Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to form a microsavings and microcredit group [title] Visit the particular community and identify the community leader (s). [step] These are the people who will ensure that the group has proper leadership and momentum. [title] Try to understand the basic needs of the community.

Ending1: [step] For example, an agrarian community will likely demand a longer tenured facility than an urban trading community. [title] Pay a courtesy visit to the community leader and explain your mission. Ending2: [title] Estimate who will run the group and set benchmarks. [step] Choose maybe 1 member in each community meeting to be responsible to run the community. Ending3: [step] It is vital that all persons in this group be equal. You may want to form the group peacefully, but if it isn't that easy, you need to have worked out what to do before starting the process. Ending4: [step] It is not necessary to know the basic needs of others to join your group. [title] Take the time to get to know the " first " person.

Answer format: ending1/ending2/ending3/ending4