A dwelling, consisting of 1-to-4 When the broker A mortgage loan units, whether has obtained a (aka a residential attached to real WY Commitment/Lock-in commitment or WYO. STAT. ANN. Initial Disclosure 15904 mortgage loan), property or not, or No No Agreement lock-in from the § (West 2012) which is a residential real lender on behalf of primary lien estate upon which the borrower is constructed a dwelling Land or a dwelling Not specified, but A consumer loan, Yes, if life, consisting of 1-to-4 practically before is generally accident, or Cost of Insurance 16488 (upon which may or charges for WYO. STAT. ANN. Initial Disclosure a junior lien with health coverage No Disclosure request) may not be additional § (West 2012) a finance charge is being attached to real insurances are exceeding 18% purchased property made Land or a dwelling consisting of 1-to-4 18, 1591, and all A consumer loan, Initial Disclosure and All Truth-in-Lending units which may or WYO. STAT. ANN. other TILA which is generally Various times No No Closing Disclosures may not be § (West 2012) Disclosures a junior lien attached to real property A dwelling, A residential consisting of 1-to-4 mortgage loan, units, whether Initial Disclosure, NMLS Unique Identifier is a attached to real Processing, Disclosed on 1003 Uniform consumer loan With the loan WYO. STAT. ANN. On 4193 property or not, or No No Underwriting, and Residential Loan that generally is a application § (West 2012) residential real Application junior lien with a Closing estate upon which finance charge is constructed a exceeding 18% dwelling
Initial Disclosure WY Commitment/Lock-in Agreement 15904 A mortgage loan (aka a residential mortgage loan), which is a primary lien A dwelling, consisting of 1-to-4 units, whether attached to real property or not, or residential real estate upon which is constructed a dwelling When the broker has obtained a commitment or lock-in from the lender on behalf of the borrower WYO. STAT. ANN. § (West 2012) No No Initial Disclosure Cost of Insurance Disclosure 16488 (upon request) A consumer loan, is generally a junior lien with a finance charge exceeding 18% Land or a dwelling consisting of 1-to-4 which may or may not be attached to real property Not specified, but practically before charges for additional insurances are made WYO. STAT. ANN. § (West 2012) Yes, if life, accident, or health coverage is being purchased No Initial Disclosure and Closing All Truth-in-Lending Disclosures 18, 1591, and all other TILA Disclosures A consumer loan, which is generally a junior lien Land or a dwelling consisting of 1-to-4 units which may or may not be attached to real property Various times WYO. STAT. ANN. § (West 2012) No No Initial Disclosure, Processing, Underwriting, and Closing NMLS Unique Identifier Disclosed on 1003 Uniform Residential Loan Application On 4193 A residential mortgage loan, is a consumer loan that generally is a junior lien with a finance charge exceeding 18% A dwelling, consisting of 1-to-4 units, whether attached to real property or not, or residential real estate upon which is constructed a dwelling With the loan application WYO. STAT. ANN. § (West 2012) No No
Initial-Disclosure-Signature-Matrix.docx