Borrower’s Lender’s Massachusetts Proper Name of Generic Cx Timing Legal Loan Type Property Signature Signature Disclosure Number Requirement Reference (Package Type) Required? Required? MASS. GEN. LAWS ANN. ch. MA Certification and Not specified, but 1-to-5 family 148, §§ & Initial Disclosure Indemnification 1024 practically a dwellings for Not specified No No (West 2013); Agreement purchase residential purposes 946 MASS. CODE REGS. (2013) Residential property, consisting of a Initial dwelling house with 1591 and Disclosure accommodations for 940 MASS. CODE Initial Disclosure 14221 (both A mortgage loan Not specified No No and Good Faith four or fewer REGS. (2013) Federal) Estimate 01-01-10 separate households that is obligor Section 32 Mortgage A high cost home A consumer’s 209 MASS. CODE Initial Disclosure 2790 (Federal) Not specified No No Loan Disclosure loan principal dwelling REGS. (2013)
Massachusetts (Package Type) Proper Name of Disclosure Generic Cx Number Loan Type Property Timing Requirement Legal Reference Borrower’s Signature Required? Lender’s Signature Required? Initial Disclosure MA Certification and Indemnification Agreement 1024 Not specified, but practically a purchase 1-to-5 family dwellings for residential purposes Not specified MASS. GEN. LAWS ANN. ch. 148, §§ & (West 2013); 946 MASS. CODE REGS. (2013) No No Initial Disclosure Initial Disclosure and Good Faith Estimate 01-01-10 1591 and 14221 (both Federal) A mortgage loan Residential property, consisting of a dwelling house with accommodations for four or fewer separate households that is obligor Not specified 940 MASS. CODE REGS. (2013) No No Initial Disclosure Section 32 Mortgage Loan Disclosure 2790 (Federal) A high cost home loan A consumer’s principal dwelling Not specified 209 MASS. CODE REGS. (2013) No No
Initial-Disclosure-Signature-Matrix.docx