I&#x27;m pretty happy with my (mutual) auto coverage.<p>In fact, right now I&#x27;m getting around on a rental car courtesy of my policy, while my car is being repaired; I&#x27;ll be out of pocket about $250 total for around $2000 worth of damage to the car (tl;dr -- driving home a few nights back, didn&#x27;t see a traffic cone that had rolled out into my lane and ran over it at 50mph, which is not good for some of the things on the underside of the car).