Why are we so quick to scrutinise how low-income families spend their money?
A couple reasons come to mind:<p>1. Whoever pays the bill calls the tune. Meaning if someone wants charity, the giver is going to want to know that the recipient is going to spend it wisely, otherwise would be disinclined to give.<p>2. People in financial difficulty often consult with a planner to see how they can adjust their spending habits so they are more effective.