How to get rich without getting lucky
The highest probability for success for the &#x27;everyday person&#x27;:<p>- Earn as much as you can from your own work. Take a 2nd job, change to a higher paying job, ask for more responsibility and a raise at your current job, go back to school for a more lucrative degree, ...<p>- Spend much less than you  earn. Economize, share an apartment, buy an inexpensive car, shop at Trader Joe&#x27;s and Costco, ....<p>- Learn how to invest. This is really important. The most deliberate and highest probability of ultimate success is likely mutual funds. Individual stocks can goose it, but should only a small portion of your wealth, as they start to bring a luck factor into the mix ...<p>- Protect your investments. Health insurance is really a must in the US, might be a must elsewhere. Work for a company that offers health insurance. Car insurance is a must. Other insurance is probably wise.<p>- Be patient. The compounding effect of investing takes a long time, but once it gets rolling, it&#x27;s pretty much unstoppable.