Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to use a secured credit card to build credit [title] Search for lenders that offer secured credit cards. [step] Many lending institutions offer secured cards, which can come with a variety of different fees and a wide range of interest rates. Shop around for the best deal online.

Ending1: [substeps] Your bank may offer secured credit cards. If so, this may be the most convenient option. Ending2: [title] Research the kinds of card that lenders offer. [step] Some mortgages offer secured credit cards, many only offer one or two types. Ending3: Then, compare the different credit cards and choose the one that offers the lowest interest rates. [substeps] Regardless of your reason for using a secured credit card, it's important to stay informed. Ending4: It is key that you start with the lowest interest rate and then see which one is the best. Read many reviews from your loans and compare the terms to see which offers are the safest for you.

Answer format: ending1/ending2/ending3/ending4