old witch conditional appr v al letter rtgage broker lo n officer name milton baird license number 62782 01 l amount 300 000 interest 3 5 maximum lo value ratio 100 program tw lock applicant ap p r oved program provided offer expires 11 15 2004 please use link confirm info http www nokalko com _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ thank milton baird