Property taxes are collected by most counties twice per year. With an escrow account, the lender collects a prorated amount toward the annual tax and insurance bills every month, preventing borrowers from getting socked with a big lump sum tax bill that is harder to pay. Convenience.
Human trafficking is a crime and a form of modern-day slavery involving the exploitation of children and adults.
The legal definition of human trafficking describes three facets of the crime: an action, a means, and a purpose. For example, if an individual is recruited by fraudulent means for the purpose of forced labor, that individual is a victim of trafficking. Victims are not limited to any class, religious, cultural, or ethnic group.