&gt; Capitalism makes for such a cold world.<p>This &quot;cold world&quot; is the most prosperous, least impoverished, and most peaceful of all time. I&#x27;ll take it.<p>The moral argument for socialism is easy, but it ignores the dynamics that create innovation and wealth in the first place, ultimately hurting everyone. Insurance is the free market solution to making sure that drugs are widely available. A little bit of insurance regulation goes a long way to ensuring that a whole population has access to care.