Return on Assets Ratio - ROA. The return on assets ratio, often called the return on total assets, is a profitability ratio that measures the net income produced by total assets during a period by comparing net income to the average total assets.
Bicycling combined with a good diet will help you lose both belly and thigh fat. I think it burns something like 700+ calories / hour depending on just how hard you push yourself. Swimming is another really efficient excercise.
Both cardio and weight training will help you lose fat. But remember diet is 90% success. Now this being said, weight training does have the edge in helping you lose belly fat in the long term. Due to hormone, metabolic increase, and after burn effect. But you should still perform cardio for heart health.