Borrower’s Lender’s Ohio Proper Name of Generic Cx Timing Loan Type Property Legal Reference Signature Signature Disclosure Number Requirement (Package Type) Required? Required? A lending of extension of credit, Residential and real OHIO REV. CODE Anti-Coercion renewal of an property, including a Initial Disclosure 2778 Not specified ANN. §§ & (West No No Insurance Disclosure extension of credit, mobile or 2012) or a residential manufactured home mortgage Yes when original Yes when original terms changed at changed at No less than 3 OHIO REV. CODE initiation of initiation of Section 32 Mortgage 2790 A consumer’s Initial Disclosure A covered loan business days prior ANN. § (West borrower and new borrower and Loan Disclosure (Federal) principal dwelling to consummation 2012) disclosures new disclosures provided by provided by telephone telephone A dwelling (as defined in Section 103 of TILA) or OHIO REV. CODE OH Mortgage Loan Within 3 business A residential residential real estate ANN. §§ & (West Initial Disclosure Origination 3472 days after taking an Yes Yes mortgage loan upon which is (or is 2012); OHIO ADMIN. Disclosure application intended to be) CODE (2013) constructed a dwelling OH Affiliated OHIO REV. CODE Initial Disclosure Agreement 3843 A real estate loan Real estate Not specified ANN. § (West No No Disclosure 2012)
Ohio (Package Type) Proper Name of Disclosure Generic Cx Number Loan Type Property Timing Requirement Legal Reference Borrower’s Signature Required? Lender’s Signature Required? Initial Disclosure Anti-Coercion Insurance Disclosure 2778 A lending of extension of credit, renewal of an extension of credit, or a residential mortgage Residential and real property, including a mobile or manufactured home Not specified OHIO REV. CODE ANN. §§ & (West 2012) No No Initial Disclosure Section 32 Mortgage Loan Disclosure 2790 (Federal) A covered loan A consumer’s principal dwelling No less than 3 business days prior to consummation OHIO REV. CODE ANN. § (West 2012) Yes when original terms changed at initiation of borrower and new disclosures provided by telephone Yes when original changed at initiation of borrower and new disclosures provided by telephone Initial Disclosure OH Mortgage Loan Origination Disclosure 3472 A residential mortgage loan A dwelling (as defined in Section 103 of TILA) or residential real estate upon which is (or is intended to be) constructed a dwelling Within 3 business days after taking an application OHIO REV. CODE ANN. §§ & (West 2012); OHIO ADMIN. CODE (2013) Yes Yes Initial Disclosure OH Affiliated Agreement Disclosure 3843 A real estate loan Real estate Not specified OHIO REV. CODE ANN. § (West 2012) No No
Initial-Disclosure-Signature-Matrix.docx