### Chinese: 总体上，我国居民在金融消费层面上的表现较好，但在金融行为和技能的不同方面体现出较大的差异性，还需要进一步提升基础金融知识水平。
### English: On the whole, Chinese residents perform well in financial consumption, but there are great differences in different aspects of financial behavior and skills, and it is necessary to further improve the level of basic financial knowledge.
### Errors: There is no error in the English translation.

### Improved English: Generally speaking, citizens in our country have good performance on financial consumption; however, there are big differences in various aspects of financial behaviors and skills, and further improvement of popularization of basic financial knowledge shall be made.
