And people wonder why they say Tech is out of touch. Reading the comments here is a great demonstration.<p>Examples:<p>&gt; who uses savings accounts anymore?<p>&gt; Cash on hand or it&#x27;s invested in stocks, bonds and my home.<p>&gt; The truth is you&#x27;re losing more money by not having any of it generating higher potential yields.<p>&gt; the total net worth of my wife and me is many orders of magnitude greater than what our savings account reflects<p>These kind of statements just show that <i>the audience here is woefully out of touch with the average person</i>.<p>The average person in the US is unable to absorb a $1000 emergency. The average person in the US avoids going to the doctor because they can&#x27;t afford it. The average person in the US <i>doesn&#x27;t have enough money to justify an investment account of any kind</i>.<p>But we in tech are privileged and goddamnit if we&#x27;re not mostly (as a group) utterly blind to it... or worse - in denial that we are (and aggressively defensive about it).<p>The median <i>household</i> income in the US is $51,939 the median <i>individual</i> income in the US is $28,567. Note: median, not mean. That is the financial reality of the average american.<p>In tech we&#x27;re used to making 6 figures and then bitching that other people aren&#x27;t <i>trying hard enough</i>. We quibble over what  &quot;in savings&quot; means. We try our hardest to minimize problems that we ourselves don&#x27;t experience rather than work on the very real, very clear, issues at hand. This feels like we have a maturity and empathy problem as an industry to me...