### Chinese: 如果逾期，逾期记录将记录到个人信用报告中，可能会对日后买车、购房等经济生活造成不良影响。
### English: In overdue conditions, related behavior will be recorded in personal credit report, which may lead to adverse influences on economic life such as buying a car or a house in the future.
### Errors: There is a minor error of word choice at "In overdue conditions".

### Improved English: If it’s overdue, related overdue behavior will be recorded in personal credit report, which may lead to adverse influences on economic life such as buying a car or a house in the future.