lending for community development projects (PD29), lending to low- and moderate-income areas (PD30), lending to projects which benefit low- or moderate-income individuals (PD31), and lending to other targeted populations (PD32). Does the institution provide mission-oriented loans? NCIF metric: PD2 * Yes No 14. Does the institution offer small dollar loans? Tip: The CDFI Fund BEA application considers small dollar consumer loans as a qualified activity in the distressed community financing activities category. These loans are defined as affordable loans that serve as available alternatives to the marketplace for individuals who are Eligible Residents with a total principal value between $500 and $5,000 and have a term of ninety (90) days or more. NCIF metric: PD8, IRIS metric: PD5098 * Yes No 14b. For small dollar loans, how many clients were served in 2015? Note: Please provide the number of unique clients who accessed this service in 2015. Count individual users, not the number of times the service was accessed. * 15. Does the institution have off balance sheet loans? Tip: This aligns with to CDFI Fund Financial Assistance application Excel workbook question identifier 704, defined as "a loan is counted as closed in the fiscal year when a legally binding note has been signed by the borrower in favor of other investors. These loans are not represented on the balance sheet." Loans may include off balance sheet mortgage loans, SBA guaranteed loans or others. NCIF metrics: PI22, PI23 * Yes No 15b. How many off balance sheet loans were originated in 2015? NCIF metric: PI22 * 15c. What is the dollar value of off balance sheet loans originated in 2015? NCIF metric: PI23 * 16. Did the bank do any New Market Tax Credit transactions in 2015? Please indicate "yes" if the bank was involved in the NMTC program in any capacity, such as an allocatee, leverage lender etc. NCIF metrics: PD13, PD14 * Yes No
lending for community development projects (PD29), lending to low- and moderate-income areas (PD30), lending to projects which benefit low- or moderate-income individuals (PD31), and lending to other targeted populations (PD32). Does the institution provide mission-oriented loans? NCIF metric: PD2 * Yes No 14. Does the institution offer small dollar loans? Tip: The CDFI Fund BEA application considers small dollar consumer loans as a qualified activity in the distressed community financing activities category. These loans are defined as affordable loans that serve as available alternatives to the marketplace for individuals who are Eligible Residents with a total principal value between $500 and $5,000 and have a term of ninety (90) days or more. NCIF metric: PD8, IRIS metric: PD5098 * Yes No 14b. For small dollar loans, how many clients were served in 2015? Note: Please provide the number of unique clients who accessed this service in 2015. Count individual users, not the number of times the service was accessed. * 15. Does the institution have off balance sheet loans? Tip: This aligns with to CDFI Fund Financial Assistance application Excel workbook question identifier 704, defined as "a loan is counted as closed in the fiscal year when a legally binding note has been signed by the borrower in favor of other investors. These loans are not represented on the balance sheet." Loans may include off balance sheet mortgage loans, SBA guaranteed loans or others. NCIF metrics: PI22, PI23 * Yes No 15b. How many off balance sheet loans were originated in 2015? NCIF metric: PI22 * 15c. What is the dollar value of off balance sheet loans originated in 2015? NCIF metric: PI23 * 16. Did the bank do any New Market Tax Credit transactions in 2015? Please indicate "yes" if the bank was involved in the NMTC program in any capacity, such as an allocatee, leverage lender etc. NCIF metrics: PD13, PD14 * Yes No
2015_NCIF_BankImpact_Dashboard_Survey.docx