Not less than 12 Residential real N.Y. BANKING LAW business days nor property, § (McKinney NY Lock-in Expiration more than 20 Initial Disclosure 1569 A mortgage loan improved by a 2013); N.Y. COMP. No No Notice business days prior to family, CODES R. & REGS. the commitment dwelling tit. 3, § (2013) expiration. Residential real property, At the time of N.Y. COMP. CODES NY Insurance improved by a commitment, or if no Initial Disclosure 1572 A mortgage loan R. & REGS. tit. 3, § No No Disclosure family, commitment, at the (2013) owner-occupied time of application. dwelling Either: (1) real property used for Either: (1) a loan residential N.Y. BANKING LAW secured by real purposes; or (2) § (McKinney NY Interest Rate property used for Residential real 3572 At application 2013); N.Y. COMP. No No Initial Disclosure Disclosure residential purposes; property, CODES R. & REGS. or (2) a mortgage improved by a tit. 3, § (2013) loan family, owner-occupied dwelling Residential real Prior to taking an NY Pre-Application property, application or N.Y. COMP. CODES Disclosure and Fee improved by a collecting an Initial Disclosure 3587 A mortgage loan R. & REGS. tit. 3, § No No Agreement for family, application, credit (2013) Licensed Brokers owner-occupied report, or property dwelling appraisal fee
Initial Disclosure NY Lock-in Expiration Notice 1569 A mortgage loan Residential real property, improved by a family, dwelling Not less than 12 business days nor more than 20 business days prior to the commitment expiration. N.Y. BANKING LAW § (McKinney 2013); N.Y. COMP. CODES R. & REGS. tit. 3, § (2013) No No Initial Disclosure NY Insurance Disclosure 1572 A mortgage loan Residential real property, improved by a family, owner-occupied dwelling At the time of commitment, or if no commitment, at the time of application. N.Y. COMP. CODES R. & REGS. tit. 3, § (2013) No No Initial Disclosure NY Interest Rate Disclosure 3572 Either: (1) a loan secured by real property used for residential purposes; or (2) a mortgage loan Either: (1) real property used for residential purposes; or (2) Residential real property, improved by a family, owner-occupied dwelling At application N.Y. BANKING LAW § (McKinney 2013); N.Y. COMP. CODES R. & REGS. tit. 3, § (2013) No No Initial Disclosure NY Pre-Application Disclosure and Fee Agreement for Licensed Brokers 3587 A mortgage loan Residential real property, improved by a family, owner-occupied dwelling Prior to taking an application or collecting an application, credit report, or property appraisal fee N.Y. COMP. CODES R. & REGS. tit. 3, § (2013) No No
Initial-Disclosure-Signature-Matrix.docx