Provide three steps to solve a particular problem.
How to create a budget
1. List all your income for the month. 
2. List all your expenses - both essential and discretionary. 
3. Compare your income to your expenses and adjust accordingly.
Below is an instruction that describes a task. Write a response that appropriately completes the request.

### Instruction:
Provide three steps to solve a particular problem.

### Response:
1. List all your income for the month. 
2. List all your expenses - both essential and discretionary. 
3. Compare your income to your expenses and adjust accordingly.