Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to cancel credit cards after someone is deceased [title] Take action as soon as possible. [step] The banks will not automatically reach out when a cardholder becomes deceased. If you wait to cancel the cards, it's possible that the account will be charged late fees or interest in the interim.

Ending1: However, if you decide to cancel your card, you will need to go first on this last step. In order to safely cancel an account immediately, you will need to do so as soon as possible. Ending2: For this reason, it's important to choose the best approach. [title] Notify the bank, not your friends or family. Ending3: Keeping the cards active can also make them vulnerable to fraud and identity theft. [title] Request multiple copies of the death certificate. Ending4: You can easily mitigate interest by taking steps immediately to prevent late fees. If you wait before registering for a card, you can still reach out to them in order to avoid a late fee.

Answer format: ending1/ending2/ending3/ending4