The value of the account will fluctuate due to the changes in the value of the investments. Examples of defined contribution plans include 401(k) plans, 403(b) plans, employee stock ownership plans, and profit-sharing plans. A Simplified Employee Pension Plan (SEP) is a relatively uncomplicated retirement savings vehicles.
Pruning is a horticultural practice that alters the form and growth of a plant. Based on aesthetics and science, pruning can also be considered preventive maintenance. Many problems may be prevented by pruning correctly during formative years for a tree or shrub.
by Lewis Hill. Get ready to prune with confidence. Pruning is one of the best things you can do to keep your landscape in great shape. This guide describes basic pruning and training methods for a wide range of trees, plants, flowers, and vines. Youâll even find artistic pruning techniques, from pruning your own bonsai to training an espalier.