Combined loan to value ratios include all mortgages recorded against a home. Loan to value is a critical concept in mortgage loans. Whenever possible, homeowners want to keep their loan to value ratio at 80 or less percent. When a homeowner has a first and second mortgage, they have a combined loan to value ratio. Combining both loans and dividing them by the current value of your home equals the combined loan to value, CLTV, ratio. High CLTV ratios restrict your future borrowing ability.
It would become one Fredrick the Great's most decorated Prussian heavy calvary regiments and was active during the War of Austrian Succession (17401748), the Seven Years' War (1756-1763), and the War of the Bavarian Succession in 1778.
Frederick the Great. Frederick II (German: Friedrich; 24 January 1712 â 17 August 1786) was King of Prussia from 1740 until 1786, the longest reign of any Hohenzollern king.