We may combine information about how you use our services with the other information we hold about you in order to help us develop a better and more detailed understanding of the way different types of individuals use our services. 3. WHAT KINDS OF PERSONAL DATA WE USE, AND WHERE WE GET IT FROM We obtain and use information from various different sources. These are summarised in the following table. Type of Description Source information Name and This is basic personal data about you, and contact details how to get in touch with you. This is other information that we need to This information is usually help identify who you are, such as your provided directly by you through date of birth, address history and your our partner. Some of it is also Other identifying credit or debit card details. In some matched with data on your credit information cases, such as where you have changed file. your name, we may require physical documents such as a deed poll or marriage certificate. This information is gathered by Callcredit Limited in its role as a This is information about your credit credit reference agency. history, such your loans, mortgages and Callcredit Limited supplies it to other credit arrangements, your Callcredit Consumer Limited so repayments, and your financial that we can provide it to you associates. It also includes information through our partner. such as court judgments, bankruptcies and IVAs that may have been made Callcredit Limited gets the against you, as well as your current and information from a range of Your credit file previous names and addresses. We also different sources, including keep a record of who has previously lenders. Information court made searches of your credit file, and any judgments and insolvency-related disputes and queries that have been events comes (indirectly) from raised by you. Your credit file also the courts. Address information is contains fraud prevention indicators. obtained from the electoral register, which is supplied to More details about this information can Callcredit by local authorities. be found at . Fraud prevention indicators are provided by Cifas. This is information about our contact Contact history with you. We produce these records ourselves. This is information about the use of our Service usage services, such as the date and time your
We may combine information about how you use our services with the other information we hold about you in order to help us develop a better and more detailed understanding of the way different types of individuals use our services. 3. WHAT KINDS OF PERSONAL DATA WE USE, AND WHERE WE GET IT FROM We obtain and use information from various different sources. These are summarised in the following table. Type of information Description Source Name and contact details This is basic personal data about you, and how to get in touch with you. This information is usually provided directly by you through our partner. Some of it is also matched with data on your credit file. Other identifying information This is other information that we need to help identify who you are, such as your date of birth, address history and your credit or debit card details. In some cases, such as where you have changed your name, we may require physical documents such as a deed poll or marriage certificate. Your credit file This is information about your credit history, such your loans, mortgages and other credit arrangements, your repayments, and your financial associates. It also includes information such as court judgments, bankruptcies and IVAs that may have been made against you, as well as your current and previous names and addresses. We also keep a record of who has previously made searches of your credit file, and any disputes and queries that have been raised by you. Your credit file also contains fraud prevention indicators. More details about this information can be found at . This information is gathered by Callcredit Limited in its role as a credit reference agency. Callcredit Limited supplies it to Callcredit Consumer Limited so that we can provide it to you through our partner. Callcredit Limited gets the information from a range of different sources, including lenders. Information court judgments and insolvency-related events comes (indirectly) from the courts. Address information is obtained from the electoral register, which is supplied to Callcredit by local authorities. Fraud prevention indicators are provided by Cifas. Contact history This is information about our contact with you. We produce these records ourselves. Service usage This is information about the use of our services, such as the date and time your
Privacy_notice_-_Callcredit_Consumer_Resellers.docx