Please choose the correct ending to complete the given sentence: Food and Entertaining: [header] How to avoid minimum balance fees [title] Use an online search engine. [step] The first way to avoid paying minimum balance fees on any account you have is to put your money into a bank that does not charge any such fees. You can search for banks, locally or nationally, using any of a variety of online search engines.

Ending1: [substeps] Check your bank website, which enables you to search a number of banks, to determine your minimum balance if they charge any fees. Some banks will assign one of two rules to the initial search engine; recognizing one or two won't prevent you from overcharging. Ending2: [substeps] Alternately, find an institution that no one already approves. Typically, banks charge minimum balance fees to their widest customer base. Ending3: You can enter certain criteria that are important to you and receive information about banks that meet those conditions. [substeps] For example, at findabetterbank.com, you can use their search feature to search for banks with no fees or limited fees. Ending4: Look for a bank that charges minimum interest on all accounts you have. [substeps] Usually, most banks will require that you set your interest rates at least 14% before their fees will be paid.

Answer format: ending1/ending2/ending3/ending4