Procedural Notes on Ethnicity, Race & Sex An applicant is not required to select an aggregate category as a precondition to selecting a subcategory. You should not report an aggregate category if it was not selected by the applicant. Do not report the ethnicity, race or sex or guarantors. If are no co-applicants, you must use the corresponding codes for Co-Applicant.” “No If there is more than 1 co-applicant, you must report the ethnicity, race, and sex for the only the first For purchased covered you may report if you choose not to report the information. “NA” Report for applicant and/or co-applicants that are not natural persons (LLC, corporation, partnership, “NA” etc.) Report BOTH the aggregate ethnicity and race categories AND the subcategories identified by the applicant. Preference is to the aggregate categories. For example, if the applicant selects all 5 aggregate race categories and also selects some race subcategories, you would only report the 5 aggregate race categories. If the applicant chooses not to provide the information for an application taken in person, not the fact on the collection form and collect the information by visual observation or surname. If the applicant states on an application or orally that he or she does not wish to provide the information for an application taken by phone, you must report the code for not provided by applicant by mail, “information internet or telephone application.” Ethnicity of Application or by Visual Hispanic or Latino observation/surname or 11. Mexican 12. Puerto Rican 13. Cuban 14. Other Hispanic or Latino 2. Not Hispanic or Latino 3. Information not provided by applicant in mail, internet or telephone application 4. Not applicable 5. No co-applicant If this data field does not contain an entry, leave it blank. If the application provided ethnicity in the Free Form Text Field for Other Hispanic or Latino and did not select Code 14, either leave the data field blank or enter Code 14. Ethnicity of Applicant Application or by Visual Collected on the basis of visual observation or observation/surname surname or Borrower Collected Not collected on the basis of visual observation or on the Basis of Visual surname Observation or Not applicable Surname Ethnicity of Application or by Visual Collected on the basis of visual observation or observation/surname surname or Collected on
Procedural Notes on Ethnicity, Race & Sex An applicant is not required to select an aggregate category as a precondition to selecting a subcategory. You should not report an aggregate category if it was not selected by the applicant. Do not report the ethnicity, race or sex or guarantors. If are no co-applicants, you must use the corresponding codes for “No Co-Applicant.” If there is more than 1 co-applicant, you must report the ethnicity, race, and sex for the only the first For purchased covered you may report “NA” if you choose not to report the information. Report “NA” for applicant and/or co-applicants that are not natural persons (LLC, corporation, partnership, etc.) Report BOTH the aggregate ethnicity and race categories AND the subcategories identified by the applicant. Preference is to the aggregate categories. For example, if the applicant selects all 5 aggregate race categories and also selects some race subcategories, you would only report the 5 aggregate race categories. If the applicant chooses not to provide the information for an application taken in person, not the fact on the collection form and collect the information by visual observation or surname. If the applicant states on an application or orally that he or she does not wish to provide the information for an application taken by phone, you must report the code for “information not provided by applicant by mail, internet or telephone application.” Ethnicity of or Application or by Visual observation/surname Hispanic or Latino 11. Mexican 12. Puerto Rican 13. Cuban 14. Other Hispanic or Latino 2. Not Hispanic or Latino 3. Information not provided by applicant in mail, internet or telephone application 4. Not applicable 5. No co-applicant If this data field does not contain an entry, leave it blank. If the application provided ethnicity in the Free Form Text Field for Other Hispanic or Latino and did not select Code 14, either leave the data field blank or enter Code 14. Ethnicity of Applicant or Borrower Collected on the Basis of Visual Observation or Surname Application or by Visual observation/surname Collected on the basis of visual observation or surname Not collected on the basis of visual observation or surname Not applicable Ethnicity of or Collected on Application or by Visual observation/surname Collected on the basis of visual observation or surname
2017-HMDA-Procedures.docx