Student loan debt won&#x27;t create a crash, it has just been an enormous brake on the US economy for almost a decade now and we&#x27;ve grown so used to its effects that we don&#x27;t really notice it anymore.<p>Imagine how many young people would start a company or take a risky-but-educational job except that they need the liquidity and stability to make a student loan payment every month? You could get living expenses close to zero by living with your parents for a while, but student loan payments require you to have some cash coming from somewhere each month.