/ Introduction This document provides you with key information about how Insert employer here Group Self Invested Personal Pension (GSIPP) scheme works, and how it benefits you. Investment advice will be provided by Insert employer here investment Advisers <Adviser details etc> Insert adviser details here Any specific comments/instructions from Insert employer here Insert instructions here To help deliver the Group SIPP scheme, administration services will be provided by Novia Financial plc. Details of how the scheme operates are given below. / How the SIPP scheme works The diagram below gives an overview of how the scheme works. You have the opportunity to invest your money, together with contributions from your employer, into your own individual SIPP within the group scheme. It allows you to invest money according to your own individual needs and requirements, yet you’ll be able to benefit from terms negotiated by your employer for the Group SIPP scheme. / How the Group SIPP scheme works (continued) What do Novia provide? Novia is an online investment platform that offers you access to investment options through the advice and recommendations of your Adviser. Working with your Adviser you can select investments to suit you. There’s a broad range of investments you can choose from and, if you’re not sure about how you wish to invest, your Adviser can offer you pre-selected options that match your appetite to risk and lifestyle/life stage. Once you have established your investment choices with the Group SIPP scheme Adviser, both you and the Adviser will be able to view how your investments are performing through secure online access. Also, if you wish to make investments outside of your SIPP, you can speak to your Adviser about the opportunity to invest in Novia ISAs and other product wrappers. What exactly is a Group SIPP scheme? A Group SIPP scheme is a collection of Self Invested Personal Pensions (SIPPs) that are managed within a pension scheme. Employees open their own SIPP within the employer’s Group SIPP scheme. As the SIPP is administered within the employer’s scheme, employees receive any beneficial terms negotiated by the employer. The employer can then contribute into your SIPP alongside any contributions you may make. This means you’ll benefit from being part of a group, but will retain flexibility to choose where you wish to invest your money. Setting up your individual SIPP is straightforward and together with the employer’s scheme Adviser you’ll be able to complete the necessary paperwork.
/ Introduction This document provides you with key information about how Insert employer here Group Self Invested Personal Pension (GSIPP) scheme works, and how it benefits you. Investment advice will be provided by Insert employer here investment Advisers <Adviser details etc> Insert adviser details here Any specific comments/instructions from Insert employer here Insert instructions here To help deliver the Group SIPP scheme, administration services will be provided by Novia Financial plc. Details of how the scheme operates are given below. / How the SIPP scheme works The diagram below gives an overview of how the scheme works. You have the opportunity to invest your money, together with contributions from your employer, into your own individual SIPP within the group scheme. It allows you to invest money according to your own individual needs and requirements, yet you’ll be able to benefit from terms negotiated by your employer for the Group SIPP scheme. / How the Group SIPP scheme works (continued) What do Novia provide? Novia is an online investment platform that offers you access to investment options through the advice and recommendations of your Adviser. Working with your Adviser you can select investments to suit you. There’s a broad range of investments you can choose from and, if you’re not sure about how you wish to invest, your Adviser can offer you pre-selected options that match your appetite to risk and lifestyle/life stage. Once you have established your investment choices with the Group SIPP scheme Adviser, both you and the Adviser will be able to view how your investments are performing through secure online access. Also, if you wish to make investments outside of your SIPP, you can speak to your Adviser about the opportunity to invest in Novia ISAs and other product wrappers. What exactly is a Group SIPP scheme? A Group SIPP scheme is a collection of Self Invested Personal Pensions (SIPPs) that are managed within a pension scheme. Employees open their own SIPP within the employer’s Group SIPP scheme. As the SIPP is administered within the employer’s scheme, employees receive any beneficial terms negotiated by the employer. The employer can then contribute into your SIPP alongside any contributions you may make. This means you’ll benefit from being part of a group, but will retain flexibility to choose where you wish to invest your money. Setting up your individual SIPP is straightforward and together with the employer’s scheme Adviser you’ll be able to complete the necessary paperwork.
employee-gsipp-guide-gsippeeg-0818.docx