<p>I think one general thinking is that, for the bitcoin to be secure, it has to be in our own wallet, and preferably, a hardware cold wallet.</p>
<p>But at the same time, we would also see that 3% interest we can earn on our bitcoin gone every year, if the bitcoin is kept in some exchange.</p>
<p>Is there a way to solve this problem currently? But except maybe if there is a insurance system like FDIC insured, so that we can deposit our bitcoin somewhere, have it guarded against theft, and at the same time earning interest?</p>

CC BY-SA 4.0
2021-03-26T12:31:52.920Z
Perhaps this related topic answers your question: [Is there logically any way to “live off of Bitcoin interest” without giving up control of your coins?](https://bitcoin.stackexchange.com/q/100935/5406)
Murch
CC BY-SA 4.0
2021-03-26T14:30:19.710Z
No it does not. Some answers in there are very old too. Is this a "let's try to search and if there is a title that looks like it, then close the question"?
nonopolarity
CC BY-SA 4.0
2021-03-26T16:06:33.393Z
Can you explain how it doesn't answer your question? It looks very applicable to me, and only a few months old.
Pieter Wuille
<interest>
Would it be a dilemma to wanting to earn interest if our bitcoin is in some exchange, but we also want the security in our own wallet?
nonopolarity
# Would it be a dilemma to wanting to earn interest if our bitcoin is in some exchange, but we also want the security in our own wallet?

(Asked by: username_0 on 2021-03-26)

I think one general thinking is that, for the bitcoin to be secure, it has to be in our own wallet, and preferably, a hardware cold wallet.

But at the same time, we would also see that 3% interest we can earn on our bitcoin gone every year, if the bitcoin is kept in some exchange.

Is there a way to solve this problem currently? But except maybe if there is a insurance system like FDIC insured, so that we can deposit our bitcoin somewhere, have it guarded against theft, and at the same time earning interest?

**Tags:** interest

> **Comments:**
> **username_1**: Perhaps this related topic answers your question: [Is there logically any way to “live off of Bitcoin interest” without giving up control of your coins?](https://bitcoin.stackexchange.com/q/100935/5406)  
> **username_0**: No it does not. Some answers in there are very old too. Is this a "let's try to search and if there is a title that looks like it, then close the question"?  
> **username_2**: Can you explain how it doesn't answer your question? It looks very applicable to me, and only a few months old.  

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