Fountainview 2000 Fountainview Drive Monsey, New York Estate Planning Day Rockland County Estate planning Council May 15, 2015 8a to Noon – Speakers and Discussion Agendas Reed J. Lloyd, CRC CRPS A brief history/evolution of annuities Types of annuities; fixed, variable, SPIAs, equity indexed, etc. Hybrid annuities and planning opportunities versus other traditional insurance products, life insurance and long term care Uses of annuities; asset protection, guaranteed income, death benefit, etc. Ownership of annuities; Individual, Joint The New York perspective on annuities and product availability Qualified and non qualified issues related to annuities Replacement of annuities/ Reg 60 The future of annuities and planning Costs of annuities and riders Structured settlements and secondary annuities Cases and/or client stories on annuities Timothy Speiss, MST CPA PFS IAR Income tax issues of annuities 2015 the U.S. and New York estate and gift tax regime Testators Beneficiaries Designations Other Six trusts to be aware of Immediate annuities for heirs outside of trusts Estate tax issues of annuities Estate, financial and retirement planning involving annuities SPIAs credit shelter trusts lifetime gifts to heirs benefits for employees Family financial planning considerations Variable deferred annuities and guarantees
Fountainview 2000 Fountainview Drive Monsey, New York Estate Planning Day Rockland County Estate planning Council May 15, 2015 – 8a to Noon Speakers and Discussion Agendas Reed J. Lloyd, CRC CRPS A brief history/evolution of annuities Types of annuities; fixed, variable, SPIAs, equity indexed, etc. Hybrid annuities and planning opportunities versus other traditional insurance products, life insurance and long term care Uses of annuities; asset protection, guaranteed income, death benefit, etc. Ownership of annuities; Individual, Joint The New York perspective on annuities and product availability Qualified and non qualified issues related to annuities Replacement of annuities/ Reg 60 The future of annuities and planning Costs of annuities and riders Structured settlements and secondary annuities Cases and/or client stories on annuities Timothy Speiss, MST CPA PFS IAR Income tax issues of annuities 2015 the U.S. and New York estate and gift tax regime Testators Beneficiaries Designations Other Six trusts to be aware of Immediate annuities for heirs outside of trusts Estate tax issues of annuities Estate, financial and retirement planning involving annuities SPIAs credit shelter trusts lifetime gifts to heirs benefits for employees Family financial planning considerations Variable deferred annuities and guarantees
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