3 in the capacity of account provider both: for an account, allowing a (a) the holder of the account; and transaction to be conducted in (b) each other signatory to the relation to the account, where the account account provider is: (a) an ADI; or (b) a bank; or (c) a building society; or (d) a credit union; or (e) a person specified in the AML/CTF Rules 4 accepting money on deposit the person in whose name the deposit (otherwise than by way of deposit is held to an account), where the deposittaker is: (a) an ADI; or (b) a bank; or (c) a building society; or (d) a credit union; or (e) a person specified in the AML/CTF Rules 5 in the capacity of deposittaker for a the person in whose name the deposit deposit, allowing a transaction to be is held conducted in relation to the deposit, where the deposittaker is: (a) an ADI; or (b) a bank; or (c) a building society; or (d) a credit union; or (e) a person specified in the AML/CTF Rules 6 making a loan, where the loan is the borrower made in the course of carrying on a loans business 7 in the capacity of: the borrower (a) lender for a loan; or (b) assignee (whether immediate or otherwise) of the lender for a loan; allowing the borrower to conduct a transaction in relation to the loan, where the loan was made in the course of carrying on a loans business 8 factoring a receivable, where the the person whose receivable is receivable is factored in the course factored of carrying on a factoring business
3 in the capacity of account provider for an account, allowing a transaction to be conducted in relation to the account, where the account provider is: (a) an ADI; or (b) a bank; or (c) a building society; or (d) a credit union; or (e) a person specified in the AML/CTF Rules both: (a) the holder of the account; and (b) each other signatory to the account 4 accepting money on deposit (otherwise than by way of deposit to an account), where the deposittaker is: (a) an ADI; or (b) a bank; or (c) a building society; or (d) a credit union; or (e) a person specified in the AML/CTF Rules the person in whose name the deposit is held 5 in the capacity of deposittaker for a deposit, allowing a transaction to be conducted in relation to the deposit, where the deposittaker is: (a) an ADI; or (b) a bank; or (c) a building society; or (d) a credit union; or (e) a person specified in the AML/CTF Rules the person in whose name the deposit is held 6 making a loan, where the loan is made in the course of carrying on a loans business the borrower 7 in the capacity of: (a) lender for a loan; or (b) assignee (whether immediate or otherwise) of the lender for a loan; allowing the borrower to conduct a transaction in relation to the loan, where the loan was made in the course of carrying on a loans business the borrower 8 factoring a receivable, where the receivable is factored in the course of carrying on a factoring business the person whose receivable is factored
abpf-explanatory-guide-2015.docx