Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to get proof of earnings for a self employed person [title] Know what lenders and creditors are looking for. [step] Creditors will want to make sure you are credit worthy. [substeps] Creditors will want to lend money to a person who has a good credit history.

Ending1: A credit score that is less than positive will help show a creditor that you are good enough to qualify for a loan. Even if you don't have a history of paying off the debt, there is still a risk of the creditor getting a lawsuit. Ending2: Creditors will want to make sure you have a stable, honest credit history. Creditors will also want to ensure you have a secure, legitimate bank account where you can make monthly payments on time, in order to secure the loan. Ending3: Creditors will want to make sure you have a stable savings account and want to make sure your credit score isn't diminished by borrowing. The creditor will be looking for debt taken from someone with a good credit history. Ending4: They will want to know what your monthly or yearly income is, as they will want to make sure you can handle your monthly payments. They will look into whether or not you have something as collateral, such as a house or car that can be used against the debt if you cannot manage payments.

Answer format: ending1/ending2/ending3/ending4