Residential real property, At the first N.Y. COMP. CODES NY Dual Capacity improved by a substantive contact Initial Disclosure 16585 A mortgage loan R. & REGS. tit. 3, § Yes No Disclosure family, between the broker (2013) owner-occupied and the borrower. dwelling A mortgage loan, the proceeds of are not for purchasing or Residential real construction property, NY Non-Purchase N.Y. COMP. CODES 17012 (upon purposes and in improved by a Initial Disclosure Residential Mortgage At loan approval R. & REGS. tit. 3, § No No request) connection therewith family, Loan Disclosure (2013) no commitment fees owner-occupied or points are paid to dwelling the lender prior to closing A loan or forbearance N.Y. REAL PROP. Initial Disclosure Copy of Appraisal secured primarily by 6 (Federal) Real property Not specified LAW § (McKinney No No and Closing Report Notice an interest in real 2013) property A mortgage loan, which is a primary Real property, lien, which has a consisting of 18, 1591, and N.Y. COMP. CODES Initial Disclosure Various TILA principal amount of family Prior to accepting an other TILA R. & REGS. tit. 3, §§ No No and Closing Disclosures less than $250,000, residences application for a loan Disclosures & (2013) and which has an occupied by the adjustable interest rate NY Fair Credit Before a person N.Y. GEN. BUS. Initial Disclosure Reporting Act 3576 An extension of credit Not specified requests a consumer LAW§ (McKinney No No and Closing Disclosure report. 2013)
Initial Disclosure NY Dual Capacity Disclosure 16585 A mortgage loan Residential real property, improved by a family, owner-occupied dwelling At the first substantive contact between the broker and the borrower. N.Y. COMP. CODES R. & REGS. tit. 3, § (2013) Yes No Initial Disclosure NY Non-Purchase Residential Mortgage Loan Disclosure 17012 (upon request) A mortgage loan, the proceeds of are not for purchasing or construction purposes and in connection therewith no commitment fees or points are paid to the lender prior to closing Residential real property, improved by a family, owner-occupied dwelling At loan approval N.Y. COMP. CODES R. & REGS. tit. 3, § (2013) No No Initial Disclosure and Closing Copy of Appraisal Report Notice 6 (Federal) A loan or forbearance secured primarily by an interest in real property Real property Not specified N.Y. REAL PROP. LAW § (McKinney 2013) No No Initial Disclosure and Closing Various TILA Disclosures 18, 1591, and other TILA Disclosures A mortgage loan, which is a primary lien, which has a principal amount of less than $250,000, and which has an adjustable interest rate Real property, consisting of family residences occupied by the Prior to accepting an application for a loan N.Y. COMP. CODES R. & REGS. tit. 3, §§ & (2013) No No Initial Disclosure and Closing NY Fair Credit Reporting Act Disclosure 3576 An extension of credit Not specified Before a person requests a consumer report. N.Y. GEN. BUS. LAW§ (McKinney 2013) No No
Initial-Disclosure-Signature-Matrix.docx