&gt;Would YOU pay more taxes than you have to?<p>Most people pay more tax than they need to because they don&#x27;t have access to devious accountants who create excessive tax-avoidance schemes.<p>Most of these schemes are neither normal tax planning nor a bit of tax avoidance.  They are aggressive tax avoidance that exploit the regulations in weird ways.  They&#x27;re legal, but only because the regulations were malformed (and will get re-made) or because the schemes haven&#x27;t been tested in courts.<p>And the way UK tax authorities work is rightly to use courts as a measure of last resort, preferring negotiation instead.