No opinion For a Same Day ACH credit processed in a new, third Same Yes Day ACH window, does your organization support a funds No availability requirement of of the “the completion RDFI’s Don’t know processing day?” No opinion Please describe why or why not. If you answered No, what alternative funds availability 6:30 p.m. ET (at deadline would you support? settlement) No later than 2 hours after settlement 9:00 a.m. RDFI local time on the next banking Day Other For RDFIs Only Do you currently send returns using the ACH Yes Operators’ existing returns-only window (submission deadline of 4:00 No p.m. ET, settlement at 5:30 p.m. ET)? Don’t know If you answered No to Question 7, do you think you would Yes use the new, later SDA processing window to send returns No (submission deadline of 5:15 p.m. ET, settlement at 6:30 p.m. Don’t know ET)? No opinion For All Respondents What do you think the impact would be of a third, daily Same Day ACH processing window on various types of potential risk? Reduced Neutral / No Risk no change Increased Risk opinion Don’t know Operational Risk Settlement Risk Credit Risk
No opinion For a Same Day ACH credit processed in a new, third Same Day ACH window, does your organization support a funds availability requirement of “the completion of the RDFI’s processing day?” Yes No Don’t know No opinion Please describe why or why not. If you answered No, what alternative funds availability deadline would you support? 6:30 p.m. ET (at settlement) No later than 2 hours after settlement 9:00 a.m. RDFI local time on the next banking Day Other For RDFIs Only Do you currently send returns using the ACH Operators’ existing returns-only window (submission deadline of 4:00 p.m. ET, settlement at 5:30 p.m. ET)? Yes No Don’t know If you answered No to Question 7, do you think you would use the new, later SDA processing window to send returns (submission deadline of 5:15 p.m. ET, settlement at 6:30 p.m. ET)? Yes No Don’t know No opinion For All Respondents What do you think the impact would be of a third, daily Same Day ACH processing window on various types of potential risk? Reduced Risk Neutral / no change Increased Risk Don’t know No opinion Operational Risk Settlement Risk Credit Risk
ACH%20Participant%20Survey%20-%20Expanding%20Same%20Day%20ACH%20-%20December%201%202017%20new%20version.docx