Well, that's why you find a distinction to apply against yourself as a d4, and use the resulting plot points to get yourself out of being made into a chump.  This is a system where fighting in an area that gives you penalties is generally a good idea.  (if you can fight on the street, or on top of a moving bus, ALWAYS JUMP ON TOP OF THE BUS)<br/><br/><br/>According to my calculations, American Psycho can avoid getting stressed out if he retroactively adds a d4 to his roll for a plot point, then spends two plot points to add both extra d10s to his roll, enabling him to get past the attack with d12 physical stress.  (the asset the supermen had was only good for one action, so hopefuly they won't roll as well next time.)