Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to do business with creditors after going bankrupt and discharging debts [title] Monitor your credit report. [step] Filing for bankruptcy is a significant blemish on your credit report, but that doesn't mean you shouldn't worry about anything else. Check your report carefully and act quickly to have any errors corrected.

Ending1: If creditors raise a challenge, for example if you are already in debt, they will ask you to pay back that debt on time. Follow all of your reporting as carefully as possible. Ending2: [substeps] Do everything you can to start rebuilding your personal credit, and you'll start to find it easier to do business with creditors. But try to be patient-rebuilding after bankruptcy can take several years. Ending3: [substeps] If you're applying for an open chapter 7 bankruptcy, you won't be able to have any errors corrected until you work through your bankruptcy proceedings and pay off your debt. Creditors are more likely to try to get you to take loans instead of credit cards. Ending4: [substeps] Any errors you make in your report can count towards creditor debt collection fees. You should also look at the amounts of phone calls and emails that you receive each month.

Answer format: ending1/ending2/ending3/ending4