A credit transaction that is Not specified, but real either 10 years or less in property of 1- to 4- residential At the time the CA Credit Disability CAL. CIV. CODE § Closing 15326 duration, or a units, if creditor sells the No No Claim Procedure (West 2012) construction/improvement construction/improvement insurance. loan. loan. Prior to or within On 4387 30 days after Notice of Negative CAL. CIV. CODE § Closing (Federal); Not specified Not specified transmitting No No Credit Information (West 2012) 16085 negative credit information Borrower’s Lender’s Colorado Proper Name of Generic Cx Loan Type Property Timing Requirement Legal Reference Signature Signature Disclosure Number (Package Type) Required? Required? A covered loan Property that is COLO. REV. STAT. CO Loan Product which contains a Initial Disclosure 2749 the consumer’s Not specified ANN. § (West Yes No Choice prepayment principal dwelling. 2013) penalty.
Closing CA Credit Disability Claim Procedure 15326 A credit transaction that is either 10 years or less in duration, or a construction/improvement loan. Not specified, but real property of 1- to 4- residential units, if construction/improvement loan. At the time the creditor sells the insurance. CAL. CIV. CODE § (West 2012) No No Closing Notice of Negative Credit Information On 4387 (Federal); 16085 Not specified Not specified Prior to or within 30 days after transmitting negative credit information CAL. CIV. CODE § (West 2012) No No Colorado (Package Type) Proper Name of Disclosure Generic Cx Number Loan Type Property Timing Requirement Legal Reference Borrower’s Signature Required? Lender’s Signature Required? Initial Disclosure CO Loan Product Choice 2749 A covered loan which contains a prepayment penalty. Property that is the consumer’s principal dwelling. Not specified COLO. REV. STAT. ANN. § (West 2013) Yes No
Initial-Disclosure-Signature-Matrix.docx