No worries!  I know it takes a bit to get one's head around when one is making a Risk and when one is not.  At the least, if what you're doing isn't really going to affect the plot all that much, it's probably not a risk.<br/><br/>My own personal pitfall with these is having to remember that the GM does not usually say 'okay, gimme a Risk' out of the blue.  They're player driven!  You might say, for example, "What do I know about (insert important NPC here)?" and I will respond with "Make a Wisdom Risk."  What's at stake is what the PC might know about the NPC, which gives the<em>player</em>the opportunity to invent the details, given a successful roll and enough wagers...<br/>