### Chinese: 如果逾期，逾期记录将记录到个人信用报告中，可能会对日后买车、购房等经济生活造成不良影响。
### English: If it is overdue, the <v>overdue record</v> will be recorded in the personal credit report, which may have a negative impact on the economic life of buying a car and buying a house in the future.

### Improved English: If it’s overdue, related overdue behavior will be recorded in personal credit report, which may lead to adverse influences on economic life such as buying a car or a house in the future.
