 revenue.
Net interest income rose 7% to a little over $1 billion. The net interest margin widened 16 basis points to 3.23%.
Average loans held on the bank’s portfolio increased 1% to $93.2 billion. C&I lending increased 3% to $42.5 billion, credit card loans increased 7% to $2.3 billion, and other consumer loans increased 95% to $2.1 billion.
Commercial leases, commercial mortgages and home equity loans fell on a yearly basis, and residential mortgages remained flat.
Total average deposits increased 3% to $104.6 billion in the third quarter. Fifth Third said this growth happened mainly in commercial interest checking deposits and consumer money market deposits.
Noninterest expenses increased 3% to $1 billion, led by higher compensation expenses and technology and communication expenses.
Carmichael emphasized Fifth Third’s progress on its profit-optimization plan, Project North Star. Under that plan, the company intends to achieve a return on tangible common equity between 12% and 14% and push its efficiency ratio below 60%.
Its return on average tangible common equity stood at 13.5% in the third quarter, compared with 30.4% a year earlier. Its efficiency ratio was 62.6%, compared with 38.4% last year. Complicating year-over-year comparisons, the company recorded a $1 billion pre-tax windfall from its sale of shares in the payment processor Vantiv in last year’s third quarter.
Expenses associated with its planned acquisition of Chicago’s MB Financial are also likely to add to the complexity of its expense picture.
Fifth Third increased its provision for loan losses to $86 million from $67 million. Net charge-offs increased about 6% to $72 million, and total nonperforming assets fell 19% to $448 million.
Michael Upshall is Head of Business Development at UNSILO, a Danish machine-learning software company providing AI-based solutions for academic and professional publishers. As a former publisher, he is familiar with the opportunities and challenges faced by content owners as they implement digital content enrichment. Publishers he has worked with include Random House, Pearson, TSO, The IET, and CABI. At Cambridge University Press he managed the book and journals online platforms. He has worked in a product role with software developers and with technology organisations such as JISC, the UK organisation for technology in higher education.
He was a co-founder of reference publisher Helicon Publishing, pioneers of database-driven online reference content, and author of the book Content Licensing (Chandos, 2009). He writes and presents frequently on scholarly publishing and technology.Q: Logger-annotation for ArrayList I have several services:
@Service
public class Order {...}

@Service
public class Statistic {...}

@Service
public class Product {...}

All services are combined in a common class in ArrayLists
public class MyExample {

@MyLogAnnotation
private List <Order> listOrder;
@MyLogAnnotation
private List <Statistic> listStatistic;
@MyLogAnnotation
private List <Product> listProduct
}

How to implement the annotation(@MyLogAnnotation) that monitors Lists(Order,Statistic,Product) and every time a new service is added to the list. The logger displays the number of elements in the list and the class of a new service.

A: You will find something similar to what you're looking for here. In addition to this, you can further use Reflection API to call size() method on your ArrayList(s).
Regulation of gamma-fibrinogen chain expression by heterogeneous nuclear ribonucleoprotein A1.

Earlier studies showed that HepG2 cells stably transfected with any one fibrinogen chain cDNA enhanced the expression of the other two fibrinogen chains. In this report, a regulatory element "TGCTCTC" in the gamma-fibrinogen promoter region, -322 to -316, is identified, which is involved in increased expression of gamma chain in HepG2 cells that are transfected with Bbeta fibrinogen cDNA. By electrophoretic mobility shift assay, three DNA-protein complexes were found to form with the regulatory element. The amount of the protein complexes that bind with the regulatory element was much reduced in HepG2 cells transfected with Bbeta cDNA. By DNA-affinity chromatography, mass spectrometry, and supershift assay, human heterogeneous nuclear ribonucleoprotein A1 (hnRNP A1) was identified as a component of the complexes. Overexpression of hnRNP A1 suppressed basal gamma-fibrinogen transcription. These results indicate that the basal expression of gamma-fibrinogen is regulated by a constitutive transcriptional repressor protein, hnRNP A1, and the decreased binding activity of hnRNP A1 leads to the overexpression of gamma chain in HepG2 cells that overexpress the Bbeta chain.Westchester Middle School seventh-grade students in Hannah Ewing’s classes learned more about autism through corresponding units on Rules, a novel about Catherine, a 12-year-old girl who created rules to help her younger brother with autism navigate life, and a writing unit about Stanford’s partnership with Google to develop an interface within Google Glass that helps children with autism better understand facial expressions.
Ms. Ewing shared that she likes introducing the book Rules to her students in the first half of the school year to emphasize diversity and empathy for others. She began the unit by discussing the autism spectrum, including informational videos and focusing on the importance of person-first language, such as referring to a child with autism instead of an autistic child.
The book centers on Catherine’s internal struggle of wanting to protect and care for her brother while also seeking to establish her own identity. Comprehending the story’s themes requires deep inferencing, which gives students the unique opportunity to put themselves in the shoes of the characters. “Students realize that you never know what someone is going through and how it may impact them elsewhere in their life,” Ms. Ewing explained.
In early March, Ms. Ewing’s students participated in a corresponding unit on Stanford’s pilot program with Google, Autism Glass Project, which transforms Google Glass into a device to help children with autism identify and interpret facial expressions. Pairing the previous fiction unit with a scientific article about the ongoing study to give those with autism social resources that help them adapt and interact with others exposes students to solutions related to the book.
Ms. Ewing said, “Students really enjoyed how the article shifted their perspectives, helping them understand what they may take for granted in their own lives, such as awareness of others’ nonverbal cues." When teaching the article, Ms. Ewing activated students’ prior knowledge from the Rules unit about the challenges that many people with autism face. The article was presented to students as a problem-solution text, a text structure that students typically find more complex.
Reading both fiction and nonfiction texts related to neurodiversity is an exercise that students find both valuable and relatable, and these complementary units never fail to engage them, leading to insightful discussions in the classroom.As you definitely know already, today marks day one of the Nordstrom Anniversary Sale for Nordstrom cardholders. If you aren’t a cardholder, you can shop the sale next week, but I recommend opening a card because it’s 1000% the best sale of the year and you can get things like Barbour jackets and Patagonia puffer coats for a fraction of their usual cost. Things sell out really quickly but they get restocked often so check back every morning if you can find the time.
I’m giving away $500 to spend on whatever you want during this sale so scroll down to find out how to enter! The giveaway closes on Sunday so the winner will be able to shop as soon as the sale opens to the general public.
Normally I wouldn’t push a sale so hard but this is when I stock up for fall every year. The prices can’t be beat and they have some amazing things this time around! The first thing I’m buying are these sleek dark jeans that are under $100 and fit so well. I’ve had my eye on them for a while and now is the perfect time to snatch them up.
I’m also stocking up on Hanky Panky thongs because they never go on sale. Ever year I buy the same set of Diptyque candles because the price is amazing and this set has all of my favorite scents. In my cart, I also have these leopard mules for only $64 that I’m sure will be on repeat for fall and winter so sorry in advance for that!
Here are my top picks for now. As I write this, everything is still in stock so happy shopping!
Shop all of my Nordstrom Anniverary Sale Picks here. What are you buying this year? And be sure to enter my giveaway below!
1. I love that you always have unique picks for this sale! I feel like lots of other bloggers all “pick” the exact same items to promote. 2. I can’t wait to see you style those mules! I LOVE them but I’m completely intimated by pairing them with outfits. 3. My plan was to skip shopping the sale this year, but I’d love to get my hands on one of those fleeces!
I totally agree about picking unique items…every other blogger has the exact same picks, thanks for mixing it up!!
Love the Sam Edelman boots! Hopefully they are still in stock on July 20th.
Cute picks! I placed a small Hanky Panky order, tried to view other things and kept getting sold old, even on