The typical chart looks something like this; <a href="http:&#x2F;&#x2F;www.economonitor.com&#x2F;dolanecon&#x2F;files&#x2F;2014&#x2F;01&#x2F;P140103-5p.png" rel="nofollow">http:&#x2F;&#x2F;www.economonitor.com&#x2F;dolanecon&#x2F;files&#x2F;2014&#x2F;01&#x2F;P140103-...</a><p>But even that does not include a substantial number of assistance programs, like TANF (up to $10k per year in cash), Section 8, and forget about a proper analysis of progressive income-based-pricing for things like college tuition.<p>Most of all, these analysis always assume the <i>cost of working</i> is $0 when in fact it costs a lot to get to work and be at work all day, as well as the marginal value of not being employed and spending that time doing work you would otherwise pay someone else to do (childcare, housework, home schooling, etc.) is very significant.<p>It also depends heavily on how healthy the family is, and therefore the market value of $0 deductible Medicaid &#x2F; ACA. GSA pegs the average value of Medicaid around $8,000 but consider the max family out-of-pocket for Bronze ACA without any subsidies is $13,200, and that&#x27;s not even counting the premiums, so that $8,000 value is assuming a a relatively health family of 4.<p>If the family has chronic health needs, then getting eligible for Medicaid can save upwards of $25,000 per year between premiums and out-of-pocket expenses. Also note, SSDI is ~$48,000&#x2F;yr for a fully vested disabled individual with 2 children.<p>So I definitely agree if you just look at the tax return the average healthy family of 4 will see net income rising certainly before you hit $100k gross. How much their cost-of-living is increasing in lock-step with that rise, versus how much is eaten by increasing work-related and income-related expenses is a more contentious topic which I have yet to find, even from GSA, a truly comprehensive analysis which includes the effects of the ACA.