public static function create(int $year, array $customHeaders = []): BunqResponseInt
    {
        $apiClient = new ApiClient(static::getApiContext());
        $responseRaw = $apiClient->post(
            vsprintf(
                self::ENDPOINT_URL_CREATE,
                [static::determineUserId()]
            ),
            [self::FIELD_YEAR => $year],
            $customHeaders
        );

        return BunqResponseInt::castFromBunqResponse(
            static::processForId($responseRaw)
        );
    }