Borrower’s Lender’s Mississippi Proper Name of Generic Cx Timing Loan Type Property Legal Reference Signature Signature Disclosure Number Requirement (Package Type) Required? Required? Anti-Coercion MISS. CODE ANN. Initial Disclosure 2778 A loan of money Real property Not specified No No Insurance Disclosure § (West 2012) A dwelling (as Mississippi Mortgage defined in Section Not specified, but Origination A residential 103[v] of the TILA) practically before MISS. CODE ANN. 3315 Yes Yes Initial Disclosure Agreement/Fee mortgage loan or residential real performing any § (West 2012) Disclosure Agreement estate upon origination services will be a dwelling A dwelling (as NMLS Unique defined in Section Identifier Disclosed on MISS. CODE ANN. A residential 103[v] of the TILA) Initial Disclosure 1003 Uniform On 4193 (FNMA) On the application §§ & (West No No mortgage loan or residential real Residential Loan 2012) estate upon which Application will be a dwelling A dwelling (as Not specified, but defined in Section practically no later Good Faith Estimate A residential 103[v] of the TILA) MISS. CODE ANN. Initial Disclosure 14221 (Federal) than 3 business days No No 01-01-10 mortgage loan or residential real § (West 2012) after receipt of an estate upon application will be a dwelling A dwelling (as defined in Section MISS. CODE ANN. A residential 103[v] of the TILA) Before collecting a §§ & (West Initial Disclosure MS Lock-in Agreement 16587 Yes Yes mortgage loan or residential real lock-in fee 2012); 5-2 MISS. estate upon which CODE R. § (2013) will be a dwelling
Mississippi (Package Type) Proper Name of Disclosure Generic Cx Number Loan Type Property Timing Requirement Legal Reference Borrower’s Signature Required? Lender’s Signature Required? Initial Disclosure Anti-Coercion Insurance Disclosure 2778 A loan of money Real property Not specified MISS. CODE ANN. § (West 2012) No No Initial Disclosure Mississippi Mortgage Origination Agreement/Fee Disclosure Agreement 3315 A residential mortgage loan A dwelling (as defined in Section 103[v] of the TILA) or residential real estate upon will be a dwelling Not specified, but practically before performing any origination services MISS. CODE ANN. § (West 2012) Yes Yes Initial Disclosure NMLS Unique Identifier Disclosed on 1003 Uniform Residential Loan Application On 4193 (FNMA) A residential mortgage loan A dwelling (as defined in Section 103[v] of the TILA) or residential real estate upon which will be a dwelling On the application MISS. CODE ANN. §§ & (West 2012) No No Initial Disclosure Good Faith Estimate 01-01-10 14221 (Federal) A residential mortgage loan A dwelling (as defined in Section 103[v] of the TILA) or residential real estate upon will be a dwelling Not specified, but practically no later than 3 business days after receipt of an application MISS. CODE ANN. § (West 2012) No No Initial Disclosure MS Lock-in Agreement 16587 A residential mortgage loan A dwelling (as defined in Section 103[v] of the TILA) or residential real estate upon which will be a dwelling Before collecting a lock-in fee MISS. CODE ANN. §§ & (West 2012); 5-2 MISS. CODE R. § (2013) Yes Yes
Initial-Disclosure-Signature-Matrix.docx