5. Money Participants are of the In to successfully complete differences in the cost of living in the Money topic, participants Indicative content: Australia compared to their should have: Shopping (price tags, bargaining, previous experiences, e.g. value of basic items, second-hand housing, utilities, food, transport, attended Orientation etc.) clothing. sessions offered for Money Credit and debt (credit cards, Participants are aware there are completed their own mobile phone and internet different kinds of shopping assessment of their contracts, loans, sharks’, outlets, some of which offer the achievement against the ‘loan interest rates and terms) opportunity to reduce household Key Outcomes expenditure, e.g. budget Insurance (life, house contents, supermarkets. participated in discussions car, health etc.) around issues in Money as Participants know what they apply to them Consumer rights (warranties, weekly income is projected to be receipts, refunds, sales in the initial stages of settlement. demonstrated an people, door knockers and understanding of key telephone sales people etc.) Participants know what their information and terminology projected outgoings are expected in the area of Money Sales gimmicks (buy-2-get-1-free, to be in the initial stages of sales and discounts, telemarketers settlement. demonstrated an ability, etc.) individually or as part of a Participants can develop a family group, to Income management and household budget based on their independently complete the household budgeting (rent, bills, current income and expenditure. tasks of accessing money to saving, food, clothes, transport, meet budgeted medical, leisure, other expenses access their requirements. Participants can etc.) money, including using an automatic teller machine (ATM), How to pay bills (post office, mail, and use it to shop and pay bills telephone etc.) without assistance. Availability of financial counsellors and Centrepay Banking (opening a bank account, ATMs and PINs, phone banking, internet banking, direct debit, EFTPOS etc.) CORE KEY OUTCOMES ACHIEVEMENT STANDARDS 6. Education Participants are aware that In order to successfully educational opportunities are available complete the Education topic, Indicative content: for all ages and for all levels through a participants should have: Learning English (AMEP) range of recreational, vocational and
5. Money Indicative content: Shopping (price tags, bargaining, value of basic items, second-hand etc.) Credit and debt (credit cards, mobile phone and internet contracts, loans, ‘loan sharks’, interest rates and terms) Insurance (life, house contents, car, health etc.) Consumer rights (warranties, receipts, refunds, sales people, door knockers and telephone sales people etc.) Sales gimmicks (buy-2-get-1-free, sales and discounts, telemarketers etc.) Income management and household budgeting (rent, bills, saving, food, clothes, transport, medical, leisure, other expenses etc.) How to pay bills (post office, mail, telephone etc.) Availability of financial counsellors and Centrepay Banking (opening a bank account, ATMs and PINs, phone banking, internet banking, direct debit, EFTPOS etc.) Participants are of the differences in the cost of living in Australia compared to their previous experiences, e.g. housing, utilities, food, transport, clothing. Participants are aware there are different kinds of shopping outlets, some of which offer the opportunity to reduce household expenditure, e.g. budget supermarkets. Participants know what weekly income is projected to be in the initial stages of settlement. Participants know what their projected outgoings are expected to be in the initial stages of settlement. Participants can develop a household budget based on their current income and expenditure. Participants can access their money, including using an automatic teller machine (ATM), and use it to shop and pay bills without assistance. In to successfully complete the Money topic, participants should have: attended Orientation sessions offered for Money completed their own of their achievement against the Key Outcomes participated in discussions around issues in Money as they apply to them demonstrated an understanding of key information and terminology in the area of Money demonstrated an ability, individually or as part of a family group, to independently complete the tasks of accessing money to meet budgeted requirements. CORE KEY OUTCOMES ACHIEVEMENT STANDARDS 6. Education Indicative content: Learning English (AMEP) Participants are aware that educational opportunities are available for all ages and for all levels through a range of recreational, vocational and In order to successfully complete the Education topic, participants should have: assessment
appendix_g_-_hsp_orientation_facilitators_guideline_-_28_february_2017.docx