Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to beat a collection agency at their own game [title] Know that you do not have to talk to them. [step] Think of those nasty collection agencies as little barking dogs: noisy and nothing to be afraid of. The reason they are calling is to get money out of you the debtor because it is unsecured.

Ending1: Collect only these items : [substeps] Gems ebook wad rocks coal scraps ping-pong shoes [title] Start the game. [step] Each collection agency has its own advantages and disadvantages you should learn about. Ending2: That is there is no collateral behind the debt unlike a car loan or a mortgage. Remember that when a collection agency calls and gets' tough' on you. Ending3: As you continue to work with the agency, they will scam you a lot more for whatever they get so they will never see you again. So don't trust anything ever said on fillable paypal, hire someone else to make sure you are not getting the money they are offering you. Ending4: Try not to get into a little fight with them. They could even become the debtor's boss.

Answer format: ending1/ending2/ending3/ending4