How to create a photoshop effect like this?
I have seen this effect being used in many place but i could not find the appropriate tutorial any where.


**Example images**



1.http://t1.gstatic.com/images?q=tbn:ANd9GcSZz9cq7tzYzI5fNvFAUZbMkchBV5Dpp-vIOFZiOZkGRpeIEFDBSkCTQYEg


2.http://l.yimg.com/t/movies/sonam-kapoor-170511-174.jpg



Effect i mean here is..The black transparent stripe over which text is written(Eg:In pic 2 sonam kapoor text). I want to know how to create such an effect?Help will be appreciated.
How to create a photoshop effect like this?
===

I have seen this effect being used in many place but i could not find the appropriate tutorial any where.


**Example images**



1.http://t1.gstatic.com/images?q=tbn:ANd9GcSZz9cq7tzYzI5fNvFAUZbMkchBV5Dpp-vIOFZiOZkGRpeIEFDBSkCTQYEg


2.http://l.yimg.com/t/movies/sonam-kapoor-170511-174.jpg



Effect i mean here is..The black transparent stripe over which text is written(Eg:In pic 2 sonam kapoor text). I want to know how to create such an effect?Help will be appreciated.