Please choose the correct ending to complete the given sentence: Food and Entertaining: [header] How to create a successful budget [title] Start with creating a personal household budget which includes all your monthly and yearly bills. [step] You must also include your spending money, savings goals, and retirement funding. It doesn't matter how much money you make, it's how you spend it.

Ending1: A personal and household budget will help you make payments on time, provided you follow the plan. Aim for your housing expenses to be about 33% of your income. Ending2: [title] Create a page for each category of expenses, from repair to food and clothing, grocery and office expenses. [step] An easy way to get started is with the web map of your home. Ending3: Becoming a financial planner is a great way to start. Pay for basic necessities like utilities, water, groceries, clothing, and things like that. Ending4: Example : [substeps] If you've decided on a monthly budget, begin by creating a savings goal for each month. Divide the total costs and expenses into at least three months.

Answer format: ending1/ending2/ending3/ending4