Most common types of financial scams an individual investor should beware of?
Pretty much any financial transaction where they start by calling you on the phone is a scam. They aren't doing it for your benefit and the caller is on commission.
Below is an instruction that describes a task. Write a response that appropriately completes the request.

### Instruction:
Most common types of financial scams an individual investor should beware of?

### Response:
Pretty much any financial transaction where they start by calling you on the phone is a scam. They aren't doing it for your benefit and the caller is on commission.