### Chinese: 在过去多年间，捷信不断针对包含大学生在内的青年群体开展全方位、多样化的金融知识普及活动，并通过与国内顶级院校合作发动创新实践大赛等多种形式潜移默化对年轻群体的消费需求进行合理引导,帮助其树立理性消费观念,合理规划消费需求,进而为其累积人生财富助力。
### English: In the past few years, Jiexin has continuously carried out comprehensive and diversified financial knowledge popularization activities for young groups, including college students, and through cooperation with top domestic colleges and universities to launch innovative practice competitions and other forms, it has imperceptibly guided the consumption needs of young groups rationally, helped them establish rational consumption concepts, rationally planned consumption needs, and then helped them accumulate wealth in life.
### Errors: There is a major error of incorrect translation does not accurately represent the correct translation at "Jiexin instead of Home Credit". There is a major error of incorrect translation includes information not present in the correct translation at "In the past few years instead of In recent years". There is a major error of incorrect translation is missing content from the correct translation at "popularization activities instead of financial education outreach programs". There is a major error of incorrect translation has stylistic problems at "and other forms instead of and through other means". There is a major error of incorrect translation does not accurately represent the correct translation at "accumulate wealth in life instead of build wealth in their lives".

### Improved English: In the past years, Home Credit has been holding comprehensive and diversified financial knowledge popularization activities aiming at young people, including university students; in addition, it has unconsciously offered reasonable guidance on the consumption demands of young groups by means such as cooperating with top universities in the country to host innovative practice competitions, so as to help students establish rational consumption concept and plan for consumption demands reasonably, and to assist them in accumulating life fortunes.