### Chinese: 这三条其实就是很苛刻的，总结起来就是要有实力，要经过银保监会（监管全国内的保险公司、银行）的国家权威部门批准、股东要有良好的作风，作为保险经纪公司的小雨伞保险，投保者是不用过多质疑小雨伞保险是正规的与否，毕竟有这3条门槛，不是什么保险公司都能达到的。
### English: These three articles are actually very harsh, summed up is to have strength, to be approved by the national authority department of the Banking and Insurance Regulatory Commission (supervision of insurance companies and banks in the country), shareholders must have a good style, as an insurance brokerage company's small umbrella insurance, the insured does not have to question too much whether the small umbrella insurance is formal or not, after all, there are these 3 thresholds, not what insurance companies can achieve.
### Errors: There is a major error at "articles". There is a major error at "actually". There is a major error at "harsh, summed up is to have strength, to be approved". There is a major error at "national authority department of the Banking". There is a major error at "tory Commission". There is a major error at "vision". There is a major error at "in". There is a major error at "shareholders must have a good style". There is a major error at "insurance brokerage company's small umbrella insurance". There is a major error at "the insured does". There is a major error at "to question too much". There is a major error at "the small umbrella insurance is formal or". There is a major error at "there are these 3 thresholds, not what insurance companies can achieve".

### Improved English: These three requirements are strict enough; in summary, it needs to have strength, to be approved by the national authoritative departments of the China Banking and Insurance Regulatory Commission (supervising insurance companies and banks across the country), and the shareholders’ conduct is descent; as an insurance brokerage company, Little Umbrella Insurance doesn’t need to be questioned by policyholders about whether it is legal or not; after all, not all insurance companies can meet these three requirements.