My partner&#x27;s family lives in government subsidized housing and they get the full array of benefits including disability and food stamps. His mother buys new luxury items like purses from Coach regularly with cash from under the table jobs. They have more TVs, newer smartphones and iPads and lots of other expensive goods, and yet they have zero savings. I don&#x27;t understand the thinking there.<p>I just hope their retirement plan isn&#x27;t to live with my partner and I.