Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to make ach payments [title] Learn the basics of ach. [step] The national automated clearing house association (nacha) was established in 1974 by several u.s. regional clearing houses, the entities that facilitate money transfers between financial institutions. [substeps] Ach was essentially an agreement among these organizations to streamline the process of clearing funds for transfer.

Ending1: Ach are eligible for the nacha once each year. If accepted, any payment for ach must come from either bank account or sales line, before credit or debit card terminals. Ending2: The nacha now estimates that $40 trillion per year passes through the ach network. [title] Find out how ach transactions work. Ending3: Fees associated with your destination country (peso) are covered by nacha. Transaction fees and penalties for withdrawals to your country of origin fall under nacha's restrictions. Ending4: Mit is the international center for assistance and networking that provides information about ach, both through consumer-and nonprofit organizations. The nacha international foundation (mit) and senior reserve is the third international contact agency that collects information on foreign international funds.

Answer format: ending1/ending2/ending3/ending4