What to Expect during the FHA Underwriting Process. Hereâs what you can expect during the FHA underwriting stage, as a borrower. In a typical scenario, the borrower does not even hear from the underwriter â at least not directly. If he/she encounters any issues, those issues will be passed along to the loan officer who in turn will communicate them to the borrower.
On the other hand, plural proper nouns often do take the definite article: the Baltimore Orioles, the Boy Scouts, the Joneses. In the vast majority of cases, holiday is a common noun (which is a general name for something): Christmas is an annual holiday. Happy holidays. Iâm on holiday. I need a holiday. Today is a holiday. Enjoy your holidays.
A common noun is a word for any person, place, thing, or idea. A  common noun is capitalized only when it is the first word in a  sentence. Examples:    parent  count â¦ ry  cabbage  peace     A proper noun is the name of a specific person, place, thing, or a  title. A proper noun is always capitalized.