Indian online merchants cannot store credit card information from 2022
This is actually a good thing. Think of it like Apple's email masking service - Merchants can only store a tokenized version of your credit card instead of the real card details. I say this is a good thing after having worked with many E-Commerce shops in India as a consultant. Most of them barely know a thing about security, let alone about PCI DSS compliance.<p>I have worked with shops that stored the entire credit card number in PLAIN TEXT!. Not just credit cards, even their users' passwords. This also explains why many of them got and still get hacked from time to time. Even credit card processors got hacked due to this. Lot of shitty ones in the Indian market actually.<p>The root cause of this, not to cause language flame wars here, but is most of the shops use script kiddos with just basic PHP knowledge. Bare minimum, they're recent fresh college grads who just know how to consume data from a form using PHP using GET and POST, that's it. Most of the code I've worked with just consumes this directly instead of stripping/processing it and end up introducing SQL injection attacks. Atleast, if they used a framework, this would be provided by default for free, but many of the developers hardly know about even MVC.<p>(As an aside) - As a personal mission, I started touring around the country teaching college kids for free about basics of web development, security, etc. But, still, I have a long way to go.<p>Well folks, that's it for today's note on why this was a good move. Have a nice day!<p>Edit: Some of the recent hacks that were not made public widescale like they should've been:<p>1. Domino's Pizza India (Yes, the international pizza chain)<p>2. BigBasket (Largest online grocery ordering App)<p>3. PayTm (One of the largest, if not the largest digital payments app in India)