A dwelling (as Not than 24 defined in Section hours after the 103 of TILA) or information in Ohio Notice of OHIO REV. CODE 12463 (upon A residential residential real estate Cx3472 changes, or Initial Disclosure Change in Mortgage ANN. §§ & (West No No request) mortgage loan upon which is (or is 24 hours before 2013) intended to be) the loan is closed, constructed a whichever is dwelling earlier. A covered loan which refinances another covered Property used as the OHIO REV. CODE Tangible Net Benefit 12531 (upon loan within 1 year, Initial Disclosure consumer’s principal Not specified ANN. § (West No No Worksheet request) excluding a dwelling 2012) residential mortgage transaction OH Verification of A covered loan, Prepurchase excluding a Property used as the OHIO REV. CODE Before Initial Disclosure Counseling and residential consumer’s principal ANN. § (West Yes No consummation Acknowledgment of mortgage dwelling 2012) Risk Disclosure transaction A dwelling (as defined in Section 103 of TILA) or Prior to furnishing OHIO REV. CODE OH Conflict of 13605 (upon A residential residential real estate Initial Disclosure or placing ANN. § (West No No Interest Disclosure request) mortgage loan upon which is (or is insurance 2012) intended to be) constructed a dwelling
Initial Disclosure Ohio Notice of Change in Mortgage 12463 (upon request) A residential mortgage loan A dwelling (as defined in Section 103 of TILA) or residential real estate upon which is (or is intended to be) constructed a dwelling Not than 24 hours after the information in Cx3472 changes, or 24 hours before the loan is closed, whichever is earlier. OHIO REV. CODE ANN. §§ & (West 2013) No No Initial Disclosure Tangible Net Benefit Worksheet 12531 (upon request) A covered loan which refinances another covered loan within 1 year, excluding a residential mortgage transaction Property used as the consumer’s principal dwelling Not specified OHIO REV. CODE ANN. § (West 2012) No No Initial Disclosure OH Verification of Prepurchase Counseling and Acknowledgment of Risk Disclosure A covered loan, excluding a residential mortgage transaction Property used as the consumer’s principal dwelling Before consummation OHIO REV. CODE ANN. § (West 2012) Yes No Initial Disclosure OH Conflict of Interest Disclosure 13605 (upon request) A residential mortgage loan A dwelling (as defined in Section 103 of TILA) or residential real estate upon which is (or is intended to be) constructed a dwelling Prior to furnishing or placing insurance OHIO REV. CODE ANN. § (West 2012) No No
Initial-Disclosure-Signature-Matrix.docx