Property taxes are collected by most counties twice per year. With an escrow account, the lender collects a prorated amount toward the annual tax and insurance bills every month, preventing borrowers from getting socked with a big lump sum tax bill that is harder to pay. Convenience.
Human trafficking is a crime and a form of modern-day slavery involving the exploitation of children and adults.
Trafficking in persons is a serious crime and a grave violation of human rights. Every year, thousands of men, women and children fall into the hands of traffickers, in their own countries and abroad.