Thoughts on Insurance
I&#x27;ve always wondered about US health insurance -- why can&#x27;t the physician give me quotes about my personal obligation for various treatment options?  It&#x27;s frustrating that as soon as it&#x27;s time to come up with a bill, poof there it is but prior to the bill being generated all I get is shrugs?<p>Is it because the insurance coverage algorithms are too complicated?  Because the different entities involved in a single treatment plan is too complicated to navigate?  Because physicians feel that cost is orthogonal to medicine and they prefer not to be involved&#x2F;prefer to recommend the ideal treatment based on a predicted outcome?  All of the above?<p>It feels like if there were a particular hospital group &#x2F; physician group that had this feature, they would attract a lot of attention.  Just imagine, &quot;Your initial differential diagnosis will not exceed $150 and we&#x27;ll discuss treatment options or more conclusive diagnostic tests afterwards.&quot;<p>All I&#x27;ve heard so far are physicians who don&#x27;t accept insurance but instead have a straightforward &quot;menu&quot; for common items, which is interesting but not what I think most people want.