### Chinese: 如果逾期，逾期记录将记录到个人信用报告中，可能会对日后买车、购房等经济生活造成不良影响。
### English: If delayed, the delayed record will be recorded in the personal credit report, which may have an adverse impact on future economic life such as buying a car, buying a home.
### Errors: There is a minor error at "delayed". There is a minor error at "the delayed record". There is a minor error at ", buying".

### Improved English: If it’s overdue, related overdue behavior will be recorded in personal credit report, which may lead to adverse influences on economic life such as buying a car or a house in the future.