A dwelling or residential real estate upon is either A mortgage MONT. CODE ANN. MT Mortgage Loan constructed a dwelling or is Within 3 business loan (aka a § (West 2013); Initial Disclosure Origination 2776 intended to be constructed a days of taking an Yes No residential MONT. ADMIN. R. Disclosure dwelling within 2 years application mortgage loan) (2012) (subject to 24 CFR § 3500.5[b][4]) A dwelling or residential real estate upon which is either Not specified, but A mortgage MT Mortgage Loan constructed a dwelling or is practically before loan (aka a MONT. CODE ANN. Initial Disclosure Rate Lock 14844 intended to be constructed a an interest rate Yes Yes residential § (West 2013) Commitment dwelling within 2 years lock-in fee is mortgage loan) (subject to 24 CFR § charged 3500.5[b][4]) A dwelling or residential real After approval of estate upon which is either A mortgage the loan constructed a dwelling or is MT Loan loan (aka a application, but MONT. CODE ANN. Initial Disclosure 15517 intended to be constructed a Yes Yes Commitment residential before a § (West 2013) dwelling within 2 years mortgage loan) commitment fee is (subject to 24 CFR § charged 3500.5[b][4]) A homestead, consisting of a MONT. CODE ANN. MT Ack Real Prop is Closing 1412 Not specified dwelling house or mobile At closing §§ , & (West Yes No not exempt home 2013)
Initial Disclosure MT Mortgage Loan Origination Disclosure 2776 A mortgage loan (aka a residential mortgage loan) A dwelling or residential real estate upon is either constructed a dwelling or is intended to be constructed a dwelling within 2 years (subject to 24 CFR § 3500.5[b][4]) Within 3 business days of taking an application MONT. CODE ANN. § (West 2013); MONT. ADMIN. R. (2012) Yes No Initial Disclosure MT Mortgage Loan Rate Lock Commitment 14844 A mortgage loan (aka a residential mortgage loan) A dwelling or residential real estate upon which is either constructed a dwelling or is intended to be constructed a dwelling within 2 years (subject to 24 CFR § 3500.5[b][4]) Not specified, but practically before an interest rate lock-in fee is charged MONT. CODE ANN. § (West 2013) Yes Yes Initial Disclosure MT Loan Commitment 15517 A mortgage loan (aka a residential mortgage loan) A dwelling or residential real estate upon which is either constructed a dwelling or is intended to be constructed a dwelling within 2 years (subject to 24 CFR § 3500.5[b][4]) After approval of the loan application, but before a commitment fee is charged MONT. CODE ANN. § (West 2013) Yes Yes Closing MT Ack Real Prop is not exempt 1412 Not specified A homestead, consisting of a dwelling house or mobile home At closing MONT. CODE ANN. §§ , & (West 2013) Yes No
Initial-Disclosure-Signature-Matrix.docx