Also, most GMs let you "buy" karma with nuyen at a pretty high ratio, in-character, this can be done by doing things like...gambling, using money to work out, or just spending money on funds to raise orphanges in the barrens, whatever..<br/><br/>High nuyen awards are good for samurai, deckers and riggers.<br/>High karma rewards are good for shamans and mages.<br/>Since you can buy karma, as mentioned above, it's usually best, as a GM, to give moderate to little karma and a lot of nuyen. that way, mages and shamans can spend their nuyen on karma, and the others on...stuff.