Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to clear your experian credit report [title] Order your experian report online. [step] Experian and the other two nationwide credit-reporting companies are legally required to provide you with one free credit report each year. These companies have set up a shared website from which you can download a free report from each company.

Ending1: The website tells you how many credit reports you need and requires you to order and process them legally. [substeps] Credit reports are your first attempt at clearing your debt. Ending2: [substeps] You can't order a free report online because you must pay the fee, which varies by company. The same goes for electronic reporting, or transcription, which requires the bank to hand over a free credit report. Ending3: [substeps] Experian will require a 7-month trial period to update the report. This can take anywhere from 60 to 180 days depending on the details you've entered during the trial period. Ending4: [substeps] You can download your free experian credit online. In order to access your report, you will need to provide: your name, address, social security number, and date of birth.

Answer format: ending1/ending2/ending3/ending4