In this top up ROI (2) (Nov 2011 to April 2012) we find that after restarting her business she had been able to earn more than 150 taka per day. However in the last few weeks, Rubina’s eldest daughter has been suffering from pregnancy related complicacies. She has had to spend time and cash for the treatment of her eldest daughter, which has reduced both her income and working capital. Her two sons are not supporting her as they although they are not involved in education, they are also not working even though they are 16 and 13 and not in school means they are simply another burden for Rubina. Ultimately, the family is currently experiencing another challenging situation. Summary of Change in key indicators since intervention Indicator Dec 2010 Nov 2011 Apr-May 2012 ’09-Jan (Just before the (after 23 months of (after 28 months of intervention) interventions) interventions) Destitute (0.7) Moderate poor (2.1) Working extreme category poor (1.9) Diets Often faced 3 full meals (with limited 3 full meals but very difficulties to and low food limited and low cost manage 2 full items, and the frequent food items; mostly meals per day consumption of fish, rice, low cost meat/ chicken, eggs, vegetables, potato pulses and vegetables and pulses, and has been reduced). sometimes small fish Dependency has been and eggs. increased on rice, potato and low vegetables. Livelihoods Rubina Rubina Rubina now) in terms of 1. Selling ashes 1. Has business selling Has business contribution to and waste paper pots and pans selling pots and pans that years’ although was unable to Expecting a income Sons continue for 2 months harvest this year Sometimes (Aug-Oct) due to For other helped her in operation principal adult collecting waste 2. Crop production member paper. from share on her mortgaged land. Productive She had no Has mortgaged land Has mortgaged assets ranked productive 15,500 taka land worth 15,500 in terms of assets. Business capital was taka value 11,000 but decreased Business capital to 7,500 taka when she has decreased to became ill 5,500 taka
In this top up ROI (2) (Nov 2011 to April 2012) we find that after restarting her business she had been able to earn more than 150 taka per day. However in the last few weeks, Rubina’s eldest daughter has been suffering from pregnancy related complicacies. She has had to spend time and cash for the treatment of her eldest daughter, which has reduced both her income and working capital. Her two sons are not supporting her as they although they are not involved in education, they are also not working even though they are 16 and 13 and not in school means they are simply another burden for Rubina. Ultimately, the family is currently experiencing another challenging situation. Summary of Change in key indicators since intervention Indicator Dec ’09-Jan 2010 (Just before the intervention) Nov 2011 (after 23 months of interventions) Apr-May 2012 (after 28 months of interventions) category Destitute (0.7) Moderate poor (2.1) Working extreme poor (1.9) Diets Often faced difficulties to manage 2 full meals per day 3 full meals (with limited and low food items, and the frequent consumption of fish, meat/ chicken, eggs, pulses and vegetables has been reduced). Dependency has been increased on rice, potato and low vegetables. 3 full meals but very limited and low cost food items; mostly rice, low cost vegetables, potato and pulses, and sometimes small fish and eggs. Livelihoods now) in terms of contribution to that years’ income For other principal adult member Rubina 1. Selling ashes and waste paper Sons Sometimes helped her in collecting waste paper. Rubina 1. Has business selling pots and pans although was unable to continue for 2 months (Aug-Oct) due to operation 2. Crop production from share on her mortgaged land. Rubina Has business selling pots and pans Expecting a harvest this year Productive assets ranked in terms of value She had no productive assets. Has mortgaged land 15,500 taka Business capital was 11,000 but decreased to 7,500 taka when she became ill Has mortgaged land worth 15,500 taka Business capital has decreased to 5,500 taka
DSK_ROI-2-Rubina-Jan-2013.docx