5.4.2. Local Governments Local governments strive to solve housing problems through: a) providing local families with free plots of land, intended for constructing residential houses and b) offering land, grants or loans to citizens who intend to build independent houses. Below are some of the local housing programmes in Abu Dhabi, Dubai and Sharjah. Abu Dhabi Housing services provided by the local governments cover a wide geographical area, the capital, Abu Dhabi, Al Ain and the adjacent western area. In 1990, the government established the Housing Loans Association’, which ‘Private aims to provide loans to build houses on plots of land owned by applicants or to maintain or improve an existing house. The association also offers loans of up to one million Dirham to citizens who intend to build their own houses (recently due to the rising cost of building materials, the loan was adjusted to AED 2,000,000). Table (5.1) The Government all Housing Units in Abu Dhabi, (Ministry of Public Work, 2000). Authorities Number of Units Presidential Private Department 1602 Abu Dhabi Municipality 5098 Al Ain Municipality 15601 Department of Public Work 2194 Total 24496 Dubai Here, the Housing Fund’ offers loans to citizens to build a private house ‘Private (500,000 AED), to buy a house (also AED 500,000) or to improve and maintain an
5.4.2. Local Governments Local governments strive to solve housing problems through: a) providing local families with free plots of land, intended for constructing residential houses and b) offering land, grants or loans to citizens who intend to build independent houses. Below are some of the local housing programmes in Abu Dhabi, Dubai and Sharjah. Abu Dhabi Housing services provided by the local governments cover a wide geographical area, the capital, Abu Dhabi, Al Ain and the adjacent western area. In 1990, the government established the ‘Private Housing Loans Association’, which aims to provide loans to build houses on plots of land owned by applicants or to maintain or improve an existing house. The association also offers loans of up to one million Dirham to citizens who intend to build their own houses (recently due to the rising cost of building materials, the loan was adjusted to AED 2,000,000). Authorities Number of Units Presidential Private Department 1602 Abu Dhabi Municipality 5098 Al Ain Municipality 15601 Department of Public Work 2194 Total 24496 Table (5.1) The Government all Housing Units in Abu Dhabi, (Ministry of Public Work, 2000). Dubai Here, the ‘Private Housing Fund’ offers loans to citizens to build a private house (500,000 AED), to buy a house (also AED 500,000) or to improve and maintain an
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