public static function listing(array $params = [], array $customHeaders = []): BunqResponseMonetaryAccountJointList
    {
        $apiClient = new ApiClient(static::getApiContext());
        $responseRaw = $apiClient->get(
            vsprintf(
                self::ENDPOINT_URL_LISTING,
                [static::determineUserId()]
            ),
            $params,
            $customHeaders
        );

        return BunqResponseMonetaryAccountJointList::castFromBunqResponse(
            static::fromJsonList($responseRaw, self::OBJECT_TYPE_GET)
        );
    }