### Chinese: 所以综合来看，平台是没有问题，产品也没有问题，有问题的是业务员的专业度和职业操守。
### English: So looking at things comprehensively, there is no problem with the platform and no problems with the product. What's problematic is the professionalism and professional ethics of the salesperson.

### Improved English: Therefore, there is no problem with the platform or the products; what matters is the professionalism and professional integrity of the salesperson.
