the United States of America and popularly known as the Health Insurance for as then constituted and any later amendments or substitutes the Aged Act, or words of similar import. thereof,” or nervous means any one of the following: neurosis, “Mental disorder” psychoneurosis, psychopathy, psychosis, or other mental or emotional disease or disorder. means the rendering of hands-on services by another person to “Personal care” assist the individual in the activities of daily living. “Skilled nursing care,” “personal care,” “home care,” “specialized care,” “assisted living and other service described in the policy shall be defined in relation care” to the level of skill required, the nature of the care and the setting in which the services are provided. care nursing “Skilled nursing facility,” “extended facility,” “convalescent home,” care care living “personal facility,” “specialized providers,” “assisted facility,” and care and all other service providers shall be defined in “home agency” relation to the facilities and the required available services, together with the licensure, certification, registration or degree status of the persons who provide services and those who supervise the services. When the definition requires that the provider be appropriately licensed, certified or registered, it shall also state what requirements a provider must meet in lieu of licensure, certification or registration when the state in which the service is to be furnished does not require a provider of these services to be licensed, certified or registered, or when the state licenses, certifies or registers the provider of services under another name. means getting to and from the toilet, getting on and off the toilet, and “Toileting” performing associated personal hygiene. means moving into or out of a bed, chair or wheelchair. “Transferring” Section 6. Meaning of and “Guaranteed Renewable” “Noncancelable”; Allowed Limitations and Exclusions Renewability. The terms or shall be “guaranteed renewable” “noncancelable” used in any long-term care insurance policy along with a disclosure, as required by Section 8, defining or explaining the terms. No policy shall contain any renewal provision other than “guaranteed or renewable” “noncancelable.” The term may be used only if the insured has the “guaranteed renewable” right to continue the insurance in force by the timely payment of
the United States of America and popularly known as the Health Insurance for the Aged Act, as then constituted and any later amendments or substitutes thereof,” or words of similar import. “Mental or nervous disorder” means any one of the following: neurosis, psychoneurosis, psychopathy, psychosis, or other mental or emotional disease or disorder. “Personal care” means the rendering of hands-on services by another person to assist the individual in the activities of daily living. “Skilled nursing care,” “personal care,” “home care,” “specialized care,” “assisted living care” and other service described in the policy shall be defined in relation to the level of skill required, the nature of the care and the setting in which the services are provided. “Skilled nursing facility,” “extended care facility,” “convalescent nursing home,” “personal care facility,” “specialized care providers,” “assisted living facility,” and “home care agency” and all other service providers shall be defined in relation to the facilities and the required available services, together with the licensure, certification, registration or degree status of the persons who provide services and those who supervise the services. When the definition requires that the provider be appropriately licensed, certified or registered, it shall also state what requirements a provider must meet in lieu of licensure, certification or registration when the state in which the service is to be furnished does not require a provider of these services to be licensed, certified or registered, or when the state licenses, certifies or registers the provider of services under another name. “Toileting” means getting to and from the toilet, getting on and off the toilet, and performing associated personal hygiene. “Transferring” means moving into or out of a bed, chair or wheelchair. Section 6. Meaning of “Guaranteed Renewable” and “Noncancelable”; Allowed Limitations and Exclusions Renewability. The terms “guaranteed renewable” or “noncancelable” shall be used in any long-term care insurance policy along with a disclosure, as required by Section 8, defining or explaining the terms. No policy shall contain any renewal provision other than “guaranteed renewable” or “noncancelable.” The term “guaranteed renewable” may be used only if the insured has the right to continue the insurance in force by the timely payment of
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