Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to minimize bank fees [title] Determine the banking features that are important to you. [step] When you are shopping for a new bank, think about the services or features that you use and appreciate the most. Then consider which features you may not need and could do without.

Ending1: [substeps] You might need an online bank account and a secure telephone line. You might need a credit card or debit card to pay for individual dinners and so on. Ending2: For example, some people will be willing to pay more for unlimited atm use, but don't care about free checking. Another person, however, may rely on writing checks and will want to minimize those particular fees. Ending3: An alternative to writing out your financial plans is to write to the customer service department of your bank. This is especially useful if you will be moving and are moving internationally and long distance. Ending4: Make a list of the things you liked about each service or product you are purchasing. This list should give you a full picture of what the bank looks like.

Answer format: ending1/ending2/ending3/ending4