Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to apply for a business line of credit [title] Understand your options. [step] A business loan is used for a one time expense-renovating a restaurant kitchen, for example. A business credit card, on the other hand, is a card you keep for an extended period of time to cover regular expenses.

Ending1: It's possibly your least expensive choice so it will be a heavy addition to your regular lines of credit. [substeps] Some companies may offer a " default' loan " instead of a full loan. Ending2: A business line of credit is somewhere in between. It is used to cover short-term expenses; for example, if your off-season income is not sufficient to cover operating costs, yearly renovations, etc. Ending3: By using your business line of credit when not in your business building, you'll avoid confusion on your part as to where to get the credit. [substeps] Employees are generally issued a business credit card when the loan is due, with a cover term of one month. Ending4: The credit card company will work with you to decide if or for what purpose your business will need this credit card. [substeps] Check your overall credit score and compare that with your loan application.

Answer format: ending1/ending2/ending3/ending4