We’re not sure, so you tell me if we’ve misunderstood is that how it’s disclosed, or – is it disclosed in some other way?No, I believe it’s disclosed in a separate separate – section. Okay?I believe it’s in the product product – Oh, it’s not in the product disclosure statement?No. Okay. But if you then if a member I’m sorry. I tender the product disclosure – – statement. THE COMMISSIONER: Suncorp Everyday PDS 13 February ’18, SUN.1504.0001.3195, exhibit 5.168. EXHIBIT #5.168 SUNCORP EVERYDAY SUPER PDS, SUN.1504.0001.3195 DATED 13/02/2018 MR HODGE: If we bring up SUN.1504.0001.3211. You’ve got a copy of the document there, Mr Pinto. No, no, I mean you’re looking at the document?I’m looking at the Suncorp Brighter Super product guide. Could I I think you’ve got another one there. Just so we can follow it over, can you – look at the Suncorp Everyday Super product guide. I think you should have that as well. You’re not sure?Which tab is it? I will wait for your solicitors to tell you. But if we bring up on the screen SUN.1504.0001.3211. I think you’ve got if you look at tab 24, you’ve got a – product disclosure for a different product which is the Choice product, but I’m told they’re in identical terms. And if you go to page 29 of your document. The pages are different. I will we’ve got a spare copy or my friend has a spare copy for you, – – Mr Pinto, of the Everyday Super reference guide. Hopefully that will come up on the screen shortly. And, Commissioner, Mr Kirk has kindly offered one to you. THE COMMISSIONER: you. MR HODGE: So this is the Suncorp Everyday Super guide. It’s I think it’s in – total 59 pages long?Yes. And if you go to page 29 of that document. In the second column of text on that page, an underlined heading which is Expense Recovery and Reserves?Yes. And it says:
We’re not sure, so you tell me if we’ve misunderstood – is that how it’s disclosed, or is it disclosed in some other way?No, I believe it’s disclosed in a separate – separate section. Okay?I believe it’s in the product – product Oh, it’s not in the product disclosure statement?No. Okay. But if you then – if a member – I’m sorry. I tender the product disclosure statement. THE COMMISSIONER: Suncorp Everyday PDS 13 February ’18, SUN.1504.0001.3195, exhibit 5.168. EXHIBIT #5.168 SUNCORP EVERYDAY SUPER PDS, SUN.1504.0001.3195 DATED 13/02/2018 MR HODGE: If we bring up SUN.1504.0001.3211. You’ve got a copy of the document there, Mr Pinto. No, no, I mean you’re looking at the document?I’m looking at the Suncorp Brighter Super product guide. Could I – I think you’ve got another one there. Just so we can follow it over, can you look at the Suncorp Everyday Super product guide. I think you should have that as well. You’re not sure?Which tab is it? I will wait for your solicitors to tell you. But if we bring up on the screen SUN.1504.0001.3211. I think you’ve got – if you look at tab 24, you’ve got a product disclosure for a different product which is the Choice product, but I’m told they’re in identical terms. And if you go to page 29 of your document. The pages are different. I will – we’ve got a spare copy – or my friend has a spare copy for you, Mr Pinto, of the Everyday Super reference guide. Hopefully that will come up on the screen shortly. And, Commissioner, Mr Kirk has kindly offered one to you. THE COMMISSIONER: you. MR HODGE: So this is the Suncorp Everyday Super guide. It’s – I think it’s in total 59 pages long?Yes. And if you go to page 29 of that document. In the second column of text on that page, an underlined heading which is Expense Recovery and Reserves?Yes. And it says:
transcript-14-august-2018.docx