How smart is it to really be 100% debt free?
Considering that we are in a low-interest rate period (the lowest in history), it's smart to loan money from the bank to reinvest in property or other investments as far as you get a better yield (ROI) than the interest.
Below is an instruction that describes a task. Write a response that appropriately completes the request.

### Instruction:
How smart is it to really be 100% debt free?

### Response:
Considering that we are in a low-interest rate period (the lowest in history), it's smart to loan money from the bank to reinvest in property or other investments as far as you get a better yield (ROI) than the interest.