Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to make financial habits instead of goals [title] Start by tracking one category of expenses. [step] Budgeting your expenses is one of the most important components of personal finance. However, if you're not in the habit of keeping a budget, suddenly recording all of your expenses is an unlikely change in behavior.

Ending1: By counting your daily expenditures, you can keep track of every dollar you make, without maintaining a record of exactly what you do on a regular basis. [substeps] For example, if you make $15 a month to give to someone else, track both the bills together and the costs later. Ending2: [substeps] Think about what you spend a lot of money on each month. If you only spend about $800 a month on a school bag or a cafeteria lunch, for example, it won't give you much to lose. Ending3: Instead, start tracking all of your spending on one type of good, such as food. [substeps] Focusing on one spending category will make you more aware of the types of purchases you're making in that category that are unnecessary. Ending4: Journal your expenses as soon as they roll around in your savings or whenever possible. [substeps] For example, you might record the cost of the car you drive every month.

Answer format: ending1/ending2/ending3/ending4