Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to get a home improvement loan [title] Estimate the total cost of your home improvement project. [step] Knowing the cost of your project is critical in determining the required size of your home improvement loan. Make sure to get estimates from several contractors to ensure you are getting a reasonable price.

Ending1: [substeps] Make an allowance of about 10 percent in determining your ideal loan amount, as unexpected costs may arise during the renovation. At this point, you should consider whether you will be able to pay for any part of the home repair with cash. Ending2: Generally speaking, a home improvement loan can cost between $2200 and $1600. [substeps] In most large home improvement projects, the cost of improvements in excess of a certain amount of the total cost of the home improvement project can range anywhere from less than $2200 to over $200 , 000. Ending3: [substeps] Assess the size of the project and find out how much you can reasonably charge. For example, if your home is 3 stories, then you would be able to charge $8 , 000 per square foot. Ending4: Most home improvement lenders will give you rates on all sorts of hard subcontractors, so take a moment to compare your own estimates to find what's well above the average. [substeps] Include other cost measurements like net cost of the builder's amenities and homeowner's monthly rent reduction.

Answer format: ending1/ending2/ending3/ending4