clear it was an &quot;old school&quot; type establishment....<p>I do have chip and pin and I wouldn&#x27;t have left without a chip and pin card (I have more than one out of my 8 credit cards, not counting debit cards...which I have several as well...). There was absolutely zero reason to believe a perceived lack of chip and pin was an issue from what I wrote.<p>Also the fraud rule are&#x2F;will be different in the US as well.<p>I went to a deli they told me that I have to ahev £10 minimum to use a card. I went to a restaurant and they had a £1.50 surcharge for card as well and encouraged me to pay in cash.<p>The first time I used card while I was there was at Wetherspoons... lol...<p>I also base my feelings on my personal observations of watching other people pay for things as well. Of course my &quot;feeling&quot; could be off base as well. People are known for getting a wrong impression sometimes.<p>That being said - I still love Scotland and will visit again in a heartbeat. In fact I hope to visit again in the near future!