Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to organize a loan proposal [title] Check your business credit report. [step] When looking around for investors and financial institutions to offer you a loan, you need to know your business credit score, which indicates the status of your business' credit. This will indicate how large a loan you can ask for and for what interest rates you might qualify.

Ending1: [substeps] You should check whether you share any credit history with your business. That information should be kept confidential, and you don't want investors thinking that you are dishonest or misrepresenting your business. Ending2: Many of the same credit reporting agencies like experian offer credit reports, but you do need to pay a nominal fee for them. [substeps] Business credit scores are on a scale of 0 to 100. Ending3: It can also identify where your research into a particular area is important. [substeps] By comparing your work and business credit together, you can accurately gauge your company's value and proceed with a new offer. Ending4: Identify if any lenders present your business as a sole proprietorship, and determine if you need an agency to collect loan costs. If necessary, see if your company has a loan agency.

Answer format: ending1/ending2/ending3/ending4