If real people were converted to statistics, most people would have ranks of 2 or 3 in the vast majority of skills -- unless you're taught how to shoot, you just DONT KNOW.  You can't just get into a car and expect to be a stunt driver; you can't just pick up a gun and expect to hit any target.  You can't just punch a dragon and expect to kill him.  I would laugh if a character even tried that, and immediately have the dragon bite her head off.<br/><br/>PCs are NOT ordinary characters, however.  They're the stars of the show, the hero.  Other runners are the proverbial red shirts that get geeked; PCs are the characters that are debonaire, suave, and able to dodge bullets with the best of them.  PCs are the heroes.  PCs are FAR better than your average joe -- at just about everything.<br/><br/>And besides, a well-rounded characters is better in my book any day than a character with three active skills all maxed to hell and back.