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{
"schemes": [
{
"scheme_id": 1,
"name": "Post Office Savings Account",
"description": "A basic savings account service offered by the Indian Postal Service.",
"eligibility": "Available to all Indian citizens.",
"benefits": "Safe investment, attractive interest rates, easy withdrawals.",
"application_process": "Visit the nearest post office with identity proof and address proof."
},
{
"scheme_id": 2,
"name": "Post Office Recurring Deposit (RD)",
"description": "A government-backed savings scheme with fixed monthly deposits.",
"eligibility": "Open to all Indian citizens.",
"benefits": "Attractive interest rates, secure investment, flexible tenure.",
"application_process": "Can be opened at any post office with ID proof."
},
{
"scheme_id": 3,
"name": "Post Office Time Deposit (TD)",
"description": "A fixed deposit scheme offering guaranteed returns with different tenure options.",
"eligibility": "Available to all Indian citizens.",
"benefits": "Competitive interest rates, tax benefits under section 80C (for 5-year TD).",
"application_process": "Visit a post office with ID proof and address proof."
},
{
"scheme_id": 4,
"name": "Senior Citizens Savings Scheme (SCSS)",
"description": "A savings scheme designed for senior citizens to provide them with a steady income.",
"eligibility": "Citizens aged 60 years and above.",
"benefits": "High interest rates, secure investment, quarterly payouts.",
"application_process": "Can be opened at post offices with ID and age proof."
},
{
"scheme_id": 5,
"name": "Sukanya Samriddhi Yojana (SSY)",
"description": "A savings scheme for the girl child as part of the Beti Bachao Beti Padhao campaign.",
"eligibility": "Parents of a girl child below 10 years.",
"benefits": "Higher interest rates, tax benefits under section 80C.",
"application_process": "Can be opened at post offices with birth certificate of the girl child."
},
{
"scheme_id": 6,
"name": "National Savings Certificate (NSC)",
"description": "A fixed income investment scheme that allows tax savings and guaranteed returns.",
"eligibility": "Available to all Indian citizens.",
"benefits": "Fixed interest rate, tax deduction under section 80C.",
"application_process": "Purchase NSC certificates from any post office."
},
{
"scheme_id": 7,
"name": "Kisan Vikas Patra (KVP)",
"description": "A government savings scheme that doubles the investment in a fixed tenure.",
"eligibility": "Available to all Indian citizens.",
"benefits": "Guaranteed returns, no tax benefits.",
"application_process": "Purchase from a post office with valid ID proof."
},
{
"scheme_id": 8,
"name": "Postal Life Insurance (PLI)",
"description": "An insurance scheme provided by India Post with high returns and lower premiums.",
"eligibility": "Available to employees of government and semi-government organizations.",
"benefits": "High bonus rates, affordable premiums, multiple insurance plans.",
"application_process": "Apply at designated post offices with employment proof."
},
{
"scheme_id": 9,
"name": "Rural Postal Life Insurance (RPLI)",
"description": "An insurance scheme aimed at providing coverage for people in rural areas.",
"eligibility": "All Indian citizens residing in rural areas.",
"benefits": "Affordable premiums, tax benefits, financial security.",
"application_process": "Apply at the nearest rural post office."
},
{
"scheme_id": 10,
"name": "India Post Payments Bank (IPPB)",
"description": "A government initiative to provide digital banking and financial services via post offices.",
"eligibility": "Available to all Indian citizens.",
"benefits": "Digital banking, doorstep banking services, easy fund transfers.",
"application_process": "Visit the nearest post office or apply online."
}
],
"services": [
{
"service_id": 1,
"name": "Speed Post",
"description": "A fast and reliable mail service for time-sensitive documents and parcels.",
"availability": "Available across India and international destinations.",
"features": "Tracking, guaranteed delivery time, affordable pricing."
},
{
"service_id": 2,
"name": "Registered Post",
"description": "A secure and recorded delivery service for important documents and parcels.",
"availability": "Available across India.",
"features": "Proof of delivery, tracking, compensation for loss or damage."
},
{
"service_id": 3,
"name": "Parcel Service",
"description": "A cost-effective postal service for sending parcels across India.",
"availability": "Domestic and international services available.",
"features": "Reliable delivery, bulk shipping options, insurance coverage."
},
{
"service_id": 4,
"name": "Money Order",
"description": "A service for transferring money securely via post offices.",
"availability": "Available across India.",
"features": "Safe and reliable, doorstep delivery of money, electronic money order options."
},
{
"service_id": 5,
"name": "Philately Services",
"description": "A service for stamp collection enthusiasts, including commemorative and definitive stamps.",
"availability": "Available at designated post offices.",
"features": "Exclusive stamp issues, online purchase options, collectible items."
},
{
"service_id": 6,
"name": "Business Parcel",
"description": "A cost-effective and secure delivery service for businesses.",
"availability": "Available across India.",
"features": "Bulk shipping, tracking, competitive pricing."
},
{
"service_id": 7,
"name": "Logistics Post",
"description": "An integrated logistics service for bulk mailing and supply chain solutions.",
"availability": "Available across India.",
"features": "Customized logistics solutions, warehousing, supply chain support."
}
]
}
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