Every year there&#x27;s a genuine effort to reign in payday lenders in my state. Alas, those businesses know how to lobby. Bills die in committee, key votes won&#x27;t budge, etc.<p>&quot;Petty&quot; issues like this don&#x27;t light the activists&#x27; fire sufficiently to bring the heat required to push thru change. Another similar issue is predator towing operations. Every one agrees they have to go, but they&#x27;re far down on the list of priorities.