Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to start building wealth at a young age [title] Start early. [step] If you want to accumulate wealth, time is the most important factor. The longer you save and invest, the more likely you are to reach your goals and build sizable wealth.

Ending1: Reduce your expenses and focus on building wealth gradually so you don't find yourself tempted to invest. [substeps] If you're young, you have a limited window of time in which to accumulate millions. Ending2: Try to get started at least 10 years before your birthday or year you want to get started. This way, you can incorporate time into your daily life that is at least one week old. Ending3: [substeps] You can set aside more money to invest over a long period of time than over a short one. That may seem obvious, but many people don't fully appreciate how powerful the effect of time can be on accumulating wealth. Ending4: Early on, your first step may be to pick up a new habit and start to develop it over time. Working on developing your habit will allow you to learn new habits and skills that will help you stay successful and continue to ensure your future with money.

Answer format: ending1/ending2/ending3/ending4