Thanks for the pointer to Bruce Clayton, I&#x27;ll have to look him up. I don&#x27;t mean to come across as being against having the gun - I actually agree with your &quot;kind word and gun&quot; idea. I just wanted to get the point out about how much relief can be accomplished with that money because I think it gets missed in a lot of discussions, and of the two it seems a lot more likely to be relevant in a real disaster to me.