On this scale, moissanite scores a 9.25, a very good score that makes it one of the hardest substances on earth, and very suitable for every day wear as an engagement ring. However diamonds are the hardest known mineral and receive a 10, while sapphires score a 9 on the hardness scale.
indemnity plan, n 1. a plan that provides payment to the insured for the cost of dental care but makes no arrangement for providing care itself. 2. a dental plan in which a third-party payer provides payment of an amount for specific services regardless of the actual charges made by the provider.
Indemnity is the legal philosophy upon which the concept of most insurance policies rests. Strictly speaking, indemnity is protection from loss and damage claims filed by another person. For example, the owner of an amusement park may have indemnity insurance to compensate visitors injured on his or her property.