text_combined: investors ossi next ditech lendingtree countrywide tue 23 mar 2004 21 48 15 0500 tue 23 mar 2004 21 48 15 0500 equity spoltight osf financial services ossi could ossi next ditech lending tree e loan countrywide countrywide 23 000 since 1982 156 last year alone 2003 saw one biggest booms real estate history homeownership highest level ever 68 experts predicting 2004 even bigger fact since 2000 stocks ten financial companies dominate mortgages risen average 78 heard companies ditech lending tree e loan countrywide companies riding current wave record refinancing posting record revenues phenomenal gains investor may well late get ground floor already well known entities late get market absolutely osf financial services ossi getting legs soon running full speed chance get getting good illustrate rise stock prices per real estate boom 2003 use example countrywide financial 77 countrywide pre tax earnings derived mortg banking net earnings went 842 million dollars 12 months ended 12 31 2002 whopping 2 billion 373 million dollars 12 months ended 12 31 2003 diluted earnings per share going 4 87 2002 12 47 2003 52 week range 37 96 97 30 fourth quarter highlights include following consolidated net earnings reached 564 million dollars advancing 121 percent fourth quarter last year earnings per diluted share increased 89 percent last year 2 74 company second highest quarter record notably company liquid yield option notes became convertible fourth quarter resulting upswing number diluted shares outstanding quarter 10 4 million dilutive effect fourth quarter earnings 0 14 per share annual earnings 0 17 per share pre tax earnings diversified businesses 246 million dollars gain 122 percent last year fourth quarter incredible gains countrywide financial established 1969 see astounding rise stock value came last year coinciding never seen real estate boom last year alone stock value est 156 according shawn tully fortune magazine amazing countrywide boasts best stock market performance financial services company fortune 500 measured start great bull market two decades ago period delivered investors 23 000 returnyes 23 000 30 year shareholders 230 000 every 1 000 invested late 1982 handily beat superstars wamu wal mart warren buffett berkshire hathaway around 15 000 time come gone get early countrywide time right ossi indicators 7 day average directional indicator strongest 50 day parabolic time price strongest stock market spotlight sms registered financial advisory information presented sms purchasing selling securities sms compiles distributes opinions comments information based public sources penny stocks considered highly speculative may unsuitable aggressive investors sms hold plan hold position stock profile paid advertisement third party affiliated profiled company sms compensated four thousand dollars publish distribute report paid advertisements third party necessarily reflect views sms target prices may fluctuate depending market environments please always consult registered financial advisor making decisions report entertainment advertising purposes used investment advice sms apartado 173 3006 zona franca meobarreal heredia costa rica ads nydiratram 2 ie ghent pasha persecutory bridge duly discrete kelp bloodstream boxy noon magdalene costa inflame saliva parson aurochs tan bloop stratum brooke electron endothermic dapper barbital chargeable osmosis strontium declamatory activation