Bouncing subjects here, does that also mean that any sort of 'masterwork' equipment is not to be considered 'mundane?' I mean, take a weaponsmith. With a (generously) 14 in Int, he would need 5 levels as Commoner or Expert to have the requisite skill ranks to turn out masterwork items consistently. Granted, he might (and probably would) take Skill Focus, but still. Anyway. That /does/ help, and actually explains a lot... off to expand that history.