Reclaiming a totaled vehicle. Most insurers allow owners to retain a totaled vehicle. In this case, you could collect the car's actual cash value minus your insurance deductible and any salvage value your insurance company forfeits by returning the car to you.
Amendment XVI. The Sixteenth Amendment, approved by Congress in 1909 and ratified in 1913, made it possible for Congress to enact an income tax without having to worry about whether, under the rules applicable to direct taxes, the tax had to be apportioned among the states on the basis of population.
This was not a mere oversight. It was a point of contention at the Constitutional Congress, with Eldridge Gerry of my own state of Massachusetts and Thomas Tudor Tucker of South Carolina arguing that it should be inserted into the 10th Amendment to limit the power of the federal government and amplify that of the several states.