Factors That Influence Spending Choices How Shopping Lists Help Consumers Planning Helps People Make What is a budget? Balancing Income and Expenses: SS.4.FL.2.7 Planning for Choices About Spending Make a Plan spending can help people make Budgets and Planning informed choices. Develop a What is a Balanced Budget budget plan for spending, saving, and managing income. Topic(s): Create a Spending Plan Managing Income Wisely Saving Saving Saving Saving Saving Now and Later (Concept) Importance of Saving Money Benefits and of Saving Saving for Future and Wants SS.4.FL.3.1 Identify ways that income is saved, spent on goods Saving Money Benefits and of Spending Saving in Case of Emergency and services, or used to pay Spend Now or Save for Later taxes. Spending Money Saving vs. Spending (Lesson Plan: Introduction to Topic(s): (Lesson Plan: Using Money Saving and Spending Income: Saved or Spent, or Used Wisely Saving for Freckles ) to Pay Taxes – Benefits of Saving Explaining the Difference Between Saving and Spending Saving for Something I Want Choosing to Save Money Reasons for Saving Money Giving Up to Save for the Future SS.4.FL.3.2 Explain that when people save money, they give up (Lesson Plan: Why We Save ) the opportunity to buy things now Waiting to Buy What We Want in order to buy things later. Topic(s): Buy Now or Buy Later: The Cost of Future Purchases What You Give Up to Put $50 in a Savings Account A Safe to Keep My Savings Keeping My Savings in a Safe Keeping My Savings in a Bank Where Shall I Keep My Savings SS.4.FL.3.3 Identify ways that at Home Place people can choose to save (Lesson Plan: Checking Accounts money in many places—for and Alternative Banking Methods example, at home in a piggy bank ) or at a commercial bank, credit union, or savings and loan.
Factors That Influence Spending Choices How Shopping Lists Help Consumers Planning Helps People Make Choices About Spending What is a budget? Budgets and Planning Balancing Income and Expenses: Make a Plan What is a Balanced Budget SS.4.FL.2.7 Planning for spending can help people make informed choices. Develop a budget plan for spending, saving, and managing income. Topic(s): Create a Spending Plan Managing Income Wisely Saving Saving Saving Saving Saving Now and Later (Concept) Saving Money Spending Money (Lesson Plan: Using Money Wisely – Saving for Freckles ) Importance of Saving Money Spend Now or Save for Later (Lesson Plan: Introduction to Saving and Spending Benefits and of Saving Benefits and of Spending Saving for Future and Wants Saving in Case of Emergency Saving vs. Spending SS.4.FL.3.1 Identify ways that income is saved, spent on goods and services, or used to pay taxes. Topic(s): Income: Saved or Spent, or Used to Pay Taxes Benefits of Saving Explaining the Difference Between Saving and Spending Saving for Something I Want Choosing to Save Money Waiting to Buy What We Want Reasons for Saving Money (Lesson Plan: Why We Save ) Giving Up to Save for the Future SS.4.FL.3.2 Explain that when people save money, they give up the opportunity to buy things now in order to buy things later. Topic(s): Buy Now or Buy Later: The Cost of Future Purchases What You Give Up to Put $50 in a Savings Account A Safe to Keep My Savings at Home Keeping My Savings in a Safe Place Keeping My Savings in a Bank Where Shall I Keep My Savings (Lesson Plan: Checking Accounts and Alternative Banking Methods ) SS.4.FL.3.3 Identify ways that people can choose to save money in many places—for example, at home in a piggy bank or at a commercial bank, credit union, or savings and loan.
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