Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to keep business assets during a bankruptcy [title] Identify which reorganization is available to you. [step] There are two bankruptcy chapters that will let you reorganize your business debts: chapter 11 and chapter 13. In a reorganization, you come up with a plan to pay your creditors.

Ending1: You then have a sample plan to consider. [substeps] Chapter 13 requires the insurer to file an default judgment after creditors file. Ending2: Discuss how the reorganization will remove the debt. [substeps] Chapter 13 will make the debt better if you cut back on income and eliminate it entirely. Ending3: Not every business can choose either chapter 11 or chapter 13. [substeps] Chapter 11 is available to all business entities. Ending4: Once you have reviewed the plan, you can choose to modify the plan. For instance, you might have a plan to foreclose on your assets without paying your creditors.

Answer format: ending1/ending2/ending3/ending4