It&#x27;s always a question of &quot;is it worth it?&quot;. If they take 7.5%, but make sure the money actually reaches the destination and doesn&#x27;t disappear along the way, then I would say it&#x27;s pretty good. Unless there are any alternatives that are reliable and are cheaper? I don&#x27;t suppose you can just send 100 quid from a UK account to someone in Somalia,because they might not have an account, or live very very far away from the nearest &quot;bank&quot;.  And even if you could, I imagine both banks would take a nice cut, probably just as large or larger than 7.5%.