<p>Is there anyway to create an IRA with bitcoins that doesn't involve giving up my keys -- a non-custodial account?</p>

<p>I know, for example, that <a href="https://bitcoinira.com/" rel="nofollow noreferrer">Bitcoin IRA</a> will create a bitcoin-funded IRA, but I won't actually own the bitcoins since they will set up a custodial account.  I suspect the answer is a flat "no" since the IRS requires IRAs to have administrators.  But maybe administration != possessing the keys...</p>

CC BY-SA 3.0
2017-05-13T19:22:32.877Z
Off Topic. https://bitcoin.stackexchange.com/help/on-topic
m1xolyd1an
CC BY-SA 3.0
2017-05-25T15:31:38.923Z
If you want the keys, why don't you simply hold bitcoin?  What's the point of the IRA?
Jestin
CC BY-SA 3.0
2017-05-25T15:33:02.813Z
IRAs are tax deferred accounts but require an administrator.
Erik
<investing>
Non-Custodial Bitcoin IRAs
Erik
# Non-Custodial Bitcoin IRAs

(Asked by: username_0 on 2017-05-13)

Is there anyway to create an IRA with bitcoins that doesn't involve giving up my keys -- a non-custodial account?

I know, for example, that [Bitcoin IRA](https://bitcoinira.com/) will create a bitcoin-funded IRA, but I won't actually own the bitcoins since they will set up a custodial account. I suspect the answer is a flat "no" since the IRS requires IRAs to have administrators. But maybe administration != possessing the keys...

**Tags:** investing

> **Comments:**
> **username_1**: Off Topic. https://bitcoin.stackexchange.com/help/on-topic  
> **username_2**: If you want the keys, why don't you simply hold bitcoin?  What's the point of the IRA?  
> **username_0**: IRAs are tax deferred accounts but require an administrator.  

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## 0 answers

