### Chinese: 所以综合来看，平台是没有问题，产品也没有问题，有问题的是业务员的专业度和职业操守。
### English: So on the whole, there is no problem with the platform and the products. What is problematic is the professionalism and professional ethics of the salesman.
### Errors: There is no error in the English translation.

### Improved English: Therefore, there is no problem with the platform or the products; what matters is the professionalism and professional integrity of the salesperson.
