Yeah you know as I say photo ID would help and some way of an ATM or something that tells them how much is on it. Overall a good thing, it’s it’s got its teething problems but good. it’s Merchant As discussed below, this idea also arose in discussions with Centrelink staff. Some of the participants in the longitudinal survey saw the sharing of BasicsCards as being consistent with Aboriginal culture and a way for families to share scarce resources. Operation and use of the BasicsCard A number of themes about the BasicsCard emerged across the qualitative interviews with those subject to IM, Centrelink staff, money management workers, and financial counsellors. These included: reducing financial abuse, including the impacts of the BasicsCard in reducing the prevalence of financial abuse the benefits of fee free banking practical problems using the BasicsCard embarrassment and stigma associated with using the BasicsCard. Financial abuse There is evidence from the qualitative interviews with those subject to income management, Centrelink staff and money management and financial counselling service providers, that the BasicsCard (and income management more broadly) can assist in reducing financial abuse and/or harassment. However, the BasicsCard does not remove financial harassment and abuse (and indeed can exacerbate it in certain circumstances), and therefore income management is only a partial solution to this problem. A number of people subject to IM commented that they liked income management and the BasicsCard because it reduced the extent to which they were subject to financial harassment. As noted by some clients, there are fewer money problems due to less cash on hand which might otherwise be given or taken by others in their family. Income management has helped and BasicsCard has helped because family can't ask you for your money. Indigenous woman, Alice Springs (Income management is) Safer because no humbug from family. Indigenous woman, Remote NT I have that BasicsCard and my husband can't get that money so I have food in my house. Indigenous woman, Remote NT There were mixed views among Centrelink staff about whether the BasicsCard helped to stop people being financially harassed. A number of the Centrelink
Yeah you know as I say photo ID would help and some way of an ATM or something that tells them how much is on it. Overall it’s a good thing, it’s got its teething problems but it’s good. Merchant As discussed below, this idea also arose in discussions with Centrelink staff. Some of the participants in the longitudinal survey saw the sharing of BasicsCards as being consistent with Aboriginal culture and a way for families to share scarce resources. Operation and use of the BasicsCard A number of themes about the BasicsCard emerged across the qualitative interviews with those subject to IM, Centrelink staff, money management workers, and financial counsellors. These included: reducing financial abuse, including the impacts of the BasicsCard in reducing the prevalence of financial abuse the benefits of fee free banking practical problems using the BasicsCard embarrassment and stigma associated with using the BasicsCard. Financial abuse There is evidence from the qualitative interviews with those subject to income management, Centrelink staff and money management and financial counselling service providers, that the BasicsCard (and income management more broadly) can assist in reducing financial abuse and/or harassment. However, the BasicsCard does not remove financial harassment and abuse (and indeed can exacerbate it in certain circumstances), and therefore income management is only a partial solution to this problem. A number of people subject to IM commented that they liked income management and the BasicsCard because it reduced the extent to which they were subject to financial harassment. As noted by some clients, there are fewer money problems due to less cash on hand which might otherwise be given or taken by others in their family. Income management has helped and BasicsCard has helped because family can't ask you for your money. Indigenous woman, Alice Springs (Income management is) Safer because no humbug from family. Indigenous woman, Remote NT I have that BasicsCard and my husband can't get that money so I have food in my house. Indigenous woman, Remote NT There were mixed views among Centrelink staff about whether the BasicsCard helped to stop people being financially harassed. A number of the Centrelink
final_nim_first_evaluation_report_2012_v2.docx