Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to apply for a credit card [title] Decide what type of credit card is best for your needs. [step] Make a decision based on what it is you plan to use your credit card for. There are many different kinds of credit cards.

Ending1: Some will offer you extra credit and some will offer credit checks, although there are many cards that provide a " certain type of credit " in every category. Your choices may limit you; either way, you want to choose a card that is right for you. Ending2: Some of the most common are those used by insurance companies or customer service. [substeps] Use a card that has been used for a certain amount of time and that you are comfortable using. Ending3: Most cards offer 5% interest on purchases, while others offer 10% interest on purchases. Whether you apply for a credit card is entirely up to you. Ending4: Here are just a few : [substeps] Standard credit card. Do you want a card to increase your monthly buying flexibility? Maybe you're just tired of handing out cash or going to the atm every second day.

Answer format: ending1/ending2/ending3/ending4