They missed the real issue. There is no way you can actually price-shop. The providers and the insurance companies keep their final negotiated price secret. All they will let you compare is cash prices, or a select list of agreed-upon common services. It is absolutely impossible to get the bottom-line cost for any procedure to compare between providers. Beyond that, it also takes up too much time to find the medical code from one group, confirm with the provider that is the code they will use, talk to a third group to see what the cash price is, and then contact your insurer to make sure they actually cover that code.