Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to use insurance investments for loans [title] Confirm that you have a life insurance policy that carries cash value. [step] Other life insurance is as unsuitable for this as your auto insurance policy. [substeps] Cash value life insurance builds an accessible fund with each premium payment, in a manner not unlike the way your mortgage payments build up equity.

Ending1: This act irks some of the underwriters, but you can still use one of these investments for value rather than the other way around. [title] Discover where an insurance company might get your policy. Ending2: That's your money, but it is tied to the death benefit when the policy pays out. If you take a loan from it, your death benefit will be reduced until you pay the loan back. Ending3: Investments in this way, when the value of the investments is decreased, the value of the cash value will be lowered to the cash value that the premium payment adds up to. [title] Make sure you are aware of cost sources of cash. Ending4: The asset is then made payable to you over the course of a year. You use this to cover first term renders, without outdrawn liens, in the form of a cash inventory.

Answer format: ending1/ending2/ending3/ending4