Model Card for Model ID
Model Details
This model is fine-tuned for instruction-following in the domain of personal finance, with a focus on:
- Budgeting advice
- Investment strategies
- Credit management
- Retirement planning
- Insurance and financial planning concepts
- Personalized financial reasoning
Model Description
- License: MIT
- Finetuned from model: unsloth/Qwen3-1.7B
- Dataset: The model was fine-tuned on the PersonalFinance_v2 dataset, curated and published by Akhil-Theerthala.
Model Capabilities
- Understands and provides contextual financial advice based on user queries.
- Responds in a chat-like conversational format.
- Trained to follow multi-turn instructions and deliver clear, structured, and accurate financial reasoning.
- Generalizes well to novel personal finance questions and explanations.
Uses
Direct Use
- Chatbots for personal finance
- Educational assistants for financial literacy
- Decision support for simple financial planning
- Interactive personal finance Q&A systems
Bias, Risks, and Limitations
- Not a substitute for licensed financial advisors.
- The model's advice is based on training data and may not reflect region-specific laws, regulations, or financial products.
- May occasionally hallucinate or give generic responses in ambiguous scenarios.
- Assumes user input is well-formed and relevant to personal finance.
How to Get Started with the Model
Use the code below to get started with the model.
from huggingface_hub import login
from transformers import AutoTokenizer, AutoModelForCausalLM
from peft import PeftModel
login(token="")
tokenizer = AutoTokenizer.from_pretrained("unsloth/Qwen3-1.7B",)
base_model = AutoModelForCausalLM.from_pretrained(
"unsloth/Qwen3-1.7B",
device_map={"": 0}, token=""
)
model = PeftModel.from_pretrained(base_model,"Rustamshry/Qwen3-1.7B-finance-reasoning")
question =
"""
$19k for a coding bootcamp
Hi!
I was just accepted into the full-time software engineering program with Flatiron and have approx. $0 to my name.
I know I can get a loan with either Climb or accent with around 6.50% interest, is this a good option?
I would theoretically be paying near $600/month.
I really enjoy coding and would love to start a career in tech but the potential $19k price tag is pretty scary. Any advice?
"""
messages = [
{"role" : "user", "content" : question}
]
text = tokenizer.apply_chat_template(
messages,
tokenize = False,
add_generation_prompt = True,
enable_thinking = True,
)
from transformers import TextStreamer
_ = model.generate(
**tokenizer(text, return_tensors = "pt").to("cuda"),
max_new_tokens = 2048,
temperature = 0.6,
top_p = 0.95,
top_k = 20,
streamer = TextStreamer(tokenizer, skip_prompt = True),
)
Training Details
Training Data
Dataset Overview: PersonalFinance_v2 is a collection of high-quality instruction-response pairs focused on personal finance topics. It covers a wide range of subjects including budgeting, saving, investing, credit management, retirement planning, insurance, and financial literacy.
Data Format: The dataset consists of conversational-style prompts paired with detailed and well-structured responses. It is formatted to enable instruction-following language models to understand and generate coherent financial advice and reasoning.
Framework versions
- PEFT 0.14.0
- Downloads last month
- 39
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