Personal liability coverage and medical payments coverage are also provided by this policy. Coverage of the dwelling, related structures, and scheduled personal property is on an all risks basis, while coverage of unscheduled personal property is on a broad named perils basis.
Screening, or buffing, the floor will only remove light marks caused by normal wear and tear. Once the floor is screened (lightly sanded) it will be coated with a coat of polyurethane. It usually takes one day to screen and recoat a hardwood floor. Screening will not remove deeper scratches and indentations.
Allow the oil to harden on the floor for at least six hours. Apply a thin coat of oil finish to the floor after the first coat has hardened. Pour a small amount of the oil finish onto a white buffing pad and buff it with the mechanical buffer. Do not allow foot traffic on the floor for at least six to seven hours.