That&#x27;s a pretty solid summary even if you don&#x27;t work for Clef. Very helpful document.<p>A very good example to set for other companies. I&#x27;d love more &quot;easy terms&quot; github repos with a &quot;if in doubt consult a lawyer&quot; clause. It communicates that the company is interested in making sure that employees understand their benefits well (I often get the impression many companies don&#x27;t)<p>---<p>The &quot;golden handcuffs&quot; are interesting. Are there any companies that ofer you a credit at X% to buy your options when you leave? Say you leave and own 50k options at aprice of 1$ and they are valued at 20$ now. Currently you have to pony up the 50k or pay taxes after 90 days. Since the employer also has to pay taxes it would make sense for them to offer a deal where you get &quot;just the profits -X&quot; so to speak.<p>Are there any money lenders specialized in this? It&#x27;s basically a &quot;sure thing&quot; as long as you have the big lump sum up front.