Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to invest in 401 k [title] Know your limits. [step] The internal revenue service (irs) establishes the maximum individuals can contribute to their 401 k every year. Your employer might also impose limits on you.

Ending1: In order to determine if you can contribute more than this, you'll need to understand the federal and state governments. [substeps] For example, your employer might state, " there are no eligible employees for 401 k, " and you have to decide whether you want to contribute more than that. Ending2: [substeps] Check the irs website for limits, which can change from one tax year to the next. For example, in 2013 investors under 50 were able to save up to $17 , 500 in pretax dollars through a 401k. Ending3: These limits are listed in irs form 1040. However, if you claim to have 100 , 000 in retirement homes, you know that taxes must not be withheld. Ending4: You need to understand what your limits mean. [substeps] For example, if you find that you don't need to contribute every two years, then you must set a limit to 500% of your annual contributions.

Answer format: ending1/ending2/ending3/ending4