Palo leant you the money because (as I said in my opener) "The ladies they are friends of my late Mama, godresthersoul."<br/><br/>Palo was quite young and your three characters had been friends of his mother before she died - maybe she'd been some kind of mother figure to the three of you? In fact, it is possible that her death had something to do with your current homeless state?<br/><br/>As for what you did with the money, that I cannot answer...<br/><br/>The spreadsheet is real, naturally and is saved on my comp. I was going to upload it to google docs, but for some reason all I get when I try to log in is a screen of gibberish.<br/><br/>I don't have the energy right now to format this as a table....<br/><br/>Interest rate:   5<br/><br/><tt class="bbc_tt">Month   Week   loan                   interest   payment   <br/>           1         50,000.00        2,500.00      <br/>           2           52,500.00   2,625.00      <br/>           3           55,125.00   2,756.25      <br/>1          4           57,881.25        2,894.06   15,000.00   <br/>           5           45,775.31        2,288.77      <br/>           6           48,064.08        2,403.20      <br/>           7           50,467.28        2,523.36      <br/>2           8           52,990.65     2,649.53   15,000.00   <br/>           9           40,640.18   2,032.01      <br/>            10           42,672.19   2,133.61      <br/>            11           44,805.80   2,240.29      <br/>3           12           47,046.09   2,352.30   15,000.00   <br/>           13           34,398.39   1,719.92      <br/>           14           36,118.31   1,805.92      <br/>            15           37,924.23   1,896.21      <br/>4          16           39,820.44   1,991.02   15,000.00   <br/>           17           26,811.46   1,340.57      <br/>           18           28,152.03   1,407.60      <br/>            19           29,559.63   1,477.98      <br/>5           20           31,037.62   1,551.88   15,000.00   <br/>           21           17,589.50   879.47      <br/>            22           18,468.97   923.45      <br/>            23           19,392.42   969.62      <br/>6          24           20,362.04   1,018.10   15,000.00   <br/>           25             6,380.14   319.01      <br/>            26             6,699.15   334.96      <br/>           27             7,034.11   351.71      <br/>7           28             7,385.81   369.29   7,755.10   <br/>                               0.00   0.00         97,755.10   </tt><br/><br/>Sorry the columns are all screwy. If Google Files would let me log in, I would post the spreadsheet and link you to it....