Show HN: Should I Get a House? a better rent vs. buy calculator
There&#x27;s no way to put this into a calculator, but this decision isn&#x27;t purely monetary. Do you enjoy having to maintain a home and property? If not, maybe buying a house isn&#x27;t for you. Even if you hire someone, that can be a massive hassle, you have to worry about being ripped off, ...<p>If you&#x27;re not settled in your career to where you can comfortably take off long stretches of time during the day, you probably shouldn&#x27;t buy a house. It&#x27;s generally a bad idea for someone at the beginning of a career. There&#x27;s so much to learn and it never ends - that&#x27;s valuable time that could go to refreshing your mind or building up career capital.<p>There&#x27;s also the matter of risk. Are you willing and able to handle replacing your air conditioner, furnace, and roof in the same year? If you rent, you call the landlord and have them replace those things. You&#x27;ll be okay if you have a big savings account or you don&#x27;t mind putting it on a credit card with a high credit limit. If you&#x27;ve been in your house for two years and you spent everything on the down payment and furniture, you might have trouble sleeping at night.