Ask HN: What would you do with $1M cash?
Spending half on a house is not a great way to establish your independence.<p>There is a rule of thumb in finance: &quot;Easy come, easy go.&quot;<p>You should pay off your car loans and then sit on the rest of the money for six months while trying to make these plans <i>with your spouse</i> rather than with a bunch of internet strangers. It is psychologically much harder to spend the money if you hold it a few months.<p>If you don&#x27;t know how to be your own boss without a million in assets, it won&#x27;t magically come to you just because you inherited money. With a well established expensive lifestyle like you clearly have and immediately spending half on a house, plus $40k on your car loans, you won&#x27;t have as much maneuvering room as you think.<p>You should be asking questions about whatever business ideas you have and how to make those work. You should be researching where you can live comfortably without needing to spend a half mill on a house.