Most of my savings is invested in index funds. Pretty much all of them allow you to withdraw the full amount in 3 days or so.<p>Granted, do you have any idea what such a scenario might look like? Odds are, it can wait. Even large medical operations if you don&#x27;t have medical insurance (where I live), simply require a modest deposit before they start the operation or expensive procedure. Though I do think they ask for some sort of proof that you have the money on hand.<p>But, again, most people here have enough money to pay for private healthcare insurance, or they rely on the free state hospitals.<p>Car, insured. Medical, insured. Bond payments, predictable.<p>So, I&#x27;m trying to figure out a valid plausible scenario where a large amount of &quot;cash&quot; is required in a very short amount of time. Any ideas?