Well, at least with Craft, you can use the skill untrained, so you could say you know how to do calligraphy and glassmaking, you just have +0 rather than +1 to it.  If you got Handle animal, Intimidate, Knowledge (royalty), and Ride, your skills as a whole would only be 1 lower, with those four a bit higher (except the Knowledge).<br/><br/>That's just my view.  The rest is up to Faeylin.