Ask HN: I have $450K cash, what should I do to maximize my return?
Just skimming some of the replies here makes me think you will get better advice on the Bogleheads forum [1].  Despite the minimalist appearance it is actually a great place to get sensible financial advice.  I would start with the wiki page on managing a windfall [2], then search through older replies to similar questions.  This kind of question gets asked there a lot, so there should be some recent threads.<p>[1] <a href="https:&#x2F;&#x2F;www.bogleheads.org&#x2F;" rel="nofollow">https:&#x2F;&#x2F;www.bogleheads.org&#x2F;</a>
[2] <a href="https:&#x2F;&#x2F;www.bogleheads.org&#x2F;wiki&#x2F;Managing_a_windfall" rel="nofollow">https:&#x2F;&#x2F;www.bogleheads.org&#x2F;wiki&#x2F;Managing_a_windfall</a>