<i>The grocery store doesn&#x27;t get to charge people when they order too much perishable fruit.</i><p>They probably do if it was a special order placed for a specific customer who then cancelled once the food was already delivered to the store. And why shouldn&#x27;t they, if it was entirely the customer&#x27;s fault?<p>The rest of your post is just wishful thinking, like most of your other comments in this thread, so I see little reason to continue this discussion. Businesses can and do take non-paying customers to court or through a collections process, and routinely win under the kind of circumstances we&#x27;re talking about.<p>In particular, cancelling a payment you owe does not in itself relieve you of any contractual obligations you have, it just means you&#x27;re in default. You might not like it, but it is the law almost everywhere. As I said in another post, try getting a refund on an insurance policy at the end of the year just because you haven&#x27;t made a claim, or getting part of your phone bill refunded because you didn&#x27;t need to make a call in a certain period. If you try cancelling your payment without cancelling your service in those cases, and then refuse to pay what you owe, you&#x27;ll be taken to court or collections, and you&#x27;ll lose.