So, character creation.  There are 3 types of characters: adventurers, staff, and guildmasters<br/><br/>Adventurers get 25 points and start at level 1.  They may sign up for missions (provided they are close enough in level) and receive experience normally.  They may earn experience outside the guild on their own initiative.<br/><br/>Staff get 20 points as well and start at level 4.  They may not sign up for missions, and receive only half xp from mission-related experience (should they end up involved).  They may earn experience outside the guild on their own initiative.<br/><br/>Guildmasters get 15 points and start at level 7.  They may not sign up for missions, though they may tag along at certain points for business reasons.  They receive 10% of mission-related experience.