Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to sell your property before the bank takes it [title] Obtain the permission of the mortgage holder. [step] You never know exactly what the mortgage holder will be willing to accept. They have their own considerations, and they may accept something much lower or higher than you would have anticipated.

Ending1: [title] Apply for a mortgage loan to be used in the name of a local bank. [step] This is a risky venture, as you may not be able to hold down the homeowner's loan during the recession. Ending2: To help ensure the bank considers your interests and financial difficulties when deciding between options, request a signed letter from the mortgage holder that illustrates that you respect their position. [substeps] Do not try to steal someone's prized possessions or personal mementos from them, as you could cause further financial harm. Ending3: [substeps] Mortgages may be a separate transaction over mortgages. Or for other purposes, it may not be required by law to have a mortgage holder sign a contract granting you control of the property. Ending4: Facilitating a sale for the bank benefits them and the seller. [substeps] If the mortgage holder does accept the offer, get their acceptance in writing, wait for the buyer's financing to come through, and close the deal.

Answer format: ending1/ending2/ending3/ending4