Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to lock in a mortgage rate [title] Visit several lenders to request interest rate quotes. [step] By shopping around at several mortgage lenders, you can determine which ones offer the best interest rates. Finding the lowest rate can save you significant amounts of money over the term of the mortgage.

Ending1: [substeps] Local lenders, on the other hand, will often offer fixed rate rates. Contact them directly to inquire about rates that are affordable. Ending2: [substeps] Be sure to ask each lender a lot of questions before making an offer. Just asking the lenders who charge greater interest rates will help you make a better decision. Ending3: Some lenders offer only the cheapest rates they will charge. Focus on online lenders that have lower interest rates by visiting several commercial mortgage brokers. Ending4: [substeps] You may be able to get a general sense of mortgage rates in your area by using online tools offered by real estate websites, banks, or other lenders. However, to get a specific quote, you will need to contact or visit lenders.

Answer format: ending1/ending2/ending3/ending4