No, not really. If she's part gypsy, she could have stolen her three items, or they might be family heirlooms, etc. It has more to do with social class...nobles would look down on her because she's not upper-class. Also, if you want to do something, like rent a room at a hotel, you'd have to go with someplace less expensive unless one of the other characters with money vouches for you.<br/><br/>On the other hand, being lower-class might have perks in upcoming stories (or even this one). Servants are more willing to talk with you, because you're more one of them. Or you might get more from a seedy bar, etc.<br/><br/>Whichever seems the most fun to you.