How smart is it to really be 100% debt free?
A Simple Rule to discern between good and bad debt: Does this mean you should never buy a house or car? Of course not.  But if you accrue bad debt, make sure that you can handle it and understand the costs and repercussions.
Below is an instruction that describes a task. Write a response that appropriately completes the request.

### Instruction:
How smart is it to really be 100% debt free?

### Response:
A Simple Rule to discern between good and bad debt: Does this mean you should never buy a house or car? Of course not.  But if you accrue bad debt, make sure that you can handle it and understand the costs and repercussions.