A dwelling or residential real Not specified, but estate upon is (or is MO. CODE REGS. A residential practically before a Initial Disclosure MO Lock-in Agreement 16677 intended to be) ANN. tit. 20, § No No mortgage loan rate-lock fee is constructed a (2013) collected dwelling, as defined by TILA A loan, presumably a Statement of Credit Residential real 15858 residential real estate After rejection of a MO. ANN. STAT. § Adverse Action Denial, Termination, or estate, consisting of No No (Federal) loan, which generally loan application (West 2012) Change 1-to-4 family excludes refinances A credit agreement, 3200 Note MO which is a lending or Deed of Trust, MO 5, 333, 491, forbearance of the Deed of Trust Second, 1056, and Not specified, but MO. ANN. STAT. § Closing repayment of money, Not specified No No and MO Addendum to 7789 (upon practically at closing (West 2012) extension of credit, or the Note-Oral request) other financial Agreement accommodation MO Deed of Trust or A credit transaction in Not specified, but MO. ANN. STAT. § Closing MO Deed of Trust 333 or 491 which collateral Not specified Yes Yes practically at closing (West 2012) Second insurance is obtained A dwelling or residential real A residential When the servicing estate upon is (or is Assignment, Sale, or mortgage (aka a of a residential MO. ANN. STAT. § Closing 21 (Federal) intended to be) No No Transfer of Servicing residential mortgage mortgage is (West 2012) constructed a loan) transferred or sold dwelling, as defined by TILA
Initial Disclosure MO Lock-in Agreement 16677 A residential mortgage loan A dwelling or residential real estate upon is (or is intended to be) constructed a dwelling, as defined by TILA Not specified, but practically before a rate-lock fee is collected MO. CODE REGS. ANN. tit. 20, § (2013) No No Adverse Action Statement of Credit Denial, Termination, or Change 15858 (Federal) A loan, presumably a residential real estate loan, which generally excludes refinances Residential real estate, consisting of 1-to-4 family After rejection of a loan application MO. ANN. STAT. § (West 2012) No No Closing 3200 Note MO Deed of Trust, MO Deed of Trust Second, and MO Addendum to the Note-Oral Agreement 5, 333, 491, 1056, and 7789 (upon request) A credit agreement, which is a lending or forbearance of the repayment of money, extension of credit, or other financial accommodation Not specified Not specified, but practically at closing MO. ANN. STAT. § (West 2012) No No Closing MO Deed of Trust or MO Deed of Trust Second 333 or 491 A credit transaction in which collateral insurance is obtained Not specified Not specified, but practically at closing MO. ANN. STAT. § (West 2012) Yes Yes Closing Assignment, Sale, or Transfer of Servicing 21 (Federal) A residential mortgage (aka a residential mortgage loan) A dwelling or residential real estate upon is (or is intended to be) constructed a dwelling, as defined by TILA When the servicing of a residential mortgage is transferred or sold MO. ANN. STAT. § (West 2012) No No
Initial-Disclosure-Signature-Matrix.docx