<i>Feeling compassionate toward the beggar on the corner? Think he&#x27;s got a card reader?</i><p>I don&#x27;t panhandle, but I am homeless. In fact, I have a PayPal account. IIRC, I could get a card reader from them if I wanted it (though, in practice, I might need a better phone than I currently have to make that work).<p>Although I am posting this merely because it strikes me as humorous, it isn&#x27;t crazy to think beggars may soon have card readers, at least some of them.<p>I carry small amounts of cash (in part to print e-gift cards at the library) and do as much as possible via debit card&#x2F;paypal&#x2F;online payments&#x2F;etc.