Most common types of financial scams an individual investor should beware of?
If an offer "is only valid right now" and "if you don't act immediately, it will expire" that is almost always a scam.
Below is an instruction that describes a task. Write a response that appropriately completes the request.

### Instruction:
Most common types of financial scams an individual investor should beware of?

### Response:
If an offer "is only valid right now" and "if you don't act immediately, it will expire" that is almost always a scam.