Ask HN: I have $450K cash, what should I do to maximize my return?
The first rule of money is, "Don't lose it".<p>As to what to do with it? If interested in shares, a rule that I like is to invest in companies that make products that you like. Also, hopefully, you can make some assessment about the management of the company. If they are bringing a new product to the market, can you use your expertise to evaluate that product?<p>Michael Burry argues that Index Funds distort the market. Think lemmings. Better to use one's own judgement.<p>Is the sun always going to be shining? No, rainy days always come. In life, you will have both lucky and bad breaks. So make the most of your lucky ones.<p>And don't think you are a genius, when you make a lucky investment. Back to rule #1.