Either: (1) a loan Either: (1) real or of money; or (2) personal property; a consumer loan, or (2) land or a WYO. STAT. ANN. Anti-Coercion Insurance which is dwelling consisting To be given Initial Disclosure 2778 §§ & (West No No Disclosure generally a junior of 1-to-4 units promptly. 2012) lien with a which may or may finance charge not be attached to exceeding 18% real property A dwelling, consisting of 1-to-4 Within 3 business units, whether days of a borrower A residential attached to real signing an WY Mortgage Broker mortgage loan, WYO. STAT. ANN. Initial Disclosure 13452 property or not, or application, but Yes Yes Agreement which is a § (West 2012) residential real before he sends any primary lien estate upon which consideration to the is constructed a licensee dwelling A dwelling, consisting of 1-to-4 whether A residential Good Estimate attached to real No less than 3 14221 (Federal) mortgage loan, WYO. STAT. ANN. Initial Disclosure & Explanation of Fee property or not, or business days prior No No & TBD which is a § (West 2012) Increase residential real to closing primary lien estate upon which is constructed a dwelling
Initial Disclosure Anti-Coercion Insurance Disclosure 2778 Either: (1) a loan of money; or (2) a consumer loan, which is generally a junior lien with a finance charge exceeding 18% Either: (1) real or personal property; or (2) land or a dwelling consisting of 1-to-4 units which may or may not be attached to real property To be given promptly. WYO. STAT. ANN. §§ & (West 2012) No No Initial Disclosure WY Mortgage Broker Agreement 13452 A residential mortgage loan, which is a primary lien A dwelling, consisting of 1-to-4 units, whether attached to real property or not, or residential real estate upon which is constructed a dwelling Within 3 business days of a borrower signing an application, but before he sends any consideration to the licensee WYO. STAT. ANN. § (West 2012) Yes Yes Initial Disclosure Good Estimate & Explanation of Fee Increase 14221 (Federal) & TBD A residential mortgage loan, which is a primary lien A dwelling, consisting of 1-to-4 whether attached to real property or not, or residential real estate upon which is constructed a dwelling No less than 3 business days prior to closing WYO. STAT. ANN. § (West 2012) No No
Initial-Disclosure-Signature-Matrix.docx