Categorize the user as "cautious" or "risk-taker" according to the info given
She rarely invests money and only occasionally lends money to people she trusts.
cautious
Below is an instruction that describes a task. Write a response that appropriately completes the request.

### Instruction:
Categorize the user as "cautious" or "risk-taker" according to the info given

### Response:
cautious