FARMATE AUTO/HOME DISCOUNTS AUTO/HOME PACKAGE DISCOUNT APPLIES TO THE FOLLOWING POLICIES: Farmate Custom Dwelling w/Replacement Cost (12% Dwelling premium only) Commander (12% Dwelling premium only) GUIDELINES FOR AUTO/HOME PACKAGE DISCOUNT: The insured on the GMRC auto policy must be the named insured or additional named insured on the FarMutual policy which covers the principle residence of the insured. Discount will be added or deleted only at renewal following the initial issuance of the policy. The Property 12% discount will not apply to any policy if a Loss Control Report is issued or an endorsement that limits coverage is applicable the first year. Once the Loss Control Report is satisfactorily completed and the endorsement(s) that limits coverage is removed from the policy, the discount will be added at the next renewal. AUTO/HOME DWELLING DISCOUNT APPLIES TO THE FOLLOWING POLICIES: Commander or Custom Dwelling with replacement cost coverage (5% Dwelling premium) GUIDELINES FOR AUTO/HOME DWELLING DISCOUNT: The personal auto policy of the named insured must be written with a carrier represented by the agency of record. Current auto dec page must accompany application for discount. Current auto dec page must be provided prior to each renewal. Discount will be added or deleted only at renewal following the initial issuance of the policy. LONGEVITY DISCOUNTS FARMOWNERS LONGEVITY DISCOUNT APPLIES TO THE FOLLOWING FARMUTUAL POLICIES/PERCENTAGE OF DISCOUNT: Farm Custom Dwelling with replacement cost or Commander Dwelling insured with Heartland Mutual for three or more consecutive years (same policy #) - a longevity discount of 2% of total property premium Longevity Discount applied independently of Claims Free Longevity Discount APPLICATION: Applied at renewal following three consecutive, continuous policy years.
FARMATE AUTO/HOME DISCOUNTS AUTO/HOME PACKAGE DISCOUNT APPLIES TO THE FOLLOWING POLICIES: Farmate Custom Dwelling w/Replacement Cost (12% Dwelling premium only) Commander (12% Dwelling premium only) GUIDELINES FOR AUTO/HOME PACKAGE DISCOUNT: The insured on the GMRC auto policy must be the named insured or additional named insured on the FarMutual policy which covers the principle residence of the insured. Discount will be added or deleted only at renewal following the initial issuance of the policy. The Property 12% discount will not apply to any policy if a Loss Control Report is issued or an endorsement that limits coverage is applicable the first year. Once the Loss Control Report is satisfactorily completed and the endorsement(s) that limits coverage is removed from the policy, the discount will be added at the next renewal. AUTO/HOME DWELLING DISCOUNT APPLIES TO THE FOLLOWING POLICIES: Commander or Custom Dwelling with replacement cost coverage (5% Dwelling premium) GUIDELINES FOR AUTO/HOME DWELLING DISCOUNT: The personal auto policy of the named insured must be written with a carrier represented by the agency of record. Current auto dec page must accompany application for discount. Current auto dec page must be provided prior to each renewal. Discount will be added or deleted only at renewal following the initial issuance of the policy. LONGEVITY DISCOUNTS FARMOWNERS LONGEVITY DISCOUNT APPLIES TO THE FOLLOWING FARMUTUAL POLICIES/PERCENTAGE OF DISCOUNT: Farm Custom Dwelling with replacement cost or Commander Dwelling insured with Heartland Mutual for three or more consecutive years (same policy #) - a longevity discount of 2% of total property premium Longevity Discount applied independently of Claims Free Longevity Discount APPLICATION: Applied at renewal following three consecutive, continuous policy years.
2018_Rate_and_UW_Manual.docx