Please choose the correct ending to complete the given sentence: Health: [header] How to apply for short term disability benefits [title] Identify a provider. [step] You may be able to get short-term disability benefits through your employer or union, who insure the private plan. If so, then the premiums can be deducted from your paycheck.

Ending1: However, you can't get this benefit through a work permit. [substeps] Seek a disability pension plan if you worked at a job that grants you periodic benefits but has a disability. Ending2: To find a provider, search for " short-term disability benefits " and your state. You can find a list of providers at the united states consumerfinos website. Ending3: Unfortunately, even long-term disability benefits can be awarded through private plans and they aren't free. [substeps] Consult the benefits expense manager to determine if you need a short-term disability benefit package. Ending4: If your employer or union does not offer short-term disability benefits, then you can purchase short-term disability on the marketplace. [substeps] To find a private plan that works for you, search the internet for " short-term disability private insurer.

Answer format: ending1/ending2/ending3/ending4