Taking money from your pension. Whether you have a defined benefit or defined contribution pension scheme, you can normally start taking money from the age of 55. You could use this to help top up your salary if you are still working, to enable you to work fewer hours or to retire early.
Spiders reproduce sexually and fertilization is internal but indirect, in other words the sperm is not inserted into the female's body by the male's genitals but by an intermediate stage.
Tarantulas are long lived spiders. They reach sexual maturity at 8- to 12-years old, and until they do, it is hard to distinguish males from females. Females can live up to 25 years, but the males live only one season beyond sexual maturity.