Taking money from your pension. Whether you have a defined benefit or defined contribution pension scheme, you can normally start taking money from the age of 55. You could use this to help top up your salary if you are still working, to enable you to work fewer hours or to retire early.
Spiders reproduce sexually and fertilization is internal but indirect, in other words the sperm is not inserted into the female's body by the male's genitals but by an intermediate stage.
Most spiders do not live but a few months because predators, parasites, and diseases kill them long before they age to death. Those that complete their life cycle typically last at least a year, from egg stage to adult. Spiders kept in captivity have demonstrated surprising longevity, however.