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How many people pay for insurance, year after year, and nothing happens except paying premiums? That was the case for Eva Mallek. Then about 20 years after she bought the insurance, she burned. Allstate claimed there was no coverage because she was not living in the home at the time of the fire. Mallet said she never received a copy of the policy and was unaware of the requirement.
Eva Mallet, who did not even submit a letter to the Court of Appeal, won. Allstate could not prove they ever delivered a copy of the policy. The federal appeals court ruled for her, finding:1
As to Allstate̵7;s second substantive argument, the district court properly granted summary judgment to Mallek because Allstate did not present any evidence on summary judgment to rebut Mallek’s sworn testimony that Allstate did not provide her with a copy of the Standard Homeowners Policy prior to her loss… . Even considering Allstate’s response to the order to show cause, it still has not presented any evidence to establish a genuine dispute of material fact. Allstate argued that it expected one of its employees to testify at trial that, according to Allstate’s business records, the Standard Homeowners Policy was sent to Mallek in 1996. But Allstate did not submit an affidavit from its employee to support that claim…
I wonder if Allstate will advertise how it treated Eva Mallek so others can know what to expect if they buy insurance from Allstate.
Advertising is legalized to lie.
1 Mallek v. Allstate Ins. Co.No. 22-86, 2023 WL 3513783 (2d Cir. May 18, 2023). | https://insuranceglitz.com/allstate-could-not-prove-that-it-ever-delivered-a-copy-of-the-policy-property-insurance-protection-law-blog/ | 357 | 29 |
Acrisure Re, the (re)insurance division of top-10 global insurance broker and fintech platform Acrisure, today announced that its Facultative team has signed a preferred partnership broker agreement with Smartt Re specifically for Central Eastern European (CEE) Facultative business, effective immediately.
Headquartered in Warsaw, Poland, Smartt Re is the leading reinsurance broker in Poland with a significant role in the wider region. The company is part of MJM Holdings brokerage group specializing in reinsurance programmes in key sectors of the economies across the CEE facultative and obligatory reinsurance market.
The agreement will provide Acrisure Re access to the local market, one of the largest markets for Facultative reinsurance in Central Eastern Europe, benefiting from Smartt Re’s domestic knowledge and extensive market relationships. In addition, Smartt Re will gain access to Acrisure Re’s global distribution network; broad broking expertise across the global (re)insurance market as well as the full suite of Acrisure Re’s analytical tools and solutions.
Ghassan Mansour, Head of Facultative Reinsurance at Acrisure Re, said: “We are delighted to be partnering with Smartt Re in Poland following our recent success together across the heavy industry sector. Their outstanding reputation as Facultative specialists in the large or complex segment is a win-win for both businesses, and I am delighted to be working with our friends at Smartt Re to deliver for our mutual clients.”
Michal Chmielewski, Vice President for International Expansion of MJM Holdings and Smartt Re Founder, said: “I’m extremely proud to be partnering with Acrisure Re. We see a huge opportunity to grow in the Facultative space across the CEE region and our clients stand to benefit from our combined value underpinned by technology know-how. We share the same entrepreneurial spirit and unstoppable drive to finding reinsurance solutions even when they seem unreachable.”
The announcement follows a number of Facultative strategic partnership announcements designed to expand Acrisure Re’s footprint and focus within key territories including Leue & Nill in Germany and Mahindra Insurance Brokers in India. | https://www.haggiepartners.com/acrisure-res-facultative-division-expands-into-polish-market-through-preferred-partnership-agreement-with-smartt-re/ | 467 | 29 |
Berkshire Hathaway Specialty Insurance is expanding into Europe, and two men – veteran executives from Lloyd’s and Marsh – will lead the effort.
Plans call for BHSI to operate in Europe as part of affiliate Berkshire Hathaway International Insurance Ltd., subject to regulatory approval. Tom Bolt and Gregor Koehler will be in charge, as president, UK and Southern Europe, and president, Northern Europe, respectively.
Bolt, who will take on his new role as of June 1, will also become CEO of Berkshire Hathaway International Insurance Limited. As well, Bolt and Koehler are to be named board members with Berkshire Hathaway International Insurance Ltd.
Before Berkshire Hathaway/BHSI, Bolt was most recently director of performance management at Lloyd’s. His past career also includes a stint as managing director of Marlborough Managing Agency. But he also spent 25 years at Berkshire Hathaway Group in a number of leadership roles, including senior vice president of the reinsurance division at managing director of Tenecom and BHIIL. He’ll be based in London.
Koehler brings 30 years of insurance and risk management experience to the table, most recently as president and CEO of Pallas Versicherung, AG, Bayer Group’s global insurance division. Before this, he was senior vice president at Marsh, Inc., and also managing director, corporate risk management and insurance at Bertelsmann AG, a global media and services company.
Koehler will be based in BHSI’s new Duesseldorf, Germany office.
Peter Eastwood, BHSI’s president and CEO, said in prepared remarks that “establishing European capabilities is a natural next step in the maturation of BHSI.”
Both Berkshire Hathaway International Insurance Ltd. and BHSI are part of Berkshire Hathaway’s National Indemnity group of insurance companies.
Source: Berkshire Hathaway Specialty Insurance | https://www.carriermanagement.com/news/2016/03/10/151984.htm | 413 | 29 |
LONDON–(BUSINESS WIRE)–Global loss adjuster Global Risk Solutions, Inc., has agreed to a strategic partnership/agreement with Spain’s market-leading loss adjuster designed to deliver a range of benefits for clients with complex claims across the world.
“We are delighted to have been able to reach agreement with Addvalora for a partnership which has true benefits for both companies and more importantly our clients. ”
GRS’ Complex Claims Solutions operation has agreed to work in partnership with Addvalora Global Loss Adjusters, the specialist loss adjusting arm of the Addvalora Group.
As with GRS’ Complex Claims Solutions team, Addvalora specializes in corporate and complex claims and the partnership will enable both firms to significantly strengthen their geographic operations and the expertise that will be available to clients.
GRS has been undergoing a period of rapid growth within its Complex Claims Solutions team led by Mike Reeves and today’s agreement will build on the organic and acquisitional growth over the past 12 months.
Based in Madrid, Addvalora has significant operations in Turkey, the Kingdom of Saudi Arabia and across Latin America, with 24 offices in Argentina, Brazil, Guatemala, Chile, Colombia and Mexico and offices in Paraguay, Peru and Ecuador.
GRS CEO Kip Radigan said: “We are delighted to have been able to reach agreement with Addvalora for a partnership which has true benefits for both companies and more importantly our clients.
“We each provide access and expertise that will enhance our collective ability to deliver market-leading services across the globe. It is truly a partnership of equals and we see the agreement as a significant step in our ongoing efforts to expand our Complex Claims Solutions capabilities.”
Addvalora specializes in energy (power, oil & gas, renewable energy), forensic accounting, liability, engineering and construction, mining machinery, iron, steel and metal production, environment and environmental liability, and cyber.
Mike Reeves, Director, GRS Global Network, said the agreement was reached following detailed discussions to ensure that both firms had a common long-term vision for the future.
“We wanted to ensure that our partners shared the same culture and ethics as GRS and also had the technical capabilities to deliver a market-leading level of services to clients. We are delighted to be working with Addvalora. Our discussions have been detailed and have centered around the benefits that such a strategic partnership will bring.
“We have capabilities that will support Addvalora and in turn they will provide access to a broad range of new geographies alongside the expertise needed in what is becoming an ever more complex claims environment. The fact that the benefits of the partnership will be quickly implemented illustrates this was a meeting of two market leaders who are continually looking to go one step further for their clients.”
“We are extremely excited about the potential this partnership will bring,” added Addvalora CEO Vincente Hurtado. “The moment that I discussed the potential with Mike it became increasingly apparent this was an extremely good fit for both companies. We look forward to working with Mike and the team and believe that this is a real positive for all our current and future clients.”
About Global Risk Solutions
Global Risk Solutions, Inc., enables corporate and insurance industry clients to respond to property & casualty claims, natural catastrophes, cyber and environmental pollution events quickly and effectively by delivering people, process, and technology to manage risk and contain cost. Headquartered in Miami, Florida, with global reach and offices located in London, Dubai and throughout the USA, we offer a diverse range of claims adjusting and environmental risk management services. For more information, visit www.globalrisksolutions.com.
Director, GRS Global Network
+44 20 3857 5183 | https://www.globalrisksolutions.com/grs-strategic-partnership-with-addvalora-enhances-complex-claims-capabilities/ | 783 | 29 |
NavSav Insurance – Grand Rapids is an Agency committed to providing the best
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©2023 NavSav Insurance | https://navsav.com/grandrapids/ | 410 | 29 |
Ernesto Solari Assicurazioni is named after its founder and Chairman Ernesto Solari, born in Genoa in 1935 and operating in the insurance sector since 1958 (first as a producer at Alleanza Vita, then as an agent at Toro Assicurazioni).
This insurance broker company, created in 1980, has built its success providing high quality consultancy, followed by a constant and accurate assistance while managing insurance issues. Since the first half of the Eighties this company from Genoa has reached excellent results thanks to the development of a Personal insurance line and, above all, of Pleasure Boating, a brilliant example of a successful company in a moment of great expansion of the sector.
In the course of time, thanks to the expansion beyond its national and international borders – followed by an important development of its client portfolio - Ernesto Solari Assicurazioni has enlarged its structure with the help of highly appreciated professionals of the insurance sector, constantly available to their clients for any kind of need.
After 35 years of activity, our company, with the support of the main Italian and foreign companies, is available to its clients in a new social context deriving from the globalization process and from the crisis that is striking the economy on a global basis. The changes of these last years have pushed our clients to review their insurance coverage due to new and different areas at risk, looking for the necessary protection in the insurance sector, to carry on their production.
In this new scenario the insurance broker has become fundamental to find the best insurance coverage at competitive prices, in order to offer to customers a constant update on policies regulations and a growing efficiency and professionalism in the management of claims, with the support of qualified legal firms and claims investigators.
In the last years, thanks to the strong growth in the sectors linked to Industry, Credits and Deposits, Transport and Tourism, the company, located in the elegant Albaro area, has achieved great results and is now among the most qualified companies of the insurance market. | https://www.solariassicurazioni.com/en/about-us/ | 416 | 29 |
Business, Management and Administration
Positions Typically Hiring For:
We are currently hiring for the following positions: Broker Analyst, Accounting Claims Analyst, Accounting Claims Intern, Contract Drafter Analyst, and Actuarial Intern.
Do you want to be part of a growing, energetic and collaborative company who asks for your input and ideas? BMS is looking for you!
BMS Re is a reinsurance broker in the US.
We have offices in Atlanta, Chicago, Dallas, Minnesota, New York, North Carolina, Philadelphia and San Francisco. We have opportunities in Actuarial Services, Catastrophe Modeling & Analytics, Client Relations, Accounting and Claims, IT, and other Operation functions. We are looking for talent who are not afraid to challenge the status quo, who enjoy sharing and implementing new ideas, who want to work with others and who have an entrepreneurial spirit.
Employing over 750 team members worldwide, BMS Group was established in 1980 as an independent specialist US treaty reinsurance broker in the UK. Today, the Broking Group places approximately $4 billion of premium into global insurance and reinsurance markets across varying classes, including Property, Casualty, Facultative, and Marine. We operate in 27 offices globally and service a global client base from locations in London, the US, Canada, Bermuda, Latin America and Caribbean, Australia, New Zealand, Iberia, and Asia.
BMS’s collaborative culture is embedded in everything we do. Our day-to-day purpose is driven by our five values, which we embody in our actions with each other and with our clients. They include being Entrepreneurial, Accountable, Collaborative, Disciplined, and Empowering. We ask our employees for feedback, and incorporate ideas that will help make us a better company and better partner for our clients. | https://www.mnpcfair.org/list-of-employers/bms-intermediaries | 377 | 29 |
Allianz becomes latest insurer to opt out of Arctic oil and gas
Europe's largest insurer announced the move as part of a broader policy to align its business with global climate goals.
LONDON — Europe’s biggest insurer Allianz plans to take a harder line on insuring the oil and gas industry, including new projects in the Arctic, as part of efforts to align its underwriting policies with the world’s climate goal, the company said on Friday.
The move is the latest by a major insurer to curtail insurance to the energy sector, a leading driver of greenhouse gas emissions, and comes as scientists warn of a rapidly closing window to limit the worst effects of global warming.
Other major insurance companies, including AIG and Swiss Re, have already taken similar steps, and those come as many large international banks have said they will cease financing many oil and gas projects, especially in the Arctic. Those announcements drew backlash from some politicians who favor more drilling in the region.
Allianz’s move also follows a report from the International Energy Agency last year which said no more investment was needed in new oil and gas fields if the target was to be met.
With pressure growing to accelerate corporate efforts to rein in emissions, Allianz said from the start of 2023, it would no longer issue new property and casualty insurance to fund new oil and gas projects, and stop renewing existing contracts from July 2023.
The new exclusions would cover exploration and development of new oil and gas fields; construction of new mid-stream oil infrastructure; construction of new oil power plants; and those linked to projects in the Arctic, Antarctic or coal-bed methane, extra-heavy oil and oil sands, as well as ultra-deep sea fields.
“With these new guidelines, Allianz is strengthening its promise to contribute to an orderly decarbonization of the economy,” said Allianz board member Günther Thallinger.
As of January 2025, Allianz said it would only insure oil and gas companies which were on a science-based pathway to net-zero emissions by 2050, including the major oil companies responsible for the lion’s share of emissions.
Starting at the same time, Allianz also said it would provide no insurance, facultative reinsurance, or reinsurance for a single risk or defined package of risks, or funding to companies which get more than 10 percent of their revenue from oil sands, after previously setting the threshold at 20 percent.
NGO Insure our Future said it welcomed the move by Allianz, “which raises the bar for the insurance industry” and called on others in the sector to follow suit.
Allianz is the 10th major insurance company to adopt oil and gas restrictions, it said, and there was “real momentum now for all insurance companies to adopt oil and gas policies that align with the climate science.”
Among others to have tightened their policies in recent months are Swiss Re, the world’s second-biggest reinsurer, which said it March it would no longer insure most new oil and gas projects. | https://www.arctictoday.com/allianz-becomes-latest-insurer-to-opt-out-of-arctic-oil-and-gas/ | 646 | 29 |
Insurance agents play an important role in helping mitigate risk at early companies
Many service companies, like insurance agencies, law firms and accounting firms, dream of working with the next big technology company. But the work required to land the next Google or Facebook starts early for insurance agents.
In the latest Cheatham Chats, I spoke with agent Travis Holt about the current state of technology companies and how he began working with the industry. Holt is the Co-Founder and Managing Partner of Brush Creek Partners, an insurance agency recently acquired by Baldwin Risk Partners. During the conversation, three trends emerged (plus a bonus insight from me):
The technology market has cooled off from the highs it reached in 2021. This chart shows the stock performance of the big five technology companies (“FAANG”), which includes a dip in 2022 (subscription req.):
Holt works with many venture capital and private equity firms, along with technology companies. And while he was quick to mention that financing rounds are still occurring, the current overall economic trends will create difficulties for many companies that were anticipating a financing round. For any agent working with technology companies, it's important to evaluate new risks that emerge when capital markets shift. For example, many technology companies are accepting “down rounds” (financing based on lower valuations) and laying off employees. These circumstances can lead to insurance claims and lawsuits against directors and officers, or by terminated employees against the company.
When a startup first launches, it may not need insurance; an idea being incubated does not necessarily create insurable risk. But Holt was quick to point out that an idea can quickly transform into a company and unexpected risks will evolve rapidly. Agents should proactively work to identify these risks.
According to Holt, “(a) lot of the work with early stage technology companies is about helping them minimize cost and meet contractual requirements. . . These businesses evolve and move so rapidly that you can’t just wait until somebody’s insurance renewal to have the discussion on an annual basis around what they need.”
Holt described one scenario where a technology company signed an enterprise contract and then approached him to get insurance required by the contractual terms. Holt had to explain to the company that the price of the insurance would exceed the value of the contract. If agents and technology companies work together early, they can manage contractual terms that impact insurance.
As I interviewed Holt, I was struck by how some agents can win big if they focus on the technology sector for years. Holt’s journey is an example of the natural progression that occurs if you start working with technology companies. This is how I see the progression of representing technology companies:
Startup → Funded Company → IPO or Acquisition → Private Equity and Venture Capital Portfolios
I’ll use my previous company, RiskGenius, as an example. First, it was an idea, then we created a company. Years later, we received financial support from venture capitalists. Eventually we were acquired by another company; by the end, we had many venture capital firms involved in our transaction. For the service professional working alongside a technology company, each of these events is an opportunity to start working larger opportunities. For example, Holt began working with startups and now works with billion dollar private equity firms.
Finally, I would be remiss if I didn’t mention that technology companies expect their insurance agents to use technology for quoting and binding insurance. I can still recall the day that an insurance agent handed me a printed out ACORD form and asked me to fill it out with no guidance. Not only did I not know how to report on EBITDA (we were a tech company!), but I couldn’t believe I was completing a paper application.
The forward-thinking agent will use technology, like a Bold Penguin Terminal, to quote and bind commercial insurance. Better yet, many technology companies will want to start the quoting process themselves before engaging with an agent to understand options. With Bold Penguin Storefront Pro, agents can direct these technology companies to a central quoting platform.
If you have any questions about this webinar, the topics discussed, or these products, please reach out.
The second installment in the Bold Penguin series on The Evolving Risks of Small Businesses addresses flood risks and flood insurance coverage benefits.
Michael Drummond, Head of Cyber and Tech E&O at At-Bay answers 3 questions on myths, trends, and the evolution of cyber risk insurance and threats
The first installment in this series on evolving risks for small businesses addresses cyber risk management, mitigation, and insurance. | https://www.boldpenguin.com/news/representing-tech-in-tumultuous-times | 941 | 29 |
The Durango Fire Protection District said farewell to one of its longtime employees, as Rod Allen decided to retire after four decades.
Allen, 60, began his firefighting career as a volunteer in 1983. He said he’s not sure yet what he plans to do next, but he plans to stay in the Durango area.
“It was a good run. I have met the benchmarks and it’s time to move on,” he said. “ … As far as the future, maybe I will continue to farm.”
Allen began his firefighting career with the Animas Fire District, which eventually consolidated into the Durango Fire Protection District. About four years later, he began working seasonally for the Bureau of Land Management as a range technician and firefighter.
He plowed snow during the winters at Purgatory Resort to make ends meet.
In 1996, Allen took a full-time job with Animas Fire and moved up the ranks, eventually becoming a captain and a battalion chief. Battalion chiefs are the highest-ranking tactical officers on a shift. They set schedules, ensure employees are up-to-date on training and oversee most incidents.
During his 40 years, he responded to numerous downtown Durango fires, including the Roundhouse Fire in 1989, the Central Hotel Fire in 2006, the Season Fire in 2008 and the Newman Building Fire in 2009.
He also responded to numerous wildland fires, including the 2002 Missionary Ridge Fire and the 416 Fire in 2018.
There were also numerous rescue calls and EMS calls, including those involving rope rescues and difficult extractions.
“The chance of changing the outcome makes it worthwhile,” Allen said of his four decades as a first responder.
Deputy Chief Randy Black, who will become fire chief early next year, said Allen was the instructor of his first wildland firefighting class in 1990. He described Allen as having a calm perspective with a big-picture view and on organizational mindset.
“Working with him throughout the years was a privilege and an honor,” Black said. “He selflessly served our community as a volunteer and a paid member for over 40 years, which is amazing in today’s world.” | https://www.durangoherald.com/articles/durango-firefighter-retires-after-40-years-of-service/ | 462 | 29 |
Reinsurance is broken.
Reinsurance deal-making has always relied on good information.
So why isn’t reinsurance data anywhere near as good as it could be?
Shouldn’t preparing and sharing deal data be easy for an industry trading hundreds of billions in annual premium?
We think so, at least.
Having battled for better data in our prior roles as reinsurance buyers, brokers and underwriters, we realised we weren’t getting anywhere.
In a highly integrated cedent-to-broker-to-reinsurer marketplace where systems can’t talk to each other and numbers don’t reconcile, we felt our industry’s infrastructure was in need of an overhaul.
It was time for a new chapter for reinsurance deals and data, enabled by shared technology to fill the gaps between cedents, brokers and reinsurers.
So we decided to fix it.
Understanding the complexity and magnitude of the issue from our reinsurance careers, we knew better than to attempt it alone.
We began our journey running hackathons and testing events with industry member associations, drawing on their expertise to design scalable customer experiences for reinsurance dealmaking.
As our cause gained traction, we collaborated ever more closely with outwards reinsurance teams, their brokers and their underwriters, to solve pain points and create a vastly better deal-making experience.
They were as excited as we were.
Technology entirely dedicated to reinsurance.
With a suite of reinsurance software tools under continuous iteration since 2019, our cutting-edge reinsurance technology obliterates reinsurance practitioners' challenges.
If it’s manual and complex, we automate with precision commands.
If it’s repetitive and time-consuming, we get it done instantly.
Our offer to cedents, brokers, and reinsurers is speed, efficiency and accuracy.
We take away the admin and let you focus on the dance of the deal.
A modern reinsurtech company.
We run a company that cares deeply about its people and culture, promoting a balanced career lifestyle with an invigorating mission at its core.
Because at the end of the day these are the people who are realising our vision to save reinsurance from data armageddon.
None of us wants to spend our working day copying and pasting between spreadsheets and digging around for data lost in emails.
When each of us quit the old world of reinsurance to join Supercede, it was to build something better.
Get in touch if you’d like to find out what we can do for you.
Co-Founder & Chief Executive Officer
Reinsurance broker and systems expert leading Supercede’s team and vision.LinkedIn
Co-Founder & President
Reinsurance underwriter and strategist ensuring Supercede is a win-win-win.LinkedIn
Co-Founder & Chief Technology Officer
Software specialist leading a nomadic tribe of developers around the globe.LinkedIn
Head of Commercial
Re/insurance sales strategist creating value from global partnerships.LinkedIn
Head of Client Success
Re/insurance technology all-rounder ensuring successful implementations for our clients.LinkedIn
Head of Product
Reinsurance actuary collaborating with clients to continuously enhance Supercede.LinkedIn
Business Development Manager
Business development specialist improving efficiency in the tripartite value chain.LinkedIn
Outwards reinsurance buyer advocating productive technology for Ceded Re ops.LinkedIn
Head of Business Development, North America
Business developer specializing in building prosperous & long-term symbiotic relationships.LinkedIn
Client Success Manager
Client success champion with a knack for ensuring seamless solutions and ecstatic clients.LinkedIn | https://supercede.com/about | 765 | 29 |
Insurance Times is back with another virtual ceremony, this time to celebrate the best of claims excellence in the industry. Who collected more than one award and who won the same award for the second year running?
Due to ongoing lockdown restrictions connected to the Covid-19 pandemic, Insurance Times returned virtually in 2021 for its annual Claims Excellence Awards, which acknowledges and celebrates claims service excellence in the UK general insurance sector.
Dedicoat was joined by the awards judges and the Insurance Times editorial team in presenting the 21 awards up for grabs.
Saxon East, Insurance Times’s content director, opened the event by addressing the online audience - he noted how claims service has never been more important amid the current pandemic climate.
The final and most prestigious award of the afternoon was for 2021’s Claims Champion, which was won by Claire Lashbrook, director of Claims Consortium Group. This category recognises an individual that has made a major contribution to general insurance claims.
Following the win, Lashbrook said: ”I’m absolutely delighted to have been awarded the prestigious Claims Champion title for this year.
”I was completely overwhelmed by the judges’ kind comments and recognition and the reasons they selected me – it is such an honour.
”It’s great for the work that is being done in the claims sector to be recognised - congratulations to all the other amazing finalists and winners.”
Insurtech FloodFlash bagged the Claims Startup award for the second year running.
Speaking on this victory, Adam Rimmer, chief executive of FloodFlash said: “We are hugely proud to win Claims Startup of the Year for the second year running.
”It’s a testament to the great team at FloodFlash and their efforts to put customers first in every single claim we handle. My thanks to them and to the judges who see our parametric cover for what it is: game-changing.”
Several firms also celebrated winning two prizes.
Horwich Farrelly won two awards, including Claims Product Solution of the Year – Corporate Advisory, after wowing the judges with an entry that illustrated the benefits for insurers in using data. The law firm also won the Fraud Solution of the Year category.
David Scott, the company’s partner and head of innovation and client solutions, said: “To have two winners at the Claims Excellence Awards is a truly incredible result for us, particularly given the tough competition we were up against in both categories.
”It is testament to the considerable amount of work our counter fraud and IT teams have put in over the past 12 months in developing this market-leading innovation.
“We also couldn’t have achieved this without the support of our fantastic clients who, by using HOLT and seeing the results themselves, have joined us on this exciting journey.”
Jared Mallinson, partner and head of fraud at Horwich Farrelly, added: “Both these wins reflect not only the considerable amount of work undertaken by our counter fraud and IT teams in the past year, but also our determination to continuously innovate in order to fight fraud across the insurance industry.”
Keoghs, meanwhile, also celebrated two award wins, including the Credit Hire Solution of the Year award, thanks to its “industry-wide legal strategy” for tackling inflated credit hire claims.
The law firm also scooped Claims Product Solution of Year – Motor for a machine learning approach to processing high volume, low value road traffic accident claims.
Insurer Markel UK was highly commended in the Commercial Lines Claims award category, while the winner in this category was QBE.
However Markel UK then bagged gold to win the Claims Service Solution of the Year – Insurer award for thinking outside the box.
A spokesperson for Markel UK said: ”We put our SME customers at the heart of everything we do, which is why we are delighted to win. Covid-19 created a denial-of-access nightmare for a 9,500-strong childcare membership group, rendering them unable to access workplaces or accept children into homes. In an incredibly short space of time, we built a claims automation portal to rapidly settle claims. We’re extremely proud that this solution has been recognised by the judging panel and most importantly that we were able to deliver our Expect More promise to our customers in their time of need.”
Specialist Risk Insurance Solutions won the online event’s first award of the afternoon in the category of Broker Claims Achievement - the judges were impressed with the firm’s staff retention and “impressive NPS score”.
Meanwhile, the award for Insurer Claims Achievement was won by Zurich because it “put the customer first”, according to the judges.
The Claims Product Solution of the Year – Claims Management award went to Entegral, which impressed the judges by “delivering 50% revenue growth during lockdown”.
Whereas the Claims Product Solution of the Year – Technology prize went to CFC Underwriting, in recognition of its proactive tool that helps reduce threats from emerging risks.
The award for Claims Service Solution of the Year – Claims Management Company went to Sedgwick and The Hunting Dynasty for its unique, behavioural science-based approach to customer service delivery, which particularly benefited vulnerable customers.
Claims Service Solution of the Year – General went to Geobear, Sedgwick and Legal General (L&G). The trio joined forces to redesign an end-to-end process for on-site subsidence repairs.
Otso Lahtinen, Geobear’s UK chief executive, said: “We are humbled to work with professionals like Sedgwick and L&G to create innovative ways of saving time, money and environment for the whole supply chain.”
The Claims Service Solution of the Year – Technology Supplier accolade went to Arbitrate because of its solution that uses intelligent automation and advanced data analytics.
This year, firms were also recognised for claims solutions specifically designed for use during the pandemic.
Beazley scooped a highly commended award in the Claims Team of the Year – Covid Response category, while Gallagher Bassett were the resulting winners thanks to a “people first, then process strategy”.
With micromobility really taking off during lockdown, the Claims Team of the Year accolade went to an independent broker that specialises in cycle insurance, The Plan Group. The judges were impressed by the firm’s “passion, innovation and strong customer service ethos”.
The award for Claims Training Excellence went to Romero Group, for a “well thought-through training programme” that shows the broker cares about its staff.
On the win, Romero Group managing director Simon Mabb said: “If the impact of the last year proved anything, it’s the ability of our people to come together and overcome adversity - whether that be dealing with the impact of the pandemic, or tenaciously getting the best results for our clients through claims and renewals.
”Investing in [staff] has always been the lifeblood of our business and I’m so proud of our HR and training teams for their tireless effort in establishing the hugely successful Romero Academy. This award means a lot to me and belongs to everyone within our entire group.”
Justin Romero-Trigo, founder and chief executive of Romero Group, added: “I’ve always been proud of our team and claims has been at the heart of our business from day one.
”Seeing them develop, whether it be our seasoned professionals or our graduate trainees, is so rewarding and I’m glad we’re playing our part in developing the broking professionals of tomorrow.
”It’s our true independence that has given us the freedom to invest in developing our Academy quickly and dynamically, something that few other brokers could boast. A huge well done to the entire team who made this award happen.”
We couldn't be prouder to be part of the Romero Group. It's so exciting to have been awarded Claims Training Excellence Awards at the @InsuranceTimes_ Claims Excellence Awards.— Club Insure (@ClubInsureLtd) May 27, 2021
A massive well done to the entire team! https://t.co/vTjQm1S1oN
On a similar note, the Customer Care Solution of the Year award went to AXA Global Healthcare. The judges were impressed with the winner’s “extremely personable and dedicated service” for those going though trauma.
The Personal Lines Claims Excellence award saw Ageas earn a highly commended prize, but LV= was the winner in this category, standing out for its “customer-centric approach” and for having an eye on the future.
Lastly, Third Party Claims Management Team of the Year went to Countrywide Hearing for a “simple but effective” entry that focused on vulnerable customers. | https://www.insurancetimes.co.uk/news/revealed-claims-excellence-awards-2021-winners-and-reaction/1437498.article | 1,875 | 29 |
Beema, a UAE InsurTech expands to Bahrain
By Leandra Monteiro
Dubai-based InsurTech Beema Insurance, part of ENOC Group, is geographically expanding its operations within the GCC to include Bahrain. Beema’s insurance policies in Bahrain will be underwritten by the Bahrain Kuwait Insurance Company (BSC) (BKIC) which offers the highest levels of motor protection in Bahrain.
H.E Saif Humaid Al Falasi, Group CEO, ENOC, said, “Over the past three years we have witnessed significant growth in the structure and the strategy of Beema, part of ENOC’s NEXT accelerator programme. We enhanced customer centricity and strongly focused on customer’s aspirations, enabling it to gain a strong market share in a short period of time. It is in line with the strategy and expectations to expand Beema’s success into other GCC geographies.”
With the launch of Beema, BKIC is strengthening its digital offering and is going to drive change in the Bahrain insurance market. Together, Beema and BKIC, aim to provide customers with customised and curated insurance solutions across various segments, backed by strong tech support.
Beema has revolutionised the insurance sector in the GCC since its launch in 2019 and is now expanding its presence to offer even more value to customers in Bahrain. The all-online insurer, Beema, offers customers a percentage of cash back based on the number of kilometres driven each year with the pay-per-kilometre policy. Motorists who have completed less than 20,000 kilometres in the year, benefit from a cashback of up to 25% of their policy premium.
Moreover, Beema was the first player to launch behavioural car insurance policies in the region and is now officially the region’s first online digital car insurance provider that has been designed with the customer in mind resulting in a digital-led, fair, robust, and flexible insurance platform. The company’s digital-only strategy provides an end-to-end digital insurance solution that is transparent, simple, agile.
IBSi Daily News Analysis
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February 23, 2024 | https://ibsintelligence.com/ibsi-news/beema-a-uae-insurtech-expands-to-bahrain/ | 514 | 29 |
SA’s power crisis a major risk for companies
Infrastructure blackouts, cybercrimes and business interruptions were identified as top risks.
SA’s power crisis has been identified among the top risks for companies in the latest Allianz Risk Barometer. Image: iStock
South Africa’s power cuts have been identified as a major risk for companies looking to invest in the country.
The Allianz Risk Barometer report released on Tuesday unveiled the top concerns for businesses globally.
The survey by 3,069 risk management experts from 92 countries revealed infrastructure blackouts, cyber crimes and business interruptions as SA’s top risks for businesses.
Meanwhile, the fear of power disruptions has emerged as a top risk for the second year in a row. However, on a global scale, cyber incidents topped the list.
Cyber incidents have been identified as the number one global risk, ranking as a major concern for companies in various industries including financial services, consumers as well as the government.
“Cyber is the cause of business interruption that companies fear most, while security resilience is their most concerning environmental, social, and governance (ESG) risk issue,” according to the report.
Global Head of Risk Advisory Services at Allianz Commercial, Michael Bruch is not surprised.
“Businesses and the wider economy are now reliant on digital services and infrastructure for both critical and everyday services,” he said.
“Almost everything is now linked to technology. But once you are connected, it opens the door to hackers to steal data or threaten disruption for extortion,” he added.
The report reveals that cyber attacks are likely to increase rapidly in 2024.
The threat of AI
The rise of artificial intelligence (AI) has been hailed as a notable stride in technology, simplifying traditional methods while revolutionising some industries.
Unfortunately, AI has fallen into the hands of cyber criminals who’ve misused it to commit internet crimes.
“Hackers are beginning to use artificial intelligence (AI)-powered language models to increase the speed and scope of ransomware attacks, as well as create new malware and produce highly convincing phishing emails and deep fakes,” the report suggested.
Business interruption has been ranked as the second major global risk.
Head of Risk Consulting at Allianz Commercial, Marianna Grammatika explained that business interruption remained a notable risk due to companies’ reliance on supply chains for critical products and services.
“It is the extent of the disruption that becomes the focus point. Some sectors of industry operate with supply chains that have extensive geographic footprints,” she said.
Meanwhile, Allianz Commercial Business Interruption Group Leader Alberto Barani believes the prominence of business interruptions reflects the volatile environment companies currently operate in.
“We live in a very interconnected world. Despite efforts to improve resilience, the need for efficiency means many companies still run with low levels of stock and just-in-time manufacturing, which results in little margin for errors or disruption,” he said. | https://www.citizen.co.za/business/sas-power-crisis-a-major-risk-for-companies/ | 634 | 29 |
Azerbaijan, Baku, 26 September / Trend corr. U.Ismayilova / Electronic management of insurance disputes is being established in Kazakhstan, which will enable to apply to insurance ombudsman and participate at meetings interactively, Vitaliy Verevkin, the Kazakh insurance ombudsman, told Trend on 26 September.
A total of 20 companies function with the Kazakh insurance ombudsman, which firstly established in the post soviet countries.
Insurance companies get definite profits from the ombudsman's service, Verevkin said. The united standards will be fixed to settle clients' complaints on insurance cases, as well as to solve insurance cases and it is the first and most important thing at a strategic plan. The ombudsman seeks to achieve that client of insurance company will not be afraid of obscure settlement and this factor will not frighten off him/her to purchase insurance services.
The second positive moment is that client understands his/her ability to solve any payment problem quickly, competently and unbiased. Client will clearly understand that his/her insurance company does not avoid payments through all possible and impossible ways, whilst it seeks to settle problem more quickly without encumbering client with extra expenditures on problem settlement.
The first and most important factor for clients is to get unimpeded and free access to settlement of their problems with insurance companies.
"The ombudsman removed at most obstacles, which prevented clients of insurance organizations from applying to protect their interests," Verevkin said.
The insurance ombudsman institution will be established in Azerbaijan, Namig Khalilov, the head of the insurance supervision department of the Azerbaijani Ministry of Finance, said earlier. The insurance ombudsman institution will be a state organization, rendering free services of the insured people's rights protection. Free services to solve disputable insurance services will be realized to protect insurance consumers' rights.
Khalilov said that a decision to establish the insurance ombudsman institution was made to solve disputable issue more quickly and efficiently between insurers and insured people, as well as to create trust and transparence at the insurance market of Azerbaijan.
The correspondent can be contacted at [email protected] | https://en.trend.az/business/economy/1306147.html | 446 | 29 |
Latest Blog Posts
4 posts | Page 1 of 1Print Page
23.01.2023 | Manoj Pandey, Teresa Pelanda | A2ii, Climate and disaster risk, Financial Inclusion, Gender, iii-lab, Innovation
To be able to provide well-designed insurance solutions that address the needs of the low-income and excluded customers in a manner that is customer friendly but also economically sustainable, calls for innovation - i.e. to do new things or to do things differently.
16.11.2022 | A2ii Editorial Team, Rachelle Jung | Covid-19, Data, Gender, SDG 5: Gender Equality, SDGs
Katherine Miles and Manoj Pandey are the authors of the recent A2ii report 'The Role of Insurance Supervisors in Boosting Women’s Access to Insurance'. The report outlines the potential of women’s insurance and the regulatory and supervisory approaches that have the potential to facilitate women's access to inclusive insurance, improving financial resilience and advancing the cause of gender equality.
08.03.2022 | A2ii Editorial Team, Manoj Pandey | A2ii, Gender, Mauritius, SDG 5: Gender Equality, SDGs
On this International Women's Day, you would likely have read or heard it said that women represent the majority of uninsured in the world. This is widely accepted and is most likely the truth too. Though why do we say it's most likely the truth? We say so because we don’t have the data. We don't have any comprehensive data set on women's access to insurance, both on demand or the supply.
29.04.2020 | A2ii Editorial Team | Belize, Caribbean, Covid-19, Financial Inclusion, Gender, Inclusive Insurance, Microinsurance
In 2019, two supervisors from Belize were among those chosen by the A2ii to receive a scholarship to attend the program: Alma D. Gomez (senior official) and Alicia Leslie (a high-potential woman leader). The following is an interview with Ms Gomez, who is the Supervisor of Insurance and Pensions at the Office of the Supervisor of Insurance & Private Pensions (OSIPP) of Belize.
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Receive notifications when we publish new blog entriesSubscribe here | https://www.a2ii.org/en/blog?field_blog_topic=242 | 604 | 29 |
The application of herbicides and pesticides creates significant liability exposures for lawn and ornamental care companies. For this reason, specific insurance coverage is needed to protect their business in the event a third party is harmed either through bodily injury or property damage.
Introducing a One of a Kind Coverage for Lawn and Ornamental Care Companies
The average spray truck/rig can hold 400 to 600 gallons of product. Imagine one of your technicians doesn’t dilute the product properly and heads out for a full day of work. Thirty homes received an application from the same product and it resulted in the “burning” or destroying of them all. This means your company is liable for the damages and thereafter replacement of 30 lawns. The Landscape Services Workmanship Error – Property Damage policy provides coverage for this very scenario where a normal policy leaves you uninsured.
If you treat plants, trees and shrubs then you have the same concerns. Imagine if you damage a mature tree in error due to applying the wrong type of chemical or not diluting the product enough. Our policy will respond to replace the tree. If you’d like more information about this policy, contact NALP’s insurance partner Drew Garcia with Rancho Mesa at [email protected].
- Accidentally burning your customer’s lawn is a business risk. However, burning 30 lawns can put your entire business at risk. We have coverage for your customers’ property that your company inadvertently damages in error.
- Treating shrubs and trees with chemicals can accidentally damage them beyond repair. We have coverage to replace shrubbery and trees that have not survived a treatment.
- Spraying herbicides or pesticides can cause a third party to claim they’re sick because they inhaled fumes. We have coverage for bodily injury.
- While installing plants, trees, shrubs or sod, they can get damaged or stolen. We have coverage to replace these materials.
NALP’s safety programs are produced in partnership with Rancho Mesa.
This article was published in the Jan/Feb issue of the magazine. | https://blog.landscapeprofessionals.org/solved-big-liability-exposure-for-lawn-and-ornamental-care-companies/ | 435 | 29 |
Fidelis Insurance (“Fidelis”) is pleased to announce that Ian Burford is joining the London underwriting team as Chairman of Specialised Risks effective September 4th, 2017.
Bringing over 30 years of experience in the London insurance market, Burford will focus on identifying opportunities to expand specialised products in insurance and reinsurance, including MGA start-ups. He will also write treaty reinsurance including property for Fidelis Underwriting Limited (“FUL”) where complementary to the North American and international business written by Fidelis Insurance Bermuda Limited (“FIBL”).
Burford left Novae in May 2017, where he had been since 1998, most recently as Underwriting Performance Director. He began as deputy underwriter for Novae’s Syndicate 1241 and then Syndicate 2007, and was promoted to Joint Active Underwriter of the group in 2011. He also served as a Director of Novae Syndicates Limited.
Dan Burrows, UK Chief Executive Officer, said “We are pleased to welcome someone of Ian’s calibre and expertise to our underwriting team. His knowledge of the market and emerging needs will be invaluable as we continue our strategy of identifying and attracting specialist underwriting talent with innovative and closely defined products.”
Ian Burford added “I look forward to joining the Fidelis underwriting team, and continuing to build their specialised book. Their opportunistic and highly responsive approach is key to success in today’s market.”
About Fidelis Insurance
Fidelis Insurance Holdings Limited is a privately owned Bermuda-based holding company, which, through its wholly-owned subsidiaries, is a global provider of specialty insurance and reinsurance products. Fidelis is rated A- (Excellent) by A.M. Best Company, Inc. Additional information regarding Fidelis may be found at www.fidelisinsurance.com. | http://www.pressreleases.haggiepartners.com/burford-joins-fidelis/ | 395 | 29 |
Phongsavanh Insurance (APA) Co., Ltd provided free insurance coverage on ambulance vehicles and Personal Accident Insurance volunteers of Vientiane Rescue (1623).
On December 15, our Silver Sponsor, Phongsavanh Insurance (APA) Co., Ltd (“Phongsavanh Insurance”) handed over to Vientiane Rescue (1623) with motor insurance with coverage over LAK 100,000,000 for 11 ambulance vehicles and Personal Accident Insurance for over 300 volunteers with a maximum coverage of LAK 12,000,000 per person for 01 year period which the maximum coverage in total for both ambulance vehicles and volunteers of more than LAK 4,900,000,0000.
Phongsavanh Insurance (APA) values the importance of what Vientiane Rescue is giving to the society and would like to play some part on this by supporting Vientiane Rescue and all the non-paid volunteers by providing free insurance coverages on ambulance vehicles and Personal Accident Insurance to volunteers.
This support was honorably handed by Suthee Vitthayagovit, Chief of Operations and Finance, along with the management team of Phongsavanh Insurance (APA) Co., Ltd and Mrs Sisaliao Thammatheva, President of the Foundation for Assisting the Poor in Lao PDR, and its Administrative Board members and volunteers- Vientiane Rescue.
On behalf of Phongsavanh Insurance (APA), Mr Suthee Vitthayagovit, Chief of Operations and Finance said: “We are proud to support the insurance covers to hard working volunteer teams and the ambulance vehicles as a thank you from us to all the volunteers for the fantastic vision and work that saves lives in Laos”.
Mrs Sisaliao Thammatheva, President of the Foundation for Assisting the Poor in Lao PDR, Vientiane Rescue, said: “We would like to express our appreciation to Phongsavanh Insurance (APA) Co., Ltd that realized the importance and involvement in social assistance, providing the ambulance vehicle insurance coverage and the Personal Accident Insurance to voluntaries of Vientiane Rescue”.
About Phongsavanh Insurance
Phongsavanh Insurance (APA) Co., Ltd is a composite Insurance company in Laos. Part of the Phongsavanh Group. Phongsavanh Insurance provides insurance products to protect the lives and belongings of individuals, families and businesses. Our Vision is to create a reputation of professional insurance Company with customer core values at the heart of its operation and to deliver first class service in all our actions with clients.
For more details on Phongsavanh Insurance, Please contact via:
Facebook page: Phongsavanh Insurance
Email: [email protected]
About Vientiane Rescue:
Vientiane Rescue is the first ever emergency service in Laos. Our service is entirely free, we solely rely on donations.
Please visit https://vientianerescue.org/ for more details on Vientiane Rescue. | https://eccil.org/membership/phongsavanh-insurance-provided-free-insurance-coverage-on-ambulance-vehicles-and-personal-accident-insurance-volunteers-of-vientiane-rescue-1623/ | 628 | 29 |
Insurance Audits are a Pain Point for Businesses: What You Need to Know
Guest Blogger: Virginia (Gin) Kinneman, Agency Owner of Kinneman Insurance
Business insurance policies are written on the basic assumptions of an estimate of the coverages needed to ensure that the business’ risks are covered. Insurance companies have the option to audit a company to be sure they are insuring the business correctly for the right price; this option is built into all business policies. Unfortunately, Insurance audits are often one of the biggest points of pain for business owners.
If a policy is being audited, the business will be notified by mail or email. The audit itself can be completed in multiple ways; it can be done by phone, filling out at form online, or by a visit from an auditor. The audit usually happens about thirty days after a policy expires.
Even if the policy is canceled, the business is obligated by contract to still complete the audit. If an audit is not completed, the insurance company may increase the renewal premium (?) or payroll insurance costs based on their experience, or even cancel the policy outright. If a business fails to complete the audit– even if that company opts not to renew a policy– the insurance company will notify the state of any noncompliance. This may cause any future policies to be cancelled regardless of insurance carrier, and the state may impose fines too.
Something to keep in mind when preparing for an audit is that the policy was written with certain class codes, which will be found on the declaration page. The auditor will be looking to see how the business performed within those codes. Sometimes an auditor will find that a business is doing work outside of the codes– this may cause an adjustment. Other adjustments may occur if payroll or sales are different than reported. Seldom does an audit come back exactly as written or renewed. Keep in mind that auditors do make mistakes, and an audit may be appealed. In fact, many insurance audits are appealed.
When the audit is being performed, auditors look carefully for subcontractor use. It would be smart for a business to obtain proof of insurance from all subcontractors ahead of time to avoid paying an extra insurance expenses. There may still be an increase in cost of insurance for subcontractors, but it will be lower if the business has a certificate of insurance to prove coverage.
The best advice to reduce the pain of these audits is to keep clear payroll records that demonstrate what employees do. The insurance agent who wrote the policy will be a good resource to clarify any issues brought about by the audit. Think of the insurance agent as your partner in the process.
« Previous Next » | https://www.tartanproperties.com/insurance-audits-are-a-pain-point-for-businesses-what-you-need-to-know/ | 542 | 29 |
Cyber tail could catch out new entrants as claims pressure mounts
Tuesday, October 31, 2023
Speaking to The Insurer, Tokio Marine Kiln's Head of Large Account Cyber, Paul Gooch shared his thoughts on the part intangible assets play in the valuations of publicly traded companies and how cyber risk is increasingly featured as a specific risk factor in industry reports and risk rankings, requiring greater focus on the peril from insurers.
Considering the sustainability of the current competitive environment in cyber insurance and the claims pricing cycle, he cautioned that new market entrants may not be adequately considering the tail risk: “Insurance is cyclical but cyber for the moment is somewhat prone to shorter, more volatile cycles than other classes. I think that’s driven by the risk landscape – not only do threat actor techniques and capabilities evolve quickly, so does the privacy and data protection environment,” he explained. He went on to stress the importance of threat intelligence as a differentiator in underwriting.
Read the full article at The Insurer here.
Matthew Shaw to be appointed as Tokio Marine Kiln CEO
16 February 2024
Tokio Marine Kiln today announces the appointment of Matthew Shaw as CEO. Matthew will succeed Brad Irick who is taking up the position of Co-Head of International Business for Tokio Marine Holdings Inc.,
Lloyd’s and Sherbro Alliance Partners announce partnership to support long-term economic resilience for Sierra Leone
06 February 2024
This form part of a landmark sustainable development initiative that aims to put nature and renewable energy at the centre. Tokio Marine Kiln will act in an advisory capacity to the programme, alongside Aon.
Tokio Marine Kiln’s Claims Team rated "Outstanding" for the eighth consecutive year and tops the market for Relationships and Communication, say brokers
30 January 2024
Tokio Marine Kiln’s Claims Team has been named first in the market for the service metrics of relationships and communication and has once again been awarded the Service Quality Marque for Outstanding service, by leading independent research firm Gracechurch. | https://www.tmkiln.com/news-insights/news/cyber-tail-could-catch-out-new-entrants-as-claims-pressure-mounts/ | 426 | 29 |
Valley Insurance Agency Alliance (VIAA), a cohesive family of nearly 100 independent insurance agencies in Missouri and Southern Illinois, recently named Niebruegge Insurance Agency as its “Rookie of the Year”. The alliance selects one member each year for this noteworthy recognition.
Niebruegge Insurance Agency, which recently celebrated its first anniversary in business, is owned and operated by Cindy Niebruegge at 117 S. State St. in Freeburg, Ill. The locally-owned independent agency provides risk management and employee benefits services, as well as personal and business insurance. Prior to starting her business, Niebruegge worked in the insurance industry for 23 years.
“Cindy’s agency provides the type of quality work that our alliance is known for,” said VIAA managing member Pierce Powers. “Her agency is a real leader in the Southern Illinois market, and the award validates all of her team’s hard work and perseverance.” Pierce added that Cindy’s success is based on “her expertise in solving problems and protecting her clients, businesses and their families”.
Founded in 2006, VIAA generates more than $125 million in written premium and is the regional founding member in Missouri and Southern Illinois for the Strategic Insurance Agency Alliance (SIAA), a $5.7 billion national insurance coalition. SIAA, which is the nation’s largest partnership of independent insurance agencies, consists of the highest caliber of firms that share a leveraged strength with their carrier partners and industry resources.
VIAA is the sister company of family owned and operated POWERS Insurance and Benefits, which is one of the largest family owned and operated independent insurance agencies in the bi-state region. VIAA is located at 7745 Carondelet Ave. in Clayton, Mo. For more information, call (314) 333-4906 or visit www.viaa4u.com.
For more information about Niebruegge Insurance, call (618) 539-6000 or visit www.niebrueggeins.com. | https://viaa4u.com/cindy-niebruegge-earns-recognition/ | 447 | 29 |
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Madison Insurance introduces you to Hekima policy-the dual benefit of protection alongside potentially high returns upon policy maturity.
Get involved and combine insurance protection in case of death with an opportunity to earn high returns upon maturity with the option of flexible partial maturity payment options to choose from.
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With this in mind, we've designed our products to suit each customer; while establishing operational procedures and internal infrastructure that strives to improve customer satisfaction.
Lean on Madison Insurance for integrity and accountability. Get your quote today. | https://yellow.co.ke/madison-insurance-nairobi | 355 | 29 |
Jason Cedrone, Angela Iannetta and Danielle Gorst – Jones DesLauriers, Navacord
Whether it’s a privately owned business needing to restructure an outdated insurance program or a multimillion-dollar publicly traded company trying to comply with state and federal laws for a huge new project, finding the right insurance solution can be daunting.
Understanding the spectrum of risk transfer products on a granular level—and knowing how to tailor the right solution to each client? Calling it a challenge would be an understatement.
Then again, for people like Jason Cedrone, Angela Iannetta and Danielle Gorst, their consultancy approach to risk transfer strategy helps to simplify client decision making while maximizing cost savings. The three are part of Jones DesLauriers, Navacord, a Canadian insurance and risk management firm.
“Risk and insurance are often an underserviced segment of any business,” Cedrone says. “Our proposition is to deliver best in market expertise that drives value into the overall business strategy.”
The importance of mitigating risks
Cedrone, a partner and account executive with over two decades of industry experience, works mostly with companies facing cross-border operational risks. He’s also engaged by private equity firms with a growing interest in maximizing the expense line within their portfolio companies.
Iannetta also touts more than 20 years of experience. As a partner and director of analytics and alternative risk solutions, she builds complex mathematical and financial models for clients who are looking to self-insure risks by utilizing offshore and/or onshore solutions.
She helps companies reduce their total cost of risk through alternate financing solutions like captives, where a company creates a subsidiary that then insures the parent company’s risks.
Meanwhile, 25-year insurance veteran Gorst works on a more personal level. In her role as national practice leader of financial lines, she’s created several large and complex directors’ and officers’ liability programs for public and private boards of directors across Canada and with U.S. public listing exposure. She also provides her clients with guidance and education on personal liability associated with serving on a board—and how to insure against it while minimizing risks.
“It all comes down to understanding your client’s and prospects’ personal and corporate exposures and their overall tolerance for risk,” Gorst says.
Staying local; thinking global
Although Jones DesLauriers, Navacord’s over 2,000 employees are all located in Canada, those like Cedrone, Iannetta and Gorst are always thinking on a global scale.
Because businesses can be local or international, Iannetta considers a range of risks when advising a client on how to protect a particular asset. She also provides various risk optimization and risk financing solutions such as large deductible programs, risk pooling strategies and captive insurance companies.
“We’re a Canadian company, but when any one of us is setting up an insurance program or alternative risk structure, we account for national and international commercial trade and risk considerations,” Gorst says. “That way, we look to capture domestic and global risk factors.”
When many businesses became displaced during the COVID-19 pandemic, Cedrone and his colleagues developed exclusive insurance products in the cyber network security, green energy, iGaming and hospitality sectors.
“Many of us are partners at Jones DesLauriers, Navacord, so we are personally, financially and professionally invested in the success of our client’s business,” he explains.
Like Cedrone, who started at JDIMI in 2019, Iannetta is a relative newcomer. She joined in 2020 and became a partner just eight months into her tenure.
“A lot of companies label themselves as entrepreneurial, but JDIMI truly acts on its words because they give me and my colleagues the organizational leeway to do what is necessary to get the best results for our clients,” Iannetta says.
Gorst also cites this sense of freedom as one of the reasons she loves working at JDIMI. She protects the personal liabilities and assets of directors and officers in challenging circumstances and transactions—such as litigation, risk or bankruptcies.
During economic downturns, she tackles the personal risks of executives, boards and directors, guiding them on how to make difficult financial decisions—and create insurance programs that fit their budget.
“In the end, we’re all focused on mitigating and minimizing risks on an individual or organization-wide level,” Gorst says.
Varied paths to insurance
While Cedrone, Iannetta and Gorst are close colleagues, each took a slightly different path to a career in insurance.
“Unlike many in the industry, I didn’t fall into this field; I’m an insurance nerd, and I love the work. There is no greater reward than delivering a financial result that positively helps drive a client’s business forward,” says Cedrone, who graduated as a chartered insurance professional from the Insurance Institute of Canada in 2005.
Meanwhile, Iannetta admits hers was a more traditional track. After graduating from York University with a bachelor’s in pure mathematics in 2000, she took a professor’s advice to consider becoming an actuary. She might’ve hated the process of figuring out the probabilities of someone’s life span, but she did enjoy probabilities for things like analyzing catastrophic risk to the balance sheet of a business.
“I never ended up sitting for my actuary exams, which I don’t regret in the slightest,” Iannetta says. “Designing insurance solutions leveraging my mathematical acumen turned out to be the perfect fit for me.”
As for Gorst, she’s been thinking about insurance since she was a child.
“I grew up with parents who owned a brokerage,” she says. “They insured half the city of Thunder Bay—and I wanted to be part of that and make a lasting, positive impact.”
A 1999 graduate of the University of Calgary with a focus on commerce, finance and risk management, she adds that a career in insurance was almost inevitable. Her first job was a specialty western regional manager for Chubb Insurance.
While Cedrone, Iannetta and Gorst have all worked for large, publicly traded companies, they’re especially passionate about Jones DesLauriers, Navacord.
“We have a great culture,” Cedrone says. “The three of us enjoy each other’s company and we learn quite a bit from one another. I firmly believe that not all insurance brokers are created equal, and at Jones DesLauriers, Navacord, we get the opportunity to demonstrate the difference every day.”
View this feature in the Vanguard Spring II 2023 Edition here.
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China, 11th Oct 2023: China’s Construction Machinery Industry Faces Challenges in 2022: Despite being a powerhouse in the construction machinery sector, China’s construction machinery industry experienced a 6.5% year-on-year decrease in sales revenue, amounting to approximately 900 billion yuan in 2022. This dip was driven by varying performance across Self Erecting Tower Crane For Sale. Notably, excavating machinery saw a 15.8% decrease in sales revenue, while hoisting machinery recorded a 5.6% increase. Loading machinery, road rollers, and concrete machinery experienced mixed results. Other machinery also faced challenges, declining by 2.7%.
Construction Machinery Industry: Stable Recovery Anticipated for China’s Construction Machinery Industry in 2023
As the construction machinery industry in China navigates through challenging times, there is optimism on the horizon for 2023. The industry is expected to witness a stable recovery, driven by increased demand both domestically and abroad and reinforced policy support. Sales revenue for the entire sector is projected to reach 950 billion yuan for the year, reflecting a year-on-year increase of 5.6%. Key sectors like excavating machinery, hoisting machinery, and loading machinery are set to perform well, with respective year-on-year increases of 6.3%, 5.6%, and 7.1%. This positive outlook bodes well for industry players, including prominent manufacturer XJCM 100 ton rough terrain crane.
Construction Machinery Industry: XJCM Poised to Benefit from Construction Machinery Industry Rebound
Amid the anticipated recovery of China’s construction machinery industry in 2023, XJCM, a leading large-scale construction machinery manufacturer, is well-positioned to capitalize on the upturn. The industry’s overall growth is expected to drive increased demand for XJCM Rough Terrain Crane For Sale machinery offerings, ranging from excavators to hoisting equipment.
XJCM’s product lineup aligns with the industry’s needs and trends, making it a prominent player to watch in the coming year. The company’s innovative approaches to construction machinery manufacturing and its commitment to quality and performance set it apart.
Construction Machinery Industry: Challenges and Opportunities Ahead for XJCM
While the construction machinery industry in China is poised for a rebound, challenges persist for manufacturers like XJCM. These challenges include rising raw material costs, labor shortages, and the need to continually innovate and adapt to changing market dynamics.
However, with the right strategies in place, these challenges can be transformed into opportunities. XJCM, like its peers, will need to invest in research and development, sustainability initiatives, and international expansion to remain competitive. By doing so, it can not only weather the challenges but also thrive in the evolving construction machinery landscape.
Construction Machinery Industry — Future Trends: Sustainability and Technological Advancements
Looking ahead, the construction machinery industry is likely to witness two prominent trends: sustainability and technological advancements. Sustainability will become increasingly important, with a focus on reducing emissions, energy efficiency, and eco-friendly construction practices. XJCM Rough terrain cranes: rough and ready, as a forward-looking manufacturer, is expected to embrace these trends and incorporate green technologies into its machinery offerings.
Moreover, technological advancements such as automation, artificial intelligence, and remote monitoring will continue to shape the industry. XJCM and other manufacturers will need to invest in research and development to stay at the forefront of these innovations, offering customers more efficient, safer, and smarter machinery solutions.
In conclusion, despite the challenges faced in 2022, China’s construction machinery industry is poised for a stable recovery in 2023, with XJCM well-positioned to thrive in this evolving landscape by addressing industry needs, embracing sustainability, and staying at the cutting edge of technology.
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The post Construction Machinery Industry: Current Status & 2023 Development Trends appeared first on King NewsWire. It is provided by a third-party content provider. King Newswire makes no warranties or representations in connection with it. | https://www.themoneyaware.com/2023/10/12/construction-machinery-industry-current-status-2023-development-trends/ | 855 | 29 |
Insuring coal no moreEnergy and Clean Tech
Accelerate global phase-out of coal by persuading insurers to end cover for mines and power plants. Bring insurers still supporting coal under public scrutiny, creating reputational risk of continued involvement in the coal sector.
Set a benchmark for insurers to take action, name and shame laggards, and celebrate effective policies to drive momentum. Launched company-specific pressure campaigns and the annual Unfriend Coal Scorecard, ranking insurers on coal policies and highlighting the reputational risks of ongoing support for coal.
We have led a high profile campaign in financial and insurance media that has accelerated industry action. In the last year Allianz, Swiss Re, Munich Re, Generali, Mapfre, VIG, Uniqa, and QBE ceased insuring new coal mines and plants or limited cover for coal.
Willis Towers Watson, one of the world’s largest brokers, reports that action is driving up the cost of insurance for coal companies and benefiting renewables as insurers seek new business to replace lost coal premiums.
“Greenhouse PR helped us to drive greater collaboration by demonstrating the risks to insurers of backing coal. Their input on planning, content and execution was invaluable, and the impact we have collectively achieved has resulted in major insurers committing to exclude coal in the future.” | https://greenhouse.agency/case-study/unfriend-coal/ | 273 | 29 |
In the fast-paced world of entertainment and media, individuals often find themselves at the forefront of groundbreaking projects that captivate audiences and leave a lasting impact. One such figure who has been making waves in recent times is Monica Padman, and her foray into the commercial realm has become a subject of keen interest. This article delves into the intriguing journey of Monica Padman's commercial success, exploring the dynamics, challenges, and triumphs that have shaped her trajectory.
Understanding Monica Padman's Rise: A Brief Overview
From Podcasts to Commercials: The Evolution of Monica Padman
Monica Padman, widely known for her role as a co-host on the popular podcast "Armchair Expert," has expanded her horizons beyond the audio landscape. Her transition into the realm of commercials marks a significant milestone in her career, prompting us to explore the factors that led to this transformative shift.
Navigating the Commercial Landscape: Monica's Unique Approach
Breaking the Mold: Monica Padman's Distinctive Style
In the competitive world of commercials, standing out is crucial. Monica Padman brings a distinctive style and approach to her commercial endeavors, challenging conventional norms and creating content that resonates with diverse audiences. This section unravels the elements that make her commercials unique and impactful.
The Art of Storytelling in Commercials
At the heart of Monica Padman's commercial success lies a mastery of storytelling. From narrative arcs to character development, her commercials weave compelling stories that leave a lasting impression. Let's explore the art of storytelling as a driving force behind Monica's achievements in the commercial realm.
Challenges and Triumphs: Monica's Commercial Journey
Overcoming Adversities: Monica's Professional Resilience
No journey is without its challenges, and Monica Padman's venture into commercials is no exception. This section sheds light on the adversities she faced and the resilience that propelled her forward, ultimately contributing to her triumphs in the commercial landscape.
Celebrating Success: Monica's Noteworthy Commercial Ventures
From collaborations with renowned brands to solo projects that have garnered widespread acclaim, Monica Padman's commercial ventures are diverse and impactful. We take a closer look at some of her noteworthy successes and the impact they have had on both her career and the industry.
Monica Padman's Influence Beyond Commercials
Cultural Impact: Monica's Role in Shaping Trends
Beyond the realm of commercials, Monica Padman's influence extends into shaping cultural trends. This section explores the broader impact she has had on consumer behavior, societal perceptions, and the evolving landscape of media and advertising.
Inspiring the Next Generation: Monica's Legacy
As a trailblazer in the commercial space, Monica Padman's journey serves as an inspiration for aspiring individuals. We examine the legacy she is building and the ripple effect of her achievements on the next generation of creators and influencers.
Conclusion: Monica Padman's Commercial Odyssey
In conclusion, Monica Padman's transition into the world of commercials is a testament to her versatility and ability to adapt to new challenges. From overcoming obstacles to creating content that resonates, her journey is a multifaceted narrative of success in a dynamic industry.
Frequently Asked Questions (FAQs)
1. What motivated Monica Padman to venture into commercials?
Monica Padman's move into commercials was driven by a desire for creative exploration and a passion for storytelling in diverse formats.
2. How has Monica's background in podcasting influenced her approach to commercials?
Her podcasting background has instilled in her a deep understanding of narrative structure, which she seamlessly incorporates into her commercial projects.
3. Can you highlight one specific commercial project that Monica Padman is renowned for?
Monica Padman's collaboration with [Brand X] stands out, showcasing her ability to create compelling narratives for commercial success.
4. How does Monica Padman balance her roles in podcasting and commercials?
Balancing these roles requires meticulous time management and a keen understanding of the unique demands of each platform, which Monica has mastered over time.
5. What can we expect from Monica Padman in the future regarding her commercial endeavors?
While the future is uncertain, Monica Padman's commitment to innovation suggests that we can anticipate more groundbreaking and unconventional commercial projects from her in the years to come. | https://apkac.best/article/monica-padman-commercial | 880 | 29 |
Travelers Insurance is not owned by Geico, although the two companies do have some business dealings. Geico owns a subsidiary called Geico Insurance Agency, which offers policies from a variety of companies, including Travelers. Customers can purchase homeowners and condo insurance policies for travelers through the Geico insurance agency. Travelers Insurance began to lose money on its car liability lines until 1959, when the company began basing insurance rates on a driver's safety record.
After World War I, in May 1919, Travelers introduced a comprehensive aviation insurance program that included life policies, civil liability, workers' compensation and passenger accidents. Geico auto insurance customers can get personalized quotes for other types of insurance through the Geico app. Travelers Insurance is owned by its shareholders because it is publicly traded and does not have a parent company. Two years later, St Paul Investment Management Company was created, and in 1973, St Paul Life Insurance Company was established to market life insurance through independent agents representing St Paul Fire and Marine.
In 2003, Travelers purchased the renewal rights for Royal & SunAlliance commercial and personal insurance companies. Citigroup split Travelers Property and Casualty into a subsidiary company in 2002, although it kept the red umbrella logo. The company issued its first regular insurance policy on April 5, 1864, but informally entered into its first insurance contract a month earlier. That year it sold the first accident insurance in the United States and in 1865 it began selling life insurance, thus becoming the first company in the country to offer more than one type of insurance.
Budd replaced Beach as president in 1982, at a time when the insurance industry was struggling due to unprecedented health care costs and strong competition among insurers. | https://www.travelnowdiscounts.com/what-is-travelers-insurance-full-name | 345 | 29 |
Earthquake Brace + Bolt (EBB) was developed to help homeowners with the cost of earthquake retrofitting.
Homeowners are eligible for an incentive payment of up to $3,000 to help pay for earthquake retrofitting.
Congratulations! You have been selected to participate in the EBB program and are now in search of accredited Brace + Bolt Experts in Los Angeles. We are here to help!
We will help you through the process from start to finish.
We offer FREE estimates for EBB participants!
So, when you contact us please let us know that you have been approved.
The safety of your family, as well as your investment, must be protected by properly anchoring your home.
Seismic retrofitting reduces the potential damage to your house from an earthquake.
A residential earthquake retrofit strengthens the foundation of older homes.
A seismic retrofit entails bolting the house to its foundation and adding bracing around the perimeter of the house.
Since we are skilled and trained professionals, we are able to achieve quality workmanship while operating efficiently. This efficiency saves time, which in turn saves you money.
We have worked with homeowners and with real estate agents.
We are able to get the job done fast & right.
We offer FREE estimates for the EBB Earthquake Retrofit Program. So when you contact us, please let us know that this is what you are looking for.
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License # 1040847 | https://lastrongconstruction.com/earthquake-safety | 328 | 29 |
Murphy Insurance and Surround Insurance Announce Agency Appointment
Murphy Insurance and Surround Insurance are pleased to announce a distribution partnership to sell insurance starter packs designed for Millennial and Gen Z consumers.
Murphy Insurance has selected Surround Insurance to offer its innovative insurance product that fills the gap for consumers between college graduation and a first major purchase like a car or home. The Surround Insurance Starter Pack covers common risks faced by asset-lite consumers in their 20s and 30s. The first product includes coverage for driving rented or borrowed cars, biking, renting an apartment, and freelancing for 1099 income.
Dennis Murphy III of Murphy Insurance comments, “We’ve always been about understanding our customers’ lives to build a comprehensive insurance plan. Modern life has changed for younger consumers, and we’re increasingly seeing lifestyles not easily covered by traditional insurance products. We believe Surround’s new offering will help us access the next generation of customers to begin a long-term relationship with them.”
Jay Grayson, Surround’s CEO, further noted, “We’re excited to work with Murphy Insurance, one of the largest family-owned, independent agencies in Massachusetts. We believe independent agents play a vital role in helping younger consumers navigate the complexity of risks they face in modern life. We are excited to provide Murphy with an innovative insurance product wrapped in the digital experience that consumers expect.”
Surround Starter Packs represent a new category of lifestyle-based insurance. The coverages are matched to the types of activities that today’s consumers are doing and offered in a fast, simple, and accessible subscription-like product. In return, consumers save time, hassle, and money versus the competition.
More information about the offering can be found at https://www.dfmurphy.com/personal-insurance/Special-Insurance.aspx
About Murphy Insurance: Murphy Insurance has been serving customers for over 80 years, handling all types of personal, business and financial insurance. Murphy’s “whole life” approach assists customers in building a comprehensive insurance plan rather than simply selling a policy. Murphy insurance also works with over 25 insurance carriers and has access to over 100 more, allowing Murphy to offer unparalleled choice to its customers. Murphy locations can be found across Massachusetts in Bolton, Groton, Harvard, Hudson, Marlborough, Medway, and Mendon.
About Surround Insurance: Surround Insurance is the first insurtech startup redesigning insurance products for modern lifestyles. The Company’s initial product is an insurance starter pack that fills the gap between college graduation and the first major purchase of a car or home. Surround distributes products exclusively through a network of independent agents. Surround Insurance is a managing general insurance agency based in Cambridge, MA. | https://www.surroundinsurance.com/post/murphy-insurance-agency-appointment | 579 | 29 |
With the progress of society, the development of various industries such as agriculture, commerce, and service industries has made a qualitative leap. In the field of agriculture, not only is it supported by advanced technology, but it is also guaranteed by reasonable and innovative insurance. China Property & Casualty Insurance has always adapted to the development trend of the times, focusing on the innovative development and digital transformation of agricultural insurance.
Just last year, China Property & Casualty Insurance signed a tripartite strategy with China National Space Administration Earth Observation and Data Center (referred to as “Gaofen Center”) and Aerospace Xinde Zhitu (Beijing) Technology Co., Ltd. (referred to as “Aerospace Xinde”) in China Insurance Building cooperation agreement.
At the signing ceremony, the participating leaders centered on the application of national high-scoring remote sensing satellite data in agricultural risk management and agricultural insurance, expanding the depth and breadth of technical cooperation, using aerospace remote sensing technology as a means to strengthen the management of agricultural insurance underwriting and settlement, and promoting the high-quality development of agricultural insurance In-depth exchanges were conducted.
The Gaofen Center is a public institution directly under the National Space Administration. It is responsible for the implementation, organization and management of major scientific and technological projects of the national high-resolution earth observation system. With rich high-resolution remote sensing data, it can carry out precise underwriting and cross-validation of agricultural insurance for the company , Rapid claims settlement provides authoritative and low-cost remote sensing data services.
Aerospace Xinde is a national high-tech enterprise and Zhongguancun high-tech enterprise. It has the core technology of remote sensing evaluation of agricultural insurance and can provide mature remote sensing evaluation models, key technologies and methodological support for the company’s agricultural insurance.
As a modern technology, satellite remote sensing can effectively improve the scientific and precise level of agricultural insurance underwriting and claims settlement. Through the signing of this cooperation agreement, the three parties will give full play to their respective advantages based on the principle of long-term cooperation and mutual benefit. In fact, China Property & Casualty Insurance has always put technological innovation and application in the most important position, gradually solving the relevant problems in the field of agricultural insurance, ensuring the safety of the agricultural industry, and helping the high-quality development of agricultural insurance.
Keeping integrity and innovation is an inexhaustible driving force for social development and an effective driving force for agricultural development. In the future, China Property & Casualty Insurance will continue to focus on the innovative development of agricultural insurance to effectively help farmers. | https://chinathenews.com/china-united-property-casualty-insurance-focuses-on-innovative-development-of-agricultural-insurance/ | 544 | 29 |
Hello Fellows, Welcome to the World of GEICO Commercial!
Have you ever found yourself chuckling at the clever and memorable commercials featuring a talking gecko, a caveman, or a delightful little piggy? Well, you’re not alone! GEICO commercials have become an integral part of our pop culture, leaving a lasting impression on viewers and sparking conversations around the water cooler. In this article, we will dive deep into the fascinating world of GEICO commercials, unraveling the creative genius and strategy behind them. So, fasten your seatbelts and get ready to explore the extraordinary realm of GEICO commercials!
Throughout this journey, we’ll uncover the stories behind the most iconic GEICO commercials, explore the impact they have had on the advertising industry, and even reveal a few insider secrets. It’s time to grab your popcorn and settle in for an inside look at the fascinating and hilarious world of GEICO commercials.
1. Behind the Gecko’s Lens: How GEICO Became a Household Name
The Birth of a Mascot: A Revolution in Advertising
GEICO revolutionized the insurance industry game when they introduced their witty and lovable mascot, the GEICO Gecko. This charming character, with his signature British accent, stole the hearts of viewers and secured his place as a pop culture icon. Let’s dive into the birth and evolution of the GEICO Gecko and discover how this reptilian spokesperson changed the face of insurance advertising forever.
The Caveman Chronicles: A Unexpected Advertising Success Story
Imagine a world where cavemen exist in the modern era, grappling with the everyday challenges of life while being bombarded with GEICO commercials that stereotype their kind. Sounds absurd, right? Well, that’s exactly what GEICO did with their wildly successful Caveman Campaign. Let’s unravel the story behind the rise of the GEICO Cavemen, their unexpected popularity, and the impact they had on advertising concepts.
2. Innovative Strategies: Paving the Way for Memorable Commercials
Embracing Quirkiness: The Power of Unconventional Storytelling
In a sea of boring and forgettable commercials, GEICO managed to capture our attention by taking risks and being unapologetically quirky. Their unconventional storytelling approach engages viewers through unexpected scenarios and humorous twists. Let’s take a closer look at how this strategy played a pivotal role in shaping the perception of the GEICO brand and attracted millions of loyal customers.
Memorable Catchphrases: Sticking in Our Minds and Hearts
“15 minutes could save you 15% or more on car insurance” — a catchphrase that has permeated our collective consciousness. GEICO has mastered the art of crafting memorable catchphrases that stick with us long after the commercials end. From the gecko’s signature line to the famous “Hump Day!” exclamation, let’s uncover the secret behind GEICO’s catchphrase success and how it contributes to their brand recognition.
A Detailed Table Breakdown: GEICO Commercial Edition
Let’s analyze various elements of a GEICO commercial through an in-depth table breakdown, exploring the key ingredients that make these ads stand out. From the length of the commercials to the use of humor and celebrity appearances, we will delve into the different aspects that contribute to the success of a GEICO commercial.
Frequently Asked Questions About GEICO Commercial
1. What is the history of GEICO commercials?
GEICO has a rich history of creating memorable commercials that showcase their creative approach to advertising. It all started with the introduction of the GEICO Gecko in 1999, followed by the wildly successful Cavemen Campaign in 2004. Since then, GEICO has continued to innovate and entertain viewers with their humorous and unique commercials.
2. How did the GEICO Cavemen become so popular?
The GEICO Cavemen, initially introduced in a commercial that aired during the 2004 U.S. Open, quickly gained popularity. The clever concept of modern-day cavemen being offended by the slogan “So easy, a caveman could do it” resonated with audiences. The campaign was a massive hit, leading to spin-off merchandise, a proposed TV show, and even a series of popular webisodes.
3. Who is the voice behind the GEICO Gecko?
The enchanting voice of the GEICO Gecko is brought to life by British actor Jake Wood. His charming accent and impeccable delivery have made the GEICO Gecko an instantly recognizable and beloved character.
4. How does GEICO come up with their commercial ideas?
GEICO’s advertising team is known for their exceptional creativity and out-of-the-box thinking. They brainstorm and collaborate to come up with ideas that are both entertaining and memorable, often playing with unexpected scenarios or comedic elements to engage viewers. The aim is always to create commercials that stand out from the crowd and leave a lasting impression.
5. How do GEICO commercials influence their brand image?
GEICO commercials have played a significant role in shaping the brand image of the company. The humor and creativity showcased in their commercials have positioned GEICO as a fun and approachable insurance provider. By using witty storytelling and memorable characters, GEICO has successfully captured the attention of their target audience, building a strong brand presence.
6. Are the actors in GEICO commercials real employees?
While GEICO does feature their employees in some commercials, the majority of actors seen in GEICO commercials are professional actors hired for their roles. These actors bring the scripts to life with their talent, helping to create the memorable and entertaining commercials that GEICO is known for.
7. How have GEICO commercials influenced the advertising industry?
GEICO commercials have had a significant influence on the advertising industry. Their clever and humorous approach to storytelling has inspired other brands to take risks and think outside the box. GEICO’s success has proven that entertaining commercials can leave a lasting impact on consumers and contribute to brand recognition and customer loyalty.
8. What is the most iconic GEICO commercial of all time?
Choosing just one iconic GEICO commercial is a tough task since they have produced countless memorable ads. However, the GEICO Cavemen Campaign, featuring the offended cavemen grappling with their portrayal in the commercials, is often regarded as one of the most iconic and successful campaigns in GEICO’s history.
9. How do GEICO commercials appeal to a wide audience?
GEICO commercials cleverly appeal to a wide audience through their use of relatable and universally understood humor. By tapping into everyday situations that many people face, GEICO commercials manage to connect with viewers from various demographics, making them a hit among a broad spectrum of viewers.
10. What can we expect from future GEICO commercials?
GEICO is continually exploring new ways to captivate and entertain audiences through their commercials. While their specific future ideas remain a tightly guarded secret, we can expect more humorous storytelling, lovable characters, and, of course, surprise elements that will leave us smiling and eagerly awaiting the next GEICO commercial experience.
A Lighthearted Farewell: Till We Meet Again!
Thank you for joining us on this journey through the wondrous world of GEICO commercials. We hope you enjoyed uncovering the secrets behind these unforgettable ads and understanding the creative brilliance that fuels GEICO’s success. Remember to keep an eye out for their latest commercials and stay tuned for more fascinating articles on advertising and pop culture. Till we meet again, keep laughing, keep saving, and keep enjoying the quirky world of GEICO! | https://laurenboilini.net/2023/09/25/geico-commercial/ | 1,575 | 29 |
J. Robert Hicks
- Over 30 Years of group insurance industry experience
- BS Business Administration/Accounting, Aquinas College
- Licensed Life and Health Agent – Multistate
Robert brings a strong combination of group benefits underwriting experience, plan utilization analytics and stop loss knowledge to the Edge Insurance Group team. In his role as Director of Underwriting and Analytics Robert is responsible for all of the customized financial reporting packages produced for Edge Insurance Group clients. In addition, Robert will continually analyze plan utilization and claims trends to help clients minimize plan cost increases through thoughtful plan design management and implementation of sound benefit strategies. All the while, monitoring the plan to gauge actual results versus the targeted outcome.
In addition to his plan performance and renewal underwriting responsibilities, Robert assists clients and internal Edge Insurance Group Account Managers with annual ACA Reporting, plan benchmarking and stop loss claim review and coordination.
Prior to joining Edge Insurance Group Robert gained experience in this profession by spending time as an underwriter with one of Michigan’s largest insurers, working as a Financial Analyst for one of Michigan’s largest employee benefits agencies and then managing Business Development and Financial Analytics for a leading Michigan Third Party Administrator.
Outside of work, Robert enjoys spending time with his daughter Lauren and helping to grow the sport he loves by acting as District Umpire-In-Chief for USA Softball, Michigan Association. | https://www.edgeinsurancegroup.com/about-us/staff/j-robert-hicks/ | 280 | 29 |
Visa, the world’s leading payment technology company, recently announced a new initiative to enhance payment options for international travelers. The new program, called Visa Global Travel Solutions, is designed to make it easier for travelers to access their funds while abroad.
The program offers a variety of payment options, including prepaid cards, debit cards, and credit cards. These cards can be used to make purchases in local currencies, as well as to withdraw cash from ATMs. Additionally, travelers can use their Visa cards to make payments online, and to access their funds from any Visa-accepting merchant.
Visa Global Travel Solutions also provides travelers with access to a variety of travel-related services, such as currency exchange, travel insurance, and travel assistance. Additionally, travelers can use their Visa cards to access exclusive discounts and offers from participating merchants.
The program is designed to make international travel easier and more convenient for travelers. By providing access to a variety of payment options, Visa is helping to make international travel more accessible and affordable. Additionally, the program is designed to help travelers save time and money by eliminating the need to carry multiple currencies.
Visa Global Travel Solutions is available in more than 200 countries and territories, and is accepted at more than 40 million locations worldwide. The program is designed to make international travel easier and more convenient for travelers, and is a great way for travelers to access their funds while abroad. | https://tecomunicaalbertotv.com/visa-enhances-payment-options-for-international-travelers/ | 286 | 29 |
NFP, the insurance coverage broking and consulting agency, introduced it has acquired Superior Insurance coverage Consultants Ltd. (AIC), an impartial insurance coverage dealer based mostly in Hemel Hempstead on the outskirts of London.
As a part of the deal, which closed on Dec. 15, all the AIC staff will be part of NFP. Monetary particulars weren’t disclosed.
“AIC is nicely revered by its shoppers, friends and companions, and has an excellent staff of insurance coverage professionals supporting their operation,” stated Matt Pawley, regional managing director, NFP in Europe. “This acquisition will bolster the shopper base of each organizations and improve our capability to ship built-in and specialised options. AIC can be an ideal addition to NFP as we assist shoppers deal with their danger mitigation.”
AIC’s specialised experience consists of the agriculture, marine, leisure, automobile and building industries. Whereas predominantly a industrial insurance coverage dealer, AIC additionally gives private insurance coverage for people.
NFP stated the acquisition will allow it to broaden its industrial insurance coverage providing and additional develop its shopper base within the London and the broader South East areas of the UK.
“AIC has loved many profitable years by leveraging our strengths, which is a testomony to our first-rate, skilled workers and skill to serve the various wants of our shoppers,” stated Chris Metcalfe, managing director of AIC. “Now we stay up for our subsequent chapter by using the numerous further sources that NFP brings, not solely throughout insurance coverage but in addition inside the worker advantages and wealth administration house.”
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RIMS’ most prestigious honor, the Harry and Dorothy Goodell Award, was presented to Margaret S. Accordino, vice president-director of risk management for National Financial Partners in New York City. Named in honor of RIMS first president, the award pays tribute to an individual who has furthered the goals of the Society and the risk management discipline through outstanding service and achievement.
The Richard W. Bland Memorial Award was presented to Donald Lassaw, president/CEO at L.T.D. America Total Care. The award was created by RIMS Kansas City Chapter in 1974 to recognize a member’s dedicated commitment in the area of legislation or regulation.
The Ron Judd “Heart of RIMS” Award was presented to Cheryl Berman, regional risk manager for ProBuild Holdings, Inc. and member of RIMS San Diego Chapter. The award pays tribute to the legacy of Ron Judd, who served as RIMS executive director for 22 years. Individuals are nominated by chapters for outstanding performance in furthering risk management at the chapter level.
The Arthur Quern Quality Award was presented to Larry Collins, vice president e-solutions for Zurich Services Corporation. This honor showcases innovation within the risk management industry that has contributed to increased quality in products, services and enterprise risk management within an organization.
The Cristy Award was presented to Susanna Chan, risk manager for the Clorox Company. This award acknowledges the individual who earned the highest marks on the three exams required to earn the Associate of Risk Management designation.
RIMS and Business Insurance magazine presented the 2012 Risk Manager of the Year® Award to John J. Marren, director, global risk and insurance management at CSL Ltd.
RIMS also recognized the exceptional work of its Chapters for Outstanding Chapter Programming, Advancing the Risk Management Profession, Outstanding Member Services, Overall Chapter Excellence and the new Membership Growth Awards.
Stay current with all the news on RIMS 2012 Annual Conference & Exhibition online at www.RIMS.org/RIM12.
About RIMS Annual Conference & Exhibition
Launched in 1963, RIMS Annual Conference & Exhibition attracts some 10,000 risk and insurance professionals at all experience levels, business executives with risk management interests, brokers, insurers and service providers for the ultimate educational and networking experience. The four-day event offers more than 120 educational sessions, keynote presentations, special events and an expansive Exhibit Hall with more than 400 exhibitors. Following Philadelphia, the event will be hosted in Los Angeles in 2013. For more information, visit www.RIMS.org/RIMS12. | https://www.rims.org/about-us/newsroom/news/awards-honors-at-rims-2012-annual-conference-exhibition | 540 | 29 |
Ah, the world of vehicle insurance – where policies are as confusing as a GPS with a mind of its own. Today, we embark on a journey through the insurance jungle, armed with a compass of common sense and a sprinkle of humour. Buckle up, because comparing vehicle insurance is about to become as clear as finding a needle in a haystack.
The Insurance Expedition
Setting Sail into the Insurance Jungle
Imagine comparing vehicle insurance as setting sail into an insurance jungle – dense policies lurking behind every tree and confusing terms waiting to pounce like mischievous monkeys. Fear not, brave navigator, for we shall cut through the jungle vines of insurance confusion.
The Policy Parrots
In the insurance jungle, policies are like chatty parrots – squawking terms and conditions that sound important but leave you wondering, “What did I just agree to?” Keep your ears peeled and decipher the insurance parrot code.
H3: The Premium Predicament
Premiums are the tigers of the insurance jungle – powerful and sometimes unpredictable. Like a tiger’s roar, the premium’s impact can be heard from miles away. We’ll teach you the art of taming this financial feline.
The Insurance Safari
H2: Spotting the Elusive Discounts
As we traverse the insurance safari, keep your binoculars focused on the elusive discounts – the rare creatures that can save you from the financial lion’s den.
H3: The No-Claim Bonus Bugle
No-claim bonuses are like the bugle call of the insurance safari – announcing your safe journey through the jungle. Avoid the claim potholes, and you might just hear the sweet sound of bonus bugles.
H3: The Multi-Policy Menagerie
Spot the multi-policy menagerie – where combining your vehicle insurance with other policies is like forming a protective herd. It’s the insurance equivalent of safety in numbers.
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The Insurance Lingo Expedition
H2: Deciphering the Insurance Hieroglyphics
As we delve into the insurance lingo expedition, be prepared to decipher hieroglyphics – the cryptic symbols and terms that make insurance policies resemble ancient scrolls.
H3: The Deductible Dilemma
Deductibles are the riddles of the insurance hieroglyphics – choose wisely, and you’ll find the treasure. Make the wrong choice, and you might feel like you deciphered the ancient text with a wrong translation.
H3: The Coverage Codebreaker
Unravel the coverage code – it’s like decoding the secret message hidden within the insurance scrolls. Understand the types of coverage, and you’ll be the Indiana Jones of insurance knowledge.
The Quote Quest
H2: Slaying the Quote Dragon
Embark on the quote quest, where slaying the quote dragon is the ultimate goal. Compare vehicle insurance quotes like a knight in shining armour, ready to conquer the financial kingdom.
H3: The Online Oracle
Consult the online oracle – insurance comparison websites. They’re like wise old sages, offering insights into the best insurance options. But beware, even oracles can have a sense of humour.
H3: The Agent Alchemist
Engage the agent alchemist – turning complex insurance potions into simple solutions. Agents can guide you through the quote quest, armed with a wand of knowledge and a sprinkle of charm.
The Humorous Pit Stops
H2: Taking a Break at the Chuckle Café
Every adventurer needs a break, so let’s pull over at the Chuckle Café for some humorous pit stops. After all, laughter is the best fuel for an insurance expedition.
H3: The Insurance Knock-Knock Joke
Knock, knock. Who’s there? Insure. Insure who? Insure you compare vehicle insurance before your wallet starts crying. A little insurance humour to lighten the expedition mood.
H3: The Premium Prank
Why did the premium blush? Because it saw the deductible without its coverage! Premiums can be cheeky, but with the right coverage, you’ll have the last laugh.
The Decision Crossroads
H2: Choosing the Right Path
As we reach the decision crossroads, remember that comparing vehicle insurance is not just about finding the cheapest option. It’s about choosing the right path for your unique journey through the insurance wilderness.
H3: The Coverage Crosswalk
Cross the coverage crosswalk with confidence – ensuring that the policy you choose aligns with your needs. It’s like crossing the street, but with less traffic and more financial safety.
H3: The Claims Canyon
Beware of the claims canyon – a deep pit where inadequate coverage might leave you stranded. Choose a policy that helps you bridge this canyon without breaking the bank.
The Celebratory Safari Dance
H2: Triumph in the Insurance Savannah
As we emerge from the insurance jungle, triumphant and wiser, it’s time for a celebratory safari dance. Compare vehicle insurance, conquer the jungle, and celebrate your financial victory.
H3: The No-Claim Shuffle
Dance the no-claim shuffle – a victory dance for safe journeys and wise insurance decisions. Let the insurance savannah witness your financial triumph.
H3: The Premium Polka
Celebrate with the premium polka – a dance of financial flexibility and well-managed premiums. Remember, it’s not just about the destination; it’s about how you dance through the insurance safari.
Comparing vehicle insurance might seem like a wild adventure, but armed with a sense of humour and a practical compass, you can navigate the insurance jungle with confidence. Remember, it’s not just about finding the best deal; it’s about choosing the policy that suits your unique journey through the financial wilderness.
So, rev up your insurance safari vehicle, honk the horn of financial wisdom, and embark on the adventure of comparing vehicle insurance. The insurance jungle awaits – bring your sense of humour and a sturdy umbrella, just in case it starts raining policies! Happy comparing, fellow explorers! | https://bankshiksha.in/a-simple-guide-to-comparing-vehicle-insurance/ | 1,290 | 29 |
Exclusive Auto Insurance Leads
With a fast-paced life, the number of accidents has gone up a lot in the US. People are hence buying more auto insurance to keep their cars safe and get some money to repair the damages. Insurance companies and agents hence need to increase their sales and for this, they need real-time auto insurance leads. There are many lead providing companies that make the jobs of the agents and brokers easier by providing exclusive auto insurance leads.
Old methods of marketing like e-mailing, telemarketing or door to door sales are not as efficient anymore due to the rise of digital media. Everything happens online these days and people look for various insurance companies and their quotes online to buy the right package.
The main objective of auto insurance leads the company is to reach the customers at regular intervals. Most auto insurance companies to need to maintain several online and affiliate marketing channels. These companies have search engine optimized websites that make them appear higher in search results. Using different social media platforms is also a great way to bring in business.
Best Auto Insurance Leads:
50states Insurance Leads is One of the most trusted and dependable leads providing companies in the US with many years of experience and a long list of satisfied clients. We are here to take care of all your needs when it comes to selling insurance. Our websites collect interested leads using SEO and sell them on to the insurance agents and brokers.
To get the best results we identify what people love to search and collect the necessary information. The online buyers try to get different quotes from various companies and evaluate them before making any decision. So the Internet is the key to business these days and we make sure that dedicated efforts are always put in to improve our services and to reach out to a higher number of clients. We take care to create attractive and responsive business profiles on various platforms to get the best auto insurance leads.
Why 50 States Insurance Leads:
In a competitive market, you need to be able to choose the right company to increase your sales. At 50 States Insurance Leads, we make sure to provide genuine and interested leads at the most affordable prices. Insurance agents would want exclusive insurance leads that can be converted. Our websites and social media handles reach out to a vast portion of the people and thus we can deliver what our clients need.
- Verified Leads: The leads need to be genuine and verified with proper contact details. We make sure that all the leads we provide are IP address verified. The leads also come with 100% phone connectivity to make things easier for the agents.
- Lead Scoring: We avail lead scoring services to generate the most authentic auto insurance leads.
In this competitive market, agents need to have an edge when it comes to exclusive auto insurance leads. We generate over 4000 real-time auto insurance leads daily and fulfill the needs of our customers. | https://50statesinsuranceleads.com/how-to-get-exclusive-auto-insurance-leads/ | 583 | 29 |
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Dear partners, the following is an open letter from Ukrainian insurers and brokers’ associations.
Dear colleagues and partners!
Since February 24, 2022, Ukraine has been fighting against the armed aggression of the Russian Federation.
You know that the Russian army invaded the territory of Ukraine practically from every direction with only one goal: to prevent the people of Ukraine from realizing their European civilized choice of development.
The resistance of the Ukrainian people, the support from almost the whole World will not allow the Russian authorities to accomplish their criminal goals!
We are grateful to the World for every military, diplomatic and economic assistance to the people of Ukraine in our struggle for the common values of freedom, peace and democracy. Together, we shall defeat the new fascism!
The negative attitude of the world business towards Russia’s aggression in Ukraine is growing. The number of foreign companies which refuse to cooperate with Russian enterprises is growing every day.
On behalf of the Insurance Business Association, the League of Insurance Organizations of Ukraine, the Kharkiv Union of Insurers, the National Association of Insurers of Ukraine, the Federation of Insurance Intermediaries of Ukraine – all associations of insurers and insurance brokers in our country – we ask you to take the following measures that will prevent the country-aggressor from continuing the war:
Regardless of the sanctions imposed at the state level, do not insure or reinsure any risks of Russian insurance companies, risks originating from the Russian Federation or in relation to the interests of any resident entities of the Russian Federation. Risks from Russian insurers and from the territory of the Russian Federation should be recognized as highly «toxic» ones.
Do not invest in Russian insurance companies and do not issue financial guarantees or additional capital to them in any form. Block the funds of Russian insurers and reinsurers, do not make any reinsurance payments, refunds of payments, etc. for the Russian Federation, so as not to provide the country-aggressor with any additional financial resources.
Stop activities of the subsidiaries of the Western insurance or brokerage companies, as well as their representative offices in Russia.
Disconnect Russian insurers from any information and educational support, conferences, seminars and trainings.
Please share this information among all national associations for transfer to their members.
Insurance Business Association, General director Vyacheslav Chernyakhovsky
League of Insurance Organizations of Ukraine, President Oleksandr Filoniuk
Kharkiv Union of Insurers, President Liudmyla Vremenko
National Association of Insurers of Ukraine, General director Denis Yastreb
Federation of Insurance Intermediaries of Ukraine, General director Serhii Inshakov | https://www.trustrc.com/trc-supports-ukraine-2/ | 545 | 29 |
Fire Sector Federation ready for action
Though originally established in 2010 as the Fire Sector Partnership, the organisation has now agreed a constitution and re-launched, following a merger with the Federation of British Fire Organisations (FOBFO).
Bringing together representatives from a range of stakeholders which make up the UK Fire Sector and wider built environment, the FSF acts as a forum for the discussion of fire-related issues and aims to develop policy and produce industry guidance for wider dissemination.
At the heart of the FSF are a number of focused workstreams which examine in detail issues considered to be of particular importance to the fire sector. Currently established are workstreams to consider: technical guidance; statistics; technology; workforce development; procurement; international issues; national policy; enforcement; fire investigation; and All Party Parliamentary Fire Safety Group activities.
The FSF was originally established in response to the Fire Futures review. This strategic review of fire and rescue provision, launched in July 2010 by the Fire and Rescue Minister Bob Neill MP, was designed to enable sector partners to shape the future direction of fire policy in England.
As a result of the review, the Government made it clear that it no longer intended to control and direct the way fire and rescue services and cross-sector functions are managed, and instead expects the fire sector to take a lead in shaping policy.
FSF Chairman Brian Robinson explained the intended role for the Federation:
The FSF aims to fill the void left by Government. It plans to develop policy by providing a broad spectrum of opinion from the fire sector, releasing views and advice on behalf of the unified sector. It also aims to cut silo mentality in working practices by addressing both the built and natural environment, as well as fire and rescue service issues.
Using the knowledge, experience and skills that exist across the sector, the Federation aims to improve communication and cooperation to help drive efficiency, common policy and common standards.
Membership is open to any organisation able to demonstrate a legitimate interest in the built, natural, fire and rescue service or national resilience environments. | https://meansofescape.com/fire-sector-federation-ready-for-action | 423 | 29 |
US-based parametric reinsurance group NormanMax Insurance coverage has acquired in precept approval from Lloyd’s to launch a syndicate in 2024.
As soon as launched, NormanMax Syndicate 3939 might be managed by Apollo Syndicate Administration, an built-in insurance coverage group.
NormanMax Syndicate 3939 is predicted to start underwriting in April subsequent yr.
The brand new syndicate will concentrate on providing pure disaster parametric reinsurance-related merchandise.
NormanMax mentioned it’s going to leverage the Twenty first-century information and expertise to develop and provide parametric options for its international purchasers, particularly these which might be underserved by conventional reinsurance merchandise.
GC Securities is serving because the monetary advisor to NormanMax.
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NormanMax CEO Bradley Meier mentioned: “It’s my perception that we’re solely at first of the worldwide parametric insurance coverage revolution, and we’re happy to be partnering with Apollo on this thrilling journey.
“The power to supply worldwide entry to parametric insurance coverage options that utilise each public and proprietary information through Syndicate 3939 is a superb first step within the mainstream adoption of parametric merchandise.
“NormanMax syndicate 3939 might be distributing its merchandise globally, together with in lots of underserved markets that historically lack a broad spectrum of insurance coverage options.”
Apollo Strategic Companion Syndicates director Andrew Grey added: “We proceed to strengthen and increase our providing of Strategic Companion Syndicates, offering better alternatives for our companions, purchasers and capital suppliers.
“We look ahead to an thrilling relationship with NormanMax and a profitable 2024.”
NormanMax Syndicate 3939 might be managed by Apollo Syndicate Administration. | https://insuranceinfonews.com/normanmax-receives-lloyds-approval-for-syndicate-3939-launch/ | 453 | 29 |
Peachtree Special Risk Brokers
Specializing in placing unique and complex accounts, our brokers are insurance and program specialists with access to an extensive network of insurance companies offering excess and surplus lines coverage. We offer a distinct value proposition to retail partners; exceptional coverage experience across a wide range of property and casualty lines of business and access to well-established insurance company relationships often unavailable to retail agencies on a direct basis.
Areas of Specialty
We specialize in property, casualty, and professional liability brokerage. Our key areas of focus are national and regional real estate schedules, habitation (condos and apartments), public entities, builder’s risk, hospitals, nursing homes and ALF, manufacturing and distribution, contractors, restaurants, hotels, and growers. Our national scope of operations and significant market penetration provide us the leverage to negotiate the best terms for our agent customers at more competitive pricing.
Our key strengths are the ability to offer large capacity through both admitted and non-admitted markets, analytics including AIR and RMS, manuscript forms and endorsements, and seasoned claim professionals. Our culture is built on integrity, innovation, superior capabilities, and discipline. We view insurance differently and use our experience, carrier relationships, and principled customer focus to deliver first-class service and solutions.
Meet the Team
Liz assisted in forming Peachtree Special Risk in 2000 after beginning her insurance career at Marsh & McLennan Atlanta in 1993 and transitioning to a wholesale property broker at Gresham & Associates in 1996. She was promoted to President of Peachtree in 2011. Liz was also instrumental in the development and launch of Bridge Specialty Group, which unites more than 25 boutique wholesale brokerage brands, including Peachtree. She was promoted to the Director of Retail Distribution for Bridge Specialty Group in 2021. Liz specializes in layering large public entities and schools, real estate, technical risks, including food processing and agriculture, healthcare, multi-family, and builder’s risk. She also specializes in placing reinsurance for captive programs and risk pools, negotiating manuscript forms, wrap-around coverages, and developing programs for large groups. Liz’s excels at placing catastrophic exposed risks and hard to place loss leaders. Liz graduated from Georgia State University in 1995 with a Masters of Business Administration and a concentration in Risk Management and Insurance. She graduated from the University of Miami in 1991 with a Bachelor of Science in Communications and English. Liz holds insurance licenses in 34 states, including a Georgia Property and Casualty Agent’s License and Georgia Surplus Lines Broker’s License. She has professional designations of Associate in Surplus Lines Insurance and Chartered Property Casualty Underwriter. Liz is currently a member of the President’s Council for the University of Miami and a Risk Management Foundation Trustee for Georgia State University.
John joined Peachtree Special Risk Brokers in 2006. He began building his property book of business when he moved to MacDuff Underwriters in 2007.
John is a graduate of the University of Georgia and holds a BBA in Risk Management and Insurance. John also has an Associate in Risk Management (ARM) and an Accredited Advisor in Insurance (AAI).
John enjoys spending time with his family (wife and two children), traveling, hunting, fishing, and attending UGA football games.
Barry Morris started his career with Lumber Mutual, where he worked for 12 years, managed three states, and was the top producer in consecutive years. When Lumber Mutual closed, he moved to Rankin Insurance in Birmingham, Alabama, for one year until moving to PSR. Barry spent the first five years in the Lake Mary, Florida, PSR office, where he was named Profit Center Leader after four years. That office relocated to St. Petersburg, Florida, in 2008 with three teammates. The office now has 33 teammates in three locations, including Sarasota and Indianapolis. | https://www.psrllc.com/about-us/ | 795 | 29 |
Best Survival Insurance in Patagonia
Patagonia's survival insurance policy can protect you from a variety of unexpected circumstances. Whether you are planning a glacier expedition, kayak trip, overland adventure, or wingsuit flight, we will cover your medical bills and help send rescue teams and deploy medical supplies via drones if you are in need of assistance.
From a casual tourist to survival experts, getting the right survival insurance coverage drastically decreases your risk and increases your chances of survival. If you require medical treatment, we will cover your medical expense and protect you from the extensive cost of search and rescue operations and medivac extraction flights.
Patagonia insurance company was established in 1768 by Sir Frederic Mophie-Meister the Third. This one time, Frederic was traveling to Tierra del Fuego with Sir Charles Darwin, their ship capsized on the Archipelago islands. Stranded on the island for weeks without food and internet access, Frederic realized traveling to Patagonia is a risky venture that should not be embarked on without proper insurance coverage.
Not all survival insurance is created equal. We offer 24/7 emergency assistance in case things do go wrong on your adventure. Our operators are standing by for the most insane scenarios you might encounter. We will make sure your call is handled in a soothing and relaxing manner.
In the case that you do not survive, we will gladly return any portions of your unused policy premium. We can send it out by check or credit back to the credit card you used to pay the premium. We also accept Etherium, Dogecoin, and Solana, but unfortunately not Bitcoin at this time. | https://www.patagoniainsurance.com/ | 339 | 29 |
Industry veteran Kristina Talkowski to lead Nationwide Middle Market Commercial Lines team
Nationwide is tapping Kristina Talkowski to head up its Middle Market Commercial Lines business, the company announced on Thursday. An established and respected leader in the commercial property and casualty insurance industry, Kristina will be tasked with executing Nationwide’s long-term commercial lines insurance strategy for mid-sized businesses.
“Kristina exemplifies the kind of leader who will be a strong cultural fit for Nationwide while also having deep experience in delivering specialized solutions for customers in the Middle Market segment,” said Russ Johnston, Nationwide’s President of P&C Commercial Lines, Excess & Surplus, Specialty. “I am excited for her to join our team as we continue to build a world class underwriting organization.”
Kristina has 20 years of insurance expertise. She joins Nationwide after serving as Senior Vice President of Middle Market Segments at CNA, where she was responsible for growth strategy, underwriting guidelines, and execution of CNA’s Middle Market industry specialization.
Prior to her Middle Market leadership at CNA, Kristina served in similar roles at both Chubb Group of Insurance Companies and Liberty Mutual Insurance Group.
Kristina holds a Bachelor of Business Administration from the University of Wisconsin and the Chartered Property Casualty Underwriter (CPCU) designation. She is also a lecturer at the University of Wisconsin – Risk & Insurance Department. She was honored as one of Milwaukee Business News’ 2021 Notable Women in Insurance.
Kristina will assume her duties on Monday, October 16. | https://coverager.com/industry-veteran-kristina-talkowski-to-lead-nationwide-middle-market-commercial-lines-team/ | 328 | 29 |
Freya Comprehensive Fire Solutions Ltd offer everything you need to ensure your business is fully protected from fire. We specialise is Fire Risk Assessments, Fire Compartmentation, Fire Audits, Fire Engineering and Building Design Solutions. Our blog keeps you informed of recent fire events that have taken place. When looking at your business you need to ask yourself, “Is your building fire safe?” If you feel you don’t know and would like our services please get in touch.
Paul formed FCFS to provide independent fire safety advice in new buildings from project conception to completion, and to provide advice and support to assist and guide responsible persons in ensuring the safety and welfare of those employed by them or in their care, as well as meeting their legal requirements.
Accredited with the Institute of Fire Engineers, Paul brings over a decade of fire risk experience; ranging from external consulting and advisory services, in-house fire safety management, as well as fire inspection with the London Fire Brigade.
Most recently he has been with the IFC Group as a Fire Safety Engineer providing fire strategies and risk management. He has been involved in the engineered deign of several major private hospitals, large residential developments, educational premises and office blocks in central London. Paul was recently tasked to provide expert witness support to a hospital in Wiltshire in challenging a notice served by the Local Fire and Rescue Services, and was lead engineer in acting as an expert witness in the defence of a client facing prosecution. Paul has created fire safety management plans and fire safety policies for various companies and premises, as well as creating event fire risk management plans for major blue chip company events.
He has also carried out reviews of fire safety arrangements in the Houses of Parliament, high risk bio-hazard premises and waste recycling sites, along with fire risk assessments over a wide range of residential and commercial buildings across England.
Before IFC Paul was the Fire Safety Manager at Brunel University (one of London’s largest single-site universities) where he was responsible for all fire safety matters on the campus. This included teaching and laboratory accommodation, sports and leisure facilities, as well as student accommodation. He was also responsible for designing the first large metals research facility in London on behalf of Jaguar/Land Rover.
Prior to Brunel, Paul was an Inspecting Officer with the London Fire Brigade. During his eight year tenure he was responsible for designing futuristic-style buildings such as the Wembley Civic Centre (a completely open floor plan office facility utilising water mist suppression systems to support a reduction in fire compartmentation) and one of London’s largest IKEA megastores. Additionally, he performed an auditing and enforcement role, including determining of the suitability and standard of over a thousand fire risk assessments across the North West London region. | http://www.freya-fire.com/about/ | 568 | 29 |
The Central Functions include VIG Holding, VIG Re, VIG Fund, the non-profit housing societies, corporate IT service providers and intermediate holding companies.
VIG Holding primarily focuses on managerial tasks for the Group. It also operates as an international reinsurer and in the international corporate business.
The Group’s own reinsurance company, VIG Re, was formed in Prague in 2008 and is a successful reinsurance provider for both Vienna Insurance Group companies and external partners. VIG has established itself as an important company in the CEE region and follows a conservative underwriting and investment strategy. Standard & Poor’s confirmed VIG Re’s A+ rating with a stable outlook in July 2015.
Business development in the Central Functions in 2015
The companies in the Central Functions recorded premiums written of EUR 1,248.91 million in 2015. This represented a decrease in premium volume of 3.2% in comparison with the previous year, which resulted from a lower volume of reinsurance within the Group. The loss of EUR 347.24 million reported in the Central Functions (2014: EUR -2.24 million) is mainly a result of the impairment of IT systems in the amount of EUR 195.00 million (2014: EUR 50.00 million) and also of impairments of goodwill and insurance portfolios. | https://annual-report.vig.com/2015/group-management-report/development-by-region/central-functions.html | 270 | 29 |
Festival Details - "FIRE & ICE at Moerlein Lager House - Ice Bar, Fire Performers, Ice Sculptures, Igloos, Theme Dinners"...
Start: Sunday, February 18, 2024 11:00AM
End: Sunday, February 18, 2024 7:00PM
Moerlein Lager House Announces Fire & Ice Weekends: A Fusion of Spectacular Fire Performances, Culinary Delights Themed Dinners, Icy Ice Slide Adventures, Igloo Rentals and Live Ice Carving Demonstrations. The upcoming Fire & Ice weekends, transforming Fridays, Saturdays, and Sundays from January 12th to February 18th into an extraordinary blend of fiery performances, chilled delights, themed culinary experiences, Igloo rentals, 4-Lane Ice Slide and live ice carving demonstrations. More information on Fire & Ice at Moerlein Lager House here: https://moerleinlagerhouse.info/fire-and-ice/
Prepare for a mesmerizing display as fire performers take center stage on illuminated podiums in Moerlein Lager House's outdoor beer gardens, turning the venue into a blazing fiesta. The excitement doesn't end there—experience the cool vibes at our Ice Bar, complete with a drink luge, stunning ice displays, and cozy fire pits, creating the perfect setting for both indoor bites and outdoor frosty cocktails.
Adding an extra layer of excitement, Molly Wellmann, renowned mixologist, will tantalize your taste buds with specially curated Fire & Ice concoctions, available throughout the venue.
For a dining experience like no other, indulge in our exclusive Fire & Ice Themed Dinners hosted by culinary experts Chef Christian Gill, Chef Kayla Robison, Wine Curator Yvette Simpson, and Mixologist Molly Wellmann. Check the event website for dinner schedules and reservations at Fire and Ice Themed Dinners – Moerlein Lager House.
• When: Every Friday 5:30-10pm, Saturday 3-10pm and Sundays 11am-7pm
• Saturday Live Ice Carving Demonstrations: 3-6pm
• Special Sunday Brunch: 11am-2pm
• Kids Eat Free Sunday: 4-7pm at the Fire & Ice Pizza Shack with the purchase of an Ice Slide ticket
• Where: Moerlein Lager House's Indoor and Outdoor Beer Gardens
• Highlights: Themed Dinners (indoors), Outdoor Ice Bar, Ice sculptures, Fire Performers, 4-Lane Ice Slide, Igloo Rentals and Fire Pits
• Admission: Free to attend (Ice Slide, Themed Dinners extra)
Enhance your experience by renting one of our cozy igloos on the Mercedes-Benz of Fort Mitchell Igloo Boardwalk during Fire & Ice
Igloos are available every Friday, Saturday and Sunday. Reserve your igloo at Igloo Rental (Up to 14 people) – Moerlein Lager House. Make your private gatherings truly unforgettable by renting an igloo at Fire & Ice. Each igloo comes with a cocktail server. The $300 rental fee transforms into Gift Cards, redeemable on-site or at the Moer-To-Go pickup window, Fire & Ice select vendor stands and inside Moerlein Lager House. Your investment returns in full, offering a delectable experience inside your private igloo sanctuary, with gift cards that never expire.
Experience the Thrills on the Spectacular Go Metro Ice Slide
• Tickets: $12.50/Rider, Family 4-Pack for $40
Embark on a thrilling journey down our enchanting Ice Slide at the Moerlein Lager House Fire & Ice event. Whether you seek adventure or family fun, our Ice Slide promises boundless enjoyment.
More information on Fire & Ice at Moerlein Lager House here: https://moerleinlagerhouse.info/fire-and-ice/
Have a Question About this Festival? Send Us an Email »
Events Provided by: EVVNT | https://www.festivals.com/fire-ice-at-moerlein-lager-house-ice-bar-fire-performers-ice-sculptures-igloos-theme-dinners-47160 | 840 | 29 |
Country Mutual Insurance, also known as Country Financial, is a group of insurance companies that provide a range of insurance products and services. The company was founded in 1925 and is based in Bloomington, Illinois. With over 90 years of experience, Country Mutual Insurance is considered to be one of the leading insurance providers in the United States.
History of Country Mutual Insurance
The roots of Country Mutual Insurance can be traced back to the early 1920s. A group of Illinois farmers organized a mutual fire insurance company to protect their properties from fire damage. This company later became known as the Country Mutual Insurance Company.
Over the years, the company expanded its product offerings to include auto, home, and life insurance. In 2007, Country Mutual Insurance rebranded itself as Country Financial to reflect its expanded portfolio of financial products and services.
Insurance Products Offered by Country Mutual Insurance
Country Mutual Insurance offers a wide range of insurance products to its customers. Some of the most popular products offered by the company include:
Provides coverage for damage to your vehicle and liability for any injuries or property damage you may cause.
Provides coverage for damage to your home and its contents, as well as liability for any injuries that occur on your property.
Provides financial protection for your loved ones in the event of your death.
In addition to these products, Country Mutual Insurance also offers a range of financial planning and investment products, such as mutual funds and retirement planning services.
Customer Service and Claims Process
Customer service is a top priority for Country Mutual Insurance. The company offers a range of customer service options, including phone and email support, as well as a comprehensive online support center.
When it comes to filing a claim, Country Mutual Insurance offers a streamlined claims process to ensure that customers receive prompt and efficient service. Customers can file a claim online, by phone, or through their local Country Financial representative.
How long has Country Mutual Insurance been in business?
Country Mutual Insurance was founded in 1925, which means the company has been in business for over 90 years.
What types of insurance products does Country Mutual Insurance offer?
Country Mutual Insurance offers a range of insurance products, including auto, home, and life insurance.
What is the claims process like with Country Mutual Insurance?
Country Mutual Insurance offers a streamlined claims process, which can be filed online, by phone, or through a local representative. The company strives to ensure that claims are processed promptly and efficiently.
Does Country Mutual Insurance offer any other financial products and services?
Yes, in addition to insurance products, Country Mutual Insurance offers a range of financial planning and investment products, such as mutual funds and retirement planning services.
Where is Country Mutual Insurance based?
Country Mutual Insurance is based in Bloomington, Illinois.
Country Mutual Insurance is a well-established insurance provider with over 90 years of experience. The company offers a range of insurance products to meet the diverse needs of its customers, as well as a range of financial planning and investment products. With its commitment to customer service and focus on efficient claims processing, Country Mutual Insurance is a top choice for those seeking insurance protection. | https://www.bestinsurance.id/country-mutual-insurance | 634 | 29 |
The Diane R. Adams Team
Diane R. Adams
CA LIC. #0700608
Diane is an agent with 33 years experience specializing in Commercial Insurance and Health Benefits. Diane is licensed in AL, AZ, CA, FL, ID, MD, NM, NV, OR, TN, TX, and WI. She is a direct writer with Farmers insurance and has access to Multiple carriers as a broker.
Commercial & Personal Accounts
CA LIC. #0D13971
Responsible for all aspects of commercial & personal lines insurance for the agency. Manages the support staff and the day to day administrative duties. New account quoting, renewal processing, and
Jonathan joined the agency in 1993
Agency Accounting & IT
CA LIC. #0D71219
Cliff Rehrig has over 23 years experience as the Agency's Controller and is responsible for Bookkeeping, Financial Analysis, Human Resources & Information Technology for the Agency.
Agency Marketing & New Account support
CA LIC. #0E34318
Kimberly brings years of customer service and account management to the agency. Many of our customers already know Kimberly as she was with the Agency previously.
Agency Account Manager
CA LIC. #0702526
Penni Barnett has been a licensed California insurance agent since 1985 specializing in all lines of commercial insurance since 1998. Providing excellent customer service is always her focus for agency clients. | https://www.dianeadamsonline.com/our-team | 291 | 29 |
The Penn Mutual Life Insurance Company, Horsham, Penn., has announced that it is taking action to help variable life policyholders who are experiencing significant reduction in their policies’ net surrender values as a result of the recent economic downturn. The company is extending the base no-lapse guarantee period on eligible existing policies for the company’s Cornerstone VUL III, Cornerstone VUL IV, Variable Estate Max II and Variable Estate Max III products by an additional two years.
With this action, Penn Mutual is providing policyholders with additional protection, helping them to maintain their policies in-force, even if there is no longer any surrender value remaining as a result of the economic downturn. These changes have been made in alignment with the company’s primary responsibility as a mutual company to always act in the best interest of its policyholders. While there will be a minimum premium requirement going forward to continue this extended coverage period, there is no extra charge for this enhancement.
“At Penn Mutual our number one priority is serving the needs of our policyholders,” said Robert E. Chappell, chairman, president, and chief executive officer for Penn Mutual. “We’ve assisted policyholders who were impacted by Hurricane Katrina, the Midwest floods and the California wildfires in the recent past, so providing an additional grace period to policyholders through this unprecedented economic environment is the right thing for a mutual company to do. As a mutual company, we will continue to focus on assisting and providing for our clients who depend on us to protect what matters most to them.” | https://www.thinkadvisor.com/2009/02/02/the-penn-mutual-life-insurance-company-offers-assistance-to-variable-life-clients-during-economic-downturn/ | 323 | 29 |
Tough cases can breed loyal allies – and new business.
Nothing tests a new agent’s mettle as much as a tough initial placement. It is during these early tests that strong, enduring relationships are built. Just ask Senior Underwriter Andrea Prahl, of the Burns & Wilcox Special Risk Division, which handles unusual and unique risks. Meeting and exceeding a new agent’s expectations, she says, not only may win you a long-term ally, it may also win you additional business.
Prahl recently confronted a whopper of a test, even by Texas oil industry standards. The risk came from the Alabama office of a large retail agent, which approached Commercial Underwriter-Broker Jack Yester of the Burns & Wilcox Birmingham, Ala. office. Yester’s agent was seeking coverage for the care, custody, and control of an estimated 300,000 barrels of crude oil as it made its way across the client’s property, from train tank cars into its oil pipeline, then into tanker barges to be shipped to local refineries.
“The quantity and high value of the crude, as well as the number of different transportation modes involved, made this a unique risk and one that most markets would not even consider,” says Prahl. “A leak, for example, could create an immediate and large loss. Or something along the journey could contaminate the crude.”
Prahl got right on the case. “I approached several London markets that were somewhat resistant,” she says. “But one Lloyd’s broker, Chesterfield, was optimistic that we could get this placed.”
Chesterfield Group had recently become part of the Kaufman Group, the parent to Burns & Wilcox. Prahl and her counterpart at Chesterfield were collaborating on a case for the first time, and they were eager to make the placement.
“Chesterfield felt it had a market for the coverage and asked a few questions. I provided answers, and quickly had an indication,” she recounts. The policy, which was bound several weeks later, covers up to $14 million of crude in the operation’s custody at any one time. Meanwhile, the operation has grown from the estimated 300,000 barrels to 12 million barrels of crude and perhaps more. And the fledgling relationship between agent and wholesale broker also continues to grow.
Yester credits teamwork on the Burns & Wilcox side — especially Prahl’s skill in placing a very com- plicated account — for giving the agent the confidence to bring him other parts of this very large account. Gina Jones of the Burns & Wilcox Environmental Center of Excellence, successfully placed the pollution liability coverage for the operation, while Sheila Hailey and Katie House of the broker’s Dallas, Texas, office, brought in several quotes for the general liability.
The large Alabama agent recently brought Yester a submission for the operations’ excess pollution and is now reviewing the quote Yester’s brokerage efforts provided.
Test passed — with flying colors. What’s more, Yester says he expects to field more risks from this agent. | https://www.burnsandwilcox.com/insights/filling-the-pipeline/ | 659 | 29 |
Zurich Insurance Group named a former AXA XL executive to a newly created role that address financial lines and cyber together. Berkshire Hathaway Specialty Insurance appointed a new senior underwriter focused on Transactional Liability in Asia and the Middle East.
Zurich Insurance Group named Timothy Powell as Global Head Financial Lines and Cyber, a newly created role that combines lines of business and simplifies the Group’s offering.
Powell starts May 24, 2021 and will report to Ralph Brand, Global Head of Casualty, Financial Lines and Cyber.
In his new role, Powell will be working closely with Zurich’s country offices and provide product expertise and counsel to optimize underwriting performance, foster a consistent underwriting approach across regions and ensure a balanced product mix that serves the increasingly complex risks of customers. His area of responsibility includes professional indemnity, directors and officers liability, mergers & acquisition, financial institutions, employers liability and cyber insurance.
Powell, a 30 year insurance industry veteran, joins Zurich from AXA XL, where he most recently served as Chief Underwriting Officer for International Financial Lines. He will be based in Switzerland. Throughout his career, he has worked with brokers and teams of underwriters in Australia, Asia, the UK and continental Europe.
Berkshire Hathaway Specialty Insurance appointed Daniel Thieviasingham as Senior Underwriter, Transactional Liability, Asia Middle East.
In the Transactional Liability space, BHSI currently offers Representations & Warranties Insurance, Tax Insurance, Contingent Liability Insurance and Class Action Settlement Insurance globally.
Thieviasingham comes to BHSI with nearly a decade of experience spanning corporate finance, Mergers & Acquisitions (M&As) and transactional liability insurance. He was most recently at Lockton London. Before that he underwrote transactional risks at Ironshore Australia.
Sources: Zurich Insurance Group, | https://www.carriermanagement.com/news/2021/05/04/220140.htm | 396 | 29 |
Global insurance benefits provider International Medical Group (IMG) has struck a new partnership deal with Roamly Insurance Group to offer three travel medical and safety insurance products to RV renters.
Specifically, the three new insurance plans – Roamly Trip Protection, Roamly Interior Damage, and Roamly Travel Medical – will be offered to travelers who book trips through the RV rental marketplace Outdoorsy. Roamly, which launched just last year, is the insurtech business arm of Outdoorsy, offering digital insurance products for recreational vehicle owners.
Read more: Outdoorsy unveils insurtech expansion plans
The Roamly Trip Protection plan provides trip cancellation and trip interruption benefits. Meanwhile, the Roamly Interior Damage plan offers coverage for accidental damages to the RV rental’s interior while parked. And finally, the Roamly Travel Medical protects international travelers in the event of an unexpected illness, injuries, or medical emergencies during their trip.
“Partnering with Roamly is an exciting next step in IMG’s rapid growth in the travel insurance industry,” said IMG president and CEO Steve Paraboschi. “Our travel and health safety expertise combined with our operational capabilities make this the perfect fit for IMG to fully support Roamly through their first-of-its-kind insurtech platform.”
“We have seen the demand for RV rentals skyrocket since the onset of the pandemic. By partnering with IMG, we are paving the way for trip protection in the global RV and campervan market to meet that demand with the appropriate insurance offerings for outdoor travelers,” added Roamly chief insurance officer Aaron Ammar. | https://sportscasualties.com/insurer-insurtech-team-up-to-offer-new-insurance-offering.html | 348 | 29 |
El correo is a 2024 crime thriller film directed by Daniel Calparsoro from a screenplay by Patxi Amezcua [eu] and Alejo Flah [es] which stars Arón Piper alongside María Pedraza and Luis Tosar.
The plot is set in 2002 against the backdrop of the entry into force of the euro. It follows the rise of a young valet from Vallecas (Iván) through the ranks of an international cartel dedicated to money laundering.
- Arón Piper as Iván
- María Pedraza as Leticia
- Luis Tosar as Escámez
- Laura Sépul as Anne Marie
- Nourdin Batan as Yannick
- José Manuel Poga as Javier Ocaña
- Luis Zahera as comisario Roig
The film was produced by Vaca Films alongside Panache Productions and La Compagnie Cinématographique. It had the association of Playtime and the participation of Netflix, RTVE, Movistar Plus+, Canal+, and Ciné+. Shooting locations included Madrid, Brussels, Marbella, Geneva, and Hong Kong.
Distributed by Universal Pictures International Spain, the film is scheduled to be released theatrically in Spain on 19 January 2024.
* This biography or article is a copyright of Uzomedia TV, please refer-back to our blog if you wish to copy or pin back our articles.*
* For car insurance, Home Insurance, Insurance companies, Auto insurance Public liability insurance, Cheap Insurance, Loans,liability insurance, professional indemnity insurance, small business insurance, Health and Fitness, Real Estate, Digital Marketing, Automobile and more visit our contact page.* | https://uzomediatv.com/el-correo-2024-film-full-movie-download-mp4-mkv-cast/ | 357 | 29 |
12th November 2023
Great American Insurance Group Great American), a specialty property and casualty(P&C) insurance provider focusing on commercial products for businesses, and Guidewire have announced that Great American have selected Guidewire InsuranceSuite on Guidewire Cloud to power its core business, simplify its IT operations, adapt to changing market demands, and deliver more value to policyholders, agents, and brokers. A Guidewire customer since 2006, the company will migrate InsuranceSuite by product and line of business.
“We selected InsuranceSuite on Guidewire Cloud because it aligned with several of our major long-term programmes and strategies,” said Great American Insurance Group chief Information Officer Joe Kowaleski. “The streamlined, rapid updates and reduction of necessary IT involvement that Guidewire Cloud provides will free up our IT team for other pressing projects. In general, our employees are excited to work with leading-edge technology like Guidewire Cloud, which can certainly help us with employee satisfaction.
We have a highly diverse portfolio of specialty P&C businesses within Great American Insurance Group, and Guidewire products have been an enabler for driving consistency in our IT ecosystem over the years. We are optimistic about the flexibility and functionality offered on Guidewire Cloud, and we are glad to be extending this strategic relationship.”
“For more than 150 years, policyholders have been putting their trust in Great American,” said Guidewire president and chief Revenue Officer John Mullen. “It has been an honor to collaborate with Great American for the past 17 years, and we look forward to the next chapter together on Guidewire Cloud.”
Great American also selected Guidewire Canvas, Guidewire Compare, Guidewire Explore, and Guidewire Predict to enable proactive claims management analysis and optimised loss management, as well as Guidewire EnterpriseEngage digital applications.
Guidewire Trends(475 aticles)
Great American Trends(5 articles) | http://www.onlystrategic.com/Articles/external/id/40/article/96742/key/0fa76c5d09f56e033adb971e190207c7 | 417 | 29 |
Austin, Texas (PRWEB) – March 10, 2014 – RoadVantage, a leading provider of progressive F&I programs for the automotive industry, today unveiled Vantage Preferred, featuring multiple bundle coverage options in a single form for the first time.
Today’s announcement follows RoadVantage’s January announcement of seven-year coverage terms for its complete line of ancillary products, becoming the first ancillary company to extend coverage terms to seven years across the board.
“Vantage Preferred opens some exciting new opportunities for RoadVantage agents,” said Garret Lacour, CEO of RoadVantage. “With one single contract instead of multiple contracts, a quicker and easier presentation, and comprehensive coverage for what today’s customer expects to be covered anyway, our latest offering provides unique, tangible benefits to dealerships and their customers, including eliminating claim headaches.”
RoadVantage will have a private meeting room at the 2014 Agent Summit, March 10-12 in Las Vegas, for agents interested in learning more about these new offerings.
“Vantage Preferred offers the most comprehensive coverage in the industry,” said Randy Ross, senior vice president of sales at RoadVantage. “After extending coverage terms on all our products to seven years in January, this new program is another example of how we continually strive to find new ways to raise the bar for ancillary products.” | https://roadvantage.com/2014/03/10/roadvantage-launches-fi-industrys-first-bundle-options-program/ | 296 | 29 |
India is witnessing a substantial increase in terms of awareness about fire safety. The rapidly growing demand for fire protection equipment and technologies across the country has significantly contributed towards the growth of the fire & safety equipment domains. The Fire & Safety India exhibition and conference is planned with innovative ideas and insights from the leaders in the Indian Fire and Safety industry. This is the best gateway to all buyers searching fire safety, protection and prevention solutions and products. Fire & Safety India is held concurrently with Secutech India.
Head of Fire Services, State level Fire Advisor, Fire Brigade Representatives, Fire Training Officers, Fire Fighters, Government Representatives, Hotel Operators, Hospital and Hospitality industry, Architects, Fire Consultants, Contractors, Electrical Contractors, Engineers, Facility Managers, MEP Consultants, Industrial Associations, Military Fire Services, OEM manufacturers, Police, Property Developers, Property Management, Safety Managers, Loss Prevention Professionals, Occupational Safety and Health professionals, Sub Contractors, Systems Installers and all related industry specific visitors to Fire Protection and Safety segments.
ABEC Exhibitions & Conferences is a major player in the Indian Exhibition & Trade Fairs Industry. Currently, ABEC is the Largest Private Sector Organizer in the Indian Exhibition Market with approximately 10% market share.
The company has a singular Motto - From Concept to Completion; and believes in delivering end-to-end marketing solutions to keep its clients in the forefront of market trends. Giving them an edge over others in their respective industry segments. With more than two decades of rich experience in exhibitions and conferences, the company has redefined the industry standards by providing its clients an access to global distribution networks through its well-organized and widely-marketed events.
Today ABEC’s market cap is over 800 crores making it the largest trade-fair company in the Indian sub-continent with staff strength of 500+ having offices in Mumbai, Delhi and Bengaluru.
Messe Frankfurt New Era Business Media Ltd is the leading integrated promoter for the world's security industry. The company was formed in 2009 when global trade show organizer Messe Frankfurt acquired a&s Group, a well-established company in the security sector.
The results is an integrated communications platform for the security industry offering quality industry publications, a dynamic website, international trade shows and regional trade events covering the security industry as well as the Electronic Security, Information Security and Fire and Safety sectors. | https://secutechexpo.com/fireNSafety | 495 | 29 |
Ianika Tzankova, David Rosenberg, and Bill Perry co-authored an article on subrogation for Insurance Day on April 23, 2015. The full length article from Insurance Day can be found here. Read below for more on this topic.
U.S. Markets Evolving Subrogation Strategy – Adding to the Bottom Line
During periods of weak financial markets insurance companies have discovered that subrogation can be a leading revenue stream.
Subrogation entitles the insurer to assume the rights of its insured when it has indemnified the insured; stepping into the insured’s shoes and seeking recovery from the responsible party. Although previously approached with caution by the insurance market, the image of subrogation is now changing, as insurers being to use it as way to add to the bottom line when other revenue streams are waning.
In the US, insurance companies have established large and sophisticated subrogation units. And trade groups – such as the National Association of Subrogation Professionals (NASP) – have been created which work together to recognise subrogation recoveries as a distinct industry. This enables information and resources to be shared and provides subrogation professionals and their clients with qualifications and certification.
Because of this, the US market is currently leading in subrogation matters, but the situation in Europe is changing. The Dutch insurance industry, for example, was for many years a victim of its “clubby culture” within which there were agreements between the members of the Dutch Association of Insurers (DAI) to not exercise subrogation rights towards each other, either at all or in a category of cases. But subrogation claims are now possible in a wider range of cases. In UK and Australian law, subrogated recoveries have been a feature for many years, and in Australia they are assisted by there being fewer statutory limitations on rights of subrogation.
In third Party Funding (TPF), the funder takes over the risk of the litigation and covers all costs related to the exercise of the subrogation rights as a nonrecourse funding facility offered by specialised providers. As the TPF in Europe and the UK grows, it is to be expected that the subrogation claims market in the region will continue to develop, with the UK and Europe soon catching up with the U.S.
Ianika Tzankova is general counsel and responsible for the Netherlands office of Bentham Europe; David Rosenberg is a partner and cochair of the insurance coverage practice group at Weber Gallagher; and Bill Perry is a partner at Carter Perry Bailey. | https://www.iadclaw.org/ianika-tzankova-david-j-rosenberg-and-william-j-perry-co-author-article-for-insurance-day/?Archive=y&F_All=y | 530 | 29 |
Generali Global Assistance’s Travel Insurance division (“the Company), has received the Gold Award for Travel Insurance Company by consumer product review site Top Ten Reviews. The Gold Award is given to the number one ranked product in the category.
Top Ten Reviews is a product review site, which has been in operation for over 14 years. They are one of the most comprehensive sites on the web with tens of thousands of reviews and rankings completed. While they may research dozens of products in a single category, they only show the best picks or, like the name suggests, the top ten. The reviews combine product comparison, expert analysis and industry data.
Commenting on today’s news, Chris Carnicelli, CEO of Generali Global Assistance said, “We are very pleased to receive the recognition as the number one travel insurance provider by such a credible consumer review platform. As a company, we strive to not only provide the best possible product to our customers, but to usher in a new era of travel insurance that is dedicated to greater transparency and consumer education. This award is a testament to our dedication in this area and we are excited to progress on both fronts even further in the future.”
Top Ten Reviews uses a team of researchers and reviewers to analyze the products. Through their tests, they gather data on features, ease of use, durability and customer support. Using a proprietary weighted system (i.e., a complicated algorithm), the data is then scored, and the rankings laid out, and they award the three top-ranked products with Gold, Silver and Bronze Awards.
The site is very serious about their integrity. So much so that they keep their sales team and reviewers in separate buildings – in different states and in different time zones. They state that any “Methods of monetization in no way affect the rankings of products, services or companies we review. Period.”
Generali Global Assistance offers a full suite of innovative, vertically integrated travel insurance products and assistance services that help protect consumers against certain risks associated with travel. These products combine the institutional knowledge, quality, and customer service built by CSA over the past 25 years with the backing and underwriting ability of a global insurance brand – Generali. In addition, some Generali plans include an ID Theft Resolution service that provides assistance when a traveler’s identity has been compromised during their trip. This service extends for 180 days from a traveler’s scheduled departure date.
Additionally, Generali Global Assistance was recently named a top travel insurance company for 2018 by The Elliot Readers’ Choice Awards. Generali Global Assistance is a member of the US Travel Insurance Association (UStiA) and is an A+ rated Better Business Bureau accredited company.
About Generali Global Assistance
Generali Global Assistance, formerly Europ Assistance USA, has been a leading provider of travel insurance and other assistance services for more than 25 years. The Company offers a full suite of innovative, vertically integrated travel insurance and emergency services, identity protection solutions, and beneficiary companion services. Generali Global Assistance is part of the multinational Generali Group, which for over 185 years has created a presence in 60 countries with over 76,000 employees. Our success has been built on the foundation of trust that clients have placed in our ability to provide assistance in the most difficult of circumstances.
Generali Global Assistance offers travel insurance through vacation rental and property management companies, leading travel agencies, online travel agencies, other travel suppliers and directly to consumers. For more information on Generali Global Assistance and the policies offered for travelers, please visit: www.generalitravelinsurance.com .
M Group Strategic Communications (for Generali Global Assistance North America)
+1 212 266 0192
Travel insurance plans are administered by Customized Services Administrators, Inc., CA Lic. No. 821931, located in San Diego, CA and doing business as Generali Global Assistance and Insurance Services. Plans are available to residents of the U.S. but may not be available in all jurisdictions. Benefits and services are described on a general basis; certain conditions and exclusions apply. Travel Retailers may not be licensed to sell insurance, in all states, and are not authorized to answer technical questions about the benefits, exclusions, and conditions of this insurance and cannot evaluate the adequacy of your existing insurance. This plan provides insurance coverage for your trip that applies only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. The purchase of this plan is not required in order to purchase any other travel product or service offered to you by your travel retailers. If you have any questions about your current coverage, call your insurer, insurance agent or broker. This notice provides general information on Generali Global Assistance’s products and services only. The information contained herein is not part of an insurance policy and may not be used to modify any insurance policy that might be issued. In the event the actual policy forms are inconsistent with any information provided herein, the language of the policy forms shall govern.
Travel insurance plans are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231. Generali US Branch operates under the following names: Generali Assicurazioni Generali S.P.A. (U.S. Branch) in California, Assicurazioni Generali – U.S. Branch in Colorado, Generali U.S. Branch DBA The General Insurance Company of Trieste & Venice in Oregon, and The General Insurance Company of Trieste and Venice – U.S. Branch in Virginia. Generali US Branch is admitted or licensed to do business in all states and the District of Columbia. | http://blog.csatravelprotection.com/index.php/best-travel-insurance-top-ten-reviews-vr/ | 1,203 | 29 |
BI’s Article search uses Boolean search capabilities. If you are not familiar with these principles, here are some quick tips.
To search specifically for more than one word, put the search term in quotation marks. For example, “workers compensation”. This will limit your search to that combination of words.
To search for a combination of terms, use quotations and the & symbol. For example, “hurricane” & “loss”.
Claims administration firm Global Risks Solutions Inc. launched a major complex loss unit on Thursday with loss adjusting teams based in the United Kingdom and the United States.
Headed by Mike Reeves, London-based director, complex claims solutions, the unit plans to roll out operations in most major markets, a spokesman for Miami-based GRS said.
Mr. Reeves spent 40 years at Crawford & Co. and joined GRS in 2018 after a year at Sedgwick Claims Management Services Inc.
In addition, GRS said Thursday it has established strategic partnerships with U.K. loss adjusters Delta Claims Services Ltd. and Williams Pitt International Ltd.
“The partnerships will provide GRS with local resources and representatives across the U.K. and Ireland,” GRS said in a statement. | https://www.businessinsurance.com/article/20200605/NEWS06/912334978/Global-Risk-Solutions-launches-complex-claims-unit-Mike-Reeves | 262 | 29 |
On April 28th 2016, Solarelle Insurance opened its doors for business with an inauguration ceremony held at Champa Central Hotel in Male’ City. The dynamic newcomer to the Maldivian insurance landscape is the first insurance provider in the country with 100 per cent Private Maldivian stakeholders.
According to the Chairman of Solarelle Bandhu Ibrahim Saleem, the birth of new companies such as Solarelle Insurance is a direct result of the rapid economic growth the Maldives has been experiencing over the years.
“Tourism has been expanding 5 to 7 per cent annually, so has been the banking industry,” he said while noting the speedy developments taking place all over the country within various sectors. “Everything multiplies in relation to economic growth and this economic growth leads to supporting services that in turn lead to further growth,” he explained.
Solarelle Insurance is the fourth company to be licensed by the Maldives Monetary Authority and according to Saleem, the company aims to provide customers with more options in this rapidly expanding economic setting. “The objective is to provide competition. So that customers can choose, and receive the benefits related to choosing,” Saleem said.
Although Solarelle is a relatively new business, it brings along with it an immense sea of knowledge and expertise. Saleem is a veteran businessman with more than 40 years of experience in the business arena. He has also fulfilled top posts at various entities such as the national airport, national transportation company and the national airline. Leading Solarelle alongside Saleem is the company’s Chief Executive Officer Mohamed Ahmed. Ahmed has served various top posts in the government for over 15 years, and most recently he served as the Financial Controller at the Ministry of Finance and Treasury and before that as the Assistant General Manager at the Bank of Maldives.
Solarelle Insurance is focused on finding new and innovative ways of reducing risks and losses for both individuals and organizations alike, and is devoted to providing comprehensive solutions that can be customized to suit the diverse needs of individual customers. The company employs a knowledgeable and friendly team that can empathize with client needs and circumstances, especially in handling losses or claims. And the team’s efforts are very much directed towards understanding the culture, social environment and insurance requirements of every individual customer.
The company provides a wide range of general insurance policies that include property insurance, motor, marine and aviation insurance, engineering insurance, miscellaneous insurance policies for burglary, money, personal accident, fidelity guarantees and insurance against natural disasters such as sea swells.
Among the services provided by Solarelle Insurance, the company’s website highlights its insurance packages relating to Personal Insurance and Business Insurance. The customizable range of Personal Insurance packages are specially designed to offer comprehensive or part insurance coverage for individuals, families and personal assets while the innovative and flexible Business Insurance plans offer cutting edge financial solutions, business guidance and professional advice on risk management, asset protection and employee welfare.
Solarelle Insurance is also backed by leading international re-insurers including the world’s 3rd largest re-insurer Hannover Re, and marine transport insurer Lloyd’s of London. “We are very pleased that they have joined us. This allows us to provide assurance to our customers,” Saleem commented.
According to Saleem, Solarelle Insurance has been enjoying a great amount of support from various industries and customers since opening for business in April. And according to him, the main challenges faced by the company now is related to education and awareness. “I think the main challenge is educating the general public on insurance, for example public liability insurance. So we are very much focused on educating our customers and raising awareness within the market,” he said.
According to Saleem, for Solarelle Insurance, the future holds much expansion, especially in relation to the booming sectors of the country such as the hospitality industry. “I would like to note how this growth comes. It doesn’t happen in a single way. For example 5 to 10 resorts are scheduled to open even in 2017. This means more employment, more transport, more cargo, more imports, more exports, and all this requires insurance. So rather than putting all eggs in one basket, the customer has a choice now,” Saleem said.
By Mariyam Athiza Athif - September 11, 2016 | https://www.solarelleinsurance.com/post/design-a-beautiful-blog | 898 | 29 |
Spotify is launching a new Premium Duo deal, making it even easier for two people to enjoy music together (or separately). The plan is available beginning today (July 1) in 55 markets globally, including the United States.
Premium Duo is for two people living at the same home address and costs $12.99 per month. Under the plan, each individual gets their own Premium account in addition to unique benefits like exclusive access to Duo Mix, a regularly updated playlist made just for the two subscribers to discover audio they both love and enjoy together.
With Premium Duo, each fan gets their own individual Premium account so they can both fully enjoy the benefits of Spotify Premium: ad-free, on-demand listening and the catalog of more than 50 million tracks, as well as access to over 1 million podcast titles. Users who haven’t tried Premium before may be eligible to get the first month of Premium Duo for free, and upgrading to Premium Duo allows subscribers to keep their existing Premium accounts along with saved music, podcasts, playlists and recommendations.
“Today we are proud to launch Spotify Premium Duo, a first of its kind audio offering for just two people in the same household,” says Alex Norström, Spotify’s Chief Freemium Business Officer. “Premium Duo includes our extensive music and podcast catalog and everything users love about Spotify Premium. With two individual Premium accounts, you can both listen independently, uninterrupted and get all of your personalized playlists and features tailored just for you. We are thrilled to bring this unique Spotify Premium plan to even more markets around the world.”
- Red Street Records Adds Jess Loper & Amanda Roach, Promotes Sally Allgeier - February 28, 2024
- ASCAP Delivers Record-Breaking $1.737 Billion In Revenues - February 28, 2024
- ‘Outlaw Music Festival Tour’ 2024 Lineup Revealed - February 28, 2024 | https://musicrow.com/2020/07/spotify-offers-new-premium-duo-subscription-plan/ | 397 | 29 |
Cyber specialist Emergence Insurance is celebrating its fifth year in business with a new image.
Emergence has progressed from a start up in 2015 to a fully fledged underwriting agency.
CEO and founder Troy Filipcevic says Emergence was launched to write a range of emerging risks but, three years ago, decided to focus on just one risk – cyber – and do it exceptionally well.
“Being single minded about cyber has enabled Emergence to grow from a one-man band to a major agency with a network of five offices across the nation in just five years. We’ve progressed into an award-winning agency that’s a leader in its field,” Troy said.
The new logo highlights the name Emergence as a strong, stand-alone image; it is no longer emerging above a horizon.
The redesigned logo is accompanied by a change in the corporate mindset and a revamped website.
“When we began, we just took things step by step; we were entrepreneurs fighting for survival. Cyber insurance was an embryonic market and we had to educate brokers about the need for cyber cover and build trust with our broker network,” Troy said.
“Today we’ve proved ourselves, brokers have confidence in our proposition, we’ve stamped our place in the market, and won awards for our products.”
But Emergence is not resting on its laurels. “We’re a cyber explorer, we’re going to keep pushing the boundaries. We’ve just released a new policy wording that provides greater cyber protection through broader coverage and higher limits. No other cyber underwriter has had four policy wording upgrades in as many years,” Troy said.
Emergence’s brand redevelopment includes fingerprint imagery. “That demonstrates the importance of our team; everyone has their fingerprints on the organisation.
“Emergence is no longer just me, it’s the people we have brought in to enhance the business and ensure the company provides solutions for our broker partners and their clients,” Troy said.
All Emergence team members are experts in their field. Troy loves that a broker can pick up the phone and talk to anyone at Emergence and get expert advice immediately. “We’re a business that supports businesses, it’s at the heart of what we do.”
Emergence must keep evolving because it can’t stand still. “Cyber criminals are constantly inventing new ways to hack and we need to keep exploring new solutions for brokers and their clients,” Troy said.
Emergence has developed a set of non-traditional corporate values, one of which is ‘We’re not finished yet’.
“We’re on a journey to provide long-term support with sustainable insurance in good times and bad for brokers and their clients,” Troy said. “We’re ready to move forward and keep pushing beyond the boundaries to be the best we can.”
Emergence’s broker education program will remain a primary focus. The webinars, launched two years ago, will be complemented with new initiatives, including innovative developments launched over the next six months.
Emergence’s upgraded online portal enables brokers to bind risks for businesses with up to $75 million turnover and offer policy limits up to $10 million and $250,000 limits for social engineering. Higher turnover businesses and limits are reviewed by Emergence underwriters.
Emergence is a pioneer of cyber cover in Australia and provides protection for SMEs through to ASX-listed entities.
Emergence was judged the 2019 Insurance Business magazine Underwriting Agency of the Year and a finalist in the same category at the 2019 ANZIIF-Asia Insurance Review awards.
To access the broker portal to obtain Emergence cyber quotations for your clients, email [email protected]. | https://emergenceinsurance.com/au/new-image-celebrates-five-years/ | 817 | 29 |
- Top Workplaces
- Gillis, Ellis & Baker, Inc.
Gillis, Ellis & Baker, Inc.
Gillis, Ellis & Baker has been helping clients buy insurance since 1933. In addition to offering commercial & personal insurance and health & benefits coverage, GEB provides a series of risk management services and educational training that address and deliver proactive solutions to our clients’ business challenges. GEB is the exclusive New Orleans affiliate of Assurex Global, a highly selective worldwide network of agencies providing access to international coverage in addition to local, intimate service.
WHY: Fostering our clients' ambition - We believe in taking the risk out of risk. Whether aggressive or conservative, every business faces risk every day. Having the right insurance enables our clients to run their business as they want to. Confident that success is attainable as opposed to being paralyzed by the potential for loss. We see confidence in their coverage as a foundation for their ambition.
HOW: Diligence - Once we have the policy right, our ongoing involvement is NOT limited to certificates and renewals. We work with you throughout the year — proactively involved so you can feel confident in taking your business to the next level. Through implementable risk management programs and curation of information regarding threats to your success, we empower clients to strive for loftier goals.
WHAT: We accomplish these things with ongoing risk management and sharing our learnings. 1) Getting the policy right. 2) Ongoing consultation. 3) Continuing education (seminars, webinars, whitepapers). | https://topworkplaces.com/company/gillis-ellis-baker-i/neworleans/ | 343 | 29 |
New underwriting partnership brings emergency medical expense coverage to Canadian travelers.
STEVENS POINT, Wis., November 15, 2022—(BUSINESS WIRE)–North American travel insurance provider Berkshire Hathaway Travel Protection (BHTP) has announced that it has partnered with soNomad to provide Canadian travelers valuable travel medical insurance for unexpected health problems or sudden injuries while traveling. The soNomad Travel Medical Insurance plan will be underwritten by the National Liability & Fire Insurance Company, Canada.
“Our underwriting partnership with soNomad provides us with an exciting new opportunity in the Canadian market,” said Dean Sivley, president of Berkshire Hathaway Travel Protection. “With escalating emergency expenses a possibility for Canadian travelers, our comprehensive travel medical coverage provides essential protection for their vacations.”
soNomad’s Emergency Travel Medical insurance provides Canadian travelers with emergency medical expense coverage while traveling outside their home province or territory, and internationally.
“We are thrilled to partner with an industry leader like Berkshire Hathaway Specialty Insurance to provide Canadian travelers with our low-cost approach to travel insurance,” said Mathieu Laplante, soNomad co-founder and 20-plus year veteran of the Canadian Travel Insurance market . “The unparalleled insurance expertise of a trusted brand like Berkshire Hathaway Specialty Insurance means Canadian travelers have the best of both worlds when it comes to no-nonsense, affordable travel insurance.”
To learn more about soNomad’s travel medical insurance offering, visit www.sonomad.com.
About Berkshire Hathaway Travel Protection
Berkshire Hathaway Travel Protection is the trade name for the travel protection products and services of Berkshire Hathaway Specialty Insurance Company, part of the National Indemnity group of insurance companies. Berkshire Hathaway Specialty Insurance Company provides underwriting and claims administration services for some of the largest distributors of travel insurance in the United States and Canada. Plans are provided by Berkshire Hathaway Specialty Insurance Company or National Liability & Fire Insurance Company. The product descriptions provided here are only brief summaries and may be changed without notice. Full coverage terms and details, including limitations and exclusions, are contained in the insurance policy.
About Berkshire Hathaway Specialty Insurance
Berkshire Hathaway Specialty Insurance (www.bhspecialty.com) provides commercial property, casualty, healthcare professional liability, executive and professional lines, transactional liability, surety, marine, travel, programs, accident and health, medical stop loss, homeowners, and multinational insurance. The actual and final terms of coverage for all product lines may vary. It underwrites on the paper of Berkshire Hathaway’s National Indemnity group of insurance companies, which hold financial strength ratings of A++ from AM Best and AA+ from Standard & Poor’s. Based in Boston, Berkshire Hathaway Specialty Insurance has offices in Atlanta, Boston, Chicago, Houston, Indianapolis, Irvine, Los Angeles, New York, San Francisco, San Ramon, Seattle, Stevens Point, Adelaide, Auckland, Brisbane, Brussels, Cologne, Dubai, Dublin, Frankfurt, Hong Kong, Kuala Lumpur, London, Lyon, Macau, Madrid, Manchester, Melbourne, Munich, Paris, Perth, Singapore, Sydney, Toronto, and Zurich.
soNomad (www.sonomad.com) is an innovative player in the insurance industry providing low-cost travel insurance to the Canadian market. Founded by respected industry veterans, soNomad is a leading technology company dedicated to excellence, quality, and innovation. With its proprietary technology, soNomad delivers unique high quality travel insurance solutions. soNomad’s mission is to make travel insurance simple, transparent, and affordable to all Canadian travelers.
View source version on businesswire.com: https://www.businesswire.com/news/home/20221115006353/en/
Carol Mueller, Vice President
Berkshire Hathaway Travel Protection | https://godwhisperers.org/berkshire-hathaway-travel-protection-partners-with-sonomad-to-offer-travel-medical-insurance-in-canada.html | 829 | 29 |
Root, an end-to-end digital insurance coverage platform, has employed Alex Astengo as UK Nation Supervisor, the place he can be based mostly in London.
Astengo brings important expertise in working for SaaS platform-based companies which provide options to insurers, MGAs and brokers, in the direction of his new position.
He most just lately served as Head of Gross sales within the UK for Cloud Insurance coverage.
As well as, he additionally beforehand served as Chief Industrial Officer for SchemeServe Insurance coverage Software program.
As UK Nation Supervisor for Root, Astengo is predicted to play a key position in creating the agency’s presence throughout the nation.
Addressing his new position, Astengo, stated: “I’m delighted to affix Root in what’s an thrilling time for the enterprise because it seeks to develop its presence within the UK. My expertise in working with SaaS platform-based companies has taught me that the insurance coverage business is poised for – and in want of – change, and Root can play a major position in bringing about significant and optimistic change for the good thing about firms and their prospects.”
Louw Hopley, CEO and Founder, Root, commented: “Bringing Alex in is de facto thrilling for us. We waited for the precise alternative to enter the UK market and, now now we have, Alex will spearhead our UK capabilities by way of offering firms with the mandatory constructing blocks to run a contemporary insurance coverage programme. He brings a wealth of extremely related market expertise to our enterprise and we’re delighted to welcome him to the Root staff.” | https://insurancequotesfl.net/alex-astengo-joins-root-as-uk-nation-supervisor/ | 343 | 29 |
LDM on Social Media
LDM In the News
What Prescription Does This Startup Have For Healthcare Real Estate?
CoStar Power Broker Award
LDM Press Release
Cerise Bender, Digital Marketing Specialist
Inland Empire Broker Comes Out on Top in Commercial Real Estate
October 30, 2020 – (Redlands, CA) – CoStar Group, Inc., the data/analytics leader of the commercial real estate industry, today announced the Power Brokers Quarterly Deals winners for the third quarter of 2020.
Lon Mapes of LDM Commercial Real Estate Brokerage came out on top in the list of winners in Top Office Leasing Deals. Power Brokers Quarterly Deals winners are determined by their top deals every quarter, based on price and square footage.
Please help us congratulate Lon on his Power Broker Quarterly Deals win for the third quarter of 2020 in San Bernardino, Inland Empire, California.
For more information, visit:
About LDM Commercial Real Estate
LDM Commercial provides real estate services in healthcare, medical office development, land and industrial leasing and sales, and retail leasing and sales. We can assist our clients virtually anywhere or in person in the Southern California regions. We are local to the Los Angeles, Riverside, San Diego, and San Bernardino counties. | https://ldmcommercial.com/in-the-news/ | 265 | 29 |
Xceedance is a pioneering company and a strategic partner for transformation in the insurance industry. We’re a global provider of insurance analytics and consulting services to property/casualty insurers, reinsurers, brokers, managing general agents and program administrators. With offices in India, the United States, United Kingdom and Poland serving a diverse community of clients, Xceedance partners with insurers to launch new products, drive operations, implement cutting-edge technology, and deliver advanced analytics capabilities and process optimization. Our company deploys teams of experienced insurance professionals to help insurers worldwide enhance policyholder service, enter new markets, boost workflow productivity and improve profitability.
1 Mercantile St, Worcester, MA 01608
IndustryInsurance Brokers & Agencies
Xceedance’s impact is notable in making insurance services more accessible by providing technological solutions that streamline operations for insurance companies. This increases efficiency and affordability for policyholders. The company’s social impact extends to ensuring the welfare of insurance policyholders through improved customer service, streamlined claims processing, and data-driven insights that lead to better insurance policies and pricing. The company’s community engagement may involve initiatives like volunteering, knowledge-sharing, or partnerships with organizations dedicated to improving insurance accessibility, education, or disaster preparedness. Ethical governance practices, including transparency, accountability, and responsible decision-making, are integral to Xceedance’s operations to ensure ethical conduct and maintain trust with clients and stakeholders. | https://excellence.bestpracticeinstitute.org/company/xceedance/ | 299 | 29 |
UK Club has reported that for policy year 2022/23 its GWP exceeded $500m for the first time, a result of the Club expanding its fixed premium P&I business. It recorded a combined ratio of 104%, down from the 115% booked the previous year. Mutual owned tonnage increased at renewal in February 2023 to 153m GT.
However, the Club said that rising interest rates and global inflation had impacted the Club’s investment portfolio, mostly comprised of fixed income assets. The value of the portfolio fell by 3.8% in 2022/23.
Free reserves were $430m.
Review of Open Policy Years
At their meeting in May 2023, the Directors closed the 2020 policy year. The deficit was transferred to the reserves.
The 2021 policy year deteriorated due to adverse movements, predominantly on large claims shared through the International Group Pool. The year is expected to close with a deficit. No supplementary premium is expected for the year.
For 2022 policy year, after 12 months, there had been few claims falling into the IG Pooling mechanism. Consequently, the cost of notified claims for the 2022 policy year was unusually low. The Club’s own large-claims experience had been broadly in line with expectations. No supplementary premium is expected for this year.
Source: Insurance Marine News 1st June 2023 | https://ariesmarine.eu/uk-club-reports-strong-growth-and-increased-financial-strength-despite-difficult-investment-markets/ | 276 | 29 |
SAN FRANCISCO, Calif., March 29th, 2022 - Annex Risk, an API-based digital delivery layer focused on catastrophe risk, is thrilled to join Guidewire’s Insurtech Vanguards program. As the leading property and casualty (P&C) cloud platform provider, Guidewire (NYSE: GWRE) has become a nexus for innovators like Annex Risk to engage and partner with leading insurers to tackle the biggest opportunities in P&C insurance.
“Guidewire is one of the original insurtechs, so it’s fitting that the Guidewire team is partnering with the next generation of innovative companies that are driving the P&C industry forward,” said Charlie Sido, chief executive officer of San Francisco-based Annex Risk. “Annex Risk’s unique API-first approach to embedding flood and earthquake coverage at the point of sale complements Guidewire’s ecosystem of cloud-based service providers and carrier partners.”
Insurtech Vanguards is a community of select startups and technology providers that are bringing novel solutions to the P&C industry. As part of the program, Guidewire provides strategic guidance to and advocates for the participating insurtechs, while also connecting them to Guidewire’s P&C customers.
“There were billions of dollars of uninsured residential flood losses during Hurricane Ida in September 2021,” said Laura Drabik, chief evangelist at Guidewire. “Annex Risk is playing a critical role in simplifying and modernizing the sale of coverages like flood insurance, enhancing the resilience of carriers, homeowners, and the financial system as a whole. As part of the Insurtech Vanguard program, Annex Risk will be able to educate Guidewire and its P&C customers on the opportunities to offer flood, earthquake, and other natural catastrophe coverage seamlessly bundled with homeowners insurance. In collaboration with Guidewire, Annex Risk is taking critical strides in helping the P&C industry close the coverage gap.”
About Annex Risk
Annex Risk’s APIs enable insurance retailers to offer comparison shopped, digitally bindable flood and earthquake insurance. Whether as part of a homeowners insurance transaction or on a standalone basis, Annex Risk’s digital marketplace features more than a half-dozen private market providers along with the National Flood Insurance Program (NFIP), all available via a single API integration. With NFIP premiums set to increase with the full launch of Risk Rating 2.0 on April 1st, 2022, Annex Risk is building the modern technology layer to match customers with coverage, all while leaving the underwriting to the flood markets that know it best. Visit https://www.annexrisk.com to learn more. | https://www.annexrisk.com/post/annex-risk-named-to-guidewire-insurtech-vanguards-program | 573 | 29 |
On February 13, 2022, when Free Fire was banned in India, players had been eagerly awaiting its unban. After a wait of about 1.5 years, Garena announced on August 31, 2023, through its social media accounts and YouTube channel that Free Fire would be launched in India under the name “Free Fire India.” This news brought a lot of joy to the players.
In the announcement, the game developer had initially stated that Free Fire India would be launched on September 5, 2023. However, just a day before the launch, on September 4, the developers made a significant announcement that they were postponing the launch of Free Fire India due to server problems.
Upon hearing about the postponement, many players were frustrated, and some were emotionally disappointed. Since the postponement, the game developer has not yet announced a new launch date, leaving players eager to know when the game will be launched.
Free Fire India Launch Date
The release of Free Fire India has been postponed for more than 5 months, and so far, there has been no update from the game developer. However, currently, free registration for this game has started on the Google Play Store, allowing players to register for free. According to leaks and updates, the launch date of Free Fire India may take more time, so there is no confirmed launch date for this game.
|Free Fire India
|Garena International 3
If you haven’t pre-registered before, it’s a good idea to pre-register for Free Fire India, as you will receive notifications on the Google Play Store as soon as the game is launched.
To avoid confusion, it should be noted that when Free Fire India is launched, developers will make an announcement one to two days before the launch. Therefore, it is advised to have a little more patience now, and in the meantime, you can continue playing Free Fire Max.
If you wish to download Free Fire India, you cannot do so at the moment because the game has not been officially launched. If you attempt to download it from a third-party website, you may be at risk of encountering scams. Please refrain from downloading it from third-party websites.
There is no separate website for Free Fire India. If you come across any websites claiming to be Free Fire India, be cautious, as they are likely third-party websites.
Free Fire India FAQs
When Will Free Fire India Launch?
So far, the game developer has not made any announcements about the relaunch of Free Fire India, But it is believed that it can be launched in March 2024.
Is There a Separate Website for Free Fire India?
No, there is no separate website for Free Fire India. The official website for Free Fire India is ff.garena.com/en.
Can You Download Free Fire India?
Until the game is officially launched, you cannot download it from any source. If a third-party website offers you the option to download it, stay away from it, as it may be a scam.
Free Fire India Launch Date and Time
Free Fire India can be launched around March 2024 between 12 midnight to 5 am. | https://freefireuniverse.in/free-fire-india-launch-date-and-latest-updates/ | 654 | 29 |
Sperry Van Ness | Commercial Advisory Group senior investment adviser Gail Bowden, one of the Gulf Coast's top producing commercial agents, has jumped ship after more than seven years at the Sarasota-based commercial real estate brokerage firm.
Bowden and her three-member team left SVN for MSC Commercial, the commercial affiliate of residential brokerage Michael Saunders & Co.
“It took a long time to decide and execute, but ultimately we felt it was the right decision,” says Bowden, who has three decades of commercial real estate experience specializing in health care and industrial properties.
“MSC offers a boutique feel, but it also has a worldwide presence and capability,” says Bowden. “My clients are super happy about that.”
MSC ought to be super happy, too.
While at SVN, Bowden was consistently among the company's top agents. Earlier this year, she was recognized by Real Estate Forum, a trade magazine, as one of 51 “Women of Influence” nationwide in the industry who have “a track record of achievements.”
That honor followed Bowden being recognized earlier this year as one of the top three highest producing agents in all of SVN, a franchise firm with 200 locations, 900 agents and more than $10 billion in annual sales.
In 2015, Bowden was SVN's top producing agent in all of Florida, after generating more than $50 million in sales that year, and in 2014, she was named “Advisor of the Year” by the company.
“Gail's success is a direct result of her passion and knowledge,” says Saunders, the brokerage's CEO and founder, whose company celebrated its 40th anniversary this year. “In the end, it's all about the relationships she has cultivated that fuel her success.” | https://www.businessobserverfl.com/news/2016/dec/23/bowden-exits-svn-michael-saunders/ | 387 | 29 |
Insurance Copywriting and Content
There's no rule that says insurance copywriting and content must be boring. You simply need a writer that understands your business.
That writer you're looking for is me, Lance Gurganus. For 20+ years my world was insurance and employee benefits.
I'm a former multi-million dollar producer and broker that's helped thousands of people with every type of insurance plan.
Now I utilize my unique skill set to create interesting and engaging insurance copywriting and content.
If you need help telling your story, perhaps I could be of service.
"The average company that blogs generates 55% more website visitors, 97% more inbound links, and 434% more indexed pages." (Hubspot)
Insurance Copywriting & Content | Publisher | Owner, Copybrander, LLC.
I'm a former 20+ year insurance marketer, broker, and multi-million dollar producer. I started Copybrander to fill a huge need for high-quality insurance content written by someone who knows the industry.
Are You Focused on Local?
94% of Consumers prefer buying from small businesses in their communities. (UPS Store Pulse of Small Business in America Survey)
Relevant Content Matters
91% of B2B marketers use content marketing. (B2B Cotent Marketing Trends: Content Marketing Institute (CMI)/MarketingProfs)
Content is a Business Asset
92% of marketers said their organization views content as a business asset. (Content Management Survey, Content Marketing Institute) | https://copybrander.com | 317 | 29 |
The Main Street America Group has announced the promotion of Dan Gaynor to senior vice president, chief underwriting officer.
In this newly established role, Gaynor, who has been the super-regional property/casualty insurance company’s vice president of commercial lines since 2011, will now oversee commercial lines and personal lines. His responsibilities will include premium growth and profitability for the two product lines, as well as development, management and administration of these functional units and oversight of their respective underwriting operations and policy processing systems.
Gaynor will continue to report to Jeff Kusch, Main Street America’s executive vice president, insurance operations, and remain based at the company’s corporate headquarters in Jacksonville, Fla.
“Dan has effectively guided our commercial lines unit to sustained growth and profitability since he joined Main Street America six years ago and we will greatly benefit from his expertise and leadership in this expanded role overseeing our two largest profit centers,” Kusch said.
Main Street America’s commercial lines product suite, which includes business owners, artisan contractors, auto, workers’ compensation and umbrella programs, accounts for 55 percent of its $1.1 billion book of business. Personal lines, which includes private passenger auto, homeowners, personal excess liability and umbrella programs, accounts for 30 percent of the organization’s net written premium.
Gaynor joined Main Street America in February 2011 as director, commercial lines product and underwriting, and was promoted to vice president, commercial lines in August 2011. Prior to joining Main Street America, Gaynor was resident vice president at Harleysville Insurance. He has also held leadership positions at Zurich North America, USF&G (a Zurich subsidiary) and Ohio Casualty Group.
Gaynor earned his bachelor’s degree in political science at Miami University, Oxford, Ohio. He holds the Chartered Property and Casualty Underwriter (CPCU) designation. Additionally, Gaynor is a member of the Insurance Institute for Business & Home Safety (IBHS) board of directors.
Dan Gaynor has been promoted to senior vice president, chief underwriting officer at The Main Street America Group. (Photo: Business Wire)
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Download Full Size (254.21 KB) | https://msainsurance.com/news-release/main-street-america-promotes-dan-gaynor-svp-chief-underwriting-officer | 485 | 29 |
We really love working here, and we think you will too. Diversity, flexibility and innovation are just some of the reasons why our people come to work every day.
Our team includes around 45,000 people from all walks of life, with different goals, experiences, and perspectives. At CommBank we’ll encourage and support you to be yourself. This is a place where you can feel confident expressing who you really are; where you belong because of your uniqueness.
Don’t believe us? Hear what our people have to say about #CommBankLife on Instagram, LinkedIn and Twitter.
About the role
As part of the Risk Management function, Operational Risk ensures that the Group has appropriate strategies and frameworks in place to assess, manage and report on operational risks. The Risk Function works to establish frameworks to manage risks that are consistent with the Group’s business objectives. We work collaboratively with the Business Units to achieve the optimal risk and return outcomes for the Group within the risk appetite approved by the Board.
What you'll be responsible for
Monitor risk levels and report potential risks to senior management and other stakeholders
Risk Management Policies and Procedures
Develop and implement risk management policies and procedures to identify, assess, and mitigate potential risks to the organization
Risk Identification and Assessment
Conduct risk assessments to identify and evaluate potential risks, and develop strategies to manage and mitigate these risks
Skills you'll need
Works with others by being open, clear in communication and listening to achieve goals
Identifies and synthesizes patterns and trends amongst various sources of information to reach a meaningful conclusion, perspective or insight
Attention to detail
Accurately identifies and rectifies discrepancies or errors that exists in information and deliverables | https://www.hatch.team/role/ext_27593 | 353 | 29 |
(Image credit: Harry Strauss/image4you.)
Openly (Boston), a premium homeowners insurance carrier that affirms the agent distribution channel, today announced its homeowners insurance quotes are now available on Policygenius (New York), an online distribution site for online insurance and financial protection.
Policygenius offers a number of insurance quotes to customers with the proposition of providing the best and most comprehensive options available. Through Policygenius’ online insurance marketplace, homeowners can compare Openly insurance policies with those from other insurance carriers and work with experienced Policygenius agents to purchase the policy that is right for their needs, a Policygenius statement says.
“We are an insurance company built upon transparency, and our partnership with Policygenius fuels our goal of offering the most comprehensive policies driven by speed and market-leading technology,” said Ty Harris, co-founder and CEO of Openly.
“Being able to offer Openly quotes on our marketplace further reaffirms our commitment to helping consumers get insurance right, and adds a new and transparent tech-enabled product to our marketplace,” said Jennifer Fitzgerald, co-founder and CEO, Policygenius.
Founded in 2014, Policygenius describes its mission as enabling consumers to secure financial protection, ranging from insurance to estate plans. Through Policygenius, consumers can understand their insurance options, compare quotes and purchase a policy all in one marketplace, the company says. Policygenius also provides online content to help customers understand complex financial topics. To date, the platform has helped over 30 million people shop for insurance and placed over $100 billion in coverage.
Openly’s homeowners insurance value proposition is designed to product benefits consumers and insurance agents alike. The company aims to provide consumers with more comprehensive coverage and top-notch service while enabling agents to benefit from the ability to generate fully underwritten policies in seconds, giving them time customize coverage to meet each client’s needs, rather than tediously entering data. | https://iireporter.com/policygenius-partners-with-openly-to-distribute-tailored-homeowners-insurance/ | 406 | 29 |
Insurtech data analytics platform Ennabl has announced the completion of its Series A funding, which has raised $8 mn led by Brewer Lane Ventures, with participation from Altai Ventures and private investors.
This funding will accelerate the company’s growth and expand its market reach. Insurtech will use the funds to invest in product development, expand the company’s sales and marketing efforts, and grow its team.
Ennabl’s mission is to provide cutting-edge solutions for insurance brokers and agencies to help them grow their book of business and simplify their existing processesKabir Syed, CEO of Ennabl
Ennabl’s SaaS platform helps insurance brokerages and agencies to harness data to drive top-line growth.
Ennabl’s machine learning algorithms provide actionable intelligence for brokers to increase their commissions, find new customers, grow their book of business, and manage carrier strategy by extracting, cleaning, and enriching data from all of the broker’s systems and processes.
Ennabl has experienced rapid growth since its founding in 2021, with a customer base that includes a number of the world’s largest insurance brokers.
The company has partnered with several leading technology and service providers, including Reagan Consulting, NeuralMetrics, HazardHub, and Fenris Digital, to provide actionable external data that allows brokers to accelerate their top-line growth.
Ennabl is revolutionizing the way insurance brokers leverage data, and we see tremendous promise in Ennabl’s ability to further impact the market.
Chris Downer, Partner at Brewer Lane Ventures
Serving as an insurance platform, Ennabl is used by brokers and agents to unify and manage their data. By utilizing the platform, brokers can minimize the time spent on data maintenance and allocate more attention to enhancing their clients’ experience and their bottom line.
by Peter Sonner | https://beinsure.com/news/insurtech-ennabl-raised-8mn/ | 396 | 29 |
USQRisk Announces New Arrangement with AXSAL Re and Keystone Risk Partners
USQRisk, the international managing general agent focused on alternative risk transfer solutions, has entered into a new arrangement with Keystone Risk Partners, which manages AXSAL Re, a member-owned group captive designed specifically for companies that own mid-sized fleets.
“Until now, group captives were only available to transportation companies and other insureds within the primary layers,” said Dr. Parag Bavishi, Chief Underwriting Officer for USQRisk. “Mid-sized fleet businesses will now have a new ability to share in upsides for improved loss experience and a higher degree of budget certainty for excess auto liability exposure. Through alternative arrangements like these, we are bringing something truly unique to the market, and we look forward to emulating solutions like this in the future.”
This new facility is designed to address the limited group captive solutions for excess layers and assist mid-sized fleet owners who are struggling with the recent extreme market volatility. USQRisk’s underwriting and structuring teams will be providing expertise and support to the arrangement, with Keystone Risk Partners focusing on captive management and distribution.
“Earlier this year, we announced the launch of AXSAL Re as an innovative solution for transportation business and fleet companies, and this model has proven to be a success since then,” said Andy Lewis, CEO of Keystone Risk Partners. “It’s exciting to take this first-in-the-industry model and bring it to a unique offering for businesses with mid-sized fleets.” | https://www.captiveinternational.com/usqrisk-announces-new-arrangement-with-axsal-re-and-keystone-risk-partners-5163 | 336 | 29 |
Demotech Assigns Financial Stability Rating® to Otsego Mutual Fire Insurance Company
Columbus, Ohio, December 20, 2021: Otsego Mutual Fire Insurance Company has earned a Financial Stability Rating® (FSR) of A” (A Double-Prime), Unsurpassed, from Demotech, Inc. This level of FSR is assigned to insurers who possess unsurpassed financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE) and realistic pricing.
FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle. FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC). Since 1989, FSRs of A or better have been accepted by the major participants in the secondary mortgage marketplace.
About Otsego Mutual Fire Insurance Company
Founded in 1897, Otsego Mutual Fire Insurance Company writes Homeowners and Dwelling Fire insurance through a base of loyal independent agents throughout New York state. Known as a strong and stable carrier with exceptional service, the Company has been voted by Professional Insurance Agents (PIA) as New York’s Top Overall Carrier in both the 2014 and 2016 PIA Company Performance Surveys.
About Demotech, Inc.
Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers. Since 1985, Demotech has served the insurance industry by assigning accurate, reliable and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters. FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer. Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size. Visit www.demotech.com for more information.
# # # | https://www.demotech.com/fsr_notifications/fsr_notification_14915/ | 427 | 29 |
Andrew brings a wealth of experience and expertise to our business. With a degree in Economics from Allegheny College, Andrew's strong educational foundation has equipped him with a deep understanding of market dynamics and economic principles. He played soccer there and was a 4-year letter winner and a captain.
Andrew's commitment to professional growth is evident through his impressive list of certifications. He holds the esteemed CIC (Certified Insurance Counselor), AU (Associate in Commercial Underwriting), and AINS designations, showcasing his dedication to staying at the forefront of industry knowledge and best practices. He is a graduate of Erie’s leadership development program and was a coach for Erie’s Commercial Producer Overdrive training program. Andrew has over 10 years experience on the Insurance Carrier side of the business where he worked for Erie Insurance in various roles. He was a Commercial Underwriter for 5 years working in the Philadelphia region specializing in general liability and workers comp for large contractors; after that he became a District Sales Manager in Kentucky where he was responsible for growing the Northern KY market with Erie.
Andrew bought the Robert Black Insurance Agency in 2022. Andrew’s passion and expertise are in commercial insurance for medium to large businesses. Andrew likes spending time with his wife, Olivia, and his dogs, Joey and Winston. He also likes to golf, work out, and travel. | https://www.robertblackinsurance.com/team/andrew-zimmer | 275 | 29 |
|The 2003 Tokachi-oki Earthquake of September 26
A severe earthquake struck Hokkaido, Japan, at 4:50 am on September 26, 2003. Epicenter of the earthquake was about 80km east-southeast of Erimo Cape, offshore of Tokachi. The depth of the epicenter was 42km, and its magnitude 8.0 (M JMA). This magnitude of the earthquake is 10 times as large as that of Kobe Earthquake. We immediately set up an ABS Consulting investigation team in the Tokyo office, and dispatched three engineers to Hokkaido. The members of the team arrived at the Chitose airport in the evening of the day that the earthquake occurred and started the post-earthquake inspection next morning.
In this earthquake, there was severe damage due to the Tsunami impact as well as the structure, port plants and lifeline damage due to strong shaking. Crustal change and ground deformation were observed over southeast area (Southern Obihiro - Kushiro) of Hokkaido, since the platform of Hokkaido located on the North-America plate was kicked back together with the release of the seismic energy.
|Hokkaido, Japan Region, Japan
|*Idemitsu Kosan Co. Ltd. - Tomakomai, Hokkaido | https://rapidn.jrc.ec.europa.eu/reference/33 | 269 | 29 |
47-state licensed carrier owned by Buckle continues to advance digital fronting strategy
Buckle, a tech-enabled financial services company, announced its licensed carrier, the Gateway Insurance Company, has been assigned a Financial Stability Rating® (FSR) of A, Exceptional, from Demotech, Inc.
In June, Buckle announced the acquisition and recapitalization of Gateway, including its 47 state insurance licenses. Through its digital fronting strategy™, Buckle has expanded insurance coverage to include transportation network companies (TNCs), traditional taxi, limo, and livery businesses using Lyft, Uber, and other apps.
“A Demotech rating enables us to continue the rapid advance of our digital insurance strategies in new and exciting ways,” said Marty Young, co-founder of Buckle. “We purchased, capitalized, seasoned, and relaunched Gateway all in one day. Two months later, we are successfully writing taxi and limo policies in 33 states with our partner, Anchor Group Management, Inc. and plan to expand into a total of 40 in the near term.”
This level of Financial Stability Rating (FSR) is assigned to insurers who possess exceptional financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE) and realistic pricing.
FSRs summarize Demotech’s opinion of the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle. FSRs utilize statutory financial data based on insurance accounting principles prescribed or permitted by the National Association of Insurance Commissioners (NAIC). Since 1989, FSRs of A or better have been accepted by the major participants in the secondary mortgage marketplace.
About Demotech, Inc.
Demotech, Inc. is a financial analysis firm specializing in evaluating the financial stability of regional and specialty insurers. Since 1985, Demotech has served the insurance industry by assigning accurate, reliable, and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurers and Title underwriters. FSRs are a leading indicator of financial stability, providing an objective baseline of the future solvency of an insurer. Demotech’s philosophy is to review and evaluate insurers based on their area of focus and execution of their business model rather than solely on financial size. Demotech was the first to review and rate independent regional and specialty insurers. Demotech’s consistently increasing list of accreditations and acceptances has resulted in rating and reviewing more than 400 insurers operating in the U.S. Visit www.demotech.com for additional information.
Buckle offers total insurance coverage specifically for rideshare and other gig economy providers and TNCs looking to get coverage that is fair and simple. Buckle Rideshare Insurance isn’t a gap product that supplements an existing policy, but replaces a driver’s current auto insurance, providing continuous 24×7 coverage on-and-off the clock with one low rate. Connect with Buckle on Facebook and LinkedIn and visit www.buckleup.com.
All trademarks recognized. | https://syatyu.net/gateway-insurance-company-assigned-financial-stability-rating-of-a-exceptional-from-demotech-inc.html | 650 | 29 |
In the realm of insurance, expanding your reach and optimizing your sales strategy are imperative for success. Enter Agent CRM’s Unlimited Funnel Builder – a revolutionary tool designed to empower insurance agents with the flexibility to create and manage limitless sales funnels. In this blog post, we’ll look into the significance of sales funnels for insurance professionals, explore the unique benefits of Agent CRM‘s Unlimited Funnel Builder, and illustrate how it positions itself as the key to unlocking potential in the world of insurance sales.
- The Power of Sales Funnels: Guiding Prospects Seamlessly
Sales funnels are the roadmap to converting leads into clients, guiding prospects through a structured journey from awareness to decision-making. In the insurance landscape, where building trust and providing valuable information are paramount, having a well-crafted sales funnel becomes a strategic asset.
- Limitless Creativity: Building Customized Funnels
Agent CRM’s Unlimited Funnel Builder empowers insurance agents to unleash their creativity by constructing customized sales funnels. Whether it’s crafting funnels for specific insurance products, target demographics, or marketing campaigns, the flexibility to create an unlimited number of funnels ensures a tailored approach to diverse client needs.
- Targeted Marketing: Tailoring Messages for Maximum Impact
The ability to build unlimited sales funnels enables insurance agents to target specific audiences with precision. Tailor your messages, promotions, and educational content to resonate with different segments of your client base. This targeted marketing approach enhances engagement and increases the likelihood of conversions.
- Streamlined Campaign Management: Effortless Organization
Agent CRM’s Unlimited Funnel Builder simplifies campaign management. Organize and track multiple campaigns simultaneously, ensuring that each funnel’s performance is monitored effectively. This streamlined approach allows agents to identify successful strategies and optimize underperforming ones for continuous improvement.
- Data-Driven Insights: Enhancing Decision-Making
Unlimited Funnel Builder doesn’t just provide creative freedom; it also offers valuable data-driven insights. Analyze the performance of each sales funnel, from lead acquisition to conversion rates, and leverage these insights to make informed decisions, refine strategies, and maximize the impact of your marketing efforts.
- Seamless Integration: Coordinated Marketing Efforts
Agent CRM’s Unlimited Funnel Builder seamlessly integrates with other features, such as the Power Dialer and email marketing. This cohesive integration ensures that your sales funnels align with your overall marketing strategy, creating a unified approach that maximizes efficiency and effectiveness.
- Simplified A/B Testing: Refining Strategies with Precision
Experimentation is key in optimizing sales funnels. With Agent CRM, A/B testing becomes a simplified process. Test different elements within your funnels – from headlines to calls-to-action – and refine your strategies based on real-time results.
Unlocking Boundless Potential: Why Agent CRM Excels
In the competitive landscape of insurance sales, having the ability to build unlimited sales funnels is a game-changer, and Agent CRM stands out as the ideal solution. Its user-friendly interface, targeted marketing capabilities, seamless integration, and data-driven insights position it as the key to unlocking boundless potential for insurance agents. Elevate your marketing strategies, reach new heights in client engagement, and revolutionize your approach to insurance sales with Agent CRM’s Unlimited Funnel Builder. It’s time to explore the unlimited possibilities and redefine success in the insurance industry. | https://blog.agent-crm.com/elevate-insurance-sales-with-funnel-builders/ | 724 | 29 |
MTIBU has been regulating the insurance market for a long time and this time warned all insurance companies, agents and aggregators about the impossibility of providing discounts for customers when purchasing an international Green Card insurance policy. The ban will come into force on 01/01/2023 and failure to comply with this requirement leads to unpleasant fines from the MTIBU.
Are the conditions the same for all insurers?
The green card has the same conditions for its owner, regardless of the insurance company. Absolutely any insurance has the same insurance limits, cost and coverage by country. Only thanks to the discount, the consumer could get a more interesting price.
Why removed the ability to provide discounts on insurance?
In fact, insurance companies have never directly been able to provide a price different from the declared MTIBU. All insurance companies must receive payment for the full amount of the cost of insurance. For this reason, the popularity of insurance aggregators, which sold insurance at good prices, has greatly increased in Ukraine. And there are several points that influenced the ban on discounts:
It is very difficult for insurance companies to compete with their own partners due to the higher price for the same service.
Many agents and aggregators, in order to conquer the market, provided a larger discount than was allowed. This led to a massive reduction in the prices of all competitors.
People are so used to the fact that a discount on insurance is “as it should be”, that they began to abuse it when contacting insurance companies and MTIBU with questions: “Why can they provide a discount there, but you can’t?”
Different prices for the same service confused customers, because it is difficult to imagine insurance with the same conditions at a radically different price. As a result, people could not determine why they should overpay directly to the insurance company if they could buy cheaper.
What awaits the Green Card insurance market in 2023?
Of course, aggregators will look for other ways to win customers, such as bonuses, cashbacks to a personal account for buying other insurance products, and other methods.
But in any case, if the MTIBU checks and fines those who do not adhere to the rules, then soon we will receive an approximately equal pricing policy for everyone who provides a Green Card to a consumer. And the following parameters will influence the choice of insurance:
Indicators of insurance companies from the official source of MTIBU in terms of payment speed, reliability, etc.
The quality and credibility of an insurance aggregator, agent or the insurance company itself
Ease of checkout and payment
Customer focus, speed of response and reviews of the insurer
Why choose KIRINS when applying for a Green Card?
We have been on the Ukrainian market for quite a long time and during this time we managed to win a large number of satisfied customers. This became possible thanks to the professionalism of our managers, the speed of answers to customer questions, the convenience of processing, paying and returning insurance policies.
Since the beginning of the war, we have provided one of the best prices for the Green Card to Ukrainians, as we understood the importance of every hryvnia saved.
We are grateful to everyone who made a contribution to our project and entrusted the most important thing - the safety of personal money and nerves in such a difficult time. | https://kirins.com.ua/en/blog/zaboroneno-znyzhky-na-zk | 687 | 29 |
Climate change is set to transform businesses, requiring early engagement with insurers to understand the risks and develop innovative solutions, according to Kayne Sheppard, casualty underwriter, Zurich Global Energy.
Businesses face a sustained period of change as decarbonisation transforms business models and supply chains during the coming decade. This trend is forcing a growing number of companies to rethink their strategies and adopt new technologies and ways of working, which the pandemic has exacerbated. However, as business transformation programmes are set in motion, companies will need to proactively consider the implications for both risk and insurance, and thus understand the strategic relevance of a solid insurance partner.
Risk managers play a critical role
Risk managers can clearly play an important role in helping boards execute large-scale business transformation. The prominence of risk managers varies greatly by organisation, but risk managers have a key role in helping their businesses understand the risks and opportunities inherent in business transformation, and in beginning discussions on risk mitigation and transfer solutions.
In a changing risk landscape, businesses need to understand their future risks and opportunities, and adapt their insurance cover accordingly. Substantive business transformation – especially that brought about by climate change – will almost certainly lead to changes in exposure, creating new assets to protect and liabilities to guard against. Changes to business models and supply chains will also impact business interruption exposures, creating new dependencies and affecting revenue and profit streams.
Take climate change. The shift away from fossil fuels will involve the adoption of new sources of power, the creation of new supply chains, methods of manufacturing, the application of new technologies and materials, as well as the need to mitigate the physical effects of more extreme weather events. In a bid to lower carbon emissions, companies are already looking to use alternative energy sources, installing wind turbines onsite and solar panels on buildings, and investing in battery storage capacity. However, such moves may bring fire, windstorm or third-party liability exposures that will change risks and have implications for insurance programmes.
Insurance as a facilitator for change
Though it is often overlooked, insurance has an important role to play in business transformation. It can facilitate innovation, de-risking the adoption of new technologies and business models, as well as helping to attract financing and investment.
Insurance is not only about risk transfer. For instance, launched in 2021, Zurich Resilience Solutions helps companies to manage risk more effectively and improve their risk profile, in particular in the areas of climate change, supply chain and cyber risk management. We have been working with customers across different sectors to understand the effect of climate change on their assets, as well as the potential implications of new technologies, such as clean energy.
Insurers can increasingly offer advice, expertise and access to data and modelling tools to identify and assess risks, as well as risk management and loss-prevention services. The insurance industry can facilitate the exchange of knowledge by sharing the experience of working across sectors and geographies. For example, we have been engaging with customers in the energy sector as they transform their businesses and transition to net zero. The learnings from this engagement will be invaluable in helping us understand the transition to net zero in other sectors that follow.
Engage with underwriters early
The earlier that insurers are engaged in business transformation conversations, the better. Lenders and investors will take comfort from the backing and support of credible insurers, however insurance takes time to arrange and underwriters will need to understand the risks and get comfortable with risk management controls put in place.
Some risks may also require innovative solutions, which take time and collaboration to develop. Switching to new sources of energy, like green hydrogen for example, or adopting prototype technologies, will have implications for risk and insurance. Underwriters will need to work with customers to understand how new technologies will affect exposure and adapt their offering to meet future needs.
Risk professionals need to be proactive and take the lead. Whether adopting new technology or radically transforming a business model, it is important to start the conversation with insurers at an early stage, as this will avoid delays or surprises when it comes to arranging cover and financing. No one wants a lack of insurance to inhibit a transaction or business transformation.
Proactive conversations will become the norm
As climate change adaptation gathers momentum, business transformation is sure to rise up the agenda. Risk managers and insurance buyers need to start thinking about the implications of business transformation on their organisation’s future risk profile and engage with insurers on solutions to mitigate or transfer the risks, which could include non-traditional solutions like parametric insurance.
We are beginning to have these conversations with some of our customers, where climate change is already transforming their businesses. We want to maintain a dialogue with customers to understand their changing risks and insurance needs, bringing underwriting, risk engineering and claims experts to the table. Last year, I spent three very rewarding months on secondment, working with a global energy company going through a business model transformation, to understand the risks and opportunities of developing new green technologies, such as carbon capture and storage, and working through the insurance implications.
While secondments are currently the exception, and not the rule, closer collaboration between insurers and their corporate customers will need to become the norm as more and more companies undergo transformation towards more sustainable business models in the coming years. Many companies are making decisions and investments today that will have important implications for their future risks and insurance needs.
To fully benefit from megatrends such as decarbonisation and allow for business transformations to be a success, continuous engagement with insurance partners is essential to understand how risks are changing and to ensure that future products and services are fit for purpose. The earlier this dialogue begins, the better, and the earlier companies can leverage the opportunities that these megatrends create.
Contributed by Kayne Sheppard, casualty underwriter, Zurich Global Energy | https://www.commercialriskonline.com/early-engagement-with-insurers-is-key-for-business-transformation/ | 1,182 | 29 |
Meet our team
Our philosophy is simple — hire a team of diverse, passionate people and foster a culture that empowers you to do your best work.
Pete began his career at Safeco Insurance before transitioning to work with his brother-in-law and later joining Johnson & Higgins, a renowned private broker. In 1993, he established his own agency, Northrup Corporation, which now serves over 350 commercial clients alongside personal and executive risk accounts.
Assistant Vice President | Executive Risk
Kendyl has spent the past 20+ years working in insurance. Starting her career at Safeco, Kendyl has spent the last 2 decades with Northrup Corporation’s Executive Risk Department.
Kathlene D. L. Henry, CPCU, ARM, CPIW
Account Executive | Placement Specialist
Kathlene worked at Johnson & Higgins for 18 years: specialising in property insurance, marine and global accounts. She joined Northrup in 2012, working on a wide variety of accounts, from non-profits to large manufacturers and public entities.
Risk Analyst & Sr. Account Manager
Dan Bell graduated from the University of Oregon Lundquist College of Business. Went straight from university to start his career at AIG on the East Coast. Later moving back to Portland and working at Northrup. In his free time, you'll find him training for the next half marathon. | https://www.northrupcorp.com/about | 280 | 29 |
RIO DE JANEIRO | SÃO PAULO
Experience and Recognition
Recently established boutique with a strong focus on contentious mandates that enters the rankings due to glowing client feedback. Experienced team often represents insurance companies and trade associations in loss adjustment claims related to motor insurance, accidents and D&O. Also qualified to handle arbitration cases.
Much-admired name partner André Tavares impresses sources, who enthuse: “André is developing several important and innovative viewpoints in the Brazilian market and his experience was extremely valuable in the cases we worked on together.” He actively represents prominent insurance and reinsurance companies in loss adjustment claims. A client says: “He brings a strategic mindset to the resolution of challenging matters.”
Daniel Chacur de Miranda is an up-and-coming partner who comes recommended for his wide-ranging practice advising insurers. One satisfied client describes him as “a very efficient lawyer who is easy to work with,” adding that “his innovative and accurate legal opinions were fundamental to our company’s strategic decisions and litigation success.”
‘Tavares Advogados is a highly specialised boutique that stands out for its expertise in contentious insurance claims, both in litigation and arbitration, where it ‘demonstrates extreme zeal and deep technical knowledge’. The team also has a strong track record advising on loss adjustment procedures. The firm represents a mix of insurers, reinsurers and financial services companies on a range of products including life and health insurance, and pensions. Founding partner André Tavares is a top litigator in the field, and a leading figure in the wider industry. Daniel Chacur de Miranda has good experience in loss adjustment procedures and complex insurance claims’.
‘André Tavares is revered for his “deep knowledge and wide view of the Brazilian insurance market”‘.
‘André Tavares is praised for this “effectiveness and business-oriented solutions”. He is “a great lawyer, extremely hard-working, and driven by the best results for the company”‘. | https://tavad.com.br/?lang=en | 443 | 29 |
From Classic to Modern: Different Designs of Hand open three-fold umbrellas
Hand open three-fold umbrellas come in a variety of designs, ranging from classic to modern. Here are some of the most popular designs:
Classic: Classic hand open three-fold umbrellas have a timeless and elegant look. They typically have a solid color canopy and a traditional curved handle. Classic umbrellas often have a simple, understated design that pairs well with any outfit.
Patterned: Patterned hand open three-fold umbrellas are a fun and playful option. They come in a variety of colors and prints, from polka dots to floral designs. Patterned umbrellas can add a pop of color and personality to your rainy day outfit.
Transparent: Transparent hand open three-fold umbrellas are a modern and trendy option. They typically have a clear canopy that allows you to see through the umbrella while still staying dry. Transparent umbrellas are a great way to show off your outfit while staying protected from the rain.
Printed: Printed hand open three-fold umbrellas are a unique and creative option. They feature bold and colorful designs, such as animal prints or abstract patterns. Printed umbrellas are a great way to make a statement and stand out on a rainy day.
Novelty: Novelty hand open three-fold umbrellas are a fun and whimsical option. They come in a variety of shapes and designs, such as a duck or a heart. Novelty umbrellas are a great way to add some humor and personality to a rainy day.
Overall, the design of a hand open three-fold umbrella is a matter of personal preference. Whether you prefer a classic or modern look, there is a design that will suit your style and needs.
Hand open Three-fold umbrellas for Different Weather Conditions: Which One to Choose?
Hand-open three-fold umbrellas are a popular and practical option for staying dry in wet weather. Here are some tips on choosing the right hand-open three-fold umbrella for different weather conditions:
For Rainy Days: Look for a three-fold umbrella with a waterproof canopy made of high-quality materials such as polyester or nylon. The umbrella should be large enough to provide adequate coverage and have a sturdy frame to withstand the wind. A handle with a good grip is also important for maintaining control in wet conditions.
For Sunny Days: If you need a three-fold umbrella to protect you from the sun, look for one with a canopy made of UV-resistant materials. This will help block harmful UV rays and keep you cool. Some umbrellas also have a reflective coating on the underside of the canopy to help reduce the amount of heat absorbed by the umbrella.
For Windy Days: Choose a three-fold umbrella with a sturdy frame made of materials like fiberglass or aluminum. This will ensure that the umbrella can withstand strong gusts of wind without flipping inside out. Look for an umbrella with a wind-resistant design, such as double vents or reinforced ribbing, for added protection.
For Travel: If you plan on taking your hand-open three-fold umbrella with you on the go, look for one that is lightweight and compact. Some umbrellas are designed to fold up small enough to fit in your bag or backpack, making them a convenient option for travel.
For Fashion: If you're looking for a hand-open three-fold umbrella that doubles as a fashion accessory, choose one with a stylish and unique design. There are many options available, from classic solid colors to fun patterns and prints.
In summary, the best hand-open three-fold umbrella for different weather conditions depends on your specific needs. Consider the materials, frame, design, and additional features when choosing an umbrella that will keep you protected and comfortable in different weather conditions. | https://www.cntxsy.com/product/threefold-umbrella/hand-open-threefold-umbrella/ | 799 | 29 |
Petcover Group has acquired exotic pet insurance specialist Brooks Braithwaite (Sussex) Ltd from ManyPets Ltd.
Brooks Braithwaite (Sussex) Ltd owns ExoticDirect, a leading provider of pet insurance for birds, mammals and reptiles. The company also offers an extensive liability insurance for a range of animal-related businesses, including animal clubs, centres, shows, and displays.
The firm also operates and administers Petplan Sanctuary, Allianz’s offering for pet business insurance for dog walkers, pet sitters, animal boarders and other businesses.
Global pet insurer Petcover, which operates in the UK under the British Pet Insurance brand, also operates in continental Europe, Australia and New Zealand, providing pet, equine, exotic and pet business insurance offerings to clients.
Petcover Group chief executive Andy Pearce said: “It is an exciting time for Petcover as we expand our offering in the UK Pet Insurance sector. Acquiring Brooks Braithwaite (Sussex) Ltd means that we are able to offer the pet lovers of the UK an even bigger selection of insurance products to ensure that their well-loved pets are protected, whether they are at home, with a dog walker, getting a haircut or are on holiday with a boarder.”
Steven Mendel, chief executive and co-founder of ManyPets Group added: “As administrators of Brooks Braithwaite’s brands, we were not in control of the end-to-end product design and experience. Saying farewell to both Exotic Direct and Pet Plan Sanctuary allows us to focus our attention on the ManyPets brand and products.” | https://www.petbusinessworld.co.uk/trade-news/other-trades/petcover-group-expands-with-new-acquisition.html | 347 | 29 |
BI’s Article search uses Boolean search capabilities. If you are not familiar with these principles, here are some quick tips.
To search specifically for more than one word, put the search term in quotation marks. For example, “workers compensation”. This will limit your search to that combination of words.
To search for a combination of terms, use quotations and the & symbol. For example, “hurricane” & “loss”.
A COVID-19-related business interruption lawsuit filed against a Zurich Insurance Group Ltd. unit should not be dismissed because the insurer’s policy provides coverage for physical loss or damage caused by microorganisms, including viruses, says a children’s clothing retailer, in arguing against Zurich’s motion to dismiss the case.
New York-based America’s Kids LLC, which operates 18 children’s clothing stores, filed suit against Zurich in June seeking business interruption coverage stemming from the forced closure of its stores because of the pandemic.
It sought coverage from Zurich Insurance Group unit Zurich American Insurance under its $12,750,000 all-risk insurance policy, which included specific business interruption coverages, according to the motion filed last Friday in U.S. District Court in Chicago in America’s Kids, LLC v. Zurich American Insurance Co.
“In Zurich’s telling, this case is comparable to a mélange of others involving policies with standard-form virus exclusions not contained in Zurich’s policy,” the motion says.
“But even a cursory review of the policy and the complaint’s specific allegations show that this case is different” because unlike those cited by Zurich, the coverage specifically refers to “microorganisms,” including viruses as a cause of “direct physical loss or damage property,” the motion states.
Zurich “attempts to simplify the case by invoking a ‘microorganism’ exclusion found on a separate coverage form,” but “entirely ignores at least two other policy provisions that provide coverage specifically for microorganisms,” the brief states.
“These specific grants of microorganism coverage pose a serious problem for Zurich’s position that the ‘microorganism’ exclusion ‘unambiguously excludes coverage for the precise situation pleaded here,’” the motion states, in arguing for coverage.
A Zurich spokeswoman had no comment.
A North Carolina state court judge has ruled in favor of a group of restaurants in pandemic-related business interruption litigation, holding the state’s order to close the restaurants was a covered physical loss under their policies. | https://www.businessinsurance.com/article/00010101/NEWS06/912338561/Clothier-argues-for-business-interruption-virus-cover | 562 | 29 |
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ICICI Lombard General Insurance Company is a joint venture between ICICI Bank and a Canadian company called Fairfax Financial Holdings Limited. ICICI Bank holds 74% equity in this joint venture while the remainder 26% is held by Fairfax Financial Holdings Limited. ICICI Lombard General Insurance also offers marine insurance, business insurance, crop insurance and Non-Resident Indian Insurance.
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Regulations), requires ICICI Lombard General Insurance Company Limited (“Company”) to frame a policy for determination of materiality for disclosure of events or information to Stock Exchanges, based on the criteria specified in the Listing Regulations. The policy is also required to be disclosed on the website of the Company.
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Flood insurance is an area of insurance that is all too easy to neglect until it is too late. New Jersey and the surrounding states experience a fair amount of flooding during hurricane season.
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IRDAI approves ICICI Lombard acquisition of Bharti Axa General ICICI Lombard General Insurance offers you a super top-up plan named ICICI Lombard Health Booster Plan that offers extended coverage to you and your 15 Best Life Insurance Companies of 2021 | Money Foto. Gå till. Online Insurance Company Singapore | Financial Planning . Interstate Power and Light Company declares preferred stock . ICICI Lombard board approves Rs 4 per share interim dividend . Updates. Posted on Jan 20, 2021. | https://hurmanblirrikuzwq.netlify.app/53746/85394 | 1,387 | 29 |
Eamonn Downey, Director of Marketing; Colm O'Neill, Director Dublin both from Owens McCarthy along with Steve Manning Manager for BIcalculator and I officially launched LMI's suite of eServices products into the Republic of Ireland in Dublin today.
Owens McCarthy, a claims preparation firm very similar to LMI are our Joint Venture partners in Ireland. Owens McCarthy will be looking after marketing and training of the products to the insurance industry. The products launched were modified versions of PolicyComparison, BIcalculator, RiskCoach and ContinuityCoach as well as LMI's Under Insurance Calculator app tailored for the Irish insurance market.
Those that attended the launch included the CEO of the Irish Insurance Institute as well as senior brokers from in and around Dublin. The feedback from those that attended has been extremely positive with the brokers, like others around the world, seeing benefits with the training and increased professionalism the systems provide along with the time savings and reduction in professional indemnity exposure.
The group moves to Ireland's second city Cork tomorrow where a similar presentation session will explain the many benefits to brokers there.
Ireland joins, the United Kingdom, South Africa, India, Indonesia, New Zealand, Singapore, Papua New Guinea, Hong Kong, Thailand, and of course Australia where LMI eServices products are available and being used regularly by insurance practitioners. | https://lmigroup.io/lmi-launch-suite-of-eservices-into-ireland/ | 275 | 29 |
Van Nguyen, IT Manager at Tokio Marine Vietnam, explains: “We are growing our presence in Vietnam, but we operate in a challenging, competitive insurance market. To continue our successful expansion, we strive to provide the highest standards of service, including clear, prompt client communications. And internally, we focus on developing efficient workflows that enable us to process increasing numbers of client requests seamlessly.”
Preparing large volumes of policy documents
Among the most important client communications provided by Tokio Marine Insurance Vietnam are policy documents that contain the details and terms and conditions of the insurance cover. Whenever new or existing clients request a product, the company prepares and dispatches the policy documents for client review and approval.
“On most weeks, we create around 650 documents, which we send either via email or through the mail, as some companies in Vietnam request a paper copy to sign off,” continues Van Nguyen. “In many cases, collating the information for policy documents forms a difficult task, as some commercial insurance products are highly complex.”
Moving beyond traditional manual processes
To design, edit, and personalize policy documents, Tokio Marine Insurance Vietnam previously relied heavily on manual processes. However, this approach consumed many working hours, increased production costs, and heightened the risk of clients having to wait long periods before receiving documents.
“We decided to look for a new way of working, and targeted a smarter, more scalable model better suited to preparing high volumes of policy documents quickly and cost-efficiently,” adds Van Nguyen. “Our first goal was to find a solution that would streamline and accelerate our document workflows.”
Implementing a leading-edge solution
To modernize its client communications strategy, Tokio Marine Insurance Vietnam selected OpenText™ Exstream™—a solution purpose-built for creating personalized content. The company worked with OpenText business partner delaware Singapore to implement the solution, including integration with its core insurance system and customer database, before later upgrading to the latest version of the platform to access enhanced content design and authoring tools.
Within Tokio Marine Insurance Vietnam, three IT team-members use OpenText Exstream to design document templates, adding corporate styling. Then, 65 front-end users retrieve information from the customer database and update the templates with unique policy terms before the dispatch of the final documents, either as PDFs or paper copies. Van Nguyen comments: “Since the initial deployment, OpenText Exstream has proved hugely valuable for us. Our front-end users find the design tools and intuitive interface of OpenText Exstream especially useful, enabling them to author and edit content with ease, and quickly apply updates to policy schedules and terms and conditions.”
Accelerating critical document workflows
With the latest version of OpenText Exstream, Tokio Marine Insurance Vietnam has transformed the speed and efficiency of its policy document preparation processes. The company has replaced slow, cumbersome manual workflows with leading-edge, agile digital tools, enabling users to process growing volumes of client requests seamlessly. | https://www.opentext.com/pt-br/clientes/tokio-marine | 625 | 29 |
SUKOON WINS SECOND CONSECUTIVE ‘UAE INSURER’ AWARD AT 2024 MENA IR
Posted on January 30, 2024
Sukoon Insurance has emerged once again as the UAE’s insurer of choice by winning the ‘UAE Insurer’ award at the prestigious MENA Insurance Review 2024 Awards ceremony held at Shangri-La, Dubai.
Among other considerations, Sukoon was recognised for investing heavily in innovative, value-driven solution, single-mind focus on service excellence, and delivering the peace of mind it promises at every step. Additionally, Sukoon’s exemplary performance throughout the year, the recently acquired Takaful arm, and the new End of Service & Gratuity and Workplace Savings solutions were among its notable achievements as well.
Jean-Louis Laurent Josi, the CEO of Sukoon, commented on the recognition, saying, “It humbles me to receive this award once again and, if anything, it reflects our strategic commitment to best serve UAE’s protection needs by investing in digital solutions and enhancing customer experience through value-driven initiatives. The award bears testament to the exemplary dedication shown by each and every Sukoon team member, continuous support extended by our partners, and above all, the unwavering trust of our customers for nearly five decades.”
He further added, “This coveted recognition yet again reaffirms our position as a reference in the region for customer excellence, financial prudence, and insurance expertise.”
The MENA Insurance Awards ceremony is organised every year by MENA Insurance Review, a UKbased publication which covers the region’s insurance industry and emerging trends. The event this year recognised and rewarded MENA-based insurers, reinsurers, and brokers that delivered exceptional customer service and innovative product development in 2023. | https://www.sukoon.com/about-us/awards/awards/2024-menair | 378 | 29 |
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CAPE REED FIRESHIELD
HOW TO MINIMIZE FIRE RISK
THE IMPORTANCE OF MAINTENANCE
THE BENEFITS OF A THATCHED ROOF
Fire Protection Coating
At Cape Reed International, we take pride in presenting an exceptional fire-retardant coating known as Cape Reed Fireshield. This revolutionary product is designed to provide robust fire protection for a variety of natural materials, including thatch, barasti, and timber. In a world where fire safety is of paramount importance, Cape Reed Fireshield stands as a beacon of security, offering enhanced resistance to fire and peace of mind for homeowners, builders, and architects alike.
Cape Reed Fireshield is a game-changer in fire protection coating. Developed by the industry leader in fire retardants, StoneCor Middle East, this product boasts a formulation that has been rigorously tested and proven effective. The manufacturing process adheres to the stringent ISO 9001:2000 certification and follows OECD guidelines meticulously during both manufacturing and application phases.
Compliant with Global Standards
Cape Reed Fireshield isn’t just another product – it’s a solution that adheres to international standards. It complies with all relevant requirements and regulations for construction with natural materials, ensuring that your projects meet the highest safety benchmarks. This fire-retardant coating has achieved certifications from prestigious international entities, including:
Dubai Civil Defence Approval
UAE Civil Defence Compliance
B-roof (t1) Classification
Eco-Friendly and User-Friendly
Cape Reed Fireshield sets a new standard for fire retardant coatings by being both environmentally friendly and user-friendly. This water-based intumescent coating doesn’t contain any toxic elements. Its user-friendly nature ensures ease of use, allowing builders and contractors to apply it with confidence.
Fireshield for Thatch: Enhanced Protection
For those seeking enhanced fire protection for thatch, reed, barasti, or brezo style roofs and structures, Cape Reed Fireshield offers Fireshield FRC 101. This specially formulated coating appears milky white upon application and is clear when dry. With just a simple spray, structures benefit from three years of robust fire protection.
Fireshield for Timber: Fortified Fire Resistance
Timber structures find their ultimate defence in Cape Reed Fireshield FRC 102. This specialized formula is engineered to safeguard both hard and soft wood substrates, excluding flooring. Upon drying, it transforms into a clear finish that seamlessly integrates with the aesthetic of the structure. This potent coating grants five years of fire protection.
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Cape Reed Fireshield proudly aligns with all essential standards and requisites for construction with natural materials. Notably, it boasts an impressive overall B-Roof (t1) fire rating, underscoring its unparalleled fire resistance capabilities.
Cape Reed Fireshield emerges as a cutting-edge fire-retardant solution that redefines fire protection for natural materials. With its advanced formulation, compliance with international standards, and commitment to environmental and user-friendliness, it’s a formidable choice for safeguarding both thatch and timber structures.
The Fireshield range empowers builders, architects, and homeowners to create spaces that are not only aesthetically pleasing but also fortified against the threat of fire. Choose Cape Reed Fireshield and elevate your fire resistance to unparalleled heights. | https://capereed.com/what-we-do/fireshield/?product-page=1 | 719 | 29 |
There was a fire at the OxyChem vinyls plant in La Porte, Texas on June 21, 2022. According to reports, the fire began in a pump at the facility. The fire released significant smoke into the atmosphere. Firefighters were able to extinguish the flames early on Tuesday morning. The cause of the fire remains under investigation. It is unclear if any workers were present when the fire broke out.
There have been a number of incidents at industrial and chemical plants. Three workers were injured in an explosion at the Quasar energy plant in Wooster, Ohio on June 14, 2022. There was an explosion at the Freeport LNG facility in Freeport, Texas on June 8, 2022. There was a fire and explosion at the Nox Crete Chemical Plant in Omaha, Nebraska on May 30, 2022. There was a fire and explosion at Summerset Marine Construction in Eagle, Wisconsin on May 19, 2022. There was a fire at the Valero Refinery in Meraux, Louisiana on April 23, 2022. There was a fire and release of chlorine at the Olin Plant at Dow Chemical in Plaquemine, Louisiana on April 18, 2022.
Refineries and chemical plants can pose significant dangers both to workers and to the general public. When dangerous work is involved, extra precautions must be taken, especially when catastrophic fires or explosions can occur. When chemicals are present, it can also endanger those who are exposed to the smoke caused when a fire or explosion occurs. Shelter in place or evacuation orders are routine during a fire like this.
Those touched by an industrial accident should know their legal rights and remedies, and act quickly to preserve them. Our attorneys have extensive experience in cases involving industrial and plant personal injury and wrongful death, including those caused by fires and explosions. The firm has experience in courts across the country and the skills needed to represent the families of loved ones who have lost their lives or as a result of an explosion, or been seriously injured.
The experienced attorneys at Spagnoletti Law Firm can help you understand your rights if you or a loved one was a victim of an accident at a plant or refinery. Please contact us online or call 713-804-9306 or 877-678-5864 to learn more about your legal rights. | https://www.spaglaw.com/blog/2022/06/fire-at-oxychem-plant-in-la-porte-texas/ | 465 | 29 |
As a business executive, you spend a lot of time on the go. You spend time traveling between business conferences, work clients, and various company branches. With spring in full blast, you will inevitably run across several April showers. Do not let a rain shower ruin your carefully planned power outfit. It can take hours to apply your makeup, fix your hair, and put your outfit together before an important business meeting. The Umbrella Shop offers several high-quality umbrellas designed for traveling executives.
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Fashionistas would not be caught dead with a run-of-the-mill umbrella. The Umbrella Shop has the latest fashion umbrellas available. All fashion umbrellas come with matching cases and have color-coordinated handles and wrist straps. These umbrellas are both practical and fashionable.
These trendy umbrellas come in various colors, such as black, navy, pink, and seafoam. However, these are not the only umbrella colors available. Check out our full color and style inventory online. It is easy to color coordinate your outfits with a fashion umbrella from the Umbrella Shop.
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Between coffee, a briefcase or purse, and your suitcase, you have your hands full while traveling. It is easy to get out of the rain with an auto-open folding umbrella. With the push of a single button, the umbrella canopy opens, and you are instantly protected from the elements. You no longer must set your belongings down to slide open your umbrella manually.
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The Umbrella Shop offers Bluetooth-enabled umbrellas for traveling executives. Speaking on a cellphone while holding an umbrella is a recipe for disaster. No one wants to waterlog a smartphone with a $1,000 price tag. The blue-tooth enabled umbrellas sync with your phone to allow you to stream music and answer phone calls.
It is also easy to charge your umbrella in between uses at airports and hotels. The handle has a standard cell phone charger plug-in, so there is no need to lug around additional cables to charge your umbrella.
The Umbrella Shop has the latest trendy umbrellas for business professionals. These umbrellas are compact and easy to open while on the go. You can even stream music and answer phone calls with our Bluetooth-enabled umbrellas. Check out the latest umbrella styles that we offer at the Umbrella Shop. | https://www.umbrellashop.com/fashion-trending-umbrellas-for-professionals/ | 503 | 29 |
TORONTO, JUNE 2, 2022 – BrokerLink grows again in Ontario, through its acquisition of Insurance Executives Brokers & Consultants Inc. (Insurance Executives) and Goodison Insurance and Financial Services Limited (Goodison Insurance), effective June 1.
Serving more local communities in Ontario
Insurance Executives has offered insurance solutions to its customers in Mississauga and the surrounding area since 2004. A family-run brokerage, President Piero Molinaro, his wife Silvia and their team, have provided home, auto, business and, through Essential Life Financial, life insurance options to the community, giving special attention to customized coverage needs.
Brampton-based Goodison Insurance has served its customers by offering personal and business financial insurance services, as well as life insurance solutions for 80 years. President Scott Goodison accredits much of the brokerage’s success to its employees, who have been committed to providing outstanding customer service and delivering insurance products that are competitive and innovative.
“These two brokerages are deeply rooted in the communities in which they operate, and have developed solid customer relationships,” says President of BrokerLink, Joe D’Annunzio. “We believe that insurance is about people, and we’ll continue to build on these relationships and deliver local, customized insurance solutions that their customers have come to expect.”
Insurance Executives and Goodison Insurance professionals will continue to serve local community members as part of the BrokerLink team.
Welcoming 12 brokerages year-to-date
BrokerLink continues to grow through acquisitions in the regions it operates, Alberta, Ontario and Atlantic Canada. In addition to Insurance Executives and Goodison Insurance, BrokerLink has welcomed 10 other brokerages so far this year, including Alberta-based Bow Valley Insurance, Tailor Made Insurance and Maple Insurance; Ontario-based Blair Insurance, A&A Insurance, Greg Kelly Insurance and Rice Inc., Nickel City Insurance Brokers, Atto & Associates Insurance, and Atlantic-Canada based Bluenose Insurance.
Since 1991 we’ve had a vision: to build a network of trusted insurance brokers across the country, working directly in the communities we serve. With over 200 branches and 3,000 employees, we’re proud to say that BrokerLink has become one of Canada’s largest property and casualty insurance brokerages.
Brokerlink Inc. is a subsidiary of Intact Financial Corporation (TSX: IFC), a certified Kincentric 2021 Best Employer in Canada. For more information, visit BrokerLink.ca or follow us on Facebook, Instagram and LinkedIn.
For media inquiries please contact:
Manager, Marketing & Communications
For broker inquiries please contact:
Vice President, Acquisitions | https://www.brokerlink.ca/newsroom/pr-2-june-2022 | 577 | 29 |
White oak commercial finance
Capital Business Credit is a financial services firm with offices in the US, Hong Kong, and China.
Information about White oak commercial finance
Company CategoriesFactoring, Banking, Asset Based Lending, Finance, Trade Finance,
White oak commercial finance executive employees
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Kendo does not guarantee or claim any of the information found on this public directory to be 100% accurate or up to date.Information found here is gathered from a variety of online and offline sources.
If you wish to exclude your personal data from this public directory send us an email to [email protected] | https://kendoemailapp.com/company/company/100422 | 339 | 29 |
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