hello patrick ojo universal trust bank nigeria limited victoria island branch lagos nigeria attn md ceo patrick ojo branch manager universal trust bank nigeria limited victoria island branch lagos nigeria urgent profitable business proposition handled extreme confidentiality january 6 1998 foreign oil consultant contractor nigeria mr james herbert name made numbered time fixed deposit twelve calendar months valued us 15 5 fifteen million five hundred united states dollars branch upon maturity sent routine notification accordance bank policy forwarding address got reply month sent reminder finally discovered contract employers nigeria mr james herbert died automobile accident investigation found died without making attempts trace next kin fruitless therefore made investigations discovered mr james herbert declare next kin relations official documents including bank deposit paperwork bank sum us 15 5 carefully moved bank security company europe safekeeping one ever come forward claim according nigerian law expiration 5 years money revert ownership nigerian government nobody applies claim fund prompted us contact like front next kin late client thereby making legal beneficiary sum 38 6 million u dollars presently security company europe contacted code ethics operate foreign accounts assistance would needed claim money security company europe unanimously agreed 40 entire sum would agree take part profitable transaction 50 2 colleagues remaining 10 would used pay back expenses may incurred course transaction parties fund claimed lodged account event genuinely interested transaction following information would needed expedite action 1 full name address would used establish next kin late client thereby making legal beneficiary fund would ensure security company europe releases consignment fund 2 private mobile telp hone fax numbers reached time transaction entails constant communication 3 full banking information transaction 100 risk free modalities perfected ensure hitch free success transaction interested send requested information via email await response urgently regards patrick ojo