Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to borrow money from family or friends to buy a home [title] Approach close relatives. [step] Borrowing money to buy a house is a major commitment, potentially involving hundreds of thousands of dollars. For this reason, it's a good idea to start by canvassing those closest to you, who know you the best, and are able to make judgement about your reliability.

Ending1: Your close family will know you as well as anybody, and should understand your financial situation. [substeps] Never be pushy, or make demands. Ending2: [substeps] Face to face is usually the best way to read the situation. Only approach a relative you know well, who lives far away, or that is well connected to you. Ending3: You should be able to call them as soon as possible to find out what information they will have to give you. A few last-minute phone calls are good bets as long as you're not over-committed. Ending4: [substeps] Even if one relative doesn't live in the same household as you do, it can still be helpful to be closer. Similarly, approaching them may help them recognize your needs and respect your wishes.

Answer format: ending1/ending2/ending3/ending4