Homestead Waiver on IA Mortgage, IA Mortgage FHA, IA On 321, 374, On a written IOWA CODE ANN. § Closing Not specified A homestead Yes No Mortgage Second, 479, & 1377 contract (West 2013) and Mortgage Less than 25000 IA – A credit agreement At or after the time IA Oral Agreement (applies only to a IOWA CODE ANN. § Closing 1021 Not specified the credit Yes Yes Disclosure loan of less than (West 2013) agreement is made. $20,000) Before or A consumer credit contemporaneously IA Notice to transaction IOWA CODE ANN. § Closing 1022 Not specified with signing any Yes No Cosigners (consumer loan) of (West 2013) agreement of $25,000 or less. obligation. Consumer Credit A consumer credit Transaction Notice transaction IOWA CODE ANN. § Closing On 1044 Not specified At closing No No on Fixed Rate Note (consumer loan) of (West 2013) Iowa Second $25,000 or less. A purchase money A 1-to-2 family, 14222 IOWA CODE ANN. § HUD-1 01-01-10 loan or a owner-occupied Not specified No No Closing (Federal) (West 2013) refinancing thereof dwelling
Closing Homestead Waiver on IA Mortgage, IA Mortgage FHA, IA Mortgage Second, and Mortgage Less than 25000 – IA On 321, 374, 479, & 1377 Not specified A homestead On a written contract IOWA CODE ANN. § (West 2013) Yes No Closing IA Oral Agreement Disclosure 1021 A credit agreement (applies only to a loan of less than $20,000) Not specified At or after the time the credit agreement is made. IOWA CODE ANN. § (West 2013) Yes Yes Closing IA Notice to Cosigners 1022 A consumer credit transaction (consumer loan) of $25,000 or less. Not specified Before or contemporaneously with signing any agreement of obligation. IOWA CODE ANN. § (West 2013) Yes No Closing Consumer Credit Transaction Notice on Fixed Rate Note Iowa Second On 1044 A consumer credit transaction (consumer loan) of $25,000 or less. Not specified At closing IOWA CODE ANN. § (West 2013) No No Closing HUD-1 01-01-10 14222 (Federal) A purchase money loan or a refinancing thereof A 1-to-2 family, owner-occupied dwelling Not specified IOWA CODE ANN. § (West 2013) No No
Initial-Disclosure-Signature-Matrix.docx