&gt; <i>It was just my opinion [... ]I have no right to put words in their mouths.</i><p>That&#x27;s fine. But let&#x27;s not pretend yours is a unique or unusual opinion.<p>&gt; <i>But the top investment bankers who were intentionally [...]</i><p>So here&#x27;s another good example of the red herring that&#x27;s been skillfully thrown your way. They could only do what they did <i>because the system let them.</i> Then they got slapped on the wrist a little (if at all) <i>because the system doesn&#x27;t punish itself.</i><p>And let&#x27;s not forget: most of the people complicit in all that stuff were regular folks humping a boring job trying to make enough money to not go broke. By headcount, guaranteed those sub-$40k-a-year regular folks outnumber the terrible fatcats 10,000-to-1. They&#x27;re responsible, too, but you don&#x27;t see people demonstrating in front of their local mortgage broker&#x27;s house. So when you (the global &quot;you&quot;) talk about IBs ruining America and so forth, it rings pretty hollow to me because <i>the system that let them do it in the first place is what you should blame.</i> As long as you&#x27;re distracted from that fact, you are no threat which is why knowing how to think is so important (colleges will try to trick you into believing that&#x27;s what they&#x27;re teaching, but they&#x27;re not. Your first exercise is to figure out <i>why</i> they&#x27;re not).<p>Tangent: my favorite example of this method of distraction is Obamacare. All this discussion about how to make it so everyone could afford an asprin at the hospital, and when it was all over nobody had bothered to ask why an asprin at the hospital should cost $15 in the first place. Why not? Because that&#x27;s not a conversation the system wants you to have. $15 asprins build hospital wings and buy fancy new machines and pay administrators 8 figure salaries. We do <i>not</i> talk about the asprin.<p>Anyway, my point is that calling out the rich or the 1% or whatever is stupid, because they give back way more than their fair share (by the numbers). When someone&#x2F;something says you need to direct your hate over that way, your first reaction should be to look and see what&#x27;s the other way. The system that let banks go too far is the same system that&#x27;s burying young people in student loan debt. Except this time you can&#x27;t walk away! You and I both know this, but now we&#x27;ll tab over to our editors and keep coding and making money and paying bills and moving on with our lives. This is why the system is the system, and we are not.