Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to sell a reversed mortgaged home [title] Know when you need to sell your reverse mortgaged home. [step] There are several situations in which selling a reverse mortgaged home is nearly inevitable. For instance, if you live alone, live with your spouse or partner, or if you're the last surviving borrower named on the mortgage, the loan must be paid off.

Ending1: If you live alone, some lenders may require that you pay a monthly fee before you can sign the loan with the option to take down the price of the home. [substeps] Be aware of late fees and due dates for reverse mortgaged houses. Ending2: [substeps] Note that you'll pay off the loan by default in this scenario. If you don't pay off the mortgaged home before you start selling the home yourself, you lose either the car or a large portion of the home. Ending3: You also have to consider whether you actually desire to sell the home even if it's in good condition. If you don't believe you actually want to sell, you also need to determine if you need to be actively looking for relief. Ending4: The easiest way to obtain the money necessary to pay off the mortgage is by selling the house. [substeps] Moving out of the home is defined as leaving the home for 12 months or more.

Answer format: ending1/ending2/ending3/ending4