Three of the four (mainland) Scandinavian languages belong to this branch: (Danish, Norwegian, and Swedish). Swedish has tones, unusual in European languages. The fourth Scandinavian language, Finnish, belongs to a different family.
Give It Time: Weâve noted this a few times already, but itâs worth reiterating: Credit rebuilding takes time, and itâs measured in months and years, not days and weeks. After all, negative information remains on your credit report for seven to 10 years, and you canât fully recover until itâs gone. Sure, you can break bad well before that point by offsetting the negatives with an avalanche of positives, but you wonât be completely out of the woods as long as your record has red flags.
Re: Consolidation, SoFi, and other options for recovering credit. Quick update: Yesterday, they sent me the documents to accept the loan. So, from loan application start to loan signing, it was literally twenty days. It can take up to ten days for the loan to fund and payoff my prior loans, which would put the full process at just about one month. I ended up with a rate of 5.74%, minus .25 if I autopay (yes), so that will give me a final rate of 5.49%.