The Handwavy Technobabble Nothingburger of Crypto
I wonder how much of the Crypto hype is because the US banking system still lives in the 1980s or thereabouts.<p>If everybody in the US had access to bank accounts with easy electronic transfers within 5 seconds for no charge, no chargebacks and so on, as people are used to in the EU, would people still be excited about Bitcoin?