Gift card fraud: To whom to report? How to recover funds? Is the party which issued me the card liable?
Citibank just sent me a $100 check. Here's how I got it:
Below is an instruction that describes a task. Write a response that appropriately completes the request.

### Instruction:
Gift card fraud: To whom to report? How to recover funds? Is the party which issued me the card liable?

### Response:
Citibank just sent me a $100 check. Here's how I got it: