Property taxes are collected by most counties twice per year. With an escrow account, the lender collects a prorated amount toward the annual tax and insurance bills every month, preventing borrowers from getting socked with a big lump sum tax bill that is harder to pay. Convenience.
Human trafficking is a crime and a form of modern-day slavery involving the exploitation of children and adults.
The most widely cited definition of human trafficking is in the United Nations. Protocol to Prevent, Suppress and Punish Trafficking in Persons (1): â[T]he recruitment, transportation, transfer, harbouring or receipt of persons, by. means of the threat or use of force or other forms of coercion, of abduction, of.