Simple Bank Is Closing
I'm a Simple customer and incredibly upset by this decision.  For those not familiar with their value add, Simple is essentially "envelope budgeting" built into a banking application.  Sure, it's a bank and does bank things.  What sets Simple apart is that I can allocate $n/month for an expense and it takes it out of my paycheck and puts it into that expense "envelope".  When a charge comes in for that expense, it pulls from the envelope.  Other budgeting tools like mvelopes.com and YNAB are great for visibility/tracking, but they don't move your money around.  The alternative I used prior to finding Simple was having about 10 different checking accounts and manually transferring money every few weeks.  I really don't want to go back to that setup after tasting the good life.<p>My pitch to the Simple team, or anyone interested in taking this on, is to take the app and build it on top of Stripe Treasury (<a href="https://stripe.com/treasury" rel="nofollow">https://stripe.com/treasury</a>).