Right...but the thing economists have learned is that these dramatic financial events come pretty much without warning, so saying that because people are predicting it and its not happening yet doesn&#x27;t mean it won&#x27;t eventually.<p>The Big Short explained it perfectly...a few forward looking investors made huge bets against MBS while everyone thought they were crazy.  It took way longer then expected for the things to come crashing down, but, of course, it did.