Absolutely.  At one point I had $10,000 in an ING Direct account.  I wasn&#x27;t getting rich off the interest, but the money was safe and accessible if I needed it, and seeing a few hundred bucks in growth in a year was satisfying.  The APY rate went down literally every month, and now that account is closed.  That money isn&#x27;t gone but it&#x27;s certainly not in a savings account.