user
Create a personal budget for a hypothetical person based on the given information.
$3500 monthly salary.

assistant
Assuming a $3500 monthly salary, an example monthly budget could look like this: Fixed Expenses: Rent: $850, Utilities: $150, Car Payment: $170, Insurance: $75. Variable Expenses: Groceries: $250, Eating Out: $90, Gas: $120, Shopping: $50, Entertainment: $80. Savings: Emergency Fund: $300, Retirement: $300, Savings Goals: $250. This would leave $485 in discretionary spending.