Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to calculate a house payment [title] Calculate the mortgage amount. [step] Subtract your down payment from the purchase price of the house. Add to this any closing costs you plan to finance (or roll into the mortgage).

Ending1: Multiply this number by 60 (the mortgage) to get the price you would like for your home. [title] Calculate the costs of handling the mortgage. Ending2: [substeps] Conventional mortgages typically require a 20 percent down payment. Your down payment on a federal housing authority (fha) mortgage can be as low as 3.5 percent of the purchase price. Ending3: The more you recalculate, the more you can finance the house, making it more likely that you will pay mortgage funds over the term of the loan. In addition, current mortgage calculations don't have to be exact. Ending4: If you're using a mortgage for sentimental reasons, such as a previous mortgage, add all of those down payments to the purchase price. For example, if your down payment includes a down payment of $20 , 000, subtract all of your down payments to get your down payment.

Answer format: ending1/ending2/ending3/ending4