Schram City
Schram City Illinois Area Home Supply Charts
This page looks at a variety of Schram City Illinois housing market data taken from the most recent 2022 American Community Survey census data. Housing units are structures such as a single family home, apartment community, mobile home park, public housing, etc. where a person or family live and live separately from other residents of the building. Figure 1 shows the total number of housing units for each city. Schram City shows it has a Housing Units of 315 which is in the mid range of other places in the local area.
Figure 2 illustrates the housing density in the Schram City housing market as measured by housing units per square land mile (includes single family homes, apartments, etc.) Schram City depicts it has a Housing Density of 429.9 which is the largest of all places in the greater Schram City region. Comparing housing density to the United States average of 39.5, Schram City is appreciably bigger. Also, compared to the state of Illinois, housing density of 97.4, Schram City is approximately 4.4 times bigger.
In Figure 4, Schram City area change in the number of housing units and is a forward gauge (along with population change) for any potential housing shortage. Schram City depicts it has a Housing Unit Change of 6.8% which is the third most housing units of all other places in the greater Schram City region. The city with the highest change in the housing units in the area is Butler which shows a housing units of 34.9% ( very much bigger). Comparing change in the housing units to the United States average of 7.4%, Schram City is about 9.0% smaller. Also, in comparison with the state of Illinois, change in the housing units of 2.2%, Schram City is approximately 3.1 times bigger.
Figure 5 shows the percentage of rental property based on that they are occupied by renters as a percent of the total number of households in the community (including homes, apartments, etc.) Schram City depicts it has a Renter Percent of 33.9% which is the most of all places in the greater Schram City region. Figure 6 illustrates the total number of housing units that are occupied by owners. it has a Owner Percent of 66.1% which is the smallest in order of owner percent of all the other places in the surrounding region.
Schram City Illinois Home Cost Charts
Looking at the housing data provided in Figure 7, the average Schram City home price is illustrated for this community and a useful analysis of affordable housing. Schram City depicts it has a Median Home Value of $74,800 which is the second most of all the places in the surrounding region. The city with the highest median home price in the area is Hillsboro which depicts a home price of $94,900 (26.9% larger). Figure 8 provides aggregate comparative data for the Schram City Illinois metro area in terms of the median housing rental rate, apartment rent, etc. Schram City depicts it has a Median Gross Rent of $632 which is in the mid range of other places in the local area. The city with the highest rental rates in the area is Taylor Springs which indicates a rental rates of $829 (31.2% larger). Comparing rental rates to the United States average of $1,163, Schram City is approximately half the size. Also, in comparison with the state of Illinois, rental rates of $1,097, Schram City is approximately half the size.
Figure 9 provides the frequency distribution of home prices for the area and is useful for understanding affordable housing fund. Schram City has one of the largest proportions of home price worth less than $50,000 at 47% of the total and is ranked #3. Only #2 Taylor Springs (48%), and #1 Butler (56%) are larger. Second, it has the largest proportion of home price worth between $50,000 to $100,000 at 35% of the total and is ranked #1. Third, it has the smallest proportion of home price worth between $100,000 to $200,000 at 1% of the total. Also, it has the largest proportion of home price worth between $300,000 to $400,000 at 1% of the total and is ranked #1.
Median owner costs for the real estate market are shown in Figure 10 and include the costs associated with any mortgage, utility expenses, insurance, and other miscellaneous costs. Schram City shows it has a Median Owner Cost of $643 which is the third most median ownership cost of all other places in the greater Schram City region. Figure 11 shows the median amount of cost as a percent of total household income for people who own homes in the Schram City metro area. it has a Owner Cost as % of HH Income of 16% which is the second most cost as a percent of household income of all the places in the greater Schram City region.
The next chart, Figure 12, provides a comparison chart of the median home cost as a percent of a median worker take home earnings and is thus a valuable measure of affordable housing. Schram City depicts it has a Median Home Value as Percent of Median Earnings of 189% which is the largest of all places in the greater Schram City region.
Figure 14 depicts the median cost of housing for owners with also have a mortgages (versus those who do not have a mortgage because mortgage cost is included.) Schram City shows it has a Median Owner Costs-With Mortgage of $965 which is the second most median housing cost of all the places in the greater Schram City region. Figure 15 is a chart that shows the median housing costs for owners who do not have mortgages (and therefore the cost of home ownership does not include mortgage cost.) it has a Median Owner Costs-Without Mortgage of $360 which is less than most other places in the local area.
Figure 16 shows the distribution in total housing cost for owners of property (so not renters.) This cost includes mortgages, lines of credit interest, utilities, taxes, insurance, etc. Schram City has one of the largest proportions of owner cost less than $300 at 39% of the total and is ranked #3. Only #2 Coffeen (45%), and #1 Taylor Springs (48%) are larger. Second, it has the largest proportion of owner cost between $1,000 and $1,500 at 15% of the total and is ranked #1.
Next shown in Figure 17 is the housing cost as a percent of household income for people who own their homes and have a mortgages (thus the cost of financing the home is included.) Schram City depicts it has a % of Income Owner Costs-With Mortgage of 19% which is in the mid range of other places in the area. The city with the highest cost as a percent of household income in the area is Coffeen which depicts a cost as a percent of household income of 22% (18.4% larger). Housing cost as a percent of household income for owners who do not have a mortgage is shown in Figure 18. This analysis can be useful for understanding the affordable housing for home ownership excluding any financing cost in the area shown. Schram City depicts it has a % of Income Owner Costs-No Mortgage of 9% which is the third most of all other places in the local area. The city with the highest cost as a percent of household income in the area is Butler which depicts a cost as a percent of household income of 15% (66.7% larger).
Figure 19 looks at the cost of rent for rental property using the percent of total household income which is a valuable measure of financial health for the area. (The higher the proportion of rent payments to total household income is a sign of greater financial stress. Also, rent can be covered by rent assistance and rent assistance programs in the form of rent assistance.) Schram City has the percentage of rent as a percent of income is less than 10 pct the second smallest when ranked by rent as a percent of income is less than 10 pct of all the other places in the surrounding region at 3% of the total. Second, it has one of the largest proportions of rent as a percent of income is between 10pct to 20pct at 36% of the total and is ranked #2. The only larger city being Taylor Springs with 36%. Third, it has one of the largest proportions of rent as a percent of income is between 30pct to 40pct at 14% of the total and is ranked #3. Only #2 Irving (18%), and #1 Hillsboro (29%) are larger.
Figure 20 shows the total housing cost for both home owners and apartment community renters in the area. Schram City has the largest proportion of housing cost between $1,000 and $1,500 at 10% of the total and is ranked #1.
Figure 21 shows median amount of real estate taxes paid for home owners in the region. it has a Median Real Estate Taxes Paid of $1,313 which is the second most median real estate taxes paid of all the places in the greater Schram City region. The city with the highest median real estate taxes paid in the area is Hillsboro which shows a taxes paid of $2,140 (63.0% larger). Comparing median real estate taxes paid to the United States average of $2,690, Schram City is approximately half the size. Also, measured against the state of Illinois, median real estate taxes paid of $4,744, Schram City is approximately a third the size.
Figure 22 shows the percentage of renters who pay for utilities in Schram City Illinois. This is calculated as the percent of renters who pay separately for utilities versus the people who have utilities included as part of amenities. Schram City has the largest proportion of pay extra for utilities at 3% of the total and is ranked #1.
Figure 23 shows the rental rate distribution for this area. Schram City Illinois has one of the largest proportions of rent less than 300 dollars at 23% of the total and is ranked #2. The only larger city being Witt with 32%. Second, it has one of the largest proportions of rent between 300 and 500 dollars at 23% of the total and is ranked #3. Only #2 Witt (24%), and #1 Hillsboro (28%) are larger. Third, it has the second smallest when ranked by rent less than 300 dollars of all the other places in the local area as measured by rent between 500 and 750 dollars at 17% of the total. Also, it has one of the largest proportions of rent between 750 and 1000 dollars at 13% of the total and is ranked #2. The only larger city being Coffeen with 15%.
Schram City Illinois Home Financing Charts
The analysis in Figure 25 shows the detailed distribution of owned homes by mortgage status. Schram City has one of the largest proportions of With mortgage at 56% of the total and is ranked #3. Only #2 Butler (65%), and #1 Hillsboro (66%) are larger. Second, it has the largest proportion of No 2nd Mortgage or HELOC at 4% of the total and is ranked #1. Third, it has the largest proportion of Primary Mortgage and HELOC at 4% of the total and is ranked #1. Also, it has less than most other places in the greater region when sorted by With HELOC no Primary Mortgage at 41% of the total.
Figure 26 shows the proportion of houses with a mortgage versus those without a mortgage. Schram City has the percentage of houses with mortgages less than most other places in the metro area at 41% of the total.
Schram City Illinois Home Characteristics Charts
Figure 28 shows the household size for families living in the area and it has a Family size of 2.5 which is the second smallest in order of family members per housing unit of all the other places in the metropolitan area. The city with the highest family members per housing unit in the area is Irving which shows a family members per housing unit of 3.5 (40.1% larger). Comparing family members per housing unit to the United States average of 3.3, Schram City is approximately three-fourths the size. Also, compared to the state of Illinois, family members per housing unit of 3.3, Schram City is approximately three-fourths the size.
Figure 29 show the median number of rooms in a typical home for each location in this area. it has a Median Number of Rooms of 5.3 which is in the mid point range of other places in the local area. The city with the highest average number of rooms in a house in the area is Hillsboro which shows an average number of rooms in a house of 5.8 (9.4% larger). Figure 30 shows, for the average house in each location, the median year that a house was built. This can be useful for understanding the relative age of one neighborhood versus another for a real estate investor. it has a Median Year Built of 1966 which is the second most year built of all the places in the greater Schram City region. The city with the highest year built in the area is Butler which depicts a year built of 1969 ( about the same size).
Figure 31 looks at the distribution of housing units by the median age that the homes were built. it has the largest proportion of homes built between 2010 to 2019 at 13% of the total and is ranked #1. Second, it has the largest proportion of homes built between 1980 to 1989 at 17% of the total and is ranked #1. Third, it has the smallest proportion of homes built between 1940 to 1949 at 26% of the total.
Figure 32 shows the difference in the number of housing units based on whether they are occupied by owners versus occupied by renters. it has one of the largest proportions of owner housing units at 87 of the total and is ranked #2. The only larger city being Hillsboro with 480.
Figure 33 shows the difference in the number of housing units based on whether they are occupied by owners or renters. it has the largest proportion of one unit detached at 6% of the total and is ranked #1. Second, it has less than most other places in the area in terms of 50 or more units at 7% of the total.
Figure 34 shows the median value of homes broken down by the median year that the homes were built. it has one of the largest proportions of value of homes built 2010 to 2013 at $131,700 of the total and is ranked #2. The only larger city being Coffeen with $214,600. Second, it has the largest proportion of value of homes built 1990 to 1999 at $131,300 of the total and is ranked #1. Third, it has the second smallest as measured by value of homes built 2014 or later of all the other places in the greater region in terms of value of homes built 1980 to 1989 at $59,400 of the total. Also, it has one of the largest proportions of value of homes built 1970 to 1979 at $77,500 of the total and is ranked #2. The only larger city being Hillsboro with $104,900. In addition, it has one of the largest proportions of value of homes built 1960 to 1969 at $58,000 of the total and is ranked #3. Only #2 Butler ($64,000), and #1 Taylor Springs ($92,300) are larger. Furthermore, it has the largest proportion of value of homes built 1950 to 1959 at $72,500 of the total and is ranked #1. Next it has in the center range of other places in the local area in terms of value of homes built 1940 to 1949 at $55,600 of the total.
Figure 35 compares the total number of occupied housing units to vacant housing units. This analysis can be used to understand any housing shortage in the community. it has one of the largest proportions of occupied housing units at 18% of the total and is ranked #2. The only larger city being Irving with 20%.
The next two charts show both the average household size of homeowners versus the average household size of renters. Starting with Figure 36 we see the household size of homeowners for Schram City residents. it has a Owner-Household Size of 2.1 which is less than most other places in the metro area. The city with the highest homeowner household size in the area is Butler which shows a homeowner household size of 3.1 (50.7% larger).
Figure 37 shows the household size for renters. Schram City shows it has a Renter-Household Size of 2.0 which is the second smallest as measured by renter household size of all the other places in the greater region. The city with the highest renter household size in the area is Witt which shows a renter household sizes of 2.8 (36.8% larger). Figure 38 shows the year that people who own homes moved into this region. has the smallest proportion of owners moved in 2015 to 2018 at 9% of the total. Figure 39 shows the year that people who rent moved into the area. Schram City has one of the largest proportions of renters moved in 2019 or later at 58% of the total and is ranked #2. The only larger city being Butler with 95%. Second, it has the second smallest when ranked by renters moved in 2019 or later of all the other places in the surrounding region in terms of renters moved in 2015 to 2018 at 6% of the total.
Figure 40 compares the median year that home owners moved into their home. it has a Owner Median Year Moved In of 2001 which is less than most other places in the area. Figure 41 compares the median year that renters moved into their home. Schram City depicts it has a Renter Median Year Moved In of 2017 which is the highest of all places in the greater Schram City region.
Figure 42 shows the frequency distribution of various types of energy sources used for homes in the community. has the smallest proportion of homes using natural gas at 0% of the total. Second, it has one of the largest proportions of home using bottled, tank, or lp gas at 27% of the total and is ranked #3. Only #2 Hillsboro (30%), and #1 Irving (33%) are larger.
The next two charts show the number of people living in group quarters and includes temporary as well permanent housing which may be run by the Schram City housing department, Illinois department, or other housing authority or public housing agency. beginning with Figure 43 which shows the total number of people. Schram City shows it has a Total In Group Quarters of 12 which is the third most number of people in group quarters of all other places in the greater Schram City region.
Figure 44 shows the percentage of people who are living in group quarters to the total population for Schram City residents (these may include colleges and jails but also community centers for homelessness or that require a housing choice voucher which are run by certain nonprofits or an affordable housing department.) Schram City has the largest proportion of number of people under 18 years of age and in group quarters at 100% of the total and is ranked #1.
Schram City, Illinois Housing Data
Area Home Supply
Home Cost
Home Characteristics
Figure 1: Schram City, IL Area Total Housing Units
Figure 2: Schram City, IL Housing Density (Houses per Sq. Mile)
Figure 3: Advertisement
Figure 4: Change in Housing Units from 2010 to 2021
Figure 5: Rental Homes in Schram City, IL
Figure 6: Owned Homes in Schram City, IL
Figure 7: Schram City, IL Median Home Prices
Figure 8: Schram City, IL Median Monthly Rent Amounts
Figure 9: Schram City, IL Home Price Distribution
Figure 10: Schram City, IL Median Monthly Owner Cost
Figure 11: Monthly Owner Cost as % of Household income
Figure 12: Median Home Cost As % of Median Earnings
Figure 13: Advertisement
Figure 14: Schram City, IL Median Monthly Owner Cost with Mortgage
Figure 15: Schram City, IL Median Monthly Owner Cost without Mortgage
Figure 16: Distribution of Monthly Owner Costs in Schram City, IL
Figure 17: Owner Cost as % of Household Income (With Mortgage)
Figure 18: Owner Cost as % of Household Income (Without Mortgage)
Figure 19: Schram City, IL Rent as a percent of Household Income
Figure 20: Monthly Housing Cost for Owners or Renters in Schram City, IL
Figure 21: Schram City, IL Median Annual Real Estate Taxes Paid
Figure 22: Schram City, IL Utilities Included with amenities or Excluded in Rent
Figure 23: Schram City, IL Monthly Median Rent Rates
Figure 24: Schram City, IL Monthly Median Rent Rates by Size of Rental in Bedrooms
Figure 25: Schram City, IL Detailed Mortgage Status
Figure 26: Schram City, IL Houses With vs. Without a Mortgage
Figure 27: Average Household Size in Schram City, IL
Figure 28: Average Family Size in Schram City, IL
Figure 29: Average Number of Rooms in a House
Figure 30: Schram City, IL Median Year House Built
Figure 31: Schram City, IL Year that House Built Distribution
Figure 32: Number of Owners vs. Renters in Schram City, IL and Area
Figure 33: Schram City, IL Area Housing Types
Figure 34: Schram City, IL Median Home Value By Year Structure Built
Figure 35: Occupied and Vacant Housing units in Schram City, IL
Figure 36: Homeowner Household Size
Figure 37: Schram City, IL Renter Household Size
Figure 38: Year Moved In For Home Owners
Figure 39: Year Moved In For Renters
Figure 40: Median Year Moved In for Owners
Figure 41: Median Year Moved In for Renters
Figure 42: Schram City, IL Fuel Used to Heat Home
Figure 43: Total in Group Quarters
Figure 44: Schram City, IL Population in Group Quarters
Cities marked with an asterisk ("*") should resemble a city or town but do not have their own government (i.e. Mayor, City Council, etc.) These places should be recognizable by the local community but their boundaries have no legal status. Technically these include both Census Designated Places (CDP) and Census County Divisions (CCD) which are defined by the Census Bureau along with local authorities. (For more information, see: Census Designated Place or "CDP") and Census County Division "CCD".)
For comparison purposes, the US national average and the state average value are provided. Additionally, the "Combined Statistical Area" or CSA is shown that is closest to the city, county, or zip code shown. A CSA is a large grouping of adjacent metropolitan areas that identified by the Census Bureau based on social and economic ties. (See: Combined Statistical Area)
Data sources - Mouse over icon in upper right corner of each chart for information.
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