"Tense... mmm..." She gets distracted returning Toiz's nuzzling, her hand continuing to rub from the other woman's mound, down along the curve to the base of her labia and then back up again.  "I think you're supposed to rub things when they're tense."  After a few passes, she slides her hand under Toiz's panties, finding herself very curious and excited about what she'll feel underneath.