urgent investor alert big potential otc alert investors 1 source tomorrow leaders issue 121 december 2004 asia payment systems inc undervalued special situation symbol otc bb apym 52 week range 0 09 0 85 shares outstanding 24 835 748 current price 0 14 12 mo target price 1 50 www asia pay com breaking news alert corporate profile asia payment systems inc otc bb apym credit card processing merchant services company provides credit card services merchants financial institutions china company objective first national provider world class third party processing services china bankcard accepting merchants issuers bank credit cards issuers petroleum station retail cards issuers merchandise grocery retail cards chinese market credit cards terms total credit card loans expected grow next six years compounded annual rate 88 u 300 million 2003 u 13 2 billion 2009 population china exceeds 1 26 billion growing 1 annually however gross domestic product gdp growing approximately 8 eight times population growth result vibrant consumer society starting emerge china late 2003 china 544 million domestic use debit cards 25 million credit cards majority restricted domestic use total cards issued grew 64 2002 alone number retailers accept cards grown 51 per year total sum transactions increased 76 per year number card issuing banks increased initial four major state owned commercial banks 20 banks visa expects 60 million credit card holders end 2003 grow present trends 200 million 2010 beijing shanghai mandated least one half merchants must accept credit debit cards end 2004 90 2008 order ready foreign domestic visitors 2008 beijing summer olympics 2010 shanghai world expo demand company services remain substantial many years come conclusion apym exciting special situation enormous growth potential asia payment addresses virtually untapped credit card market china projected grow annual compounded rate 88 next six years fully reporting company world class management team well connected committed major success current market cap less 3 5 million indicates shares extremely undervalued relative company high growth potential feel 12 month target price 1 50 attainable realistic within two three years apym could easily trading double digits otc alert communications arm otcreporter com otc alert licensed governmental regulatory agencies registered investment advisor financial planning service stock brokerage firm accor dan ce otc alert offering investment advice promoting investment strategies otc alert offering securities sale solicitation offer buy sell securities stock advertisement e mail alert contains corp orates reference forward looking statements including certain information respect plans strategies featured company statements contained herein corp orated herein reference statements historical fact may deemed forward looking statements without limiting foregoing words believe anticipate plan expect project forecast estimate understand statements indicating certain actions may could might occur similar expressions intended identify forward looking statements otc reporter compensated one hundred twenty five thousand free trade shares third party number important factors could cause actual events actual results companies profiled herein differ materially forecasts projections indicated forward looking statements statements strictly historical forward looking within meaning safe harbor clause private securities litigation reform act 1995 investors cautioned forward looking statements invoke risk uncertainties may cause company actual results differ materially forward looking statements prior making investment investors consult financial advisor visit edgar www sec gov otc alert p box 273 rumson nj 07760