Taking money from your pension. Whether you have a defined benefit or defined contribution pension scheme, you can normally start taking money from the age of 55. You could use this to help top up your salary if you are still working, to enable you to work fewer hours or to retire early.
Spiders reproduce sexually and fertilization is internal but indirect, in other words the sperm is not inserted into the female's body by the male's genitals but by an intermediate stage.
The egg sac of the Brown Widow Spider is so distinctive that it is readily recognizable. Reproduction: Brown widows are prolific breeders in that they can produce many egg sacs in a lifetime, often several in quick sequence. They lay about 120-150 eggs per sac and can make 20 egg sacs over a lifetime. In comparison, the larger western black widow spiders lay about 300 eggs per sac but make 10 or so egg sacs before they die. Habitat Preferences: The brown widow builds its web in secluded, protected sites around homes and in woody vegetation with branches.