Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to set up an escrow account [title] Identify your need for an escrow account. [step] An escrow account holds money, much like a bank account, except the money is held with an escrow company. The escrow company will only release the money once certain conditions are met.

Ending1: You are given an opportunity to acquire the trust document, or collection account. [title] Identify whether to open an escrow account. Ending2: [substeps] Escrow accounts are most commonly used in real estate transactions. When the conditions for the sale are satisfied, the escrow agent will release the money to the seller. Ending3: [substeps] Internal organizations like the national foundation for financial reasons offer an initial bulk of the funds to end your account when you file your taxes. Consumer trusts can only expire after a certain period of time. Ending4: For example, if you need to save money in one year, you will not need an escrow account. However, you will need an escrow fund.

Answer format: ending1/ending2/ending3/ending4