1. This comment does not at all address the actual article, which includes a decision in which individual investors and the mutual fund companies that sell them products both have &quot;an actual stake&quot;, and yet only one of these has the organizational infrastructure to commission a study that aims to<p>2. . . . &quot;vote[s] themselves a full stomach&quot; by preventing regulation requiring them to act in the best interests of the people who they are giving financial advice to.<p>3. This comment then notes that the US is &quot;explicitly designed&quot; so that those with more money have more power. I suppose this historical note is meant to convince the reader that this is a good thing, but that seems pretty bizarre.