5.5 Short Term Disability Benefits Regular full-time employees (faculty and non-faculty) who have completed twelve months of employment at the College and who are unable to work due to a non-work related illness or injury may be eligible for short-term disability benefits. Currently the College pays a percentage of an employee’s regular rate of pay after an employee uses all accrued sick and leave time for a period up to 90 days after the disability occurs when the period of disability occurs at a time the employee would otherwise be actively at work. If an employee receives any payments from the College or an insurer on the College’s behalf, such payments may reduce the time period of short-term disability benefits. If the employee is still unable to work at the conclusion of short-term disability benefits, s/he may qualify for long-term disability benefits. To qualify for short-term disability benefits, the employee must provide periodic medical documentation satisfactory to the College and/or submit to an independent medical examination, including testing, by a physician designated by the College. 5.6 Long Term Disability Insurance Regular full-time employees (faculty and non-faculty) who have completed twelve months of employment at the College and who work for 12 months per year may be eligible for long-term disability coverage. The College currently pays the premiums for this coverage. This insurance provides disability benefits equal to a percentage of your pay beginning 90 days after disability due to non-work related illness or injury. There are numerous details and limitations described in the SPD that you should read carefully. 5.7 Life Insurance The College currently purchases life insurance for regular full-time employees (faculty and non-faculty) who have completed at least one month of service and who are actively at work for 12 months per year. The benefit provided is currently equal to your annual salary up to $50,000. At age 65 this is reduced to 65% and at age 70 to 50% of this amount. There may be some tax implications of these payments. See the SPD for further details. 5.8 Workers’ Compensation All employees are covered by workers’ compensation protection for work-related injuries and illnesses. Medical expenses and compensation for lost time due to a work-related illness or
5.5 Short Term Disability Benefits Regular full-time employees (faculty and non-faculty) who have completed twelve months of employment at the College and who are unable to work due to a non-work related illness or injury may be eligible for short-term disability benefits. Currently the College pays a percentage of an employee’s regular rate of pay after an employee uses all accrued sick and leave time for a period up to 90 days after the disability occurs when the period of disability occurs at a time the employee would otherwise be actively at work. If an employee receives any payments from the College or an insurer on the College’s behalf, such payments may reduce the time period of short-term disability benefits. If the employee is still unable to work at the conclusion of short-term disability benefits, s/he may qualify for long-term disability benefits. To qualify for short-term disability benefits, the employee must provide periodic medical documentation satisfactory to the College and/or submit to an independent medical examination, including testing, by a physician designated by the College. 5.6 Long Term Disability Insurance Regular full-time employees (faculty and non-faculty) who have completed twelve months of employment at the College and who work for 12 months per year may be eligible for long-term disability coverage. The College currently pays the premiums for this coverage. This insurance provides disability benefits equal to a percentage of your pay beginning 90 days after disability due to non-work related illness or injury. There are numerous details and limitations described in the SPD that you should read carefully. 5.7 Life Insurance The College currently purchases life insurance for regular full-time employees (faculty and non-faculty) who have completed at least one month of service and who are actively at work for 12 months per year. The benefit provided is currently equal to your annual salary up to $50,000. At age 65 this is reduced to 65% and at age 70 to 50% of this amount. There may be some tax implications of these payments. See the SPD for further details. 5.8 Workers’ Compensation All employees are covered by workers’ compensation protection for work-related injuries and illnesses. Medical expenses and compensation for lost time due to a work-related illness or
Employee_Handbook_April-2014.docx