18, 1591, 7 PA. CONS. STAT. Initial Disclosure and All RESPA and 14221, A loan or extension Not specified At various times ANN. § (West No No Closing TILA Disclosures 14222, and of credit 2012) many others Not specified, but 7 PA. CONS. STAT. HELOC A loan or extension practically before 1349 Not specified ANN. § (West Yes Yes Closing Agreement PA of credit making the loan or – 2012) extending credit Rhode Borrower’s Lender’s Proper Name of Generic Cx Island Loan Type Property Timing Requirement Legal Reference Signature Signature Disclosure Number Required? Required? (Package Type) RI Notice of Real estate with Not later than 3 R.I. GEN. LAWS A secured mortgage Initial Disclosure Nonrefundability of 3575 dwelling houses of business days after ANN. § (West No No loan Loan Fees not more than 4 the application 2012)
Initial Disclosure and Closing All RESPA and TILA Disclosures 18, 1591, 14221, 14222, and many others A loan or extension of credit Not specified At various times 7 PA. CONS. STAT. ANN. § (West 2012) No No Closing HELOC Agreement – PA 1349 A loan or extension of credit Not specified Not specified, but practically before making the loan or extending credit 7 PA. CONS. STAT. ANN. § (West 2012) Yes Yes Rhode Island (Package Type) Proper Name of Disclosure Generic Cx Number Loan Type Property Timing Requirement Legal Reference Borrower’s Signature Required? Lender’s Signature Required? Initial Disclosure RI Notice of Nonrefundability of Loan Fees 3575 A secured mortgage loan Real estate with dwelling houses of not more than 4 Not later than 3 business days after the application R.I. GEN. LAWS ANN. § (West 2012) No No
Initial-Disclosure-Signature-Matrix.docx