Borrower’s Lender’s Georgia Proper Name of Generic Cx Timing Loan Type Property Reference Signature Signature Disclosure Number Requirement (Package Type) Required? Required? A 1-to-4 family residential Acknowledgment of Within 3 property, which is the GA. CODE ANN. § Receipt of Good 879 (upon business days primary residence of a (West 2012); Initial Disclosure Faith Estimate and request) & A mortgage loan after the No No natural person, but does GA. COMP. R. & REGS. Good Faith Estimate (Federal) application is not include rental (2013) 01-01-10 received property or second homes Anti-Coercion A financing of real GA. CODE ANN. § Initial Disclosure 2778 Real property Not specified No No Insurance Disclosure property (West 2012) Either: (1) a 1-to-4 family residential property that is Before the primary residence of a accepting any natural person; or (2) A Either: (1) a application, GA. CODE ANN. § Advanced dwelling (as defined in mortgage loan; or property (West 2012); GA. Initial Disclosure Fee/Application 2783 Section 103[v] of TILA) or Yes No (2) a residential appraisal, COMP. R. & REGS. Disclosure residential real estate mortgage loan credit report, (2013) upon which is (or is or any other intended to be) third-party fee constructed a dwelling, consisting of 1-to-4 units Not specified, but Not specified, but practically practically real estate Right to Choose required only in upon which is located a GA. CODE ANN. § Initial Disclosure 3846 Not specified No No Attorney connection with family, (West 2012) high-cost home principal loans. dwelling
Georgia (Package Type) Proper Name of Disclosure Generic Cx Number Loan Type Property Timing Requirement Reference Borrower’s Signature Required? Lender’s Signature Required? Initial Disclosure Acknowledgment of Receipt of Good Faith Estimate and Good Faith Estimate 01-01-10 879 (upon request) & (Federal) A mortgage loan A 1-to-4 family residential property, which is the primary residence of a natural person, but does not include rental property or second homes Within 3 business days after the application is received GA. CODE ANN. § (West 2012); GA. COMP. R. & REGS. (2013) No No Initial Disclosure Anti-Coercion Insurance Disclosure 2778 A financing of real property Real property Not specified GA. CODE ANN. § (West 2012) No No Initial Disclosure Advanced Fee/Application Disclosure 2783 Either: (1) a mortgage loan; or (2) a residential mortgage loan Either: (1) a 1-to-4 family residential property that is the primary residence of a natural person; or (2) A dwelling (as defined in Section 103[v] of TILA) or residential real estate upon which is (or is intended to be) constructed a dwelling, consisting of 1-to-4 units Before accepting any application, property appraisal, credit report, or any other third-party fee GA. CODE ANN. § (West 2012); GA. COMP. R. & REGS. (2013) Yes No Initial Disclosure Right to Choose Attorney 3846 Not specified, but practically required only in connection with high-cost home loans. Not specified, but practically real estate upon which is located a family, principal dwelling Not specified GA. CODE ANN. § (West 2012) No No
Initial-Disclosure-Signature-Matrix.docx