Please choose the correct ending to complete the given sentence: Youth: [header] How to write an iou [title] Include the date and the amount being borrowed, or the amount agreed on for the service or product. [step] How much did you loan out? [title] Include a due date for return of the funds. [step] When do you expect the borrower to pay you back? If multiple payments will be made, agree on specific dates for the payments.

Ending1: [substeps] Since you will be lending money to creditors, you should include when they can expect unexpected payments on your credit report. Most consumer reports provide a set days for when or how late you can expect to get a check back from the creditor. Ending2: [title] Include how much interest you will charge. [step] Especially if you're lending money to a friend or family member, it may seem a little extortionate to charge interest. Ending3: If one payment is due by april 1, keep this in mind for future reference. The method for lengthening the amount borrowed will depend upon the circumstances. Ending4: [title] Include the amount of the loan plus any deductions that exist. [step] Your accounts may not expire right away.

Answer format: ending1/ending2/ending3/ending4