Please choose the correct ending to complete the given sentence: Home and Garden: [header] How to economize home costs [title] Work out where the money is going. [step] It is vital to know where your money is going. It is not possible to find areas where you can save if you do not have a clear picture of exactly what you are spending your money on.

Ending1: Carry a little ledger or notebook around with you and jot down every penny that you spend. [substeps] While it is obvious to include expenses such as rent, utilities, groceries and gasoline, you must also include all small amounts such as morning coffee, lunch take-out, snacks or lottery tickets. Ending2: Here is how you can work out when you are spending the money on your home : [substeps] Check your wage in your budget. If you don't have money in your paycheck, every week, you may spend it on online feeds. Ending3: It is possible to see how much you can donate to your family and friends without having to worry about spending a spare ten percent of your entire paycheck. [substeps] Come up with your monthly expenses and make a budget. Ending4: While paying your rent is a great idea, having a basic idea of where you are going is helpful. Learning more about that area will help you decide whether or not saving will be right for you in terms of what you are investing in.

Answer format: ending1/ending2/ending3/ending4