Taking money from your pension. Whether you have a defined benefit or defined contribution pension scheme, you can normally start taking money from the age of 55. You could use this to help top up your salary if you are still working, to enable you to work fewer hours or to retire early.
Spiders reproduce sexually and fertilization is internal but indirect, in other words the sperm is not inserted into the female's body by the male's genitals but by an intermediate stage.
Other Spiders. Several species of spider will kill and eat other spiders as part of their mating habits, a behavior known as sexual cannibalism. According to a 2012 study published in Behavioral Ecology, female spiders of the redback and orb-web species may kill males following mating in order to increase chances of reproductive success.