Property taxes are collected by most counties twice per year. With an escrow account, the lender collects a prorated amount toward the annual tax and insurance bills every month, preventing borrowers from getting socked with a big lump sum tax bill that is harder to pay. Convenience.
Human trafficking is a crime and a form of modern-day slavery involving the exploitation of children and adults.
Labor trafficking is a form of modern slavery that exists throughout the United States and globally.Labor traffickers â including recruiters, contractors, employers, and others â use violence, threats, lies, debt bondage, or other forms of coercion to force people to work against their will in many different industries.