Divided By: One Plus Number of Months Since Year End / Equals: YeartoDate Average Total Loans and Lease Financing Receivables = (b) Divide: Annualized Income from Loans and Leases (Item (a) Above) By: YeartoDate Average Total Loans and Lease Financing Receivables (Item (b) Above) / Equals: = Multiply By: 100 x 100 Equals: Loan and Yield = % INVESTMENT SECURITIES YIELD (BOOK) Interest and dividend income on securities with readily determinable fair values and not held in trading accounts (annualized) divided by average securities with readily determinable fair values. Interest and Dividend Income on Securities (Line item 23) Divided By: Number of Months Since Year End / Equals: Average Monthly Income on Securities = Multiply By: 12 x 12 Equals: Annualized Income on Securities = (a) Average of Month-End Securities With Readily Determinable Fair Values Inclusive of Year End (Sum of line items 43 and 44): Add: December + January + February + March + April + May + June + July + August + September + October + November + December + Equals: = Divided By: One Plus Number of Months Since Year End / Equals: YeartoDate Average Securities With Readily Determinable Fair Values = (b) Divide: Annualized Income on Securities (Item (a) Above) / By: YeartoDate Average Securities With Readily Determinable Fair Values (Item (b) Above) Equals: = Multiply By: 100 x 100 Equals: Investment Securities Yield (Book) = % COST OF FUNDS (TOTAL) Interest expense (annualized) divided by average interestbearing liabilities. Divide: Interest Expense (Line item 29) By: Number of Months Since Year End /
Divided By: One Plus Number of Months Since Year End / Equals: YeartoDate Average Total Loans and Lease Financing Receivables = (b) Divide: Annualized Income from Loans and Leases (Item (a) Above) By: YeartoDate Average Total Loans and Lease Financing Receivables (Item (b) Above) / Equals: = Multiply By: 100 x 100 Equals: Loan and Yield = % INVESTMENT SECURITIES YIELD (BOOK) Interest and dividend income on securities with readily determinable fair values and not held in trading accounts (annualized) divided by average securities with readily determinable fair values. Interest and Dividend Income on Securities (Line item 23) Divided By: Number of Months Since Year End / Equals: Average Monthly Income on Securities = Multiply By: 12 x 12 Equals: Annualized Income on Securities = (a) Average of Month-End Securities With Readily Determinable Fair Values Inclusive of Year End (Sum of line items 43 and 44): Add: December + January + February + March + April + May + June + July + August + September + October + November + December + Equals: = Divided By: One Plus Number of Months Since Year End / Equals: YeartoDate Average Securities With Readily Determinable Fair Values = (b) Divide: Annualized Income on Securities (Item (a) Above) By: YeartoDate Average Securities With Readily Determinable Fair Values (Item (b) Above) / Equals: = Multiply By: 100 x 100 Equals: Investment Securities Yield (Book) = % COST OF FUNDS (TOTAL) Interest expense (annualized) divided by average interestbearing liabilities. Divide: Interest Expense (Line item 29) By: Number of Months Since Year End /
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