Equifax security freeze PINs are the timestamp of when you request the freeze
It's time to have a mandatory certification for people who develop critical systems. After such certification, you can consider such an implementation a malpractice, and sue them for it (of course the penalty is paid by the insurance company which sold the malpractice insurance).<p>Doctors, lawyers, and many other professions have such system, why can't we have it as well?