### Chinese: 双十二到来之际，捷信提醒所有消费者朋友树立合理的消费意识和正确的金钱观，抵制盲目消费和过度消费，规避消费借贷误区，以免影响个人征信以及今后的经济生活。
### English: On the occasion of Double Twelve, Home Credit reminds all consumers and friends to establish <v>a</v> reasonable consumption awareness and correct view of money, resist blind consumption and excessive consumption, and avoid the misunderstanding of consumption and lending, so as not to affect personal credit information and future economic life.

### Improved English: Upon the arriving of the “Double Twelve” sale, Home Credit reminds all consumers to establish rational consumption awareness and correct concept of money, resist blind and excessive consumption, and avoid forming misunderstanding of loan for consumption, in case it will impact personal credit investigation and economic life in the future.
