Please choose the correct ending to complete the given sentence: Education and Communications: [header] How to send a dispute letter to creditors [title] Get your credit report. [step] You are entitled to one free credit report a year. You should not contact each reporting agency separately to get the report.

Ending1: Check with the main credit reporting bureaus to see if you qualify. However, it is often ideal to get a free credit report if you live far away from all branches of each agency. Ending2: Instead, you can use one of the following methods for requesting the free annual report : [substeps] Call 1-877-322-8228. Your credit report will be delivered by u.s. Ending3: Instead, you should send a written report yourself. Dispute reports differ from reports sent to all three major reporting bureaus: equifax and experian. Ending4: Instead, you will probably have to contact every one in your area. Call each agency's toll-free number and send your report to the correct number.

Answer format: ending1/ending2/ending3/ending4