would otherwise lose. COBRA requires continuation coverage to be offered to covered employees, their spouses, former spouses, and dependent children when group health coverage would otherwise be lost due to certain specific events. COBRA continuation coverage is than the amount that active employees are required often more expensive to pay for group health coverage, since the employer usually pays part of the cost of employees' coverage and all of that cost can be charged to individuals receiving continuation coverage. The law generally applies to all group health plans maintained by private-sector employers with 20 or more employees, or by state or local governments. The law does not apply to plans sponsored by the Federal Government or by churches and certain church-related organizations. In addition, many states have laws similar to COBRA, including those that apply to health insurers of employers with less than 20 employees (sometimes called mini-COBRA). Check with your state insurance commissioner's office to see if such coverage is available to you. See link for more information: Severance Package Items: Inquire whether your employer offers other severance package items like full or partial pay for a certain period. There could be other benefits available as well. Americans with Disabilities Act (ADA) Know Your Rights: The Americans with – Disabilities Act of 1990 (ADA) prohibits discrimination and ensures equal opportunity for persons with disabilities in employment, state and local government services, public accommodations, commercial facilities, and transportation. It also mandates the establishment of TDD/telephone relay services. You may want to speak to a Disability Rights attorney if you feel you have been discriminated against by your employer It is also good to have a solid understanding of your rights for the future. See link:
would otherwise lose. COBRA requires continuation coverage to be offered to covered employees, their spouses, former spouses, and dependent children when group health coverage would otherwise be lost due to certain specific events. COBRA continuation coverage is often more expensive than the amount that active employees are required to pay for group health coverage, since the employer usually pays part of the cost of employees' coverage and all of that cost can be charged to individuals receiving continuation coverage. The law generally applies to all group health plans maintained by private-sector employers with 20 or more employees, or by state or local governments. The law does not apply to plans sponsored by the Federal Government or by churches and certain church-related organizations. In addition, many states have laws similar to COBRA, including those that apply to health insurers of employers with less than 20 employees (sometimes called mini-COBRA). Check with your state insurance commissioner's office to see if such coverage is available to you. See link for more information: Severance Package Items: Inquire whether your employer offers other severance package items like full or partial pay for a certain period. There could be other benefits available as well. Americans with Disabilities Act (ADA) – Know Your Rights: The Americans with Disabilities Act of 1990 (ADA) prohibits discrimination and ensures equal opportunity for persons with disabilities in employment, state and local government services, public accommodations, commercial facilities, and transportation. It also mandates the establishment of TDD/telephone relay services. You may want to speak to a Disability Rights attorney if you feel you have been discriminated against by your employer It is also good to have a solid understanding of your rights for the future. See link:
AMPOWER%20Advocacy%20Tips%20from%20a%20Fellow%20Amputee.docx