Is a car loan bad debt?
A car loan might be considered "good" debt, if the following circumstances apply: If, on the other hand, you only qualify for a subprime loan, or you're borrowing to buy a needlessly expensive car, that's probably not a good idea.
Below is an instruction that describes a task. Write a response that appropriately completes the request.

### Instruction:
Is a car loan bad debt?

### Response:
A car loan might be considered "good" debt, if the following circumstances apply: If, on the other hand, you only qualify for a subprime loan, or you're borrowing to buy a needlessly expensive car, that's probably not a good idea.