### Chinese: 在过去多年间，捷信不断针对包含大学生在内的青年群体开展全方位、多样化的金融知识普及活动，并通过与国内顶级院校合作发动创新实践大赛等多种形式潜移默化对年轻群体的消费需求进行合理引导,帮助其树立理性消费观念,合理规划消费需求,进而为其累积人生财富助力。
### English: Over the past years, home credit has continuously carried out all-round and diversified financial knowledge popularization activities for young people, including college students, and imperceptibly guided the consumption needs of young people by launching innovative practice competitions in cooperation with top domestic colleges and universities, helping them establish a rational consumption concept and reasonably plan their consumption needs, so as to help them accumulate wealth in life.
### Errors: There is a major error at "home credit". There is a minor error at "all-round". There is a major error at "impercepti". There is a minor error at "practice". There is a minor error at "domestic college". There is a minor error at "wealth".

### Improved English: In the past years, Home Credit has been holding comprehensive and diversified financial knowledge popularization activities aiming at young people, including university students; in addition, it has unconsciously offered reasonable guidance on the consumption demands of young groups by means such as cooperating with top universities in the country to host innovative practice competitions, so as to help students establish rational consumption concept and plan for consumption demands reasonably, and to assist them in accumulating life fortunes.