No one is attacking your grandfather. The previous poster is simply pointing out the better mortgage rates many white Americans of his generation would have received as a direct result of the racist culture.<p>From Wikipedia [1]<p>&gt; <i>For example, in Atlanta in the 1980s, a Pulitzer Prize-winning series of articles by investigative-reporter Bill Dedman showed that banks would often lend to lower-income whites but not to middle- or upper-income blacks.</i><p>[1] <a href="https:&#x2F;&#x2F;en.wikipedia.org&#x2F;wiki&#x2F;Redlining" rel="nofollow">https:&#x2F;&#x2F;en.wikipedia.org&#x2F;wiki&#x2F;Redlining</a>