I think the audience on this site is mainly out of touch.  When you&#x27;re making a fine salary it&#x27;s easy to forget that most people don&#x27;t.  When you&#x27;re spending your time looking up at those above you and positioning to get to their level (because upward mobility is an option) it&#x27;s easy to forget to look at the piles of people below you where it isn&#x27;t<p>It&#x27;s easy to assume throwing $100 around here or there is normal when you&#x27;re able to throw $800 on an impulse iPhone without a problem.  Many people can&#x27;t.<p>I&#x27;m probably just as guilty too.