How Humble Bundle stops online fraud
As much as I&#x27;d like to believe their numbers, something seems off.<p>If you look &quot;underground&quot; you&#x27;ll find hundreds of thousands of forum posts selling keys that are from, you guessed it, HumbleBumble; they&#x27;re also not shy about citing their sources. In fact, I&#x27;d say that more than 75% of all &quot;carded&quot; steam keys are from HumbleBundle, if not more.<p>Nobody else has the ease of ordering and uses Stripe (pathetic antifraud — which this post alludes to. More about that in my comment history); SMS verification isn&#x27;t all that grandiose either.<p>Does this stop the &quot;buys cards casually, doesn&#x27;t make a career out of it&quot; carder? Sure does. But they&#x27;re not the ones companies and individuals need to worry about. It&#x27;s the guys who are making $250, $500, $1000, $2500 a day that you need to worry about.<p>I&#x27;ll say this every time the subject of fraud comes up: Do not trust your processor to do anything for you. They have little-to-no interest in protecting you. Hire a nerd to school you on fraud; if you have massive transaction volume, hire that nerd to help train some models on fraud. But do not, and I mean do not fucking trust your processor.