Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to stop interest and late fees on credit cards [title] Set up automated transfers. [step] If you are having trouble remembering when your payments are due, scheduling automatic payments can help. Online payments can be scheduled to automatically withdraw funds from your checking or savings account.

Ending1: Visit a financial gateway website to learn about making automatic transfers. These transactions can take place either through an online exchange fund or through services like pen and paper. Ending2: Just make sure that you always have enough money in your account to make the payments. [substeps] To set up these payments, you'll have to register for online banking and follow through the provided instructions to set up automatic payment. Ending3: You can also set up automated transfers for your checking account. This is easier, but isn't necessarily as easy. Ending4: Many credit card companies offer automatic payments for paychecks and debit cards, but you can make your own automatic withdrawal using a traditional atm. This enables you to deposit cash at a different atm for a fee, while still paying your credit card bill directly.

Answer format: ending1/ending2/ending3/ending4