Not really, it makes it less likely sure but far from impossible. For one, a guaranteed cashflow contract is something you can sell to lots of different parties for a discounted lump sum right away. Hell a month ago or so there was an article on HN about a iirc mentally handicapped woman who&#x27;d received a legal settlement payout because a company had been negligent in letting her live in housing which was filled with neurotoxins (in the paint iirc), and some guy called her up and swindled her out of a large portion of the money by buying her settlement contract and paying her a ridiculously low discounted value. Anyway it happens all the time, most companies sell or buy B2B with 30-60 day payments, and many companies with cashflow issues will sell those future payments for money today. It&#x27;s not a loan that you pay back at some point when you get the money, rather you&#x27;re selling a loan&#x2F;credit (for instant cash) someone has with you who&#x27;s contractually obliged to make future payments on that to you.<p>And secondly you can incur lots of debt, or spend money you had saved up, knowing it&#x27;ll be replenished.<p>Either of the two or a combination could let you blow through the money in half a year, not impossible, although it&#x27;s unlikely.