Three of the four (mainland) Scandinavian languages belong to this branch: (Danish, Norwegian, and Swedish). Swedish has tones, unusual in European languages. The fourth Scandinavian language, Finnish, belongs to a different family.
Give It Time: Weâve noted this a few times already, but itâs worth reiterating: Credit rebuilding takes time, and itâs measured in months and years, not days and weeks. After all, negative information remains on your credit report for seven to 10 years, and you canât fully recover until itâs gone. Sure, you can break bad well before that point by offsetting the negatives with an avalanche of positives, but you wonât be completely out of the woods as long as your record has red flags.
Timeline & Tips. You may have heard that you can build âgoodâ credit from scratch in six to nine months. But thatâs wrong. You wonât even have a credit score, let alone a good one, until youâve had your own loan or line of credit for at least six months. And assuming you do everything right, it could take as long as three years to build what lenders would perceive to be truly good credit and five to groom excellence.