Publications: A. The Financial System and Lower-Income Households Lending: New Research and the Big Question,” chapter in the Oxford “Payday edited by Philip Jefferson, 2012. Handbook of the Economics of Poverty Personal Financial Management Education Promote Asset Accumulation by the “Can Poor?” in published by Networks Assessing Adult Financial Literacy and Why it Matters Financial Institute at Indiana State University, 2006. Unbanked in Mexico and the United States,” with Clemente Ruiz Duran and “The Tova Maria Solo, World Bank Policy Research Working Paper #3835, February 2006. Banking and the Rise of Payday Lending,” in Patrick Bolton and Howard “Fringe Rosenthal (eds) (: Russell Sage Foundation) 2005. Credit Markets for the Poor Out to the Unbanked,” in Sherraden, Michael (ed.) Inclusion in the American “Reaching (: Press) 2005. Dream: Assets, Poverty, and Public Policy Outlets in a Changing Financial System” Federal Reserve Bank of “Check-Cashing Working Paper #02-4, February 2002. A monograph published by the Filene Research Institute, . The Economics of Payday Lending, 2002. Available through . "Bringing Unbanked Households into the Banking System," published as part of the Brookings Institution’s series, January 2002. Capital Xchange Lending,” Vol. 12, No. 2, 2001. Financial Counseling and Planning, “Payday Check Cashing and Savings Programs for Low-Income Households: An Action Plan for Credit A monograph published by the Filene Research Institute, , February 2001. Unions, "Financial Exclusion in the " A paper published as Chapter 6 of In or Out? Financial Exclusion: A monograph published by the Financial Services Authority A Literature and Research Review, of Great Britain, summer 2000. (with David B. Credit Unions and Asset Accumulation by Lower-Income Households, Humphrey) a monograph published by the Filene Research Institute, Madison, WI, October 1999. Beyond Cash and Carry: Financial Savings, Financial Services, and Low Income Households in a report issued by the Consumer Federation of America, 1997. Two Communities, a monograph published by the Filene Lower Income Americans, Higher Cost Financial Services, Research Institute, , 1997.
Publications: A. The Financial System and Lower-Income Households “Payday Lending: New Research and the Big Question,” chapter in the Oxford Handbook of the Economics of Poverty edited by Philip Jefferson, 2012. “Can Personal Financial Management Education Promote Asset Accumulation by the Poor?” in Assessing Adult Financial Literacy and Why it Matters published by Networks Financial Institute at Indiana State University, 2006. “The Unbanked in Mexico and the United States,” with Clemente Ruiz Duran and Tova Maria Solo, World Bank Policy Research Working Paper #3835, February 2006. “Fringe Banking and the Rise of Payday Lending,” in Patrick Bolton and Howard Rosenthal (eds) Credit Markets for the Poor (: Russell Sage Foundation) 2005. “Reaching Out to the Unbanked,” in Sherraden, Michael (ed.) Inclusion in the American Dream: Assets, Poverty, and Public Policy (: Press) 2005. “Check-Cashing Outlets in a Changing Financial System” Federal Reserve Bank of Working Paper #02-4, February 2002. The Economics of Payday Lending, A monograph published by the Filene Research Institute, . 2002. Available through . "Bringing Unbanked Households into the Banking System," published as part of the Brookings Institution’s Capital Xchange series, January 2002. “Payday Lending,” Financial Counseling and Planning, Vol. 12, No. 2, 2001. Check Cashing and Savings Programs for Low-Income Households: An Action Plan for Credit Unions, A monograph published by the Filene Research Institute, , February 2001. "Financial Exclusion in the " A paper published as Chapter 6 of In or Out? Financial Exclusion: A Literature and Research Review, A monograph published by the Financial Services Authority of Great Britain, summer 2000. Credit Unions and Asset Accumulation by Lower-Income Households, (with David B. Humphrey) a monograph published by the Filene Research Institute, Madison, WI, October 1999. Beyond Cash and Carry: Financial Savings, Financial Services, and Low Income Households in Two Communities, a report issued by the Consumer Federation of America, 1997. Lower Income Americans, Higher Cost Financial Services, a monograph published by the Filene Research Institute, , 1997.
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