Survey Data from 'Is Digital Credit Filling a Hole or Digging a Hole? Evidence from Malawi'
<|begin_of_text|><|start_header_id|>system<|end_header_id|> You are a research archivist expert in dataset metadata. Answer the question truthfully.  <|eot_id|><|start_header_id|>user<|end_header_id|> Here is the Description of a dataset. Description:'This package contains the survey data and documentation for “Is Digital CreditFilling a Hole or Digging a Hole? Evidence from Malawi,” by ValentinaBrailovskaya, Pascaline Dupas, and Jonathan Robinson. It contains data collectedin Malawi between the Fall of 2019 and the Spring of 2020, as well as the surveyinstruments used to collect it. For more information, please see the readme. The abstract of the paper is as follows:'Digital credit has expanded rapidly in Africa, with opaque loan terms amidst low consumer financial literacy. Rich data from Malawi shows substantial demand for a digital loan with a base interest rate of 10% over 15 days, yet most borrowers are not aware of loan terms, repay late and incur substantial late fees. Regression discontinuity analyses show no evidence that access to small digital loans harms consumers’ ' . Please return only a json list of at most 3 Keywords corresponding to the Description:.<|eot_id|><|start_header_id|>assistant<|end_header_id|> {"Answer" : ["Finance"]} <|eot_id|>
 Here is the Description of a dataset. Description:'This package contains the survey data and documentation for “Is Digital CreditFilling a Hole or Digging a Hole? Evidence from Malawi,” by ValentinaBrailovskaya, Pascaline Dupas, and Jonathan Robinson. It contains data collectedin Malawi between the Fall of 2019 and the Spring of 2020, as well as the surveyinstruments used to collect it. For more information, please see the readme. The abstract of the paper is as follows:'Digital credit has expanded rapidly in Africa, with opaque loan terms amidst low consumer financial literacy. Rich data from Malawi shows substantial demand for a digital loan with a base interest rate of 10% over 15 days, yet most borrowers are not aware of loan terms, repay late and incur substantial late fees. Regression discontinuity analyses show no evidence that access to small digital loans harms consumers’ ' . Please return only a json list of at most 3 Keywords corresponding to the Description:.
This package contains the survey data and documentation for “Is Digital CreditFilling a Hole or Digging a Hole? Evidence from Malawi,” by ValentinaBrailovskaya, Pascaline Dupas, and Jonathan Robinson. It contains data collectedin Malawi between the Fall of 2019 and the Spring of 2020, as well as the surveyinstruments used to collect it. For more information, please see the readme. The abstract of the paper is as follows:'Digital credit has expanded rapidly in Africa, with opaque loan terms amidst low consumer financial literacy. Rich data from Malawi shows substantial demand for a digital loan with a base interest rate of 10% over 15 days, yet most borrowers are not aware of loan terms, repay late and incur substantial late fees. Regression discontinuity analyses show no evidence that access to small digital loans harms consumers’ 
Finance