Taking money from your pension. Whether you have a defined benefit or defined contribution pension scheme, you can normally start taking money from the age of 55. You could use this to help top up your salary if you are still working, to enable you to work fewer hours or to retire early.
Spiders reproduce sexually and fertilization is internal but indirect, in other words the sperm is not inserted into the female's body by the male's genitals but by an intermediate stage.
Spider plants usually flower in the summer, and new offshoots (called babies or plantlets) grow out of those flowers. There are several ways to propagate spider plants. The most common is by rooting the babies and growing them as new plants.