public function getSelectedPaymorrowMethod()
    {
        $sSessionPaymentId = (string) oxRegistry::getSession()->getVariable( 'paymentid' );

        /** @var OxpsPaymorrowOxPayment|oxPayment $oPayment */
        $oPayment = oxNew( 'OxpsPaymorrowOxPayment' );

        if ( empty( $sSessionPaymentId ) or !$oPayment->load( $sSessionPaymentId ) or
             !$oPayment->isPaymorrowActiveAndMapped()
        ) {
            $oPayment->loadPaymorrowDefault();
        }

        return (string) $oPayment->getPaymorrowPaymentType();
    }