umbrella netco employee salaries possible transfer john discussed propose 3 adjustment base salaries 100 k employees included netco offer letters may produce next week separate promotions may want make give list friday pm spoken john louise agreement following last conversation believed also agreement please confirm salary increase communicated subsidy additional benefits costs modified streamlined annual base salary review would time year normal course business david original message jarrett anthony sent wednesday january 09 2002 5 18 pm oxley david cc davies neil rahaim christian slone jeanie oquinn kari subject final cost estimates ssmb benefit transition attached final estimates ssmb based worst case scenario ad employee life spouse life insurances maxed take 1 9 million additional dollars make every employee whole 3 current annual payroll look employee make less 100 k year would need 1 2 million additional dollars worst case scenario included estimates rate charts salary adjustments thanks tony