Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to qualify for a mortgage with bad credit [title] Get your credit score. [step] To qualify for a mortgage, you will. Your credit score is a three digit number derived from your credit history.

Ending1: It is used by lenders when you apply for a credit card and is a key factor in receiving a mortgage from a lender. [substeps] You can get your credit score for free by contacting your credit card company. Ending2: It can be combined with your banking history for the past seven years or more. Always know what you are owed and if you've been offered loans in the past. Ending3: The number may vary depending on the type of lending or mortgage industry you are making the mortgage for. The information contained in this will determine your ability to get a good credit score. Ending4: It is displayed on the bottom-right side of your screen with a 3-digit letter " a. " your score is based on your financial standard, which includes the rating of the mortgage on which you are financing your loan.

Answer format: ending1/ending2/ending3/ending4