Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to choose a bank or credit union that is right for you [title] Compare their sizes. [step] Banks can vary in size from small local banks to very large international corporations that are in hundreds of locations. Credit unions tend to be smaller and cater to a local community, rather than a national population.

Ending1: To help you more easily shop, think about the recent changes in large banks or credit unions across the world. Take a checking account at either bank and compare accordingly. Ending2: [substeps] Credit unions only exist if the bank accepts cash so that you don't have to spend much. Larger banks might not be the best places to cash your checks, especially as borrowers are beginning to increase in cash volume. Ending3: [substeps] Larger institutions tend to offer more services and features, while small institutions tend to offer more basic options. For instance, a small institution might not be able to provide investment consulting or be able to exchange foreign currencies. Ending4: The major disadvantage of a major commercial bank is that it has fewer tellers and fewer overhead costs. [title] Prioritize the size of your bank.

Answer format: ending1/ending2/ending3/ending4