### Chinese: 与此同时，在享受金融产品和服务时，还应选择正规机构及渠道，并注意查验相关机构是否具备经营资质。
### English: At the same time, when enjoying financial products and services, formal institutions and channels should be selected, and attention should be paid to checking whether the relevant institutions have operating qualifications.
### Errors: There is a major error of incorrect translation is missing content from the correct translation at "At the same time, when enjoying financial products and services, formal institutions and channels should be selected,". There is a major error of incorrect translation has stylistic problems at "and attention should be paid to checking".

### Improved English: At the same time, when enjoying financial products and services, be sure to choose authorized institutions and channels and check if related institutions have the qualification for operation.