The lessons is not to &quot;be wary of scammers&quot; or &quot;hack your phone&quot;... That&#x27;s totally missing the crux of the scam.<p>The lesson is that, as you approach old age, and if at all possible, you should give a trusted relative or close friend a durable power of attorney over your finances. In addition, (or as a second best), put your money in an irrevocable living trust assigning yourself as a beneficiary, and laying out strict rules for retrieving money.