Taking money from your pension. Whether you have a defined benefit or defined contribution pension scheme, you can normally start taking money from the age of 55. You could use this to help top up your salary if you are still working, to enable you to work fewer hours or to retire early.
Spiders reproduce sexually and fertilization is internal but indirect, in other words the sperm is not inserted into the female's body by the male's genitals but by an intermediate stage.
Typically, the adult female spider lays a hundred or more eggs in a round silk sac In some species, the female carries the egg sac with her until the eggs hatch. Science letters Plants were infested by transferring adult female mealybugs with attached egg sac to the apical bud of terminals with a micro-pin tool.