Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to remove a guarantor [title] Speak with your guarantor. [step] Talk to your guarantor about why you would like to remove her or why she no longer wants to act as your co-signer. This can clear up any problems and may prevent you from having to remove your guarantor and go through the process of renewing your loan.

Ending1: If you believe you or your guarantor are planning to cancel your loan, call your best friend and tell her you want to have the guarantor removed without being caught. [title] Take your guarantor to court. Ending2: [substeps] Pay off the balance you owe your guarantor each month through social media and your bank account. Contact your bank for help tracking your balance and getting payment on time. Ending3: [title] Work with the guarantor and explain who you would like to replace your guarantor with. [step] This can include hiring a replacement or working with another guarantor to remove her or your guarantor from her position. Ending4: [substeps] In some cases, you may not be able to speak to your co-signer because of death or divorce. In these cases, you may need to speak to your and the individual's lawyer.

Answer format: ending1/ending2/ending3/ending4