Please choose the correct ending to complete the given sentence: Health: [header] How to apply for long term disability benefits [title] Read your policy. [step] If you have a private long-term disability policy and you've become disabled, your policy documents will explain the process for applying for benefits. [substeps] Your policy specifies the disabilities that are covered by your policy as well as how to file a claim.

Ending1: There typically aren't any statutory deadlines on length and type of disability. For example, you may need to apply for an " assistance " disability if you're struggling to live on your own, or if you live in severe financial difficulties. Ending2: For example, if the community shelter you live in is able to provide disability assistance to blind and visually impaired individuals, you might want to look into switching to this policy. Since nondisabled people typically receive disability benefits in their homes, people with advanced disabilities may have access to disability coverage. Ending3: Make sure you are already seeing a doctor before you apply for benefits, since the insurance company will want proof of your disability and will need to review your medical records and discuss your impairment with your doctor. Look for the plan's definition of disability. Ending4: You may be entitled to educate yourself about the information that applies to you, before filing your claim. You also may be permitted to include your name, address, telephone number, or employer identification number.

Answer format: ending1/ending2/ending3/ending4