Fertility treatments (in vitro fertilization not covered) 100 per cent Doctors’ fees at 80 per cent plus MMBP Note: For chemo and radiotherapy and haemodialysis received in the United States, benefits are subject to prior approval (see below), and failure to comply will result in a penalty. General cover — hospitalizations (subject to prior approval) Benefits Remarks Bed and board 100 per cent up to a The maximum per day varies depending on the region maximum per day Cover restricted to 100 per cent of a semi-private room or ward for specific areas See details in the plan description on our website Other hospital expenses 100 per cent Doctors’ fees 80 per cent plus MMBP Personal expenses Not covered Covered expenses incurred in the United States of America Benefits Remarks Increased deductible $5,000 per person per calendar year or No BMIP or MMBP, except for $15,000 per family per calendar year, telepsychiatry which has a $200/$600 except for tele-psychiatry which falls individual/family deductible under the regular $200/$600 individual/family deductible Strict enforcement of prior 80 per cent (yearly deductible of $5,000 No MMBP approval for: per person per calendar year or $15,000 per family per calendar year) – Planned hospitalization – Selected outpatient treatments (chemo and radiotherapy, haemodialysis) For more information, please check the website. General cover — benefits with ceilings Benefits Ceiling Dental 80 per cent – $1,000 per person per calendar year – carry over from previous year’s balance Optical 80 per cent $250 per period of 24 months (counted as of date of purchase) Medical check-up 100 per cent $750 per person per calendar year Home hospitalization 100 per cent $5,000 per illness
Fertility treatments (in vitro fertilization not covered) 100 per cent Doctors’ fees at 80 per cent plus MMBP Note: For chemo and radiotherapy and haemodialysis received in the United States, benefits are subject to prior approval (see below), and failure to comply will result in a penalty. General cover — hospitalizations (subject to prior approval) Benefits Remarks Bed and board 100 per cent up to a maximum per day The maximum per day varies depending on the region Cover restricted to 100 per cent of a semi-private room or ward for specific areas See details in the plan description on our website Other hospital expenses 100 per cent Doctors’ fees 80 per cent plus MMBP Personal expenses Not covered Covered expenses incurred in the United States of America Benefits Remarks Increased deductible $5,000 per person per calendar year or $15,000 per family per calendar year, except for tele-psychiatry which falls under the regular $200/$600 individual/family deductible No BMIP or MMBP, except for telepsychiatry which has a $200/$600 individual/family deductible Strict enforcement of prior approval for: 80 per cent (yearly deductible of $5,000 per person per calendar year or $15,000 per family per calendar year) No MMBP – Planned hospitalization – Selected outpatient treatments (chemo and radiotherapy, haemodialysis) For more information, please check the website. General cover — benefits with ceilings Benefits Ceiling Dental 80 per cent – $1,000 per person per calendar year – carry over from previous year’s balance Optical 80 per cent $250 per period of 24 months (counted as of date of purchase) Medical check-up 100 per cent $750 per person per calendar year Home hospitalization 100 per cent $5,000 per illness
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