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			    [IMAGE]   [IMAGE]  [IMAGE]   RATES ARE LOW - DON'T MISS THIS OPPORTUNITY   Good or Bad Credit.  Ideal Time to Purchase a Home.  Refinance your Existing Mortgage - Lower your Current Payments.  Convert your Adjustable Rate Mortgage (ARM) to a low fixed loan.  Convert your ARM to a better ARM.  Convert your 30 yr Mortgage to a 15 yr Mortgage - build equity faster.  Need Cash? Home equity loan rates are priced right.    Save Hundreds of Dollars Each Month - Rates are Great - Don't Miss This Opportunity.  [IMAGE]  [IMAGE]  	


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