The value of the account will fluctuate due to the changes in the value of the investments. Examples of defined contribution plans include 401(k) plans, 403(b) plans, employee stock ownership plans, and profit-sharing plans. A Simplified Employee Pension Plan (SEP) is a relatively uncomplicated retirement savings vehicles.
Pruning is a horticultural practice that alters the form and growth of a plant. Based on aesthetics and science, pruning can also be considered preventive maintenance. Many problems may be prevented by pruning correctly during formative years for a tree or shrub.
There are four major reasons for pruning a plant: to affect flower or fruit production, to direct the growth and shape of the plant, to change the look of the plant, and to promote plant health. 1  Pruning and Maintaining Trees. 2  Pruning Deciduous Fruit Trees. 3  Pruning Crapemyrtles.  Pruning 1  Palms. Pruning Shrubs and Hedges.