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                         <h3 class="text-xl font-semibold mb-2">4. Closing & Funding</h3>
-                        <p class="text-gray-600">Once fully subscribed, the mortgage is funded and the loan is originated.</p>
+                        <p class="text-gray-600">Once fully subscribed, divide contracts are issued to ensure timely, payments. The mortgage is funded and the loan is originated. For divide contract info visit unspent.app</p>
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