6 50 annuity w 4 05 lifetime bailout 10 penalty free withdrawals rated excellent best financial strength 10 year surrender charge call today information loyal integritysm vision 10 annuity please fill form information name e mail phone city state contract base interest rate must fall 45 basis points initial base interest rate effective 9 3 02 bailout provision may exercised feature subject change future contracts rates effective 9 3 02 subject change time first year interest includes 4 50 base interest rate 2 00 additional first year interest ages 0 80 ages 81 90 7 commission loyal integrity sm vision 10 annuity issued loyal american life insurance company sm contract forms pcqxao 2 nw 4 pcbxao 2 nw 4 certain limitations exclusions apply product available states information agent use intended consumer distribution lac 2020269 want anyone receive mailings wish professional communication sent insurance professionals removed mailing list reply message instead go http www insuranceiq com optout legal notice