&gt; Steam&#x2F;bitpay don&#x27;t wait for transaction for put money into your steam wallet<p>The guy who made the reddit announcement had to wait 1day+ because his txn didn&#x27;t get the 6 confirmations. Compared to that, my visa txn took approximately.. 10 seconds? While I was in Lahore, Pakistan.<p>&gt; No exchange rates are involved in any meaningful way.<p>That&#x27;s a dishonest statement to make.<p>&gt; A lot of people don&#x27;t have debit cards.<p>That&#x27;s what you think. Its trivial for anyone who wants to get one (and doesn&#x27;t have a criminal background) to get one.<p>If you mean people who don&#x27;t know how to open a bank account, they&#x27;re even less likely to know how private &#x2F; public key encryption works and use bitcoin.<p>&gt; A lot of kids<p>Gift cards.