District of Borrower’s Lender’s Proper Name of Generic Cx Timing Columbia Loan Type Property Legal Reference Signature Signature Disclosure Number Requirement Required? Required? (Package Type) Initial 1591 (Federal), Prior to execution Initial Disclosure, TILA Lending Disclosure, 14089 A loan, financial, or Residential real of the loan or Redisclosure, and ARM Disclosure (Federal), and consumer credit D.C. CODE § (2012) No No – property financial Closing Lender, and other other TILA transaction transaction TILA Disclosures Disclosures A dwelling (as defined Various Federal in Section 103[v] of the Initial Disclosure, 1591 (Federal), disclosures used to TILA) or residential real Processing, TILA 4193 (FNMA), fulfill loan estate upon which is (or On or with the D.C. MUN. REGS. tit. Redisclosure, (Federal), A mortgage loan Yes No application is intended to be) application 26C, § (2013) and 14221 Underwriting, and disclosure constructed a dwelling, (Federal) Closing requirements specifically a 1-to-4 family home Anti-Coercion Initial Disclosure Insurance 2778 A credit extension Real property Not specified D.C. CODE § (2012) No No Disclosure
District of Columbia (Package Type) Proper Name of Disclosure Generic Cx Number Loan Type Property Timing Requirement Legal Reference Borrower’s Signature Required? Lender’s Signature Required? Initial Disclosure, TILA Redisclosure, and Closing Initial Disclosure, ARM Disclosure – Lender, and other TILA Disclosures 1591 (Federal), 14089 (Federal), and other TILA Disclosures A loan, financial, or consumer credit transaction Residential real property Prior to execution of the loan or financial transaction D.C. CODE § (2012) No No Initial Disclosure, Processing, TILA Redisclosure, Underwriting, and Closing Various Federal disclosures used to fulfill loan application disclosure requirements 1591 (Federal), 4193 (FNMA), (Federal), and 14221 (Federal) A mortgage loan A dwelling (as defined in Section 103[v] of the TILA) or residential real estate upon which is (or is intended to be) constructed a dwelling, specifically a 1-to-4 family home On or with the application D.C. MUN. REGS. tit. 26C, § (2013) Yes No Initial Disclosure Anti-Coercion Insurance Disclosure 2778 A credit extension Real property Not specified D.C. CODE § (2012) No No Lending
Initial-Disclosure-Signature-Matrix.docx