{
    "schemes": [
      {
        "scheme_id": 1,
        "name": "Post Office Savings Account",
        "description": "A basic savings account service offered by the Indian Postal Service.",
        "eligibility": "Available to all Indian citizens.",
        "benefits": "Safe investment, attractive interest rates, easy withdrawals.",
        "application_process": "Visit the nearest post office with identity proof and address proof."
      },
      {
        "scheme_id": 2,
        "name": "Post Office Recurring Deposit (RD)",
        "description": "A government-backed savings scheme with fixed monthly deposits.",
        "eligibility": "Open to all Indian citizens.",
        "benefits": "Attractive interest rates, secure investment, flexible tenure.",
        "application_process": "Can be opened at any post office with ID proof."
      },
      {
        "scheme_id": 3,
        "name": "Post Office Time Deposit (TD)",
        "description": "A fixed deposit scheme offering guaranteed returns with different tenure options.",
        "eligibility": "Available to all Indian citizens.",
        "benefits": "Competitive interest rates, tax benefits under section 80C (for 5-year TD).",
        "application_process": "Visit a post office with ID proof and address proof."
      },
      {
        "scheme_id": 4,
        "name": "Senior Citizens Savings Scheme (SCSS)",
        "description": "A savings scheme designed for senior citizens to provide them with a steady income.",
        "eligibility": "Citizens aged 60 years and above.",
        "benefits": "High interest rates, secure investment, quarterly payouts.",
        "application_process": "Can be opened at post offices with ID and age proof."
      },
      {
        "scheme_id": 5,
        "name": "Sukanya Samriddhi Yojana (SSY)",
        "description": "A savings scheme for the girl child as part of the Beti Bachao Beti Padhao campaign.",
        "eligibility": "Parents of a girl child below 10 years.",
        "benefits": "Higher interest rates, tax benefits under section 80C.",
        "application_process": "Can be opened at post offices with birth certificate of the girl child."
      },
      {
        "scheme_id": 6,
        "name": "National Savings Certificate (NSC)",
        "description": "A fixed income investment scheme that allows tax savings and guaranteed returns.",
        "eligibility": "Available to all Indian citizens.",
        "benefits": "Fixed interest rate, tax deduction under section 80C.",
        "application_process": "Purchase NSC certificates from any post office."
      },
      {
        "scheme_id": 7,
        "name": "Kisan Vikas Patra (KVP)",
        "description": "A government savings scheme that doubles the investment in a fixed tenure.",
        "eligibility": "Available to all Indian citizens.",
        "benefits": "Guaranteed returns, no tax benefits.",
        "application_process": "Purchase from a post office with valid ID proof."
      },
      {
        "scheme_id": 8,
        "name": "Postal Life Insurance (PLI)",
        "description": "An insurance scheme provided by India Post with high returns and lower premiums.",
        "eligibility": "Available to employees of government and semi-government organizations.",
        "benefits": "High bonus rates, affordable premiums, multiple insurance plans.",
        "application_process": "Apply at designated post offices with employment proof."
      },
      {
        "scheme_id": 9,
        "name": "Rural Postal Life Insurance (RPLI)",
        "description": "An insurance scheme aimed at providing coverage for people in rural areas.",
        "eligibility": "All Indian citizens residing in rural areas.",
        "benefits": "Affordable premiums, tax benefits, financial security.",
        "application_process": "Apply at the nearest rural post office."
      },
      {
        "scheme_id": 10,
        "name": "India Post Payments Bank (IPPB)",
        "description": "A government initiative to provide digital banking and financial services via post offices.",
        "eligibility": "Available to all Indian citizens.",
        "benefits": "Digital banking, doorstep banking services, easy fund transfers.",
        "application_process": "Visit the nearest post office or apply online."
      }
    ],
    "services": [
      {
        "service_id": 1,
        "name": "Speed Post",
        "description": "A fast and reliable mail service for time-sensitive documents and parcels.",
        "availability": "Available across India and international destinations.",
        "features": "Tracking, guaranteed delivery time, affordable pricing."
      },
      {
        "service_id": 2,
        "name": "Registered Post",
        "description": "A secure and recorded delivery service for important documents and parcels.",
        "availability": "Available across India.",
        "features": "Proof of delivery, tracking, compensation for loss or damage."
      },
      {
        "service_id": 3,
        "name": "Parcel Service",
        "description": "A cost-effective postal service for sending parcels across India.",
        "availability": "Domestic and international services available.",
        "features": "Reliable delivery, bulk shipping options, insurance coverage."
      },
      {
        "service_id": 4,
        "name": "Money Order",
        "description": "A service for transferring money securely via post offices.",
        "availability": "Available across India.",
        "features": "Safe and reliable, doorstep delivery of money, electronic money order options."
      },
      {
        "service_id": 5,
        "name": "Philately Services",
        "description": "A service for stamp collection enthusiasts, including commemorative and definitive stamps.",
        "availability": "Available at designated post offices.",
        "features": "Exclusive stamp issues, online purchase options, collectible items."
      },
      {
        "service_id": 6,
        "name": "Business Parcel",
        "description": "A cost-effective and secure delivery service for businesses.",
        "availability": "Available across India.",
        "features": "Bulk shipping, tracking, competitive pricing."
      },
      {
        "service_id": 7,
        "name": "Logistics Post",
        "description": "An integrated logistics service for bulk mailing and supply chain solutions.",
        "availability": "Available across India.",
        "features": "Customized logistics solutions, warehousing, supply chain support."
      }
    ]
  }