Combined loan to value ratios include all mortgages recorded against a home. Loan to value is a critical concept in mortgage loans. Whenever possible, homeowners want to keep their loan to value ratio at 80 or less percent. When a homeowner has a first and second mortgage, they have a combined loan to value ratio. Combining both loans and dividing them by the current value of your home equals the combined loan to value, CLTV, ratio. High CLTV ratios restrict your future borrowing ability.
It would become one Fredrick the Great's most decorated Prussian heavy calvary regiments and was active during the War of Austrian Succession (17401748), the Seven Years' War (1756-1763), and the War of the Bavarian Succession in 1778.
Images. 1  Shako of the French Royal Guard as worn 1816 - 30, castel of Morges, Switzerland. 2  Shako of the Garde-JÃ¤ger Battalion (Prussian Guard unit based at Potsdam), c. 1914. 3  French Interior Ministry. 4  West Point Cadets on parade.