In Puerto Rico, Teachers’ Pension Fund Works Like a Ponzi Scheme
&gt; One study found that more than three-fourths of all American teachers hired at age 25 will end up paying more into pension plans than they ever get back.<p>You&#x27;re welcome kids - we&#x27;ve been stealing your money for the last few decades by ignoring basic economic facts.  As a result of our greed, instead of getting <i>more</i> out of your retirement savings than you put in (you know, from things like compound interest and investments), you&#x27;re paying for the previous generation&#x27;s unsustainable pensions. And of course since we&#x27;ve backed ourselves in to this corner, we can&#x27;t let you opt out of the pension plan so you can behave responsibly on your own..