### Chinese: 在过去多年间，捷信不断针对包含大学生在内的青年群体开展全方位、多样化的金融知识普及活动，并通过与国内顶级院校合作发动创新实践大赛等多种形式潜移默化对年轻群体的消费需求进行合理引导,帮助其树立理性消费观念,合理规划消费需求,进而为其累积人生财富助力。
### English: In the past years, Home Credit has been carrying out comprehensive and diversified financial knowledge popularization activities for young groups including college students, and has cooperated with the top domestic universities to launch innovative practice competitions and other forms to rationally guide their consumption needs, helping them establish rational consumption concepts and a reasonable plan for consumption needs, so as to help them accumulate wealth in life.
### Errors: There is a minor error at "college". There is a minor error at "domestic". There is a minor error at "launch". There is a major error at "practice competition". There is a minor error at "and". There is a major error at "form". There is a minor error at "wealth in life".

### Improved English: In the past years, Home Credit has been holding comprehensive and diversified financial knowledge popularization activities aiming at young people, including university students; in addition, it has unconsciously offered reasonable guidance on the consumption demands of young groups by means such as cooperating with top universities in the country to host innovative practice competitions, so as to help students establish rational consumption concept and plan for consumption demands reasonably, and to assist them in accumulating life fortunes.