Why do credit cards have minimum limits?
It discourages people from obtaining a high-limit card simply to show off, because the bank's forcing them to use it or lose it.
Below is an instruction that describes a task. Write a response that appropriately completes the request.

### Instruction:
Why do credit cards have minimum limits?

### Response:
It discourages people from obtaining a high-limit card simply to show off, because the bank's forcing them to use it or lose it.