Upon further consideration, I've decided to retroactively grant Someguy a hero point for trying to break the roof of the bank, since unnecessary property damage is sufficiently heroic (in the classical sense) to merit a hero point.<br/><br/>As a side note, the US Military pays for all of the property damage that your group causes, since it provides them with statistical information about the effects of superpowers.  The program will fail if people end up dying in large numbers, but for now it is a "golden age" for superheroes to fight supervillains with maximum force.  That said, area attacks without the selective extra should be used carefully, as not to excessively damage whatever structure you're standing in.