Identity Theft Assistance Yes No No Free Retirement Planning Seminars Yes No No Online Enrollment and 24 hour Account Yes No Yes Access Automatic Biweekly Payroll Deduction Yes Yes Yes Coverage amounts included in Federal Yes Yes No Employees Benefits Statement Given through periodic Periodic one-time Refunds rate adjustments that None payments continue year to year Directed by NASA Employees from Not affiliated with Each NASA Center; Sponsored by Yes No NASA or Federal NASA; Governed by NASA Policy Government Directive Not for Profit Employee Association Yes No Yes Underwritten by MetLife MetLife Life Insurance Company of North America Yes. Reduces risk charges. Interest is used No. Backed by Federal Premium Stabilization Reserve to pay administrative Unknown Gov't costs and support reduced rates Program and underwriting subject to periodic independent audit available for Yes No Unknown review by members Non Military NASA Employees Risk Pool Used to determine rates All Federal Employees Government and Postal Only Service Employees
Identity Theft Assistance Yes No No Free Retirement Planning Seminars Yes No No Online Enrollment and 24 hour Account Access Yes No Yes Automatic Biweekly Payroll Deduction Yes Yes Yes Coverage amounts included in Federal Employees Benefits Statement Yes Yes No Refunds Given through periodic rate adjustments that continue year to year None Periodic one-time payments Directed by NASA Employees from Each NASA Center; Sponsored by NASA; Governed by NASA Policy Directive Yes No Not affiliated with NASA or Federal Government Not for Profit Employee Association Yes No Yes Underwritten by MetLife MetLife Life Insurance Company of North America Premium Stabilization Reserve Yes. Reduces risk charges. Interest is used to pay administrative costs and support reduced rates No. Backed by Federal Gov't Unknown Program and underwriting subject to periodic independent audit available for review by members Yes No Unknown Risk Pool Used to determine rates NASA Employees Only All Federal Employees Non Military Government and Postal Service Employees
Comparison+of+Life+Insurance+Coverage+for+NASA+Employees.docx