Fintech Is a Scam
What a pessimistic take. Some corners of &quot;fintech&quot; are worthy of scrutiny, but talk about throwing the baby out with the bathwater. Go talk to someone with bad credit who can&#x27;t get a loan. Go talk to someone who had to wait three days for a small payment to post to their checking account. Go talk to someone who is stuck renting and can&#x27;t buy a house.<p>The list of moments of misery caused by the archaic world of &quot;financial services&#x27; in 2021 goes on and on. Let&#x27;s not pretend that there aren&#x27;t real problems to be solved here, more than there probably are in any other corner of the economy.