A loan or credit OHIO REV. CODE At the time the OH Optional Credit transaction, which ANN. § (West Closing 16236 Not specified indebtedness is Yes No Insurance is generally secured 2012); OHIO ADMIN. incurred by a junior lien CODE & (2013) Borrower’s Lender’s Oklahoma Proper Name of Generic Cx Timing Loan Type Property Legal Reference Signature Signature Disclosure Number Requirement (Package Type) Required? Required? Either: (1) a loan of money upon the Anti-Coercion security of real or Real or personal OKLA. STAT. ANN. Initial Disclosure Insurance 2788 personal property; or property, including Not specified tit. 36, §§ & No No Disclosure (2) residential property (West 2012) a residential mortgage OKLA. STAT. ANN. OK Insurance A Subsection 10 A consumer’s No later than the Initial Disclosure 3324 tit. 14A, § (West Yes No Notice to Obligor mortgage principal dwelling time of closing 2012)
Closing OH Optional Credit Insurance 16236 A loan or credit transaction, which is generally secured by a junior lien Not specified At the time the indebtedness is incurred OHIO REV. CODE ANN. § (West 2012); OHIO ADMIN. CODE & (2013) Yes No Oklahoma (Package Type) Proper Name of Disclosure Generic Cx Number Loan Type Property Timing Requirement Legal Reference Borrower’s Signature Required? Lender’s Signature Required? Initial Disclosure Anti-Coercion Insurance Disclosure 2788 Either: (1) a loan of money upon the security of real or personal property; or (2) a residential mortgage Real or personal property, including residential property Not specified OKLA. STAT. ANN. tit. 36, §§ & (West 2012) No No Initial Disclosure OK Insurance Notice to Obligor 3324 A Subsection 10 mortgage A consumer’s principal dwelling No later than the time of closing OKLA. STAT. ANN. tit. 14A, § (West 2012) Yes No
Initial-Disclosure-Signature-Matrix.docx