A mortgage loan, At the time of Residential real used to purchase a commitment and property, N.Y. COMP. CODES NY Interest Rate Lock dwelling or in which a prior to the Initial Disclosure 3588 improved by a R. & REGS. tit. 3, § No No Commitment commitment fee or acceptance of a family, (2013) points are paid to the commitment fee or occupied dwelling lender points. Real estate upon which there is (or will be) located a N.Y. COMP. CODES NY High Cost Loan A high cost home At or prior to taking Initial Disclosure 3650 1-to-4 family, R. & REGS. tit. 3, § No No Disclosure loan an application (2013) structure Real estate upon which there is (or will be) located a At least 10 business N.Y. COMP. CODES NY High Cost Loan A high cost home 3673 1-to-4 family, days before the loan R. & REGS. tit. 3, § Yes Yes Initial Disclosure Insurance Disclosure loan is closed. (2013) structure Real estate N.Y. BANKING LAW improved by a § (McKinney NY High Cost Loan A high cost home family, At the time of Initial Disclosure 3674 2013); N.Y. COMP. No No Counseling Disclosure loan application CODES R. & REGS. tit. 3, § (2013) structure
Initial Disclosure NY Interest Rate Lock Commitment 3588 A mortgage loan, used to purchase a dwelling or in which a commitment fee or points are paid to the lender Residential real property, improved by a family, dwelling At the time of commitment and prior to the acceptance of a commitment fee or points. N.Y. COMP. CODES R. & REGS. tit. 3, § (2013) No No Initial Disclosure NY High Cost Loan Disclosure 3650 A high cost home loan Real estate upon which there is (or will be) located a 1-to-4 family, structure At or prior to taking an application N.Y. COMP. CODES R. & REGS. tit. 3, § (2013) No No Initial Disclosure NY High Cost Loan Insurance Disclosure 3673 A high cost home loan Real estate upon which there is (or will be) located a 1-to-4 family, structure At least 10 business days before the loan is closed. N.Y. COMP. CODES R. & REGS. tit. 3, § (2013) Yes Yes Initial Disclosure NY High Cost Loan Counseling Disclosure 3674 A high cost home loan Real estate improved by a family, structure At the time of application N.Y. BANKING LAW § (McKinney 2013); N.Y. COMP. CODES R. & REGS. tit. 3, § (2013) No No occupied
Initial-Disclosure-Signature-Matrix.docx