protected function nameData($data = array())
    {
        return array(
            "ORDER_REF" => (isset($data[0])) ? $data[0] : 'N/A',
            "RESPONSE_CODE" => (isset($data[1])) ? $data[1] : 'N/A',
            "RESPONSE_MSG" => (isset($data[2])) ? $data[2] : 'N/A',
            "IDN_DATE" => (isset($data[3])) ? $data[3] : 'N/A',
            "ORDER_HASH" => (isset($data[4])) ? $data[4] : 'N/A',
        );
    }