lock clients gains winning combination market choice iiism north american company life health insurance safe harbor financial choose five different index accounts sp 500 djiasm sp midcap 400 russell 2000 nasdaq 1001 choose security fixed account 16 commission 80 participation rate risk loss market declines clients love security outstanding product annual transfer options available change premium allocation contract anniversary two different annual reset crediting methods daily average annual point point average please fill form information name e mail phone city state agent use intended consumer solicitation purposes market choice iii sm annuity issued form series lcl 15 group lsl 15 individual state variations north american company life health insurance chicago illinois product features may available states dow jones dow jones industrial average sm djia sm service marks dow jones company inc licensed use certain purposes north american company russell 2000 index trademark frank russell company licensed use north american company standard poor sp sp 500 standard poor 500 index sp midcap 400 index standard poor midcap 400 index trademarks mcgraw hill companies inc licensed use north american company nasdaq 100 nasdaq 100 index nasdaq registered marks nasdaq stock market inc affiliates corporations licensed use north american company market choice iii sm annuities issued endorsed sold promoted corporations indexes listed corporations make warranties bear liability respect market choice iii sm commissions based upon rates 5 1 02 commissions may vary state subject change participation rates based upon rates 7 3 02 subject change participation rate based sp 500 djia sm daily average crediting method call safe harbor additional details indexes participation rates lnasdaq 100 available point point index crediting option 2 contracting bonus paid contracting safe harbor complete formal ndf 8079 z adii 421 prt 7 02 exp 9 15 2002 want anyone receive mailings wish professional communication sent insurance professionals removed mailing list reply message instead go http www insurancemail net legal notice