Borrower’s Lender’s Kentucky Proper Name of Generic Cx Loan Type Property Timing Requirement Reference Signature Signature Disclosure Number (Package Type) Required? Required? KY. REV. STAT. When application Either: (1) A loan or ANN. §§ , & Anti-Coercion approval is pending Initial Disclosure 2778 extension of credit; Property (West 2012); 806 No No Insurance Disclosure and insurance is or (2) A debt or loan KY. ADMIN. REGS. offered or required. (2013) Residential real property which KY Mortgage Loan KY. REV. STAT. A residential does or shall Initial Disclosure Broker Agent 3825 Not specified ANN. § (West No No mortgage loan contain a dwelling Disclosure 2012) (as defined in 15 USCA § 1602[v]) Residential real property which A loan commitment KY. REV. STAT. KY Commitment does or shall Initial Disclosure 3826 or funding, or a Not specified ANN. §§ & (West Yes Yes Disclosure contain a dwelling mortgage loan 2012) (as defined in 15 USCA § 1602[v]) Residential real NMLS Unique Identifier property which KY. REV. STAT. Disclosure on 1003 does or shall Yes (of the On 4193 A mortgage loan On the application ANN. § (West No Initial Disclosure Uniform Residential contain a dwelling originator) 2012) Loan Application (as defined in 15 USCA § 1602[v]) Owner-occupied At least 3 business KY. REV. STAT. KY Notice to Borrower A high-cost home Initial Disclosure 4264 residential real days before ANN. § (West No No High Cost Loans loan – property consummation. 2012) At the time of sale, KY Fair Housing A financing of real 104 KY. ADMIN. Initial Disclosure 11145 Real property purchase, or financing No No Disclosure property REGS. (2013) of real property
Kentucky (Package Type) Proper Name of Disclosure Generic Cx Number Loan Type Property Timing Requirement Reference Borrower’s Signature Required? Lender’s Signature Required? Initial Disclosure Anti-Coercion Insurance Disclosure 2778 Either: (1) A loan or extension of credit; or (2) A debt or loan Property When application approval is pending and insurance is offered or required. KY. REV. STAT. ANN. §§ , & (West 2012); 806 KY. ADMIN. REGS. (2013) No No Initial Disclosure KY Mortgage Loan Broker Agent Disclosure 3825 A residential mortgage loan Residential real property which does or shall contain a dwelling (as defined in 15 USCA § 1602[v]) Not specified KY. REV. STAT. ANN. § (West 2012) No No Initial Disclosure KY Commitment Disclosure 3826 A loan commitment or funding, or a mortgage loan Residential real property which does or shall contain a dwelling (as defined in 15 USCA § 1602[v]) Not specified KY. REV. STAT. ANN. §§ & (West 2012) Yes Yes Initial Disclosure NMLS Unique Identifier Disclosure on 1003 Uniform Residential Loan Application On 4193 A mortgage loan Residential real property which does or shall contain a dwelling (as defined in 15 USCA § 1602[v]) On the application KY. REV. STAT. ANN. § (West 2012) No Yes (of the originator) Initial Disclosure KY Notice to Borrower – High Cost Loans 4264 A high-cost home loan Owner-occupied residential real property At least 3 business days before consummation. KY. REV. STAT. ANN. § (West 2012) No No Initial Disclosure KY Fair Housing Disclosure 11145 A financing of real property Real property At the time of sale, purchase, or financing of real property 104 KY. ADMIN. REGS. (2013) No No
Initial-Disclosure-Signature-Matrix.docx