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If your coverage includes any lifetime or annual dollar limits on essential health benefits, then we'll automatically change your contracts when they renew on or after September 23, 2010, so there's no action for you to take. If you have any questions, contact your broker or Kaiser Permanente representative.
Family plans might cost $12,500 per year. Rates for young adults would be lower. Kaiser's cost calculator gives a ballpark estimate of about $3,400 for an average single 26-year-old who doesn't get subsidies.In contrast, the first year's minimum penalty for an individual is $95; that's what a worker making $16,000 would pay.thers will qualify for private insurance at a fraction of the full premiums. And health plans offered under the law will limit individuals' out-of-pocket expenses to about $6,250 per year or less â a bulwark against gigantic, unexpected medical bills.