Why are typical 401(k) plan fund choices so awful?
401k choices are awful because: The best remedy I have found is to roll over to an IRA when changing jobs.
Below is an instruction that describes a task. Write a response that appropriately completes the request.

### Instruction:
Why are typical 401(k) plan fund choices so awful?

### Response:
401k choices are awful because: The best remedy I have found is to roll over to an IRA when changing jobs.