### Chinese: 在过去多年间，捷信不断针对包含大学生在内的青年群体开展全方位、多样化的金融知识普及活动，并通过与国内顶级院校合作发动创新实践大赛等多种形式潜移默化对年轻群体的消费需求进行合理引导,帮助其树立理性消费观念,合理规划消费需求,进而为其累积人生财富助力。
### English: Over the past few years, JSC has continuously targeted young groups, including university students, to carry out comprehensive and diverse financial knowledge dissemination activities, and through cooperation with top domestic universities to launch innovative practices competitions and other forms of subversion, to rationally guide the consumer needs of young groups, help them to establish rational consumption concepts, rationally plan consumption needs, and help them to accumulate wealth.
### Errors: There is a major error of incorrect translation does not accurately represent the correct translation at "JSC instead of Home Credit". There is a major error of incorrect translation includes information not present in the correct translation at "subversion instead of competitions". There is a major error of incorrect translation is missing content from the correct translation at "diverse financial knowledge dissemination activities instead of diverse financial knowledge dissemination activities". There is a major error of incorrect translation has stylistic problems at "rationally guide the consumer needs instead of guide consumers towards rational consumption habits". There is a major error of incorrect translation does not accurately represent the correct translation at "accumulate wealth instead of build wealth".

### Improved English: In the past years, Home Credit has been holding comprehensive and diversified financial knowledge popularization activities aiming at young people, including university students; in addition, it has unconsciously offered reasonable guidance on the consumption demands of young groups by means such as cooperating with top universities in the country to host innovative practice competitions, so as to help students establish rational consumption concept and plan for consumption demands reasonably, and to assist them in accumulating life fortunes.