Apply concepts for making change in the most efficient manner (i.e., using 2 quarters and 2 dimes as opposed to 70 pennies Investigate patterns for making change with mixed number values up to thousands of dollars (subtraction with re-grouping and division) Counts a variety of combinations of and bills up to fifty dollars Counts and records values of coins and bills to find sum of money change from given amount of money Use a calculator to compute sums and differences when given a word problem relating to money and purchase with an ATM and credit card Use a software program to compute problems and order lists of values Use software template to populate values in a simple budget Locate, select, and purchase necessary items such as food and/or personal care items Explain the steps for opening and maintaining a checking account Stores and responsibly manages checks, cards and cash Explain the steps for opening and maintaining a savings account Calculate tip/tax/discount using percentages (including percent of increase, percent of decrease) Calculate interest rates on loans 4: Apply and Generalize Find sums, differences, products, and quotients of money with mixed units Identify qualifications to obtain credit or bank account Analyze credit card features and their impact on personal financial planning Compare and contrast and conditions of various sources of consumer credit Finds total from a list of items and services to adjust and prioritize spending based on available funds or estimated costs associated with independent living (grocery list, bills) Interpret and analyze interest rates on purchases made with a credit card Interpret and analyze purchases made with ATM cards based on real or model banking account information Express preferred method of payment for a variety of large and small purchases for needs and wants Use online tools and banking to monitor account (e.g., personal checking and/or savings; returns/investments accounts) Comparison based on multiple factors Explains benefits and costs of using a line of credit; Avoids opening multiple lines of credit Competency and Definition: Ratios and Proportions (MATH-RATIO) The student uses proportions to solve real-world problems Workplace Readiness Skills: 16 Level 1: Recognize and Recall Compare numbers and determine which is greater or smaller Define percent as part of a whole, where the whole is 100
Apply concepts for making change in the most efficient manner (i.e., using 2 quarters and 2 dimes as opposed to 70 pennies Investigate patterns for making change with mixed number values up to thousands of dollars (subtraction with re-grouping and division) Counts a variety of combinations of and bills up to fifty dollars Counts and records values of coins and bills to find sum of money change from given amount of money Use a calculator to compute sums and differences when given a word problem relating to money and purchase with an ATM and credit card Use a software program to compute problems and order lists of values Use software template to populate values in a simple budget Locate, select, and purchase necessary items such as food and/or personal care items Explain the steps for opening and maintaining a checking account Stores and responsibly manages checks, cards and cash Explain the steps for opening and maintaining a savings account Calculate tip/tax/discount using percentages (including percent of increase, percent of decrease) Calculate interest rates on loans 4: Apply and Generalize Find sums, differences, products, and quotients of money with mixed units Identify qualifications to obtain credit or bank account Analyze credit card features and their impact on personal financial planning Compare and contrast and conditions of various sources of consumer credit Finds total from a list of items and services to adjust and prioritize spending based on available funds or estimated costs associated with independent living (grocery list, bills) Interpret and analyze interest rates on purchases made with a credit card Interpret and analyze purchases made with ATM cards based on real or model banking account information Express preferred method of payment for a variety of large and small purchases for needs and wants Use online tools and banking to monitor account (e.g., personal checking and/or savings; returns/investments accounts) Comparison based on multiple factors Explains benefits and costs of using a line of credit; Avoids opening multiple lines of credit Competency and Definition: Ratios and Proportions (MATH-RATIO) The student uses proportions to solve real-world problems Workplace Readiness Skills: 16 Level 1: Recognize and Recall Compare numbers and determine which is greater or smaller Define percent as part of a whole, where the whole is 100
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