Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to send money online [title] Decide if paypal meets your needs. [step] Paypal is one of the oldest online payment platforms, and has ties to many online vendors. You can use it to send money to friends and family, businesses, and online merchants.

Ending1: [substeps] You can use your bank accounts or paypal balance for free, or your paypal credit (for a 2.9% +. 30 fee) paypal also offers a mobile application for sending and receiving money. Ending2: However, using it could lead to your recipient having to make monthly payments. [substeps] You will need to be able to transmit a payment to friends and family, but you won't be able to send cash directly to them. Ending3: It will also make money go to people with certain needs. You may want to consider if paypal will take your money away or if you would prefer that to less traditional methods. Ending4: If you want to open a business or invest in a hobby, then you will need a paypal account. [substeps] In addition to leaving money for online merchants, you will need paypal as part of your business's tourism portal.

Answer format: ending1/ending2/ending3/ending4