The Ozarks are beautiful; they took me by surprise. There&#x27;s many places like this throughout the USA. I don&#x27;t understand the appeal of living in an expense shoebox in a concrete metropolis.<p>Another place that&#x27;s got a high quality of life for low cost of living is St. Augustine, Florida. It&#x27;s an architecturally significant city with several colleges, great art scene, wide beaches.