A dwelling (as defined in Section 103 of TILA) or Ohio Insurance (upon A residential residential real estate At the time the OHIO ADMIN. CODE Initial Disclosure No No Notice to Applicant request) mortgage loan upon which is (or is loan is made (2013) intended to be) constructed a dwelling At application, or Real property OHIO REV. CODE within 5 days if Initial Disclosure OH Homebuyers’ A residential containing (or which ANN. § (West 11195 application is not Yes No and Closing Protection Act mortgage shall contain) 1-to-2 2012); OHIO ADMIN. submitted in residential units CODE (2013) person. A dwelling (as defined in Section 103 of TILA) or Not earlier than 3 OHIO REV. CODE OH Escrow Account A residential residential real estate business days nor 11205 ANN. § (West No No Initial Disclosure Disclosure mortgage loan upon which is (or is than 24 hours 2012) intended to be) before closing constructed a dwelling OH At application, or Acknowledgement of Real property OHIO REV. CODE within 5 business Initial Disclosure Receipt of Home A residential containing (or which ANN. § (West 12447 days if application Yes No and Closing Mortgage Loan mortgage shall contain) 1-to-2 2012); OHIO ADMIN. is not submitted in Informational residential units CODE & (2013) person. Document
Initial Disclosure Ohio Insurance Notice to Applicant (upon request) A residential mortgage loan A dwelling (as defined in Section 103 of TILA) or residential real estate upon which is (or is intended to be) constructed a dwelling At the time the loan is made OHIO ADMIN. CODE (2013) No No Initial Disclosure and Closing OH Homebuyers’ Protection Act 11195 A residential mortgage Real property containing (or which shall contain) 1-to-2 residential units At application, or within 5 days if application is not submitted in person. OHIO REV. CODE ANN. § (West 2012); OHIO ADMIN. CODE (2013) Yes No Initial Disclosure OH Escrow Account Disclosure 11205 A residential mortgage loan A dwelling (as defined in Section 103 of TILA) or residential real estate upon which is (or is intended to be) constructed a dwelling Not earlier than 3 business days nor than 24 hours before closing OHIO REV. CODE ANN. § (West 2012) No No Initial Disclosure and Closing OH Acknowledgement of Receipt of Home Mortgage Loan Informational Document 12447 A residential mortgage Real property containing (or which shall contain) 1-to-2 residential units At application, or within 5 business days if application is not submitted in person. OHIO REV. CODE ANN. § (West 2012); OHIO ADMIN. CODE & (2013) Yes No
Initial-Disclosure-Signature-Matrix.docx