A consumer credit Manufactured No later than when a ME. REV. STAT. Privacy Policy Initial Disclosure 15182 (Federal) transaction housing or an customer relationship is tit. 9-A, §§ & No No Notice (consumer loan) interest in land established (2012) An alternative mortgage transaction, which ME Alternative is a primary lien, At the time an application is ME. CODE R. Mortgage 15798, 15799, has a term of more A 1-to-4 family provided or before the ch. 119, §§ ; Initial Disclosure No No Transaction or 15800 than 1 year, and is dwelling applicant pays a 02-030 ch. 250, Disclosures a purchase loan, nonrefundable fee. §§ (2013) refinance thereof, or a construction loan Within a reasonable period Addendum to of time, upon the consumer Statement of written request for the ME. REV. STAT. Credit Denial, Credit Not specified reasons for the adverse No No Initial Disclosure tit. 10, § (2012) Termination, or action received within 60 Change days after learning of such adverse action. A consumer credit transaction (consumer loan), Not specified, but generally Manufactured ME. REV. STAT. Cost of Insurance 16488 (upon practically before charging Initial Disclosure excludes purchase, housing or an tit. 9-A, § No No Disclosure request) for any of the disclosed refinance of a interest in land (2012) insurances purchase, construction, and first lien loans
Initial Disclosure Privacy Policy Notice 15182 (Federal) A consumer credit transaction (consumer loan) Manufactured housing or an interest in land No later than when a customer relationship is established ME. REV. STAT. tit. 9-A, §§ & (2012) No No Initial Disclosure ME Alternative Mortgage Transaction Disclosures 15798, 15799, or 15800 An alternative mortgage transaction, which is a primary lien, has a term of more than 1 year, and is a purchase loan, refinance thereof, or a construction loan A 1-to-4 family dwelling At the time an application is provided or before the applicant pays a nonrefundable fee. ME. CODE R. ch. 119, §§ ; 02-030 ch. 250, §§ (2013) No No Initial Disclosure Addendum to Statement of Credit Denial, Termination, or Change Credit Not specified Within a reasonable period of time, upon the consumer written request for the reasons for the adverse action received within 60 days after learning of such adverse action. ME. REV. STAT. tit. 10, § (2012) No No Initial Disclosure Cost of Insurance Disclosure 16488 (upon request) A consumer credit transaction (consumer loan), generally excludes purchase, refinance of a purchase, construction, and first lien loans Manufactured housing or an interest in land Not specified, but practically before charging for any of the disclosed insurances ME. REV. STAT. tit. 9-A, § (2012) No No
Initial-Disclosure-Signature-Matrix.docx