Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to calculate an auto insurance settlement [title] Understand the basic factors involved. [step] Due to wide variations in policy and coverage details, it is difficult to determine ahead of time exactly how an insurance company will calculate your settlement. The circumstances of each car accident differ greatly, so there are not precise mathematical formulae involved.

Ending1: [substeps] Examine all six sports cars and begin to understand how they will calculate the settlement amount. This would give you a baseline for how much money you will normally receive. Ending2: However, there are factors that are generally used to calculate a settlement for most accidents. These include : [substeps] The type and nature of property damage whether or not a party is injured the policy limits of the involved insurance policies [title] Assess vehicular property damage. Ending3: [substeps] Consider hiring a lawyer to help you identify the ones that will be most valuable. If you know what will be the most economical types of settlement, the best advice is to hire or hire a licensed attorney. Ending4: Compare each car accident settlement settlement with each other and work out what to expect. [substeps] It is often difficult to determine whether a settlement for a past car accident might be covered under insurance.

Answer format: ending1/ending2/ending3/ending4