Launch HN: Pier (YC W23) – Stripe for Credit
Would your service work for this scenario?<p>We charge $20K-$50K for our services after they are completed. (We do contingent recruiting.) Some customers ask if they can pay over time. We don't want to offer that because we're already billing after all the work is done, so it makes our cash flow even worse than it already is.<p>What I want is to be able to say, "Sure, use this service and they will allow you to make payments over time." We get our money up front and they make payments to this service provider. They pay extra to the service provider for the convenience of making payments.<p>I don't want to factor. I want the burden of collection on someone else. Like Affirm for b2b.<p>Could we use your service to build something like this into our platform? Who is responsible for collecting?