What one bit of financial advice do you wish you could've given yourself five years ago?
Maybe not exactly 5 years ago, but the big thing I wish I understood starting out my career was retirement accounts and how they worked.
Below is an instruction that describes a task. Write a response that appropriately completes the request.

### Instruction:
What one bit of financial advice do you wish you could've given yourself five years ago?

### Response:
Maybe not exactly 5 years ago, but the big thing I wish I understood starting out my career was retirement accounts and how they worked.