Advice for a college student interested in investment opportunities.
Over a period of time most mutual funds do not perform better that an index fund.  Picking and buying individual stock can be a great learning experience.
Below is an instruction that describes a task. Write a response that appropriately completes the request.

### Instruction:
Advice for a college student interested in investment opportunities.

### Response:
Over a period of time most mutual funds do not perform better that an index fund.  Picking and buying individual stock can be a great learning experience.