RENTERS INSURANCE (HG 4) BROAD FORM (MOBILE HOME) (RATES PER $1,000) DEDUCTIBLE $1,000 $2,500 PERSONAL PROPERTY $9.90 + $9.20 + $6,000-$10,999 $23.00 BASE $23.00 BASE PERSONAL PROPERTY $12.80 + $12.50 + $11,000-$20,000 $23.00 BASE $23.00 BASE To figure premium: use the rate per $1,000 X the coverage amount + base. Minimum Personal Property coverage: $6,000. Maximum Personal Property coverage: $20,000. Rate includes: 20% of coverage amount for Loss of Use. Coverage not permitted if mobile home has solid fuel burning appliance. Mobile Home containing covered Personal Property must meet Mobile Home underwriting requirements. RC-120 Mobile Home Questionnaire not required. Property loss settlement is actual cash value. Personal Liability (PL) is not included in the premium. The Mobile Home Renter’s Insurance Policy cannot be written without PL coverage. 01/18
RENTERS INSURANCE (HG 4) BROAD FORM (MOBILE HOME) (RATES PER $1,000) DEDUCTIBLE $1,000 $2,500 PERSONAL PROPERTY $9.90 + $9.20 + $6,000-$10,999 $23.00 BASE $23.00 BASE PERSONAL PROPERTY $12.80 + $12.50 + $11,000-$20,000 $23.00 BASE $23.00 BASE To figure premium: use the rate per $1,000 X the coverage amount + base. Minimum Personal Property coverage: $6,000. Maximum Personal Property coverage: $20,000. Rate includes: 20% of coverage amount for Loss of Use. Coverage not permitted if mobile home has solid fuel burning appliance. Mobile Home containing covered Personal Property must meet Mobile Home underwriting requirements. RC-120 Mobile Home Questionnaire not required. Property loss settlement is actual cash value. Personal Liability (PL) is not included in the premium. The Mobile Home Renter’s Insurance Policy cannot be written without PL coverage. 01/18
2018_Rate_and_UW_Manual.docx