Early Retirement (2006)
The greatest expense for me in retirement is now health insurance so it makes sense for me to instead work for insurance coverage and put my wealth towards an inheritance for my children. I used to naively believe once I paid off my mortgage, had a substantial retirement account and savings - a couple million dollars - I'd no longer work. It's also very difficult to get off of the treadmill of spending a lot of money on products and services - requires a massive life change I haven't been ready to perform.<p>It helps that I love to write software; I'd just continue writing software in retirement. I tried to retire once and I ended up writing software anyway, so might as well as get health insurance coverage.