Borrower’s Lender’s Idaho Proper Name of Generic Cx Timing Loan Type Property Legal Reference Signature Signature Disclosure Number Requirement (Package Type) Required? Required? Either: (1) a dwelling Either: (1) a (as defined in residential Section 103[v] of Initial 18 (Federal), mortgage loan; or TILA) or on IDAHO CODE ANN. §§ Initial Disclosure, TILA Disclosure 1591 (Federal), (2) a credit residential real & (West 2013); Redisclosure, and Various times No No and Good Faith & 14221 transaction subject estate upon which is IDAHO ADMIN CODE Closing Estimate 01-01-10 (Federal) to the Federal (or is intended to be) r. (2013) Consumer Credit constructed such a Protection Act dwelling; or (2) not specified A dwelling (as defined in Section Upon receipt of 103[v] of TILA) or on A residential application, but ID Mortgage residential real ADMIN CODE r. Initial Disclosure 2688 mortgage loan or a before receiving No No Banker Application estate upon which is (2013) loan modification any money from a (or is intended to be) borrower constructed such a dwelling Anti-Coercion IDAHO CODE ANN. §§ Initial Disclosure Insurance 2778 Purchase loan Real property Not specified No No & (West 2013) Disclosure
Idaho (Package Type) Proper Name of Disclosure Generic Cx Number Loan Type Property Timing Requirement Legal Reference Borrower’s Signature Required? Lender’s Signature Required? Initial Disclosure, TILA Redisclosure, and Closing Initial Disclosure and Good Faith Estimate 01-01-10 18 (Federal), 1591 (Federal), & 14221 (Federal) Either: (1) a residential mortgage loan; or (2) a credit transaction subject to the Federal Consumer Credit Protection Act Either: (1) a dwelling (as defined in Section 103[v] of TILA) or on residential real estate upon which is (or is intended to be) constructed such a dwelling; or (2) not specified Various times IDAHO CODE ANN. §§ & (West 2013); IDAHO ADMIN CODE r. (2013) No No Initial Disclosure ID Mortgage Banker Application 2688 A residential mortgage loan or a loan modification A dwelling (as defined in Section 103[v] of TILA) or on residential real estate upon which is (or is intended to be) constructed such a dwelling Upon receipt of application, but before receiving any money from a borrower ADMIN CODE r. (2013) No No Initial Disclosure Anti-Coercion Insurance Disclosure 2778 Purchase loan Real property Not specified IDAHO CODE ANN. §§ & (West 2013) No No
Initial-Disclosure-Signature-Matrix.docx