I guess its very common, but this is a financial institution.<p>What you describe as a solution strikes me as an amazing way to destroy production data.  Upgrading every user can basically lead to one hell of an amazing outside attack.  I now only have to get one user &#x2F; password to compromise your database.<p>A certain amount of red tape is a needed thing to make sure you don&#x27;t affect your customer&#x27;s business.