Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to finance your business [title] Identify business lenders. [step] Debt financing is probably the most common way to finance your business. You take out a loan and agree to pay it back over a certain amount of time.

Ending1: You then will pay off the loan and if your business has a down payment, the creditor gains more. For the purposes of this loan, you usually will choose a loan company that will be willing to make payments on your business loan. Ending2: Then, you proceed to loan the owner up to the money it can pull together. You also borrow to finance a particular loan. Ending3: The lender charges interest and makes a profit that way. The most common business lenders are the following : [substeps] Commercial banks. Ending4: Other loans, such as payday loans or mortgage loans, are better as last resort. [substeps] You want to avoid the risk of incurring interest and may benefit from locking down a portion of the debt-in other words, having a simpler time with it.

Answer format: ending1/ending2/ending3/ending4