### Chinese: 在过去多年间，捷信不断针对包含大学生在内的青年群体开展全方位、多样化的金融知识普及活动，并通过与国内顶级院校合作发动创新实践大赛等多种形式潜移默化对年轻群体的消费需求进行合理引导,帮助其树立理性消费观念,合理规划消费需求,进而为其累积人生财富助力。
### English: In the past few years, Home Credit has continuously carried out all-round and diversified financial knowledge popularization activities for young people, including college students, and through cooperation with domestic top universities to launch innovative practice competitions and other forms of imperceptible guidance to the consumption needs of young people, help them establish a rational consumption concept, reasonably plan consumption demand, and then help them accumulate life wealth.
### Errors: There is a major error of incorrect translation is missing content from the correct translation at "and then help them accumulate life wealth". There is a major error of incorrect translation has stylistic problems at "and then help them accumulate life wealth".

### Improved English: In the past years, Home Credit has been holding comprehensive and diversified financial knowledge popularization activities aiming at young people, including university students; in addition, it has unconsciously offered reasonable guidance on the consumption demands of young groups by means such as cooperating with top universities in the country to host innovative practice competitions, so as to help students establish rational consumption concept and plan for consumption demands reasonably, and to assist them in accumulating life fortunes.