Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to dispute identity theft [title] Call your bank and credit card companies. [step] Banks and credit card companies typically have a dedicated fraud hotline, or you can simply call the customer service number on the back of your card. [substeps] Tell the representative that you are a victim of identity theft, and ask to have your accounts closed or frozen.

Ending1: [title] Ask the credit card company what they hope to gain from the theft. [step] Your bank may be more satisfied if you provide them with other information, like your name and credit card numbers. Ending2: You don't need to be overly detailed with your personal information, but your account number should still be enough to initiate a dispute. You can ask for an email address or phone number, as well as identification number if your bank doesn't have one. Ending3: Keep the representative's initial answer short. Tell the representative your name, address, and phone number and then describe your identity theft insurance (if your bank or credit card company don't provide one). Ending4: If there are any suspicious or fraudulent transactions on your account, you can dispute them as well. Make this call as soon as possible after you discover that you've been a victim of identity theft-don't just wait and see if any unauthorized charges are made.

Answer format: ending1/ending2/ending3/ending4