Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to change auto insurance [title] Shop around for a new insurance provider. [step] Most insurance companies allow you to get quick estimates through their official website. In addition, they may list special offers for those transferring from another insurance provider.

Ending1: Whatever the reasons, buying a new insurance provider should sound legitimate. [title] Consider trying " refunds " for quick deposits. Ending2: If you have trouble finding high-quality, affordable insurance options in your area, try : [substeps] Working with an in-company insurance agent, who may be able to give you special rates not listed on the website. Hiring an independent insurance broker, who can find and negotiate deals on your behalf. Ending3: You should consider shopping around and asking around, in the hopes that you can find a provider to give you the best deal. [substeps] Do not hesitate to ask for the terms you are currently getting from your new insurer. Ending4: [substeps] Your application fee should be different from the current fee. For example, you may be able to get $50 out of your current premium, but the new provider should have just enough to cover you.

Answer format: ending1/ending2/ending3/ending4