Solana Pay
&gt; Nine months later, the next version of her favorite sneaker drops. Her digital wallet has a new offer reminding her of their availability at your store, along with a personalized offer on new laces she can’t find anywhere else.<p>Oh good, that&#x27;s what I want - a currency that includes spam as a feature. That was really missing from cash.<p>&gt; We believe this will pave the way for a future where digital currencies are prevalent and digital money moves through the internet like data – uncensored and without intermediaries taxing every transaction.<p>Chargebacks and anti-money laundering rules are features. &quot;crypto is a tax avoidance scheme&quot; is not a sales pitch, it&#x27;s conspiracy to commit a crime.<p>&gt; settling immediately with costs measured in fractions of a penny<p>So like an intermediary party charging a tax?<p>&gt; this is about a vision where all currencies – including U.S. dollars – are on-chain<p>Convenient for tracking people! Also terrible for the environment.<p>&gt; When a customer buys something, it’s a vote of support. A merchant should reward that support with personalized offers, on-chain loyalty programs, and unique virtual goods to accompany physical purchases<p>I&#x27;d really settle for just getting the widget I bought and not being spammed. Really. I promise. Please stop spamming me.<p>&gt; Merchants should benefit from all of the advantages that on-chain decentralized payments can provide, such as network cost savings, DeFi yield generation, zero fraud liability, instant settlement, and ownership of the customer relationship.<p>Merchants should have fraud liability. If you are enabling fraud and money laundering, you need to pay for that - potentially with jail time.<p>&gt; Help us bring to life a decentralized payments network that will define this next era of payments.<p>Another clueless middleman who wants a piece of the pie by helping others commit crime and avoid liability for their actions. Adding funny new words does not make your thing not a security. Ignoring regulations does not make you immune to punishment. Lofty ideas do not make you a hero.