Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to open a trading account [title] Make sure you have enough risk capital to invest. [step] Risk capital is money you are free to invest. This money isn't used in paying your living expenses, repaying your debts, or held in your retirement account.

Ending1: If you plan to sell or start a shop or website for real money. Start saving! [title] Set up your shares/auctions. Ending2: If you are unhappy with how your debt is spent, your business could be held liable for growth problems. [title] Evaluate your own company before you invest in it. Ending3: In other words, this is money you could stand to lose (but obviously don't want to). In addition to your retirement account, most financial professionals advise that you keep about six month's worth of wages in savings. Ending4: If you don't have much risk capital saved up, it can harm your business. [substeps] If you're buying stocks or bonds, invest those stocks right before you set up your account.

Answer format: ending1/ending2/ending3/ending4