Not unless your at sea level or would have flooding issues otherwise.  Area I grew up in had regular flooding on the property with both a river and large stream on it, but the house was 200+ years old and never had water get anywhere near it.  It&#x27;s kind of a simple rule don&#x27;t put your house within 20&#x27; of the water level in the highest flood anyone knows about.<p>In terms of snow that&#x27;s a simple trade-off do you want an actual winter Y&#x2F;N.  It kills off a lot of pests which IMO makes it worth a lot, plus you get out of the monotony of dry vs wet that most tropical areas fall into.  Some people like going further north so rivers &#x2F; ponds freeze ect but again trade-off.