Return on Assets Ratio - ROA. The return on assets ratio, often called the return on total assets, is a profitability ratio that measures the net income produced by total assets during a period by comparing net income to the average total assets.
Bicycling combined with a good diet will help you lose both belly and thigh fat. I think it burns something like 700+ calories / hour depending on just how hard you push yourself. Swimming is another really efficient excercise.
Studies show that people can lose belly fat through either moderate or vigorous-intensity aerobic exercise, as long as they maintain a caloric deficit (44, 45). Bottom Line: Good nutrition is important for losing belly fat.