On this scale, moissanite scores a 9.25, a very good score that makes it one of the hardest substances on earth, and very suitable for every day wear as an engagement ring. However diamonds are the hardest known mineral and receive a 10, while sapphires score a 9 on the hardness scale.
indemnity plan, n 1. a plan that provides payment to the insured for the cost of dental care but makes no arrangement for providing care itself. 2. a dental plan in which a third-party payer provides payment of an amount for specific services regardless of the actual charges made by the provider.
Indemnity insurance compensates the beneficiaries of the policies for their actual economic losses, up to the limiting amount of the insurance policy. It generally requires the insured to prove the amount of its loss before it can recover. Recovery is limited to the amount of the provable loss even if the face amount of the policy is higher.