Taking money from your pension. Whether you have a defined benefit or defined contribution pension scheme, you can normally start taking money from the age of 55. You could use this to help top up your salary if you are still working, to enable you to work fewer hours or to retire early.
Spiders reproduce sexually and fertilization is internal but indirect, in other words the sperm is not inserted into the female's body by the male's genitals but by an intermediate stage.
All living organisms need a place where they can be safe, eat, sleep or rest, develop from new organisms to maturity and can become adults and be able to reproduce. Spiders are living organisms, so they too need all these things. We know that spiders live in every kind of environment there is on earth. They live in the desert; they live in cold weather. They live in the jungle, and they can live underwater.