As someone who has been burned several times by the stock market and supposedly safe index funds, I have no idea where I would put my savings (if I had any substantial amount). Stock market &#x2F; mutual funds have a high risk of loss. Bank accounts will not grow (and will lose eventually due to inflation). Inflation-adjusted savings securities seem like the best bet, but they won&#x27;t grow. There&#x27;s no safe return anywhere anymore.