The checklist below provides a detailed list of required documents for file review. Please note that ALL required documents must be submitted in order for a complete file review to occur. Please return this checklist along with all requested financial information. Account Number: ___________________________________ Borrower Name: ___________________________________ Co-Borrower Name: ___________________________________ Required Documents W2 Employed Self-Employed Hardship letter Hardship letter Financial Worksheet signed & dated Financial Worksheet signed & dated – – Full Bank Statements, Checking and/or Full Bank Statements, Checking and/or Savings (last two months - all pages Savings from Personal AND Business – please document source of all deposits) Accounts (last six months) Proof of Income: Two consecutive pay Receipt of previous year’s PAID stubs and if possible W2 from prior Property Taxes year if in early months of current year Copy of full tax returns from previous (January to April)( four consecutive 2 years, business and personal; include pay stubs if paid weekly) signed 4506-T form Copy of full tax returns from previous Copy of Home Owner's Insurance 2 years; include signed 4506-T form Declaration Page Receipt of previous year’s PAID Proof of Assets (only if you have Property Taxes investments, 401K, etc) Copy of Home Owner's Insurance Profit and Loss statement signed and – Declaration Page dated Proof of Assets (only if you have Rental agreement (only if you have investments, 401K, etc) income from a rental property) Rental agreement (only if you have of Flood Insurance (if applicable) income from a rental property) of Flood Insurance (if applicable) Short Sale Checklist
The checklist below provides a detailed list of required documents for file review. Please note that ALL required documents must be submitted in order for a complete file review to occur. Please return this checklist along with all requested financial information. Account Number: ___________________________________ Borrower Name: ___________________________________ Co-Borrower Name: ___________________________________ Required Documents W2 Employed Hardship letter Financial Worksheet – signed & dated Full Bank Statements, Checking and/or Savings (last two months - all pages – please document source of all deposits) Proof of Income: Two consecutive pay stubs and if possible W2 from prior year if in early months of current year (January to April)( four consecutive pay stubs if paid weekly) Copy of full tax returns from previous 2 years; include signed 4506-T form Receipt of previous year’s PAID Property Taxes Copy of Home Owner's Insurance Declaration Page Proof of Assets (only if you have investments, 401K, etc) Rental agreement (only if you have income from a rental property) of Flood Insurance (if applicable) Self-Employed Hardship letter Financial Worksheet – signed & dated Full Bank Statements, Checking and/or Savings from Personal AND Business Accounts (last six months) Receipt of previous year’s PAID Property Taxes Copy of full tax returns from previous 2 years, business and personal; include signed 4506-T form Copy of Home Owner's Insurance Declaration Page Proof of Assets (only if you have investments, 401K, etc) Profit and Loss statement – signed and dated Rental agreement (only if you have income from a rental property) of Flood Insurance (if applicable) Short Sale Checklist
BMOHarrisBankN.A.PreLossMitigationPackage.docx