We’re discontinuing the Stablegains service
What&#x27;s funny about this is that I can recall discussions here and elsewhere from only a few months ago questioning the &quot;guaranteed&quot; super-high returns. I forget who said this but someone awhile ago said in finance said that if someone is promising you consistent above-market returns it&#x27;s either a scam or there is unknown or undisclosed risk.<p>And the Crypto Andys were all like &quot;you just don&#x27;t understand DeFi!&quot; to which the retort is &quot;No, <i>you</i> just don&#x27;t understand finance&quot;.<p>Finance is the way it is for many reasons. There are thousands of years of lessons that have made the system the way it is. I get the innovator mentality of sweeping away the old but there seems to be a fine line between innovation and ignorance.<p>I&#x27;m just sitting on the sidelines watching people relearn all the lessons of finance the hard way, some because they think they understand finance because because they understand merkle trees and consensus protocols but really most just want to get rich quick.