Insider trading has been rife on Wall Street, academics conclude
Step 0: Forget trading on the stock market. You will lose.<p>Step 1: Pay off your high interest debts. School loans, credit cards.<p>Step 2a: If your company matches a 401k, take advantage of free money. Max out their contribution.<p>Step 2b: Go to vanguard.com, open a Roth IRA, choose a Vanguard Retirement that matches your retirement date, dump $5500&#x2F;year in until you&#x27;re 50, then $6500 after that.<p>Step 3: After emergency money is handled, take excess invest in the following index funds at Vanguard. Admiral shares require minimum $10,000 in each. However you can start with the standard share version, and then move them to admiral once your balance reaches $10k.<p>56% Total Stock Market Index Admiral Shares – VTSAX<p>24% Total International Stock Index Admiral Shares - VTIAX<p>20% Total Bond Market Index Admiral Shares – VBTLX<p>Enjoy your millionaire retirement status.