Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to create an investment plan [title] Select an age-appropriate investment option. [step] Your age will have a significant impact on your investment strategy. [substeps] Generally speaking, the younger you are, the more risk you can take.

Ending1: Younger investors may also feel more pressured and overwhelmed; however, if you are under eighteen the risks you might experience outweigh the benefits. If you are young, for example, assume you have a $65 million investment portfolio to begin with. Ending2: You need to invest more often, have more interest in the product or service you're starting, and make more money. You should begin by considering a growth year or a milestone date. Ending3: Long-term investments will have a high interest rate of 75% or more. If you've got a general mastery in the field and have thirty years of experience, this is a good approach. Ending4: That's because you have more time to recover from a market downturn or loss of value in a particular investment. So, if you're in your 20's, you can allocate more of your portfolio to more aggressive investments (like growth-oriented and small-cap companies for example).

Answer format: ending1/ending2/ending3/ending4