A conventional A dwelling (as defined mortgage loan (a in Section 103[v] of the mortgage loan that Within 3 business DC Mortgage TILA) or residential real Initial Disclosure 13354 is not a fixed-rate days of an D.C. CODE § (2012) Yes Yes Disclosure Form estate upon which is (or one with an application is intended to be) amortization constructed a dwelling period of less than 30 years) Addendum to Loan A mortgage or Initial Disclosure Not specified Not specified D.C. CODE § (2012) No No Application deed of trust A conventional A dwelling (as defined mortgage loan (a in Section 103[v] of the DC Spanish mortgage loan that Within 3 business TILA) or residential real Initial Disclosure Mortgage is not a fixed-rate days of an D.C. CODE § (2012) Yes Yes estate upon which is (or Disclosure Form one with an application is intended to be) amortization constructed a dwelling period of less than 30 years) Either: (1) residential real property in which there is (or is to be) Either: (1) a located a 1-to-4 family Cost of Insurance covered loan; or At 3 days D.C. CODE §§ and Initial Disclosure 16488 unit structure which is Yes No Disclosure (2) a loan or before closing (2012) (or will be) the financial borrower’s principal transaction dwelling; or (2) property
Initial Disclosure DC Mortgage Disclosure Form 13354 A mortgage loan (a mortgage loan that is not a fixed-rate one with an amortization period of less than 30 years) A dwelling (as defined in Section 103[v] of the TILA) or residential real estate upon which is (or is intended to be) constructed a dwelling Within 3 business days of an application D.C. CODE § (2012) Yes Yes Initial Disclosure Addendum to Loan Application A mortgage or deed of trust Not specified Not specified D.C. CODE § (2012) No No Initial Disclosure DC Spanish Mortgage Disclosure Form A mortgage loan (a mortgage loan that is not a fixed-rate one with an amortization period of less than 30 years) A dwelling (as defined in Section 103[v] of the TILA) or residential real estate upon which is (or is intended to be) constructed a dwelling Within 3 business days of an application D.C. CODE § (2012) Yes Yes Initial Disclosure Cost of Insurance Disclosure 16488 Either: (1) a covered loan; or (2) a loan or financial transaction Either: (1) residential real property in which there is (or is to be) located a 1-to-4 family unit structure which is (or will be) the borrower’s principal dwelling; or (2) property At 3 days before closing D.C. CODE §§ and (2012) Yes No conventional conventional
Initial-Disclosure-Signature-Matrix.docx