A dwelling or A purchase or residential real refinance CO Reason for estate containing 4 COLO. CODE Initial Disclosure 12874 transaction that is Not specified Yes No Loan (or will contain) 1- REGS. § (2013) a residential to 4- family mortgage loan dwelling A dwelling or COLO. REV. STAT. residential real Within 3 business days after ANN. § , , & CO Lock-In Residential estate containing Initial Disclosure 13134 receipt of a loan application (West 2013); 4 Yes Yes Disclosure mortgage loans (or will contain) 1- or money COLO. CODE REGS. to 4- family § (2013) dwelling units. A dwelling or Residential residential real mortgage loans CO Prepayment estate containing 4 COLO. CODE Initial Disclosure 13355 that contain a Not specified No No Penalty Disclosure (or will contain) 1- REGS.§ (2013) prepayment to 4- family penalty. dwelling units. A dwelling or COLO. REV. STAT. residential real Within 3 business days after ANN. § (West CO Dual Status Residential estate containing receipt of a loan application Initial Disclosure 14095 2013); 4 COLO. Yes Yes Disclosure mortgage loans (or will contain) 1- or any moneys from a CODE REGS.§ to 4- family borrower. (2013) dwelling units. A dwelling or residential real COLO. REV. STAT. Itemization of Within 3 business days after Residential estate containing ANN. § (West Initial Disclosure Amount Financed (Federal) receipt of a loan application Yes Yes mortgage (or will contain) 1- 2013); 4 Colo. 01-01-10 or money to 4- family Code Regs. § dwelling units.
Initial Disclosure CO Reason for Loan 12874 A purchase or refinance transaction that is a residential mortgage loan A dwelling or residential real estate containing (or will contain) 1- to 4- family dwelling Not specified 4 COLO. CODE REGS. § (2013) Yes No Initial Disclosure CO Lock-In Disclosure 13134 Residential mortgage loans A dwelling or residential real estate containing (or will contain) 1- to 4- family dwelling units. Within 3 business days after receipt of a loan application or money COLO. REV. STAT. ANN. § , , & (West 2013); 4 COLO. CODE REGS. § (2013) Yes Yes Initial Disclosure CO Prepayment Penalty Disclosure 13355 Residential mortgage loans that contain a prepayment penalty. A dwelling or residential real estate containing (or will contain) 1- to 4- family dwelling units. Not specified 4 COLO. CODE REGS.§ (2013) No No Initial Disclosure CO Dual Status Disclosure 14095 Residential mortgage loans A dwelling or residential real estate containing (or will contain) 1- to 4- family dwelling units. Within 3 business days after receipt of a loan application or any moneys from a borrower. COLO. REV. STAT. ANN. § (West 2013); 4 COLO. CODE REGS.§ (2013) Yes Yes Initial Disclosure Itemization of Amount Financed 01-01-10 (Federal) Residential mortgage A dwelling or residential real estate containing (or will contain) 1- to 4- family dwelling units. Within 3 business days after receipt of a loan application or money COLO. REV. STAT. ANN. § (West 2013); 4 Colo. Code Regs. § Yes Yes
Initial-Disclosure-Signature-Matrix.docx