I&#x27;m sorry you don&#x27;t follow, but it should be fairly obvious that stocks can crash, bond markets can collapse, and home prices can plummet, whereas money in FDIC insured savings accounts would only be lost in the event of a catastrophic, country-jeopardizing event, in which case we&#x27;ll all have bigger problems.<p>I&#x27;m not meaning to attack anyone personally, I just think this survey is trying to suss out what percentage of Americans are in a position such that an economic downturn would hurt them severely.<p>I also don&#x27;t know much at all about finances, so take what I&#x27;m saying with a jar of salt.