<b>A fraud alert</b> requires businesses to verify your identity before it issues new credit in your name. It’s free, lasts one year, and won’t negatively affect your credit score.
<b>欺诈警报</b>会要求商业机构先验证您的身份，然后才将新的信贷签发到您的名下。此服务免费提供，有效期为一年，且不会对您的信用评分产生负面影响。