Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to start a giving fund [title] Set up an account. [step] Taking the first step toward creating a giving fund is as simple as opening a bank account. You can stay with your own bank where you already do business and just open a separate account.

Ending1: If you believe you will be make regular donations or payments from this account, you may want to make a checking account for flexibility. Otherwise, you can set up a savings account just to hold the money. Ending2: By providing a separate bank account, you'll protect yourself from debt. [title] Add expenses to your funds to keep it going. Ending3: Set up a line for your bank's payout the day before your event and use that money to pay the bill and attract guests. Start well in advance of the event so that it won't run out fast or impede the operation of your event. Ending4: It isn't a complicated process, and if you are unfamiliar with taking out a bank account, choose an individual bank. [substeps] Be sure to consult with the bank you plan to open the account in.

Answer format: ending1/ending2/ending3/ending4