opminee123123yahoocom opminee123123yahoocom refinancing mortgage may easier think rates may good time start saving money click details free service usa homeowners whether credit rating credit challenged many loan programs hundreds aggressive lenders wanting help second mortgages help get 125 homes value ratios vary state refinancing reduce monthly payments get cash back debt consolidation combine bills one low payment save money every month get best deal possible lower rates easier terms click details free loan quotation today strongly oppose use spam email want anyone wish receive mailings receive strongly oppose use spam email want anyone wish receive mailings receive click taken list 80686 wed 05 jun 2002 043124 0400 edt approved loan approval 1848025