Correct me if I&#x27;m wrong but I thought the point was that savings accounts are not worth it, leading many people to say their saving accounts are barren, not that they don&#x27;t have savings saved up.<p>Personally I&#x27;d fall into that category, I put all my money in checking since the interest is so poor in savings accounts I&#x27;d rather see that money go to some retirement fund or investment than see it get so little return in interest and restrict how much money I can take out of the account at any given time.