&gt;Then why does it only happen using bitcoin?<p>Because some people insist on waiting for the payment to settle before actually providing the services, although it&#x27;s not nearly as common as it used to be.<p>This is just completely unrealistic with credit cards where settlement times are far longer than with bitcoin, days or months.<p>&gt;Wherever you want to lay the blame (anywhere but bitcoin) it&#x27;s a problem for anyone using bitcoin, making it more useless than (not &quot;immensely superior&quot; to, as claimed) using a credit card or Paypal, which makes it a problem for bitcoin.<p>I don&#x27;t know, I use bitcoins to pay for things regularly and pretty much everyone accepts zero-confirmation transactions nowadays (which is pretty much the same as accepting credit card payments, except the settlement will most likely take less than an hour).