### Chinese: 与此同时，在享受金融产品和服务时，还应选择正规机构及渠道，并注意查验相关机构是否具备经营资质。
### English: At the same time, when enjoying financial products and services, we should also choose formal institutions and channels, and pay attention to <v>checking</v> whether the relevant institutions have business qualifications.
### Errors: There is a minor fluency/grammar error at "checking" within <v></v>.

### Improved English: At the same time, when enjoying financial products and services, be sure to choose authorized institutions and channels and check if related institutions have the qualification for operation.
