As soon as practical, but CAL. CIV. CODE § Initial Disclosure CA Insurance before execution (West 2012 CAL. 2350 Loan secured by real property Real property No No & Closing Disclosure of any note or INS. CODE § (West security 2012) documents. CAL. CIV. CODE § Real property improved with CA Per Diem A promissory note secured by Prior to placing (West 2012); CAL. 878 between 1- to 4- residential Yes No Closing Interest Disclosure a mortgage or deed of funds in escrow. FIN. CODE § (West dwelling units. 2012) CA Statement of A loan of a bona fide amount At the time the CAL. FIN. CODE § Closing 883 Not specified Yes No Loan of less than $10,000 loan is made (West 2012) A consumer credit transaction CA Notice to CAL. CIV. CODE § 886 (see Cal. Civ. Code § for Not specified Prior to signing No No Closing Cosigner (West 2012) specifics) CA Private Mortgage No than 30 999 or A loan secured by a deed of CAL. CIV. CODE § Closing Insurance Real property days after the No No 17040 trust or mortgage (West 2012) Cancellation close of escrow Disclosure Any time subsequent to Request For Notice CAL. CIV. CODE § Closing 3475 Deed of trust or mortgage Real property or an estate recording, but No Yes of Default (West 2012) before recording notice of default CA Finance CAL. FIN. CODE §§ Lenders Law At the time the & (West 2012); Closing 14027 Consumer Real property No No Statement of Loan loan is made CAL. CODE REGS. Finance Lenders tit. 10, § (2012) –
Initial Disclosure & Closing CA Insurance Disclosure 2350 Loan secured by real property Real property As soon as practical, but before execution of any note or security documents. CAL. CIV. CODE § (West 2012 CAL. INS. CODE § (West 2012) No No Closing CA Per Diem Interest Disclosure 878 A promissory note secured by a mortgage or deed of Real property improved with between 1- to 4- residential dwelling units. Prior to placing funds in escrow. CAL. CIV. CODE § (West 2012); CAL. FIN. CODE § (West 2012) Yes No Closing CA Statement of Loan 883 A loan of a bona fide amount of less than $10,000 Not specified At the time the loan is made CAL. FIN. CODE § (West 2012) Yes No Closing CA Notice to Cosigner 886 A consumer credit transaction (see Cal. Civ. Code § for specifics) Not specified Prior to signing CAL. CIV. CODE § (West 2012) No No Closing CA Private Mortgage Insurance Cancellation Disclosure 999 or 17040 A loan secured by a deed of trust or mortgage Real property No than 30 days after the close of escrow CAL. CIV. CODE § (West 2012) No No Closing Request For Notice of Default 3475 Deed of trust or mortgage Real property or an estate Any time subsequent to recording, but before recording notice of default CAL. CIV. CODE § (West 2012) No Yes Closing CA Finance Lenders Law Statement of Loan – Finance Lenders 14027 Consumer Real property At the time the loan is made CAL. FIN. CODE §§ & (West 2012); CAL. CODE REGS. tit. 10, § (2012) No No
Initial-Disclosure-Signature-Matrix.docx