I ended up getting the game for One. What's the $15 a month for? The gold membership? I've run into a lot of different players ranging in all different levels. I keep picking up side missions. I don't know the area, but there's this one spot I find overwhelming with constant enemies and it makes me go into giggle fits, especially when I run low on ammo. I hit it then quit it (melee then run), giggling and shrieking like a little girl! I absolutely love it! Very disheartening to turn it off to do homework or go to work/school. *sighs*