You don't really want a million dollars
I really disagree with this.  Far from being more than anybody needs, a million dollars is actually <i>not enough</i> to secure a dignified existence in the US.  Sure... a "trip to Thailand" doesn't require a million dollars, but what if you want:<p>Not to face bankruptcy if a major health problem arises?
Not to worry about the cost of college for your children?
To own a small home in NYC or SF?
To afford competent legal representation if the need arises?<p>And that doesn't even touch the reasons people want to be <i>rich</i> - like private jets and angel investing and art collecting and space tourism, etc.  Have some imagination!