Operating expenses on the income statement consists of costs not directly required in the manufacturing or sale of goods or service. Common operating expenses include advertising, marketing, payroll, office supplies, accountants, lawyers, etc.
While familial searching is not performed at the national level, the following states currently perform familial searching at the state level: Arkansas, California, Colorado, Florida, Michigan, Texas, Utah, Virginia, Wisconsin, and Wyoming.
The New York State Department of Financial Services accepts new Mortgage Broker applications through the Nationwide Mortgage Licensing System (NMLS). All new applications for registration must be submitted through the online NMLS application process.