Do credit ratings (by Moody's, S&P, and Fitch) have any relevance?
They've pretty much shot any credibility they possessed. Follow the money.
Below is an instruction that describes a task. Write a response that appropriately completes the request.

### Instruction:
Do credit ratings (by Moody's, S&P, and Fitch) have any relevance?

### Response:
They've pretty much shot any credibility they possessed. Follow the money.