Um no. HELL no. No offense meant of  course James, but that table is meant to be used by characters that have been adventuring. It's kinda broken really, because its basically saying that this is how much you'd have if you've been going into varying amount of dungeons. Seeing as none of you have been raiding dungeons for a living we'll go with the other formula. It actually breaks it down by class, but I'll forgo that to keep things even. I will roll you each 4d4 x 10 gp you can then break it down however you wish into what ever change.