One little thought:<p>By including political loyalty in credit scores, you basically outline your political pain points. Which are usually hidden - in closed societies by censorship and pressure, in pluralistic societies by social conventions.<p>When you go from &quot;pain points are not known&quot; (to a layperson) to &quot;pain points are known but avoided&quot;, it&#x27;s a step back.
Yes, vocal minority now faces some pressure, instead silent majority now knows what topics are there to be careful about and gives them some thought.