As you grow up, you calibrate to the world. My theory is that ability to change your calibration once it&#x27;s developed is difficult, and probably gets more difficult as you get older. These scams weren&#x27;t around at this scale, and with this much potential for damage, when older people were growing up. It&#x27;s probably quite hard to shake the instinct that when someone says they&#x27;re from the bank on the phone, they probably are.<p>I&#x27;m sure there will be new things that I will be susceptible to in a few decades.<p>Also, people tend to abandon the old and vulnerable. It&#x27;s just what happens. They&#x27;re left alone. If the only voices they hear are the guy on the phone and their internal monologue, with no &#x27;sensible&#x27; moderating force, and a potentially unlimited amount of time, it can be very easy for things to get skewed.