GM Note:<br/><br/>Chulanowa, the armor check penalty of a shield only applies when you are using the shield.  You are not currently using the shield, so it does not apply.  My ruling is based on my interpretation of the following passage:<br/><br/><div class="quoteheader"><div class="topslice_quote">Quote</div></div><blockquote class="bbc_standard_quote">"If a character is wearing armor and using a shield, both armor check penalties apply."</blockquote><div class="quotefooter"><div class="botslice_quote"></div></div><br/><strong>ALL,</strong>if you have not, you should probably roll initiative.