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It is really easy to open an account at Scottrade and it can be set up in minutes. The initial deposit is $2,500 for a non-IRA account and $0 for an IRA, and investors can begin trading as soon as the balance is shown in their account. There are no account maintenance fees or hidden fees of any kind.he initial deposit is $2,500 for a non-IRA account and $0 for an IRA, and investors can begin trading as soon as the balance is shown in their account. There are no account maintenance fees or hidden fees of any kind.
1 Wiring fees â IRA custodians will charge a wiring fee for any funds that must be wired (to pay a dealer for example.) These wire fees are typically $25 for each outgoing wire. 2  Storage fees â Gold, silver or other precious metals that are held in an IRA account must be kept in an approved depository.