Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to negotiate with your lender to keep your home [title] Do some research to learn about your options. [step] Check the internet, read newspaper articles, visit the library and read through other reference materials such as your state's foreclosure statute laws. Weigh all your options carefully before making any decisions.

Ending1: Common foreclosure prevention options that may be available to you include the following : [substeps] Mortgage modification. The lender modifies the existing terms of your current mortgage by extending the loan term and reducing the interest rate as well as sometimes reducing the principal in order to lower your monthly payment. Ending2: [substeps] Websites such as pinterest, google finance and lendingtheft. Net are used for research and to make certain requirements. Ending3: [substeps] If you qualify for down payment, you will have to make a larger down payment to cover up your debt. You may want to consider leasing your home when your lender allows it. Ending4: Write down the pros and cons of each one and any contingencies. In most cases, combined borrowers allow one borrower to buy property for one person and one borrower to buy the property for another.

Answer format: ending1/ending2/ending3/ending4