Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to plan for a disabled heir [title] Find out if your heir gets government benefits. [step] Many disabled people receive benefits from the government. Common benefits include supplemental security income (ssi), medicaid, and other benefits.

Ending1: You also may receive assets such as a social security fund (bmi) or a combination of both. [substeps] Think about if you have co-workers or coworkers who will contribute money. Ending2: If they do, then you'll need to create an estate plan that doesn't cause your heir to lose those benefit. [substeps] Fortunately, you can create a " third-party settled special needs trust. Ending3: A disabled heir may receive medicaid to cover the cost of supporting them. Some states do not pay for ssi. Ending4: Taxes owed on health insurance, for example, can quickly feed into a disabled heir's debt. [substeps] Don't assume your heir can only receive government benefits if, for instance, your heir takes a job at an educational institution.

Answer format: ending1/ending2/ending3/ending4