Millions Are Hounded for Debt They Don’t Owe. One Victim Fought Back
I've had multiple encounters with debt collection agencies that all ended up being for medical bills that were never processed correctly in the first place that I had never seen before. In every single case so far it's been a legitimate, state-licensed debt collector, they have not fulfilled the requirements set by law to prove the debt, and the have just used scare tactics and bureaucracy to avoid a fair confrontation. I've filed complaints with the state regulator, at which point token (but inadequate) documentation has been provided and my complaint "resolved".<p>I have little sympathy for most cases in which people rack up debt and try to escape the consequences, but Good Lord, the other side of that equation is shady as Hell, even when done far more legitimately than this.