Savage Species calls it +0. It's paired with another Yuan-ti template for humans, one that makes them into dumb brutes at +0.<br/><br/>As for money: sweet! I'm spending the money on cocaine! (not really, I might pick up a few odd-job magic items)<br/><br/>It's almost tempting to get some Kobold experts, making aid other checks, to squeeze together and make dastardly traps.