You forgot a bullet point<p>- not buy a house that&#x27;s next door to a homeowner who rents the home to a person who is willing to drink and drive.<p>In case you didn&#x27;t pick up on it, I&#x27;m calling your bullet points bullshit.<p>It&#x27;s kind of like arguing over code, there&#x27;s always going to be something you can nitpick as not optimal.  There will always be something a person could possibly have done to prevent the issue (like committing suicide that morning), but it&#x27;s a question of what&#x27;s reasonable, and it is not unreasonable to expect a vehicle parked correctly in a parking spot to not be hit by another vehicle.