Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to get a personal loan from a private lender [title] Understand the difference between private lenders and public lenders. [step] Private lenders are not banks, financial institutions, or credit unions. Instead, private lenders are non-institutional lenders who as companies or individuals loan money to others.

Ending1: However, many private lenders in the past have not recognized individual lenders and offered these funds to others. Private lenders are someone that transfers debts or reserves money to the other lenders, often in return for an unsecured loan. Ending2: They may not offer a personal loan for business reasons. [substeps] Public lenders will offer different types of personal loans to members of various governments as well as to foreign countries (canada, singapore, north america, new zealand, taiwan, utah, central america, louisiana, and others). Ending3: Private lenders are willing to lend a debt to the bank initially but then pay the money back later on. [substeps] Private lenders are not going to loan you more than you can get due to obstacles like financing issues, credit problems, or economic challenges. Ending4: Those who receive loans from private lenders are typically awarded money based on their relationship with the private lender. [title] Distinguish private lender personal loans from other types of loans.

Answer format: ending1/ending2/ending3/ending4