Taking money from your pension. Whether you have a defined benefit or defined contribution pension scheme, you can normally start taking money from the age of 55. You could use this to help top up your salary if you are still working, to enable you to work fewer hours or to retire early.
Spiders reproduce sexually and fertilization is internal but indirect, in other words the sperm is not inserted into the female's body by the male's genitals but by an intermediate stage.
Answer: Nearly all spiders subdue their prey by injecting venom through their fangs, which operate much like a pair of hypodermic needles. Besides the paralytic action of the venom compounds, the spider regurgitates digestive fluids onto the prey to digest it, working more or less like a meat tenderizer. Once the prey begins to liquefy, the spider uses its jaws and pedipalps to further masticate its meal. The âmeat ballâ is then slowly imbibed by the mouthparts, taken in mostly in liquid form. Spiders in the obscure family Uloboridae do not possess venom glands, but the rest of the feeding process remains the same.