Real property A mortgage or deed which is the MD. CODE ANN., MD Tax Property At closing or Initial and Closing 15803 of trust, which is a principal residence TAX-PROP. § Yes No Affidavit recording refinance loan of the original (West 2012) mortgagor A mortgage or deed of including a purchase-money Affidavits of mortgage, but Consideration and excluding a security MD. CODE ANN., Disbursement on MD On 329, 382, On the security Closing instrument wherein Land REAL PROP. § No Yes Deed of Trust, MD Deed and 487 instrument it is lawful to charge (West 2012) of Trust FHA, and MD any rate of interest Deed of Trust Second under Md. Code Ann., Com. Law § (West 2012) Provision of Attorney and Fees in MD Either: (1) a revolving MD. CODE ANN., Deed of Trust, MD Deed On 329, 382, credit plan; or (2) a Closing Not specified At closing COM. LAW §§ & No No of Trust Second, MD 487 and 3035 loan (closed-end (West 2012) Deed of Trust FHA, and credit) HELOC Agreement MD – Not specified, but MD. CODE ANN., MD First Time Home practically a loan in Closing 3539 residential real At recording TAX-PROP. §§ , , Yes No Buyer Affidavit which the property is property & (West 2012) conveyed Residential MD. CODE ANN., property, When the security REAL PROP. § MD Licensee Closing 13984 A mortgage loan improved by 1-to-4 instrument is (West 2012); MD. No Yes Information or Affidavit single family recorded CODE REGS. & dwelling units (2013)
Initial and Closing MD Tax Property Affidavit 15803 A mortgage or deed of trust, which is a refinance loan Real property which is the principal residence of the original mortgagor At closing or recording MD. CODE ANN., TAX-PROP. § (West 2012) Yes No Closing Affidavits of Consideration and Disbursement on MD Deed of Trust, MD Deed of Trust FHA, and MD Deed of Trust Second On 329, 382, and 487 A mortgage or deed of including a purchase-money mortgage, but excluding a security instrument wherein it is lawful to charge any rate of interest under Md. Code Ann., Com. Law § (West 2012) Land On the security instrument MD. CODE ANN., REAL PROP. § (West 2012) No Yes Closing Provision of Attorney and Fees in MD Deed of Trust, MD Deed of Trust Second, MD Deed of Trust FHA, and HELOC Agreement – MD On 329, 382, 487 and 3035 Either: (1) a revolving credit plan; or (2) a loan (closed-end credit) Not specified At closing MD. CODE ANN., COM. LAW §§ & (West 2012) No No Closing MD First Time Home Buyer Affidavit 3539 Not specified, but practically a loan in which the property is conveyed residential real property At recording MD. CODE ANN., TAX-PROP. §§ , , & (West 2012) Yes No Closing MD Licensee Information or Affidavit 13984 A mortgage loan Residential property, improved by 1-to-4 single family dwelling units When the security instrument is recorded MD. CODE ANN., REAL PROP. § (West 2012); MD. CODE REGS. & (2013) No Yes
Initial-Disclosure-Signature-Matrix.docx