Fair enough.  I was referring only to natural disasters, as that was what OP used as examples.<p>Man-made disasters are self-inflicted.  Which is exactly what we have with the water issues in the southwest.<p>The one natural disaster that the east coast is frequently subjected to is hurricanes.  But the damages are very localized, and wouldn&#x27;t exist if we didn&#x27;t insist on building on shorelines.