There&#x27;s definitely value in wrapping APIs - an API is useless to someone who doesn&#x27;t know any programming.  If you can provide an easy interface for non programmers to use the service, that definitely has value, even if the API does all the actual work.<p>You should aim to have a way to switch on the fly between 3rd Party providers though.  On my (small) e-commerce website the payment processor would occasionally have issues with a customer, so I had actually signed up for multiple services that I could switch between at any time.  That was useful when one of the providers I&#x27;d signed up with ended up getting out of the consumer e-commerce space at short notice.