State Risk Management Trust Fund Certificate of Property Coverage Various provisions in this certificate restrict coverage. Read the entire certificate carefully to determine rights, duties and what is and is not covered. Coverage for defending and paying claims under this certificate is provided under the authority of Chapter 284, Florida Statutes, wherein the state is authorized to administer a self-insurance program. Provision of this certificate does not constitute the issuance of insurance other than on a self-insurance basis, and payment of any covered claim obligations is contingent upon availability of legislative funding. Throughout this policy the words "you" and "your" refer to the State Agency, Board, Bureau, or other authorized entity shown in the Declarations. The words "we", "us" and "our" refer to the State Risk Management Trust Fund (the Fund) or any other successor trust fund administered by the Division of Risk Management for the purposes of providing property loss coverage. Other words and phrases that appear in "quotation marks" have special meaning. Refer to SECTION H - DEFINITIONS. A. COVERAGE We will pay for direct physical loss of or that is used to maintain or service the damage to Covered Property at the premises building or structure or its premises, described in the Declarations caused by or including: resulting from any Covered Cause of Loss. (a) Fire extinguishing equipment; (b) Outdoor furniture; 1. Covered Property (c) Floor coverings; and Covered Property means the following (d) Appliances used for types of property for which a Limit of refrigerating, ventilating, cooking, Insurance is shown in the Declarations: dishwashing or laundering; (4) If not covered by other insurance: a. Building, meaning the building or (a) Additions, alterations and structure described in the Declarations, repairs to the building or structure; including: (b) Materials, equipment, supplies (1) Completed additions; and temporary structures, on or (2) Permanently installed: within 100 feet of the described (a) Fixtures; premises, used for making (b) Machinery; and additions, alterations or repairs to (c) Equipment; the building or structure. (3) Personal property owned by you
State Risk Management Trust Fund Certificate of Property Coverage Various provisions in this certificate restrict coverage. Read the entire certificate carefully to determine rights, duties and what is and is not covered. Coverage for defending and paying claims under this certificate is provided under the authority of Chapter 284, Florida Statutes, wherein the state is authorized to administer a self-insurance program. Provision of this certificate does not constitute the issuance of insurance other than on a self-insurance basis, and payment of any covered claim obligations is contingent upon availability of legislative funding. Throughout this policy the words "you" and "your" refer to the State Agency, Board, Bureau, or other authorized entity shown in the Declarations. The words "we", "us" and "our" refer to the State Risk Management Trust Fund (the Fund) or any other successor trust fund administered by the Division of Risk Management for the purposes of providing property loss coverage. Other words and phrases that appear in "quotation marks" have special meaning. Refer to SECTION H - DEFINITIONS. A. COVERAGE We will pay for direct physical loss of or damage to Covered Property at the premises described in the Declarations caused by or resulting from any Covered Cause of Loss. 1. Covered Property Covered Property means the following types of property for which a Limit of Insurance is shown in the Declarations: a. Building, meaning the building or structure described in the Declarations, including: (1) Completed additions; (2) Permanently installed: (a) Fixtures; (b) Machinery; and (c) Equipment; (3) Personal property owned by you that is used to maintain or service the building or structure or its premises, including: (a) Fire extinguishing equipment; (b) Outdoor furniture; (c) Floor coverings; and (d) Appliances used for refrigerating, ventilating, cooking, dishwashing or laundering; (4) If not covered by other insurance: (a) Additions, alterations and repairs to the building or structure; (b) Materials, equipment, supplies and temporary structures, on or within 100 feet of the described premises, used for making additions, alterations or repairs to the building or structure.
DFS-D0-852.docx