public function loadPaymorrowDefault()
    {
        /** @var OxpsPaymorrowOxPayment|oxPayment $this */

        $query = sprintf(
            "SELECT * FROM `%s`WHERE %s AND `OXCHECKED` = 1 ORDER BY `OXSORT` ASC, `OXTIMESTAMP` DESC LIMIT 1",
            $this->getViewName(),
            $this->getPaymorrowMethodWhereClause()
        );

        return $this->assignRecord($query);
    }