Either: (1) a loan under Subtitle 1, Title 12 of Maryland’s Commercial Law (Md. Code Ann., Com. Law §§ 12-101 A dwelling or et seq.); Truth-in-Lending residential real 18 (Federal) (2) a loan under the MD. CODE ANN., Initial Disclosure and Disclosure or Initial estate on which a Before execution of or 1591 Maryland Consumer COM. LAW §§ , , , , No No Closing Truth-in-Lending dwelling will be a loan contract (Federal) Loan Law Credit & (West 2012) – Disclosure located, which is Provisions (Md. Code owner-occupied Ann., Com. Law §§ 12-301 et seq.); (3) a mortgage loan; (4) a revolving credit plan; or (5) a loan credit) Any loan secured by MD. CODE ANN., Initial Disclosure and Closing Attorneys Fee 3513 (upon A borrower’s At or prior to a mortgage or deed COM. LAW § No No Closing Certification request) primary residence settlement of trust (West 2012) A dwelling or residential real Good Faith Estimate (Federal) estate on which a Initial Disclosure and MD. CODE REGS. § and HUD-1 & 14222 A mortgage loan owner-occupied Various No No Closing (2013) (Federal) dwelling is (or is intended to be) constructed
Initial Disclosure and Closing Truth-in-Lending Disclosure or Initial Truth-in-Lending Disclosure 18 (Federal) or 1591 (Federal) Either: (1) a loan under Subtitle 1, Title 12 of Maryland’s Commercial Law (Md. Code Ann., Com. Law §§ 12-101 et seq.); (2) a loan under the Maryland Consumer Loan Law – Credit Provisions (Md. Code Ann., Com. Law §§ 12-301 et seq.); (3) a mortgage loan; (4) a revolving credit plan; or (5) a loan credit) A dwelling or residential real estate on which a dwelling will be located, which is owner-occupied Before execution of a loan contract MD. CODE ANN., COM. LAW §§ , , , , & (West 2012) No No Initial Disclosure and Closing Closing Attorneys Fee Certification 3513 (upon request) Any loan secured by a mortgage or deed of trust A borrower’s primary residence At or prior to settlement MD. CODE ANN., COM. LAW § (West 2012) No No Initial Disclosure and Closing Good Faith Estimate and HUD-1 (Federal) & 14222 (Federal) A mortgage loan A dwelling or residential real estate on which a owner-occupied dwelling is (or is intended to be) constructed Various MD. CODE REGS. § (2013) No No
Initial-Disclosure-Signature-Matrix.docx