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It is really easy to open an account at Scottrade and it can be set up in minutes. The initial deposit is $2,500 for a non-IRA account and $0 for an IRA, and investors can begin trading as soon as the balance is shown in their account. There are no account maintenance fees or hidden fees of any kind.he initial deposit is $2,500 for a non-IRA account and $0 for an IRA, and investors can begin trading as soon as the balance is shown in their account. There are no account maintenance fees or hidden fees of any kind.
If you were the sole beneficiary, you can transfer the assets into a new or existing Roth IRA of your own, and will then follow regular Roth IRA rules, not being able to withdraw funds tax-free until you reach the age of 59 1/2 and the account has existed for at least five years.