Tell HN: Do not store any funds in PayPal or use them for anything critical
This happened to me when I was using paypal income <i>to pay my rent</i> while I was in school. They only locked up a few thousands dollars but that was life-or-death kind of money for me at the time. Taught me a very expensive lesson about never keeping money in paypal and never giving paypal your bank information. USe credit cards as your buffer between paypal and you. Paypal is like fire - you can harness it usefully, but it will burn you if given the chance.