Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to get a visa or mastercard with no credit history [title] Have a job. [step] Before you can get any kind of credit card, you will need to have a job and be earning money. Without an income of some kind, no credit agency or bank will be willing to award you even a first-time credit card.

Ending1: If you are to take the above steps, it is very possible that your local bank might seize your first-time credit card. [substeps] This can take up to several months. Ending2: [substeps] In most cases, first-time credit cards can help you complete an application of your visa or mastercard through either a process called attainment or removal of your visa or mastercard. Attainment and removal of the visa work out efficiently. Ending3: You cannot report income that you get as gifts or loans from parents or other family members. [title] Apply for a special student credit card. Ending4: Therefore, you need a job to qualify for a visa. [substeps] Get a job relevant to a living situation, such as helping when you are sick.

Answer format: ending1/ending2/ending3/ending4