Question: I’m 19 and working as a stripper part time right now and I make 60k a year, and I plan on doing so for the next 7 years. I have 15k saved up, but it’s just in a bank account. 

I’m also in college majoring in nursing. I have scholarships and my parents are paying for the rest of my school costs so I won’t have any student loans. I don’t have any debt or loans or anything, and I’m pretty frugal.

I don’t know anything about investing or stocks, so I was wondering what I should do? 

I’ve heard about Roth IRAs and how it’s beneficial for young workers whose tax brackets will go up later in life, but would it be good for me since nurses make not much more than I’m making right now? 

What other kinds of options are there for low risk high interest?

Answer: 
You are interviewing two advisors who are pricing their services differently than the one you used 15 years ago. 

They aren't spending x hours and giving you a report and walking through it in a short meeting. You then executed their plan over the next 10+ years. 

These two are proposing a continuing set of services, because they are proposing an annual fee. One risk is that they will be sending you advice every month to justify their regular fee. This could lead to conflicting advice. 

But if you are comfortable with executing a basic plan based on an advisors set of rules developed with your goals and situation, you should be looking for an advisor that will generate the type of plan you paid for 15 years ago. Not one that is basing it on a percentage of your wealth.

Yes it will be more than the $300 you paid 15 years ago, but it won't be 10 times the cost either. They should be able to explain their fee based on the number of hours.
Here's an answer and follow-up to my own question: A year after I wrote up the question, I did find a fee-only financial advisor who offered the flat-fee-per-plan service that I desired (unlike my prior advisor who had abandoned that service from their expanded practice). 

I found this advisor via the [Garrett Planning Network](https://www.garrettplanningnetwork.com/), which specializes in fee-only financial planning without long-term commitments. I understand that some or many advisors in the network have picked this up as side jobs with a small amount of training; however, in my case I did find someone who had spent a career in corporate finance, and was extremely happy with their service. 

Looking at the [Nerd Wallet](https://www.nerdwallet.com/blog/investing/how-much-does-a-financial-advisor-cost/) link from @BobbyScon's answer, we see the service I desired described thus:

> 
> **FLAT FEE PER PLAN**
> 
> 
> Some advisors charge a flat fee for creating a financial plan. There
>  is no ongoing management or oversight; you carry out the plan
>  yourself.
> 
> 
> * **Cost:** The cost will vary by service, but $1,000 to $3,000 is typical for a financial plan.
> * **What you get for that fee:** A comprehensive financial plan and guidance for how to follow it, but no ongoing services or investment management. The advisor charges a set fee for each type of service. You’ll get an outline of what’s included and see the fee upfront.
> 
> 
> 

The amount I was charged for the flat-fee-plan was a little less than $2,000, very close to the median range given in the article, so it looks accurate according to my experience. Note that range is indeed 3 to 10 times higher than what I paid thirteen years earlier for a similar service.