Either: (1) a loan secured by a first At application or mortgage or first MD. CODE ANN., MD Settlement Services A borrower’s within 3 days after Initial Disclosure 2361 deed of trust; or (2) COM. LAW §§ & Yes No Disclosure principal residence application, or any loan secured by (West 2012) earlier upon request. a mortgage or deed of trust Either: (1) a loan under Subtitle 1, MD. CODE ANN., Title 12 of COM. LAW §§ Anti-Coercion Insurance Maryland’s Initial Disclosure 2778 Not specified Not specified (West 2012); MD. No No Disclosure Commercial Law CODE ANN., INS. § (Md. Code Ann., (West 2012) Com. Law §§ 12-101 et seq.); or (2) a loan A purchase money MD. CODE ANN., loan, or a refinance, At least 72 hours COM. LAW §§ , , & Owner-occupied, Initial Disclosure MD Notice of Waiver 3278 which is also a first before the time of (West 2012); MD. Yes No 1-to-4 family home mortgage or first settlement CODE REGS. deed of trust (2013) A dwelling, residential real estate on which a At the time the MD Application dwelling is or is borrower elects the MD. CODE REGS. Initial Disclosure 3579 A mortgage loan No No Disclosure intended to be type of loan applied (2013) constructed, and for must be occupied
Initial Disclosure MD Settlement Services Disclosure 2361 Either: (1) a loan secured by a first mortgage or first deed of trust; or (2) any loan secured by a mortgage or deed of trust A borrower’s principal residence At application or within 3 days after application, or earlier upon request. MD. CODE ANN., COM. LAW §§ & (West 2012) Yes No Initial Disclosure Anti-Coercion Insurance Disclosure 2778 Either: (1) a loan under Subtitle 1, Title 12 of Maryland’s Commercial Law (Md. Code Ann., Com. Law §§ 12-101 et seq.); or (2) a loan Not specified Not specified MD. CODE ANN., COM. LAW §§ (West 2012); MD. CODE ANN., INS. § (West 2012) No No Initial Disclosure MD Notice of Waiver 3278 A purchase money loan, or a refinance, which is also a first mortgage or first deed of trust Owner-occupied, 1-to-4 family home At least 72 hours before the time of settlement MD. CODE ANN., COM. LAW §§ , , & (West 2012); MD. CODE REGS. (2013) Yes No Initial Disclosure MD Application Disclosure 3579 A mortgage loan A dwelling, residential real estate on which a dwelling is or is intended to be constructed, and must be At the time the borrower elects the type of loan applied for MD. CODE REGS. (2013) No No occupied
Initial-Disclosure-Signature-Matrix.docx