State a cause and an effect related to the given statement.
COVID-19 pandemic has led to a rise in digital transactions
Cause: The COVID-19 pandemic has restricted movement and forced people to stay at home, limiting their ability to conduct transactions in person.

Effect: As a result, there has been a surge in the use of digital transactions, as people turn to online options to make payments and conduct business.
Complete the following task based on the instruction and optional input provided.### Instruction:
State a cause and an effect related to the given statement.

### Input:
COVID-19 pandemic has led to a rise in digital transactions

### Output:
Cause: The COVID-19 pandemic has restricted movement and forced people to stay at home, limiting their ability to conduct transactions in person.

Effect: As a result, there has been a surge in the use of digital transactions, as people turn to online options to make payments and conduct business.