Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to delay foreclosure [title] Research the foreclosure process. [step] When you purchase your home, the mortgage becomes a lien on the property. This lien gives the bank the legal right to repossess the property if you fail to pay the mortgage.

Ending1: You may be unable to pay this lien on the property if you fail to have it repossessed by the lender. You should seek an experienced realtor who has successfully secured foreclosure agreements. Ending2: The lien holder has two different options for foreclosure. [substeps] In judicial foreclosures, the bank uses the legal system to take back the property. Ending3: In most cases, the lender would simply repossess the property if all the conditions of the will are met and the home is saved for a future investment. This will be the most efficient way to delay foreclosure. Ending4: [substeps] When you buy a home that is already in foreclosure, you normally pay up to 50% interest. You have a few months to pay off the due amount.

Answer format: ending1/ending2/ending3/ending4