Non-obvious indicators that a transaction might be fraudulent
Being pegged as a fraud risk just because the user is concerned about privacy rubs me the wrong way. Even if it is entirely legal and the statistical model is valid.<p>Some years back, some law enforcement agency in the US (but I forgot which) produced a highly-reliable indicator of drug mules on highways. The indicator was black male, driving a late-model sedan, and traveling at exactly the speed limit (when everyone else was traveling 10-15 mph over the limit). The police were stopping and searching anyone who fit these indicators.<p>Putting aside the questions of racial profiling and whether the statistical model was correct, do you think this is a good idea? I can&#x27;t articulate my feelings exactly, but I feel it&#x27;s wrong.