Borrower’s Lender’s Utah Proper Name of Generic Cx Timing Loan Type Property Legal Reference Signature Signature Disclosure Number Requirement (Package Type) Required? Required? At the time of Anti-Coercion written application An extension of UTAH CODE ANN. §§ Initial Disclosure Insurance 2778 Not specified or, if there is no No No credit & (West 2012) Disclosure written application, before closing Advanced A mortgage loan of At the time a fee or UTAH CODE ANN. § Initial Disclosure Fee/Application 2783 more than two Not specified Yes No deposit is accepted (West 2012) Disclosure years No less than 3 UT High Cost Home A high-cost A borrower’s principal UTAH CODE ANN. § Initial Disclosure 3774 business days No No Loan Disclosures mortgage dwelling (West 2012) to consummation At the time of A mortgage loan of receipt or UTAH CODE ANN. § Initial Disclosure UT Loan Notice more than two Not specified No No preparation of the (West 2012) written application A federally-related Residential property RESPA Legend on On 353, 406, UTAH CODE ANN. § Closing mortgage loan consisting of 1-to-4 At recording No No UT Deeds of Trust 511, & 1398 (West 2012) subject to RESPA family units A mortgage loan of UT Disclosure of At the time of UTAH CODE ANN. § Closing 1001 more than two Not specified No No Servicer closing (West 2012) years
Utah (Package Type) Proper Name of Disclosure Generic Cx Number Loan Type Property Timing Requirement Legal Reference Borrower’s Signature Required? Lender’s Signature Required? Initial Disclosure Anti-Coercion Insurance Disclosure 2778 An extension of credit Not specified At the time of written application or, if there is no written application, before closing UTAH CODE ANN. §§ & (West 2012) No No Initial Disclosure Advanced Fee/Application Disclosure 2783 A mortgage loan of more than two years Not specified At the time a fee or deposit is accepted UTAH CODE ANN. § (West 2012) Yes No Initial Disclosure UT High Cost Home Loan Disclosures 3774 A high-cost mortgage A borrower’s principal dwelling No less than 3 business days to consummation UTAH CODE ANN. § (West 2012) No No Initial Disclosure UT Loan Notice A mortgage loan of more than two Not specified At the time of receipt or preparation of the written application UTAH CODE ANN. § (West 2012) No No Closing RESPA Legend on UT Deeds of Trust On 353, 406, 511, & 1398 A federally-related mortgage loan subject to RESPA Residential property consisting of 1-to-4 family units At recording UTAH CODE ANN. § (West 2012) No No Closing UT Disclosure of Servicer 1001 A mortgage loan of more than two years Not specified At the time of closing UTAH CODE ANN. § (West 2012) No No
Initial-Disclosure-Signature-Matrix.docx