There isn&#x27;t one contract, but two:<p>&gt; Customers who buy phones and corresponding no-contract plans through T-Mobile buy into two separate agreements: a month-to-month agreement to buy the phone service and another to purchase the actual device, which can be paid in installments.<p>The customer wanted to cancel the month-to-month agreement and still pay off the handset in the agreed-upon time:<p>&gt; According to the court documents, Farhi continued paying T-Mobile for the phones each month, based on the terms in the device agreement.<p>Nor was the loan for the handset originally from T-Mobile. He:<p>&gt; signed up for a month-to-month service plan through T-Mobile. The phones cost $2,600, which he agreed to pay in 24 installments, as part of a loan that originated from a company called WebBank. T-Mobile immediately took over servicing of the loan, and told Farhi in a letter that the established terms and pay-off dates would not change.<p>Going to your comment, this means 1) there was no contract termination, because there were two different contracts, 2) T-Mobile would get paid for providing the financing, and 3) why should this be a corner case at all, especially given T-Mobile&#x27;s large print which would suggest that the monthly service from T-Mobile won&#x27;t be connected to a loan agreement with WebBank?