Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to stop payment on a lost check [title] Check your account statement. [step] Before you initiate a stop payment on the check, you need to make sure it has not yet gone through. If your bank has already accepted the check, a stop payment won't do you any good.

Ending1: [substeps] If you are unable to get a stop payment from your bank, you may wish to consider trying one of several other banks. [title] Avoid checking checks after they've expired. Ending2: Other circumstances may warrant a stop payment, such as : [substeps] If you purchased a loan, you might want to deduct the balance. A stop payment will result in interest, which you then pay off. Ending3: [substeps] Typically it's easier to check your recent transactions on your online account, or on your banking mobile app if you have one. Make sure the check has not cleared, and also check your pending transactions to make sure it hasn't been presented yet. Ending4: If you believe it was lost, you can call the bank directly. [title] Confirm that you can't keep the check.

Answer format: ending1/ending2/ending3/ending4