text_combined: banner life upgraded effective february 8 2002 banner extended conversion privileges opterm potomac term conversion products available duration guaranteed level premium period attained age 70 whichever comes first includes opterm 30 2 positive changes make banner life industry leader term market like see competitive broker broker dealer use use general public products available states general account non variable product want anybody receive mailings wish receive professional communication sent insurance professionals removed mailing list reply message instead go http www insurancemail net legal notice