How do you feel about money? Issue High worry Medium worry Low worry Working Well Do your money Yes, these worries worries impact on Yes, I often have disrupt my sleep and occasional never your day to day health sleepless nights impact everyday and well-being? Are you able to meet your household bills No, I often fall behind or Yes, I am consistently able Mostly, but sometimes I and essential No, never have to turn to payday to meet these costs and pay the odd bill late outgoings fully and on lenders can plan ahead. time? Significant rent arrears Had some trouble in the that I don’t know how to I have some arrears but I Are you worried about past but things are address am seeking to address Rent is up to date your rent? mostly under control, I this I’m worried about have a repayment plan eviction Yes, I am worried what Yes, but I have help to No, I am confident that I Is debt stopping you Yes, I don’t see a way impact a change in my understand how I can can move on regardless of from moving on? out of my debts circumstances might manage better my debts have on these debts
Issue High worry Medium worry Low worry Working Well Do your money worries impact on your day to day health and well-being? Yes, these worries disrupt my sleep and impact everyday Yes, I often have sleepless nights occasional never Are you able to meet your household bills and essential outgoings fully and on time? No, never No, I often fall behind or have to turn to payday lenders Mostly, but sometimes I pay the odd bill late Yes, I am consistently able to meet these costs and can plan ahead. Are you worried about your rent? Significant rent arrears that I don’t know how to address I’m worried about eviction I have some arrears but I am seeking to address this Had some trouble in the past but things are mostly under control, I have a repayment plan Rent is up to date Is debt stopping you from moving on? Yes, I don’t see a way out of my debts Yes, I am worried what impact a change in my circumstances might have on these debts Yes, but I have help to understand how I can manage better No, I am confident that I can move on regardless of my debts How do you feel about money?
financial_exclusion_evaluation.docx