Your Minimum Viable Product is Processing Credit Cards
I almost <i>never</i> use credit cards. In the Netherlands they've got iDEAL <a href="http://ideal.nl/?s=&lang=eng-GB" rel="nofollow">http://ideal.nl/?s=&lang=eng-GB</a> (online payment through your own bank). Why use Cedit Cards at all?<p>Then again, I hate living on credit as do most of my countrymen. I am amazed people would <i>lend</i> to buy a new car. If you can't afford it buy a cheaper model or one that's got more miles (or years) on it.