public function getBuiltPaymorrowResourceProxy()
    {
        /** @var  $oPmResourceProxy PaymorrowResourceProxy */
        $oPmResourceProxy = oxNew( 'PaymorrowResourceProxy' );

        $oPmSettings = $this->getPaymorrowSettings();

        $oPmResourceProxy->setMerchantId( $oPmSettings->getMerchantId() );
        $oPmResourceProxy->setEndPointUrl( $oPmSettings->getPaymorrowResourcePath() );

        return $oPmResourceProxy;
    }