Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to prepare to buy a house [title] Take a hard look at your budget. [step] Start by looking at what you pay in rent now. That's a good starting place to figure out what you can pay on a mortgage.

Ending1: Commercial loan lenders are more likely to lend to out-of-state applicants. Borrow a mortgage only for one month if you've been paying off your debt, and create several more payments on a longer loan to cover outstanding monthly expenses. Ending2: Selling a home is another way to gauge your monthly spending. [substeps] Start by spending your savings on the first house. Ending3: The solution to your question is to determine what it's costing to rent space in your house. Take into account the following : [substeps] Monthly payment yearly mortgage payment installment payment [title] Check how much you are paying off your rent at rent. Ending4: However, you also must consider what you can get approved for. Generally, you'll only get approval for a monthly mortgage payment that's 30% to 35% of your pretax income.

Answer format: ending1/ending2/ending3/ending4