Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to cash a check made out to two people [title] Examine the check's " payable to " line to find out how the payer wrote both names. [step] This determines how the check can be endorsed and cashed. [substeps] Checks with names separated by " or, " " and/or, " a comma, or nothing at all can be endorsed and cashed by either individual.

Ending1: Check the check's payable line for " and, " " or, " and either. " [title] Make sure if the check is cashed by another person. Ending2: Check the " endorsements " line to get more information about the other individual. [title] Consider saving money if the check is authentic. Ending3: Checks, unlike checks with these names separate by their " or, " a signature is made on each separate line. [title] Write the full name of the recipient on each line. Ending4: Checks with names separated by " and " must be endorsed and cashed by both individuals. [title] Contact your bank or financial institution before endorsing the back of the check.

Answer format: ending1/ending2/ending3/ending4