What would I miss out on by self insuring my car?
As you suspected, there is more than just car replacement taken care of by insurance (some of them are pointed out in Chad's story:
Below is an instruction that describes a task. Write a response that appropriately completes the request.

### Instruction:
What would I miss out on by self insuring my car?

### Response:
As you suspected, there is more than just car replacement taken care of by insurance (some of them are pointed out in Chad's story: