Please choose the correct ending to complete the given sentence: Finance and Business: [header] How to get on your spouse's health plan [title] Make sure you qualify. [step] A person could be barred from adding a spouse to an employer-sponsored health plan for two major reasons. One, the employer might only offer individual plans and not family plans, meaning no one can add a spouse to their health plan.

Ending1: On the other, you might need to pay a tax credit to get on your plan. You need to make sure you meet the eligibility requirements to be on the health plan. Ending2: , second, the government might only offer based on the plan's limitations, such as incapacity. [substeps] On the other hand, the government might only allow people to use the plan no later than the date of surgery. Ending3: Alternatively, the " open enrollment " period for your health plan might have passed. Check the statement of benefits to find out. Ending4: Another, the employer might only offer lifetime plans. [title] Consider the employee's work history.

Answer format: ending1/ending2/ending3/ending4