How much is --- Medical 900 1,200 2000 1,200 per month expenses 800 Are you part of a Yes - 10 Yes 500 Yes - 10 No No No – RoSCA? If yes what is the monthly RoSCA amount Do you own an No No Yes No No No account in a bank Do you own an No Yes No No No No account in a post office Table 13: Repayment determinants for the unsuccessful borrowers Repayment Person F Person G Person H Person I Person J Person K Questions Are all the No No No No No No installments paid on time Number of 2 2 3 3 5 7 delayed installments Main factor Daughter Husband’s Hospitalized Claimed Claimed Claimed affecting being illness for 2 months lower burnt poor market unsuccessful hospitalized - of revenue equipm- conditions payment equipment as a ent from his result of workshop lower demand
How much is per month --- Medical expenses 800 900 1,200 2000 1,200 Are you part of a RoSCA? If yes what is the monthly RoSCA amount Yes - 10 Yes – 500 Yes - 10 No No No Do you own an account in a bank No No Yes No No No Do you own an account in a post office No Yes No No No No Table 13: Repayment determinants for the unsuccessful borrowers Repayment Questions Person F Person G Person H Person I Person J Person K Are all the installments paid on time No No No No No No Number of delayed installments 2 2 3 3 5 7 Main factor affecting unsuccessful payment Daughter being hospitalized Husband’s illness Hospitalized for 2 months - of equipment from his workshop Claimed lower revenue as a result of lower demand Claimed burnt equipm- ent Claimed poor market conditions
Reem%20Nabil%20Hashad%20-%20Thesis.docx