Personal liability coverage and medical payments coverage are also provided by this policy. Coverage of the dwelling, related structures, and scheduled personal property is on an all risks basis, while coverage of unscheduled personal property is on a broad named perils basis.
Screening, or buffing, the floor will only remove light marks caused by normal wear and tear. Once the floor is screened (lightly sanded) it will be coated with a coat of polyurethane. It usually takes one day to screen and recoat a hardwood floor. Screening will not remove deeper scratches and indentations.
Oil based polyurethane takes longer to dry than water based poly. 1  24 hrs before you can walk on the floors. 2  Hours 24-48, you can walk on the floors with socks. 3  Avoid shoes and bare feet. 4  And, make sure your pets (who usually have bare feet) do not walk on the floors during this time.