You really changed your life plans because of FATCA? Are there really no banks in Central America willing to work with Americans? I&#x27;m in Singapore, and though I&#x27;ve had to close one bank account due to it, I&#x27;ve had no problems with my others. Filling out an FBAR the first year took me a couple of hours to figure out, but every year after it took me like 10 minutes.