adamxentcom adam rifkin welcome 2002 companies taken way much debt screw shareholders even debtholders declaring bankruptcy enron worldcom done meanwhile becomes difficult individuals similarly taken much debt dig way holes next life im coming back corporation get perks httpwwwnytimescom20020727business27bankhtml sudden rush declare bankruptcy expected philip shenon washington july 26 compromise bill approved thursday congressional negotiators expected adopted house senate end next week make much harder americans wipe debts declare bankruptcy agreement lawyers around country said begun receive calls visits debtors worried needed file bankruptcy old rules lapse next year ive plenty calls morning said gary f weltmann consumer bankruptcy lawyer washington im telling people need take action marty k courson bankruptcy lawyer san francisco said getting ready onslaught think lot people trying use old rules said white house announced today president bush would sign bill scheduled final vote house late tonight senate next week president looks forward signing said ari fleischer white house spokesman bill enjoys widespread bipartisan support good reasons bill stalled week housesenate conference committee passed chambers overwhelming margins year ago conference committee approved bill thursday agreeing abortionrights provision final obstacle passage provision bar antiabortion protesters using bankruptcy laws avoid paying court judgments result clinic protests bill long top legislative priority credit card banking industries say many people abuse bankruptcy system writing debts able pay 145 million bankruptcy filings last year record 19 percent 2000 legislation restores integrity accountability bankruptcy system offering fresh start deserve one cracking dont said representative f james sensenbrenner jr wisconsin republican chairman house judiciary committee critics including top consumerrights groups described bill gift lenders exchange recent drastic increase campaign contributions members congress also said would harm millions americans financial distress result lost jobs poor health divorce bills opponents also questioned timing passage comes midst congressional crackdown abusive accounting practices many largest companies including financial services companies lobbied strenuously bankruptcy bill timing couldnt worse said travis b plunkett legislative director consumer federation america takes lot gall congress make move like many americans concerned corporate abuses economy shaky senator paul wellstone minnesota democrat leading critic bill said today boggles mind time americans economically vulnerable need protection financial disaster would eviscerate major financial safety net society middle class bankruptcy lawyers said bill would harm low middleincome clients would saddled debts would take years pay back new law end debtfree fresh start many debtors permitted current law recent studies shown average american filing bankruptcy median household income well national average 42000 2000 study cited congressional testimony last year showed average person filing bankruptcy car six nine years old quarter people medical debts exceeding 1000 wont deny people abuse bankruptcy system said mr weltmann washington lawyer whose firm calls bankruptcy center honest hardworking folks really going affected changes bill would impose means test debtors based median incomes home states bankruptcy filings charter 7 federal bankruptcy law permits debtors erase unsecured debts like credit card bills debtors income state median would barred filing chapter 7 would instead required file instead chapter 13 requires portion unsecured debt repaid time courtadministered plan mr courson san francisco lawyer said changes would hurt lot consumer debtors really rightfully belong chapter 7 clients part honest unfortunate people theyve got heavy debt said always find circumstance person really went town credit card got trouble people plain old poor experience something wildly different story credit card companies make congress adamxentcom sig double play peak 100 peertopeer startups remain couple dozen companies concentrated niches main activity companies venturing peer peer file sharing dozens overoptimistic forays alternative economic systems hypersophisticated technologies recording industry collaboration turned dead ends peertopeer auctions peertopeer supply chain management peertopeer email may failed ahead time likely failed ahead clearly publics appetite file sharing increased state art improved dramatically companies still yet found satisfactory business models thus leaving file sharings last chapter unwritten gene kan httpstorynewsyahoocomnewstmplstoryuzd20020710tc_zd942734 xml proxies addons firewall network environments ability monitor xml traffic apply business rules policies security routing performance management transformation connection provisioning current firewalls arent able peek envelope decipher xml traffic said report author ronald schmelzer zapthink senior analyst xml proxies able understand network protocols also xmlbased content traveling top protocols schmelzer said zapthink identifies slew new vendors xmlready security solutions including flamenco networks forum systems reactivity vordel westbridge technology among others zapthink estimates xml represents 2 percent network traffic today increase almost 25 percent 2006 httpwwwinternetwkcomstoryinw20020726s0004 httpxentcommailmanlistinfofork sun 28 jul 2002 220611 0700 pdt nyt sudden rush declare bankruptcy expected