restructure and stretching debts Financeable items 36.7% Micro include: 136 14.3% Small 1) fixed investments; 53 2) acquisition of 1 machinery and 25.3% Medium direct 94 equipment, including the 5.2% Non-refundable 19 GRANTS purchase of support (grant) for (NÃO machinery and social, cultural, 18.5% Large REEMBOLSÁVEL) equipment imported 68 environmental, or in national similar innovation/ - FUNTEC acquired technological - FUNDO SOCIAL domestically and development - RESTAURAÇÃO used machinery and projects aimed at ECOLÓGICA equipment; 3) generating - FUNDO training; 4) working employment and CULTURAL capital; 5) income operating expenses; TOTAL 370 100% and 6) other items that are considered essential to the achievement of support goals established by the Social Funds 0.9% Micro Entrepreneur: 3 Financing of up to Up to Directly R$20,000 to formal 4%/month, negotiated 1.6% Small MICRO CREDIT and informal Working capital and 5 including all with (MICRO microentrepreneurs investments in charges borrower 1 CRÉDITO) works, purchase of 3.3% Medium direct 10 Microcr. Institution: machinery and new Modalities: Funding from R$1 or used equipment, TJLP (7.5%) + Amortization: 0.0% - Entrepreneur million to and purchase of - BNDES fee 6-8 years; - Microcredit microfinance supplies and (1.5%) + risk Grace: 3-5 institution institutions wishing materials. 94.2% Large fee (0.1%) years 287 to be transfer agents of the BNDES TOTAL 304 100% Microcredit Program 0.0% Micro - Financing the TJLP (7.5%) + 2.2% Small 1 purchase of The following may BNDES fee 2 5-10 years machinery, be financed: (2%) + 6.6% Medium depending on equipment, 2 financial agent the item FINAME LEASING computer, and 1) Machinery & fee 8.4% automation goods equipment; (negotiated) 2 intended for 2) Computer and financial or automation goods. 82.9% Large 20 operating leases TOTAL 24 100%
restructure and stretching debts GRANTS (NÃO REEMBOLSÁVEL) - FUNTEC - FUNDO SOCIAL - RESTAURAÇÃO ECOLÓGICA - FUNDO CULTURAL 1 direct 136 36.7% Micro Non-refundable support (grant) for social, cultural, environmental, or innovation/ technological development projects aimed at generating employment and income Financeable items include: 1) fixed investments; 2) acquisition of machinery and equipment, including the purchase of machinery and equipment imported in national similar acquired domestically and used machinery and equipment; 3) training; 4) working capital; 5) expenses; and 6) other items that are considered essential to the achievement of support goals established by the Social Funds 53 14.3% Small 94 25.3% Medium 19 5.2% 68 18.5% Large TOTAL 370 100% MICRO CREDIT (MICRO CRÉDITO) Modalities: - Entrepreneur - Microcredit institution 1 direct 3 0.9% Micro Up to 4%/month, including all charges Directly negotiated with borrower Entrepreneur: Financing of up to R$20,000 to formal and informal microentrepreneurs Microcr. Institution: Funding from R$1 million to microfinance institutions wishing to be transfer agents of the BNDES Microcredit Program Working capital and investments in works, purchase of machinery and new or used equipment, and purchase of supplies and materials. 5 1.6% Small 10 3.3% Medium - 0.0% TJLP (7.5%) + BNDES fee (1.5%) + risk fee (0.1%) Amortization: 6-8 years; Grace: 3-5 years 287 94.2% Large TOTAL 304 100% FINAME LEASING 2 - 0.0% Micro TJLP (7.5%) + BNDES fee (2%) + financial agent fee (negotiated) 5-10 years depending on the item Financing the purchase of machinery, equipment, computer, and automation goods intended for financial or operating leases The following may be financed: 1) Machinery & equipment; 2) Computer and automation goods. 1 2.2% Small 2 6.6% Medium 2 8.4% 20 82.9% Large TOTAL 24 100% operating
117304-REVISED-PUBLIC-WB-BNDES-June-2017-post-DM.docx