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It is really easy to open an account at Scottrade and it can be set up in minutes. The initial deposit is $2,500 for a non-IRA account and $0 for an IRA, and investors can begin trading as soon as the balance is shown in their account. There are no account maintenance fees or hidden fees of any kind.he initial deposit is $2,500 for a non-IRA account and $0 for an IRA, and investors can begin trading as soon as the balance is shown in their account. There are no account maintenance fees or hidden fees of any kind.
Upon inheriting the IRA account, a beneficiary can opt to immediately take his or her entire share out of the IRA. However, remember that as stated above, all money withdrawn from a Traditional IRA is subject to income tax treatment. 1  Example: Jack inherits a $250,000 IRA account in 2011 and immediately withdraws it all.