LANDMARK INDUSTRIES TIMEWISE FOOD STORES 1,2014 March 31, 2015 Plan Year” “April – EMPLOYEE BENEFIT MENU All Full Time Store Personnel & Corporate Maintenance Personnel See Employee Handbook for eligibility requirements for all benefits. PanaBridge Advantage Essential Preventive Medical Plan Pan American Life Insurance Company Company and Employee Funded Plans Voluntary Insurance Coverage’s The following lists Benefits” or those that are Funded as Pre and Post Tax Deduction.” “Voluntary “Employee You may choose to participate in any of the group plans listed below. COLONIAL LIFE Accident Insurance Cancer Insurance Group Term Life Insurance Specified Disease Insurance HUMANA “Comp-Benefits” Humana Indemnity Dental Humana DHMO Dental Humana Vision Flexible Spending Account You may defer a predetermined pre-tax dollar amount each paycheck to be deposited into a Spending Account.” “Flexible You will then submit receipts for either qualified medical or dependent care, such as child care expenses. Once your receipts have been processed then you will be reimbursed. This program is governed by strict Federal guidelines. Other restrictions and requirements apply. Dependent Care annual maximum” “$5,000.00 Non Reimbursed Medical annual maximum” “$5,000.00 401 (K) Plan Must be full time, age 21, and continuously employed for one full year. Pre Tax Deduction of Voluntary Benefits Any and all voluntary employee selected benefit premiums will be deducted from each pay period on a Tax “Pre except Term Life Insurance is Tax.” By Landmark offerings this pretax premium deduction plan the insured will “Post save their approximate combined tax rate percentage. In compliance with IRS regulations these coverage’s will remain in effect until the end of the plan year with any opportunity to cancel only in the event of a life changing event in the insured’s life. There is a $.50 per week administrative fee for pretax premiums.
LANDMARK INDUSTRIES TIMEWISE FOOD STORES “April 1,2014 – March 31, 2015 Plan Year” EMPLOYEE BENEFIT MENU All Full Time Store Personnel & Corporate Maintenance Personnel See Employee Handbook for eligibility requirements for all benefits. PanaBridge Advantage Essential Preventive Medical Plan Pan American Life Insurance Company Company and Employee Funded Plans Voluntary Insurance Coverage’s The following lists “Voluntary Benefits” or those that are “Employee Funded as Pre and Post Tax Deduction.” You may choose to participate in any of the group plans listed below. COLONIAL LIFE Accident Insurance Cancer Insurance Group Term Life Insurance Specified Disease Insurance HUMANA “Comp-Benefits” Humana Indemnity Dental Humana DHMO Dental Humana Vision Flexible Spending Account You may defer a predetermined pre-tax dollar amount each paycheck to be deposited into a “Flexible Spending Account.” You will then submit receipts for either qualified medical or dependent care, such as child care expenses. Once your receipts have been processed then you will be reimbursed. This program is governed by strict Federal guidelines. Other restrictions and requirements apply. Dependent Care “$5,000.00 annual maximum” Non Reimbursed Medical “$5,000.00 annual maximum” 401 (K) Plan Must be full time, age 21, and continuously employed for one full year. Pre Tax Deduction of Voluntary Benefits Any and all voluntary employee selected benefit premiums will be deducted from each pay period on a “Pre Tax except Term Life Insurance is “Post Tax.” By Landmark offerings this pretax premium deduction plan the insured will save their approximate combined tax rate percentage. In compliance with IRS regulations these coverage’s will remain in effect until the end of the plan year with any opportunity to cancel only in the event of a life changing event in the insured’s life. There is a $.50 per week administrative fee for pretax premiums.
Insurance%20Employee%20Benefits%20Overview.docx