Taking money from your pension. Whether you have a defined benefit or defined contribution pension scheme, you can normally start taking money from the age of 55. You could use this to help top up your salary if you are still working, to enable you to work fewer hours or to retire early.
Spiders reproduce sexually and fertilization is internal but indirect, in other words the sperm is not inserted into the female's body by the male's genitals but by an intermediate stage.
Good news: this is not too common. Spiders will lay between 2 and 1000 eggs, depending on the species. Almost all female spiders protect their eggs by making a silk âbedâ and then covering them with a silk âblanketâ. She then wraps them in more silk to make the egg sac. She hangs the sac someplace safe and guards it until the babies hatch.