Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to use unexpected money [title] Pay off high-interest debts. [step] Use your windfall to pay off credit card or other debt with high interest rates (14% or higher). Paying off this debt is like earning money on an investment.

Ending1: You take out a very sum of money at once and when you don't, this money is transferred to your savings account. It is possible to use natural credit cards at lower rates than financial institutions. Ending2: Try to pay all interest earned through payments made on the account. Do this while you are within the same period of time each month instead of allowing the fees to add up. Ending3: It forces you to make extra payments to cover long-term expenses and increases your debt tremendously. [title] File for reinstatement of preapproved deductible coverage. Ending4: You'll save money now-and in the future. [substeps] In addition to credit cards, other high-interest loans include payday loans, car loans, title loans, and some private student loans.

Answer format: ending1/ending2/ending3/ending4