### Chinese: 总体上，我国居民在金融消费层面上的表现较好，但在金融行为和技能的不同方面体现出较大的差异性，还需要进一步提升基础金融知识水平。
### English: Generally speaking, Chinese residents perform better in financial consumption, but there are large differences in different aspects of financial behaviors and skills, thus requiring additional improvements in basic financial knowledge.
### Errors: There is a major error of incorrect translation is missing content from the correct translation at "Chinese residents instead of citizens in our country". There is a minor error of incorrect translation has stylistic problems at "thus requiring additional improvements instead of therefore, further efforts should be made".

### Improved English: Generally speaking, citizens in our country have good performance on financial consumption; however, there are big differences in various aspects of financial behaviors and skills, and further improvement of popularization of basic financial knowledge shall be made.