text_combined: preferred non smoker rates smokers case study 1 male 63 5 000 000 face good health 5 10 cigarettes day issued preferred non smoker case study 2 female 57 785 000 face good health social cigarette smoker issued preferred non smoker case study 3 male 52 5 200 000 face good health 1 2 cigars month issued preferred best non smoker case study 4 male 48 1 000 000 face private pilot smokes cigars daily issued preferred non smoker without aviation flat extra call doctor case details cured 1 000 agents tough cases please fill form information name e mail phone city state want anyone receive mailings wish receive professional communication sent insurance professionals removed mailing list reply message instead go http www insuranceiq com optout legal notice