Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to purchase a certificate of deposit [title] Decide what type of cd you want to buy. [step] Although they may seem confusing, the different types of cds all work the same way. You will invest your funds for a period of time and get a guaranteed return.

Ending1: This is because the money given to you has value during that period. Unfortunately, the knowledge and marketing involved in making a cd come alive is more important than the mass or quality quality of the cd. Ending2: There are six types of cds available : [substeps] A traditional cd lasts for a set period of time and offers a set interest rate. A bump-up cd allows the investor one request for an interest rate increase if rates go up. Ending3: Most cd's are " in-store, " meaning they are cheaper than what you bought online. The drawback of buying cds is that you must periodically switch cd's and make withdrawals from one cd's to another. Ending4: The basic format to choose is to purchase an original cd from a reputable dealer or record company, preferably in the same country as the cd. Online cd collections will also work, but be sure to still consider cds from countries that might match the content of your cd.

Answer format: ending1/ending2/ending3/ending4