Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to start a new life with no money [title] Be clear on why you are starting over. [step] Spend some time determining whether or not you are creating a new life out of necessity or desire. If this is a choice based out of need, then you'll want to identify what life improvements you will need to make as well.

Ending1: If you are making a decision based out of want, then carefully consider what your ideal life looks like. [substeps] For example, if you are starting a new life because you need some space from negative family members, then you might include limiting contact with these persons as part of your plans. Ending2: [substeps] In particular, you should be clear about the reasons why you have always felt you need money. Not only will you need cash in order to take care of your bills or to raise your own children, you might also need to support any financial plan you have. Ending3: You will need to decide if you will do this alone, with or without money. [substeps] Make a list of all your things that you need to cut down and put aside. Ending4: [substeps] Think about what changes you want in a new life, including a more permanent change if you live longer. Figure out if you need to change your life to accommodate a change in circumstance.

Answer format: ending1/ending2/ending3/ending4