Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to avoid a bank inactivity fee [title] Know where you have your accounts. [step] Keep a simple list. You may wish to list the banks' contact information on the same list.

Ending1: [substeps] Don't carry this list around all the time and have it checked every time you open accounts. You may want to set it aside to reference if you do not know where you have them often. Ending2: For example, if you held a job, you should list that as well. [title] Keep a record of your regular checking expenses. Ending3: [title] Read your statements each month, even of accounts you don't use frequently. [step] Be on the lookout for fees and any other unexpected activities. Ending4: Never skip this list even though you may not expect any payments. Information regarding your bank's website is crucial to making the payments.

Answer format: ending1/ending2/ending3/ending4