Categorize the user as "cautious" or "risk-taker" according to the info given
She rarely invests money and only occasionally lends money to people she trusts.
Based on the information given, it appears that the user is cautious.
Complete the following task based on the instruction and optional input provided.### Instruction:
Categorize the user as "cautious" or "risk-taker" according to the info given

### Input:
She rarely invests money and only occasionally lends money to people she trusts.

### Output:
Based on the information given, it appears that the user is cautious.