Integrates the OCC's flood insurance regulations for national banks and Federal savings associations. Common words, phrases, and acronyms “Average Prime Offer Rates” are derived FTC from average interest rates, points, and other pricing terms offered by a APOR representative sample of creditors for GAO mortgage transactions that have low-risk pricing characteristics. HARP ATM Automated Teller Machine HAMP CARD Act HMDA CFPB HOEPA . Codification of rules and regulations of CFR federal agencies. HPML . This Act is designed to encourage loans in CRA HUD all segments of communities. IRS CRE Commercial Real Estate MLO CSBS MOU Memorandum of Understanding . Filed for each deposit, withdrawal, exchange of currency that involves a CTR transaction in currency of more than $10,000. . U.S. government program to allow the NFIP purchase of flood insurance from the government. Dodd-Frank Act NMLS DOJ OCC FDIC OFAC EFTA OREO EGRPRA QRM Qualified Residential Mortgage Federal bank regulatory agencies FDIC, FRB, and OCC Abbreviation for “Regulation” – A federal Reg. regulation. These are found in the CFR. Federal financial institution regulatory CFPB, FDIC, FRB, NCUA, and OCC agencies Reg. B FEMA Reg. C FFIEC Reg. DD FHFA Reg. E FHA Reg. G FinCEN Reg. P . U.S. government daily publication that FR contains proposed and final administrative Reg. X regulations of federal agencies. Reg. Z FRB (or Fed) RESPA FSOC
Integrates the OCC's flood insurance regulations for national banks and Federal savings associations. Common words, phrases, and acronyms APOR “Average Prime Offer Rates” are derived from average interest rates, points, and other pricing terms offered by a representative sample of creditors for mortgage transactions that have low-risk pricing characteristics. ATM Automated Teller Machine CARD Act CFPB CFR . Codification of rules and regulations of federal agencies. CRA . This Act is designed to encourage loans in all segments of communities. CRE Commercial Real Estate CSBS CTR . Filed for each deposit, withdrawal, exchange of currency that involves a transaction in currency of more than $10,000. Dodd-Frank Act DOJ FDIC EFTA EGRPRA Federal bank regulatory agencies FDIC, FRB, and OCC Federal financial institution regulatory agencies CFPB, FDIC, FRB, NCUA, and OCC FEMA FFIEC FHFA FHA FinCEN FR . U.S. government daily publication that contains proposed and final administrative regulations of federal agencies. FRB (or Fed) FSOC FTC GAO HARP HAMP HMDA HOEPA HPML HUD IRS MLO MOU Memorandum of Understanding NFIP . U.S. government program to allow the purchase of flood insurance from the government. NMLS OCC OFAC OREO QRM Qualified Residential Mortgage Reg. Abbreviation for “Regulation” – A federal regulation. These are found in the CFR. Reg. B Reg. C Reg. DD Reg. E Reg. G Reg. P Reg. X Reg. Z RESPA
07.2016-OOS.docx