Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to garnish wages in virginia [title] Get a judgment. [step] You need to sue and be awarded a judgment before you can garnish someone's wages. If a debtor is behind on repaying a loan, you cannot immediately skip ahead to wage garnishment.

Ending1: Instead, you need to sue for the amount owed. Once you get a judgment from a court, then you can use wage garnishment to help you collect on the debt. Ending2: However, you can definitely get a judgment against the debtor. There are several appellate courts that accept automatic garnishment orders under virginia law. Ending3: However, your state's pardons process can be complicated and may take several months to complete. Look at the california filings method online and estimate whether you might be eligible in the area. Ending4: Instead, you must grant a garnishment if someone fails to pay sufficient loan payment due to a wrong loan. A judgment is a court ruling that they are ineligible to garnish wages if you do not pay off the loan in a timely manner.

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