It&#x27;s irrational because it&#x27;s not about being right but about getting it your way. So even if you are right about ex. the rules should be simpler from the perspective the general taxpayer, then someones special interest might trump that.<p>The ability to navigate in the complexity is a good thing for those who can afford the financial advisor.<p>And because there is not one truth because there are not one interest it become impossible to look at it from a rational perspective.