Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to use a retirement accountability partner [title] Be as available as possible in the area of finances to each other at the time that you're needed. [title] Schedule regular planning and reviewing times. [title] Have goals and a plan to reach them.

Ending1: [title] Set aside some time to prepare for retirement. [step] If you're amenable to a time limit, you will appreciate it. Ending2: [title] Establish the type of job you and your partner will have put into accomplishing them. [step] Choose those which you both want to do, not the ones which you shouldn't. Ending3: [title] Push each other to learn, advance and work harder than you would on your own. [title] Help each other overcome challenges or set-backs (help finding answers). Ending4: [title] Consider staying in the retirement goal phase of the retirement plan so that some of those milestones fall down and you have more stamina for the rest of the planning and review of the financial plan. [title] Address potential problems or areas of reserve that interfere with the length of time you'll need to spend with each other.

Answer format: ending1/ending2/ending3/ending4