Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to buy hud foreclosures [title] Figure out how much you can afford and qualify for. [step] Buyers with low debt may be able to afford about 29 percent of their income to go towards housing. Buyers with no debt may be able to afford monthly housing payments up to about 41 percent of their income.

Ending1: Take into account other expenses you may have to make sure you choose an amount that is comfortable. Realtors and realty listing sites usually offer mortgage calculators to determine what the monthly payment will be. Ending2: Your broker can help you figure out the cost of your hud deposit before making a purchase. Once you have a sense of how much you can afford, you can buy hud foreclosures online and increase that by 10 percent to 12 percent each month. Ending3: [title] Research your location and the address of the property you are looking at. [step] Seek out a lender with financial experience and experience with foreclosures. Ending4: Buyers with many expenses are able to qualify for houses closer to them, and may benefit from housing insurance and the ability to obtain a deductible mortgage. [title] Assess the need for a hud foreclosure broker.

Answer format: ending1/ending2/ending3/ending4