197. German Insurance Cover A1Q- See - A1A- cell B13 – Association (GDV) cell C1 198. German Insurance Cover A1Q- See Cover - A1A- cell C1 Noted – Association (GDV) cell E1 199. RSA Insurance Cover A1Q- See A1A above. Noted – Group plc cell E1 200. German Insurance Cover A1Q- What do « expenses paid » represent ? Concept needs to be Please see Com. 52 – • Association (GDV) cell E1Z consistent with the premium concept (i.e. pure cash flows, ultimates vs. P&L view ; see also Country - K1- cell A1). If a P&L perspective is required then the deferrals (e.g. deferred acquisition costs, no cashflows) have to be included as well. 201. KPMG Cover A1Q- See comments for Cover - A1A- cell E1E Noted – cell E1Z 202. German Insurance Cover A1Q- See Cover - A1A- cell E1 Noted – Association (GDV) cell F1 204. German Insurance Cover A1Q- See Cover - A1A- cell E1Z Noted – Association (GDV) cell F1Z 206. German Insurance A1Q- See Cover - A1A- cell F1 Noted – Association (GDV) cell G1 207. German Insurance Cover A1Q- See Cover - A1A- cell E1Z Noted – Association (GDV) cell G1Z 208. German Insurance Cover A1Q- Applies to H2G: Why is it not required to deliver expenses split by Please see Com. 132 – Association (GDV) cell I1 country ? How should an profitability assessment per country be possible without the expense split ? 209. XL Group plc Cover A1Q- It is not clear from the LOG what expenses should be included in the Please see Com. 132 – cell I1 expenses’ category, Cell H1F. This needs further clarification. ‘other
197. German Insurance Association (GDV) Cover – A1Q- cell C1 See - A1A- cell B13 198. German Insurance Association (GDV) Cover – A1Q- cell E1 See Cover - A1A- cell C1 Noted 199. RSA Insurance Group plc Cover – A1Q- cell E1 See A1A above. Noted 200. German Insurance Association (GDV) Cover – A1Q- cell E1Z • What do « expenses paid » represent ? Concept needs to be consistent with the premium concept (i.e. pure cash flows, ultimates vs. P&L view ; see also Country - K1- cell A1). If a P&L perspective is required then the deferrals (e.g. deferred acquisition costs, no cashflows) have to be included as well. Please see Com. 52 201. KPMG Cover – A1Q- cell E1Z See comments for Cover - A1A- cell E1E Noted 202. German Insurance Association (GDV) Cover – A1Q- cell F1 See Cover - A1A- cell E1 Noted 204. German Insurance Association (GDV) Cover – A1Q- cell F1Z See Cover - A1A- cell E1Z Noted 206. German Insurance Association (GDV) – A1Q- cell G1 See Cover - A1A- cell F1 Noted 207. German Insurance Association (GDV) Cover – A1Q- cell G1Z See Cover - A1A- cell E1Z Noted 208. German Insurance Association (GDV) Cover – A1Q- cell I1 Applies to H2G: Why is it not required to deliver expenses split by country ? How should an profitability assessment per country be possible without the expense split ? Please see Com. 132 209. XL Group plc Cover – A1Q- cell I1 It is not clear from the LOG what expenses should be included in the ‘other expenses’ category, Cell H1F. This needs further clarification. Please see Com. 132
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