A dwelling (as defined A primary in Section 103[v] of the mortgage loan or a WV Tangible Net TILA) or residential real W. VA. CODE ANN. Initial Disclosure 3849 subordinate Not specified Yes, per Yes, per Benefit Worksheet estate upon which is §§ & (West 2012) mortgage loan, or constructed a dwelling, a consumer loan or land NMLS Unique A dwelling (as defined Identifier Disclosed in Section 103[v] of the A residential With the W. VA. CODE ANN. § Initial Disclosure on 1003 Uniform On 4193 TILA) or residential real No No mortgage loan application (West 2012) Residential Loan estate upon which is Application constructed a dwelling Before executing a West Virginia Fees 4827 (upon An extension of contract with a W. VA. CODE ANN. § Initial Disclosure and Services Not specified No No request) credit buyer or receiving (West 2012) Disclosure any money Truth-in-Lending A dwelling (as defined A primary Disclosure and 18 and other in Section 103[v] of the mortgage loan or a At the time of W. VA. CODE ANN. § Closing Truth-in-Lending closing TILs and TILA) or residential real No Yes subordinate closing (West 2012) Total Payments 15444 estate upon which is mortgage loan Itemization constructed a dwelling 3260 Note Balloon, With any writing 3180 Rider Balloon, purporting to 230, 752, and Closing and Fixed Rate A consumer loan Land contain the W. VA. CODE ANN. § No No 1081 Note West Virginia agreement of the Second parties (closing) WV Collateral With the credit Protection A consumer credit Collateral, W. VA. CODE ANN. § Closing 1000 agreement No No Insurance transaction includes real property (West 2012) (closing) Disclosure
Initial Disclosure WV Tangible Net Benefit Worksheet 3849 A primary mortgage loan or a subordinate mortgage loan, or a consumer loan A dwelling (as defined in Section 103[v] of the TILA) or residential real estate upon which is constructed a dwelling, or land Not specified W. VA. CODE ANN. §§ & (West 2012) Yes, per Yes, per Initial Disclosure NMLS Unique Identifier Disclosed on 1003 Uniform Residential Loan Application On 4193 A residential mortgage loan A dwelling (as defined in Section 103[v] of the TILA) or residential real estate upon which is constructed a dwelling With the application W. VA. CODE ANN. § (West 2012) No No Initial Disclosure West Virginia Fees and Services Disclosure 4827 (upon request) An extension of credit Not specified Before executing a contract with a buyer or receiving any money W. VA. CODE ANN. § (West 2012) No No Closing Truth-in-Lending Disclosure and Truth-in-Lending Total Payments Itemization 18 and other closing TILs and 15444 A primary mortgage loan or a subordinate mortgage loan A dwelling (as defined in Section 103[v] of the TILA) or residential real estate upon which is constructed a dwelling At the time of closing W. VA. CODE ANN. § (West 2012) No Yes Closing 3260 Note Balloon, 3180 Rider Balloon, and Fixed Rate Note West Virginia Second 230, 752, and 1081 A consumer loan Land With any writing purporting to contain the agreement of the parties (closing) W. VA. CODE ANN. § No No Closing WV Collateral Protection Insurance Disclosure 1000 A consumer credit transaction Collateral, includes real property With the credit agreement (closing) W. VA. CODE ANN. § (West 2012) No No
Initial-Disclosure-Signature-Matrix.docx