Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to choose a money market fund [title] Decide if money market funds are right for you. [step] Before investing in a money market mutual fund (mmf), you'll have to make sure that doing so is the right move for you. At a basic level, money market funds operate similarly to savings accounts.

Ending1: They are low-risk accounts that earn a relatively steady interest rate over time and can be withdrawn from. However, the actual withdrawal process is not as simple as visiting your bank and asking for a withdrawal. Ending2: A money market fund will require a much higher investment. [substeps] Your funds must always be at least 40% more than the average handful of dollars you need in order to generate money. Ending3: The difference is that fund funds usually are an investment portfolio, while money market funds don't necessarily have the same high levels of money market funds. For example, money market funds must have a wealth of money market funds. Ending4: For example, about 6% of your savings will be in savings and a 50% in savings starts-up will be $100 back. If you are not unfamiliar, the mmf operates different ways, most likely some will have friends in other businesses that meet certain financial standards.

Answer format: ending1/ending2/ending3/ending4