When a mortgage broker, mortgage loan originator or mortgage banker communicates The GFE, TIL, and in an advertisement statement notifying the other than English or borrower that loan otherwise solicits documents will be in business in a language TIL: 15658 (Spanish) English. These must be Russian, other than English; and OR. REV. STAT. OR. REV. GFE: 15656 (Spanish) Oregon provided in English and in Spanish, or offers to negotiate or ANN. § (West STAT. ANN. § Notice: 15657 the language other than Vietnamese does negotiate a 2013) (West 2013) (Spanish) English in which a residential mortgage substantial portion of the transaction in which a communication is related substantial portion of to the transaction that the communication takes place. related to the transaction occurs in a language other than English.
Oregon The GFE, TIL, and statement notifying the borrower that loan documents will be in English. These must be provided in English and in the language other than English in which a substantial portion of the communication is related to the transaction that takes place. Russian, Spanish, or Vietnamese When a mortgage broker, mortgage loan originator or mortgage banker communicates in an advertisement other than English or otherwise solicits business in a language other than English; and offers to negotiate or does negotiate a residential mortgage transaction in which a substantial portion of the communication related to the transaction occurs in a language other than English. OR. REV. STAT. ANN. § (West 2013) OR. REV. STAT. ANN. § (West 2013) TIL: 15658 (Spanish) GFE: 15656 (Spanish) Notice: 15657 (Spanish)
Foreign-Language-Disclosure-Matrix-2013.docx