Your experience with people nearing retirement is exactly the opposite of mine.<p>I don&#x27;t find them all to be money-grubbing hucksters -- but rather more concerned about doing what&#x27;s right.  I think a lot of people at that age are looking at their legacy (kids, business, etc.) and want to have a positive impact.  My mom is such an example: quitting her private industry work to spend her last working decade at a non-profit.<p>And working in the start-up world, I know a lot of people my age and younger that are willing to bend ethical rules too far to make a quick buck.