If you work at say Target 40 hours a week, squeak in the occasional overtime and work on every holiday you take home about 12-15k a year after taxes that&#x27;s about half of what MMM gets from rent.<p>MMM hasn&#x27;t come within ten grand of frugality in his life.<p>It doesn&#x27;t strictly invalidate his message but it&#x27;s a grain of salt that should not be forgotten.