text_combined: fw money saving plan spoke lqdddq compare online save dear homeowner time take advantage falling interest rates advantage waiting longer refinance consolidate high interest credit card debt low interest mortgage mortgage interest tax deductible whereas credit card interest save thousands dollars course loan 0 25 drop rate nationwide network lenders hundreds different loan programs fit current situation refinancesecond mortgagedebt consolidationhome let us shopping free click please click fill quick form request transmitted network mortgage specialists respond three independent offers service 100 free home owners new home buyers without obligation data flow national 30 year fixed 6 375 15 year fixed 5 750 5 year balloon 5 250 1 1 arm 4 250 5 1 arm 5 625 fha 30 year fixed 6 500 va 30 year fixed 6 500 shopping thank n cap beach ca helped finance new home got good deal r h h beach ca easy quick v n p beach wa