Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to answer a credit card lawsuit [title] Find out how much time you have to file your answer. [step] In most states you only have 20 days to file your answer. [substeps] You may have longer than 20 days if you were served by mail or some other way rather than in person.

Ending1: However, if you had to go through the mail or otherwise receive your response in person, you must file a response within 20 days of the incident. This refunds any amount you owe as a result of the violation. Ending2: For example, if the debt you are suing is $80 , 000, you may have 20 days to file your answer. However, you may have more time if you have a debt that is more than $199 , 000, or if you have more interest in the property. Ending3: There should be a summons or other document with the complaint that tells you exactly how long you have to respond. Debt collection law firms may file hundreds of lawsuits a day, assuming most of the defendants won't answer and they'll win a judgment by default. Ending4: Generally, you can file your answer by mail or by check (usually equifax). If you hired an attorney to represent you, call the attorney's office located in court , 2101 pennsylvania avenue, pennsylvania; the clerk's office , 785 delaware, kansas , 10271.

Answer format: ending1/ending2/ending3/ending4