Lender’s Pennsylvania Proper Name of Generic Cx Borrower’s Loan Type Property Timing Requirement Reference Signature Disclosure Number Signature Required? (Package Type) Required? A covered loan, which is a 63 PA. CONS. Initial Disclosure and PA Optional consumer A consumer’s Not later than the 1027 STAT. ANN. § Yes No Closing Insurance Notice credit mortgage principal dwelling time of closing. (West 2012) loan of less than $100,000 Property A dwelling (as Insurance defined in Section 7 PA. CONS. STAT. Initial Disclosure and TILA Consent on On 1591 A mortgage loan 103[v] of TILA) or Not specified ANN. § (West Yes No Redisclosure residential real 2012) Disclosure estate 18 PA. CONS. STAT. ANN. § Anti-Coercion Real or personal Before or at (West 2012); 40 Initial Disclosure Insurance 2778 A loan No No property application PA. CONS. STAT. Disclosure ANN. § (West 2012) A covered loan, is a nonpurchase At least 3 business 63 PA. CONS. PA High Cost A consumer’s Initial Disclosure 3590 consumer credit days prior to STAT. ANN. § No No Loan Disclosure principal dwelling mortgage loan of consummation. (West 2012) less than $100,000
Pennsylvania (Package Type) Proper Name of Disclosure Generic Cx Number Loan Type Property Timing Requirement Reference Borrower’s Signature Required? Lender’s Signature Required? Initial Disclosure and Closing PA Optional Insurance Notice 1027 A covered loan, which is a consumer credit mortgage loan of less than $100,000 A consumer’s principal dwelling Not later than the time of closing. 63 PA. CONS. STAT. ANN. § (West 2012) Yes No Initial Disclosure and TILA Redisclosure Property Insurance Consent on Disclosure On 1591 A mortgage loan A dwelling (as defined in Section 103[v] of TILA) or residential real estate Not specified 7 PA. CONS. STAT. ANN. § (West 2012) Yes No Initial Disclosure Anti-Coercion Insurance Disclosure 2778 A loan Real or personal property Before or at application 18 PA. CONS. STAT. ANN. § (West 2012); 40 PA. CONS. STAT. ANN. § (West 2012) No No Initial Disclosure PA High Cost Loan Disclosure 3590 A covered loan, is a nonpurchase consumer credit mortgage loan of less than $100,000 A consumer’s principal dwelling At least 3 business days prior to consummation. 63 PA. CONS. STAT. ANN. § (West 2012) No No
Initial-Disclosure-Signature-Matrix.docx