Affirm CEO Says Next Recession Will Silence Fintech Lender’s Doubters
As someone who is financially responsible and generally have friends and family that are also the same, I don&#x27;t understand BNPL.<p>It has never been attractive to me. If I can&#x27;t afford something, I won&#x27;t buy it. The only loans I will take out is a mortgage or a car but that&#x27;s only because I need a roof over my head and a vehicle to get to work. My credit card debt gets paid in full every month. The only reason I use credit cards is because of the protections and the cash back, not to borrow money.<p>I don&#x27;t know. It feels like financially responsible people get screwed all the time. Maybe BNPL will get too big to fail. And the government will bail companies&#x2F;people out again, causing people like me to once again, lose.