Taking money from your pension. Whether you have a defined benefit or defined contribution pension scheme, you can normally start taking money from the age of 55. You could use this to help top up your salary if you are still working, to enable you to work fewer hours or to retire early.
Spiders reproduce sexually and fertilization is internal but indirect, in other words the sperm is not inserted into the female's body by the male's genitals but by an intermediate stage.
How many eggs do spiders lay? Female spiders are fairly prolific at generating offspring, some creating several egg sacs with dozens of eggs in each. Most web-building spiders favor this strategy, knowing that only a few of their offspring will survive to adulthood. Some egg sacs, such as those of Argiope, can have up to 1,500 eggs each. Tiny spiders, such as some Erigone, may build egg sacs with as few as 10 eggs. Hunting spiders tend to have fewer offspring, but protect them better. Female wolf spiders carry their egg sacs with them, attached to the spinnerets.