Trends in Income From 1975 to 2018
1&#x2F;3 of that is health insurance.<p>Health insurance is a weird one because even though people think they want it when &quot;daddy&quot; is paying for it,  if they got to trade health insurance for something that cost about as much such as<p>* two months of vacation a year
* free housing for life,  etc.<p>many would pick the later.  Michael Foucault,  in his &quot;birth of the clinic&quot; points out that rich people who could afford (say) Heart Bypass Surgery couldn&#x27;t get it unless somehow other people who couldn&#x27;t afford the surgery could get it,  because otherwise the surgery wouldn&#x27;t be done often enough to not be a death sentence.