It is a device into which you plug your iPhone. When you do so, the device charges your iPhone. In it's simplest form, that's it. An iPhone Dock could also have alarm functions, speakers, a radio, etc. Here are some other examples: Best iPod/iPhone speaker docks of 2015 - CNET.
A deductible is the portion of the claim that is the policyholderâs responsibility to pay. In Florida, there is an âAll Other Perilsâ (AOP) deductible and a âHurricaneâ deductible. The standard AOP deductible is a fixed amount, which is usually $1,000. The hurricane deductible is a percentage, usually 2%, of the dwelling coverage on a single family home and 2% of the personal property coverage (or $500, whichever is more) on a condominium unit policy.
As with most types of insurance, when you purchase homeowner's insurance you pay for the annual premium and decide on a deductible amount to be paid when you file an insurance claim. The average annual premium for a homeowner's insurance policy in 2010 (the most recent year of data) was around $900, according to the Insurance Information Institute.