It is entirely possible I missed your point XD<br/><br/>If you are asking if you need to pay (even half the price) for the spells in your backstory (spells above 1st level at chargen), then I would say, no. You don't have to pay. As far as I understand chargen at level above 1st. At least that's how I've done it so far and no DM's asked me to pay for backstory spells.<br/><br/>If this is not what you are asking, then, yes, I am most definitely missing your point 8-) But I appreciate the learning curve either way :D