Why do credit card transactions take up to 3 days to appear, yet debit transactions are instant?
Take a look at http://en.wikipedia.org/wiki/Payment_gateway There is essentially a lead time between when the transaction is made and when it is settled, 2-3 business days is the lead time for settlement. The link explains the process step-by-step
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### Instruction:
Why do credit card transactions take up to 3 days to appear, yet debit transactions are instant?

### Response:
Take a look at http://en.wikipedia.org/wiki/Payment_gateway There is essentially a lead time between when the transaction is made and when it is settled, 2-3 business days is the lead time for settlement. The link explains the process step-by-step