You Can’t Fire Equifax, but Your Employer Can
I'd really like there to be a law that allows you to opt-out of credit reporting agencies. This would work similarly to the do-not-call list - I give them my social and they are instructed to disregard any data they receive that's associated with that number, and will destroy whatever information they currently have about it.<p>Doing this potentially locks you out of getting credit, but if you can do it on a per-agency basis, then it's a good way for individuals to punish bad actors like Equifax. If even 10% of Americans opted out after the breach, their business would be over, the remaining agencies would have proper motivation to improve their security standards, and it would open a gap in the market that a better run startup could move into.