Please choose the correct ending to complete the given sentence: Home and Garden: [header] How to choose a home [title] Decide if you want to buy or rent a home or live with others as housemates or as a lodger. [title] Budget. [step] Work out how much you can afford to pay in rent or how much you can borrow from the bank in the form of a mortgage.

Ending1: [substeps] This is the total monthly cost of owning a home; and, in some cases, two. If you can get by with only one mortgage, this level of savings will be very beneficial to you, because you won't have to worry about bills or school. Ending2: If you can afford to buy your own home outright, lucky you! [title] Examine the factors that influence where you need to live. [step] Consider your work, your partner's work location, where your children go to school, or will go to school in the future. Ending3: You might not be able to spare the time, so set a spending goal of $1 , 800 per month plus other household expenses (childcare, utilities) and cook and clean. [title] Consider how much your family might pay. Ending4: You'll also need a roof and built-in carpeting. Consider buying a home to save the extra costs.

Answer format: ending1/ending2/ending3/ending4