North Borrower’s Lender’s Proper Name of Generic Cx Carolina Loan Type Property Timing Requirement Legal Reference Signature Signature Disclosure Number Required? Required? (Package Type) A home loan, Real estate upon Not later than which is a first lien which there is located closing or 3 business N.C. GEN. STAT. N.C. GEN. STAT. ANN loan with a NC Notice of Information 1271 1-to-4 family days after receiving ANN. § (West No No Initial Disclosure principal amount dwellings or dwelling an application, 2013) of less than units whichever is earlier. $300,000 A consumer home Real estate with loan which N.C. GEN. STAT. NC Tangible Net Benefit units which is the Closing 2031 refinances another Not specified ANN. § (West No No Worksheet borrower’s principal consumer home 2013) dwelling loan A loan for the purchase of property or a loan N.C. GEN. STAT. Anti-Coercion Insurance of money on the Real or personal Initial Disclosure 2778 Not specified ANN. §§ , , & No No Disclosure security of a property (West 2013) security instrument on the property A manufactured home or real estate N.C. GEN. STAT. A high-cost home with 1-to-4 dwelling Initial Disclosure Right to Choose Attorney 3846 Not specified ANN. § (West No No loan units occupied as the 2013) borrower’s principal dwelling
North Carolina (Package Type) Proper Name of Disclosure Generic Cx Number Loan Type Property Timing Requirement Legal Reference Borrower’s Signature Required? Lender’s Signature Required? N.C. GEN. STAT. ANN Initial Disclosure NC Notice of Information 1271 A home loan, which is a first lien loan with a principal amount of less than $300,000 Real estate upon which there is located 1-to-4 family dwellings or dwelling units Not later than closing or 3 business days after receiving an application, whichever is earlier. N.C. GEN. STAT. ANN. § (West 2013) No No Closing NC Tangible Net Benefit Worksheet 2031 A consumer home loan which refinances another consumer home loan Real estate with units which is the borrower’s principal dwelling Not specified N.C. GEN. STAT. ANN. § (West 2013) No No Initial Disclosure Anti-Coercion Insurance Disclosure 2778 A loan for the purchase of property or a loan of money on the security of a security instrument on the property Real or personal property Not specified N.C. GEN. STAT. ANN. §§ , , & (West 2013) No No Initial Disclosure Right to Choose Attorney 3846 A high-cost home loan A manufactured home or real estate with 1-to-4 dwelling units occupied as the borrower’s principal dwelling Not specified N.C. GEN. STAT. ANN. § (West 2013) No No
Initial-Disclosure-Signature-Matrix.docx