A manufactured home or real At the time the GFE property improved is given or, if RESPA A home loan with TEX. FIN. CODE TX Important Notice to by a 1-to-4 family does not apply to Initial Disclosure 3591 an interest rate of ANN. § (West No No Home Loan Borrowers dwelling which is the loan, 3 business 12% or more a year 2011) used as the days after borrower’s principal application. residence TEX. CONST. art. TX Notice Concerning A 50(a)(6) equity 12 days before the 16, § ; 7 TEX. Initial Disclosure Extensions of Credit - 3640 A homestead No No loan loan is closed ADMIN. CODE § Spanish (2013) A manufactured home or real Not later than 3 property improved TEX. FIN. CODE TX Insurance Notice to business days after Initial Disclosure 3715 A home loan by a 1-to-4 family ANN. § (West No No Applicant receipt of dwelling is used 2011) application. as the borrower’s principal residence A dwelling (as defined by Section 103[v] of TILA) or TEX. FIN. CODE TX Residential residential real ANN. § (West A residential With an initial Initial Disclosure Mortgage Loan 3883 estate on a 2011); 7 TEX. Yes Yes mortgage loan application Originator Disclosure dwelling is ADMIN. CODE §§ constructed or & (2013) intended to be constructed
Initial Disclosure TX Important Notice to Home Loan Borrowers 3591 A home loan with an interest rate of 12% or more a year A manufactured home or real property improved by a 1-to-4 family dwelling which is used as the borrower’s principal residence At the time the GFE is given or, if RESPA does not apply to the loan, 3 business days after application. TEX. FIN. CODE ANN. § (West 2011) No No Initial Disclosure TX Notice Concerning Extensions of Credit - Spanish 3640 A 50(a)(6) equity loan A homestead 12 days before the loan is closed TEX. CONST. art. 16, § ; 7 TEX. ADMIN. CODE § (2013) No No Initial Disclosure TX Insurance Notice to Applicant 3715 A home loan A manufactured home or real property improved by a 1-to-4 family dwelling is used as the borrower’s principal residence Not later than 3 business days after receipt of application. TEX. FIN. CODE ANN. § (West 2011) No No Initial Disclosure TX Residential Mortgage Loan Originator Disclosure 3883 A residential mortgage loan A dwelling (as defined by Section 103[v] of TILA) or residential real estate on a dwelling is constructed or intended to be constructed With an initial application TEX. FIN. CODE ANN. § (West 2011); 7 TEX. ADMIN. CODE §§ & (2013) Yes Yes
Initial-Disclosure-Signature-Matrix.docx