Investigate the &quot;robo advisors&quot; like betterment and wealthfront.  You are exactly their target audience.   You can safely ignore the general FUD you will read about their fees.  The people writing that it costs too much are far more sophisticated than you and have traded a great deal of their time researching investing to be able to invest &quot;cheaper&quot; on their own.   If you are extremely price sensitive, then you should look at wisebanyan which is &quot;free&quot;, or use a referral link to join wealthfront to get the first $15k managed &quot;free&quot;.