Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to sue a car insurance company [title] Understand automobile insurance. [step] An insurance policy is a contract between the insured and the insurance company. The insured pays premiums and the insurance company, in exchange, agrees to cover the cost of certain claims.

Ending1: Moreover, being a customer does not indicate between the three different claims that you are financially able to make and that the policy is in your best interest. [substeps] Essentially, you are solely responsible for your vehicle's use, activity and paying the full cost on all fuel the vehicle is driving. Ending2: Typically, an insurance policy will cover two types of claims: first-party claims and third-party claims. [substeps] A " first party " claim is one paid directly to the insured. Ending3: Drivers in the car have $425 , 000 in the insurer's debt. Drivers in a car have $750 in the premium. Ending4: An insurer will typically cover up to 35% of the premiums. If you're under serious financial hardship due to an accident, the insurance company might offer to cover you.

Answer format: ending1/ending2/ending3/ending4