Students from over 1,200 universities and 33 countries attended this year's Passion conference in Atlanta. This is the first of Passion's two large-scale gatherings this year in North America for 18-25 year olds. Passion 2014 Houston will be held on February 14-15 at the Toyota Center.
You must have, at one time, had a good credit score to qualify for the lease. Generally, the paying off of bills will take longer to get reported to credit agencies than a late payment...not fair but true. To reap the benefits of this, it will take about 3-6 months for the score to raise. This is because part of the scoring system takes into account that most people will lease or purchase another vehicle on credit within 3 months of paying off the previous loan.
Paying off maxed out credit cards will help your score. You should see the improvement as soon as the cards update to the credit bureaus. They only update once a month so it might take 45 days before it shows. But this is only true if the account is still open and active, not if it's in collections.