Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to decrease term life insurance [title] Understand why term life insurance is important. [step] Any life insurance policy will provide death benefits to your loved ones in case you pass away. This can be especially important if you leave behind large assets that are still being paid off or you have a family to look out for after your passing.

Ending1: This will ensure that your loved ones are not left holding the bag with large amounts of debt. [title] Realize that by reducing the premium you pay, you are also reducing the amount of payout coverage that you receive in the event of your death. Ending2: In many locations, to save money at retirement, short term home security or health insurance will cover the health of some assets or like purchased home, partner or employer. Unfortunately, the amount of the policy is different for each insurer. Ending3: [substeps] For example, your death will mean that you are only leaving assets like your car. In that case, term life insurance might be a lot cheaper. Ending4: Furthermore, paying for term life insurance can be expensive, can get expensive over time, and can pay well after death. Despite these benefits, you should pursue covered under the policy for non-emergency situations.

Answer format: ending1/ending2/ending3/ending4