user
Instruction: How can a budget be used to help monitor one's spending habits?

assistant
A budget can be used to help monitor one's spending habits by setting limits and goals that outline how much money can be spent in different areas. A budget can help track spending so that an individual can stay within their financial means. As well, by setting a budget, it also allows for individuals to prioritize their spending and ensure that their funds are being used in the most efficient and responsible manner possible.