I&#x27;m not criticizing, but would like to point out you may fit the definition of &quot;asset rich and cash flow poor&quot; and, under certain circumstances, could essentially be bankrupt due to an inability to access funds. A recent example would be the entertainer 50 Cent declaring bankruptcy in the context of a judgment totaling in the millions. Also, based on my experience on Wall Street (note: not a licensed advisor or broker), I remember when the Auction Rate Securities market collapsed, and hundreds of millions of dollars in &quot;as good as cash&quot; (sic) structures were suddenly rendered illiquid. I mention this simply as context for what <i>can</i> happen in the financial markets in undesirable scenarios.