Paying in Full. Lenders often sell derogatory accounts to debt collection firms that specialize in collecting past-due debts. As a result, such accounts may show up on your credit report as being owed to the collection firm rather than your actual lender. You can pay off a past-due account at any time by contacting the firm that owns the debt.
GEDCOM (an acronym standing for Genealogical Data Communication) is a proprietary and open de facto specification for exchanging genealogical data between different genealogy software.EDCOM was developed by The Church of Jesus Christ of Latter-day Saints (LDS Church) as an aid to genealogical research.
GEDCOM is a standard, not a program. As such, genealogy programs that are going to use the same data have to be written by the programmers to handle GEDCOM files. If you are trying to transfer data from one program to another, only to discover that one of the programs does not support GEDCOM, you are out of luck.