Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to choose a bank that's right for you [title] Determine your money habits. [step] Before shopping around for a bank, decide what you prefer, so that you will know which bank is right for you. Good things to consider are automated teller machine (atm) usage, low account balances, investment accounts, online banking, bill pay, credit cards and deposits.

Ending1: [substeps] Atm operators receive an electronic return as you put cash down at atm machines. Debit and credit cards have online access and automatic card machines are particularly convenient. Ending2: [substeps] Check to see which bank you like the the most. You can also consider having a middleman to make long-term deposits for you if you get low monthly payments. Ending3: Talk with banks in your area to get recommendations on several banks that might be right for you. [substeps] Think about the type of bank you would like to invest in. Ending4: [title] Decide if location is important to you. [step] If you do weekly deposits, then you may want to narrow down the potential choices to those banks that are close to home or work.

Answer format: ending1/ending2/ending3/ending4