On the Celsius scale, the freezing and boiling points of water are precisly 100 degrees apart, thus the unit of Fahrenheit scale, is 5/9 of a degree Celsius. Negative 40 degrees Fahrenheit (-40 F) is equal to negative 40 degrees Celsius (-40 C).
What are SEPA Transfers? SEPA (or the Single Euro Payments Area) is the new format for cross-border Euro bank transfers. SEPA aims to make cross-border Euro transfers within this area equivalent to a domestic transfer within your own country. SEPA is made up of the Eurozone, countries within the EU and a few other countries which also support Euro bank transfers. The full list can be found here.
SEPA guarantees that euro payments are received within a guaranteed time, and banks are not allowed to make any deductions of the amount transferred, introduced by a regulation in year 2001. Banks and payment institutions still have the option of charging a credit-transfer fee of their choice for euro transfers if it is charged uniformly to all EEA participants, banks or payment institutions, domestic or foreign.