A dwelling (as defined Not specified, but WIS. STAT. ANN. § WI Mortgage A residential in 15 USCA § 1602[v]) practically before (West 2013); WIS. Initial Disclosure 14547 Yes Yes Broker Agreement mortgage loan or residential real engaging in broker CODE property services § (2013) A 1-to-4 family WI ARM A variable rate loan, dwelling used as the By the time of the WIS. STAT. ANN. § Initial Disclosure and Prepayment 9109 Yes No is a primary lien borrower’s principal offer of the loan (West 2013) Closing Penalty Notice residence NMLS Unique Initial Disclosure, A dwelling (as defined Identifier Disclosed Yes, for Processing, A residential in 15 USCA § 1602[v]) With the WIS. STAT. ANN. § on 1003 Uniform On 4193 No mortgage loan Underwriting, and mortgage loan or residential real application (West 2013) Residential Loan applications Closing property Application A consumer credit With the writing WI Mortgage transaction, which is evidencing the Second & Fixed Real or personal WIS. STAT. ANN. § Closing 515 & 1080 a junior lien and the customer’s No No Rate Note property (West 2013) amount financed is obligation to pay Wisconsin Second $25,000 or less (closing) A credit transaction governed by the Notice to Spouse Wisconsin Consumer Before any of Extension of Act (Wis. Stat. Ann. Real or personal payment is due WIS. STAT. ANN. § Closing Credit by Copy of 515 & 1353 ch. 421 through 427), No No property under the (West 2013) Security is a junior lien transaction Instrument and the amount financed is $25,000 or less
Initial Disclosure WI Mortgage Broker Agreement 14547 A residential mortgage loan A dwelling (as defined in 15 USCA § 1602[v]) or residential real property Not specified, but practically before engaging in broker services WIS. STAT. ANN. § (West 2013); WIS. CODE § (2013) Yes Yes Initial Disclosure and Closing WI ARM Prepayment Penalty Notice 9109 A variable rate loan, is a primary lien A 1-to-4 family dwelling used as the borrower’s principal residence By the time of the offer of the loan WIS. STAT. ANN. § (West 2013) Yes No Initial Disclosure, Processing, Underwriting, and Closing NMLS Unique Identifier Disclosed on 1003 Uniform Residential Loan Application On 4193 A residential mortgage loan A dwelling (as defined in 15 USCA § 1602[v]) or residential real property With the application WIS. STAT. ANN. § (West 2013) No Yes, for mortgage loan applications Closing WI Mortgage Second & Fixed Rate Note Wisconsin Second 515 & 1080 A consumer credit transaction, which is a junior lien and the amount financed is $25,000 or less Real or personal property With the writing evidencing the customer’s obligation to pay (closing) WIS. STAT. ANN. § (West 2013) No No Closing Notice to Spouse of Extension of Credit by Copy of Security Instrument 515 & 1353 A credit transaction governed by the Wisconsin Consumer Act (Wis. Stat. Ann. ch. 421 through 427), is a junior lien and the amount financed is $25,000 or less Real or personal property Before any payment is due under the transaction WIS. STAT. ANN. § (West 2013) No No
Initial-Disclosure-Signature-Matrix.docx