### Chinese: 双十二到来之际，捷信提醒所有消费者朋友树立合理的消费意识和正确的金钱观，抵制盲目消费和过度消费，规避消费借贷误区，以免影响个人征信以及今后的经济生活。
### English: On the occasion of the double 12, home credit reminds all consumer friends to establish a reasonable sense of consumption and a correct view of money, resist blind consumption and excessive consumption, and avoid the misunderstanding of consumption lending, so as not to affect personal credit investigation and future economic life.
### Errors: There is a minor error of incorrect translation has stylistic problems at "double 12 instead of double twelve". There is a minor error of incorrect translation is missing content from the correct translation at "consumer friends instead of consumers". There is a minor error of incorrect translation includes information not present in the correct translation at "so as not to affect instead of to avoid affecting".

### Improved English: Upon the arriving of the “Double Twelve” sale, Home Credit reminds all consumers to establish rational consumption awareness and correct concept of money, resist blind and excessive consumption, and avoid forming misunderstanding of loan for consumption, in case it will impact personal credit investigation and economic life in the future.