Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to compare mutual funds [title] Assess your risk tolerance. [step] All investing carries some level of risk, but some investments are riskier than others. Funds that offer higher potential rewards also tend to carry the highest levels of risk.

Ending1: [substeps] Your risk tolerance depends on how much money you can afford to lose, and how long you plan on holding your investments. You may have a higher risk tolerance if you have a high regular income or a lot of other assets, and aren't as dependent on your mutual fund investments for income. Ending2: In comparison, the low/high risk investments tend to offer the highest returns. [substeps] Consider other risk factors, and work on lowering your risk tolerance so that you can achieve higher opportunities. Ending3: For example, a multimillion dollar investment may offer hundreds of million dollars. Compare your risk tolerance level to the level of both mutual funds you plan to invest in. Ending4: This helps to limit your risk tolerance in relation to the rewards you receive. [substeps] When you invest in real estate, you buy a maximum number of shares at one time and then reduce those shares to $100 every 2-3 years by 60 %.

Answer format: ending1/ending2/ending3/ending4