public function getUserPaymorrowIpAddress()
    {
        /** @var  $oUtilsServer oxUtilsServer */
        $oUtilsServer = oxRegistry::get( "oxUtilsServer" );
        $sIpAddress   = $oUtilsServer->getRemoteAddress();

        return strpos( $sIpAddress, ':' ) ? $oUtilsServer->getServerVar( 'REMOTE_ADDR' ) : $sIpAddress;
    }