daniel byrd ekdjscoxnet rich neapolitan wrote looking applications investment analysis particular portfolios familiar shenoys work anyone know anything else much especially interested markov chain models good start might pl bernsteins gods remarkable story risk isbn 0471295639 john wiley sons new york pp 383 1996 also try global association risk professionals net site wwwgarpcom 20 daniel byrd phd dabt ekdjscoxnet tue 05 aug 2008 181923 0800 uai applications investment analysis