&gt;You need to have a valid payment method. I&#x27;m not sure how better to explain this... a credit card or paypal account etc. It&#x27;s validated when the payment clears. Both of these have strong identity data linked to them.<p>No, paypal doesn&#x27;t do ANY identity verification for customers beyond fraud scoring and AVS.<p>For cards, you can just get a prepaid. And most cards outside of the US don&#x27;t even support AVS, so there&#x27;s no way for valve to validate any of the information you give them besides the PAN and CVV.<p>&gt;KYC (Know your customer) &#x2F; AML (Anti Money Laundering) compliance means validating the identities of those you do business with. That means, using Steam to launder money isn&#x27;t possible. This should be pretty obvious.<p>I don&#x27;t think Valve is covered (or considers themselves to be covered) by either of those, and they certainly don&#x27;t appear to be doing any of the typical KYC stuff.