Please choose the correct ending to complete the given sentence: Holidays and Traditions: [header] How to make sure your cash gifting is legal [title] Give a cash gift to friends or family. [step] Cash gifting is when you give someone any amount of money without an exchange of goods or services. You can give cash gifts without paying taxes under a certain limit.

Ending1: You may also exchange goods from one party to another with a no-exchange clause. You may use different terms for different reasons. Ending2: [substeps] Any cash gifts under $14 , 000 per person in a calendar year are not taxed. Cash gifts under this amount are not required to be filed as a gift underneath that limit. Ending3: For example, for example, if the cash you give someone is $1950, but you deposit it into a bank account, you have to pay an additional $10 to get it. Offering less than the amount the person in question is willing to give you is illegal for this activity. Ending4: [substeps] To make a cash gift, set up a bank account with the name of a friend or family member you trust. Give the money in the account to them, with the money being left out for a certain amount of time (usually a month).

Answer format: ending1/ending2/ending3/ending4