Stripe: Marketplaces
Here's my question on this: is it better to have your marketplace collect all the payments and then ACH out funds to sellers? OR is it better to have each seller create their own Stripe account via Stripe connect and have the payments go directly to their Stripe account?<p>I ask because I've done both in different projects and I'm still not convinced which is better. Having all the payments come into your account means you'll definitely be dealing with more Fraud. Plus the accounting is more of a PITA in my opinion. But the user-experience is smoother and you can allow for purchases from multiple sellers (on a site like Etsy).