Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to build generational wealth [title] Track your spending. [step] Before you can start creating a wealth plan, you need to know where your money is going. Keep a log of all of your spending for at least a month so you'll have a good idea of how much you're spending.

Ending1: [substeps] The easiest way to do this is to download a financial app that you can connect to your bank accounts and credit cards. It will automatically populate your transactions, and may even categorize most of them automatically as well. Ending2: [substeps] Keep track of your social spending, such as bills, interest on your mortgage, automatic payments, groceries, vacation dates, rent, or other expenses that are easily taxed and deducted from your paycheck. [title] Calculate your budget before you commit to it. Ending3: Figure out how much you put in every month and record it in a spreadsheet. [substeps] The better your track record, the better it will appear on your income index. Ending4: [substeps] If you don't know how to calculate your spending, then figuring it out yourself will have double impact. Learning how to calculate your spending can also be useful, if you find yourself feeling impatient, overwhelmed, or desperate.

Answer format: ending1/ending2/ending3/ending4