Combined loan to value ratios include all mortgages recorded against a home. Loan to value is a critical concept in mortgage loans. Whenever possible, homeowners want to keep their loan to value ratio at 80 or less percent. When a homeowner has a first and second mortgage, they have a combined loan to value ratio. Combining both loans and dividing them by the current value of your home equals the combined loan to value, CLTV, ratio. High CLTV ratios restrict your future borrowing ability.
It would become one Fredrick the Great's most decorated Prussian heavy calvary regiments and was active during the War of Austrian Succession (17401748), the Seven Years' War (1756-1763), and the War of the Bavarian Succession in 1778.
Prussian king from 1740-1786 ; was one of the best-educated and most cultured monarchs in the eighteenth century ; well versed in Enlightenment thought ; became a conscientious ruler who made few innovations in the administration of the state ; made Prussian bureaucracy well known for both tis efficiency and its honesty ; established single code of laws for his territories that eliminated the use of torture except in treason and murder cases ; granted limited freedom of speech and press as ...