&gt; Nobody has credit cards to buy anything online.<p>Credit cards may or may not be relatively hard to get for most people, but anyone who wants a debit card can simply open a bank account, with an ID and maybe a few hundred pesos.<p>If you don&#x27;t want to open a bank account, you can get a Smart Money card: <a href="http:&#x2F;&#x2F;smart.com.ph&#x2F;Money&#x2F;" rel="nofollow">http:&#x2F;&#x2F;smart.com.ph&#x2F;Money&#x2F;</a><p>If you don&#x27;t want a Smart Money card, you can use Gcash: 
<a href="http:&#x2F;&#x2F;www.globe.com.ph&#x2F;gcash" rel="nofollow">http:&#x2F;&#x2F;www.globe.com.ph&#x2F;gcash</a><p>If you don&#x27;t want Gcash you can use Paypal.<p>If you don&#x27;t want Paypal you can pay cash on delivery.<p>&gt; Nobody surfs the web except at internet cafes.<p>Surfing the web in internet cafes is about as dated as the term surfing the web; your proverbial &quot;nobody&quot; does it. Internet cafes are for gaming or getting stuff printed or photocopied.<p>&quot;Everyone&quot; has at least one mobile phone, often a smartphone, and that is how they &#x27;surf the web&#x27;, or at home, with an overpriced internet connection or pocket WiFi, or at &quot;PisoNet&quot; cabinets.<p>&gt; Nobody aimlessly browses when they are dishing out money every hour.<p>Who anywhere <i>aimlessly browses</i> in an internet cafe? And &quot;money&quot; in this case is about 30 US cents (per hour).<p>&gt; Even those with smart phones only use FB, Instagram, games and a handful of other messaging apps.<p>Isn&#x27;t this most people, everywhere?<p>&gt; I don&#x27;t even have a proper address.<p>Why not?<p>&gt;I don&#x27;t know how the postal system is able to deliver anything.<p>Don&#x27;t most countries use courier services for delivering packages, rather than the standard postal service? So presumably products are delivered using the likes of LBC, Air21, DHL, UPS.<p>&gt;And speaking of money. Nobody has that either.<p>And yet &quot;everyone&quot; has the usual brand name products and gadgets and packed shopping malls are everywhere.