Please choose the correct ending to complete the given sentence: Work World: [header] How to make the most of your pension [title] Increase the amount you are saving for retirement. [step] The best way to ensure you will have enough money to retire, is to increase the amount you are saving. If you have any additional income that you are saving consider putting it into a pension fund.

Ending1: This can be extremely expensive, especially if you put it into a 401 (k) (we have already set up a program) or invested it. [substeps] To calculate how much you can expect to save per year for retirement, start by finding the number you are saving on a single check or check. Ending2: The more you are saving for retirement, the easier it is to add it to your pension. [substeps] For example, a student does not need to make $3 , 500 to retire, because he only has about $1 , 500 left over. Ending3: This can prove that you are making enough money to cover your pension each year. [substeps] Once you are in a retirement savings, you might be able to find out how much you need to save each year. Ending4: This is one of the most tax efficient ways to invest your money and it will likely make more interest than sitting in a savings account. [substeps] For example, if you live in the united states you can put money into an individual retirement account (ira).

Answer format: ending1/ending2/ending3/ending4