I just edited my comment to add that.  It&#x27;s called a CLUE report.  Every claim you make goes into your report and it&#x27;s shared amongst all insurers.<p><a href="https:&#x2F;&#x2F;www.privacyrights.org&#x2F;fs&#x2F;fs26-CLUE.htm" rel="nofollow">https:&#x2F;&#x2F;www.privacyrights.org&#x2F;fs&#x2F;fs26-CLUE.htm</a>