In advance of taking any fee or VT Application VT. STAT. ANN. tit. Initial Disclosure 4816 A mortgage loan Real estate at the time an No No Capacity Notice 8, § (West 2012) application is submitted VT. STAT. ANN. tit. 15, § ; Dept. of Banking, VT Addendum to Not specified, Insurance, Initial Disclosure Uniform Residential 5107 Not specified Not specified but practically at No No Securities, and Loan Application application Health Care Administration Bulletin No. VT. STAT. ANN. tit. Initial Disclosure and Certification and Before obtaining 9, § (West 2012); 13 Credit Not specified Yes No Closing Authorization a credit report 3-2 VT. CODE R. § (2013) Initial Disclosure, Itemization of Amount In advance of any VT. STAT. ANN. tit. TILA ReDisclosure, 14644 A loan Not specified No No Financed 01-01-10 loan closing 8, § (West 2012) Closing Co-signer Notice on With the On 5 (FNMA), 3200 Note Fixed, FHA instrument VT. STAT. ANN. tit. Closing 36 (FHA), and An obligation Not specified No No Note Fixed, and VA evidencing the 9, § (West 2012) 58 (VA) 3200 Note Fixed obligation 14222 At the time the VT. STAT. ANN. tit. Closing HUD-1 01-01-10 A loan Not specified No No (Federal) loan is made 8, § (West 2012)
Initial Disclosure VT Application Capacity Notice 4816 A mortgage loan Real estate In advance of taking any fee or at the time an application is submitted VT. STAT. ANN. tit. 8, § (West 2012) No No Initial Disclosure VT Addendum to Uniform Residential Loan Application 5107 Not specified Not specified Not specified, but practically at application VT. STAT. ANN. tit. 15, § ; Dept. of Banking, Insurance, Securities, and Health Care Administration Bulletin No. No No Initial Disclosure and Closing Certification and Authorization 13 Credit Not specified Before obtaining a credit report VT. STAT. ANN. tit. 9, § (West 2012); 3-2 VT. CODE R. § (2013) Yes No Initial Disclosure, TILA ReDisclosure, Closing Itemization of Amount Financed 01-01-10 14644 A loan Not specified In advance of any loan closing VT. STAT. ANN. tit. 8, § (West 2012) No No Closing Co-signer Notice on 3200 Note Fixed, FHA Note Fixed, and VA 3200 Note Fixed On 5 (FNMA), 36 (FHA), and 58 (VA) An obligation Not specified With the instrument evidencing the obligation VT. STAT. ANN. tit. 9, § (West 2012) No No Closing HUD-1 01-01-10 14222 (Federal) A loan Not specified At the time the loan is made VT. STAT. ANN. tit. 8, § (West 2012) No No
Initial-Disclosure-Signature-Matrix.docx