I think you are correct, it is just that it is actually required that you do charge interest.<p>However, I worked with a woman who was Jewish. She showed up in a new car one day and we went for a ride.<p>I asked her how and when she went and got the car.<p>She said &quot;oh I got a loan from the Jewish community&quot; or something to that effect.<p>I inquired what that meant; she said that she was able to get a loan from some Jewish social circle and she didn&#x27;t have to pay interest because she needed someone else from the Jewish circle who was willing to back her and pay the loan of she failed to pay.<p>I didn&#x27;t ask what the consequences were if she failed to pay - but she just mentioned that &quot;if you know Jewish people... Getting money isn&#x27;t hard&quot;