A dwelling (as defined in 12 USCA FLA. STAT. ANN. §§ §§1601 or et seq.) FL Mortgage Within 3 business & (West 2012); Initial Disclosure 3474 A mortgage loan residential real estate Yes Yes Broker Agreement days after application FLA. ADMIN. CODE upon which a ANN. r. & (2013) dwelling is to be constructed. FLA. STAT. ANN. § FL Notice to (West 2012); FLA. Initial Disclosure Purchaser 4131 Not specified Not specified Not specified Yes No – ADMIN. CODE ANN. r. Mortgagor (2013) A dwelling (as At the time a defined in 12 USCA mortgage agreement §§1601 et seq.) or is signed or a typical FL Broker FLA. STAT. ANN. § Initial Disclosure 4133 A mortgage loan residential real estate advance fee is No No Disclosure (West 2012) upon which a accepted, but at least dwelling is to be 3 business days before constructed. execution of closing. A consumer’s FL Fair Act Not less than 3 A high-cost home principal dwelling FLA. STAT. ANN. § Initial Disclosure High Cost Loan 4503 business days to No No – loan consisting of 1-to-4 (West 2012) Notice consummation family housing units. FLA. STAT. ANN. § FL Conflict of A mortgage (West 2012); FLA. Initial Disclosure 4550 Not specified Not specified No No Interest Disclosure transaction CODE ANN. r. (2013) A consumer’s FL High-Cost Not less than 3 A high-cost home principal dwelling FLA. STAT. ANN. § Initial Disclosure Home Loan Notice 5282 business days prior to No No loan consisting of 1-to-4 (West 2012) to Borrower consummation family housing
Initial Disclosure FL Mortgage Broker Agreement 3474 A mortgage loan A dwelling (as defined in 12 USCA §§1601 et seq.) or residential real estate upon which a dwelling is to be constructed. Within 3 business days after application FLA. STAT. ANN. §§ & (West 2012); FLA. ADMIN. CODE ANN. r. & (2013) Yes Yes Initial Disclosure FL Notice to Purchaser – Mortgagor 4131 Not specified Not specified Not specified FLA. STAT. ANN. § (West 2012); FLA. ADMIN. CODE ANN. r. (2013) Yes No Initial Disclosure FL Broker Disclosure 4133 A mortgage loan A dwelling (as defined in 12 USCA §§1601 et seq.) or residential real estate upon which a dwelling is to be constructed. At the time a mortgage agreement is signed or a typical advance fee is accepted, but at least 3 business days before execution of closing. FLA. STAT. ANN. § (West 2012) No No Initial Disclosure FL Fair Act – High Cost Loan Notice 4503 A high-cost home loan A consumer’s principal dwelling consisting of 1-to-4 family housing units. Not less than 3 business days to consummation FLA. STAT. ANN. § (West 2012) No No Initial Disclosure FL Conflict of Interest Disclosure 4550 A mortgage transaction Not specified Not specified FLA. STAT. ANN. § (West 2012); FLA. CODE ANN. r. (2013) No No Initial Disclosure FL High-Cost Home Loan Notice to Borrower 5282 A high-cost home loan A consumer’s principal dwelling consisting of 1-to-4 family housing Not less than 3 business days prior to consummation FLA. STAT. ANN. § (West 2012) No No
Initial-Disclosure-Signature-Matrix.docx